Niva Bupa Aspire Plan VS HDFC ERGO Optima Secure | ULTIMATE COMPARISON | Gurleen Kaur Tikku

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  • Опубліковано 1 сер 2024
  • Niva Bupa Aspire provides complete coverage with their Latest M-iracle Features which mainly focuses on Maternity Benefits.
    Whereas HDFC Ergo Optima Secure is one of the most popular plans which provide 2X coverage from Day 1.
    In this video, we have compared Niva Bupa Aspire & HDFC ERGO Optima Secure on the basis of unique features, eligibility criteria, waiting periods & premiums.
    Watch the Video for more details :)
    ✅ To buy insurance policies, click here - hareepatti.com/contact-us/
    ✅ Niva Bupa Aspire Plan Details : • Niva Bupa Aspire Plan ...
    ✅ HDFC ERGO Optima Secure Details : • HDFC ERGO Optima Secur...
    ✅ HDFC ERGO Optima Secure Global & Global Plus DETAILS : • HDFC ERGO Optima Secur...
    ✅ HDFC ERGO Optima Wellbeing Add-On Details : • HDFC ERGO Optima Wellb...
    --------------------------------------------------------------------------------------------
    For any queries:
    📲 WhatsApp : wa.me/message/VJCYEKX3EWHOE1
    📞 Call : 9650706699
    💌 Mail us at: info@hareepatti.com
    --------------------------------------------------------------------------------------------
    ✅ TIME STAMPS :-
    0:00 Introduction
    0:59 Claim Settlement Ratio & Incurred Claim Ratio
    1:23 Niva Bupa Aspire Unique Features
    2:06 HDFC ERGO Optima Secure Features
    2:51 Eligibility Criteria
    4:01 Features Comparison
    4:41 Refill Benefit
    5:33 Wellness Benefits
    6:10 Features Comparison
    7:06 Deductible Option
    7:44 Maternity Benefit in Niva Bupa Aspire
    9:08 Riders
    11:14 Waiting Periods
    11:41 Premiums
    12:09 Conclusion
    12:54 Bloopers
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    Do SUBSCRIBE to our channel for more such informative videos:
    / gurleenkaurtikku
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    #nivabupaaspire #hdfcergo #gurleenkaurtikku
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    Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 18 years of experience of Financial industry.
    It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
    Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
  • Фільми й анімація

КОМЕНТАРІ • 48

  • @saleem4117
    @saleem4117 7 місяців тому +2

    In my opinion hdfc ergo secure / super secure are good peace of mind even though Primium is little more. Advantages more.

  • @nicolaiitchenco316
    @nicolaiitchenco316 7 місяців тому +1

    AAP apne health insurance Jo liya hai uspe video bnao uske benefits bataiye ......

  • @jincejohn9953
    @jincejohn9953 7 місяців тому +2

    Fed up with health insurance comparison. Do something with personal accidental insurance

  • @kanhamovies7555
    @kanhamovies7555 6 місяців тому

    Gurleenji, world wide cover ke hisab se konsi policy better hai in dono me se planed and emergency treatment ke liye

  • @nav1sh202
    @nav1sh202 7 місяців тому

    Very informative! Thank you mam

  • @bhaveshbanthia1881
    @bhaveshbanthia1881 6 місяців тому +2

    In terms of smooth fast claim services HDFC Ergo is the no 1 pan India basis 🎉

  • @thanos1395
    @thanos1395 7 місяців тому

    Mam Moratorium period par ek chhota sa video bana dijiye plz

  • @behappy14110
    @behappy14110 7 місяців тому

    mam my accidental reimbursement claim is rejected after 45days of claiming by niva bupa saying that it was blacklisted hospital. plz help me what to do?

  • @nareshrana1
    @nareshrana1 6 місяців тому

    U didn't mentioned which is best

  • @SandhiSaab-xx3wh
    @SandhiSaab-xx3wh 2 місяці тому

    Hlo mam , main niwa bupa and HDFC ko lay kar confused hun,plan and premiums niwa bupa ka shi laga but niwa bupa ke bare mein kafi negative feedback dekhe hain claim settlement ko lekar, please clear kijiye kya shi rahega,mera policy renewal date paas aa Rahi hai,main Port karwana chahta hun, aap expart hain aap btaye ke niwa buba kya shi rahega

  • @BoatRocker619
    @BoatRocker619 3 місяці тому

    Does Niva Bupa reassured 2.0 even settle the claims? 90% settlement doesn’t mean and they are paying the claim completely

  • @thefitnessrockersgym248
    @thefitnessrockersgym248 7 місяців тому

    Mam chola ms health insurance per ek video bana de .kitni baar bole mam.baar baar in per hi bana dethe hai.kuch hamari bhi sun lo

  • @ankitgarg5597
    @ankitgarg5597 5 місяців тому +1

    In start of video...ICR of HDFC mentioned was 79.3%...it was 97.47% for 21-22

  • @sunilchawla1932
    @sunilchawla1932 7 місяців тому

    Thank u

  • @shivamnamdev1732
    @shivamnamdev1732 3 місяці тому

    Niva Bupa robotic surgery mein capping lagaye huye hai only 1,00,000 milega
    Jabki hdfc m koi bhi capping nahi hai jitne ka insurance h poora milega

  • @mithunharikumar2979
    @mithunharikumar2979 7 місяців тому +1

    Gurleen ji please show premium of zone 2 also because you have fans like me from kerala also..😊

