How Tony and Brittany Paid Off $235k of Debt in 19 Months!

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  • Опубліковано 28 лис 2024

КОМЕНТАРІ • 139

  • @laneshanelloms
    @laneshanelloms Рік тому +35

    I can watch this episode over and over! Everyone speaking is a blessing!

    • @l.harris656
      @l.harris656 8 місяців тому

      I tried to "like" your comment, but I had already liked it 😂

  • @Nisa-gm5wg
    @Nisa-gm5wg Рік тому +95

    Loved how they mentioned Dave Ramsey. We worked his program all the way and are truly living free. No debt whatsoever. Home paid off, 3 kids college fully funded (no student loans for them), 2 year living expenses saved and still building wealth. Hubby retires next year at 55 and I will retire in 4 1/2 when our last child graduates high school (I’ll be 54 then). We are not worrying about all this mess that’s going on in the world and relying on God and having a peace of mind is the best thing. It was not easy (getting out of debt) but all the hard work was truly worth it. It’s nice to see young couples learn early to work together. Beautiful couple too.

    • @MsLkane
      @MsLkane Рік тому +1

      This is awesome and congrats! May I ask which Dave Ramsey program you chose?

    • @HisandHerMoney
      @HisandHerMoney  Рік тому +1

      Great job!

    • @Nisa-gm5wg
      @Nisa-gm5wg Рік тому +6

      @@MsLkane The Total Money Makeover. One of the best books I’ve ever read too. We both worked during that time and I started a side hustle (I’m a great baker, cookies,cakes, pies, different breads and soul food). My side hustle has turned into a part time job now and I work less hours at my main job. This is what I’ll be doing when I retire- working for myself. Stay blessed and best of luck in the new year

    • @jasrid3220
      @jasrid3220 Рік тому

      This make me so happy 😊

    • @youtubeguy4539
      @youtubeguy4539 Рік тому

      Do you take Dave Ramsey 9 week course!

  • @militarymom6690
    @militarymom6690 Рік тому +6

    “Ego…and that looking good got us $235 thousand dollars in the hole” My, my, my how easy it is for all of us to relate to that.

  • @DekiaryCarter
    @DekiaryCarter Рік тому +32

    Wow - the section around 13:00 minutes when she said that she knew he was doing his absolute best as a man - even if he didn't do everything 'the right' way - that hit home! Nothing like having a powerful and supportive spouse by your side.

  • @Lionheart_He-Man
    @Lionheart_He-Man Рік тому +5

    Great couple, love their story! $100K + 235K = 335K debt paid off!!! There, I fixed it!
    Very easy to get trapped in debt again 😮

  • @mikellyartisan1384
    @mikellyartisan1384 Рік тому +11

    I love this couple. They're such a unit and are a prime example of how both partners are equals in a relationship and that, at the end of the day, compassion with each other and one's self really help with getting debt-free. I definitely beat myself up a lot after I really went over my debts, but I'm trying to practice both compassion while staying disciplined on my journey. I'm new to this channel but this was a GREAT episode.

  • @kazcabrera7621
    @kazcabrera7621 Рік тому +7

    It was easier for me to stop drinking then to stop using my credit card. Worst addiction. Its just a swipe here and there and before you know it you're in a mount of debt. Thank God he opened my eyes. I'm now only using cash and boy does it hurt, but it's a growing process.

  • @nancycosgrove4005
    @nancycosgrove4005 Рік тому +11

    That young couple just radiates joy!! Good for them

  • @NPKesh
    @NPKesh Рік тому +8

    Love this story. Confirmation that I need to stick to the plan to be debt free!!

    • @KBWFreedomthrurealestate
      @KBWFreedomthrurealestate Місяць тому

      Debt-free is great but when achieving Debt Free then find ways where your money begins to make more money for you.

  • @mrs.lakeshatillman2410
    @mrs.lakeshatillman2410 2 роки тому +19

    This So encouraging. Thanks Tony and Brittany for sharing your story. Thanks Talaat & Tai for all of the content. Please keep them coming.

  • @rtldulin
    @rtldulin Рік тому +3

    Inspiring ❤! I have a big mountain to climb but with the Lord everything is possible!

  • @prudencek7087
    @prudencek7087 Рік тому +8

    👏🏼👏🏼👏🏼👏🏼👏🏼 I LOVE THIS!!! PRAISE GOD!!! I am so happy for this couple. I remember them from "Black Love" it's great to see how well they're doing.

