I have been a Translator for 35 years now... following Dave Ramsey for the last 30 years. And I agree about what he says about his best Marketing. My best Marketing as always been word of mouth... based on my reputation of giving good quality work... and it continues to be so!
I have been watching your show for a couple of weeks now, and I have benefitted from it a lot. My husband and I have now been able to stick to a budget. I am looking forward to our future a lot more , now!
I wish you were still on tv as me & my husband watched together every day!! To watch on my iPad not as easy & to try and stream on tv is not easy for us in our “golden years”. So sad
Do you have either a Smart TV with the UA-cam app or a Roku Streaming stick? I watch it on UA-cam on my phone every day but I can either cast it from my phone to my tv through the UA-cam app on the tv (I have a Roku streaming stick) OR just open the UA-cam app on my tv and watch it there. So maybe you can watch it that way. The Roku streaming sticks are like $50 if you don’t have one.
I don't have any TV service, but I have my hard-wired cable internet displayed on a device that is a television and computer monitor in one. So I watch free tv shows from the internet, including youtube, on a television.
The first caller sounded so strange. I mean, she's a doctor and somehow she's relinquished control of her entire life and doesn't even dare question her husband or being overheard on the phone? Something's amiss. She sounds nothing like a person who's used to tell people what to do (doctor).
@@ThePolypam No, actually they are the ones who insist on calling themselves "doctor" like DOCTOR Jill Biden (with her doctorate in education.) Medical doctors generally refer to themselves as physicians.
My husband and I have been partners in every way since our marriage 45 years ago. We have never had individual bank accounts or credit cards. To me, having separate accounts shows mistrust of their partner.
I think the caller that wants to move to Japan should create a solid plan and follow his dreams. Ignore the parents telling him he should be a buying a house. Homeownership isn’t everyone’s goal!! He could be very happy immersed in the culture. It sounds like all the money in the world doesn’t matter to him he just wants to follow his dream. So create your plan and works towards it. You can do it!
The caller at around 1:22:12 got hit with a scam. There are these companies that go around doing free presentations, kind of like with timeshares or MLMs, that talk about how you can make a ton of money doing voice over work and living off residuals for the rest of your life. They have you record a little voice sample, and then call you the next day to tell you how amazing your voice is and all the different places where you could succeed. They then try to pressure you into buying a course. My dad took me one of these and I immediately recognized it as a scam, and fortunately was able to talk my mom and dad out of spending the money on it. They've gotten a lot of people to spend money on their nonsense. They will seriously charge thousands to teach people things that they could learn on their own for free. I can't believe those scams are still going on and an era where AI voices are replacing most VO work.
I thought she was just stupid but now think she’s SUPER stupid lol I was this was a horrible business idea and already waisting “$10,000 plus” . AI can literally do voice over. She even admits she’s bad with money. And she’s going to need long term care.. yikes. Then Dave says “ I can tell your smart” and “this business is easy to get into, keep going” . 🤦🏽♂️
Like the Spanish Train song by Chris the Burg.... and the Devil said I got him First.. He's going Underground! Joker is the Name.. Poker is the Game...and the railway man he cut the cards.. he handed them each a hang of five! The Devil had 3 aces an a King.. he was running for a Straight...all he needed was the eight! but as the devil spoke from beneath his cloak... he slipped another Ace.. and the devil put out a mighty shout... my hand wins.... Oh Lord don't let him Win! The Devil still cheats and Wins more souls... listen to that OLD song: Spanish Train by Chris The Burg.... It's was Dave Ramsey was saying... but just with different words....
3:14 to 3:24 and you the female the spouse have room to talk because last I checked there was a certain period of time that you were unemployed so it's not like you were pulling your weight involving paying off any debts that are yours meaning yours and his because when you get married you combine everything under the eyes of the law. Your debt is his debt, and his debt is your debt
First caller is wack. She makes it out like her husband failed but she 100% was buying WHATEVER she wanted. Then she is crying that she might lose the private school and the pool 😂 cry me a river
1:32:00 thank goodness Dave was on the show today. I doubt any of the personalities has the knowledge and experience to have answered Eric in Green Bay's multi-layered question properly and correctly.
