What a great plan. My husband died after a short illness at age 53. I was 52. It was a wake-up call for me. I started traveling because I saw how fragile and unpredictable the future is. Ten years later, I downsized from out five-bedroom Victorian house to a cozy 920 sqft bungalow that I paid cash for from an IRA I inherited. Because of this, I was able to retire at 65 with no mortgage. Now, at age 72, I have some health issues. If I had waited until retirement, I would have missed a lot of opportunities. As it was, when the pandemic hit and everything shut down, I was fine being home, living a quiet life. Since then, I have become a lover of train travel. It's economical and works well for a single lady traveling alone. Don't wait. Tomorrow is not promised.
I have been looking at train trips after I retire this summer. I have been told the Coach seat is actually comfortable for sleeping. I just don't know if I want to pay big buck for the sleeping rooms. But I think it would be interesting to do the triangle from Chicago to west coast, south, then back east to Chicago.
@@tmoore1144 worth getting a roomette if you can afford it. I did it alone from NYC to Chicago - very pleasant (ala North by Northwest). I like to see the art galleries in each city, gives me a reason to go.
I’m 48 single and forward planning for my retirement years.. if I’m fit I will work to retirement age, perhaps go part time from age 60. I want to clear my house, stock up my retirement funds and then I will be set to travel. Thanks for your good insight and advice.
I’m a new subscriber and 62 year old widow. As an introvert I turn to my UA-cam “friends” daily for company. I wanted to let you know that I enjoy your chats very much!
My mom passed at 65. My dad 5 years before her. They worked all their lives and never got to collect their SS. When my mom applied they told her someone was using her social security number and they were working. While they investigated she passed. Time waits for no one and as you say there are no guarantees in life, no guarantee in a job, a spouse, your family, your friends, or even your children after you spend most of your life caring for them. My Dad used to tell me you are born alone and you go alone, you are born with nothing and can’t take anything with you. Do the best you can and live life. The soul is the only one who goes with you to the afterlife. Every thing else is temporary. 😌
I’m 57 and this made me tear up, I’m going to make a point to make the rest of my life not about “things” but about enjoying the remainder of my days with experiences.
Well said. You have to enjoy the life around you while you have it, also while you’re fit and able. Preparing for retirement is crucial however, to live comfortably you need to own your own home & have a bit of money saved. It’s a juggle to get the balance right of life versus looking after your long term self.
Hi wonderful woman for starting this channel. I am nearing 82, totally solo for over 20 years, retired for 14. Always had only a few but very close friends but they have passed along with all close relatives. I really have nobody but me and my 2 cats and many creative and spiritual pursuits. For me it had to be that way, I am too empathic and take on people's emotions and dilemmas as my own if I live with anyone. After two marriages and several live in boyfriends, I learned this inconvenient fact and I have to now to everything for me and my little house and my modest ss check all by myself. I do it well, it's hard and not for sissies but it's the best route for my very sensitive nature. Thank you for this lovely channel and for your heartfelt sharing, and also the sharing of all the commenters.
I really love your comments. So honest and insightful. I can understand how empathetic you are, I can also relate to all you say. I shall be 74 in September (God willing or fingers crossed) and have lost a few along the way now. I am also creative and love my sewing and craft and while I do live with my lovely husband I lead a very modest and quiet life too. I am too sensitive to be very outgoing, I retired almost 14 years ago Not because I wanted to but they wanted to get rid of the older employees there. I was 60 then and full of beams and plans. I completed a textile course in construction and this has provided wonderful skills for me to refine over these years. My best wishes to you and that you continue a content and healthy life. Regards Eva
thanx for your caring response ... you have to be an advocate for it ... society and current culture conspires to wedge us into all kinds of boxes and unwanted situations that devour our time and energies. Then we resent others when it is at our own hand because we are not used to listen to our inner promptings. @@katiem867
I retired at 50. I started traveling around the world at 40 and have been to all the places I wanted to visit. Now, in my 60’s, I have no interest to go anywhere and I 100% own my sweet home that has a big garden that I built from scratch. I have a lot of animals with full love. Life path is up to you to choose. I was lucky to have chosen the right path in my late 20’s.
I get it! I retired at 50 and did the traveling in my 40s and 50s. Now in my 60s, I'm enjoying my dogs, my little home, and a converted van for camping. Everything in its season as an individual choice.
I was fortunate enough to be able to retire in my 50's. I traveled & pursued my interests full on. I am now 72, have a gorgeous small home in a wonderful seaside environment. People kill (figuratively 😄) to live where i am. I still train & compete my dogs. I am so incredibly blessed. Content. 100%. 🙏
Retired in my 60 s small teacher pension. Worked hard when I was young bought and sold.y houses to go on and build.y dream home when I was 40. Intimidated out of my home by the police local and went through a divorce so doesn't always work out as you plan. Endured a lot of hardship as an older person when I expected to be living in my dream home.mortgage paid 10 years ago. Working and doing whatever I liked with my money and taking it easy.
I’m in the same boat - just slightly younger. I’m 54 and hit every travel experience on my bucket list. Then, I made a new bucket list and finished that one too. I feel very lucky and blessed to have done all this traveling while being young and healthy with lots of energy. Now, I’m very content being at home. No need to travel anywhere. I feel happier than ever spending time in my garden, doing my hobbies, learning to play piano at 54 and spending time with my best friends - my 4 cats and my dog. Life is sweet.
I retired in 2021 at age 60 on a small pension plus CPP. I really really needed the rest, but only lasted 2 years before i needed something more. Got my commercial drivers license and now i work part time as a rural school bus driver. I feel a lot better. Now I have a purpose and am contributing to my community. My fellow bus drivers are very pleasant people, I enjoy being around them. And summers off !! I really like "youth of my senior years" as a title for this time of life.
I think travel is overrated but then I worked overseas many years ago now so experienced the different culture thing.I think the answer is within whatever you wantt to do.For me it's my own private academic study, reading the classic novels I never did, exercising, walking outdoors in nature and finding the joys inside when reflecting on my past experiences. At 64 on a low pension, working isn't for me but others need more social contact and seem to get something from it that I never did. Good luck to them.
I can relate. After the death of my uncle (two years after retiring), my husband told me he wasn't going to wait until retirement to play bluegrass music and attend bluegrass festivals. We bought a camper and went to bluegrass festivals three times a year for ten days at a time. After that decision, he lived for 4 years and 11 months. Those were the best years of his life. I'm so glad he made that decision.
All my life I have taken care of people...siblings, mother, grandmother, husbands, children. I have given to charities and friends who never bothered to pay me back. Now in my senior years, I just want to chill and concentrate on myself. It's all about me and what I want. I have very few things left on my bucket list, having done more and traveled more than most people I know. My bills are paid; I have no debt; I live a minimal life, and I do what I want
Retired at 61 & started travelling with my sister spending a month in Portugal, Malta, Padre Island Texas, China, England, Qualicum Beach, Okanogan etc. Sometimes doing house switches with other women as my pensions were small. I took CPP early & invested it whenever I could, bird in hand was my motto since my father died at 52. My sister didn’t & then died suddenly at 70 & her estate only received $2500. from CPP to bury her & the 1.5m pension was taxed at over 50%+ as we were single. When she was in hospice she thanked me for the adventures & left charities & family members her money. I am 75 now & really don’t want to travel anymore maybe just a warm break in winter & see more of my own country as I went to Newfoundland last June & Yellowknife this year. 75 is old in my family & I am tired but content & happy with my life decisions & will be leaving an inheritance for my children & grans.
My good friend died suddenly at age 70. He never took his social security and he kept working. Luckily, he did some travel and cut down on his hours at work. A cougar jumped in front of his motorcycle two years ago on a warm August night. So I quit working at age 59. No regrets and it's been two years.
I had 2 friends in their mid fifties pass away. One suddenly, it was shocking and devastating at the same time. Then a friend developed colon cancer, terrible 2 yrs. Thank God she overcame it. But these things put an urgency on my life that I have to live more and now. My husband and I are planning to sell EVERYTHING. Buy an 5th wheeler and find a nice RV park. We will live only on his salary and stash my salary, in roth, CDs and savings. Within 5 years we are planning to only work 6 months out of the yr. Until we can get early social security at 62, than we'll figure out where we are in life. I'm tired of the constant hustle, and bustle, the living just to work, and then die that is living in this country. I'm ready to be free and to do more with our lives.
Sorry to hear about your friend. Unfortunately, no one has a crystal ball. We could work and save and then pass just when it’s our time. We could live for now and run out of money and be in a bad situation if we live to be 80, 85, etc. Different people will be comfortable with different choices.
Hi "Silver," I Wish you all the best with your dreams. I was not so lucky. I retired at 60 from an incredibly demanding job that was both exhausting and a great privilege. Figured I had a decade to do the bucket list things and had the plans in place. Especially the physical ones. I was hit instead with degenerative disc disease in both neck and low back such that the thinning became so great that anything could and did land me flat on my back, (or alternatively, having to commando crawl through the house without use of my legs.) This was combined with 2 (bilateral) hip labral tears from a fall in a river bed which insurance refused to fix. Walking and even standing without severe pain was an enormous challenge. Add to that hypothyroidism and severe insomnia of 30+ years duration due to a poisoning in college. I am now 67 and I have slowly made my way back to the living. It took that long. I can now walk up to 5 miles with pacer poles, have been able to swim and cycle a little....even join the family for some (BUNNY SLOPE!) skiing. But the dreams that I cherished and worked toward? Not so much. Like your relative, I got robbed. My lesson? Be kind and patient with yourself. Develop flexibility. Love everything life offers you. Even the moments that seem wasted. They are not. They are, every minute, a blessing. I wish you all good things! Be one of the lucky ones!
Wow - what a dreadfully difficult load you’ve had to deal with! My experiences have been no where near as physically severe as yours, but like you, I’ve learnt to appreciate moments more. Retirement has not been enjoyable in the way I thought it would be, but still there are things to be grateful for every day - no longer working in a job that was also incredibly demanding is one of the main ones! Wishing you continued improvement with your health and may you enjoy many moments of unexpected joy.
I direct command comple my body to heal its self, what ever I fill into my brain is what I am good or bad. Forget about the age of the body, you'll be glad you did. 😅
"Be kind and patient with yourself." "Love everything life offers you." I love those sentences. I'm going through cancer treatment for the second time at age 43...I can retire early with a decent pension in 4 years and I plan to do so. I would look for something less stressful or a part time job to help me stay active but give my body grace. God bless you
Not following through with a "grand plan" does not always mean the time between was "wasted". The life lived while waiting for the grand plan to happen matters. The laughter , the friendship, the rounds of golf played, the dinners and quiet evenings at home is also part of living. Everyday above ground is a blessing❤🎉. Thanks for sharing your stories with us.
I hear you, we can't all afford to follow suit nor would we want to. It doesn't matter what. For me its rounds of knitting on a circular knitting needle and dyeing my own yarn I find on clearance and creating beauty, lots of it!!! @@flyingthesails6801
Subscribed. I'm a retired male age 65. This channel is a hidden gem. High quality information. Thank you for the videos. I'm struggling with worries, meaning, value, and purpose after retirement. Millions of Boomers are dealing with these topics.
@gybx4094. I agree. I went out on disability at 47. So I don’t have the money to do a lot of things this lady on youtube suggests. I worry a lot about what will happen on my limited income since social security living at 47 didn’t allow for nest egg building.My check was decent though and I did fine until after covid inflation. I work hard mentally just trying to stay in the present moment because for now I have everything I need, Don’t have family or very close friends to do for me. All I can do is take life as it comes.
I worked full time from 18 to 64 with 7 years total off for Motherhood. I’ve traveled about 20 times abroad. Last April I went to London for a week to walk tour and meditate on my future and decided to cut back to 20 hours, locally, take art classes, read, walk, enjoy friends. I’m very blessed with an IRA I saved starting at 25, and some alimony to 70. I’m now needy to keep an eye on my 88 1/2 year old Dad. It’s an honor. I visit my son in NY 3 to 5 times a year. I’ve changed from an extrovert to introvert and now enjoy peace serenity spirituality and the sunset out my west windows. I also contribute a bit to a couple charities. I’m very very grateful and realize things can change in the blink of an eye.
