Same suggestions are given to me as i have 18 premium of policy he suggested 20 premium must pay after that surender it thank you so much for confirmation
केवल जीवन सरल टेबल 165 में ही 10 साल बाद जमा धन से इतना ज्यादा अमाउंट सरेंडर पर मिल सकता है क्योंकि इस पालिसी में 10 साल बाद सरेंडर पर लॉयल्टी एडिशन जुड़ के मिलता है।
Ye shirf table no 165 ki baat hai kaunki 10 saal baad loyalty addition lag jata hai isliye surrender value jyada mil raha hai baaki schemes mein easa nahi hota ji 🙏
What if premium is paid for 8 years . What will be surrender value after 12 years? I have one lic labh policy.. I paid three year and it is 10/16 term policy... I dont want to surrender but i stopped my premium... So what will get after 16 year maturity period? We need answers of the above questions.
SIR ONE MORE INFORMATION IN JEEVAN SARAL IF YOUR PREMIUM HAD BEEN PAID CONTINOUSLY FOR.TEN YEARS YOU CAN TAKE EARLY MATURITY ANY TIME BEFORE POLICY MATURITY THIS IS ONLY APPLICABLE IN JEEVAN SARAL AND NOT IN OTHER PLAN IN OTHER PLAN YOU CAN REDUCE THE POLICY TERM AND INSTEAD OF SURRENDER YOU CAN TAKE PAID VALUE MATURITY FOR REDUCED INSURANCE AMOUNT AND PREMIUM TERM PERIOD
Lic karte waqt jo interest dikhata ha wo 15 saal ya 20 saal baad uska kuch bhi valuation nahi hotah.. Tab tak mehengai bohot baad chuka hota ha.. Usse acha 3 saal ka post office recaring acha ha
Sir meri policy ko 10 year ho gye ...11 year ka 3rd month chl rha hai but meri policy ka surrender value ab bhi hmre jma kiye hue total amount se km hi dika rha hai....aisa kyu 10 ke baad jma se zyada dikhna chahiye surrender value jaisa ki aap video me bta rhe hain...but police me to Aisa nhi hai....???
सरजी।मैंने आज से ठीक दस वर्षों पूर्व बजाज एलियांज समूह की एक पाॅलिसी ली थी जिसका प्रीमियम १००००/- रूपए था जिसे मैं केवल एक ही बार जमा कर पाया था जिसके अक्टूबर २०२२ में मुझे मैच्योरिटी का मैसेज भी आया उनके आफिस में जाने पर उन लोगों ने कहा कि आपको एक भी पैसा नही मिलेगा क्योंकि वे लोग कह रहे हैं कि लगातार तीन प्रीमियम जमा करना अनिवार्य था किन्तु दूसरा प्रीमियम भी जमा नहीं कर पाया तो क्या सर मेरे १०००० रूपए नहीं मिलेंगे? क्या करने से वे रुपए मिल सकेंगे। कृपया बताएं।।
For the first three years lic is also in lost for your policy .after 3 years they invest your money in life fund . And if any remaining amount is there , then that money is taken government of India and give it to senior citizens welfare fund . Lic doesn't take your any penny for their use.
insurance plan a contract hota hai contract mein Kai sharte hoti hai. UN hisab se policy chalti hai Jo koi karar ka bhang karega, use nuksan uthana padega. is video mein jo calculation bataya hai vah sirf plan 165 ko hi lagu karta hai.
Agar aapki gyan k hisab se LIC thik nahi hai to apna gyan sudhar kijiye.....LIC ne Indian Economy ko strong kiya hai......loot to private insurance Co. karti hai
Maine 20 years back policy with profit ka lic karwaya, sirf pahla kist ke bad kabhi paisa jama nahi kiya, 2011 me liya tha , 6000 rupaye laga tha, kya return hoga
Namaskar sirji , Sirji Lic ki Jeevan akshay plan (F) liya hua h . Toh kya esko surender kr skte h . Amount 1185000/- h , aur kitna kaat k milega Esme amount. Please sirji ek video bhi bna dijiye ga es p.
Thanks.. good video, I have some query .. after Register In Lic Premier Service, is there any extra charges ?? please make a video online for online - existing polices premium payments, for normal user & Premier users...
