i love klarna. im still a bit confused on how to split bills up? Is it just a one time card for one store or can I make a one time card and purchase from any stores I want and pay with the debit card that's the only thing I'm confused about I would like to know that if anyone has any opinions please and thank you is it just one store you can shop that or can you split your payments out with different stores with a one time card?
Great video! But I just wanted to know something, I’ve been purchasing from shops already partnered with Klarna that once I made my 1st payment it ships out. When customizing a card for Klarna with a non-partnering site does it ship out after 1st payment or does it wait until all payments are completed in order to do so? If anyone knows the answer please let me know thanks
Hi! I purchased my iPhone 12 from Apple using the "one time card" option with Klarna. They pay Apple the full amount, but I pay Klarna back in the 4 bi weekly payments. The phone shipped within 2 days.
Hi I have applied for a card do you know if the credit limit will increase when it arrive Also do you know if it works on airlines for example I saw British airways emirates on the app will this work
Well explained, seem straight forward to me just like using klarna anywhere but instead creating a one time card which klarna will use to pay for your product then take your first of the 3 payments form your registered card .
@@Toridabaddie it takes the first payment at checkout then it will withdraw the rest every two weeks if you don't pay it ruins credit but if you do pay your credit isn't approved but hey at least you'll have a new laptop lol 😉 😊
Hello everyone i have quite a few points to state now and they are. 1 if you dont know how credit works do your research. 2 Allways fully research any product or service before you commit to anything.3 Be responsible when using any loans or credit options. 4 Make sure you caliculate a monthly budget for any bills or loans or credit cards you owe money with. 5 Its so easy to cause yourself a major problem think about your responsibilities. 6 Financial companies do have the rights to escalate customers accounts with outstanding debts that have not been paid. 7 If you cant afford a product or goods and services dont commit yourself its just common sense. 8 Civil money claims and County court judgements are serious and should not be ignored. Take care everyone and think about this information.
It's easy! It's a good thing! I love klarna I'm so excited about this app .I haven't used it yet I'm trying to see what I want to by .I would like to shop in store because I can try on clothes , I want have to worry about sending things back
I use klarna and afterpay just pay your bill they don’t go buy your credit you chose your options I chose 4 payments I use my debit card let’s say if one of my payments fall on a day I don’t get payed just pay that day to
No just no you only have a 24 hour expiration date so if they didn't bill you until 2 days later you would still have to pay it off even if you didn't receive the items or the order was canceled because the card expired.
Not true. When a One Time Card is created, the first payment is reserved only. If the card is not used, it is released back to your bank account. A store can authorise the card, meaning it has been used and would not expire after 24 hours, when the store charges the card the payment plan is created. You can also dispute a statement if goods are not received, are returned, etc.
Great video, but don't buy anything you don't got the money for it's that simple. Completely unnecessary product, it's just pure capitalism it's so sad.
i love klarna. im still a bit confused on how to split bills up? Is it just a one time card for one store or can I make a one time card and purchase from any stores I want and pay with the debit card that's the only thing I'm confused about I would like to know that if anyone has any opinions please and thank you is it just one store you can shop that or can you split your payments out with different stores with a one time card?
I’m confused on “$400 estimated availabile to spend” how do I use it?
Go to all the store apps . Pick what store you want to shop at .once you choose and item ,you will see klarna icon at the bottom of screen then click
Great video! But I just wanted to know something, I’ve been purchasing from shops already partnered with Klarna that once I made my 1st payment it ships out. When customizing a card for Klarna with a non-partnering site does it ship out after 1st payment or does it wait until all payments are completed in order to do so?
If anyone knows the answer please let me know thanks
Hi! I purchased my iPhone 12 from Apple using the "one time card" option with Klarna. They pay Apple the full amount, but I pay Klarna back in the 4 bi weekly payments. The phone shipped within 2 days.
@@collics1 so you still pay Klarna every 2 weeks with the one time card
@@martino8879 Klarna paid Apple in full using that one time card. Then Klarna billed my personal credit card every 2 weeks.
