Americans React To What US Healthcare Looks Like Abroad | Loners #45
Вставка
- Опубліковано 29 вер 2024
- #europe #healthcare #reaction
In this video, we discuss the problems with the US healthcare system alongside our foreign friends who agree. We hope you enjoy this video and if you do please don't forget to like and subscribe! Thank you all so much :)
Original Video --- bit.ly/3XHbB8U
Vlog Channel --- bit.ly/3jbu1Q7
Hi from Belgium , here (and in Europe in general) medical debt is not really a thing. It's a pity that most people who need to learn about universal healthcare don't check channels like these.
True I'm Italian living in Antwerp Belgium and Pisa Italy. 🇮🇹🇧🇪
In Belgium, we also have "BIM" status for low-income people. With this they pay almost nothing. Otherwise in Belgium health care can become expensive if you go to private or non-contracted doctors and hospitals because they can increase their prices. As a general rule, it costs +- 5 € for a visit to the general practitioner and a large part of the prescribed drugs are reimbursed.
Hi from the UK 👋 🇬🇧 the problem is that Americans have been convinced by their government and the pharmaceutical industry that health care that the rest of the world has is communism lol 😆
@@richardhall6034 indeed my friend so true. 😂, The US is a plutocrasy and don't now it
You two seem like a lovely couple…shame your country will not treat you better….
Prescription charges here in the UK are £9.35 per item ($11.54} but now I'm over 60 years old I get all medicines for free. I could not imagine having to live with the knowledge that a serious illness or accident could possibly bankrupt me.
free in wales
You mean in England. Scotland, Wales and NI they are free.
Also if u have a long term condition like Diabetes your meds are free (in England u usually have to pay a nominal amount).
In England. Prescriptions are free in Scotland, Wales and Northern Ireland because the NHS in those countries allocate funding differently. In England prescription charges costs a lot to administer, so charging for prescriptions doesn’t actually make much sense.
Thanks for an interesting conversation whilst I'm making dinner . As a pensioner in the UK. I have never left the house having to worry about guns . They aren't part of our culture and ownership is heavily restricted and some types are banned . Our Police officers are not armed with the exception of special units for terrorist situations .
On Health care , we have income tax and National Insurance deducted by employers ( PAYE.- Pay as you earn ) and only self employed have to submit tax returns . The NI pays towards health pensions and benefits . The basic tax rate is 20% with higher bands of 40 and 45% for higher earners .For that we get health care free at the point of use , prescriptions in England cost about £ 8 but many people qualify for free . Dental does have some charges and spectacles .
No political party can ever hope to be elected without having a good , or at least credible policy on running the NHS . It's not without its problems after the pandemic and now the cost of living has taken its toll on staff and waiting lists .Started after the war , the NHS.transformed the lives of the entire population and it has almost universal support among the British people .
We are truly blessed in the UK/Europe (also Australia and NZ).
We are truly blessed with the NHS. We take it for granted and if any party tries to privatise it (conservatives are trying) they would be voted out asap.
I live in Japan, and I literally think about taking my kids to get a COVID test the moment they show some signs of a cold (runny nose, headaches.) One time, the doctor suggested testing for both COVID and influenza. Turns out it was negative, so he just dispensed meds for fever, colds and cough. About two weeks worth of three different types of meds. I only paid the equivalent of $2. Yeah, when someone in my family doesn’t feel well, our first thought is always, “should I go to the hospital?” It’s that automatic for everybody. I know people who go to the hospital just for fatigue and exhaustion. So diseases get diagnosed quickly, contributing to Japan having the longest life expectancy in the world.
I am German and this year i had to go to the ER because of a sudden paralysis on my left face. It was thought that i had the shingles so they gave me a single bed room in the hosptial. I've got tests everyday like a MRT, ultrasonic, infusions, blood tests, speech therapy and daily visits of a doctor. They kept me for about 6 days. My final diagnosis was an temporal idiopathic face paralysis. All I had to pay was 60€, 10€ for every day in the hospital. And 10€ for 2 weeks of medication
Hi from Amsterdam,the Netherlands.
I pay €110 a month and 385 € a year own risk.
I had a heavy stroke 7 years ago.I'm in a wheelchair now...sh.t happens.
Hospital for three and a half month.
I payed nothing.
Btw.you two...are adorable.
Excuses for the grammar..
That might need some explanation because "own risk" is a Dutch thing. In case anyone wonders, it is the maximum amount you might have to pay yourself in a year. Once you go above that, insurance will have to cover everything.
@@jbird4478
Dank u wel.
Here's another fact to make moving to the Netherlands appealing
Maternal Mortality Rate (Deaths per 100,000 live births 2020)
USA = 23.8
Netherlands = 1.2
It's worse when you realise the US figure has been increasing. In 2017 it was 19. (Iran was 16 by the way).
Is that really your surname?
@@arnoldarnold4944
yes.
The name came from Assmannshausen am Rhijn.
In 12 years I went to emergency twice in an ambulance, and 5 more times self transported. To this day all my medical bills, including 12 hours immobilized in emergency care with multiple fractures and more than 10 different checks and scans, in total to this day I have given out of my pocket less than 200 euros.
I don't have private insurance, I'm not even a citizen of this country, I have the free Europe-wide insurance, which as it is implied I never paid directly for, it was just a card that was mailed to my residence out of the blue after registering as a resident.
