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1st december cash stuffing (low income / waitress income)

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  • Опубліковано 19 сер 2024
  • My Links!!
    ETSY SHOP - www.etsy.com/s...
    INSTAGRAM - @tarabudgets
    BARKBOX - www.barkbox.com...
    BULLYMAKEBOX - bullymake.com/...
    links:
    AMANDA'S UA-cam - / budgetwithamanda
    AMANDA"S ETSY - www.etsy.com/s...
    coupon for amanda’s shop 💓 - TARA20
    LINKS
    JORDAN'S UA-cam - / @theplanningdancer
    JORDANS ETSY - www.etsy.com/s...
    coupon for jordan’s shop 💓 - TARA20
    Disregard Keywords: cash envelope system, cash envelope, cash envelope stuffing, cash stuffing, paycheck, dave ramsey inspired, budget with me, budget with amanda, sinking funds, sinking fund system, part time income, full time income, savings, financial goals, financial, pinkxbudgetz, theplanningdancer, romina vasquez, how to start cash envelopes, budgetwithtrisha, mel budgets, inconsistent cash stuffing, inconsistent income, 21 year old budget, freelance income, freelance budget, cash envelope stuffing, cash envelopes, first cash envelope stuffing, waitress income, waitress budget, 2021 budget, 2021 cash envelope stuffing, budget with amanda, Tara budgets, the planning dancer, envelope system, Dave Ramsey, debt free community, savings, sinking funds, bills, money, college budget, young budgeter, small business income, Etsy paycheck, Etsy income, savings challenge stuffing, stuffing tips, waitress income cash stuffing, tip income, cash stuffing tips, server income,

КОМЕНТАРІ • 139

  • @bonniehancock8024
    @bonniehancock8024 2 роки тому +40

    Hey, I heard what you said about the negativity you received in the comments about how little you were stuffing. I just wanted to let you know that you are literally the only cash stuffing UA-camr that I watch. I love how authentic you are. That is why draws me to your channel. Please don't change your style. God bless you and your fiance this holiday season.

    • @Revert2017
      @Revert2017 2 роки тому

      Amen to that- Tara is the
      Most organized cash stuffer on UA-cam.

  • @yoliebudgets6909
    @yoliebudgets6909 2 роки тому +59

    “Obviously they need stuff and they don’t have jobs “ 😅😅😅 I love it ! I hung up on my fiancée just to watch this video with 15 min left of my break at work! So glad you left in your full stuffing ! It’s YOUR journey! ❤️❤️ can’t wait for my Christmas envelopes & my box !!! I have to add more $ to my home envelope & future baby!

    • @TaraBudgets
      @TaraBudgets  2 роки тому +1

      omg 😭😭 you are so sweet

  • @savannahrose4836
    @savannahrose4836 2 роки тому +30

    You’re literally the reason I have my own baby fund now! I had never thought of it before but now I stuff $2 every week and I just passed $50!

  • @annsaeli7583
    @annsaeli7583 2 роки тому +28

    You can get a LOT of baby/kid clothes at yard sales, rummage sales for $3.00 and many places have FREE stuff too.

  • @kellynewton1609
    @kellynewton1609 2 роки тому +15

    I just want you to know that all of us are so proud of you for saving for baby and retirement. Most people don’t even save or prepare for either of those until it’s too late. No matter what you are putting into it. You can make a lot of money in a Roth IRA despite “how little” those people think you are saving. Anything is helpful. And most people aren’t fortunate enough to put anything in retirement. So you are doing great! Just ignore their comments.

  • @charmedkitten
    @charmedkitten 2 роки тому +28

    People always seem to be bold behind a screen. They would never (or I’m hoping) say that to someone in their life. I’m glad you decided to continue to stuff it. Like you said, it’s low income, and it shows people that they can save too. “But….I’m going to” 😂. Stuff what you can. Can’t wait to see the savings challenge completed 🙌🏾. Great stuffing love 💜

  • @karishatavendale3432
    @karishatavendale3432 2 роки тому +6

    I really am LOLing at your comment about your pets don't have jobs and they need stuff

  • @beaniebudgets6985
    @beaniebudgets6985 2 роки тому +9

    Also having low income, you made me realize that it is not impossible to save up little by little. I love the positivity of the people in the community☺️

  • @jennieruiz2989
    @jennieruiz2989 2 роки тому +8

    Keep on stuffing your baby envolope, don't let anyone tell you other wise. You know what you are doing.🙂

  • @taysbudgetingjourney8970
    @taysbudgetingjourney8970 2 роки тому +38

    Hey Tara! I think saving for baby is a great idea! People are just haters. Keep doing you boo 😘❤️

  • @elizabethlahey4122
    @elizabethlahey4122 2 роки тому +8

    I absolutely love seeing how your Baby and Retirement envelopes are adding up just from consistently adding small increments. I also love how you’re showing other low income people how it’s important to save for the future and can be done, regardless of income size. You’re killing it, Tara!
    When did you start your 100 envelope challenge? You are this.close to finishing. I’m so excited for you! 👏🏼👏🏼👏🏼

  • @deniselittle5558
    @deniselittle5558 2 роки тому

    I am flabbergasted that so many people would tell you that's not enough.... did they expect you to save enough to raise them for 18 years then put them through 4 years of university before you even got pregnant. You are an inspiration and I love that you are showing people that we all have the ability to save money regardless of our income level. I'm a 50 something and I am only just learning this. My kids are all grown and I wished I'd had the thought to save a few dollars before they came along. Good for you and keep it up. And regarding the retirement savings. I don't know your age, but I guess you have more than the 10 years I have before retirement and I've only been saving for retirement for a year. I think you've got this and obviously with your good habits and money savvy, when your income increases I'm sure you will increase those amounts - it's a process. Don't listen to any comments that have a negative spin... those people are just on here to bring others down to their level.

