How I manage my personal finances as a minimalist.
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- Опубліковано 14 чер 2024
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🙊 Here are the goods I mention in this video:
Chase Checking: personal.chase.com/personal/c...
Chase Sapphire: creditcards.chase.com/rewards...
Vanguard IRA: investor.vanguard.com/ira/iras
Individual 401k (for business owners): investor.vanguard.com/small-b...
💰 Additional Personal Finance References
(Some are affiliate links. All are my genuine recommendations):
The Total Money Makeover by Dave Ramsey: amzn.to/2XDHmBN
I Will Teach You to Be Rich by Ramit Sethi: amzn.to/3c9WqfN
Money Master the Game by Tony Robbins: amzn.to/2zI0hU2
A Minimalist Approach to Personal Finance: • A Minimalist Approach ...
Everything you’ve been told about money is wrong: • Everything you’ve been...
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Thanks for watching! - Фільми й анімація
I'm also a minimalist with my finaces; I have a minimal amount.
Underrated comment 🤣🤣🤣
You got me in the first part😂
This hits me in my heart haha
This comment is too real for me
Lol!😂
"Don't let the fear of doing the WRONG thing, prevent you from doing ANYTHING"
if that doesn't sum up perfectionist procrastination mindset idk what does
Edit: Didn't realize how many people relate with this. Something that helps is knowing nothing is perfect, perfect is subjective to the individual, you're competing with your own standards. So just start, fail, learn, that's what perfection really is. Not nailing it in one shot.
Analysis Paralysis for REAL!
I suffer from this SO MUCH!
Same. Oh boi this combined with imposter syndrome always cripples me. Constantly doubting yourself + I'm not enough is exhausting.
Sounds about right. *sigh
this quote hit me hard
Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over.
Wall Street pitched so-called quality stocks with high profitability and low debt, as a kind of insurance against whatever the economy might throw at you. Quality stocks have underperformed the S&P500 this year, My $200k portfolio is down by approximately 20 %, any recommendations to scale up my returns on investment
Nobody knows anything You need to create your own process, manage risk and stick to the plan, through thick or thin While also continuously learning from mistakes and improving.
Exactly why i enjoy market decisions being guided by a pro , seeing that their entire skillset is built around going long and short at the same time both employing risk management and market experience , been using a portfolio-coach for over 2years+ and I've netted over $3million in that time frame.
@@JaykeTurner Do you mind sharing info on the adviser who assisted you? I'm 39 now and would love to grow my stock portfolio and plan my retirement
@@AngelsEyes-ny1pc The adviser I'm in touch with is 'Heather Ann Christensen, he works with Merrill, Pierce, Smith incorporated and interviewed on CNBC Television. You can use something else. for me his strategy works hence my result. he provides entry and exit point for the securities I focus on.
Take it from Jay-Z, “if you can’t buy it twice, you can’t afford it”
Love that quote 🙌🏼
Yes, yes and yes.
This is the best thing I’ve read in days !! 🙌🏻🙌🏻
I guess I'll kiss goodbye to ever owning a home lol.
@@b4rs629 I believe in you, we can do it lol
While I am adding water to my shampoo...
videodude well at least that’s good for your hair since shampoos are to concentrated anyways 😅
hahahahahahah
Where you live?
Райан Купер why should I tell you?
😂
Takeaway: Don't buy a leather jacket.
NEVER!!!!
lol!
😅 Jean jackets are a close second
I just bought one... Fk... Im done
Never ever ever pay for a leather jacket on your credit card if you don't have a leather jacket in your debit account.
Thanks for this amazing information !! If you don't find a means of multiplying money, you will wake up one day to realize that the money you thought you had, has finished. Investment is key, I pray that anyone who reads this will be successful in life
Very true, I started investing before the pandemic and that same year I pulled a profit of about $750k with no prior investing experience, basically all I was doing was seeking guidance from *ROCHELLE DUNGCA-SCHREIBER* who's a guru in the game, you can be passively involved with the aid of a professional.
I've just completed the sale of a property located in Portland and I'm considering reallocating the resulting funds into the stock market. Despite prevailing sentiments regarding its readiness, I'm unsure about the timing of stock purchases. How long until we witness a full market recovery? Furthermore, I'm puzzled by the methods allowing others in the same market to achieve gains surpassing $200k within months.
