How to use Klarna: Tutorial 2022 | Step by step | Beginner friendly
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- Опубліковано 28 лип 2024
- Todays video involves a Klarna tutorial 2022 step by step. I explain what exactly is Klarna and how Klarna works. I also show the features that Klarna has to offer and how to navigate through the app. I also give my recommendation of how to safely use Klarna. This video just provides the basics of Klarna. As this app continues to evolve I will make updated videos!
//Klarna sign up
Want a $20 Amazon gift card for signing up with Klarna and making your first payment ? use my invite link so I can get one too friend! I love me some Amazon lol:
invite.klarna.com/us/he3knyus...
//Why I use Klarna
I like nice things but don't like the nice price tag that comes along with those items! Klarna helps me in being able to get those nice items in a budget friendly way! I love the buy now pay later method it has truly changed my life because things are too expensive out here.
I also like that I can shop normally and Klarna will divide that purchase into four payments and I would just pay it off every two weeks plus I get the item right then and there with no strings attached!
#Klarna #klarnainstore
//About me:
Name: Aliyah
Age: 25
Zodiac Sign: Libra is my sun with Taurus rising and my moon is in Aquarius
// social media (dm me and get a follow back!)
instagram: @colormealiyah
Tiktok:ohthatsaliyah
email me: aliyahjaihara@gmail.com
//Keywords:
Klarna, Klarna tutorial 2022, Klarna tutorial, how to use Klarna, Klarna in store, Klarna app, buy now pay later, how does klarna work, klarna review
THANK YOU SO MUCH THIS WAS SO HELPFUL 💗
You are welcome beautiful thank you for watching 💕
Very well spoken in details
So, how do you use this klarna for Walmart? Do I just create a one-time card at any store in the app and then use those numbers for Walmart online?
Alrighty so quick question. So for me I’m getting a Pc that’s 4 grand and I only have 2500. It says I can do a 24 month payment which would be 160 something a month. Since I don’t have the full amount but I know I can get that amount would it still be okay to start paying it off starting with only 2500.
So question I always get “Sorry, you can't use Klarna for this purchase
Please choose a different way to pay for your purchase.” How do I avoid that?
I do all for 4 payments bt at the end klarna ask for verification & ask me to log in my bank app is this ok making sure is not a scam ??
Can I use chime ?
Any county can use klarna visa card
Klarna’s dope. Frfr
I was able to get a one time card in Amazon. The app automatically detected the total when I chose to pay in 4. On Amazon it shows that both items were paid for and that they’ll be arriving soon but on the Klarna app it shows that the one time card only used half of the total?? Now it keeps sending notifications to choose a larger amount? Any help please??
What do you mean only used half the total? If Amazon is saying it’s paid then it went through. On klarna end it takes time to adjust and get the payment together.
If you have a IG Send me a screenshot so I can see what it is saying so I can help you! (I’m a visual person) my IG is @colormealiyah
Do you need to apply for the credit card Klarna or you. Can use your bank credit to do monthly payments
For klarna credit card you would need to sign up. Klarna credit card has not become available yet.
As for the monthly payments klarna automatically takes it off of the card that you put on file with them.
I forgot Walmart don’t accept you should’ve went through the app and purchased items before Recommendation if your ever at a store that doesn’t except apple pay use the stores app if they have one
It’s insane how difficult it is to find any information whatsoever on how to be approved for the loan from apps like Klarna and Shop pay etc. none of these videos explain anything about it.
First off klarna and shop pay are two different apps. This video is about klarna and it’s features.
Secondly, what are you not understanding? I stated in the video how klarna finance option works. They will run a credit check and determine if you are eligible to be finance or not SIMPLE… so what are you not getting?
@@ItsAliyahJaihaira they don’t just run a credit check and see if you are eligible by default. I’ve made an account with Klarna, got the app - and it says absolutely nothing about any of that and I can’t seem to find any option to apply for that. There are pages which EXPLAIN stuff like that but leads nowhere regarding ACTUALLY doing that.
@@suncat5160 okay well it could be one or two reasons…
1. If you just got Klarna then Klarna wants to see if you could first pay the money back with the paying in four then the finance option will become available.