LIC ka stap bahut laparwah hote hai. arjent me paise ki jarurat tha eshliye maine LIC me loan apply kiya 1 mah se chakar kat raha hu. abhi tak loan nahi mila sirf LIC ofice ke karmchari ki laparwari ke vajah se. LIC utna achha nahi hai jtna log samjhte hai.
If it's true then I'm very lucky n happy to see this video.... Agar ye sach hai to maine bahut khush hua kiyuki maine yehi surrender ke bare maine hi soch raha tha... Thanks for saving my hard money
Ye tarika kewal jivan saral policy table no 165 me kam karega agar aapki koi dusri policy hai tab aapko uska surrender value pata karna padega jiske liye maine lagbhag 3 mahine pahle hi ek video banaya hai aap chahe to us video ko mere isi channel se dekh sakte hai
@@sstechknowledgesir ye jeevan aanand ke liye bhi applicable he kya?? Pls reply mere 19 premium ho chuke he ,1 premium bharne ke baad 10 saal ho jayenge ..
Any policy of LIC is not working for common people, good return is lured but the return after 15 to 18 years is not even able to beat the Inflation rate.
Sir mera policy 20 year ka hai jisme 11 year pura chala diye hai aur mujhe surrender karna hai to mujhe agent kah raha jitna jama kiye ho uska aadha milega kya kare sir bataiye
Kuchh solution mila ho toh hame bhi bataye😢 Hmare chacha isme bure fanse h, Ek lakh bhar diya unhone 4 sal me, 21 sal ki policy le rakhi, agent bol raha abhi Surender kiya tha ek lakh ki bajay 86000 hi milenge😢 Bichare ab loan lene ka soch rahe h lekin isme bhi LIC ko fayda h tabhi loan suggest kr raha hai agent
एलआईसी द्वारा आपको सही सलाह दिया गया था।जिससे आपको फायदा हुआ। आपके द्वारा अच्छी जानकारी बताई गई।वेरी नाइस
एल आई सी में भूलकर भी पैसा न लगाएं सिर्फ दलाल यानि एजेंट एवम एल आई सी को फायदा होता है ग्राहक को नुक्सान होता है
Bilkul sahi baat bola
सत्य कहा
Sahi
Bilkul सही
Bilkul sahi LIC na nikale
Same suggestions are given to me as i have 18 premium of policy he suggested 20 premium must pay after that surender it thank you so much for confirmation
L.I.C. सबसे घटिया स्कीम ही नहीं बल्कि ये भारत का सबसे बडा़ Scam है....!!!!
मत लगाए एलआईसी में पैसा
Lic se badhiya kuchh nhi h
Main bhi Manta hu LIC say briya aur kuch nhee Hain...
Lic 1k jol he
Yahi to video chahiye thi bahut der se dekh raha tha mil nahi rahi thi... thank you bhai...
Thank you🙏❤ bhai sab ne apni video banai but this is with real proof.
अच्छी जानकारी दिए हैं सर आप बहुत ही डिटेल जानकारी दिए हैं, पॉलिसी को paid up में कन्वर्ट कर सकते है
बहुत ही अच्छी जानकारी दी आपने धन्यवाद ❤❤
केवल जीवन सरल टेबल 165 में ही 10 साल बाद जमा धन से इतना ज्यादा अमाउंट सरेंडर पर मिल सकता है क्योंकि इस पालिसी में 10 साल बाद सरेंडर पर लॉयल्टी एडिशन जुड़ के मिलता है।
Thanks bhai
Bahut help mila aapka video se 🙏🙏🙏
Bahut hi Sundar tarike se samjhaya sar aapane
बहुत अच्छी जानकारी मिली है
बहु उत्तम सूचना प्राप्ता। धन्यवाद
Vistar se Samjhane ke liye बहुत-बहुत dhanyvad 🙏🙏👍👍
नमस्ते जनकारी के लिए बहुत बहुत धन्य वाद,
Lic karana mere jivan ka sabse bada bhul hua hai
Kaise bhai
@@raza654 koi benefit nhi hai apna pura paisa nhi mil pata surrender karne par
मेरी मति मारी गई थी जो एलआईसी किया
Same bhai
Lic मध्ये गुंतवणूक करून सरासरी ग्राहकांना फायदा होत नाही. माझं एका policy मध्ये नुकसान झालं. मुद्ल पैसे सुध्दा मिळाले नाहीत.