The present market conditions could offer chances to enhance earnings quickly, yet to implement such a plan, expertise is essential.
Undeniably factual. Despite my absence of prior investing acumen, I ventured into investments pre-pandemic and managed to amass a profit of about $450k within that year. Essentially, I solely relied on professional counsel.
Lately, I've been researching advisors, but the market updates I've encountered haven't been very positive. Who's your guide?
'Laurelyn Gross Pohlmeier' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I searched for her complete name on the internet and located her page. I then sent an email and scheduled a meeting to converse with her; now, I'm awaiting her response.
I don't even have finances to organize
try YNAB.
34 days free trial, 84 bucks a year after that. its helped me a little
If you have a dollar, organize that dollar. The act of organizing that dollar starts to create structure for you to handle more dollars as they come to you.
Because let me ask you this: How would you organize $1,000,000 if it was given to you? Would you invest it wisely, and learn from other multi-millionaires/billionaires on how to grow that money? Or would you blow it all on random spending?
Wally is a free money tracker app I've started using when I wanted to start "managing" my money. Wally let's me track what I spend my money on, how frequent I buy stuff, and see the current balance of my bank accounts and what's on hand. It's a little tedious to input the address, how much I spent, and on what. A simple picture of a receipt helps with the latter though. Being aware of my expenses and reviewing them once a week lets me adjust my spending habits.
thats true minimalism
That's because you are unorganized in the first place mate.
I can already see Graham Stephan licking his chops after seeing the video title
I just thought the same thing😂
Haha they both so great UA-camrs!!!
That coffee comment on the chase sapphire lmao...graham is probably over there looking like he needs some Advil!
Graham should react to this.
Minimalist Money
Matt D’Avella is more educational in life than high school.
for real if ony theyd teach this in school!!
I knoww!
LMAOOO so true 😂
when I'll get a chance to be a teacher I'll teach his teachings
Somebody give this man 30 highschool kids to fix
I don't know why I keep watching these USA based finance videos when I live in a European country where we don't have things like college debt, 401k and credit scores.
Because some main principles still count. Pay your dept, safe a bit. Pretty universal in the Western world
@Memekage Nope. Some countries might have a system to check what your loans you have and if you are paying them. If it is really bad, you might need a special mortgage with high interest, but that is not the case for most things. Most people here have no student loans or they are at almost 0%, most have no car loan, credit cards are seldom used and mostly paid off each month.... there are people with personal loans and who put a lot of stuff on credit crads, but that is not the norm. For mortgages you need to prove what you earn and how stable that is and what debt you have. But no weird stuff like in the US, it is so weird that you need to have a credit card to build a good credit score to get a low % of interest for any loan. The fewer loans you have the better isn't it?
I live in Canada but still watch it 🤷🏾♀️
In the UK, we have Martin Lewis - The money saving expert. He is the king of personal finance.
njo52 You must live in some kind of fantasy world. Maybe you come from a very privileged family, because what you’re saying isn’t true for most people in Europe. Average debt per adult in Germany is roughly 30k us dollars. Where I’m from it’s common to loan money to pay for living while studying at university, so most people have student debt despite there being no tuition cost. (Although not as high of a student debt as in the US). Also we do have credit scores. It’s the way banking works in practically every country, because safety means lower interest.
At first I read “how I manage my personal fiancees”
If you have many then that's expensive.
Алек Сневар sad life dude
@Алек Сневар incel much? There is something free as well. Your right hand 😂😂😂
@Алек Сневар wtf dude dont find your gf at a bar and maybe they will actually like you and dont show your monsy the first date.
Wtf😂😂😂😂
I wish more youtubers would share their personal finances like Matt does. I’m also opening a vanguard Roth IRA
Alejandro Aguilar Great decision on taking control of your financial future Alejandro!
Zenperial thank you
Check out Graham Stephan and Andrei Jikh in case you haven't already. Great finance UA-camrs
The budget mom is awesome and shares all her figures
He's just presenting the information in Ramit Sethi's book.
“Don’t let the fear doing the wrong thing prevent of you of doing anything”
Thank you for that Matt.