I thought that right away, too. When he said not at the present time, I smiled. I hope with his brains and drive he gets a great job over there and gets the girl.
That first caller sounds terrified of her controlling husband. Almost sounds someone suffering from emotional and physical abuse. One time that Deloney would've been useful to ask the abuse question.
First call was weird. Ramsey is always okay with the wife staying home so she didn’t “dump” anything on him. He decided his wife could stay at home and he would take care of things. He isn’t. Now she may have to go back to work but she didn’t dump anything on him. At the end of the day, it’s the man’s job to provide. They probably should’ve planned things out better. Maybe he meant she dumped all the responsibility for the budget.. idk
That's what I took it as - she dumped all responsibility and stopped being involved in the decision making. As a rule he's very insistent that both be actively involved in $$ decisions regardless of who is working outside the home.
you completely missed the point. even though she stays home and doesn't earn an income, she can still help do the budget and manage the income. What he meant by "dumping it all on him" was the managing of the income and the finances.
There are legitimately people living bare bones and not making enough to survive. But like most of Dave’s other advice that advice is true in the vast majority of circumstances.
@@ianberry5562Even in the circumstance that the person is struggling, that’s still a behavior issue. The behavior is accepting doing work that doesn’t provide sufficient income. And maybe that was the only option AT THE TIME, but the solution is finding ways to get out of that situation as quickly as possible. It’s definitely a process and can be done. Not saying those people are bad or anything like that, just saying that for whatever reason up to this point in life they got bad info replaying in their mind, which is why I love the show! It gives practical advice on steps to have a better financial life but also how to think about money and your career. So basically you are washing your brain with GOOD AND HELPFUL AND EMPOWERING information 👏🏼💪🏼
I did what Greg did at the same age. I went to Tokyo no job. It went very well. By the way Tokyo is inexpensive. I live here. Im a multimillionaire. So it can be done the way Greg wants to do if he’s coming here to make money and seek his fame and fortune.
I think you misunderstood. He didn’t say debt consolidation was bad. He said what people THINK debt consolidation is is bad. That people say they “paid off” their debt when in fact they just reschuffled where the money is. Various accounts vs one account. And he also addressed the problem being people not changing their behavior. I KNOW he would not advertise a product that did not align with the Ramsey principles. Like you would never see him doing a commercial for whole life insurance. Also, he said he doesn’t even allow his employees to get 401k loans bc he thinks it’s stupid and he is not going to participate in that bad decision-making.
When on with Dave, they are all interrupted, but I don’t believe Dave thinks of it as interrupting; I think he would just say he wasn’t finished talking yet.😃
Does anyone else hate the pretentious word "gifted?" I gave him a present for his birthday or I "gifted" him a present for his birthday. Such a snobby word, lol!
I think it's hilarious how former drug addicts always have to announce that they were former drug addicts as if it's some thing that happens to them and some thing they should be applauded for. It literally had nothing to do with his question.
Recovery from addiction of any kind is a brutal and difficult process, and anyone who successfully manages that feat should indeed be applauded. No child grows up declaring their desire to grow up and become alcoholic or addicted to drugs. Humility. There but for the Grace of God go you.
I'm a bit disappointed that even Dave is now using "and I'm like" and/or "I was like" instead of "I said." I heard it multiple times in yesterday's show with Rachel. He has picked it up from her.
That voice over caller… yikes. She going to go bankrupt. Ai is already replacing voice over. She’s over here spending 10-$20,000 and doesn’t even have 1 custoemr and admitted she’s bad with budgeting, and didn’t even know where to store money for long term care. Yikes.
