00:02 Comparison of Niva Bupa Aspire and Niva Bupa ReAssure 2.0 plans 01:16 Niva Bupa ReAssure 2.0 offers unique benefits and worldwide coverage 02:27 Niva Bupa offers comprehensive health insurance plans with various benefits and coverage options. 03:44 Niva Bupa Aspire offers extended coverage for emergency services and health benefits. 05:03 Different options available for OPD cover in Niva Bupa Aspire and ReAssure 2.2 06:20 Niva Bupa Aspire offers maternity cover with a unique Miracle Cover 07:30 Niva Bupa Aspire offers new features and optional covers compared to Niva Bupa ReAssure 2.0. 08:43 Comparison of Niva Bupa Aspire and Niva Bupa ReAssure 2.0 health insurance plans
Pre existing illness like diabetes is not covered for 4 years ,,, But by adding Rider it is showing it is covered from day 1. Please say is there any difference between them or same
In Aspire Gold policy they are mentioned the name of health check tests that can a policy holder can take ina year. However, while booking an appointment for those health check tests, we have observed that there are less heath check test are available on Nivabupa health app. Upon checking with customer care executive on WhatsApp chat, they have mentioned that there is limit of ₹500 per one lakh for medical tests. However, in Aspire Gold policy same thing is not mentioned, infact they have mentioned the name of test are allowed in a year. Feels like cheated by nivabupa. Think 100 times before investing your hard earned money in such company.
In Aspire , OPD will cover for Preexisting disease ? Like someone is diabetic and he used to go every month for checkup and medicine ? 2.All the OPD or hospitalization can be in network or out network?
Thank you for such informative vedio. One question: Any limitation or extra premium incase will port from Niva Bupa Aspire plan to Reassure 2.0 after availing maternity benefit?
In my Niva bupa reassure 2.0 base policy 5 lakh once it becomes 15 lakh after 3 years (3x) benifit should I take niva recharge top up plan 15 lakh deductible or 5 lakh deductible?
Niva Bupa main best plane kya hain with OPD ,test, medicine and all modern treatment, with cancer latest modern treatment, with best ICU, HDU, CCU, charges , any room rent cost, total cost any best private hospitals cashless facility available . Mera age 38 aur Mera wife ka age 36 hain. From Kolkata.
hi thanks a loot gurleen. please let me know about that mordern treatment . which is good for parent as reassure 2.0 has a mordern treat sublimit on some robotic treatment.
In Assure, will the spouce and baby will be covered without any waiting period from day 0, as soon as baby comes or as a person gets married. If we choose future ready rider?
Hi ma'am, I wanted to inquire about my friend's Niva Bupa 2.0 policy, which he purchased in 2023 and recently renewed on 29th June 2024 for its second term. During the first term, he filed a claim for 2 lakhs as his youngest son was hospitalized for typhoid treatment and relapse. The claim was honoured by Niva Bupa without issues. His 2.0 policy provides 25 lakh coverage as a family floater. Since February 2024, his wife has been experiencing stomach pain, and it was only then that her condition was discovered. She was on medication, but since the pain persists, the doctor has now recommended an ovary removal procedure. This condition was discovered before the policy renewal and is not a pre-existing disease. Given that the policy was renewed on 29th June for its second term, will this procedure be covered under the renewed Niva Bupa 2.0 policy? He pays a premium of around 40,000 rupees for this coverage, which includes his wife, himself, and their two young children. If the procedure is not covered, what is the typical cost for ovary removal? We need to confirm if Niva Bupa 2.0 will cover this surgery, considering it was discovered after the policy's initial term but before the renewal. Additionally, I would like to know if Niva Bupa stops renewing policies if the insured family members make multiple claims over time. As people age, they start having health issues and might need to use the policy more frequently. My friend bought this policy with the intention of covering his health, his wife's health, and his children's health for a long time. Can the insurance company stop renewing the policy if there are consistent claims, even though the policy is intended to provide long-term coverage for the family? Please advise.
Hi, We don't have any first hand experience with STAR HEALTH . Please do your due diligence before choosing any health insurance policy. Thank you & keep watching !
I've one question that if a Decease Management rider is added then can we remove it after few years? And is waiting period is applicable in case of porting?