  • @MO-hn1rz
    @MO-hn1rz Рік тому +13

    This couple kept it 100% real about paying off debt and getting back into debt. When Brittany said "it was fun" I felt that lmao. Great episode!

  • @heryace9825
    @heryace9825 Рік тому +8

    Pastors God bless, I am recovering from heart surgery at this moment, but I wanted to say thank you for bringing us these beautiful journeys currently I'm on my debt free journey and watching others succeed in their journey motivates me even more. What a blessing, thank you and love you guys. ACE from Pennsylvania

  • @raisingcubs7915
    @raisingcubs7915 Рік тому +5

    Hubby and I have become debt free 3 times now. It’s definitely a mind shift and something that doesn’t stop once you pay off debt.

    • @HisandHerMoney
      @HisandHerMoney  Рік тому +1

      So true!

    • @kateb6893
      @kateb6893 Рік тому +2

      If it was such a mindshift why did you need to do it 3 times? Just curious.

  • @ginnybruce2772
    @ginnybruce2772 Рік тому +3

    I appreciate this so much! Refreshing clean!!! ❤

  • @TheMskblue
    @TheMskblue Рік тому +1

    I remember when they first came on the scene from Black Love. I followed their journey because I thought their love story was unconventional. The next time I watched a video about them was about their first time becoming debt fee. Tony is an honorable man to own his role in the debt accumulation. Brittany always seemed like she had a good head on her shoulders and is an example of allowing God to be the Lord of the HOH. When God is in it, you can accomplish any goal. It’s great to see their financial journey and them making wise decisions. I’m inspired and excited to see what’s next for them. Yass to black wealth 🎉

  • @XX-fn2wj
    @XX-fn2wj Рік тому +6

    Great story. I loved their honesty and transparency!

  • @Rashad3000
    @Rashad3000 2 роки тому +12

    I am READY for this one!!! Love this couple!!!

  • @HowDoYouCookBackToBasics
    @HowDoYouCookBackToBasics Рік тому +3

    I needed this so much today! Thank you! ❤

  • @nursed.porchae990
    @nursed.porchae990 Рік тому +3

    An amazing interview! I absolutely love that they allowed their daughter to make the last payment. Motivating! Thanks for sharing

  • @RizzlaBeatz
    @RizzlaBeatz Рік тому

    Tony’s part had a huge impact on my mentality. Needed that! 🙏🏼

  • @adriancaldwell5498
    @adriancaldwell5498 2 роки тому +10

    This was right on time for me. I'm in this situation right now. 😭 Thank you for your story.

  • @toshistokes9277
    @toshistokes9277 Рік тому +2

    This was soooooo on point. I needed to hear every word. THANK YOU FOR SHARING THIS! SOOOOOO MANY GEMS! What an awesome way to start our new year!

  • @brishellkenyon3110
    @brishellkenyon3110 Рік тому +1

    Thank you guys for sharing this oh my God I could not stop listening to it. I’m so happy I discover you guys UA-cam channel.

  • @jainiebehling
    @jainiebehling 9 місяців тому

    Oh my word! 😮 My husband and I can relate to this couple so much, but still working on paying off debt!!!! Thank you for posting this interview!!! ❤🙏

  • @lifewithphoenix7972
    @lifewithphoenix7972 Рік тому +5

    I’m so happy for them and this was very inspiring

  • @janaryanngreene3654
    @janaryanngreene3654 4 місяці тому

    I loved them on the Black Love series and the fact that they used the Dave Ramsey Babysteps was soooo cool😊
    Prayer and fasting and having a partner who believes in and supports you were awesome take aways from this blog‼️
    I pray this goes viral and gets millions of views because of how realistic and inspiring it is ❤

  • @imanjones3807
    @imanjones3807 Рік тому +2

    Wow I just found your chanell...you guys are beautiful black ppl from the hosts to the guests thanks for showing how phenomenal we are as a ppl...I'm a new subscriber thank you!

  • @latriceh3792
    @latriceh3792 Рік тому +2

    I needed to hear this episode. I have to climb out of credit card debt again for like the 3rd time but my main issue is following and sticking to a budget and have some discipline

  • @kimberlyturner820
    @kimberlyturner820 Рік тому +5

    Wow. Her hair is gorgeous 😍

  • @theresabartelle2220
    @theresabartelle2220 Рік тому +1

    It’s sooo good to see you both doing this interview!! Thanks for your dedication.