LIC nikal kar bohot galati ho gai meri
Usse acha to mai stock market me SIP karta
It's valuable for every lic policy holder thanks
Bahut bahut dhanyvad Sar apna bahut acche Se Samjhe Aaya Hai
Very Simple explanation. Best video in this field. Thsks.
बहुत अच्छी तरह से जानकारी दी सर, 🌺🙏🙏
बहुत अच्छी तरह से आपने समझाया
धन्यवाद 🙏🏻
Bhai sahab ap ise paid up me convert kijiye agar premiums pay nhi kr skte to.
Ye pehle 3 tha but corona ke bad minimum 2 premiums bharne hi padenge
Thank u so much sir I have so much need of this video u have got so much knowledge to me regarding lic
❤
bahot achi trh se smjhaya
Very useful information
Thanks 🙏
Sir lic karane se pahle agar video aapki dekh lete toh lic nhi karata
Bro if this information is true then u saved a lot of ppl.. Thank u
This method is only for Jeevan Saral policy
@@sstechknowledge What about Jeevan Lakshya 833 policy can u pls tell ?
Life saving and money saving information. Thank you Sir.
Ye bhai ne samjhya to bahut ache se per ye kudh he lic agent hai BCz lic pe kon lene se acha hai aap surrender ker do
Pehle likh toh shi le tu jahil
Aapki baaat sai hai bhai per condition itni kharab hai k ghar k kkhaarche hii nahi pure ho rahe lic ki kist bach hi nahi pati
Very helpful information.. thankyou sir
Bahut achchhee jankari di apne 👌🙏🙏main bhi LIC Policy ko sarendar krne ka soch raha tha, Thankyou so much 🙏🙏
Best knowledge for me.. thanks 👍
Great idea Boos Tnq So Much for Message 🙏🙏🙏
Your voice so beautyful👍
Dada sob thaka bhalo bughia chan❤
Ye shirf table no 165 ki baat hai kaunki 10 saal baad loyalty addition lag jata hai isliye surrender value jyada mil raha hai baaki schemes mein easa nahi hota ji 🙏
Absolutely right
ye only for Table 165 ke liye hai
Money back policy plan... Agar 10 saal baad surrender kre to bhi.. Double pausa milega kya?? Plz give me reply🙏🙏🙏🙏🙏🙏
@@Prathamesh_Chartlover nahi Sir जितना जमा किया उसमें से मनी बैक माइनस करके मिलेगा
Bhai mera 4 sall huva he ab me surrender karna chahta hu to muje pure paise milega ya fir katke plzz javab dena
Sir ji bahot achhi information.
Nice Calculation with Proof
Best ever video.... 👌👌👌
What if premium is paid for 8 years . What will be surrender value after 12 years?
I have one lic labh policy.. I paid three year and it is 10/16 term policy... I dont want to surrender but i stopped my premium... So what will get after 16 year maturity period?
We need answers of the above questions.
U should do paid up
Liked your Honest video, people should help each other with such informative videos
SIR ONE MORE INFORMATION IN JEEVAN SARAL IF YOUR PREMIUM HAD BEEN PAID CONTINOUSLY FOR.TEN YEARS YOU CAN TAKE EARLY MATURITY ANY TIME BEFORE POLICY MATURITY THIS IS ONLY APPLICABLE IN JEEVAN SARAL AND NOT IN OTHER PLAN IN OTHER PLAN YOU CAN REDUCE THE POLICY TERM AND INSTEAD OF SURRENDER YOU CAN TAKE PAID VALUE MATURITY FOR REDUCED INSURANCE AMOUNT AND PREMIUM TERM PERIOD
Yes
What if premium is paid for 8 years . What will be surrender value after 12 years
अच्छी जानकारी 👍
Sir,What about that policies which premium paid only 2 years?ok.guide pl.any new notification from L.i.c.for these policies.Thank you.
sir 1500 ka plan tha 16 year ka mature hone ke bad account me 45000 jama hue he or paisa ayega ki nahi
Very useful information... thank u..