There is a vid on yt posted by a US woman living in Germany telling the medical history of her tumor and comparing in depth the costs of her therapy in Germany and what it would have been if she was still living in the USA. The channel is "Call me Armstrong" and the title is "America Vs Germany : Medical Costs, My Story, let's compare!".
Another video is made by Hayley Alexis : "HEALTHCARE IN GERMANY VS USA || what are the differences?" (She has tons of other interesting comparison vids.)
Maybe interesting for you to get more detailed information.
In England, we have to pay towards the admin side of a prescription. Think it’s £9. But the drug is free, no matter how much it is. No prescription charge for low income, children, over 65 or if you are in hospital. Prescriptions are free in Wales and I think in Scotland. No idea about Northern Ireland.
Aussie here. We pay for prescriptions, but they are on a pharmaceutical benefits scheme, so do not cost very much and if you have a govt healthcare card they are even cheaper.
I’m in England. I have type 2 diabetes so I get all my prescription medicine for nothing. The same is true for type 1 diabetics so the cost of insulin to the patient is actually £0 (=$0 obviously).
Hi I’m from the U.K. I’m 64. I’ve had 2 heart attacks in the past with hospitals stays 10 days for both. Then stents fitted and follow up treatment. I’ve had a sarcoma which is a soft tissue cancer and had surgery to remove it 14 day hospital stay and follow up treatment. Then I was found to have bowel cancer after a full body scan tafter the sarcoma surgery. I had surgery to remove half my bowel with a week in intensive care and 21 days on a ward. Then follow up treatment including chemotherapy and radiotherapy also 5 yearly colonoscopies. I’ve never had to pay 1 penny for all this treatment. Yes I paid through my taxes during my working life but what I actually paid was nothing like the amount you pay in insurance premiums. If I lived in the us there is only one place I’d be and that’s 6 feet under. I bless the NHS everyday. They are the gift that keeps giving.
You asked about copay and this is how it works in Sweden. We do not have free health care, nor do we have free prescriptions. However, both are subsidized. A visit to the doctor in my region costs 100 SEK (9,62 USD), and the cost of seing a specialist costs between 100 SEK and 300 SEK. There is also a high-cost protection which means you never pay more than 1300 SEK (125 USD) per year. A visit to the emergency room costs 300 SEK and ride with the ambulance costs 150 SEK (14,4 USD). Both are also included in the high-cost protection. There is a cost of 110 SEK (10,5 USD) per day, which is not included in the high-cost protection. Worth to note is that you get all meals included in the cost of 110 SEK per day while you are hospitalized. Dental care is not included in these prices and are more expensive.
You need to pay for any prescriptions if you go to pharmacy to buy the medicine. The government decide how much medicine may cost and if it should be subsidized. There is also high-cost protection for most medicine. You more or less never pay more than 2600 SEK (250 USD) per year. When you paid 1300 SEK, you only pay half the cost of your medicine. You do not pay anything for medicine when you reached 2600 SEK. However there are some exceptions and one of those would be Viagra which is not included in the high-cost protection.
There is also a high-cost protection for travels to a healthcare providers and back home. You do not pay more than 2000 SEK (192 USD). You pay 36 SEK (3,5 USD) for public transport to healthcare provider and 36 SEK home again. You can also drive your own car and if needed and if you have certificate from a healthcare provider you can also go by taxi or special car (wheelchair or recumbent patient transport)
In Norway, taxes are done for me by the state tax administration and I receive a yearly tax assessment at the end of the year,
my only responsibility, which is not mandatory; is to check if there are any miscalculations.
Belgium here. Went for my yearly physical and blood test a month ago. Had to pay 5€ for the consultation (the rest is paid directly from the insurance to my doctor) and 11€ for the lab work. We have a so called Mutualiteit, an obligatory medical insurance for which we pay a very reasonable basic fee and which covers all expenses minus a minimal personal contribution (see above example) depending on your income. One can pay for additional hospitalization insurance (more or less 250€ per year) which allows you little luxuries like a private hospital room etc. but this is not obligatory. Dentist costs are practically free on the condition that you visit your dentist 1-2 times a year. When you do not, prices go up (or better said, your insurance pays a lesser percentage). This is preventive medicine for the benefit of the entire population as mentioned here earlier too.
In Canada we get a record of our earnings for the year. We can go to a Tax agency to do it or we can do it ourself. If you do it yourself and it's wrong there is no penalty. You acted in good faith and they will go over your forms and send you a notice that shows any corrections.
hailing from a country that one might call the a**hole of europe, just felt the need to say: access to medical services/attention is pretty much considered a human right, not a privilege. whereas, yes, we do have to "co-pay" for certain medication (and this is a relatively new thing so there is a lot of complaining about it going on), this does not amount to a crippling debt. also, if you cannot pay, it will be covered "socially". there is no conceivable way in which a person (a diabetic, for example) could be deprived of their therapy.
also, unlike the US: ambulance costs nothing, child-birth costs nothing, fixing a broken arm or a leg (all the way through, physical therapy included) costs nothing. antibiotics cost nothing, flu shots cost nothing, elementary dental care costs nothing, chemotherapy and radiation therapy cost nothing. if a ct scan is essential, it costs nothing. if it is recommended but not necessary, you will have to "co-pay" for it (in the amount of10ish euro tops). a visit to your gp (family doctor) costs nothing.
now, of course all these things are paid for; i am speaking of "on the spot", out of pocket payment. everywhere in the world, people pay taxes. a part of our taxes pays for these services. think about it this way: a part of your taxes pays for "defense". you could argue: well, we're not at war with anyone, why pay for the army? well, if you find yourselves having to go to war, is it not better to be ready? the same logic applies to having healthcare. being poor is not a crime and it does not make one less deserving of medical care. hell, even being a criminal does not make a person not worthy of health. in my humble opinion, health is not and ought not be viewed as a privilege.
