Difference Between Term Insurance and Life Insurance । Which Insurnace Plan is Best By RP & Sangita

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  • Опубліковано 21 лип 2024
  • Learn & Start Now Personal Financial Management & Basics of Share Market Investment in Nepal: bit.ly/personalfinancenp
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    In This Video:
    00:00 Different of Term and Live Insurance.
    02:10 which is best Insurance Company ?
    03:01company insurance.
    03:44 Insurance कम्पनि भाग्यो भने के हुन्छ ?
    04:52 फिर्ता नआउने अवस्था ?
    06:16 कतिको ईन्सुरेन्छ गर्दा ठिक हुन्छ ?
    07:42 what is insurance? saving or investment?
    08:32 endowment or term life?
    10:40 which policy is best?
    12:01 Our Message.
    -Nepal & Dubai Police Report.
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    -Online Re-Sharm Swikirti.
    -Life Insurance Service.
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    Short About RP Srijan:
    Hi Namaskar,
    I am a native of Nepal, I have worked for over eight years in the Middle East as a technical consultant. In Saudia Arabia and Dubai, I helped businesses to (what, what did you do?).
    During the period of exceptional growth in the Arabian Gulf, I had the opportunity of working with some of the finest talents from around the world, including notable Bangladeshi businessman Ahsan Khan Chowdhury. It was then that I began to realize that there are certain things which all successful individuals have in common and use to find their own unique successes.
    I then began to implement those same things in my own life, completely changing my trajectory. I moved from the post of a salesman to leading a sales team of over 130 employees in less than two year in Dubai.
    Now, I have returned home to Nepal and am trying to inspire people and change their life by teaching those principles that have made my life better.

КОМЕНТАРІ • 55

  • @dnsilam9230
    @dnsilam9230 24 дні тому +1

    Malai ni yo bare sarai janna man thiyo thankyou sir madam yeti dherai jankari ko lagi❤

  • @NirvikRai
    @NirvikRai 3 місяці тому +4

    Best channel for learning Financial related content. Keep growing sir. Huge respect❤

    • @rp.srijan
      @rp.srijan  2 місяці тому

      So nice of you, Thank you so much

  • @tolranamagar3881
    @tolranamagar3881 18 днів тому

    Good information Thank you sir🙏🙏🙏

  • @Dolpalikrishna
    @Dolpalikrishna 3 місяці тому +2

    सपोर्ट गर्म हइ साथि हो एक अर्कामा 1kभन्दा तलका साथिहरु हो❤❤

  • @rameshbaniya4189
    @rameshbaniya4189 2 місяці тому

    Sir monthly 1k dekhi 2k invest grna khojko xu sir kat tir invest grda ramro hunxa

  • @rijanranamagar3188
    @rijanranamagar3188 2 місяці тому

    Sir ahile moh Portugal ma xu...ma pni life insurance garn yesko lagi k grnu parn information paun sakxu moh

  • @tulasikhatri9533
    @tulasikhatri9533 Місяць тому

    Bonus wala insurance ra intrest wala insurance ma kun ramro???? Ki dubai wustai ho vhandinuna sir

  • @salanrai2477
    @salanrai2477 Місяць тому

    Sir maile nabujeko kura india ko MR Sonu sharma nameko insurance kasto kisim ko ho yo life insurance hoki haina vandinus na sir 🙏

  • @sahadevgiri1991
    @sahadevgiri1991 3 місяці тому +2

    Good luck daju..

  • @gunnerssanjeev
    @gunnerssanjeev 3 місяці тому +2

    Wow great topic 😊

    • @rp.srijan
      @rp.srijan  3 місяці тому +1

      Thank you 'ईन्सुरेन्सका कुरा'