George saying its not manly to go into debt. I disagree. As a man/husband/father i will do whatever needs to be done in order to provide for my family which includes going into debt if necessary. I honestly cant stand George.
It isn't about being manly or not being manly it's about being wise versus foolish. Any man with half a brain knows better than to go into debt unless it is a dire medical emergency that is about the only thing that justifies any form of reasonable debt save for a mortgage
Amen...fair is fair... unless she has a severe medical problem which prevents her from doing any form of work including remote secretarial work sitting on a computer desk like call center message center, yes you can get off her butt and work too. You feminist wanted equal rights will you also cannot get that without equal responsibility of effort
Single mom here, paid off house, screaming DEBT FREE!!!! love the Ramsey's ideas
I'll be Dave. "Well done, very well done!" "That's how it's done, folks!"
* lots of applause*
@@brookelondon8029love this support!
Yay, single moms 🎉🎉🎉🎉
@@brookelondon8029 thank you!
@@coachclaudiawith_hope thank you
We started watching this show 14 months ago and have paid off $94k worth of debt..
Today we are officially debt free and onto baby step 3🎉
Bravo!
Holy shit that’s awesome
That's fantastic! I'm single and I have been debt free for a couple of years now. It's so freeing, isn't it?
@@karlalandaeta6569I’d love too but I’m in Australia..
@@texasskygirl7890it really is..
Making my student loan LAST LUMP SUM PAYMENT EVER. Thank you for the push !!!🎉
🤣
Excellent great job! Feels great right!?
I have been a Translator for 35 years now... following Dave Ramsey for the last 30 years. And I agree about what he says about his best Marketing.
My best Marketing as always been word of mouth... based on my reputation of giving good quality work... and it continues to be so!
Been watching this show for a few years and paid off 34k in debt 5 months in never been happier my investments are growing 🎉 all feels rights 😊
I never get tired of the Ramsey intro song and ad break music. It’s the best.
Congratulations, George! So well deserved because it’s a wonderful show.
I have been watching your show for a couple of weeks now, and I have benefitted from it a lot. My husband and I have now been able to stick to a budget. I am looking forward to our
future a lot more , now!
That everydollar app upgraded to connect to your bank is a game changer.
I watch your show every day. I have learned so much! Thank you for all of the content that you and your cohosts provide.
I am SO excited to see Unsung Hero!!!
The Ramsey Show, This is so fun! I'm happy I found your channel!
I’m writing down and sharing your words Dave on personal finance/behavior and all that (which I know) on my fb bc folks gotta hear that!! 👍
I wish you were still on tv as me & my husband watched together every day!! To watch on my iPad not as easy & to try and stream on tv is not easy for us in our “golden years”. So sad
Do you have either a Smart TV with the UA-cam app or a Roku Streaming stick? I watch it on UA-cam on my phone every day but I can either cast it from my phone to my tv through the UA-cam app on the tv (I have a Roku streaming stick) OR just open the UA-cam app on my tv and watch it there. So maybe you can watch it that way. The Roku streaming sticks are like $50 if you don’t have one.
I don't have any TV service, but I have my hard-wired cable internet displayed on a device that is a television and computer monitor in one. So I watch free tv shows from the internet, including youtube, on a television.
The Ramsey Show, Yay! I liked this video so much, it made me smile!
Congrats, George!
The first caller sounded so strange. I mean, she's a doctor and somehow she's relinquished control of her entire life and doesn't even dare question her husband or being overheard on the phone? Something's amiss. She sounds nothing like a person who's used to tell people what to do (doctor).
There are a variety of doctors, not all medical. She could have her doctorates in basket weaving for all we know.
@@someoneelse6934 😂 But those never call themselves doctors. They'll say "I have a PhD".
@@ThePolypam absolutely not true. “Dr.” Jill Biden (with her doctorate in Education), uses her doctor title all the time.
@@someoneelse6934 She must be the one person playing fast and loose with the term, because that's what that family does.