It resonated so deeply
GOLD
There are only three things in life that are certain - taxes, death and Matt D'Avella posting high quality videos.
He's awesome, isn't he!!
And him telling about his debt.
And Matt in a tight grey teeshirt.
Don’t forget the 4th certainty: Lost data
I’m not a pro tradr but I was lucky enough to make 25’B’T’C’ since late last year following the instructions and signal from Chamali Noah he runs a program for investors/newbies who lack understanding on how trad!ng bitcoin works, to help them utilize the volatility of the crypto mar:ket and also stack up more bitcoin.
Matt, it is good to see you talk about personal finance again. I feel that it is one of the most important subjects for a successful adult life and there's little to no formal education out there. It is also something I am very passionate about. Really happy to see how you are handling things and learn your perspective. Loved the video, as usual! Thanks for sharing.
Agree!!! So important!
agreed solid comment
He said he's no good at it,, but I love when Matt talks about personal finance! His interview with Ramit Sethi was the video that inspired me to get my finances together and get out of debt.
I agree. Honestly though, the people who really want to learn about personal finance should seek out to learn even if there is no formal education. Thats what separates the well-off and the average. I really hate seeing my peers or people on social media complaining about how they think formal education was a joke but never put in the effort to learning or furthering their education on their own
Basic personal finance:
✅ Don't spend money you don't have i.e. if you can't pay in cash you can't buy it
✅ Save a % of your income i.e. don't spend all you have
✅ Focus on making more money instead of living frugally
✅ Aim to have multiple sources of cash flow (at least 3)
thank you
Couldn't agree more! Multiple sources of cash flow is super important and it can help if one fails, I was laid off from work, but I'm making more money in the stock market now.
I'm wondering, realistically, how many people have multiple sources of cash flow? Off the top of my head I can't think if anyone that might have that, be it adults or peers.
@@benjaminbllehuus1489 fr, 90% of all ppl just do 1 work till they 65 then retire witb 1-2k$ a month like wtf is this life??
"Focus on making more money instead of living frugally"?? living frugally means you don't spend much money and save as much as possible. it doesn't mean you can't make more money.
Getting to the point of debt free is one of the greatest accomplishments in your 20s. I'm close to paying off all of my high interest credit card debt and I have no other liabilities, really excited to have this burden taken off of my shoulders.
Why would you have debt on your 20s besides college ? I’m honestly asking cause I’m not american.
@@campossanti I'm not an American either and got into debt at around 20 years old after I got addicted to gambling and took out loans for that :) Not a huge one though, but it stung for a while, going to be paid off pretty soon and I'll also be debt free in my mid-20s.
@@campossanti because its rough out here in these streets. Especially in southern California lol
@@campossanti The university cost and education in the US is so high that your parents usually can't afford or help you much to pay it. Working aside doing student job only carry your cost of living.
In the US most of the people have to get student loan to be able to go through college studies. Think of it this way: in Europe many countries have free or nearly free education (France, Germany, the Netherlands...) - at most you'd pay usually up to 5.000€ per year.
The US system is very different and usually when you pay around 20.000$ you got a 'good deal'! Plenty of people pay 30-60k$ PER YEAR!
After 4 years you'd usually end up like Matt (with near 100k in debt)
Leo Desmedt It is so different from Norway for example. Pretty high wages and the education is pretty much free. Student loans are pretty much to cover living costs while studying in the years after turned 19. Those living costs could be a bit in university areas becausevof high demand, but still. It’s not like living in a big american city cost.
Can we just take a moment and thank Matt for all the value you provided? Your videos are not only helpful, but really visually pleasing.
You inspired me to start my own video series on self development! I'm at 159 subscribers and hope to get big 🙏🏼
You've one new sub :))
@@misterpol6405 Thank you so so much!!!
I'm just grateful for the education he offers for free
Just Some Guy without a Mustache Yeah, I agree
I Also 🤗
Bro you're everywhere wtf
Jellal?
I'm trying to get this man on my podcast like he's trying "to get the Rock on my podcast" 😂
Demetri Panici Lol good luck
Wish I could like this 2739562973 times
🙏🏼🙏🏼
Get Matt on Demetri's Podcast Jingleeeeee
Haha. You’ll get it man. Keep grinding.
You know. Or not.