  • @dipesholi9933
    @dipesholi9933 3 місяці тому +1

    Good information Rp sir

  • @bharatrawal-messi6610
    @bharatrawal-messi6610 3 місяці тому +1

    Term life insurance is best

  • @user-gl7rr9so7r
    @user-gl7rr9so7r Місяць тому

    बिदेश मा बस्ने को लागो भनेर 10 बर्ष को लागि भनेर गरिने इन्स्योरेन्स रे जुन 4 बर्ष किस्ता हाले पछी बाकी 6 किस्ता चाहिँ आफुले हाल्न नपर्ने र बोनस आको पैसा ले नै बाकी 6 किस्ता कभर हुन्छ भन्ने सुनेर मैले पनि गर्ने बिचार गरेर नेपाल मा इन्स्योरेन्स कम्पनी मा नै खोल्न लागि आफ्नो मान्छे पाठउदा कम्पनी ले चाहिँ 10 किस्ता नै तिर्न पर्छ भनेछ खास मा साचो कुरा कुन हो 10 किस्ता नै तिर्नु पर्ने हो कि 4 किस्ता तिरेर 6 किस्ता बोनस बाट तिर्न पुग्ने हो बुजाइ दिनु भएमा आभारी हुने थिए 🙏🙏

  • @rajuguragain1822
    @rajuguragain1822 3 місяці тому +2

    ❤❤❤❤❤❤❤
    RP sir. आजभोलि के सुनिन्छ भने बच्चाहरूको इन्स्योरेन्स गर्नु घाटा छ भन्ने सुनिन्छ, के यो सत्य हो?

    • @rp.srijan
      @rp.srijan  3 місяці тому

      Amm, Hisab garnu parla, Tyo paisa aanta Invest or SIP garda huna sakchha tyo bhanda ramro return aauchha

  • @samya_timilsina
    @samya_timilsina 2 місяці тому +2

    Sir saving account ma hamlay kati jati paisa rakhna milxa vandinu na ki jati pani rakhna milxa k ho vandinu na

    • @rp.srijan
      @rp.srijan  2 місяці тому

      Jati pani rakhna milchha

  • @bibekpoudel3639
    @bibekpoudel3639 4 дні тому

    Ma pani bima garna chahanxu , malai help garna saknuhunxa hola??

  • @prakashgc4306
    @prakashgc4306 3 місяці тому +2

    नमस्ते 🙏मेरो समस्या भनु या जिज्ञासा् फाइल हरायो म परदेश मा छु स्वदेश फर्किन अझै 2/4 बर्स लाग्छ बिमा नम्बर का आधारमा बार्सिक पिर्मियम पनि तिर्दैआको छु मेरो एजेन्ट पनि सकृय छैन यानी सम्पर्कमा छैन यस्तो अबस्थामा के गर्ने होला जानकारी पाए आभारी हुने थिए

    • @rajunepali9708
      @rajunepali9708 2 місяці тому

      हजुर ले बिमा गर्नु भाको कम्पनी को हेड अफिस मा फोन गरेर बुझ्नु होला नम्बर गुगल मा पाइन्छ

  • @kumarnagarkoti368
    @kumarnagarkoti368 3 місяці тому +2

    भन्ने बेलामा १५ वर्ष भनेपनि पैसा १६ वर्ष मा पाउँने रैछ मेरा पनि १५ वर्षको लागी नेपाल लाईफमा गरेको थिए Premium turm 16 भनेर देखाउँछ। सबैको यस्तै हो कि मलाई एजेन्टले टोपी लगाको हो?

    • @sureshsharma3867
      @sureshsharma3867 2 місяці тому

      Mero ni tei Cha Hajur; maile National life ma gareko!!

    • @rp.srijan
      @rp.srijan  2 місяці тому

      Hjaur 15 years Complete

  • @Lobsang222
    @Lobsang222 3 місяці тому +2

    Aile mandi ko bela jolai sodhe pani ahile gardina vanchan k garnu

  • @rambilas3780
    @rambilas3780 3 місяці тому +2

    Namaskar dhaju ra bhauju

    • @rp.srijan
      @rp.srijan  3 місяці тому +1

      Namaskar, Thank you for your Comment

  • @rajunepali9708
    @rajunepali9708 2 місяці тому

    ❤❤

  • @Simiklung
    @Simiklung 2 місяці тому +1

    RP ji term insurance means you explained different way, investment after maturity applicant will get tital eith bonus incase of death nominee will get benefits, but in my understanding is in india term insurance plan mean once you take term insurance you will pay monthly, quarterly, yearly once after his or her life nominee will get full benefit therw will be no any benefits untill and unless he or she die. Please clarify if possible

    • @rp.srijan
      @rp.srijan  2 місяці тому

      Thank you, you are correct. The term 'term' means a limited timeframe wherein if the insured person were to die, their family could receive benefits. Conversely, in endowment policies, the insured individual would receive benefits upon maturity too.