  • @kayannjevaughn4571
    @kayannjevaughn4571 Рік тому

    Confirmation today thank you. I’m going stick to my debt free journey. I can do it. Awesome story ❤❤

  • @elizabethmcnamara6843
    @elizabethmcnamara6843 Рік тому

    Thank you both for sharing your experience! I also am on my second round of debt, the discussion of ego and forgiveness really hit home.

  • @velmacoutee2613
    @velmacoutee2613 Рік тому +4

    This is great seeing couples working hard to accomplish being debt free!

  • @KB-fe2pg
    @KB-fe2pg 2 роки тому +5

    Beautiful couple; thanks for being so transparent. Your story and resourcefulness will be a blessing to others.

  • @velissalewis5321
    @velissalewis5321 5 місяців тому

    Thank you for this.

  • @Love-dw6ry
    @Love-dw6ry Рік тому +3

    Excellent line of questioning you two! Also, thank you to Tony and Brittany for sharing! All of you are helping so many with this! Best to you Human Family! ❤

  • @LizDC
    @LizDC Рік тому

    What an amazing show. I needed to hear this today. Just the love and inspiration and how God uses us to inspire others. ❤🙏

  • @deniseonthemove
    @deniseonthemove 2 роки тому +6

    I'm sharing this..

  • @angelagrant320
    @angelagrant320 Рік тому +1

    This is a great episode. thanks for sharing

  • @LaLa-ll6ls
    @LaLa-ll6ls Рік тому +6

    You all have inspired me.
    Be Blessed

  • @deshu220
    @deshu220 Рік тому

    This was a great session, you guys are a blessing by sharing and bringing on people that share stories of their struggles and their successes, love it!

  • @lynnray4324
    @lynnray4324 Рік тому +5

    This is a great interview. Wow! I have been in and out of debt several times except of my student loans for too many years.

  • @vee5555
    @vee5555 2 роки тому +8

    Absolutely love this couple and their willingness to share! 😊

  • @OKHSDR
    @OKHSDR Рік тому +2

    Amazing...I haven't finished watching this video yet and have gotten great value already. Appreciate you all so much!

  • @journeytobetterjes_erazo87
    @journeytobetterjes_erazo87 2 роки тому +7

    Inspirational episode 🙏🏽💗

  • @jacobbenivamondez4460
    @jacobbenivamondez4460 Рік тому +2

    I can see the love of Jesus flow from y’all’s conversations

  • @dontraise
    @dontraise 2 роки тому +6

    This was so good!

  • @aprilbolden7995
    @aprilbolden7995 Рік тому +3

    Love this episode! Very encouraging! I am having to start over many times and I want this time to be the last! ❤

  • @tsachie4822
    @tsachie4822 Рік тому +2

    Great Episode 💯💪❤️

  • @frankglover4560
    @frankglover4560 Рік тому +4

    This is a great video! It has given me a lot of things I can build on!

  • @michaelswami
    @michaelswami Рік тому

    That was incredible and inspiring. Sharing.

  • @erikhopkins9488
    @erikhopkins9488 2 роки тому +3

    Tony and Bri! What up yall!!!

  • @deniseonthemove
    @deniseonthemove 2 роки тому +4

    This is some great information. Thanks

  • @tyroneharrison3448
    @tyroneharrison3448 2 роки тому +5

    Love your story inspirational thank you

  • @youngadlaibeats
    @youngadlaibeats 2 роки тому +3

    Great video I needed this today

  • @Rech10
    @Rech10 Рік тому +4

    Great video and inspiring story!

  • @singlemomslevelup208
    @singlemomslevelup208 Рік тому +2

    Thank you. Good encouragement as always❤❤❤

  • @LaToyaPlansLife
    @LaToyaPlansLife Рік тому +3

    Loved this...Very inspiring! I can definitely relate to the relapse. I relapsed the end of this year. I've been trying to keep from giving up and this video really helped me. Thanks for sharing and Congratulations!!😎😁😉💕

  • @YourdailydoseofCringe-T2
    @YourdailydoseofCringe-T2 2 роки тому +3

    Thank you ❤

  • @kay22100
    @kay22100 Рік тому +3

    Great convo!!!