Niva bupa 2.0 titanium plus policy In my proposal form they input wrong pan no.i call him to rectify my pan no. They said it rectified. Bt when I said them to send me rectified policy copy. They send me the wrong previous copy... I asked them about it They said it was changed not to worry..... is it right???
Niva bupa Reassure 2.0 health insurance mai annual health checkup ke liye apply kiya thaa, 1 month se jada hogaya avivi koi solution nahi mila. Srif reschedule karte he yelok koi na koi bahana bolte huye ...
Hello Mam In niva Bupa app helth benefit points are not showing and only one day progress are showing not the accumulated health points.i can share my app screenshot if you required
Niva bupa 2.0 titanium plus policy In my proposal form they input wrong pan no.i call him to rectify my pan no. They said it rectified. Bt when I said them to send me rectified policy copy. They send me the wrong previous copy... I asked them about it They said it was changed not to worry..... is it right???
Hi Gurleen, thank you for your efforts; we now know a lot about the health sector. Last month, I applied for health insurance for my parents with Niva Bupa, but it was rejected due to incontrol dietetics. I need your help. Could you please advise me on two things? First, if I want to apply again with Niva Bupa, when should I do so? Second, what are the chances they will accept my application if I apply a second time, and will this rejection affect applications with other companies?
I have shifed to old niva re assure plan to new reassure 2.0 , so I would get same benifis as earlier hope it is not considered as new policy right? My base policy is for 5 lakh so once I get 1500000/- cover after 3 years does it considered as 1500000/- base policy..?
Jo website PR mention hai wahi batati hai madam, Inka video dekhne se accha hai khud padlo jaldi kaam ho jayega. Aur madam aapko kuch batana ho toh claim kis wajah se reject ho sakta hai or hidden conditions bataya karo
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can suggest you a few suitable options according to our requirements & medical history,
Humare papa ne Niva Bupa se health insurance le rakha thaaa unki car accident me death ho gyi or policy me accidental death cover tha ab sare documents Humne submit kr diye like FIR POSTMORTEM DEATH certificate Panchayat Nama Police FR Report Extra jo inhone additional documents maage the But wo log still crime scene report ki demand kr rhe hai Orr police ke yha 3-4 baar jake aa gye wo still ek answer krte hai FIR or FR me saare deatils mention hai Orr esa koi report hum nhi dete Please help humko ab kya krna chaiye 😢
Niva Bupa rejected my claim during emergency admission at Sagar hospital Bangalore. This was my first claim after associated with Niva Bhupa since last 2 years ! Big fraud Insurance Co, do not take any health insurance from them
00:02 Comparison of Niva Bupa Aspire and Niva Bupa ReAssure 2.0 plans
01:16 Niva Bupa ReAssure 2.0 offers unique benefits and worldwide coverage
02:27 Niva Bupa offers comprehensive health insurance plans with various benefits and coverage options.
03:44 Niva Bupa Aspire offers extended coverage for emergency services and health benefits.
05:03 Different options available for OPD cover in Niva Bupa Aspire and ReAssure 2.2
06:20 Niva Bupa Aspire offers maternity cover with a unique Miracle Cover
07:30 Niva Bupa Aspire offers new features and optional covers compared to Niva Bupa ReAssure 2.0.
08:43 Comparison of Niva Bupa Aspire and Niva Bupa ReAssure 2.0 health insurance plans
Is niva bupa a good company for claim settlement cashless as well as for reimbursement
Pre existing illness like diabetes is not covered for 4 years ,,, But by adding Rider it is showing it is covered from day 1. Please say is there any difference between them or same
Add DM rider to get cover from Day 1 against Diabetic
In Aspire Gold policy they are mentioned the name of health check tests that can a policy holder can take ina year. However, while booking an appointment for those health check tests, we have observed that there are less heath check test are available on Nivabupa health app. Upon checking with customer care executive on WhatsApp chat, they have mentioned that there is limit of ₹500 per one lakh for medical tests. However, in Aspire Gold policy same thing is not mentioned, infact they have mentioned the name of test are allowed in a year. Feels like cheated by nivabupa. Think 100 times before investing your hard earned money in such company.