As previous comments have said regarding prescriptions in the UK, it’s £9.35 per item if you are like me just a normal person. But if you are over 60 or under 16, 16 to 18 in full-time education, are pregnant, have specified medal condition like diabetes or cancer, or if you are on state benefits, then all prescriptions are totally free. My father currently takes five different medications per day and they are all totally free to him. In fact a lot of the times when you go to the chemist they actually ask you do you pay but they never check if you’re telling the truth or not. There are also some other exemptions so basically the people that have to pay are those who work and have an income and it’s not that expensive anyway.
The IRS in Norway set up your taxes with a certain percentage for monthly income. If you have your own company - you pay a certain amount 4 times a year. You can get help from the IRS to change the taxes online if you see your income changes.
I'm British and I live in Prague. In the UK you pay a set price for prescriptions of £9.35 per medicine I think. However there are people who get them for free, Under 16's, Under 18's (if in full-time education), over 60's, and people with long-term illnesses i.e. diabetes, Pregnant women etc. Here in Prague, you need to have insurance, however, I got it through my company when I moved here, and then the Government when I got residency, with No Co-pays. I do pay for some specialist medication for a condition, however, I get it reimbursed after a few months. Also Taxes in the UK I never filled out a form as I was employed and my company took care of it. Self-employed people do need to fill out forms. Here in Prague my company also does it, I just needed to pop in to the HR dept to sign a statement for them
5 years ago my x-wife was in Toulouse France and fell on some stairs leading to multiple compound fractures of her right elbow. She was in surgery there for 8 hours and in the hospital for 3 days after. When the insurance company got the bill the TOTAL bill was $6800. Not her share mind you, but the TOTAL bill. Her insurance company (Blue Cross), passed along her co-pay which ended up being about $800.
And that's because you are American. I was in vacation in France as well 5 years ago, my 13 month old had an otitis. We went to ER they checked him, gave a prescription for antibiotics and cleaning solution. Never saw the bill for the ER and had to pay like 15€ for the prescription. When I was back in my country I went to the healthcare office, filled a form with the pharmacy's invoice, 3 weeks later they send me the money on my bank account...
From Norway: Yeah, you have to pay for prescription medicine. It's like 10- US dollars, -ish, for about 3 months. However, if you have paid about 200 US dollars for medicine within a year, then everything is free after that throughout the year (including meetings with doctor, physical check ups, etc).
In Denmark, there is no co-pay. You have to pay when you pic a prescription, however, the more medicin you need, the more it is subsidized by the government to ensure that no-one is forced to pay to much.
In the UK the only copay is for prescriptions and dental or eye checkups. Prescriptions in England are only £9.35 for ANY medication. Sone groups don’t have to pay anything for prescriptions such as those on unemployment, benefits or where the medication is necessary to live such as insulin. Dental and eye care charges are also controlled and limited by the government. Doctors fees and virtually all surgeries are covered
What I really don’t understand about the US healthcare is why, if you have paid for insurance, do you still have to pay for treatments and medication????
In Scotland everything is free at point of use, we don’t even pay for prescriptions or ambulance rides. As far as I know even our National Insurance contributions (which pays for NHS) are cheaper than your medical insurance payments. If we lost our job or had never worked you would still be entitled to free treatment. Taxes are generally paid from our wages unless you are self employed or have additional revenue such as receiving rent from a 2nd property then you would do a tax return.
I have an American friend. When he came here in Italy the first time, we had a little accident, he fall off and hurt his leg, we thought it was probably broken. I told him "Relax, I call an ambulance" and he went mad in fear on how much it will costs, "If you help me I can walk on one leg to the hospital!!!". When I told him he was 100% free he told me "What do you mean by free?". He wasn't able to even understand the meaning
Now he lives here since more than 1 year, but he already didn't lost his bad habit to not go to the doctor when he doesn't feel good. Me and the other friends have to repeat more and more "Go to the doctor! It's free. You will pay NO MORE than 10 euros for the basic tax (in Italy is called "Health ticket") for a full complete visit"
It's so hard to break that habit
In the England and Wales: Regardless of what's on it - a prescription has a fixed price of a few pounds (I think it's about £9), I'm not sure because if you have regular prescriptions for a chronic, long-term or life-threatening condition, are unemployed, or an old age pensioner prescriptions are free...
In Scotland : I think ALL prescriptions are free.
Doctors appoints are free unless you miss them. Hospital A&E (ER) visits are free, as are the ambulances to get there (most of the time and if not they are not that expensive).
In effect there is never a point where you are not eligible for FULL medical assistance at any hospital or medical practice, money is the last concern not the first...