I always looked forward to retirement but now in my retirement I am looking after my 91 year old mother and raising my 15 year old grandson. This wasn’t in my retirement ‘plan’, but I have no control over this phase and I have to look at the positives. I’m nearly 65 and I still have my mother and my grandson is a wonderful young man. I am blessed but my ‘plans’ for my retirement are on hold.
Do it do it. I am Australian, in my 60s I went across Canada by train, I did 3 house swaps to Europe and 2 to New Zealand. Now I’m in my 70s with arthritis in my knees. I still take vacations but they are within Australia and don’t involve hiking or walking. So do it now and enjoy it to the max.
I’m 70, and just retired. Had planned to travel after retirement, but my wife’s health went bad and she can’t travel anymore. So I no longer had reason to retire, except I got arthritis so bad I had to. This is certainly not what I planned all my life, but who knew. We never know how the future will turn out.
So true. I had big plans...and in my late 50's had a knee injury that has led to bad arthritis in both knees. Things can change very quickly...which is why I'm thinking of retiring in my late 50's.
FAST --- it is the BEST THING you can do for arthritis better than any medication. Start with 36 hour fast and build. Arthritis is inflammation and fasting DOES THIS.
Just turned 68. On social security and working part time. My goal is be at least 100, when I leave this Earth. Two marriages and no home of my own. Didn't see the big picture. It's never too late to get things right. Love your video.
I am so glad that I found you. Ppl with common sense are so rare these days. Tight hugs from oregon. I found myself divorced in my 40's. I had a stroke at 30 I was told by the dr.s that I would live one year past the stroke date. I told them that is option My bible says I shall live and not die. I am 65 this year. Well past the dead line I was given. I live each day to its fullest with a thankful heart.
If you have good health you are wealthy & blessed in so many ways. Sadly a simple medical procedure left me disabled aged 42 & ended my teaching career. I'm 60 now & live a quiet simple life, I have a lovely adult child still at home whilst saving for a deposit for their first home. Nature & wildlife are my great love & I'm thankful to live in beautiful North Wales which is full of beautiful scenery. Everyday is a blessing, life can change in the blink of an eye so enjoy & appreciate everyday. Food is my medicine, what we put in can so affect our health in so many ways. Today is the tomorrow we worried about yesterday & all is well. I love that quote. I hope you have a lovely day Jen 💐Annie🏴
I have wanted this my whole life. I appreciate that we all need to do our bit but the fact we have to pay such a high price to be alive on this planet is ridiculous.
Halfway through my 30’s I started longing for retirement. Since I became 50 I started doing more of the things I would like to do. Not so much focus on worklife but focus on my wellbeing. The next 15 years will now be more bareable 😊@@ebonywinn50
I am 64 , fit and healthy and I help look after my 2 grandchildren. I always tell my friends that we should retire when we are still healthy and not wait until we are sick to retire.
My father could have retired when the factory that employed him closed down.He had a good pension at 62 but chose to work another twelve years in another job.Then found out he had cancer just as my mother had a stroke and he became her full time carer for the next three years till he died and I took over. He needed the social contact and never knew anything but work. However, I learnt my lesson from this . Life is more than work whatever your circumstances or income but few realise this for some reason.
My husband passed away in 2005 so I was working until I was 67. I started drawn his Social Security at 60. I still had wanted home and now they’re all three gone grown and gone. I’m 73 and I drive his pension and his Social Security I live in South Dakota and yes, I wish I had planned to do better. I’m debt-free and I have a little savings, but nothing fun like riding the train around, sleeping in the car my husband was only 56 when he passed away in a boating accident your videos, food for thought❤
I was surprised you picked 75 as your I’m-old. Until that age, I lived a young and explore-the-world life. Then 75 hit and the mind-body aged over night. No longer the energy, strength, balance (could do yoga on a bouncing ship), and stamina. Now, I’m learning how to cruise watching others pass me by. Right now, I’m on an 80-day Grand Voyage learning how to enjoy a new way of travel.
I’m 53. Working until 70 and am on the same page with you about the annual big trip. I started last year. There are probably 7-10 places I truly would like to experience, which gives me room to revisit favorites. I also now have the policy that I’m done traveling to see my family. I’ve always been expected to make the effort because I was single and without kids. No more. I haven’t touched my retirement since my 401k started in 2006. And I have enough cash in my savings to cover about two years’ worth of rent. Pretty good shape for a New Yorker.
“Youth of your senior years”. I love that! I’m 68 and recently divorced. I’m pretty healthy and I feel like I’m in the beginning of my senior years. I don’t want to waste it!!
All my life i got pressured from everyone because i didnt make the most of my university degrees. And i never had children. I made choices that most dont make. I worked labour jobs because working outside felt better than an office job. It also afforded me the time to travel to 3rd world countries for months. Then i got a govt job (still outside) with a pension and my future looked much brighter financially. I have been very frugal my whole life and yet i still was able to travel ( as a frugal longterm backpacker staying at hostels). Now 64 and will retire soon with a very modest pension but still i have one! Now i will travel even longer than 6 weeks a year at one time. So fortunate. Regrets? No really. Wish i had grandkids but never wanted the kid part of it. Haha. We all make choices and make sacrifices. Im glad i bucked society and did my own thing years ago...
For sure. Life is for living to me. I know SO MANY PEOPLE, including my parents, who followed the "give up your life for a job, security and a pension" routine, only to be so sick (from stress and poor lifestyle choices) in retirement that their biggest social activity is doctor's appointments. Yikes. I have insisted on being self employed and lived at the poverty level, but not poor. I do what I want to do (aside from things that take money like travel), but I focus on the things I love and now at almost 60 I'm expanding my business, but for fun, not out of fear that I have to make money or I'll die! Everyone dies, but I take care of my health and a big part of that is not stress out about stupid stuff. I do have children, but did it unmarried because their dad was a nincompoop. Free from that drama too. We don't have to "conform" to social pressure to be a certain thing in life, thank God. We only get so many years, I can't imagine throwing them away to do what other's think I should do. Just ain't worth it. Peace!
I so agree ... buck society, be a rogue, be a renegade ... listen to your own drumbeat ... don't waste your energies on societal norms. Remember what Frank Sinatra sang us, "I Did it My Way"!!! thanx for your share reminder ... its so easy to get hypnotized by "shoulds" and "have to's". Many Blessings to everyone and everything everywhere.
Nice comments. I am a widow since 38 and taking care of an ASD child solo. Now 53. Retirement is a dream for the parents of special needs. You all are so blessed. If not retirement, at least I want a break from caring for special needs.
I work part time as a nurse after 40 years working mostly full time with two years on a covid floor during the pandemic. I started traveling at age 55 because tomorrow is not promised. I take three “big trips” a year ( age 61 1/2 and retiring at age 65). Im healthy now to travel and don’t want to put it off any longer. I consider myself semi- retired now and am slowly easing into full time retirement.
I, too, took care of my mother into her 90's. I mostly felt overwhelmed and exhausted. Today, I realize I should have relaxed and enjoyed her more. I miss her so much.
Loved your courageous story! At 52 yrs., I was laid off as an editor in a corporate-style nonprofit. At 53 I became an English (ESL) public school teacher. I love the immigrant students I work with and now have been doing it for 21 years, at 74 years of age. I'm in excellent health and plan to continue working until I reach almost full pension at year 25. You're getting me thinking, however, and again thank you!
Do everything you can while you can. I’m 64, and was perfectly healthy and planned on working until my SS kicked in, then I slid down a hill and broke my leg. Life has been crazy ever since, and I’m so grateful I did everything I di do when I did. Life is too short not to enjoy it while you can, because you never know what the future holds.
I retired at 67..but in my senior life travelled the world saw a lot did a lot...now at age 75 i learn to feel safe by myself...that a big voyage.. Tkx for sharing. Regards frim holland🎉❤
Thank you for starting this channel. I'm 67 and lost my savings due to layoffs and poor planning. I started my current government job at 58 and my home is almost paid. My car is paid but I need to look at buying a decent used. No other debt. I've saved $200,00 in a Roth IRA and deferred comp plan. I haven't touched my social security and will also get a pension. Total if I retired now would be about $4,000 a month and $5,000 if I wait until age 70. We have gone through some parallel experiences, and I am looking forward to watching you go through your journey. I've traveled throughout the US during my life. I've had some lengthy trips to Scotland and England. I went to Ireland last Fall and have an Island-hopping trip in Crocia this fall. You are an inspiration.
Both of my parents lived to age 91. My Dad loved to travel, my Mom did not want to travel. I was able to take them both on a cruise before they got too old to travel.
I did things the opposite way around. I travelled in my late twenties to early forties. Bought my home early 40’s and had children. I feel like I’ve travelled well in my youth and now my time is for my family, paying off my house and saving for retirement. You HAVE to seize opportunities as much as you can, while you can. Live life for those who can’t. X
Same age. I'm tired and don't feel I have the energy to do my job full time anymore...I am not sure what I'll do...No real debt, but this economy is not good and I live in big expensive city. Also, single mom to a college student, whom I'm helping with expenses. Tough decision.
Yes I think everyone has different circumstances, but I think you must try to think of yourself as well, because time won't wait for you, it's very difficult
@@CynthiaAva I’m tired too. Consider moving to outside a smaller city to lower your expenses, and possibly getting a remote job. Just the change alone (new place, new people, new things to do) could reinvigorate you to work for a few more years. We’re seriously considering a move from an expensive west coast city. Columbus Ohio actually looks pretty good. Also look into the side hustle industry for your kid, or you. There are so many creative things for young people to do that make money to cover some of those expenses. Just today, I read an article that over 50% of Gen Zers have side hustles (wow, had no idea). He/she/they might just need your motherly encouragement to get started. I have a high schooler and I’m already thinking up things for her to consider. There are so many good lessons to learn from starting your own business, and a small one, especially a passion project, is manageable to get started. I read of a young lady reselling thrift store items she finds, or the other young lady that refinishes used furniture (sometimes into completely new purposes), and even a guy that breeds crickets, yes crickets, because it’s cheap and people have bearded dragons as pets.🤷🏻♀️That guy makes 30k a year. Do you possibly live where people could rent parking space from you, or have a pool to rent out, or attic space for storage? All these things were ideas in the article. Anyway, sometimes a big enough change in our life is what we need to get that energy back.😊
I retired in 2020 too. I was 57. Had 34 yrs working for the federal government. All I do now is travel. Visit the museums in my home city when I'm not traveling and exercise. No stress. Life is great.
It's so fun to have found your channel right now. I'm also a Jen, silver and solo, turning 53 this year. I spent the last 10 years thinking that my mom and I would travel together in our old age (my grandmother was still golfing every day and planning trips well into her 90's, and we thought mom would be too), but my father had a progressive illness that kept her homebound to care for him, and a year after we had to move hm into assisted living, mom passed away suddenly in late 2022, with dad following her in late 2023. Losing them both left me without a center of gravity for a bit, but I've started embracing 2024 as a year of reinventing myself, including using some of my hard-earned money for bigger travel than I've done in a long time. I have a trip planned to visit Vancouver for a weekend and then take The Canadian train for 4 nights from Vancouver to Toronto as my first fling... and already brainstorming on more adventurous destinations for 2025.
Sounds great...maybe...look up some tips for overnight train trips... I did that last year and wished. In little ways, I was more heads up on it.... very enjoyable...
@@jhmstagg9104 Thanks - I've been binge watching a lot of train videos - The Canadian has some fairly meaty travelogues - and reading a lot on the comments/questions on the VIA Rail subreddit, so feel like I'm getting a decent idea of what to expect, but I'd welcome any tips. :)
I hadn't planned to retire, but my health forced me to. I'm still employed, but on leave for nearly 2 months. Retiring officially in 2 weeks time. I'm not completely silver, (I have long hair). Definitely solo though! And happy about that, don't think I could share my space and life with anyone again. Looking for modest, budget adventures, due to health and very limited finances!
