DAVE RAMSEY BABY STEPS - IS IT A SCAM ?

In this video we talk about dave Ramsey and his 7 baby steps are they a scam ?
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[@CallMeBossLady]

I actually am following Dave Ramsey. He gives great advice, but he is somewhat abrasive with his callers lol. Yea some callers do ask some off the wall questions but he is kind of harsh in my opinion. Great video!

[@BrandonYoung]

Yeah, sometimes tough love is the best type of love. But yeah he makes some great points and others I don't agree with. But ultimately you can be successful if you listen to him