THAT PART. “Most people take out a credit card to buy things they can’t afford.”
so true
"don't let your fear of doing the wrong thing prevent you from doing anything" that is gold advice for life!
🙌🏼❤️
*I have dreams of starting a business, working on making them a reality*
Best of luck 🇬🇧❤️
What type of business do you want to start?
You can do it!
You can do it!
GO FOR IT MAN!!
"Investing in your personal finance is investing in yourself". That's exactly how I feel about it.
So true
You're so right baraba b
What does b stands for in your name ?
A really good video, choosing a simple lifestyle has really helped me a lot. I dont buy what I don't need or what would keep me losing more money, spending less has given me more room for investing.
Many don't understand that living these way is all based on your mindset and you ability to be positive with money.
Just maintain the thoughts of staying clear of what you don't need.
Imagine about having a debt of $97,000 after graduation still not learning about investing.
That's just sad
I certainly need an investment I could hold for a long term or short term that can yield a good return monthly.
Matt, you've always been so transparent and seeing your financial transformation from having an overwhelming amount of debt to starting your own business and thriving is so inspiring. I think it's so responsible that you aren't rushing into buying a home as LA is crazy expensive. Thanks for the inspiration mate!
I needed this badly. Ever since I became a content creator, my life changed really fast and I am figuring out what to do with money
Congrats on that buddy!
Sounds like you’re struggling. You can consider getting a part time job
@@roberthardy5171 I'm struggling with organization mostly. I work as freelance designer for entertainment design on contract and then my UA-cam channel/Sponsorship deals is the part-time income. Managing money is something I'm still learning
"Personal Finance for Dummies" literally changed the course of my life. If this book (a book!) is even available get it. From life insurance to investing to real estate... a great resource to start with. And Matt's video of course.
This video was extremely comforting! Learning about bettering your finances can truly be overwhelming. But what’s most important is finding what works best for you, you don’t have to do everything! Thank you for your time and words of wisdom.
A year ago, I saw your "Simple Steps to Financial Freedom" video. Since then, I've read a few personal finance books, started budgeting, opened up a 401k and now have more money in my bank account than I ever had before. Just wanted to say thank you for what you do. If it wasn't for me stumbling on your video, my spending habits would still probably be in pretty bad shape.
As an 18 year old who is now ready to step off into the great abyss we call "being an adult" this video has gave me insight into tips of preventing any sort long term debt. Matt never fails to educate.
Takeaway: *The leather jacket was worth it.*
Always buy a leather jacket.
I agree
well yes and no... depend... on the weather...
LOL......everybody is talking about his leather jacket to mess with him. The leather jacket was a mistake. What was he thinking?
How about a black leather jock strap?
"Don't spend the money you don't have" great advice 👌🏼
Budgeting and minimalism definitely go hand in hand to take control of your financial destiny. This is how Tom and I manage our family finances and include our financial goals. ua-cam.com/video/rd8WkxvMAqg/v-deo.html xCC
Is anyone else freaked out that Matt isn’t wearing a grey t-shirt?? 😱😱
No.
1:42
He went for a run so no
"Don't let the fear of making the wrong choice, prohibit you from making any choices" LOVE THAT
I love this video!! It isn’t complicated at all, and I like how you don’t pretend to know it all or to have the best answers, but encourage us to be in charge of our financial future and find out what works for us. Big fan of your work, saludos desde México!! 💕🇲🇽
I am glad that you are peaking about personal finances ! So many people are lost with their money and that’s why I started my channel but since you have such a big audience you are really helping people !
Usually, I'm pretty good at money.
My main issue: keeping a steady income.
1234 find a hobby! Make it a priority to find a way to turn your hobby into an income stream.
If that means you struggle with working for other people, work for yourself instead.
In 2000 my hobby became my job and I told everyone if I couldn’t make enough to live on, I would get a proper job.....20 years later and it took the pandemic to make me get a (temporary) proper job, I will go back to working for fun in a couple of months..yay!
Recently I got into the youtube financial niche, and I’ve taken a deep dive into investing, particularly dividend growth investment as it interests me. Tried several methods trying to figure out the best approach to building my portfolio. So far, I’m making progress with the help of my financial advisor. Back to the video, wonderful job there, always look forward to your next content.