Great videos. Thank you. I am retired, and spend major time exploring new recipes and experimenting with gluten-free cooking after I renovated my kitchen. I love it. I am divorced, and live on my own, but GOD is with me. I volunteer 3 days a week, garden and exercise. I am really grateful. I have a few good friends, whom I love hanging out with also
Hi! This topic is of interest to me as a 61, about to turn 62 year old considering retirement at 62. I don't want to spend the youth of my senior years tolling at a job when I would rather be pursuing my hobbies, travelling while I still can, and taking care of my health.
Worth mentioning are the acts of mental and physical endeavors ( learning, hiking, exercise, travel, etc) and hiw they can boost your abilities with age. Im 70 now and clearly recall feeling my strongest at 48....not18! 👍😎🇨🇦
Oh yes, I was definitely stronger in my 40s than at any other time, and in some ways stronger now at nearly 60, than ever. I get enthusiasms though, and overdo which then keeps me out of the gym til I heal.
Working just to retire sounds so much like living for the weekend. Wanting time to go faster seems like rushing toward death. I am lucky to have had work that I liked, that was meaningful, and paid reasonably well, and I know not everyone has that. I admit that now I am retired, it’s pretty great, but I am glad I enjoyed my working years, because there sure were a lot of them!
You go girl ! I was healthy and able one day, then 24 hours later in ICU. No accident. I got a serious case of GBS. Totally changed my life. Don't wait. Enjoy as you can when you can. Hugs!
This is my first video of yours. You are a very wise woman! I have a different story but have the same philosophy! I’ve always wanted to travel, and I did! I read somewhere to travel before turning 70. My husband of 53 years and I did it and were lucky enough to have money to do it. Amazingly, at age 70 he was diagnosed with Parkinson’s disease. He wasn’t quite right before that, but could still travel a bit. He died in 2021 at home hospice. That was awful, but he/we lived a great life!💔 As you elegantly explained, don’t put off until tomorrow, because tomorrow may never come. I pray that your life is filled with travel, travel, travel! I’m 77 and still love it!!! In the past couple of years, I list my husband, my 52 year old son, have had spinal surgery AND quadruple bypass last November But I’m heading to Las Vegas on April 2! Life is good and I plan on keeping on keeping on!!!
I will be 65 in October.....my last work day will be 9/13/24. And, I CANNOT wait! I am so-over corporate America and slaving to its 'bottom line'. It's all about the $$$$. All I want to do is have a little part time job doing something where I can give back, collect my SS and 401k. My plan is to actually use my degree (finally lol) in public health and work part time for a non-profit helping the homeless and/or working at an animal shelter. That's my plan and I'm anxious to get started! I'm a pretty youthful 65-year-old so I like being physically active - going to the gym will be a regular thing for me, as it has been for 40+ years. Anyway, I'm new here! Glad to have found your channel!
I love this. The Youth of my Senior Years. That's where I am at, age 63, retired for 3 years. However my husband is 74, has been retired for 14 years. He basically has spent most of that time doing work around our farm and watching TV. I on the other hand and always active, hiking, trying new hobbies, meeting with friends. He is having health problems and I'm turning more into the role of caregiver. I was hoping we would have at least 5 years to enjoy but he has no interest in much of anything. I on the other hand, for my own health and well being, have to continue to stay active and have social contacts. It's a balancing act for sure. I'm still traveling (dragging him along) but my younger sister and her son are able to join me at different destinations. I'm not opposed to traveling solo either.
I know what you mean about having a spouse who sits and watches TV for many hours a day. It is as if he has no motivation and energy to do anything unless I nag.
go and live life, do things without the spouse. There are more than a few in our family who retired and the husband does not want to do anything but the same rounds or tv, and close to home. My SIL travels all over without him with her best friends, her daughter (and her family). She has been doing this for more than 2 decades. If you have grown children, let them check in on hubby. Go and live!
Understand the wanting to do more travel /adventure than spouse part. I think it’s OK to have some goals that are separate and live with no regrets. There will be some things together and some things separate.❤️❤️
Great inspiration! A year ago I had a scary accident. It’s a miracle that I’m still here. 46 years old. I want to LIVE. Stuff like that changes your perspective and priorities for sure.
A friend of mine has always said, make your decisions & follow through or the universe will make them for you. It sounds like you've made very thoughtful decisions & I'm sure you'll put them into action. Good luck!
I love your motto of don’t waste the youth of your senior years. I am currently 59 and will be turning 60 in two months. I am not single, and my husband does not necessarily have the same goals as a senior that I do. He is content living the quiet at home life and doesn’t have the travel bug like I do. Luckily, I have been able to take some weekend solo trips and hope to do more of that in the future. He joins me on certain ones but does not have interest in others. and the lesson of your uncle certainly makes sense to not wait around for anything
I retired in 2018 and I have never regretted it one day. I retired debit free and God has blessed me through the Pandemic I was fine and I would never go back to work unless I absolutely had to. I love doing what ever I want or don't want in my own time. It's my way of living "free" (free to do has I please) Blessed and Happy
I love the term Youth of Senior Years!!!! I have been thinking about the same since 2018 after I took over caring for my mother. I saw her decline first hand. After I bought my retirement home in a senior park I saw residents got older, moved to assisted living, or passed away. The chorus I sing with since 2016 I already lost 4 sisters to illness and old age. I retired as soon as possible to take advantage of my Youth. From my observation, many slow down after 75 even when money and mobility are not issues. It’s just “I am done”. Some do stay active into their 80s but don’t count on it. My mom, uncle, and aunt stopped traveling by 78 (they are in their 80s). Another uncle who’s a commercial pilot never really traveled before he got Parkinson’s (just had his 90th bday). His wife wanted so badly to see the world but has been stuck as a caregiver for 25 years (she’s 88).
I had a typing speed of 75 words per minute. Took 2 years of typing In high school. I graduated from high school in 1966 at the age of 17. I just dropped in to see your subscriber count. You are on fire 🔥!
Loved this video Jen. I'm with you! At 65 I'm still working (until 71), but I have a good job, lots of vacation, a good salary, healthy, and a lot of dreams! But I too, refuse to waste the youth of my senior years. So let's keep exploring!!!
Think about weekend or one day trips to interesting places, museums, or classes in your area. I took several classes from a religious community about 2 hrs from my home. They teach, not religion, but the forgotten arts, like weaving, cheese making, beekeeping, carpentry, pottery, and quilting.
Thank you! Refreshing! Am 58 also, just resigned and am getting my pension triggered now. Soooo many are half dead by the time they reach 60 and not in a fit state to enjoy their best years! Great title to the video. Really resonates 🎉❤
I'm 58 and going to retire this year. Many of my colleagues trying to convince me to continue...ahhh, but the body is tired. I have seen big changes in my energy level and health..arthritis suddenly set in both knees. I want to enjoy any time I am blessed to have. I've been at the same job 27 years. I want to enjoy some free time now.
You are very interesting person, full of energy young lady with incredible sense of humour, so intelligent and witty. I found your video in my recommendations (because I watch videos which could help me learning English language). I'm so glad to find your fascinating videos. I'm a student of Moscow State University, faculty of translation. Although my fist language is French, I like English language, also English painting, literature and poetry. With the warmest and the most kind wishes from Russia. Thank you very much for your videos!
Oh, me too, Jen!! Alll I wanted was to be FREE of a daily job, to shop for sundries at will any time of day, be at home puttering, just doing things I wanted on my own time. I finally got it at 52, thanks to a well to do man I married, and Ive love every minute of it. Enjoying your honesty, and I’ll continue to watch now 😊
I love your plan. Mine is similar. I'm mid fifties and I'm going to keep working, and fitting in my travel using all of my vacation each year. I quit waiting for the Boyfriend to be able to or want to go. I just go now.
Good for you. And do you go and with no cynicism ? I say that because I think it’s important to just make it clear how important it is to those of us who like to go and it’s OK if they stay where they are at but both get to do what we want. Best of luck to you. ❤
@@kathysheeran6589 nope no cynicism. He knows he is always welcome to come with me, and I understand he doesn't want to do the same things I am excited to do. For us it works well.
You have a good plan -I wish you much success. If I hadn’t gotten married to a good man with financial know how, I imagine I would have had a typical life and retired at set time. But I became ill, retired at 64, and convinced hubby to do same. We’re living on savings, having a wonderful time with each other. When our retirement comes in, we’ll splurge, but we’re loving our time together now. No one knows what tomorrow may bring.
Oh, this message is GOLDEN! Thank you! I wrote it down on a Post It note and have it right here in front of me. “Don’t waste the YOUTH of my Senior years!” This is so timely to me, personally. I will be 70 in a few months. ( I feel like I’m 40!!) I have been an elementary school teacher for 41 years and have loved it! I am forcing myself to retire-LOL- at the end of this upcoming school year. 🎉This message is what I needed. I am in my YOUTH!! So glad I stumbled across your channel!
I worked as a temp too back in the day but it was a means to an end. I retired at 37 and it is brilliant. I have had part time jobs and side hustles but will never work nine to five again.
Hello Jen good advice. My dad retired at 62 became he saw so many guy work to 65 and pss away just after they retired. Thankfully he lived to 93. 💕NonnaGrace 🐓
Lovely lady, you need to play this video back and listen...no more waiting..the time is now!! Do it!!! Wishing you all the very best on your adventures!! x
True.When working do travel and enjoy the beautiful moments in this life. Honestly ,tomorrow is promised to no one!!!! Thanks for the wise words you shared with us🎉🎉🎉
I think balance is important at any age. Work and do the things you want to do! I plan on working as long as possible- as long as I still enjoy what I do. I make time to travel and do the things I love. Sometimes I have to do those things cheaply and sometimes I get to spring for an experience. So sometimes I travel to new countries and sometimes it’s the next town over. Here’s to the youth of my senior years!
I lost my last big job at 50 after nine back breaking stress filled years. I totally relate to your content. I am sharing this with my 55 yr old daughter...
I am 71. I also have lost many people in my life, and almost all of them from their own lifestyle choices, ages ranging from 51 to 77, through diet... drugs... alcohol... tobacco... and refusal to be vaccinated. These choices resulted in obesity, heart disease and stroke, overdose, throat cancer, and COVID. I could not do anything for them or change their bad habits. Only they could have made the changes. Now, I have no relatives, friends from high school, lovers, and no husbands (2). No one from my past to call; no one who knew me when I was young. Each of my loved ones had endearing qualities and each is missed. Each could have lived many more years and fulfilled many more dreams, and furthermore would have enjoyed much more the limited years that they did live, if they had just treated themselves better. All of them had pensions and retirement savings waiting for them. People, savings and pensions and dreams mean nothing if you don't take care of yourself.
I'm 41 and trying to get a headstart. I have family, including a grown son, and I know a slew of people, but I realize that nothing is guaranteed. Tomorrow could show up as all my plans turned entirely on their head. That frightens me sometimes, but denial and sticking my head in the sand would only make matters bad. I'm determined to enjoy my life, no matter what it is or who is or isn't in it..
Lady, you are an inspiration as well as a reminder that my husband and I did the "right thing" jumping into our traveling time in the past decade. Now, we opt for the quieter life and this is rich and sweet, too. Keep on moving and producing these talks. Peace, Gloria
I’m delighted that scrolling for good content brought me to your channel! I’m a solo 64 and stopped working at 63, before I’d intended. I’m so glad I listened to what my body was trying to say! Believe me, my symptoms continued talking until I did what was right for me. I’d lost my 90 yo father when I was 62, and my grief took on a life of its own. Fast forward to today, through a lot of decisions and major life changes spurred on by thoughts of my own mortality. Today I am grateful my love of life has returned in a new way ~ one that acknowledges we don’t have forever. Before I heard “the youth of my senior years”, I didn’t know a particularly positive way to think about this stage of life. Even with blessings to be enjoyed and great health! Thank you so much for sharing your wisdom with all of us. You may never know how great your impact is, though reading through the comments tells me it’s pretty awesome! 💕🕊️
In my late 20s, i met a man who told me, "retirement is not a function of age, but a function of income." Wish i had understood. I thought either i have to be wealthy (have lots of super) or work til I'm old.Little did i know there was a third 'option' - forced retirement due to ill health. But "heyho, we make our own sunshine!"