@@ganrah123 whether the health checkup is available in all labs? Can u please share
In Aspire , OPD will cover for Preexisting disease ? Like someone is diabetic and he used to go every month for checkup and medicine ? 2.All the OPD or hospitalization can be in network or out network?
Mam I have avian in disease in two leg pls suggest to me which plan is better for me
If age is above 46 then 3x in dimond plus or 2x?
For getting the maternity claim should both partners need to bo on the same plan?
No single mother can get policy and single father will also get the policy but the single father can take only surrogacy and adoption claim
Yes
I am 42 years have a Tata aig policy I want policy for my wife guide me on niva which policy to take
Hello jee, please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options depending on your requirements.
Plz guide I want to purchase aspire dimond +plan sam.3 lakh
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options.
Is Niva Bupa only company which is giving SMART HEALTH+ RIDER( day 1 cover for diabetes)?
Or any other, please do reply
Care and HDFC energy are also giving it
Every insurance company is providing this option with rider
Thank you for such informative vedio. One question: Any limitation or extra premium incase will port from Niva Bupa Aspire plan to Reassure 2.0 after availing maternity benefit?
Please provide me the official link of Niva Bupa.
Good Video for awaring & information Briefing.
In my Niva bupa reassure 2.0 base policy 5 lakh once it becomes 15 lakh after 3 years (3x) benifit should I take niva recharge top up plan 15 lakh deductible or 5 lakh deductible?
Does it cover critical illness or one shud go for critical illness plan.
Niva Bupa main best plane kya hain with OPD ,test, medicine and all modern treatment, with cancer latest modern treatment, with best ICU, HDU, CCU, charges , any room rent cost, total cost any best private hospitals cashless facility available . Mera age 38 aur Mera wife ka age 36 hain. From Kolkata.
Sub limit in reassure 2.0 , no sub limit on aspire, in this case which is best,
Daily cash limit in hospital mean
hi thanks a loot gurleen. please let me know about that mordern treatment . which is good for parent as reassure 2.0 has a mordern treat sublimit on some robotic treatment.
In Assure, will the spouce and baby will be covered without any waiting period from day 0, as soon as baby comes or as a person gets married. If we choose future ready rider?
Yes, it will be covered, at base sum value
Is there any insurance in India that provides co payment cover for medicines like how companies in Dubai do?
This, policy returns medicine money that you spend
If l have niva bupa health policy for 3 years. I can port in Aspire policy. Please confirm me.
Yes
Medam meri age 33 h Maine Reassure 2.0 bronze+ 20lakh 3year k liye Rs. 30k me liya hua (isme safeguard+opd nahi h) Kya ye sahi h?
Bhai 10 lakh ka SI lo aur titanium + wala with Safeguard + . Ye apko down the line 1CR ka coverage dega
Hi ma'am,
I wanted to inquire about my friend's Niva Bupa 2.0 policy, which he purchased in 2023 and recently renewed on 29th June 2024 for its second term. During the first term, he filed a claim for 2 lakhs as his youngest son was hospitalized for typhoid treatment and relapse. The claim was honoured by Niva Bupa without issues. His 2.0 policy provides 25 lakh coverage as a family floater. Since February 2024, his wife has been experiencing stomach pain, and it was only then that her condition was discovered. She was on medication, but since the pain persists, the doctor has now recommended an ovary removal procedure. This condition was discovered before the policy renewal and is not a pre-existing disease.
Given that the policy was renewed on 29th June for its second term, will this procedure be covered under the renewed Niva Bupa 2.0 policy? He pays a premium of around 40,000 rupees for this coverage, which includes his wife, himself, and their two young children. If the procedure is not covered, what is the typical cost for ovary removal? We need to confirm if Niva Bupa 2.0 will cover this surgery, considering it was discovered after the policy's initial term but before the renewal.
Additionally, I would like to know if Niva Bupa stops renewing policies if the insured family members make multiple claims over time. As people age, they start having health issues and might need to use the policy more frequently. My friend bought this policy with the intention of covering his health, his wife's health, and his children's health for a long time. Can the insurance company stop renewing the policy if there are consistent claims, even though the policy is intended to provide long-term coverage for the family? Please advise.
Agar niva bupa policy me claim waiting period k kaaran reject hua ho
To policy cancel karne pe refund milega ya nahi!
