Wow, I'm only in my fourties, but like you have no children or siblings who can care for me. I'd read with Suze Orman that it was important to get on the long-term care insurance early, but had been waffling because it's so expensive. I better start now, and lock in what rate I can get!
Either get the long-term insurance now or put your name on the waiting list for a Life Care CCRC (Continuing Care Retirement Community) like mine. No matter what level of care I may need later, my monthly payment stays the same. ua-cam.com/video/pDxPYP9b1kg/v-deo.html
Too early. I would wait until you are in your mid 50's to early 60's for long term care. But it all depends on any co-morbidities you may have ie diabetes, heart or pulmonary issues, family hx of dementia etc
Hi Sandy, I googled CCRC and are you specifically talking about the organization "Life Care"? I worked for Life Care many years ago as a Speech-Language Pathologist. I use to work in all types of facilities in Florida.
I was not talking about the "Life Care" organization. There is no difference between CCRCs and Life Plan Communities. The term “Life Plan Community” is a new name that's used in place of the term “CCRC.” A lifecare community, like mine, is a type of CCRC that uses the most comprehensive Type A contract to provide a full continuum of care designed to meet residents’ healthcare needs as they change over time. This is paid for through monthly fees that are fixed and subject only to annual increases established for all residents. Check out my video on types of CCRCs: ua-cam.com/video/pDxPYP9b1kg/v-deo.html
@@SandyOver70 Yes I know. I used to work per diem in those type of facilities. One was The Mayflower in Winter Park and also in the Gulf Coast and The Villages. Thanks
I used to work at a nursing home, and I hope I never have to live in one as long as they are run by humans instead of robots. Not all the staff is nice to the residents.
Are you at some point going to discuss how bad nursing homes can be? I made a point not the get long term insurance because of what I've seen. Rest assured I shared that inform with my sons while I'm much younger. I told the kids I'd rather be dead than in one of those facilities. My mom felt the same way and she was a nurse.
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Wow, I'm only in my fourties, but like you have no children or siblings who can care for me. I'd read with Suze Orman that it was important to get on the long-term care insurance early, but had been waffling because it's so expensive. I better start now, and lock in what rate I can get!
Either get the long-term insurance now or put your name on the waiting list for a Life Care CCRC (Continuing Care Retirement Community) like mine. No matter what level of care I may need later, my monthly payment stays the same. ua-cam.com/video/pDxPYP9b1kg/v-deo.html
Too early. I would wait until you are in your mid 50's to early 60's for long term care. But it all depends on any co-morbidities you may have ie diabetes, heart or pulmonary issues, family hx of dementia etc
Hi Sandy, I googled CCRC and are you specifically talking about the organization "Life Care"? I worked for Life Care many years ago as a Speech-Language Pathologist. I use to work in all types of facilities in Florida.
I was not talking about the "Life Care" organization. There is no difference between CCRCs and Life Plan Communities. The term “Life Plan Community” is a new name that's used in place of the term “CCRC.” A lifecare community, like mine, is a type of CCRC that uses the most comprehensive Type A contract to provide a full continuum of care designed to meet residents’ healthcare needs as they change over time. This is paid for through monthly fees that are fixed and subject only to annual increases established for all residents. Check out my video on types of CCRCs: ua-cam.com/video/pDxPYP9b1kg/v-deo.html
@@SandyOver70 Yes I know. I used to work per diem in those type of facilities. One was The Mayflower in Winter Park and also in the Gulf Coast and The Villages. Thanks
I used to work at a nursing home, and I hope I never have to live in one as long as they are run by humans instead of robots. Not all the staff is nice to the residents.
Are you at some point going to discuss how bad nursing homes can be? I made a point not the get long term insurance because of what I've seen. Rest assured I shared that inform with my sons while I'm much younger. I told the kids I'd rather be dead than in one of those facilities. My mom felt the same way and she was a nurse.
Good idea. Maybe I will.