Good plan!! You gotta live your best life. I will enjoy keeping up with you. I am 66 now, lost my job of 33 years at 57 I think it was. I had already started payment on a 15 year mortgage (in 2010) on a small retirement cabin in the mountains (North GA) so I quickly sold my Northern VA townhouse and moved to Georgia. The cost of living is much less here, no auto property tax, lower real estate tax, lower utilities. A lot less shopping opportunities without driving a couple of hours so you learn to do things other than buy more stuff. I did try to find a decent job after moving but finally gave up after a couple that I did not like. I had enough in my IRA and house sale proceeds to do some repairs and ultimately decided to pay off the house and just retire. I did some beach trips and camping trips but then there was the pandemic which slowed things down. Now, I have no mortgage, just a car payment. Doing some home improvement work and last year got started camping solo (with my Westie dog). I plan to do more this year. I have plenty to live on with a pension and SS, a little extra. I started my pension a year early and then SS a year early ( because I spent too much of my IRA....). But life is A-OK. Cheers to you !
Good for you on your decision. When I was in my early 50s, I was finally in a position to start the travel I wanted to do. I remember the wake up call was meeting a couple in the hospital hall that told me their family life expectancy was 56. They were already sick, had lost many of their (combined) 22 siblings and had only illness and death to look forward to. That day I started making my plans to not waste my healthy years. I still have a mortgage because of diverting money to travel, but I have no regrets. I volunteered in Africa at age 56, had a fairly short travel bucket list and completed them before retirement. These were the 5 or 6 'I'll be really pi$$ed if I don't get to do them' trips, or ones to places that were changing or more difficult to do when older. I had this mental plan of retiring and spending 3 months a year living somewhere warmer than Ottawa. Well, I realize I can do that after 75 or even after 80..when I am in that older time of retirement. So I may be away for only 6 weeks, but it is to places that test me...India, SE Asia...so far. These are exciting and rewarding, and challenging while I can still do them. There is a reality that traveling while earning an income is actually more financially possible than trying to do it on a fixed income. Good for you for finding a way to make it happen now. I wish you many years of wonderful trips.
It’s great to enjoy the youth of your senior years, smell the roses and adventure. However don’t make it all about you, there’s much joy and meaning found in using your extra time and money to benefit those unfortunate people and animals around you who cannot help themselves. That’s real satisfaction to die with.
that is so beautiful, but some of us spent our whole lives benefiting the others and did nothing for ourselves. So it can now be all about me because I paid my dues big time. And of course I would never turn my back on someone needing help and do rescue animals but not on a "mission" like I was before because I neglected myself and didn't even know it until a few years ago (81 now)
Yes, plan to use those early youthful retirement years for traveling and doing all the things. My husband and I are in our early seventies and worry that we’ve waited too long. Go for it!
I’m the type of guy who always thinks ahead. So no big surprise that I moved to the Philippines in 2018 @ 55 to get ready to retire at 62. I knew I’d fare better on SS retirement here than in the US, but I didn’t know how much so. As a single person, it’s apx $250 USD a mo here in the lower priced areas. I’ve fully adapted over the past 6 years to the people, weather and Filipino lifestyle, so most of my SS check will be going into savings. Life here is super easy, comfortable, affordable, and unlike in the US, I’m living financially stable and secure with money in the bank. No need for a special ($$$) retirement visa here either. A basic tourist visa is fine for living and retiring here. ❤
This is so wonderfully said. Retiring early, however early that can be, whilst you still have time and health is fantastic. Ultimately, in this modern day and age one can always add a side hustle or go back to work in some capacity. A chance to really vary life. I have 'retired' many times. Not with a pension, but to enjoy and partake of life. And then gone back to work when I needed, creating a very enjoyable life of variety. It's not to everyone's plan, but it can be done.
I think this is what I want to do. It's time for a change after 27 years teaching. I'm wanting some rest and some free time...then I'd like to create a part-time gig for myself. I have some dreams of wanting to work part time in a nursery with children or for a church.
I just found you and subscribed. This message ABSOLUTELY spoke to me! I’m in my early 60s and still working. Divorced after being with the same man for 45 years. My parents are in their 80s and live in another state. My brother lives outside of the country, so eventually, my parents’ care will fall on me and I might not be able to travel at will. After watching this, I’ve scheduled a short “staycation” (concert and a weekend in wine country. It’s just me, so I sprung for the VIP package) and I’m looking at a larger vacation next year…all solo! No more waiting!
I retired at 63 and went on a lifelong dream tour of Australia and New Zealand at age 65. We’re so glad we went. I’m now 70 and still will travel but I know I’m not up for a long trip as I did at 65. Travel in the youth of your senior years! The memories are priceless. We did go through the Outback in Australia. Loved every minute!
I feel very fortunate. I’m 69 years old and I love my work. I’m in the process of cutting back on the aspects of my career which are more stressful, and will settle into a work routine which feels comfortable. I think the key is following your natural proclivities when you are young. Jenn, you seem like a natural, comforting guide. Perhaps a second calling?
I read Your Money or Your Life in the mid 90s. That is the FIRE movement with a different name. I had to retire earlier than I planned at 57 and am struggling to figure out what to do now.
Reread the book and figure out your dream! I got laid off at 40, read the book several times over the years, and finally at the age of 52, I had to retire because of medical reasons. BUT, I had bought my 10 acres, read all the books on chickens, cows, goats, turkeys, pigs, and became a Master Gardener. Now at 68, I have hens for eggs and meat, meat goats for breeding, selling or meat for myself and will restart my beekeeping next spring. I've learned quilting, canning, dehydration of foods, carpentry, pantry preparedness, and am working on indoor gardening.
I just retired at 57. I got a part time job for travel and project money. I found a volunteer activity that I really enjoy. I get together with friends a few times a month. Life is simple and good!
Enjoyed your videos and just became a subscriber!! I retired in 2021 at 60, earlier from my RN career than I expected because I refused the jab and couldn’t keep my job. I took social security around 62 and supplement with my retirement savings. My pension won’t start until I turn 65. I live in The Villages Florida is a +55 community that people call “adult Disneyland” and loving life. I had worked since I was 15 years old and held multiple side hustles on top of my full time RN job. I care for my 85 yo mom and 3 dogs. I don’t want to go back to work- time with my mom and for myself is more precious than money. Fortunately, living in The Villages is like being on vacation full time. Living like a millionaire in a luxury resort on a paupers budget!! I so related to your story about making a plan to exist from your job. I did that from my prior long term position- worked a ton, maxed out my retirement savings, paid off all my debts, sold 90% of my belongings in an estate sale, sold by big, high maintenance, high mortgage, high tax home and bought a new home, low maintenance, easy to care for, very low property tax and no state income tax and the best party - NO MORTGAGE- paid cash from the sales. I live in the best place to retire in the world - The Villages!! Most important to be debt free and have one’s health. I am working on improving my health now.
I had a contract with a temp agency in the 1970’s. The company I worked for hired me full time and made me a manager. That was even before I had a college degree.
Me too. I loved temping. Shame it is isn't as easy these days for younger people. I worked in some great places, interesting jobs, and in employment that made me realise that company was not for me.
Temping is a great way to find out if you like a place and if they like you. I encourage young people to try it while they are looking, and they might gain some experience! They won’t try it though, because the pay isn’t very good. But it’s TEMPORARY. I am 65; healthy, active- I work two part time jobs so that I don’t have “office politics” which is pleasant. I’m a widow now, so I really need to work until my full retirement age. The economy is rough so I will retire and only work one part time job. I DON’T want to be 100. I don’t want to outlive any of my children or grandchildren ( of course, no one does). My father in law is 99 and hopes to go past 100. He does complain that he has outlived one son ( my husband) and possibly a daughter who is now quite ill. So I will retire at my FRA which is coming right up! If I last to 72-75 in good physical and mental shape, I will be very happy with that.
Thank you for doing these. I am enjoying them. I am a solo single person as well. A lot older than yourself who is trying to get the gumption, for the past five years to do videos. You have inspired me. Keep up the good work. And again thank you.
I'm 70 this year, and for me, every year lends a sense of urgency to my travel plans because, as you say, we just don't know how long we have. My big trip this year doesn't start until August, and I'm anxious waiting just that 6 months.
How about some shorter breaks to lessen the time? They don't have to cost a lot. A weekend camping, or a girls weekend away. Even sleep over a friends house and hark back to those times of frivolity, but now with a glass of wine 🙂
That's a great idea. And actually, that's what I do. This year I'll have a short RV trip to experience the eclipse. That said, I still have this nagging feeling that I should be traveling sooner and more frequently.
@@dynac8012 I like that you 'do' ☺. And only you can quell any nagging sense. Which can certainly be tricky when life offers so many choices and so little time (no matter what age) 💙
When I was in my 20s or 30s, I had a girlfriend who had visited lots of exotic places, Africa, India, Nepal....I asked why she hadn't visited Europe? She said, "I can see Europe from my wheelchair!" Cheers from Australia.
You have a great plan and this is the way to do it- travel while you can before age 70. I see so many people who are too sick to travel in retirement for big trips to other continents. I don't want to be one of them. I do travel now at my age of late 40s. I plan to travel most before age of 60 so that I don't have any regrets. I love FIRE movement and am doing everything I can to save my money and not spend it on things that don't matter to me.
What a great plan. My husband died after a short illness at age 53. I was 52. It was a wake-up call for me. I started traveling because I saw how fragile and unpredictable the future is. Ten years later, I downsized from out five-bedroom Victorian house to a cozy 920 sqft bungalow that I paid cash for from an IRA I inherited. Because of this, I was able to retire at 65 with no mortgage. Now, at age 72, I have some health issues. If I had waited until retirement, I would have missed a lot of opportunities. As it was, when the pandemic hit and everything shut down, I was fine being home, living a quiet life. Since then, I have become a lover of train travel. It's economical and works well for a single lady traveling alone. Don't wait. Tomorrow is not promised.
Agree 100%
I have been looking at train trips after I retire this summer. I have been told the Coach seat is actually comfortable for sleeping. I just don't know if I want to pay big buck for the sleeping rooms. But I think it would be interesting to do the triangle from Chicago to west coast, south, then back east to Chicago.
@@tmoore1144 worth getting a roomette if you can afford it. I did it alone from NYC to Chicago - very pleasant (ala North by Northwest). I like to see the art galleries in each city, gives me a reason to go.
ThankYouForTrainTravelIdeas!!
I’m 48 single and forward planning for my retirement years.. if I’m fit I will work to retirement age, perhaps go part time from age 60. I want to clear my house, stock up my retirement funds and then I will be set to travel. Thanks for your good insight and advice.
I’m a new subscriber and 62 year old widow. As an introvert I turn to my UA-cam “friends” daily for company. I wanted to let you know that I enjoy your chats very much!
Also 62 was a widow at 56
Widow at 58-so thankful for this channel❤
@pamcornelius9122 I’m also a new subscriber and I feel the same way you do. Thank you for sharing it so beautifully.
My mom passed at 65. My dad 5 years before her. They worked all their lives and never got to collect their SS. When my mom applied they told her someone was using her social security number and they were working. While they investigated she passed. Time waits for no one and as you say there are no guarantees in life, no guarantee in a job, a spouse, your family, your friends, or even your children after you spend most of your life caring for them. My Dad used to tell me you are born alone and you go alone, you are born with nothing and can’t take anything with you. Do the best you can and live life. The soul is the only one who goes with you to the afterlife. Every thing else is temporary. 😌
I’m 57 and this made me tear up, I’m going to make a point to make the rest of my life not about “things” but about enjoying the remainder of my days with experiences.
What a tragic story and a beautiful message. I believe your Dad was a wise man.
Wow. This post really spoke to me. Wise words of wisdom we all need to hear. Thank you ❤
Amen
Well said. You have to enjoy the life around you while you have it, also while you’re fit and able. Preparing for retirement is crucial however, to live comfortably you need to own your own home & have a bit of money saved. It’s a juggle to get the balance right of life versus looking after your long term self.