Mam star Red carpet se Star Assure plan me migrate nehi hote ?
Hi, We don't have any first hand experience with STAR HEALTH . Please do your due diligence before choosing any health insurance policy.
Thank you & keep watching !
Can we use booster+ amount for borderless treatments ?
Yes, can be used
Mam mere pass ressure plan hai m Aspire plan m port Kara sakta hu
I've one question that if a Decease Management rider is added then can we remove it after few years? And is waiting period is applicable in case of porting?
If u remove it the loading amount will be added..
Prefer Loading amount instead of DM
My address in zone 2.. can I avail it cashless in all India zone 1 hospital?. Reassure 2.0 titanium plus
Yes , you can avail as there is no zonal co-payment.
Niva bupa 2.0 titanium plus policy
In my proposal form they input wrong pan no.i call him to rectify my pan no. They said it rectified. Bt when I said them to send me rectified policy copy. They send me the wrong previous copy... I asked them about it They said it was changed not to worry..... is it right???
@@GurleenKaurTikkusame what will happen in Aspire plan...address in zone 2....can avail cashless claim in zone 1? Any copayment required?
Niva bhupa aspire is cashless??
Yes
I bought reassure 2.0 bronze in july 2023.Can i migrate to aspire?
No
Niva bupa Reassure 2.0 health insurance mai annual health checkup ke liye apply kiya thaa, 1 month se jada hogaya avivi koi solution nahi mila. Srif reschedule karte he yelok koi na koi bahana bolte huye ...
Which policy is best?
Care suprime or nivabupa asppire?
Hello jee, It depends on your requirements & medical history.
You can connect with us on WhatsApp/Call at 9650706699. Our team can assist you.
Madam meri age 46 wife ki age 38 girl ki age 14 boy ki age 12 h nibha bhopa mein kaun sa plan best rahega
Hello jee,
Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options as per your requirements 😊
What will happen with zone 2 customer, if he will go in zone 1 for treatment
Zone 2 policyholder can claim from zone 1, there is no co payment ore restriction. One should have valid zone 2 address proof.
Madam niva bupa main bones titanium platinum mein kaun sa plan best hai please bataen
It depends on your requirements & medical history. Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you 😊
Hi gurleen I have niva bupa health insurance which is not reassure 2.0. how can I migrate to health re-assure2 0
Which plan u have ?
If u r having old reassure plan then u can migrate with reassure 2.0
ma'am do niva bupa reassure 2.0 cover physiotherapy ???
Yes, Physiotherapy is covered as part of pre/ post hospitalisation
Hello Mam
In niva Bupa app helth benefit points are not showing and only one day progress are showing not the accumulated health points.i can share my app screenshot if you required
Please connect the app with Google Fit
mere agent ne to bola k aapko PA personal accidental bhi lena padega...compulsory hai
50k / 1Lac" ka deductible lagane pe Aspire" me zyada Discount milta hai -;🎉🎉🎉🎉
Reassure me km, -
😂😂😂😂😂😂😂
Niva Bupa's policy is not right, useless policy, since my mother got ex, this company did not give any claim.😢
Niva bupa 2.0 titanium plus policy
In my proposal form they input wrong pan no.i call him to rectify my pan no. They said it rectified. Bt when I said them to send me rectified policy copy. They send me the wrong previous copy... I asked them about it They said it was changed not to worry..... is it right???
What is the difference between gold,diamond, platinum? Pl tell prem for below 26 years
Hello jee, please connect with us on WhatsApp/Call at 9650706699.
Our team can assist you !
नीवा बुपा की पॉलिसी बहुत अच्छी है मुझे चार बार कव्हर मिला है
Niva Bupa's policy is not right, useless policy, since my mother got ex, this company did not give any claim.
Hi Gurleen, thank you for your efforts; we now know a lot about the health sector. Last month, I applied for health insurance for my parents with Niva Bupa, but it was rejected due to incontrol dietetics. I need your help. Could you please advise me on two things? First, if I want to apply again with Niva Bupa, when should I do so? Second, what are the chances they will accept my application if I apply a second time, and will this rejection affect applications with other companies?
What is incontrol dietetics?
Is there any parameter to decide cover amount for buying policy
Yes, you can check this video : ua-cam.com/video/dy7iktxQfp4/v-deo.htmlsi=5TrAhFjKxRfR12SL
Hope this helps .