    • @GurleenKaurTikku
      @GurleenKaurTikku  7 місяців тому

      Sure 😊 For any assistance, feel free to connect with us on WhatsApp/Call at 9650706699.
      Our team can assist you

    • @mithunharikumar2979
      @mithunharikumar2979 7 місяців тому

      👍

  • @itsoktoyou
    @itsoktoyou 7 місяців тому

    Maam please also help if anyone want to port from old policy to Aspire , how to do it

    • @GurleenKaurTikku
      @GurleenKaurTikku  7 місяців тому

      Please connect with us on WhatsApp at 9650706699. or You can fill this form & our team can assist you : hareepatti.com/contact-us/

  • @swaraj1443
    @swaraj1443 3 місяці тому

    Mam HDfC Ergo mai in case Hospital mai admit hone par cash allowance milte hai kya?

    • @karnoberoi4307
      @karnoberoi4307 2 місяці тому

      Sharing accomodation choose karne par 800 per day upto 4800. Ya fir daily cash rider lena hoga agar zyada chahiye toh

  • @LokeshBansal115
    @LokeshBansal115 3 місяці тому +2

    Kya modern treatment and robotic surgery covered h hdfc optima secure me ? Policy wording and brochure me khi mention nhi h iske bare me ??

  • @abhishekdas4670
    @abhishekdas4670 7 місяців тому +2

    Compare reassure 2.0 and aspire why are you avoiding this comparison

    • @GurleenKaurTikku
      @GurleenKaurTikku  7 місяців тому +1

      Not at all avoiding the comparison.
      We will bring up a video in this week only. Keep Watching 😊

  • @vishnu67
    @vishnu67 7 місяців тому

    reliance health gain insurance is better to choose??

    • @GurleenKaurTikku
      @GurleenKaurTikku  7 місяців тому

      We don't have any first hand experience with Reliance Health.
      Suitable health insurance depends on your requirements & medical history,
      If you require any assistance, connect with us on WhatsApp/Call at 9650706699.

  • @ishumehrotra2985
    @ishumehrotra2985 7 місяців тому

    Ma'am,Are my parents eligible for health insurance??
    Mother Age-54(Cholesterol, hypertension,1 surgery (Abdominal Hysterectomy), Arthritis,Angina
    Father Age-52(No PED)
    Plss btaye 🙏🙏

    • @sufisakib8962
      @sufisakib8962 7 місяців тому +1

      Hm they are eligible. Papa ko sbse phle krao . Since he has no ped ( take it as protection) mum ko ped so u will just have to wait to pass the waiting period then u will not be baring the hospital expenses . Do it with in a week

    • @GurleenKaurTikku
      @GurleenKaurTikku  7 місяців тому

      Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options depending on your requirements & medical history.

  • @user-zw7mk8rz4n
    @user-zw7mk8rz4n 7 місяців тому +1

    Aapka video dekhkar humse jyada aapko hi views ka faida milta hai 😒aapka wohi hai dialogue apni due diligence kijiye,are jab aap expert hai hume honest verdict dijiye,hume itna knowledge hota toh aapke video ki kya jarurat hai ya kisi aur agent ki ???
    And kabhi bhi aapke video me description me kisi bhi plan ka premium chart nahi hota,agar woh ho toh hume future me kis age band par kitna premium aayega thoda idea lag jayega.

    • @sufisakib8962
      @sufisakib8962 7 місяців тому

      Jitna time is comment ko likh k complain krne mai lgaya . Utni der mai due diligence ho jata . Thoda bht apna dimag bhi lgalo

  • @pankajlakhwani1059
    @pankajlakhwani1059 7 місяців тому

    Hello pls review my comment as the claim gets rejected saying patients plates r 1.35 L in dengue it must be below 1 lakh this is my 2 comment in first i have send the detail

    • @Yadav77683
      @Yadav77683 7 місяців тому

      Insurance?? Name

    • @pankajlakhwani1059
      @pankajlakhwani1059 7 місяців тому +1

      Aditya birla heath

    • @Yadav77683
      @Yadav77683 7 місяців тому

      @@pankajlakhwani1059 tumko payment karna hoga ab helf ab jitna insurance wale de rahe utna le lo and after that Port your insurance with good and popular insurance company

    • @Arunkumar-mh1vp
      @Arunkumar-mh1vp 6 місяців тому

      If it is there in policy terms n conditions then they definitely reject d claim, plz check it once

  • @MrCHirag1818
    @MrCHirag1818 7 місяців тому +1

    Niva k claim process very poor

  • @vipanmittal1886
    @vipanmittal1886 7 місяців тому +4

    Niva bupa chor company hai dnt purchase this company policy

    • @nivesh_buddy
      @nivesh_buddy 7 місяців тому

      ua-cam.com/video/gawY-FbPhMM/v-deo.htmlsi=QbAuUERSsiNxvt2f

    • @grwlprnsh5454
      @grwlprnsh5454 6 місяців тому +2

      Sari company hi chor btate but Lena to padega koi sa

    • @user-ie3mf8vh5b
      @user-ie3mf8vh5b 4 місяці тому

      ​@@grwlprnsh5454Go Blindly for HDFC ERGO PLAN

  • @abhishekdas4670
    @abhishekdas4670 2 місяці тому

    Niva bupa worst for claim settlement they harass the customers so much