Hi wonderful woman for starting this channel. I am nearing 82, totally solo for over 20 years, retired for 14. Always had only a few but very close friends but they have passed along with all close relatives. I really have nobody but me and my 2 cats and many creative and spiritual pursuits. For me it had to be that way, I am too empathic and take on people's emotions and dilemmas as my own if I live with anyone. After two marriages and several live in boyfriends, I learned this inconvenient fact and I have to now to everything for me and my little house and my modest ss check all by myself. I do it well, it's hard and not for sissies but it's the best route for my very sensitive nature. Thank you for this lovely channel and for your heartfelt sharing, and also the sharing of all the commenters.
I really love your comments. So honest and insightful. I can understand how empathetic you are, I can also relate to all you say. I shall be 74 in September (God willing or fingers crossed) and have lost a few along the way now. I am also creative and love my sewing and craft and while I do live with my lovely husband I lead a very modest and quiet life too. I am too sensitive to be very outgoing, I retired almost 14 years ago Not because I wanted to but they wanted to get rid of the older employees there. I was 60 then and full of beams and plans. I completed a textile course in construction and this has provided wonderful skills for me to refine over these years. My best wishes to you and that you continue a content and healthy life. Regards Eva
thank you for your open sharing, I relate.@@pennysewing9418
❤️
Thank you so much for your comment. I too am empathic and struggle with it. You've given me hope. I dream of a life like the one you describe
thanx for your caring response ... you have to be an advocate for it ... society and current culture conspires to wedge us into all kinds of boxes and unwanted situations that devour our time and energies. Then we resent others when it is at our own hand because we are not used to listen to our inner promptings. @@katiem867
I retired at 50. I started traveling around the world at 40 and have been to all the places I wanted to visit. Now, in my 60’s, I have no interest to go anywhere and I 100% own my sweet home that has a big garden that I built from scratch. I have a lot of animals with full love. Life path is up to you to choose. I was lucky to have chosen the right path in my late 20’s.
I get it! I retired at 50 and did the traveling in my 40s and 50s. Now in my 60s, I'm enjoying my dogs, my little home, and a converted van for camping. Everything in its season as an individual choice.
I was fortunate enough to be able to retire in my 50's. I traveled & pursued my interests full on. I am now 72, have a gorgeous small home in a wonderful seaside environment. People kill (figuratively 😄) to live where i am. I still train & compete my dogs. I am so incredibly blessed. Content. 100%. 🙏
Retired in my 60 s small teacher pension. Worked hard when I was young bought and sold.y houses to go on and build.y dream home when I was 40. Intimidated out of my home by the police local and went through a divorce so doesn't always work out as you plan. Endured a lot of hardship as an older person when I expected to be living in my dream home.mortgage paid 10 years ago. Working and doing whatever I liked with my money and taking it easy.
I’m in the same boat - just slightly younger. I’m 54 and hit every travel experience on my bucket list. Then, I made a new bucket list and finished that one too. I feel very lucky and blessed to have done all this traveling while being young and healthy with lots of energy. Now, I’m very content being at home. No need to travel anywhere. I feel happier than ever spending time in my garden, doing my hobbies, learning to play piano at 54 and spending time with my best friends - my 4 cats and my dog. Life is sweet.
Wonderful
I retired in 2021 at age 60 on a small pension plus CPP. I really really needed the rest, but only lasted 2 years before i needed something more. Got my commercial drivers license and now i work part time as a rural school bus driver. I feel a lot better. Now I have a purpose and am contributing to my community. My fellow bus drivers are very pleasant people, I enjoy being around them. And summers off !! I really like "youth of my senior years" as a title for this time of life.
I think travel is overrated but then I worked overseas many years ago now so experienced the different culture thing.I think the answer is within whatever you wantt to do.For me it's my own private academic study, reading the classic novels I never did, exercising, walking outdoors in nature and finding the joys inside when reflecting on my past experiences. At 64 on a low pension, working isn't for me but others need more social contact and seem to get something from it that I never did. Good luck to them.
@@alanpatten468I use to work over seas I am thinking to go back again at this age
I can relate. After the death of my uncle (two years after retiring), my husband told me he wasn't going to wait until retirement to play bluegrass music and attend bluegrass festivals. We bought a camper and went to bluegrass festivals three times a year for ten days at a time. After that decision, he lived for 4 years and 11 months. Those were the best years of his life. I'm so glad he made that decision.
All my life I have taken care of people...siblings, mother, grandmother, husbands, children. I have given to charities and friends who never bothered to pay me back. Now in my senior years, I just want to chill and concentrate on myself. It's all about me and what I want. I have very few things left on my bucket list, having done more and traveled more than most people I know. My bills are paid; I have no debt; I live a minimal life, and I do what I want
'Don't waste the youth of your senior years'... 49yo - 50 next year, I needed this 'quote'.
I’m 75 and healthy and traveling. I plan to live past 100.
😅 me too.73 now I was think8ng 104.?
I am 75 and Hope to make it 25 years more🤗🤗🤗
Me too, 76 with 82 year old husband, about to set out on safari!
@@Catsrule7 Have a great time!
Retired at 61 & started travelling with my sister spending a month in Portugal, Malta, Padre Island Texas, China, England, Qualicum Beach, Okanogan etc. Sometimes doing house switches with other women as my pensions were small. I took CPP early & invested it whenever I could, bird in hand was my motto since my father died at 52. My sister didn’t & then died suddenly at 70 & her estate only received $2500. from CPP to bury her & the 1.5m pension was taxed at over 50%+ as we were single. When she was in hospice she thanked me for the adventures & left charities & family members her money. I am 75 now & really don’t want to travel anymore maybe just a warm break in winter & see more of my own country as I went to Newfoundland last June & Yellowknife this year. 75 is old in my family & I am tired but content & happy with my life decisions & will be leaving an inheritance for my children & grans.
My good friend died suddenly at age 70. He never took his social security and he kept working. Luckily, he did some travel and cut down on his hours at work. A cougar jumped in front of his motorcycle two years ago on a warm August night. So I quit working at age 59. No regrets and it's been two years.
I had 2 friends in their mid fifties pass away. One suddenly, it was shocking and devastating at the same time. Then a friend developed colon cancer, terrible 2 yrs. Thank God she overcame it. But these things put an urgency on my life that I have to live more and now. My husband and I are planning to sell EVERYTHING. Buy an 5th wheeler and find a nice RV park. We will live only on his salary and stash my salary, in roth, CDs and savings. Within 5 years we are planning to only work 6 months out of the yr. Until we can get early social security at 62, than we'll figure out where we are in life. I'm tired of the constant hustle, and bustle, the living just to work, and then die that is living in this country. I'm ready to be free and to do more with our lives.
sorry to read about the loss of your friend. Hope you're enjoying your retirement
Sorry to hear about your friend.
Unfortunately, no one has a crystal ball. We could work and save and then pass just when it’s our time. We could live for now and run out of money and be in a bad situation if we live to be 80, 85, etc. Different people will be comfortable with different choices.
That story hits home since I’m nearly 66 and still working. I also ride a motorcycle.
Hi "Silver,"
I Wish you all the best with your dreams. I was not so lucky. I retired at 60 from an incredibly demanding job that was both exhausting and a great privilege. Figured I had a decade to do the bucket list things and had the plans in place. Especially the physical ones. I was hit instead with degenerative disc disease in both neck and low back such that the thinning became so great that anything could and did land me flat on my back, (or alternatively, having to commando crawl through the house without use of my legs.) This was combined with 2 (bilateral) hip labral tears from a fall in a river bed which insurance refused to fix. Walking and even standing without severe pain was an enormous challenge. Add to that hypothyroidism and severe insomnia of 30+ years duration due to a poisoning in college.
I am now 67 and I have slowly made my way back to the living. It took that long. I can now walk up to 5 miles with pacer poles, have been able to swim and cycle a little....even join the family for some (BUNNY SLOPE!) skiing. But the dreams that I cherished and worked toward? Not so much. Like your relative, I got robbed.
My lesson? Be kind and patient with yourself. Develop flexibility. Love everything life offers you. Even the moments that seem wasted. They are not. They are, every minute, a blessing.
I wish you all good things! Be one of the lucky ones!
Wow - what a dreadfully difficult load you’ve had to deal with! My experiences have been no where near as physically severe as yours, but like you, I’ve learnt to appreciate moments more.
Retirement has not been enjoyable in the way I thought it would be, but still there are things to be grateful for every day - no longer working in a job that was also incredibly demanding is one of the main ones!
Wishing you continued improvement with your health and may you enjoy many moments of unexpected joy.
@@heatherjay8802 Thank you. Very much appreciated.
I direct command comple my body to heal its self, what ever I fill into my brain is what I am good or bad. Forget about the age of the body, you'll be glad you did. 😅
I retired at 60 and had a injury. It took me 5 years to crawl back to health. I'm learning to enjoy one day at a time progress.
"Be kind and patient with yourself." "Love everything life offers you." I love those sentences. I'm going through cancer treatment for the second time at age 43...I can retire early with a decent pension in 4 years and I plan to do so. I would look for something less stressful or a part time job to help me stay active but give my body grace. God bless you
Tomorrow isn't promised for anyone. Enjoy each day. 🙂
I just turned 49, and I truly love the way you put , " The Youth of my senior years".
Not following through with a "grand plan" does not always mean the time between was "wasted". The life lived while waiting for the grand plan to happen matters. The laughter , the friendship, the rounds of golf played, the dinners and quiet evenings at home is also part of living. Everyday above ground is a blessing❤🎉. Thanks for sharing your stories with us.
Thank you for making that distinction because I feel the same way, they did not waste their time.
Thank you for this!
"rounds of golf?" Easily said by a Rich person.
I hear you, we can't all afford to follow suit nor would we want to. It doesn't matter what. For me its rounds of knitting on a circular knitting needle and dyeing my own yarn I find on clearance and creating beauty, lots of it!!! @@flyingthesails6801
Yes!
Subscribed. I'm a retired male age 65. This channel is a hidden gem. High quality information. Thank you for the videos.
I'm struggling with worries, meaning, value, and purpose after retirement. Millions of Boomers are dealing with these topics.
@gybx4094. I agree. I went out on disability at 47. So I don’t have the money to do a lot of things this lady on youtube suggests. I worry a lot about what will happen on my limited income since social security living at 47 didn’t allow for nest egg building.My check was decent though and I did fine until after covid inflation. I work hard mentally just trying to stay in the present moment because for now I have everything I need, Don’t have family or very close friends to do for me. All I can do is take life as it comes.
I worked full time from 18 to 64 with 7 years total off for Motherhood.
I’ve traveled about 20 times abroad. Last April I went to London for a week to walk tour and meditate on my future and decided to cut back to 20 hours, locally, take art classes, read, walk, enjoy friends. I’m very blessed with an IRA I saved starting at 25, and some alimony to 70. I’m now needy to keep an eye on my 88 1/2 year old Dad. It’s an honor. I visit my son in NY 3 to 5 times a year. I’ve changed from an extrovert to introvert and now enjoy peace serenity spirituality and the sunset out my west windows. I also contribute a bit to a couple charities. I’m very very grateful and realize things can change in the blink of an eye.
I always looked forward to retirement but now in my retirement I am looking after my 91 year old mother and raising my 15 year old grandson. This wasn’t in my retirement ‘plan’, but I have no control over this phase and I have to look at the positives. I’m nearly 65 and I still have my mother and my grandson is a wonderful young man. I am blessed but my ‘plans’ for my retirement are on hold.
Do it do it. I am Australian, in my 60s I went across Canada by train, I did 3 house swaps to Europe and 2 to New Zealand. Now I’m in my 70s with arthritis in my knees. I still take vacations but they are within Australia and don’t involve hiking or walking. So do it now and enjoy it to the max.
I’m 70, and just retired. Had planned to travel after retirement, but my wife’s health went bad and she can’t travel anymore. So I no longer had reason to retire, except I got arthritis so bad I had to. This is certainly not what I planned all my life, but who knew. We never know how the future will turn out.