@@ThePolypam No, actually they are the ones who insist on calling themselves "doctor" like DOCTOR Jill Biden (with her doctorate in education.) Medical doctors generally refer to themselves as physicians.
Congratulations Mom! Great job. 🎉😃
George!
That first call response was on point.
Way to go George!
My husband and I have been partners in every way since our marriage 45 years ago. We have never had individual bank accounts or credit cards. To me, having separate accounts shows mistrust of their partner.
Started 2 weeks ago. This shit has to be as life changing as doing the carnivour diet lets go!!!
Carnivore diet bad bro you need veggies and fruits
@@davidmason777missed the point huh
@@davidmason777swing and a miss take
And won't it be great to do that debt-free scream! Life-changing! Congratulations on your start.
The BEST Ramsey Duo ❤
The LA guy has 2 paid off cars and a third car with $1k payment. Sell the 3rd car!
Was thinking the same thing. If I remember correctly he had a good income, but stil surprised they didn't even mention it to him.
I want to know if there hiring at his company I’m in sales too. 😅
🙏🏼💜🤲🏼 The debt free family in Austin, awesome 👏🏼
I think the caller that wants to move to Japan should create a solid plan and follow his dreams. Ignore the parents telling him he should be a buying a house. Homeownership isn’t everyone’s goal!! He could be very happy immersed in the culture. It sounds like all the money in the world doesn’t matter to him he just wants to follow his dream. So create your plan and works towards it. You can do it!
The caller at around 1:22:12 got hit with a scam. There are these companies that go around doing free presentations, kind of like with timeshares or MLMs, that talk about how you can make a ton of money doing voice over work and living off residuals for the rest of your life. They have you record a little voice sample, and then call you the next day to tell you how amazing your voice is and all the different places where you could succeed. They then try to pressure you into buying a course.
My dad took me one of these and I immediately recognized it as a scam, and fortunately was able to talk my mom and dad out of spending the money on it. They've gotten a lot of people to spend money on their nonsense. They will seriously charge thousands to teach people things that they could learn on their own for free. I can't believe those scams are still going on and an era where AI voices are replacing most VO work.
I thought she was just stupid but now think she’s SUPER stupid lol I was this was a horrible business idea and already waisting “$10,000 plus” . AI can literally do voice over. She even admits she’s bad with money. And she’s going to need long term care.. yikes. Then Dave says “ I can tell your smart” and “this business is easy to get into, keep going” . 🤦🏽♂️
The Theme Song for this episode should be "Man in The Mirror".
Just did my taxes with a tax pro from Ramsey and very over priced never going back to a tax pro
Dang
Dave said they were expensive, and not to use them if your taxes weren't complicated
I planned to use the Smart Tax software until I discovered it's for a single tax return.... I need to e-file 5 returns so returned to Turbo Tax.
Lol most could just get it done for free with hr block online, pretty easy, at least if you're just doing standard deductions
@@daisy3384you have to pay for each return in TurboTax, was it not the same with Smart Tax (Taxslayer)?
Great hosts!
Like the Spanish Train song by Chris the Burg.... and the Devil said I got him First.. He's going Underground! Joker is the Name.. Poker is the Game...and the railway man he cut the cards.. he handed them each a hang of five! The Devil had 3 aces an a King.. he was running for a Straight...all he needed was the eight! but as the devil spoke from beneath his cloak... he slipped another Ace.. and the devil put out a mighty shout... my hand wins.... Oh Lord don't let him Win! The Devil still cheats and Wins more souls... listen to that OLD song: Spanish Train by Chris The Burg.... It's was Dave Ramsey was saying... but just with different words....
Great song by Chris de Burgh!
I wanted to hear George finish his story on Charity water. But he got interrupted
Let’s all agree that George Kamel needs a SMASH CAKE 🎂 😂😂😂
Totally agree. SMASH cake very much in order for a inspiring and humble man. 🎉😊
14:00 dude can't figure it out making $196k a year dude I don't even know. I've made it work on like 30
I was so surprised he didn't lay into that about him. That guy needs to do the beans and rice thing.