Lic karte waqt jo interest dikhata ha wo 15 saal ya 20 saal baad uska kuch bhi valuation nahi hotah.. Tab tak mehengai bohot baad chuka hota ha.. Usse acha 3 saal ka post office recaring acha ha
After 10 year xirr returns only 3% in the 2nd case sir.where inflation is 7%. Negate 4% on return
Lic is the worst investment ever.
Better to put money in index mutual fund if no knowledge about stock.
a h s kk lic b s h
Good morning friend hiiiii thanks l love you too aapki jankari hme bhut aashi lagi ji very very thanks hiiiii
Sir meri policy ko 10 year ho gye ...11 year ka 3rd month chl rha hai but meri policy ka surrender value ab bhi hmre jma kiye hue total amount se km hi dika rha hai....aisa kyu 10 ke baad jma se zyada dikhna chahiye surrender value jaisa ki aap video me bta rhe hain...but police me to Aisa nhi hai....???
Surrender value kaha dekhe??
Mere saath bhi same hua
Aap kitne saal ki policy thi
12 year me 60 hajar jama Kiya aur mil raha h 53000
बहुत ही सुन्दर कार्य किया है आपने
Bahut achha samjhaya thanks
Sir Aap ne bahut ache se sam jhya
Thank you sir samjhane ke liye
सरजी।मैंने आज से ठीक दस वर्षों पूर्व बजाज एलियांज समूह की एक पाॅलिसी ली थी जिसका प्रीमियम १००००/- रूपए था जिसे मैं केवल एक ही बार जमा कर पाया था जिसके अक्टूबर २०२२ में मुझे मैच्योरिटी का मैसेज भी आया उनके आफिस में जाने पर उन लोगों ने कहा कि आपको एक भी पैसा नही मिलेगा क्योंकि वे लोग कह रहे हैं कि लगातार तीन प्रीमियम जमा करना अनिवार्य था किन्तु दूसरा प्रीमियम भी जमा नहीं कर पाया तो क्या सर मेरे १०००० रूपए नहीं मिलेंगे? क्या करने से वे रुपए मिल सकेंगे। कृपया बताएं।।
Very detailed video thanks for making it ❤
LIC उनके लिए फायदेमंद है जो max sum assured lekar bhagwan ke dar par chale Jaye, परिवार को फायदा मिलता है।
There is lot policy of Lic is lapsed..Lic hold huge money of lapsed policy.
For the first three years lic is also in lost for your policy .after 3 years they invest your money in life fund . And if any remaining amount is there , then that money is taken government of India and give it to senior citizens welfare fund . Lic doesn't take your any penny for their use.
very nice information and helpfull, thanku sir
Lic ne india Wale ko bahut loot liya aur hum lootne nahi denge. Ye ghatiya company dubna chahiye 🙏
insurance plan a contract hota hai contract mein Kai sharte hoti hai. UN hisab se policy chalti hai Jo koi karar ka bhang karega, use nuksan uthana padega. is video mein jo calculation bataya hai vah sirf plan 165 ko hi lagu karta hai.
kya aap private company ke insurance agent ho?
Agar aapki gyan k hisab se LIC thik nahi hai to apna gyan sudhar kijiye.....LIC ne Indian Economy ko strong kiya hai......loot to private insurance Co. karti hai
@@lifevalue9234 customer ko sirf loot rhe
Fayda sirf agent aur company ko
Maine 20 years back policy with profit ka lic karwaya, sirf pahla kist ke bad kabhi paisa jama nahi kiya, 2011 me liya tha , 6000 rupaye laga tha, kya return hoga
Nahi
Very nice and useful information.....
Thanks
Bahut sunder sir ji
Nice information 👌🏻👌🏻
Sahi baat Bataiye Aapne Dhanyavad.
Valuable information. Thanks friend.👍
great analysis 😊
Ye 165 plan m hota h bas and ulips mein agar market value achi rhi toh....iske alawa kbhi bhi koi bhi policy surrender krne mein jama se kam milta h
Ha bilkul sahi hai
Valuable information thanks bhai 🙏
Thanks bhai apne sabse sahi jankari de di
Ye tarika kewal jivan saral policy table n. 165 ke liye hai
What about jeevan anand policy surender value@@sstechknowledge
How to download lic surrender quotation?
maximum kam lic office ja kar hi hota hai lic me, online aap sirf premium hi jama kar sakte hai
Badiya information diya hai vai
Nice video brother ...