So true. I had big plans...and in my late 50's had a knee injury that has led to bad arthritis in both knees. Things can change very quickly...which is why I'm thinking of retiring in my late 50's.
FAST --- it is the BEST THING you can do for arthritis better than any medication. Start with 36 hour fast and build. Arthritis is inflammation and fasting DOES THIS.
Keep moving Albert now is your time, look after yourself. don't be held back. I have arthritis and I must keep going.
Keep going Albert, my retirement with my husband was sad he didn't want to get out off his comfortable chair. This time is yours.
Another one for arthitis, once you have fasted, is taking gelatin daily. One spoon of rehydrated powder. Cost little to try, like fasting!
Just turned 68. On social security and working part time. My goal is be at least 100, when I leave this Earth. Two marriages and no home of my own. Didn't see the big picture. It's never too late to get things right. Love your video.
I am so glad that I found you. Ppl with common sense are so rare these days. Tight hugs from oregon. I found myself divorced in my 40's. I had a stroke at 30 I was told by the dr.s that I would live one year past the stroke date. I told them that is option My bible says I shall live and not die. I am 65 this year. Well past the dead line I was given. I live each day to its fullest with a thankful heart.
If you have good health you are wealthy & blessed in so many ways. Sadly a simple medical procedure left me disabled aged 42 & ended my teaching career. I'm 60 now & live a quiet simple life, I have a lovely adult child still at home whilst saving for a deposit for their first home.
Nature & wildlife are my great love & I'm thankful to live in beautiful North Wales which is full of beautiful scenery.
Everyday is a blessing, life can change in the blink of an eye so enjoy & appreciate everyday. Food is my medicine, what we put in can so affect our health in so many ways.
Today is the tomorrow we worried about yesterday & all is well. I love that quote.
I hope you have a lovely day Jen 💐Annie🏴
Living in North Wales sounds pretty good. Envious! Wishing you all the best. Cheers!
luvlee comment!!!
Such a lovely quote.
I never heard someone else mention "retirement" as a goal to achieve by working. Love that!
I have wanted this my whole life. I appreciate that we all need to do our bit but the fact we have to pay such a high price to be alive on this planet is ridiculous.
that's been my goal for the last 4 years lol. I have 4 or 5 more to go :)
For me it’s not just about the money, it’s more to have the time and brainspace for all my creative endeavors 😇@@Judep4237
Halfway through my 30’s I started longing for retirement. Since I became 50 I started doing more of the things I would like to do. Not so much focus on worklife but focus on my wellbeing. The next 15 years will now be more bareable 😊@@ebonywinn50
I am 64 , fit and healthy and I help look after my 2 grandchildren. I always tell my friends that we should retire when we are still healthy and not wait until we are sick to retire.
My father could have retired when the factory that employed him closed down.He had a good pension at 62 but chose to work another twelve years in another job.Then found out he had cancer just as my mother had a stroke and he became her full time carer for the next three years till he died and I took over. He needed the social contact and never knew anything but work. However, I learnt my lesson from this . Life is more than work whatever your circumstances or income but few realise this for some reason.
My husband passed away in 2005 so I was working until I was 67. I started drawn his Social Security at 60. I still had wanted home and now they’re all three gone grown and gone. I’m 73 and I drive his pension and his Social Security I live in South Dakota and yes, I wish I had planned to do better. I’m debt-free and I have a little savings, but nothing fun like riding the train around, sleeping in the car my husband was only 56 when he passed away in a boating accident your videos, food for thought❤
I was surprised you picked 75 as your I’m-old. Until that age, I lived a young and explore-the-world life. Then 75 hit and the mind-body aged over night. No longer the energy, strength, balance (could do yoga on a bouncing ship), and stamina. Now, I’m learning how to cruise watching others pass me by. Right now, I’m on an 80-day Grand Voyage learning how to enjoy a new way of travel.
Overnight I turned old. It happened last year at 77. Until then I thought I was still young!
🤪 yikes.
Jealous…
Not for me! I have lost most of my strength and stamina by age 40! I didn’t have a car and walked everywhere - my feet literally wore out!
I’m 53. Working until 70 and am on the same page with you about the annual big trip. I started last year. There are probably 7-10 places I truly would like to experience, which gives me room to revisit favorites. I also now have the policy that I’m done traveling to see my family. I’ve always been expected to make the effort because I was single and without kids. No more.
I haven’t touched my retirement since my 401k started in 2006. And I have enough cash in my savings to cover about two years’ worth of rent. Pretty good shape for a New Yorker.
Live every day like it’s your last. Don’t wait to enjoy your life. I retired early so I could travel with my husband. I don’t regret one day!
“Youth of your senior years”. I love that! I’m 68 and recently divorced. I’m pretty healthy and I feel like I’m in the beginning of my senior years. I don’t want to waste it!!
All my life i got pressured from everyone because i didnt make the most of my university degrees. And i never had children. I made choices that most dont make. I worked labour jobs because working outside felt better than an office job. It also afforded me the time to travel to 3rd world countries for months. Then i got a govt job (still outside) with a pension and my future looked much brighter financially. I have been very frugal my whole life and yet i still was able to travel ( as a frugal longterm backpacker staying at hostels). Now 64 and will retire soon with a very modest pension but still i have one! Now i will travel even longer than 6 weeks a year at one time. So fortunate. Regrets? No really. Wish i had grandkids but never wanted the kid part of it. Haha. We all make choices and make sacrifices. Im glad i bucked society and did my own thing years ago...
For sure. Life is for living to me. I know SO MANY PEOPLE, including my parents, who followed the "give up your life for a job, security and a pension" routine, only to be so sick (from stress and poor lifestyle choices) in retirement that their biggest social activity is doctor's appointments. Yikes. I have insisted on being self employed and lived at the poverty level, but not poor. I do what I want to do (aside from things that take money like travel), but I focus on the things I love and now at almost 60 I'm expanding my business, but for fun, not out of fear that I have to make money or I'll die! Everyone dies, but I take care of my health and a big part of that is not stress out about stupid stuff. I do have children, but did it unmarried because their dad was a nincompoop. Free from that drama too. We don't have to "conform" to social pressure to be a certain thing in life, thank God. We only get so many years, I can't imagine throwing them away to do what other's think I should do. Just ain't worth it. Peace!
I can definitely relate!!
I so agree ... buck society, be a rogue, be a renegade ... listen to your own drumbeat ... don't waste your energies on societal norms. Remember what Frank Sinatra sang us, "I Did it My Way"!!! thanx for your share reminder ... its so easy to get hypnotized by "shoulds" and "have to's". Many Blessings to everyone and everything everywhere.
I'm a woman who didn't have kids.
Nice comments.
I am a widow since 38 and taking care of an ASD child solo. Now 53.
Retirement is a dream for the parents of special needs. You all are so blessed.
If not retirement, at least I want a break from caring for special needs.
I work part time as a nurse after 40 years working mostly full time with two years on a covid floor during the pandemic. I started traveling at age 55 because tomorrow is not promised. I take three “big trips” a year ( age 61 1/2 and retiring at age 65). Im healthy now to travel and don’t want to put it off any longer. I consider myself semi- retired now and am slowly easing into full time retirement.
Thank you for your lifelong commitment to the medical field. You are appreciated.
Well I’d like to do more but am stuck caring for my 97 year old mother. This is the reality for many younger retirees these days.
If I had caretaking to do over again for my dear mother, I would get more help and not feel so guilty when I had to leave her.
I, too, took care of my mother into her 90's. I mostly felt overwhelmed and exhausted. Today, I realize I should have relaxed and enjoyed her more. I miss her so much.
"the youth of my senior years," I love that.
Loved your courageous story! At 52 yrs., I was laid off as an editor in a corporate-style nonprofit. At 53 I became an English (ESL) public school teacher. I love the immigrant students I work with and now have been doing it for 21 years, at 74 years of age. I'm in excellent health and plan to continue working until I reach almost full pension at year 25. You're getting me thinking, however, and again thank you!
Do everything you can while you can. I’m 64, and was perfectly healthy and planned on working until my SS kicked in, then I slid down a hill and broke my leg. Life has been crazy ever since, and I’m so grateful I did everything I di do when I did. Life is too short not to enjoy it while you can, because you never know what the future holds.
I retired at 67..but in my senior life travelled the world saw a lot did a lot...now at age 75 i learn to feel safe by myself...that a big voyage..
Tkx for sharing.
Regards frim holland🎉❤
Thank you for starting this channel. I'm 67 and lost my savings due to layoffs and poor planning. I started my current government job at 58 and my home is almost paid. My car is paid but I need to look at buying a decent used. No other debt. I've saved $200,00 in a Roth IRA and deferred comp plan. I haven't touched my social security and will also get a pension. Total if I retired now would be about $4,000 a month and $5,000 if I wait until age 70. We have gone through some parallel experiences, and I am looking forward to watching you go through your journey. I've traveled throughout the US during my life. I've had some lengthy trips to Scotland and England. I went to Ireland last Fall and have an Island-hopping trip in Crocia this fall. You are an inspiration.
Both of my parents lived to age 91. My Dad loved to travel, my Mom did not want to travel. I was able to take them both on a cruise before they got too old to travel.
I did things the opposite way around. I travelled in my late twenties to early forties. Bought my home early 40’s and had children. I feel like I’ve travelled well in my youth and now my time is for my family, paying off my house and saving for retirement. You HAVE to seize opportunities as much as you can, while you can. Live life for those who can’t. X
Lovely to see you’re living a full life and not tied down to a 9-5 job
I retired at 58, in 2020 best move I ever made, no depts, if you can afford it retire as soon as possible, don't waste the go to years working
Same age. I'm tired and don't feel I have the energy to do my job full time anymore...I am not sure what I'll do...No real debt, but this economy is not good and I live in big expensive city. Also, single mom to a college student, whom I'm helping with expenses. Tough decision.
Yes I think everyone has different circumstances, but I think you must try to think of yourself as well, because time won't wait for you, it's very difficult
@@CynthiaAva I’m tired too. Consider moving to outside a smaller city to lower your expenses, and possibly getting a remote job. Just the change alone (new place, new people, new things to do) could reinvigorate you to work for a few more years. We’re seriously considering a move from an expensive west coast city. Columbus Ohio actually looks pretty good. Also look into the side hustle industry for your kid, or you. There are so many creative things for young people to do that make money to cover some of those expenses. Just today, I read an article that over 50% of Gen Zers have side hustles (wow, had no idea). He/she/they might just need your motherly encouragement to get started. I have a high schooler and I’m already thinking up things for her to consider. There are so many good lessons to learn from starting your own business, and a small one, especially a passion project, is manageable to get started. I read of a young lady reselling thrift store items she finds, or the other young lady that refinishes used furniture (sometimes into completely new purposes), and even a guy that breeds crickets, yes crickets, because it’s cheap and people have bearded dragons as pets.🤷🏻♀️That guy makes 30k a year. Do you possibly live where people could rent parking space from you, or have a pool to rent out, or attic space for storage? All these things were ideas in the article. Anyway, sometimes a big enough change in our life is what we need to get that energy back.😊
I retired in 2020 too. I was 57. Had 34 yrs working for the federal government. All I do now is travel. Visit the museums in my home city when I'm not traveling and exercise. No stress. Life is great.
It's so fun to have found your channel right now. I'm also a Jen, silver and solo, turning 53 this year. I spent the last 10 years thinking that my mom and I would travel together in our old age (my grandmother was still golfing every day and planning trips well into her 90's, and we thought mom would be too), but my father had a progressive illness that kept her homebound to care for him, and a year after we had to move hm into assisted living, mom passed away suddenly in late 2022, with dad following her in late 2023. Losing them both left me without a center of gravity for a bit, but I've started embracing 2024 as a year of reinventing myself, including using some of my hard-earned money for bigger travel than I've done in a long time. I have a trip planned to visit Vancouver for a weekend and then take The Canadian train for 4 nights from Vancouver to Toronto as my first fling... and already brainstorming on more adventurous destinations for 2025.
THIS! I'm with you sister!
You should put some videos out there!
Sounds great...maybe...look up some tips for overnight train trips... I did that last year and wished. In little ways, I was more heads up on it.... very enjoyable...