@@GurleenKaurTikku nice video madam, thank u!
1lac ka sub limit for modern surgeries in reassure 2 is a big bummer
Which is better ressure or aspire? And which has 1 lac limit?
Lock the clock ke baad premium kitna bdega ya bd skta hai
As per age slabs
Maam please let me know that niva Bupa 2.0 bronze I going to take so is it good or not.
They will never pay your genuine claims. Avoid them 100%
Premature baby ka expense kitna cover hoga Aspire me?
As per SumInsured
Who is TPA in Niva Bupa Reassure Platinum 2.0
In-house TPA
Your last name is cute. Tikku! Looks like khaane ki cheez ko pyar se bolo. Paneer Tikku !
I have shifed to old niva re assure plan to new reassure 2.0 , so I would get same benifis as earlier hope it is not considered as new policy right?
My base policy is for 5 lakh so once I get 1500000/- cover after 3 years does it considered as 1500000/- base policy..?
I have reassure plan since 2 years. Will my seniority continue if I take aspire now?
You can't upgrade now to aspire from Reassure. You only upgrade only next year
Jo website PR mention hai wahi batati hai madam, Inka video dekhne se accha hai khud padlo jaldi kaam ho jayega.
Aur madam aapko kuch batana ho toh claim kis wajah se reject ho sakta hai or hidden conditions bataya karo
Woh toh mam ne kaha hai ,read wording before buying and every policy has negatives,her work is to tell only good about policy ...
Mai insurance lena chahta hu mam, meri age hai 31yr aur meri wife ki 30 yr
Please suggest best policy
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options.
Hi mam,
Do you have any e-mail id of the claim department of niva bhupa company.?
I have
Maternity ka waiting period kitna hai
9 month
Very poor service of Niva Bupa even to renew. I will not recommend to any friends..
Age 43 par aspire plan kitne pay karne honge four members
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can suggest you a few suitable options according to our requirements & medical history,
Humare papa ne Niva Bupa se health insurance le rakha thaaa unki car accident me death ho gyi or policy me accidental death cover tha ab sare documents Humne submit kr diye like
FIR
POSTMORTEM
DEATH certificate
Panchayat Nama
Police FR Report
Extra jo inhone additional documents maage the
But wo log still crime scene report ki demand kr rhe hai Orr police ke yha 3-4 baar jake aa gye wo still ek answer krte hai FIR or FR me saare deatils mention hai Orr esa koi report hum nhi dete
Please help humko ab kya krna chaiye 😢
Company wale ghumate rhte hai... Claim na dene ke bhane h sb..
@@silentreader4002 bhai humara claim settled ho gya thanks 🙏
@@Rohitburi kse resolve hwa bhai??
Just one thing which is not good in reassure 2.0 that is limit on modern treatment in this technology time
Thanku
You didn't discussed most important thing ICU cover. Aap ka analysis not up to the mark hai improve it
Yes, premium dena hoga baby addition ke time par
Didi aap jiwan umang vs jivan utsav lic pe ek vi banaye please
jee, Noted ✅ We will try to bring up a detailed video soon.
@@GurleenKaurTikku thanks di
Mam pdf mil skta hai
PDF Of ?
Madam pls give answer to comment also i have commented 2 times
Niva Bupa froad he mene 500000 ka insurance liya tha claim karna chahta hun to koi reply deta nahin hai aur niva bupa application not working
😂 Contact then, they'll surely help
This insurance coverd ivf
Aspire me room capping h
No
Niva bhupa will provide you worst customer support. Go for well known insurance companies.
100% True
Niva Bupa rejected my claim during emergency admission at Sagar hospital Bangalore. This was my first claim after associated with Niva Bhupa since last 2 years ! Big fraud Insurance Co, do not take any health insurance from them
Which well known companies bro ?
Reply comments also madam?
❤❤
Hello aap muzse saadi karoge I have very rich I have running 3 star hotel in up
Kachre ka dibba hai niva bupa
Your time not spourt properly
Reassure 2.0 has sub limits on modern treatment biggest draw back will shift to aspire next year
Internal port not available yet
Policy plan Switch possible in others insurance company