व्हेरी nice इन्फॉर्मशन sir
Lic worst hai .go for mutual fund and sip
Lic me bhi mutual fund hai,sip koro lic me
Thank you 😊🙏🙏
Pessa kaha se milega sare to agent ko commission me chala jata hai. Tabhi to LIC ko Sarkar bech rahi hai
Sahi kha bhai
true
best information ❤
Meri kisht pr month h 4037 muje kitna milega 10 saal ho gyaw h
Jma punji + interest
Very good information. Thank you
wonderful videos....
Namaskar sirji , Sirji Lic ki Jeevan akshay plan (F) liya hua h . Toh kya esko surender kr skte h . Amount 1185000/- h , aur kitna kaat k milega Esme amount. Please sirji ek video bhi bna dijiye ga es p.
विश्व का सबसे लुटने वाले बैंक LIC है
LIC Bank nahin hai vah sirf insurance corporation hai
@@rajeshtripathi617 बोलचाल की भाषा में बैंक ही माना जाएगा
जैसे:-स्टेट बैंक आफ इंडिया को बोलचाल की भाषा में लोग सरकारी बैंक कहते हैं
Ha🙏🌹
Mai yearly 116000/- pay karta hu, pura 16 years term hone ke baad withdrawal karte samy tax kitna% tax laghegha
Very useful information
Thanks for the video 👍
Thanks.. good video, I have some query .. after Register In Lic Premier Service, is there any extra charges ?? please make a video online for online - existing polices premium payments, for normal user & Premier users...
no extra charge
Sir 2year ho goya joma premium 100000
Abhi nikalna sahota hu to muje kitna milega ?
Jab tak aap 3 sal jama nahi karenge tab tak aap apne lic policy ko surrender nahi kar sakte hain
LIC ka stap bahut laparwah hote hai. arjent me paise ki jarurat tha eshliye maine LIC me loan apply kiya 1 mah se chakar kat raha hu. abhi tak loan nahi mila sirf LIC ofice ke karmchari ki laparwari ke vajah se. LIC utna achha nahi hai jtna log samjhte hai.
lic of india 3 year join kya but abhi mai close karna chahta hu ab mai close karna chata hu kya karna padega
Very helpful video 🙏
If it's true then I'm very lucky n happy to see this video.... Agar ye sach hai to maine bahut khush hua kiyuki maine yehi surrender ke bare maine hi soch raha tha... Thanks for saving my hard money
Ye tarika kewal jivan saral policy table no 165 me kam karega agar aapki koi dusri policy hai tab aapko uska surrender value pata karna padega jiske liye maine lagbhag 3 mahine pahle hi ek video banaya hai aap chahe to us video ko mere isi channel se dekh sakte hai
@@sstechknowledge yes thank u 🙏
@@sstechknowledgesir ye jeevan aanand ke liye bhi applicable he kya?? Pls reply mere 19 premium ho chuke he ,1 premium bharne ke baad 10 saal ho jayenge ..
75/मिलता हैं सर 3,बाद आप इसको सेल्डर kreyga तो
Kis ग्रह से आए हो आप
आपकी भाषा समझ nhi आ रही😁😁
Any policy of LIC is not working for common people, good return is lured but the return after 15 to 18 years is not even able to beat the Inflation rate.
Stop Paying LIC premium now and invest in Mutual Fund
Sir mera policy 20 year ka hai jisme 11 year pura chala diye hai aur mujhe surrender karna hai to mujhe agent kah raha jitna jama kiye ho uska aadha milega kya kare sir bataiye
Kuchh solution mila ho toh hame bhi bataye😢
Hmare chacha isme bure fanse h,
Ek lakh bhar diya unhone 4 sal me,
21 sal ki policy le rakhi, agent bol raha abhi Surender kiya tha ek lakh ki bajay 86000 hi milenge😢
Bichare ab loan lene ka soch rahe h lekin isme bhi LIC ko fayda h tabhi loan suggest kr raha hai agent
Lic कभी नहीं करना चाहिए
Bhai term insurance kara lena sahi hota hai
Nice it's useful information
Very nicely explained