@@jhmstagg9104 Thanks - I've been binge watching a lot of train videos - The Canadian has some fairly meaty travelogues - and reading a lot on the comments/questions on the VIA Rail subreddit, so feel like I'm getting a decent idea of what to expect, but I'd welcome any tips. :)
I hadn't planned to retire, but my health forced me to. I'm still employed, but on leave for nearly 2 months. Retiring officially in 2 weeks time. I'm not completely silver, (I have long hair). Definitely solo though! And happy about that, don't think I could share my space and life with anyone again. Looking for modest, budget adventures, due to health and very limited finances!
Great videos. Thank you. I am retired, and spend major time exploring new recipes and experimenting with gluten-free cooking after I renovated my kitchen. I love it. I am divorced, and live on my own, but GOD is with me. I volunteer 3 days a week, garden and exercise. I am really grateful. I have a few good friends, whom I love hanging out with also
Hi! This topic is of interest to me as a 61, about to turn 62 year old considering retirement at 62. I don't want to spend the youth of my senior years tolling at a job when I would rather be pursuing my hobbies, travelling while I still can, and taking care of my health.
Worth mentioning are the acts of mental and physical endeavors ( learning, hiking, exercise, travel, etc) and hiw they can boost your abilities with age. Im 70 now and clearly recall feeling my strongest at 48....not18! 👍😎🇨🇦
Oh yes, I was definitely stronger in my 40s than at any other time, and in some ways stronger now at nearly 60, than ever. I get enthusiasms though, and overdo which then keeps me out of the gym til I heal.
I was 40 when I received my 1st degree Black belt in a very traditional martial arts!
Working just to retire sounds so much like living for the weekend. Wanting time to go faster seems like rushing toward death. I am lucky to have had work that I liked, that was meaningful, and paid reasonably well, and I know not everyone has that. I admit that now I am retired, it’s pretty great, but I am glad I enjoyed my working years, because there sure were a lot of them!
I’m 75 and have been on 45 cruises so far. Already have 5 more cruises booked. My favorite cruise destination is the Mediterranean.
That sounds self centred and hedonistic tbh. 50 cruises.. Never thought of helping someone out with the extra cash you had? No?
She is helping someone out..... herself. Thank God she cares for herself. All I did all my young life was help others. Now I help myself. Thank God.
@@denacollins352 There is such thing as balance though isn’t there.
@@universaltruth2025, you have no way of knowing if that person has been charitable or not.
@@s0a1n2d3y4 No. But I do know no one needs to go on 50 cruises.
You go girl ! I was healthy and able one day, then 24 hours later in ICU. No accident. I got a serious case of GBS. Totally changed my life. Don't wait. Enjoy as you can when you can. Hugs!
This is my first video of yours. You are a very wise woman!
I have a different story but have the same philosophy! I’ve always wanted to travel, and I did! I read somewhere to travel before turning 70. My husband of 53 years and I did it and were lucky enough to have money to do it.
Amazingly, at age 70 he was diagnosed with Parkinson’s disease. He wasn’t quite right before that, but could still travel a bit.
He died in 2021 at home hospice. That was awful, but he/we lived a great life!💔
As you elegantly explained, don’t put off until tomorrow, because tomorrow may never come.
I pray that your life is filled with travel, travel, travel! I’m 77 and still love it!!! In the past couple of years, I list my husband, my 52 year old son, have had spinal surgery AND quadruple bypass last November But I’m heading to Las Vegas on April 2!
Life is good and I plan on keeping on keeping on!!!
I moved into Town. Best decision as every thing l need is here. I am alone so it was vital. Snow and ice scared me living in the countryside.
I will be 65 in October.....my last work day will be 9/13/24. And, I CANNOT wait! I am so-over corporate America and slaving to its 'bottom line'. It's all about the $$$$. All I want to do is have a little part time job doing something where I can give back, collect my SS and 401k. My plan is to actually use my degree (finally lol) in public health and work part time for a non-profit helping the homeless and/or working at an animal shelter. That's my plan and I'm anxious to get started! I'm a pretty youthful 65-year-old so I like being physically active - going to the gym will be a regular thing for me, as it has been for 40+ years. Anyway, I'm new here! Glad to have found your channel!
I love this. The Youth of my Senior Years. That's where I am at, age 63, retired for 3 years. However my husband is 74, has been retired for 14 years. He basically has spent most of that time doing work around our farm and watching TV. I on the other hand and always active, hiking, trying new hobbies, meeting with friends. He is having health problems and I'm turning more into the role of caregiver. I was hoping we would have at least 5 years to enjoy but he has no interest in much of anything. I on the other hand, for my own health and well being, have to continue to stay active and have social contacts. It's a balancing act for sure. I'm still traveling (dragging him along) but my younger sister and her son are able to join me at different destinations. I'm not opposed to traveling solo either.
I know what you mean about having a spouse who sits and watches TV for many hours a day. It is as if he has no motivation and energy to do anything unless I nag.
go and live life, do things without the spouse. There are more than a few in our family who retired and the husband does not want to do anything but the same rounds or tv, and close to home. My SIL travels all over without him with her best friends, her daughter (and her family). She has been doing this for more than 2 decades.
If you have grown children, let them check in on hubby.
Go and live!
Understand the wanting to do more travel /adventure than spouse part. I think it’s OK to have some goals that are separate and live with no regrets. There will be some things together and some things separate.❤️❤️
Great inspiration! A year ago I had a scary accident. It’s a miracle that I’m still here. 46 years old. I want to LIVE. Stuff like that changes your perspective and priorities for sure.
A friend of mine has always said, make your decisions & follow through or the universe will make them for you. It sounds like you've made very thoughtful decisions & I'm sure you'll put them into action. Good luck!
I love your motto of don’t waste the youth of your senior years. I am currently 59 and will be turning 60 in two months. I am not single, and my husband does not necessarily have the same goals as a senior that I do. He is content living the quiet at home life and doesn’t have the travel bug like I do. Luckily, I have been able to take some weekend solo trips and hope to do more of that in the future. He joins me on certain ones but does not have interest in others. and the lesson of your uncle certainly makes sense to not wait around for anything
I retired in 2018 and I have never regretted it one day. I retired debit free and God has blessed me through the Pandemic I was fine and I would never go back to work unless I absolutely had to. I love doing what ever I want or don't want in my own time. It's my way of living "free" (free to do has I please) Blessed and Happy
I love the term Youth of Senior Years!!!! I have been thinking about the same since 2018 after I took over caring for my mother. I saw her decline first hand. After I bought my retirement home in a senior park I saw residents got older, moved to assisted living, or passed away. The chorus I sing with since 2016 I already lost 4 sisters to illness and old age. I retired as soon as possible to take advantage of my Youth. From my observation, many slow down after 75 even when money and mobility are not issues. It’s just “I am done”. Some do stay active into their 80s but don’t count on it. My mom, uncle, and aunt stopped traveling by 78 (they are in their 80s). Another uncle who’s a commercial pilot never really traveled before he got Parkinson’s (just had his 90th bday). His wife wanted so badly to see the world but has been stuck as a caregiver for 25 years (she’s 88).
I had a typing speed of 75 words per minute. Took 2 years of typing In high school. I graduated from high school in 1966 at the age of 17. I just dropped in to see your subscriber count. You are on fire 🔥!
Loved this video Jen. I'm with you! At 65 I'm still working (until 71), but I have a good job, lots of vacation, a good salary, healthy, and a lot of dreams! But I too, refuse to waste the youth of my senior years. So let's keep exploring!!!
Turning 73 and still, working . I don't have $ to stop and travel solely. Good advice on futue plans. Yes ....
Think about weekend or one day trips to interesting places, museums, or classes in your area. I took several classes from a religious community about 2 hrs from my home. They teach, not religion, but the forgotten arts, like weaving, cheese making, beekeeping, carpentry, pottery, and quilting.
Thank you! Refreshing! Am 58 also, just resigned and am getting my pension triggered now. Soooo many are half dead by the time they reach 60 and not in a fit state to enjoy their best years! Great title to the video. Really resonates 🎉❤
I'm 58 and going to retire this year. Many of my colleagues trying to convince me to continue...ahhh, but the body is tired. I have seen big changes in my energy level and health..arthritis suddenly set in both knees. I want to enjoy any time I am blessed to have. I've been at the same job 27 years. I want to enjoy some free time now.
You are very interesting person, full of energy young lady with incredible sense of humour, so intelligent and witty. I found your video in my recommendations (because I watch videos which could help me learning English language). I'm so glad to find your fascinating videos.
I'm a student of Moscow State University, faculty of translation. Although my fist language is French, I like English language, also English painting, literature and poetry.
With the warmest and the most kind wishes from Russia. Thank you very much for your videos!
Oh, me too, Jen!! Alll I wanted was to be FREE of a daily job, to shop for sundries at will any time of day, be at home puttering, just doing things I wanted on my own time. I finally got it at 52, thanks to a well to do man I married, and Ive love every minute of it. Enjoying your honesty, and I’ll continue to watch now 😊
You were spot on from a young age as far as the inane world of work is concerned. That degree did you no harm!
I love your plan. Mine is similar. I'm mid fifties and I'm going to keep working, and fitting in my travel using all of my vacation each year. I quit waiting for the Boyfriend to be able to or want to go. I just go now.
Good for you. And do you go and with no cynicism ? I say that because I think it’s important to just make it clear how important it is to those of us who like to go and it’s OK if they stay where they are at but both get to do what we want. Best of luck to you. ❤
@@kathysheeran6589 nope no cynicism. He knows he is always welcome to come with me, and I understand he doesn't want to do the same things I am excited to do. For us it works well.
You have a good plan -I wish you much success. If I hadn’t gotten married to a good man with financial know how, I imagine I would have had a typical life and retired at set time. But I became ill, retired at 64, and convinced hubby to do same. We’re living on savings, having a wonderful time with each other. When our retirement comes in, we’ll splurge, but we’re loving our time together now. No one knows what tomorrow may bring.
Oh, this message is GOLDEN! Thank you! I wrote it down on a Post It note and have it right here in front of me. “Don’t waste the YOUTH of my Senior years!” This is so timely to me, personally. I will be 70 in a few months. ( I feel like I’m 40!!) I have been an elementary school teacher for 41 years and have loved it! I am forcing myself to retire-LOL- at the end of this upcoming school year. 🎉This message is what I needed. I am in my YOUTH!!
So glad I stumbled across your channel!
I worked as a temp too back in the day but it was a means to an end. I retired at 37 and it is brilliant. I have had part time jobs and side hustles but will never work nine to five again.
Hello Jen good advice. My dad retired at 62 became he saw so many guy work to 65 and pss away just after they retired. Thankfully he lived to 93. 💕NonnaGrace 🐓
Lovely lady, you need to play this video back and listen...no more waiting..the time is now!! Do it!!! Wishing you all the very best on your adventures!! x
True.When working do travel and enjoy the beautiful moments in this life.
Honestly ,tomorrow is promised to no one!!!!
Thanks for the wise words you shared with us🎉🎉🎉
I think balance is important at any age. Work and do the things you want to do! I plan on working as long as possible- as long as I still enjoy what I do. I make time to travel and do the things I love. Sometimes I have to do those things cheaply and sometimes I get to spring for an experience. So sometimes I travel to new countries and sometimes it’s the next town over. Here’s to the youth of my senior years!
Well said!
I lost my last big job at 50 after nine back breaking stress filled years. I totally relate to your content. I am sharing this with my 55 yr old daughter...
I am 71. I also have lost many people in my life, and almost all of them from their own lifestyle choices, ages ranging from 51 to 77, through diet... drugs... alcohol... tobacco... and refusal to be vaccinated. These choices resulted in obesity, heart disease and stroke, overdose, throat cancer, and COVID. I could not do anything for them or change their bad habits. Only they could have made the changes. Now, I have no relatives, friends from high school, lovers, and no husbands (2). No one from my past to call; no one who knew me when I was young. Each of my loved ones had endearing qualities and each is missed. Each could have lived many more years and fulfilled many more dreams, and furthermore would have enjoyed much more the limited years that they did live, if they had just treated themselves better. All of them had pensions and retirement savings waiting for them. People, savings and pensions and dreams mean nothing if you don't take care of yourself.