I am from a third world country but has now been working in Japan for 7 years. A few years back, I was experiencing back pain issues. It was during the pandemic, had to work from home but didn't have a good office setup - so it was mostly due to poor posture and habits. Anyway, I had to get it checked at a hospital because it was too painful that I could barely get a wink of sleep.
I had to talk to 3 doctors that day - internal medicine doctor, then ortho, then back to internal medicine doctor again. I had blood works and lumbar region X-ray. I also got prescription medicine. Coming from a third world country, the entire time I was already calculating everything in my head. I figured I would be losing my entire savings because of this. I just had to accept it because the pain is just too much and it is affecting me not just physically, but also mentally.
Anyway, after everything, I went to the counter to pay, and I paid around $5 for doctor consultation and around $10 for the blood works and the lumbar region X-ray. Then I also got my prescription filled and it was around $10 to $15 dollars. That's $30 max. I feel like I couldn't leave the hospital. I kept waiting for someone to stop me and tell me that I didn't pay for this and had to pay for that. No one stopped me but I was still nervous that I somehow did something wrong. It's crazy because I've had a night out with friends, and I paid more.
Two weeks later, I came back for a return checkup and only paid $5 dollars. I paid more for conveyor belt sushi. LOL
We pay about £8 per item on a prescription unless you're old, young or have a long term condition which make it free. I had cancer which made me exempt for a while. My wife has epilepsy and gets hers free.
I have worked for over 55 years and all the time the Government has calculated my Taxes. Every year I have had a breakdown and when I was owed money for overpayment it was refunded to me. PAYE (Pay As You Earn) means each week/month your Tax is deducted from your salary (Pay Check), at the end of the year the adjustment is made. So simple!
In Germany an adult with statutory healtch insurance pays 5,-€ for a perscrited medicine. Underage and people with a permanent illness, like diabetes, or people with no or very little income do not pay anything.
Also if you have private insurance, this will pay the bills, but you could decide to pay the medicine on your own.
Here in Germany you don't need to pay for the prescription itself, but you have to pay a maximum of 10€ for the drugs (no matter how many drugs are on that prescription and no matter what they cost) and the same goes for days in Hospital. Every day in Hospital costs 10€. But if you have a low income then you can get a Copayment exemption by paying a one time fee of 1% of your yearly income to the insurance company and then you will get a card and as soon as you have that card you don't need to pay anything (for one year. After one year you have to repeat that process).
Canadian here... I spent 4 days in hospital, saw 3 specialists and had a dozen procedures and tests before a surgery followed by a year of monthly appointments with the specialist, followed by 5 years of semi-annual visits and tests. Cost to me... zero. I don't think I would have survived if I had the added stress about how to pay for it.
For prescription there is some cost but depending on your income you can get assistance with that. I pay $80 per month for Insurance that covers prescriptions, glasses and dental so I get 80% off the majority of those expenses. The only medical costs are really add-ons (private room vs room with 4 etc.) I guess the insurance could be considered a co-pay?
As a diabetic, the healthcare in Denmark basically makes it so I can walk in, show my prescription, get the insulin and walk out, completely free
I had a fall at home when I tripped over the hose and face planted a wall.
My nose was almost torn off, broken jaw and hand damaged.
My partner called the ambulance, they worked on me for an hour and I was taken to local A&E, they thought I may have to be ambulanced to London, to a face injury specialist, but that was not needed in the end.
I had scans and x-rays, with surgery that night and was in hospital for two days on a drip because I couldn't eat. I was moved to another hospital to have my jaw set, which hurt like hell, even with local anaesthetic!
I had follow up appointments and physio on my hand.
Extra cost to me?
Zero, I hate to think what the cost would have been in the US.
BTW, in the UK we have Pay As You Earn (PAYE) you're employer take the taxes at source with your pay. No need for tax returns unless self employed or with other sources of income
Feel sorry for you guys
Every country in Europe has their own healthcare system. In the Netherlands it’s not funded by taxes. You can choose the company and plan that suits you best. Everybody needs to have at least the basic plan, which covers most necessary treatments incl. hospital stays and medicines. The prices are regulated by the government. Currently the basic package is around €130 per month, with a ‘personal risk’ of €385 a year. This means that you pay the first €385 of medical expenses out of pocket (excluding gp visits). After that its free. People who cannot pay their insurance get help from the government because insurance is mandatory.
Last year my husband had an accident in Spain, stayed in hospital for 5 days, had an operation, two more operations back home and 6 weeks in hospital. Never seen a single bill. In the US we would have been bankrupt.
'They want your soul'. So right. And any penny they can squeeze out of you.
In Britain if you're an employee In land Revenue ( tax office)will asses how much tax you will have pay annually, then notify your employer how much money to deduct from your wages each week, before you get your pay ,at the end of the tax year ( April) you get a letter saying how much tax you've paid ,that's all , the employee doesn't have to do anything else , mistakes are made sometimes it's usually righted by adjusting the amount paid each week by raising or lowering the weekly payment , Self employed/business people do have to file taxes accounts,some people pay someone else to do them or do them theirselves , having never been either I don't know much that part of the system.
My son was injured in school this week. Nothing serious but he was feeling intense pain on lower back. We go on ambulance (before I even come to school teachers decided it'll be better to call for sure). In hospital he got CT. We don't pay for any of this because in our country we all have free healthcare. Both my sons are taking medicines daily and it cost me nearly anything (we paid only few % of actual price). Because of allergy my younger son spend almost week on hospital, most of that time he was on oxygen. I can't imagine living on US and be scared if I would have money for this even with insurence.