It’s almost the same situation here. The difference is that I got off early enough to know that financial planning would help me go a long way. I’m in my 60’s and reaping off my hardwork.
I don’t make that much, but I sure do make enough. However, it will not be a bad idea to hear from a professional.
Mannn. That's a great message you put at the end. That's why I keep watching your videos. Sometimes a wonderful information also comes with a pressure, because of we're not ready to apply in our lives. So the time you said all those things, just like a foundation of how we absorb and apply your info to our style. Thanks man! Looking forward to your next videos.
Truly appreciate your outro to this video, it completely encapsulates where I'm hitting a wall with starting my adulthood in financial responsibility. This video amidst your other financially related content was the perfect introduction to digesting and processing the next steps to consider so I can continue taking steps further into my responsible future of independence!
" I don't know anything about real estate. I don't have a high interest rate savings account. I don't have too many credit cards" graham stephan has entered the chat!
How I organize my personal finances
?
My salary is 350$ a month
The bills cost me
150$
I don't have a bank account
Greetings from Belgrade
Serbia
Hahaha to je to, zivot na Balkanu :D
@@bekirhadzic4936 jes vala pozz brate
I dodaj još hranu i možemo si štrik za vrat složit
The video is about "Matt personal finances", I don't think his advice apply to your case.
You should learn coding. If you have at least 1-2 daily hours to spend learning, in one year you should be able to land a 2000 usd a month job. There are a ton of free resources out there, you only need a computer, anything fancy, a 200-300$ usd computer should be enough to start.
in 150€ bills are your rent and food? The rule i could give you is kinda simply "free" money, so money you dont pay rent/food/insuarences etc. with, is for you 200€, i would go for 80% investment, 10% speculations (like bitcoin) and 10% shopping/travel money (things you which arent essential, but make your life better) - also from the 80% investment you should first built a savings account (money to live for 3-6 months) and then rest should go in the stock market (yes its fluctuates more than gold or bonds, but also have way better return in the long run and investments are per se +10 years time horizont)
I love the point about not letting what could be optimal get in the way of doing something. That truly is one of the best personal finance tips there is!
I quit my 9-5 recently after becoming a minimalist, and have been struggling with retirement planning, now that it’s all up to me. This video was extremely helpful - great, simple, practical advice. That’s all I needed !! Thanks !!
Hey Matt, happy to say I just hit the big 1k subscriber mark!🎉 Couldn't have done it without your inspiration, thank you so much for posting so much meaningful content🙏
Michael Dennis Congratulations!
Congrats!
Congrats man! I'm on the same path, any tips?
@@nocode_nick For a while I was convinced that if you tried to maximize watch time (high quality, engaging videos) and clickthrough rate (good titles/thumbnails), your channel would surely pop off, but after a while, I realized there's one thing that's more important than both of those combined -- topic. I have a video that's nothing special in terms of quality, but that happened to rank well for a search term, and it's been consistently bringing in 100-200 views every single day for almost 3 months now, and now accounts for half of my channel's watch time (1k of my 2k total watch hours). I have so many other videos that I think are way higher quality and way more helpful, but no one sees them because no one is searching for that topic. There's so much more stuff that's important, but that's a good place to start! Best of luck man
Michael Dennis great tip.
My husband and I are walking to this recession with zero credit card debt and can’t tell you how awesome and amazing it feels to not have that kind of thing on our shoulders!! Another great video 👏💁🏻♀️👏
this video is so clean and the lofi beats behind the ad set the perfect tone
Finding myself going back to your channel and it never fails me to learn something new,
I recently saw a random comment on Matt’s insta post about a guy saying can you please make a video on this topic and there it is! Just shows how much Matt cares about his fans. You’re always an inspiration and I look up to you as a UA-camr and a filmmaker. ❤️
I love Matt's approach and intuitiveness with finances. He's leaned into great books like Unshakeable and The Total Money Makeover to change his money habits. I've done the same. Love it!
Thank you for being a minimalist you have taught me so much and now thanks to u my room and house looks so much better
Same!! He's a living legend
Always love Matt's finance videos. Started watching for the minimalism and stayed for helpful videos like this. Great job 👍
being German the thought of having those huge amounts of debt is really scary
Turquoise Summerbreeze Trust me, it is scary I was there. With credit card debt and the interest that you pay becomes so high that you can never pay it down resulting in defaulting and bankruptcy for many.