  • @skgroupnepal6085
    @skgroupnepal6085 2 місяці тому +1

    per monthly 1500-2000 ko sip garda k kasto profit hunx sir suggetion pauna sir

    • @rp.srijan
      @rp.srijan  2 місяці тому

      Hisab garera hereu bhayen normal 9 or 10% Yearly Return rate rakhau na

  • @MilanPandey-fe3pr
    @MilanPandey-fe3pr 2 місяці тому +1

    कसैलेपनी इन्डोमेन्ट प्लान गर्दै नगर्नुस टर्म इन्स्योरेन्स मात्रै गर्नुस।यिनले चै आफू एजेन्ट भएकोले इन्डोमेन्ट नै राम्रो हो सन्सारभरी त्यै बिक्छ भने जुन झुठ हो। इन्डोमेन्ट स्क्यामिङ हो धेरै लगानीमा थोरै जोखिम बहन।

    • @rp.srijan
      @rp.srijan  2 місяці тому

      Kun thik hunchha Dicipline nabhayeko manchhe ko lagi as a Saving ? kehi idea share garnu hola na hai

  • @Rajesh-Samjhana.217
    @Rajesh-Samjhana.217 3 місяці тому +1

    Please mero question:- kunai insurance ma maile 10 lakh ko life insurance gareko xu aba tesko 10 barsa paxi 20 lakh ayo vane tio aako 10 lakh interest ko 13% tax katxa ho??? 13% tax katxa vane tw 10 lakh ko 10 barsha paxi 18 lakh pani audainata haina?

    • @rp.srijan
      @rp.srijan  3 місяці тому

      10 Lakh ko 10 years ma 20 Lakh aaudaina Insurance ko bonus kasari Calclate garne bhanera hamile video banayeka chhau herna saknu hunchha. Tax chahhi aafule payeko bonus ma 5% katne ho.

  • @sukumarofficial3469
    @sukumarofficial3469 3 місяці тому +2

    आर पि सर तपाईंको टाइटल नामलाई सार्थक दिनुभाछ!वा गज्जबको आइडिया।भनेपछि मानौँ बार्षिक 1 लाखको 10 बर्ष अवधिको इन्डोमेन्ट इन्स्योरेन्स गर्दा सुरुको बर्षबाटै 10 लाखको बोनसदर पाउँछ?त्यो बोनसको कम्पाउन्डिङ त हुँदैनहोला नि!

    • @rp.srijan
      @rp.srijan  3 місяці тому

      हुँदैन । कम्पनिले आफ्नो दायित्वको लागी यो पैसा छुट्याउनु पर्ने हो । जसरी भएपनि दिनै पर्ने भएकाले ।

  • @user-wf2zd4gr7c
    @user-wf2zd4gr7c 2 місяці тому +1

    5 Years ko lagi 25 lakh ko insurance garda Kati return pauxa after 5 year

    • @rp.srijan
      @rp.srijan  2 місяці тому

      Age ra bonus rate herera hunchha. Tara 5 years ko matra line ho bhane return teti dherai aaudaina

  • @user-uk3xx7ui5z
    @user-uk3xx7ui5z 2 місяці тому +1

    RICK'S cover pani garxa

    • @rp.srijan
      @rp.srijan  2 місяці тому

      Tyo ta main nai bhayo :)

  • @mdhabib460
    @mdhabib460 3 місяці тому +2

    Hi

  • @keshabkhadka8793
    @keshabkhadka8793 3 місяці тому +3

    एक मुस्ट पैसा तिर्न मिल्छ कि मिल्दैन

    • @rp.srijan
      @rp.srijan  3 місяці тому

      Milchha testa policy haru pani hunchhan

    • @sujatatuladhar3123
      @sujatatuladhar3123 2 місяці тому

      @rp.srijan Sir how to contact you from abroad need your service

  • @bijayaadhikari9492
    @bijayaadhikari9492 3 місяці тому +2

    6%Tax rate

    • @rp.srijan
      @rp.srijan  3 місяці тому

      Bonus ma 5% ki 6% ?