Greetings from Hungary, here you do not have to pay anything for healthcare, because the goverment take a defined fee that they deduct from your salary (ofc the reired people does not pay anything). The health service contribuiton is about 27USD/month and with that, you are covered for almost any medical service. You asked about how can we pay our taxes yearly. So in my country you can decide whether you pay your taxes or entrust them to the National Tax and Customs...
Someone who had moved to germany some 20 years ago did a comparison on what she paid in germany and what she would have paid in the US: "Call Me Armstrong". Her video "America Vs Germany : Medical Costs, My Story, let's compare!"
No copays and everything is free at pont of delivery (but it exists sometime a ticket to pay, around 50 Euros, for not needed visits in hospital, for example white triage) to discourage to require unnecessay medical cares. All the prescriptions are free. Italy here.
Ii do have a copay on my Diabetis medication it's about 5€ / perscription (every 50 days). And you have to get private or additional insurance to get a better room in the hospital or to reduce waiting time for non emergency specialist waiting time.
Hey, non-EU foreigner in Germany here.
There‘s no co-pay in Germany, we basically pay admin fee at the doctor‘s and over the counter medicine. If it was prescribed, then it‘d be free (as far as I remembered on this one, I don‘t get sick much except for today 😢)
My sister in the Netherlands did tell me that they do have something like co-pays there if you chose the cheaper option for health insurance, though again, it‘s not as expensive as in the US, and I think all of EU has the rule to have EVERYONE enrolled, and therefore reducing the cost for everyone.
There are two giant problems in Germany however, there is not enough doctors (especially in rural areas), which sometimes mean that you can’t call the doctor and be looked at for something mild, though they are required by law to take you if you’re in an emergency, and the nurses are grossly underpaid, this is starting to become a giant issue, as we go towards caring even more older people in society.
As for taxes, I filed for three years, but I haven‘t for the last two. Germany allows us to file at the latest 5 years after, but that‘s only if you‘re a regular worker (which I thought most of the US are…)
And technically, our IRS knows as well how much we made (just like yours, watch Adam Ruins Everything on taxes) and we just have to confirm. Tbh, there‘s a free filing system and a paid one. Most people I know, uses the free filing system, and I use the paid one (which wouldn‘t you know it, also backed by TurboTax) but it does conveniences your filings and put in the numbers that might not be emphasized in the the free one, making it more optimized.
If you‘re a freelancer then you MUST file every year.
The co-pay (Eigen risico - Own risk) in the Netherlands is 385 Euro's per year. You pay nothing more then that including your health insurance of course.
Hi from Croatia, even though Croatia is one of the poorest countries in europe, we never worry about health. most of them were paid by standard insurance. such as emergency care, dentist, any simpler help. if you pay about 10 dollars a month for additional insurance wich i suggest . literally everything is paid for.
I was in the hospital for 10 days, two operations and all care, medicines, examinations, tests cost me 0 dollars. I've been living here for 4 years and I've never paid anything for the hospital.
dont think to much find a way and move from america be happy and free. :D :D
I am a Kiwi, living in New Zealand. Tomorrow I am going in for knee surgery from an injury I sustained at work. I paid $58 for my initial doctor's visit. Since then I've paid NOTHING. MRI was free. Surgery is free. They even covered 80% of my income for the three weeks I was off work. This is all covered by my taxes, which is about 28% of my gross income. Oh, and education is free too. Including tertiary.
Come live in New Zealand 😂❤
Guys,I will subscribe,cause you need all the help you can get.Hello from Scotland.
I take 3 prescription medicines on a monthly script. With a 12 month prepayment certificate I pay just £104 for the year for all 3. (England) I have a minimum wage job and it is more than affordable. No worries. The thought of living in the US is the stuff of nightmares.
In Sweden it costs equivalent to $10 a night to be admitted to hospital. That includes medical care, meals, snacks and a bed. We pay about 30% income tax, but for that we get heavily subsidised health care, free university tution, basically unlimited paid sick leave, pay a maximum of about $100 per year for doctor's visits and for medication (after that we are not charged for those things until after another year) etc. I always find it interesting hearing Americans saying they don't want a tax funded health care system because that means their taxes would go up, and yet the cost of their health insurance is bizarre. That comes out of their paycheck too, just that they apparently have the worst health care in the developed world (saw that in another video). I mean, what the heck are you even paying for?
Prescriptions are usually around £9-£10 an item but if you are on welfare its free so if you have to take two different antidepressants usually you can't work so it's free but if its medical condition and you can work you pay about £20 a month for two items 🇬🇧
In Wales prescriptions are free... (think Scotland too) but there is a small charge in England
The real problem in USA is how bad they value different jobs. In USA, top tier jobs are overrated and low tier jobs are underrated. It's totalyy unacceptable that in a country where the average income is about 6k per moth you can legaly pay 1300$ per month for a 40hour/week job with no PTO. In order to have a wealthy society, minimum wage should be about 50% of the average wage. Than means, minimum wage should be 3k/month instead of 1.3k/month. And basically, that's the main problem in America (and guns). If a doctor makes 20 times more than a person that makes the minimum wage, that person will never be able to afford a doctor. If an apartment outside the ghetto costs more than the minimum wage, a person that makes the minimum wage will not be able to get out of there. Of course doctors, lawyers, engineers, etc. must earn more than a McDonald's cashieer but the difference can't be that high. If americans fix that, most of their problems will be solved. USA is, by far, the most unequal wealthy country in the world and that's the root of all of their problems. Violence, drugs, crime, abandoned childs, etc. come from poverty and if you can be poor even with a full time job, all of that will be part of your society.