A.A. Milne wrote Winnie The Pooh.
2:00:40 Dave breaks George out of character
i am from Pakistan i have no debt but no money haha but i still lover your show
3:14 to 3:24 and you the female the spouse have room to talk because last I checked there was a certain period of time that you were unemployed so it's not like you were pulling your weight involving paying off any debts that are yours meaning yours and his because when you get married you combine everything under the eyes of the law. Your debt is his debt, and his debt is your debt
First caller is wack. She makes it out like her husband failed but she 100% was buying WHATEVER she wanted.
Then she is crying that she might lose the private school and the pool 😂 cry me a river
Hilarious.. Wish them the best with the public schools and unfiltered water in the pool
My thoughts exactly! She quit being a doctor but was living like she's bringing in doctor's salary
A.A. Mill-Knee - 😂
Surprising Dave did not know the author of Winnie the Pooh, given how much he's been talking about reading to his grandkids.
Right?? How embarrassing...@@myoldvhstapes
Snark Tank
1:32:00 thank goodness Dave was on the show today. I doubt any of the personalities has the knowledge and experience to have answered Eric in Green Bay's multi-layered question properly and correctly.
I miss my spiff money. ❤
Kamel Kamel Kamel!!
There is definitely a Japanese girl!😅😅😅 go ahead man!
I thought that right away, too. When he said not at the present time, I smiled. I hope with his brains and drive he gets a great job over there and gets the girl.
That first caller sounds terrified of her controlling husband. Almost sounds someone suffering from emotional and physical abuse. One time that Deloney would've been useful to ask the abuse question.
John "I can't breathe" Delony to the rescue 😮
How much is it "abuse" and how much is it "my wife spends way more money that i thought she would on BS and i cant keep up"?
He cant be to controlling if she’s spending unlimited amounts of money on a cc that he doesnt have the money to pay off
Small bone was the best they could come up for the character name? Come on😂😂
First call was weird. Ramsey is always okay with the wife staying home so she didn’t “dump” anything on him. He decided his wife could stay at home and he would take care of things. He isn’t. Now she may have to go back to work but she didn’t dump anything on him. At the end of the day, it’s the man’s job to provide. They probably should’ve planned things out better. Maybe he meant she dumped all the responsibility for the budget.. idk
That's what I took it as - she dumped all responsibility and stopped being involved in the decision making. As a rule he's very insistent that both be actively involved in $$ decisions regardless of who is working outside the home.
you completely missed the point. even though she stays home and doesn't earn an income, she can still help do the budget and manage the income. What he meant by "dumping it all on him" was the managing of the income and the finances.
No..he'll no
So Personal Finance problems are 80% a personal problem, problem with their behavior, and 20% a finance problem, making the math work.
There are legitimately people living bare bones and not making enough to survive. But like most of Dave’s other advice that advice is true in the vast majority of circumstances.
@@ianberry5562Even in the circumstance that the person is struggling, that’s still a behavior issue. The behavior is accepting doing work that doesn’t provide sufficient income. And maybe that was the only option AT THE TIME, but the solution is finding ways to get out of that situation as quickly as possible. It’s definitely a process and can be done. Not saying those people are bad or anything like that, just saying that for whatever reason up to this point in life they got bad info replaying in their mind, which is why I love the show! It gives practical advice on steps to have a better financial life but also how to think about money and your career. So basically you are washing your brain with GOOD AND HELPFUL AND EMPOWERING information 👏🏼💪🏼
I did what Greg did at the same age. I went to Tokyo no job. It went very well. By the way Tokyo is inexpensive. I live here. Im a multimillionaire. So it can be done the way Greg wants to do if he’s coming here to make money and seek his fame and fortune.