@@collics1 ok I was a little confused Thank you 😊
@@collics1 If you Want to buy something with this option you Need to have already the amount on your card of what you Want to buy? Is that right?
I use klarna.. it’s amazing 😻
whats the requirment to get a Klarna card?
amazing story-telling from Oliver! thank you very much for this great video
Hi I have applied for a card do you know if the credit limit will increase when it arrive
Also do you know if it works on airlines for example I saw British airways emirates on the app will this work
Do I have to pay the first payment for them to ship the item?
Yes. They take the first payment then ship out your products.
could you please show us another one zilch on its process and whether support offline payment, thanks.
Does anyone know if you can pay in full with the virtual cards. We love the idea of one-time-use cards for security.
Once pay my first payment do I get my items before I pay it off
Well explained, seem straight forward to me just like using klarna anywhere but instead creating a one time card which klarna will use to pay for your product then take your first of the 3 payments form your registered card .
So does it take all of the money out of your account to put on the one time card or just the first payment ?
@@Toridabaddie it takes the first payment at checkout then it will withdraw the rest every two weeks if you don't pay it ruins credit but if you do pay your credit isn't approved but hey at least you'll have a new laptop lol 😉 😊
Hello everyone i have quite a few points to state now and they are. 1 if you dont know how credit works do your research. 2 Allways fully research any product or service before you commit to anything.3 Be responsible when using any loans or credit options. 4 Make sure you caliculate a monthly budget for any bills or loans or credit cards you owe money with. 5 Its so easy to cause yourself a major problem think about your responsibilities. 6 Financial companies do have the rights to escalate customers accounts with outstanding debts that have not been paid. 7 If you cant afford a product or goods and services dont commit yourself its just common sense. 8 Civil money claims and County court judgements are serious and should not be ignored. Take care everyone and think about this information.
Can I use it on amazon UK?
Thanks for the explaining, I have a question to ask
Can I split it for more than 3 months payments? 😅
How do they make money? I know money is almost free, but when you pay with the virtual card Klarna only receives the interchange fee.
They get paid by merchants pretty much like a blog advertisement just like affirm they get percentage as exposures from the merchants on their app
They also get paid with late fees if your payment doesn’t process on time.
They rely on people defaulting on paying so the interest hikes up
Can I use my emerald card for the one time card? It's a prepaid card technically but I get paid on it
It's easy! It's a good thing! I love klarna I'm so excited about this app .I haven't used it yet I'm trying to see what I want to by .I would like to shop in store because I can try on clothes , I want have to worry about sending things back
If you Want to buy something with this option you Need to have already the amount of what you Want to buy? Is that right?
I use klarna and afterpay just pay your bill they don’t go buy your credit you chose your options I chose 4 payments I use my debit card let’s say if one of my payments fall on a day I don’t get payed just pay that day to
Can I use it to buy BTS ticket bc I’m stressing out so much that I haven’t found tickets and concert dates are almost near.
I use Klarna. I love it
How long will it take for them to ship my package once I pay my first time payment ? or I gotta pay all four bills
can i use it in italian stores because in my app they give me the opportunity to create dhe card but its my first time with card one ?!
No just no you only have a 24 hour expiration date so if they didn't bill you until 2 days later you would still have to pay it off even if you didn't receive the items or the order was canceled because the card expired.
Not true. When a One Time Card is created, the first payment is reserved only. If the card is not used, it is released back to your bank account.
A store can authorise the card, meaning it has been used and would not expire after 24 hours, when the store charges the card the payment plan is created.
You can also dispute a statement if goods are not received, are returned, etc.
It doesn’t even let me make a one time card
Yeah it doesn’t let me do none of that honestly lol so I cant use Klarna
Europe dang
Can I widraw money with Klarna card?
Can I buy a car with Klarna card?
Lmfaoooo
Hehehe 😂 joker
Speak louder or forget it.
If You can't pay for it Now Don't Buy it..
Then why are you here watching this video…?
@@Tom3294. exactly lmaoooo
Great video, but don't buy anything you don't got the money for it's that simple. Completely unnecessary product, it's just pure capitalism it's so sad.