I'm an engineer in Spain and I make about twice the average salary. I have a good life but I'm not rich by any means. In USA I would easily win 4 times more for the same job but I would have a much worse life, Here, my 10yo son can walk a mile by himself everyday to school, my wife can go out an go back home walking at 4am with no fear, I have never seen anybody carring a gun except police (and most of then don't even carry a gun), I don't have to worry about saving 200k to pay my child's college, I'm not worried about the cost of healthcare, I have 36 days off per year a part from weekends, etc. That is more valuable than that salary difference between Spain and USA and the day americans understand that, they will truly be the best country in the world like they think they are.
Generally we DO pay for Prescriptions, BUT certain Diseases are Excempt, Ie I'm Diabetic so I dont Pay prescription Charges also once you reach retirement age, you are "Age Excempt" and dont pay
Not everyone pays for perscriptions here in the UK but most working adults do (around £9 each). All Children get free perscriptions and those on low incomes and recieving benefits get free prescriptions. Also some long term health conditions get free perscriptions. Not all though asthma isn't included for example. I pay for my inhaylers x
I just had a hysterectomy here in Australia. Its free in the public hospital. Privately, roughly 4k to 6k With private health insurance. Still cheaper. We also cannot be denied private cover, you will have an extra wait period for claiming on pre existing conditions, but they can't deny you cover.
And if your only choice was a public hospital because you have no private insurance and your need for the hysterectomy was a life threatening situation you would be bumped up to the top of the public queue. We are fortunate we live in a country where we don’t have to choose between health and bankruptcy.
I had a hysterectomy too here in Western Australia with a 4 day stay in hospital and I have private health insurance and it only cost me $50 for painkillers!!!
Maximum in UK is £9 which is about $13_14 dollars
There is copay for both medicine and prescriptions (and physical therapy) up to a certain amount a year, $304 for 2023.
Hello. I live in South Wales, UK, and our devolved government here, the Senedd, has decided that no one in Wales pays anything for prescriptions. My health care is provided by the NHS. This is the care I have this week. I am diabetic, my Blood Sugar machine is new and its a Libre 2 and would cost £200, about $250, my test strips for a month would cost £300, about $370. my taxes for a month here are about £250 a month, or $310, that's total income tax & no medical insurance.
I use about a pen of Rapid Insulin & 1 pen of Long Lasting Insulin. No charge for these.
My general pills about 8 in total are free. The diabetes has caused me to have chronic kidney failure and I have renal dialysis three times a week. The health board provide me with an ambulance to & from the dialysis centre. Next Friday I have to go to the main University Hospital’s renal unit, again, I have had an ambulance booked for the return journey.
In New Zealand, if you have a job and no other sources of income, taxes are calculated automatically for you. If you are self-employed or have another source of income, like rent on a house that you own, you have to file a tax return.
Denmark here, I spent one month in hospital, had MRI done 3 times other scans and tests and it cost me nothing. It’s taken from tax but I gladly pay for free healthcare, fee education including university and protection if I lose my job. Society is as strong as weakest member of it.
LAND OF THE FREE is laughable 😂 My experience for ONE NIGHTS OBSERVATION in the Heart of Florida hospital (since changed owners twice) $34,600 was my bill the following morning. I had to beg for something to eat and a pulled pork sandwich was bought to me eventually with just 2 slices of bread $47 that cost a box of tissues was $15 which I did not touch, when queried about that I was told “it was a FACILITY I COULD HAVE USED”.
Fortunately my U.K. travel insurance PAID THE LOT. No wonder they apply an additional premium for visitors to the U.S.A.
In England if you are under 18 and 60+ you get your prescription free, if you have a condition like epilepsy any medication will be free, if you don't have a job ss well othere wise you pay but less thsn 10 pounds per item.
I don´t understand why you loose the insurance, if you loose your job. Like if you get really sick you are most likely loosing your job.....so if you are really sick, and you need the insurance, this is the time you will also loose your insurance? I don´t get that.
In the US, there's a VERY strong attitude about "taking our guns", multiply that by 10, that's how UK folk feel about our NHS (National Health service) The British don't riot much, but watch the place burn if the government tries to replace our health care system!
OH Yeah, my friend got citizenship in U.S, he told ke this story. They really tried to treat him as idiot, he started ranting he's from Finland we got car, medical stuff usually under 1 insurance.
In tax cases state sends me a pre-filled form which I just need to check is correct, alter if there are something to reduct or add.
I am British with and American ladyfriend who works in the British health sector on a freelance basis. We talk about this subject a lot and I can say categorically that the US has the worse health system of any developed economy in the world. Your life expectancy is two years less than the U.K. despite spending twice as much of GDP on healthcare than we do. That sounds like terrible value for money and it is not exactly even good business practise.