Hey nice meeting someone from the other side of the border, I'm from France! 😊
Those of us in the UK are lucky enough to be have a £20,000 (~$24,600) tax-free allowance in Stocks and Shares ISAs. Starting with nothing, if you max this out for 10 years, assuming an average 10% annual return, you'd have around £344,000! Crazy financial gains with £0.00 tax owed!
--> Get in as early as possible as Matt says, compound interest is the hardest working employee you'll ever find! :)
Of course most people won't be ( or don't want to) able to afford that maximum.
Another option is to add contribution s to your employee pension scheme. No extra commission fees.
One negative may be your boss knows can afford that , so may be a factor when asking for a raise. Cheers.
"Don't let the fear of doing the wrong thing prevent
you from doing anything."
Thank you for this.
Finally a UA-camr talks about the finance... much needed! Thank you so much.
Wow Matt making a video on personal finance!! I myself have a channel around that and I’m definitely taking notes on editing etc
Subtle
"When I paid off that final student loan I cannot tell you the weight that was removed from my shoulder, how much freedom I had"
Cries in student debt (for maybe 20 years minimum) from Chile
How bad is it?
Yeah, as helpful as these type of videos are for people with bad spending habits, it's not so easy for people like the majority of Chileans who can barely pay their basic costs on the terrible salaries they earn. Throw in a few kids and a few health problems with its already terrible economic system, then no amount of budgeting advice will allow you to prosper. But....I guess every little bit helps. #piñerapicoenelojo
“Don’t let the fear of doing the wrong think keep you from doing anything” YES 🙌🏻
Matts videos are the only thing keeping me goi g during quarantine
Love your work Matt! Your simplicity is inspiring. Your work is great and you inspired me to start my own channel :)
Chaotic Finance love your channel!
Nice Channel. You have a new subscriber
The camera and video edit quality is next level!
Loved it!!! Always so inspirational and real. Thank you for sharing. My husband and I have lived debt free for a while now and it’s very liberating, specially when it’s hard to think that it can’t be done. We don’t have amazing incomes and for the last 2 years I have stopped working because of my small children, so I want to say to the ones that think it’s not possible that it is!!! Little steps bring you to bigger steps in time
That’s so true about doing what serves you best and is worth your time and energy... money isn’t everything,
100% 🙌🏼
"I use my credit card for small and big purchases". Well that clears that up :p
True
Matt's tip if you need to be reckless at least be reckless with a KIA
I love watching your personal finance videos! You just posted this and I’ve already watched it 3 times ❤️
Thank you for sharing how you manage your finances. I picked up a few things and especially liked the quotes you shared towards the end.
Don’t let the fear of doing the wrong thing prevent you from doing anything.
Investing in your personal finances is an investment in yourself.
*6:30** - yes around...I think its 6,500-7,000 depending on age*
I can’t stop thinking about the irony and insanity of Elon Musk becoming the richest person in the world why they individual who has spent $20billon.
Prince of Brunei’s spent it all maybe he would have been among the rich if he invested his money
Another interesting presentation…. Elon Musk technological development is mind-blowing…
His investment in Bitcoin because he is aware of the profit he would make
Millionaire like Warren buffet and Bill gates, never made it depending on paycheck neither were they salary owners. I think investment should be on every wise one’s list and currently all of it is online. In a month or two you’d be ecstatic about the decision you’ve made
@@dustireller3953 My advice for everyone right now is to invest into crypto currency 💲💲as it more profitable.
This was both inspirational and did not send me to sleep! Thank you so much Matt for sharing your own experience :) I'm 25 and have been telling myself (and my friends) that I will be investing 'soon' and figuring out my financial goals 'soon' but it is very daunting with the number of opinions out there. When you spoke about investing your time and energy into content creating because thats where you find value, that was a great reminder to not needing to get the biggest bang from your buck from managing your finances, but just managing them is simply enough.
Wow, this video on managing personal finances as a minimalist was incredibly insightful! I love how the minimalist approach not only helps you save money but also brings a sense of clarity and purpose to your financial decisions. Your practical tips and strategies are truly inspiring, and I can't wait to apply them to my own life. Thank you for sharing your expertise and showing us that simplicity and financial well-being can go hand in hand. Keep up the fantastic work!