Big talk Ramsey about "debt CONsolidation"....while you literally advertise yrefy debt refinancing every 30m
And talking about missing out on 12% yield? He just blurts out the first number that he can think of.
I think you misunderstood. He didn’t say debt consolidation was bad. He said what people THINK debt consolidation is is bad. That people say they “paid off” their debt when in fact they just reschuffled where the money is. Various accounts vs one account. And he also addressed the problem being people not changing their behavior. I KNOW he would not advertise a product that did not align with the Ramsey principles. Like you would never see him doing a commercial for whole life insurance. Also, he said he doesn’t even allow his employees to get 401k loans bc he thinks it’s stupid and he is not going to participate in that bad decision-making.
Poor george is constantly being interrupted
When on with Dave, they are all interrupted, but I don’t believe Dave thinks of it as interrupting; I think he would just say he wasn’t finished talking yet.😃
Winnie the Pooh
I don’t believe the first lady was a doctor, even for a second
Why?
The lady with the voice over needs to set up a UA-cam channel and read kids stories
Does anyone else hate the pretentious word "gifted?" I gave him a present for his birthday or I "gifted" him a present for his birthday. Such a snobby word, lol!
Why be away from the conveniences of the city to buy land outside town? Never understand why that is an affluent mentality.
I think it's hilarious how former drug addicts always have to announce that they were former drug addicts as if it's some thing that happens to them and some thing they should be applauded for. It literally had nothing to do with his question.
Recovery from addiction of any kind is a brutal and difficult process, and anyone who successfully manages that feat should indeed be applauded. No child grows up declaring their desire to grow up and become alcoholic or addicted to drugs. Humility. There but for the Grace of God go you.
No they mention that because they have the quote learn the lesson the hard way quote experienced enough to have room to talk. It's not rocket science
Someone needs to tell Dave there's no such thing as a $2,000 car anymore
As public speakers, radio hosts, and "best selling authors", I'm surprised you haven't learned the proper usage of "I" and "me". 😮
...Especially when Dave always emphasizes how important reading is and brags about how many books he reads. 🤪
I'm a bit disappointed that even Dave is now using "and I'm like" and/or "I was like" instead of "I said." I heard it multiple times in yesterday's show with Rachel. He has picked it up from her.
That voice over caller… yikes. She going to go bankrupt. Ai is already replacing voice over. She’s over here spending 10-$20,000 and doesn’t even have 1 custoemr and admitted she’s bad with budgeting, and didn’t even know where to store money for long term care. Yikes.
I love George but he constantly interrupts his cohosts.
George saying its not manly to go into debt. I disagree. As a man/husband/father i will do whatever needs to be done in order to provide for my family which includes going into debt if necessary. I honestly cant stand George.
It isn't about being manly or not being manly it's about being wise versus foolish. Any man with half a brain knows better than to go into debt unless it is a dire medical emergency that is about the only thing that justifies any form of reasonable debt save for a mortgage
The guy is not going to learn Japanese in Tokyo because everybody speaks some English.
i would be damn if my wife is a stay at home mom she can work like everyone else
Amen...fair is fair... unless she has a severe medical problem which prevents her from doing any form of work including remote secretarial work sitting on a computer desk like call center message center, yes you can get off her butt and work too. You feminist wanted equal rights will you also cannot get that without equal responsibility of effort
George is condescending and interrupting callers is unprofessional and rude. He needs to be be fired.
Hey Dave Ramsey, I feel like James Dean in Giant with Bitcoin. I'm Rich I'm Rich and your not.
Yeah sure kid. Show us proof an official legal documents AKA writing that you're richer than Dave Ramsey who is net worth is north of 100 million🤣😂
@@motoryzen Buy Bitcoin, Dave Ramsey wishes he did.
Ppl watching because of Burdenomics
What the heck is burdenomics?
@@someoneelse6934 A play on words with the name Biden?
The drug millionaire is full of it. He doesn't know his worth? O ya it like a few million