I am not a fan of the British NHS which needs some serious reform. I much prefer the Dutch or German systems of universal healthcare. But if I, as a British Conservative, were ever to suggest reform, the left will accuse me of wanting to bring in the US system. To them it’s a binary choice only which is utter nonsense and plainly idiotic and is what prevents serious improvements being implemented in the U.K.
Your problem over there is how many brand universal healthcare as ‘socialist’ it is not. It seems that Americans just don’t understand what socialism is. There is a strong Conservative case to introduce ‘free at the point of use’ universal healthcare. Your Republican Party needs to wise up and take this bull by the horns.
in the UK everyone pays national insurance from our income that is it we do pay for med's however if your on a low income a lot of it is free non of it is American prices
This morning I went to the dentist for a checkup. This afternoon I saw my doctor about my asthma and got a prescription for two new inhalers. Tomorrow I am going for an x-ray at my doctor's request. Next week I am attending an asthma clinic for further investigation. The total cost to me was £25 for the dentist visit. I don't know how I would survive in America. I can't imagine what that would cost me over there.
It’s rough. Lynda has medical procedures she’s going to for her teeth and it can be quite stressful with the costs 😞
I live in Norway. I have two kids. It cost 0,- Every doctors visit under pregnancy cost 0,- All the vaccines for the kids growing up, cost 0,- My youngest has allergies. Medicines cost 0,-
In Mexico if you go to a state hospital you don't pay for the hospital or GP surgery and the prescription is free
In Australia we pay Medicare in our tax. Hospital are free. We pay for prescriptions. You can have private health insurance. When I worked I paid $200 a month. Now I get an old age pension all hospital and Dr visits are free. Once I hit $265 for scripts all scripts are free. I have cancer and have not paid 1 cent for my care in 6 years
In the US health insurance is like the casino, you can pick your odds (plan) but the house always wins. (the house being the insurance company).
If people avoid or can't take sick days, they go into work sick. If people can't afford insurance for health care and aren't rich enough to just pay without insurance, their illnesses worsen. There can be no truly preventative medical care in a system that requires people to pay a fortune for medication. Add to that the inability to take enough vacation days to genuinely recharge, and you have some of the reasons why life expectancy is lower in the US, despite the high costs of healthcare.
I have had some bad luck healthwise. I take 5 different medicines every single day and visit the doctor regurlarly. Because of that, I pay maximum fee for medical care and medicine. That is a little more than 3000 Swedish crowns per year, which would be about 285 dollars. That is the maximum cost, and I only pay that much because I have 3 chronical deseases.
About the taxes in Sweden, so yes, we get the numbers from the government. I spend 5 minutes every year to check the numbers and approve them.
I’m from Austria. As a 50 year old male with a few preconditions I honestly never paid anything for doctors or hospitals EVER besides the cost of monthly rates for universal healthcare which is taken off my salary automatically.
Hearing all that BS about your healthcare and employment system I honestly wonder why the US is still considered a first world country…
Oh, and prescribed medication is about 5$ here…
You would have to pay for your prescription, unless you are exempt which there a number of things that would mean that you are exempt for example you are not working, ( the government pays for you to actively look for work. or the pregnant women
Hi from the Netherlands. I never worried a single day I could not get healthcare. I rarely needed it, but about ten years back I ended up in hospital for kidney stones twice in a row. It was all covered. I will gladly pay for a good, all round insurance, knowing I will get proper care if the need ever arises. As the end conclusion states: That's definitely freedom to me and I don't mind paying for that kind of insurance.
It takes always two to retain a system like you have in the US : The companies and politicians benefitting and the citizens accepting the system in silence ,
I put it in perspective for you, in my country if you don't want to wait for free surgery you can just go to private hospital, let's say you need knee surgery, in USA it's what 200-300k? Here if you cover everything from your own pocket it's $2,5k so even accommodating for much lower wages here it's still affordable. It's not only that you lack universal healthcare it's that you have unregulated prices so everyone will ask absurd prices for everything because they simply can and you have no choice other then to pay.
In Norther Ireland, all prescription medicine is free.
Most of times in France, i don't pay my suscriptione. Same when i go to my doctor. I pay and i get it back on my account afew days later.
Hope you’re sitting down 😂 … Here in New Zealand for myself l pay $19.50 to see my private doctor. I have a managed heart condition which is controlled by drugs, each item I’m prescribed costs me just $5.00 for 3 months worth, I’ve had 2 major surgeries recently for my circulation both at zero cost to me. We can go private to get things done a bit quicker and perhaps a little more luxurious on the recovery side. Tooth extraction $40 a pop and that’s everything, X-rays, injection the lot.
I've always found it a little strange that in the States they have no issue with funding the police , fire dept , education with tax dollars but have a serious issue with any form of state aided healthcare. Most prescriptions in the UK are around £9 but people on welfare or unemployed generally get free prescriptions.
LOL, do our own taxes? No, this is the 21st century. Here in the UK, as an employee (it's different for self-employed people), my taxes are automatically calculated and taken out of my salary before I get it. Basically, under normal circumstances, the only time I ever have contact with HMRC (our IRS) is when they've made a mistake and send me a tax rebate.
There's absolutely no excuse for anything else in the modern world.