  • @sayers0571
    @sayers0571 Рік тому +3

    This was a great one. I cleaned up my credit and bought a home in 2020. I have fallen backwards a bit and I’m back in debt. I took quite a few gems from this. I do have one question though. I am a single woman, so there is only one income for me to provide for myself and family. What are some suggestions you can share to help me speed up the process of paying down my debt? If you have another video on your channel that I can watch, please direct me to that one. Thanks for all you & your guests shared on this video!

    • @IAmJaidaSteele
      @IAmJaidaSteele Рік тому +1

      Create more income. It’s always easier to pay things when you’re making more money. So get a new job, drive Uber, do delivery driving. There’s so many options.

    • @MayaKanaKa
      @MayaKanaKa Рік тому +1

      Increase your income ( side hustle) and decrease expenses. Always do a budget and tell your money what to do!

  • @sharondarandall2632
    @sharondarandall2632 4 місяці тому

    I would have a difficult time “waiting well” when the driver is heading towards a cliff and I’m just “waiting well” on the passenger seat.

  • @normidwest1316
    @normidwest1316 Рік тому +1

    so inspirational ; I am encouraged to fast...

  • @jackiepage1975
    @jackiepage1975 Рік тому +2

    Outstanding!

  • @iriemo721
    @iriemo721 Рік тому +6

    Why do they look so familiar? Were they on black love?

  • @aspiringnetworkengineer1704
    @aspiringnetworkengineer1704 Рік тому +2

    Role models!!! ❤it

  • @lovedme1st
    @lovedme1st Рік тому +1

    I can’t find the guests social media

    • @ingrammuscle
      @ingrammuscle Рік тому

      @ingram muscle on all social media platforms

  • @elizabethlibero1878
    @elizabethlibero1878 7 місяців тому

    235,000. divided by 19 is 12,368 a month… what do you do in the Navy?

  • @YourDailyBuzzZ
    @YourDailyBuzzZ Рік тому +1

    Just curious for non student load debt why don’t people just file for bankruptcy instead especially if it’s over $10k ??? No offense but if I’m $60k-$100k plus in debt I’m not paying it back I’ll give up the car the house whatever and call it a day

  • @snow40741
    @snow40741 Рік тому +3

    Nice...can you do video on single people...not everybody is a couple trying to pay off debt!

    • @HisandHerMoney
      @HisandHerMoney  Рік тому +2

      We've done quite a few
      ua-cam.com/video/PDhkn4_Wy7U/v-deo.html
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      ua-cam.com/video/_SU2i5CiHfQ/v-deo.html
      www.hisandhermoney.com/podcast/how-deshena-got-intentional-about-getting-out-of-debt-through-zero-based-budgeting/
      www.hisandhermoney.com/podcast/the-life-altering-moment-that-pushed-april-to-attack-her-debt/
      www.hisandhermoney.com/podcast/how-erica-built-a-mini-side-hustle-empire-to-help-her-pay-down-debt/
      www.hisandhermoney.com/podcast/how-marcias-faith-sparked-her-to-get-rid-of-her-debt/
      www.hisandhermoney.com/podcast/how-danielle-more-than-doubled-her-debt-but-then-paid-it-off-in-8-months/
      www.hisandhermoney.com/podcast/how-this-student-developed-a-plan-to-get-out-of-debt-after-college/
      www.hisandhermoney.com/podcast/how-a-huge-medical-bill-and-unemployment-didnt-stop-sherika-from-reaching-debt-freedom/
      www.hisandhermoney.com/podcast/how-rebecca-used-minimalism-to-get-out-of-debt-fast/
      www.hisandhermoney.com/podcast/how-ashley-paid-off-all-of-her-student-loans-in-13-months/
      www.hisandhermoney.com/podcast/how-maria-fought-unemployment-to-pay-off-88000-of-debt/
      www.hisandhermoney.com/podcast/how-leslie-used-babysitting-to-become-debt-free/

  • @katie4667
    @katie4667 11 місяців тому

    They are so cute 🥰

  • @wordup1
    @wordup1 3 місяці тому

    How much they make 🤔

  • @phoenixstar5000
    @phoenixstar5000 Рік тому

    The fact that she said "it was fun" as an answer to the question about not telling her husband that she was been ready to pay off the loans is a huge red flag. I suspect that she caused most of the debt.

  • @nicolehernandez11
    @nicolehernandez11 Рік тому +1

    What’s Tony and Brittany instagram?