Um the vaccinated are dying of the actual poke. Unbelievable how people are so ignorant and thinking for themselves.
Well said
I hope you can find happiness making new friends and acquaintances.
I'm 41 and trying to get a headstart. I have family, including a grown son, and I know a slew of people, but I realize that nothing is guaranteed. Tomorrow could show up as all my plans turned entirely on their head. That frightens me sometimes, but denial and sticking my head in the sand would only make matters bad. I'm determined to enjoy my life, no matter what it is or who is or isn't in it..
Lady, you are an inspiration as well as a reminder that my husband and I did the "right thing" jumping into our traveling time in the past decade. Now, we opt for the quieter life and this is rich and sweet, too. Keep on moving and producing these talks. Peace, Gloria
I’m delighted that scrolling for good content brought me to your channel! I’m a solo 64 and stopped working at 63, before I’d intended. I’m so glad I listened to what my body was trying to say! Believe me, my symptoms continued talking until I did what was right for me. I’d lost my 90 yo father when I was 62, and my grief took on a life of its own. Fast forward to today, through a lot of decisions and major life changes spurred on by thoughts of my own mortality. Today I am grateful my love of life has returned in a new way ~ one that acknowledges we don’t have forever. Before I heard “the youth of my senior years”, I didn’t know a particularly positive way to think about this stage of life. Even with blessings to be enjoyed and great health! Thank you so much for sharing your wisdom with all of us. You may never know how great your impact is, though reading through the comments tells me it’s pretty awesome! 💕🕊️
In my late 20s, i met a man who told me, "retirement is not a function of age, but a function of income." Wish i had understood. I thought either i have to be wealthy (have lots of super) or work til I'm old.Little did i know there was a third 'option' - forced retirement due to ill health. But "heyho, we make our own sunshine!"
When will we ever have enough income? lol
@CynthiaAva it depends what you want to do. A lot of people waste money on silly things and then complain that they don't have enough.
Good plan!! You gotta live your best life. I will enjoy keeping up with you. I am 66 now, lost my job of 33 years at 57 I think it was. I had already started payment on a 15 year mortgage (in 2010) on a small retirement cabin in the mountains (North GA) so I quickly sold my Northern VA townhouse and moved to Georgia. The cost of living is much less here, no auto property tax, lower real estate tax, lower utilities. A lot less shopping opportunities without driving a couple of hours so you learn to do things other than buy more stuff. I did try to find a decent job after moving but finally gave up after a couple that I did not like. I had enough in my IRA and house sale proceeds to do some repairs and ultimately decided to pay off the house and just retire. I did some beach trips and camping trips but then there was the pandemic which slowed things down. Now, I have no mortgage, just a car payment. Doing some home improvement work and last year got started camping solo (with my Westie dog). I plan to do more this year. I have plenty to live on with a pension and SS, a little extra. I started my pension a year early and then SS a year early ( because I spent too much of my IRA....). But life is A-OK. Cheers to you !
Good for you on your decision. When I was in my early 50s, I was finally in a position to start the travel I wanted to do. I remember the wake up call was meeting a couple in the hospital hall that told me their family life expectancy was 56. They were already sick, had lost many of their (combined) 22 siblings and had only illness and death to look forward to. That day I started making my plans to not waste my healthy years.
I still have a mortgage because of diverting money to travel, but I have no regrets. I volunteered in Africa at age 56, had a fairly short travel bucket list and completed them before retirement. These were the 5 or 6 'I'll be really pi$$ed if I don't get to do them' trips, or ones to places that were changing or more difficult to do when older.
I had this mental plan of retiring and spending 3 months a year living somewhere warmer than Ottawa. Well, I realize I can do that after 75 or even after 80..when I am in that older time of retirement. So I may be away for only 6 weeks, but it is to places that test me...India, SE Asia...so far. These are exciting and rewarding, and challenging while I can still do them.
There is a reality that traveling while earning an income is actually more financially possible than trying to do it on a fixed income. Good for you for finding a way to make it happen now.
I wish you many years of wonderful trips.
I'm so happy to learn I'm not alone in this thinking! Keep going sister!
It’s great to enjoy the youth of your senior years, smell the roses and adventure. However don’t make it all about you, there’s much joy and meaning found in using your extra time and money to benefit those unfortunate people and animals around you who cannot help themselves. That’s real satisfaction to die with.
that is so beautiful, but some of us spent our whole lives benefiting the others and did nothing for ourselves. So it can now be all about me because I paid my dues big time. And of course I would never turn my back on someone needing help and do rescue animals but not on a "mission" like I was before because I neglected myself and didn't even know it until a few years ago (81 now)
Agreed..
Yes, plan to use those early youthful retirement years for traveling and doing all the things. My husband and I are in our early seventies and worry that we’ve waited too long. Go for it!
Think of all you had since age 30, you have that much time left I bet at minimum! Great attitude!
I’m the type of guy who always thinks ahead. So no big surprise that I moved to the Philippines in 2018 @ 55 to get ready to retire at 62. I knew I’d fare better on SS retirement here than in the US, but I didn’t know how much so. As a single person, it’s apx $250 USD a mo here in the lower priced areas. I’ve fully adapted over the past 6 years to the people, weather and Filipino lifestyle, so most of my SS check will be going into savings. Life here is super easy, comfortable, affordable, and unlike in the US, I’m living financially stable and secure with money in the bank. No need for a special ($$$) retirement visa here either. A basic tourist visa is fine for living and retiring here. ❤
This is so wonderfully said. Retiring early, however early that can be, whilst you still have time and health is fantastic. Ultimately, in this modern day and age one can always add a side hustle or go back to work in some capacity. A chance to really vary life. I have 'retired' many times. Not with a pension, but to enjoy and partake of life. And then gone back to work when I needed, creating a very enjoyable life of variety. It's not to everyone's plan, but it can be done.
I think this is what I want to do. It's time for a change after 27 years teaching. I'm wanting some rest and some free time...then I'd like to create a part-time gig for myself. I have some dreams of wanting to work part time in a nursery with children or for a church.
@@CynthiaAva I hope you find your dream ❤
I just found you and subscribed. This message ABSOLUTELY spoke to me! I’m in my early 60s and still working. Divorced after being with the same man for 45 years. My parents are in their 80s and live in another state. My brother lives outside of the country, so eventually, my parents’ care will fall on me and I might not be able to travel at will. After watching this, I’ve scheduled a short “staycation” (concert and a weekend in wine country. It’s just me, so I sprung for the VIP package) and I’m looking at a larger vacation next year…all solo! No more waiting!
I retired at 63 and went on a lifelong dream tour of Australia and New Zealand at age 65. We’re so glad we went. I’m now 70 and still will travel but I know I’m not up for a long trip as I did at 65. Travel in the youth of your senior years! The memories are priceless. We did go through the Outback in Australia. Loved every minute!
I totally agree. I ve never waited for retirement time to do things. Furthermore i think it is in your working years that you have the more money !
I feel very fortunate. I’m 69 years old and I love my work. I’m in the process of cutting back on the aspects of my career which are more stressful, and will settle into a work routine which feels comfortable. I think the key is following your natural proclivities when you are young. Jenn, you seem like a natural, comforting guide. Perhaps a second calling?
I read Your Money or Your Life in the mid 90s. That is the FIRE movement with a different name. I had to retire earlier than I planned at 57 and am struggling to figure out what to do now.
Reread the book and figure out your dream! I got laid off at 40, read the book several times over the years, and finally at the age of 52, I had to retire because of medical reasons. BUT, I had bought my 10 acres, read all the books on chickens, cows, goats, turkeys, pigs, and became a Master Gardener. Now at 68, I have hens for eggs and meat, meat goats for breeding, selling or meat for myself and will restart my beekeeping next spring. I've learned quilting, canning, dehydration of foods, carpentry, pantry preparedness, and am working on indoor gardening.
I just retired at 57. I got a part time job for travel and project money. I found a volunteer activity that I really enjoy. I get together with friends a few times a month. Life is simple and good!
Enjoyed your videos and just became a subscriber!! I retired in 2021 at 60, earlier from my RN career than I expected because I refused the jab and couldn’t keep my job. I took social security around 62 and supplement with my retirement savings. My pension won’t start until I turn 65. I live in The Villages Florida is a +55 community that people call “adult Disneyland” and loving life. I had worked since I was 15 years old and held multiple side hustles on top of my full time RN job. I care for my 85 yo mom and 3 dogs. I don’t want to go back to work- time with my mom and for myself is more precious than money. Fortunately, living in The Villages is like being on vacation full time. Living like a millionaire in a luxury resort on a paupers budget!!
I so related to your story about making a plan to exist from your job. I did that from my prior long term position- worked a ton, maxed out my retirement savings, paid off all my debts, sold 90% of my belongings in an estate sale, sold by big, high maintenance, high mortgage, high tax home and bought a new home, low maintenance, easy to care for, very low property tax and no state income tax and the best party - NO MORTGAGE- paid cash from the sales. I live in the best place to retire in the world - The Villages!! Most important to be debt free and have one’s health. I am working on improving my health now.
Wow. This really speaks to me. None of us are promised a long, long life. I still have things to do and I don’t want to miss out.
I had a contract with a temp agency in the 1970’s. The company I worked for hired me full time and made me a manager. That was even before I had a college degree.
Me too. I loved temping. Shame it is isn't as easy these days for younger people. I worked in some great places, interesting jobs, and in employment that made me realise that company was not for me.
Temping is a great way to find out if you like a place and if they like you. I encourage young people to try it while they are looking, and they might gain some experience! They won’t try it though, because the pay isn’t very good. But it’s TEMPORARY.
I am 65; healthy, active- I work two part time jobs so that I don’t have “office politics” which is pleasant. I’m a widow now, so I really need to work until my full retirement age. The economy is rough so I will retire and only work one part time job. I DON’T want to be 100. I don’t want to outlive any of my children or grandchildren ( of course, no one does). My father in law is 99 and hopes to go past 100. He does complain that he has outlived one son ( my husband) and possibly a daughter who is now quite ill.
So I will retire at my FRA which is coming right up! If I last to 72-75 in good physical and mental shape, I will be very happy with that.
Me, too. I loved temping...and it lead to some great long term jobs. @@pumpjackpiddlewick
Thank you for doing these. I am enjoying them. I am a solo single person as well. A lot older than yourself who is trying to get the gumption, for the past five years to do videos. You have inspired me. Keep up the good work. And again thank you.
I hope you'll start a channel. I'm sure you have valuable things to share!
I'm 70 this year, and for me, every year lends a sense of urgency to my travel plans because, as you say, we just don't know how long we have. My big trip this year doesn't start until August, and I'm anxious waiting just that 6 months.
How about some shorter breaks to lessen the time? They don't have to cost a lot. A weekend camping, or a girls weekend away. Even sleep over a friends house and hark back to those times of frivolity, but now with a glass of wine 🙂
That's a great idea. And actually, that's what I do. This year I'll have a short RV trip to experience the eclipse. That said, I still have this nagging feeling that I should be traveling sooner and more frequently.
@@dynac8012 I like that you 'do' ☺. And only you can quell any nagging sense. Which can certainly be tricky when life offers so many choices and so little time (no matter what age) 💙
When I was in my 20s or 30s, I had a girlfriend who had visited lots of exotic places, Africa, India, Nepal....I asked why she hadn't visited Europe? She said, "I can see Europe from my wheelchair!" Cheers from Australia.
Wonderful suggestions! I really love them. I'm not one for big travel so I love the shorter trips!@@pumpjackpiddlewick
This such good advise and I am happy that I saw this video. I to want to live in my senior years. And I am NOT waiting.
You have a great plan and this is the way to do it- travel while you can before age 70. I see so many people who are too sick to travel in retirement for big trips to other continents. I don't want to be one of them. I do travel now at my age of late 40s. I plan to travel most before age of 60 so that I don't have any regrets. I love FIRE movement and am doing everything I can to save my money and not spend it on things that don't matter to me.