Australia Mass Shooting less than a handful since 1996, that's when the National Firearms Agreement law limiting licensing and ownership controls of guns start, guns buy back happened
Co pay???? (Canadian). We pay for prescriptions, glasses and dental costs unless you have insurance ( via your company/ private/givernmenthelp based on your income rate)., but American costs are insane!!!!!
I live in Scotland.
I see the DR possibly once every few years.
I have daily medication for a minor health issue.
I have visited hospital three times in my adult life (once for an overnight stay).
I have NEVER had to pay anything for any of this above the normal income tax.
(No premiums, copays, exemptions, etc - NOTHING!)
(Incidentally, UK base rate of tax is 0% up to £12,570 per annum and 20% on amounts earned between £12,570 and £50,270 - so, someone earning £40,000 a year in the UK pays £5,486 a year in tax - £457.17 a month. This pays for all government services, military, emergency services, infrastructure, government and medical - plus lots of others.)
I know the US politicians (Republicans) consider universal healthcare Communism, but if the UK, your biggest ally, is communist, I for one will take it!!
Get big business money out of US politics and then perhaps the politicians will start serving the people and not the corporations!
See choice is fun when it's like, "Oh my iPhone camera can now animate my head as a talking fox! Yay!" Not when it's, "I'm in pain. Make the pain go away." Choice doesn't fucking matter then. Just fund the damn thing out of general taxation.
More mass shootings than days in a year?!!! 4 mass shootings have been recorded in Poland since 1925. A total of 10 people died.
5:50 in Germany we have but in most cases its 5€, some Stuff is not included in the Insurance, mostly newer or highly nieche(not life-treathing) meds. There are many cases when you dont even need to pay the 5€, when you(i think) need to pay more then a few 1-3% of all income for meds, mostly elderly people. you cant buy every med without a prescription and we still have many meds that cost less then 5€. Insurance Companies are still assholes here. They dont like to pay money and when you make 1 mistake it can be that they dont pay, or when they find a way to justifiy not paying for something. Insurance cost like 230-240 when you have an 3000€ income per month. A Saying here is: We dont fear the police or state, but the Insurance Companies and the Tax Office.
All you have to do is move to any other Country other than the US In Australia Ambulance cost $90 a Year for me and my Wife if unemployed or Pensioner $0
In the Netherlands we now have just over 10.000 immigrants from the US per year. When speaking to most of them especially the Health Insurance is an issue. But also work climate, almost everybody in the Netherlands speaks English etc. are things they see as pro's to live here.
So pack your bags, find a job here and stay, the Dutch wil welcome you!!!!
In the US, when things are not working well, the media starts carping about “choice.” So if you have expensive, crap healthcare, well, that’s a result of your choices. It disgusts me.
I have a soul sucking job with decent insurance. But every experience I’ve had with healthcare in this country, I decided that I’ll use my money to go do stuff instead of take care of my health. Insurance is mandatory at my job, so I still lose the premiums.
I’m a a point where I don’t care if I die or not, so doing stuff until that day is pretty cool. I hope my demise comes soon though.
You said ... " if you declare bankrupcy it affects your credit for 7 or 10 years"... honey, as an European citizen, I've *NEVER EVER* used a credit card in in all my life, and I'm 52 !!!!
If I don't have the cash to buy something, I just wait to another time when I have the money needed. If enough time passes by, I probably wouldn't have needed it in the first place.
Credit isn't just about credit cards here. Your credit score affects whether or not you can rent an apartment, buy a car (we basically have no public transit), or buy a house (most can't anyway anymore). Some employers will even factor in your credit score when deciding whether or not to hire you.
One reason why the average life expectancy in the US is so low is because many people can’t afford to go to the doctor when they start to have a medical issue so they only go when disease has already taken a toll on their body. Another factor might be poor childhood nutrition and finally stress can have a bad effect on health too
It's actually because the US Healthcare system doesn't work on preventative programs, it's not profitable so actions that other countries take to improve general health just don't happen in the USA, it's all about bottom line profit and that's all the US healthcare providers care about.
Because healthcare is expensive, people will only get treatment when it's already too late. So rather than treating a small problem it is a heavy treatment and even more expensive. And health has already been damaged with no return to normal. While when healthcare costs cheap we can do preventive and improve life expectancy.
And even for companies an employee who 3 days a year does not come to work because of a very small problem but that we avoid that it worsens. It's better than an employee who is absent 3 months after 5 years or worstwho can no longer come to work at all.
The gun violance is only go away if the normal people stand up and say they don't want it anymore. For the Healthcare is crazy in the US. In the Netherlands you pay a standard fee about 125 dollar and then the only thing you pay for are some meds if they not fully in the insurance but we are talking about a few dollars like10 or so the rest is payed by the healthplan and insurance. If you get onemployed then you can ask for the gouverment for support they pay then a 100 dollar from the 125. So no1 ever go's without a healthplan. The guy who died because he can;t afford his medicine would never ever happen here. Taxwise in the Netherlands you can fill out your taxes yourself, the irs You go online, they already filled it in for you for 80% so the only thing you do is check it online , digital sign it and then your done.
That poor man dying just because he couldn't afford his insulin think it's time the US public called their government to task.
The people who SHOULD be embarrassed about this apparently are not.
I do recieve every Year a bonus from my Healthcare Insurace if i didnt had Major Operations or simular...its about 400 Euro. Thats neat..