2. When you signed up you know you gotta put your ssn and other info to verify you. You probably don’t qualify for the finance option. You could be in collections or have a lot of loans taken out which a finance option wouldn’t be available until you clear some things up.
Use the pay in four option a couple of times and see if the finance option then pops up. If you don’t want to then Klarna is not the app for you.
@@ItsAliyahJaihairathe finance option is for me there but it says the limit is exceeded
@@ItsAliyahJaihairawhere can i see the limit
So how do I use the purchase power to order online?
1. open up klarna
2. next to where it says in store you click on shop
3. A list of stores will pop up
5. Choose the store where you want to buy online
6. When it’s time for check out klarna will pop up and you will create a one time card when you get to the payment option
What cards do Klarna allow us to use
Debit card and credit card
This is not clear, on zip its soooo easy i can make a virtual card and pay anywhere. I tried to use Klarna on a site not on their page and the pay button is grayed out. How do you use a virtual card on another site that is not a store on their platform already?
You stated you tried to use “Klarna on a site NOT ON THEIR PAGE” you have to USE the Klarna app and click on online or in store to see which site/in store will take Klarna. Klarna has a variety of where you can use Klarna (I.e Best Buy, Airbnb, footlocker, Amazon etc.)
You cannot use klarna virtual card on another site that they are not partner with.
Klarna is working on providing a physical card which can be used anywhere/online but they have not released it yet.
My suggestion is to use Klarna on the stores they are partner with. If you want to use it anywhere than continue to use zip if you feel Klarna is “limited”.
@@ItsAliyahJaihaira thx. I will continue to use zip. I told someone else to apply for zip. She did but didn’t get approved for a lot. So I suggested try klarna thinking it worked like zip but apparently not 💁🏽♀️
@@tatumtalk673 your welcome. Klarna pretty good too they got some good stores. You can even fill your car up using Klarna they partner with Chevron! I did a video on how it works so if you ever need some gas or trying to fill your car up until next pay day check it out or tell a friend!
@@ItsAliyahJaihaira I’ve done a video on using car advise for a discount on car repairs then affirm together w/zip to pay for it. I had to unexpectedly buy four tires at 779 and only paid $70 that day. The rest was affirm and zip. You can really use zip in any emergency not just in stores
Y’all you can use Klarna at the gas station! I filled my entire car up…Go watch my video to see how I did it:
ua-cam.com/video/d5PzILcGd7Y/v-deo.html
So can it help build your credit
Not to improve your credit. No. But they will report defaults ..
Can I use it with Android phone
I’m pretty sure I only have an iPhone so let me know
Could you explain more about purchase power , thank you
Of course! Purchase power is what Klarna gives you to spend for example let’s say they give you $500 to start with you can’t spend no more than $500. The app will not allow you to go over that amount.
Once klarna sees that you are responsible and paying back the money, your purchase power will slowly increase. If you don’t use the app like let’s say 5 months then your purchase power could decrease. Hope this was helpful 😊
@@ItsAliyahJaihaira ok, I tap the power purchase and then what. It’s not taking me to anything. Do I purchase something first then go use it. I’m still confused a little bit
I was able to use my Samsung S21 online. I didn't need Samsung or Google pay.
Wow, my nephew tried using it today on my phone which is Samsung Note 20 Ultra and my Google Pay & Wells Fargo Card in my wallet kept popping up. The cashier told him that shouldn't be popping up. I ended up just paying for it bc it was such a hassle.
@@yourshyness32 what a bummer!!
How can I get approve ?
Get approve for the financing option?
@@ItsAliyahJaihaira yes what score u need
@@daleoncole8891 Klarna doesn’t specify a score they look into a variety of different factors… they run a inquiry (a hard one) and determine the amount if you are eligible. You will quickly know once you apply
Klarna customer service had no clue on how to help me with a charge on my account but no order in my history. Nor how to unimportant merchandise from other stores
A charge got randomly placed on your account and there’s no order history? That’s odd did you check with your bank? Was money taken out etc?
I leaned about this app as a petco employee💀
😂
Any county can use klarna visa card