Never have been this early!!!
Deepti Padma Mallick Same
🌿 Although I am not a formal minimalist, I utilize minimalist principles to improve my life. I just recently touched on this my latest vid. Love your channel Matt!
I watched your video you are doing great job
@@IshaSharma11 thank you so much
thanks Matt. am a long term subscriber. always of value. god bless and please keep it up
I love how he's so transparent about the finances
This video is 10:37 long, which is incidentally, my favorite time of day and my two favorite numbers. Lit.
It’s 10:38
10:37 is a beach house song. Is this what you meant lol
Hmm, I think your greatest accomplishment are them biceps... or Nat! Lol, I am almost Debt free. I definitely can’t wait for the sense of freedom! Also can’t agree more about the Roth IRA
Love the insights of what has worked for you; much like a diet, there's no one size fits all so it's important to look at different options and tailor it to your needs. Great video Matt!
100%!! Also I love how he gives us clear steps to follow
Yo Matt! Just wanted to thank you for your awesome videos. Your experiences and advice have really helped me a lot through this first year of living on my own. Love your videos and the work you put into them. Wishing you and your wife well.
Love that my man!! Keep up the hustle 🙏🏼
Lol anyone else notice the picture of the Rock in the background? 😂
Im Davis - Personal Finance, Career, & Wealth Tips yeah it’s been there for a while now
It was on the wall nest to the door in another video...
When it comes to money, remember that every penny you ever made came from you. Don't get excited about money, get excited about YOU. ✨
I love these finance videos. You break it down so people can easily understand without talking down to people. Actually now that I think about it I love all your videos where you are "teaching". You are really good at it, I bet you have a parent or family member that is a teacher.
i am still very young turning 17 and your videos have helped me to understand the way of life and how i will be living it. wise man can teach the young of his mistakes
Yes
Correct
@@itsaadude indeed
@@karllarsson4996 of course
sim
me: not spending anything in a week
stimulus check: i’m about to end this mans career
This is the kind of finances video I've been looking for. Thank you Matt!
Hi Matt, you may not see this but I want to say thank you so much. I am a new dad since Feb this year, my daughter made me start rethinking about what am I doing everyday. I miss the time back to 8 years ago when I just graduated from uni with all my passion for my life. Time after time, the busy life made me tried to think about my serious life but with only reacting it. In March this year, UA-cam recommended your channel to me and your videos made me to start connecting all the ideas and knowledge in my mind together. Yes, we only living once, we need to keep improve ourselves instead just wasting time and take basic reaction for life. Thanks for your 30 days challenge videos made me start rebuilt my habit with more patience. Thank you for your minimalism video made me start doing what I have tried to do in the past and leave me self alone from social media. Thanks for your book recommendation , that book completely changed my mind about my personal finance. Best wishes to you and your family from Australia Chinese. Hope everyone could live better and find their core value in their life.
American students have a very difficult life man. College education is FREE in my country.
university in the states is not about education, it is a business! similar like health care :/
Where are you from? I live in Europe and education is from 0 to 2000 euros per year. I didn't pay for my bachelor.
For context, I live in Egypt. Government college education is free, but requires high grades in highschool :/
Graham, you have to react to this immediately!
I know!!
Loved the video! It’s fantastic to see more and more people both, acting sensibly and watching educational videos as Matt’s here to become sensible. And for those looking at similar advice on pensions in the UK - I’ve had much fun creating a series myself. Can only encourage everyone to research 😁
Appreciate the honesty, bro. I haven't heard anyone that big on YT admit they can't afford something. Thumbs up! Thanks for the awesome content.
Like to be financially independent soon!
Working on the same thing too. Are you close and have you set annual goals?
Who is an og, Matt Davella fan?🙌🏻🙌🏻
👇🏻👇🏼👇🏼
Who is an og like beggar? ☝️☝️☝️
Thanks Matt, interesting video
“Don’t let the fear of doing a wrong thing prevent you of doing anything”
Taiga did a great job on this. Love it. Thanks for the video Taiga. Really appreciate all your work Taiga. Doin great buddy.