  • @bridgetkeller8649
    @bridgetkeller8649 2 роки тому +9

    Loved the video! Don’t let ppl get to you about retirement, any little bit is better than nothing for sure.

  • @NMBB6
    @NMBB6 2 роки тому +7

    Tara I always can’t wait to see your videos, please don’t listen to the negative comments. You are doing an awesome job. Every penny adds up. Congrats on you sales on Etsy.

  • @kaylalynee6699
    @kaylalynee6699 2 роки тому

    Saving for a baby little by little or at all even is always a great idea. Kids ain’t cheap! 🤣
    I love it, I love your content. Keep up the great work. ❤️

  • @kaylamorales1978
    @kaylamorales1978 2 роки тому +2

    I actually started a baby envelope from watching ur videos to save little by little when the time comes although not currently wanting a baby.

  • @snippetx1632
    @snippetx1632 2 роки тому

    I think this a great idea. As for the baby one, you should do whatever you want. As long as you understand babies are expensive then you will be just fine.

  • @michellegarcia4488
    @michellegarcia4488 2 роки тому +2

    Hey Tara, so happy you are still counting future baby and retirement!!!😁💕
    Congrats, on the boxes! I missed it!😭 Can't wait for the next release!

  • @justanothershuckingday
    @justanothershuckingday 2 роки тому

    Tara. Is awesome. Everyone. Who cash stuffs. Have diff. Incomes. U budget what u have. Tara does an amazing job. At it. And. She. Has saved alot . I live the videos. And negativity can. Go away

  • @organizedbykat
    @organizedbykat 2 роки тому +4

    In 13 hours? Holy! Congratulations Tara! Well earned success! 😻🙌

  • @Yunglou3000
    @Yunglou3000 2 роки тому +1

    Really glad you kept baby and retirement. They've already grown so much from the first video I watched from a couple of months ago. Truly proves that little by little it can grow...I wish I had seen this years ago tbh...but I can start now!

  • @jonnaborosky8836
    @jonnaborosky8836 2 роки тому +1

    I'm a low income budgeter. There are categories I have $3 regularly scheduled for, but sometimes I have to take them down to $1. I'm impressed that you do what you can with what you have. Congrats!

  • @aliciaamond8148
    @aliciaamond8148 2 роки тому

    Honestly, based off my own preference... Baby stuff has increased so much. Including maternity. And if you have no insurance. I personally will make it more than $3/week. And lower the amount for gifts. Like do $15/week for gifts. So extra can go towards baby and gas, or whatever (gas is rising and i dont know how you can with $15/week. Unless you live near work.) You'll be happy you did. My husband and I are not focusing on gifts and focusing on paying our home off. People understand. And if they dont thats on them. Just a few suggestions, but to each their own. Im just glad to see someone with a bunch of ideas. (And at first i thought home was for buying a home, or house repairs. But you said house decor.)

  • @bahamianbudgeter6857
    @bahamianbudgeter6857 2 роки тому +2

    Great video Tara! Congrats on getting all your boxes sold! Also $2 and $3 and added up into hundreds now so it’s definitely motivating

  • @helin8982
    @helin8982 2 роки тому +1

    I discovered what cash stuffing was today and watched about 10 videos, 7 of them was yours lol you're so lovely

    • @TaraBudgets
      @TaraBudgets  2 роки тому +1

      hi!! welcome to the budgeting side of youtube lol ❤️

    • @helin8982
      @helin8982 2 роки тому

      @@TaraBudgets thank you

  • @maggiezorn4591
    @maggiezorn4591 2 роки тому

    Heck what the haters say!!! This is your life, your money, your story!!

  • @tomikodickinson2803
    @tomikodickinson2803 2 роки тому +2

    I love the way you do your system your the one I trust to do this I love watching you do it 🥰

  • @AHStanley94
    @AHStanley94 2 роки тому

    I love that you stuff for retirement and baby. It shows you don’t have to put a ton in each category in order to make progress in saving. Keep showing it please.

  • @DivinaC
    @DivinaC 2 роки тому +1

    Hey Tara!!! Wow they sold out in 13 hours!!! That’s insane!!! Congratulations!!!! And I think it’s amazing you’re saving for a baby with out even being pregnant! You are going so great!!!!

  • @valentincorona1908
    @valentincorona1908 2 роки тому

    I just found your channel and this is very inspiring for me bc I don’t make a whole lot, and a lot of cash envelop stuffing vids involve a lot of money. seeing someone with a relatable income makes me more comfortable with starting a system like this lol, much love ❤️

  • @kevinrehberg8758
    @kevinrehberg8758 2 роки тому

    Mass credits for saving when you can..Yes by all means keep track of your savings.. and what you are saving for, but please put the "savings" into a CD Ladder..Myself, I have a 60 step CD Ladder with instruments as small as $100.00 to as much as $500.00 (in the longer terms) which you can reserve for the long term goals like having a child or retirement..The goals is to have the money working for you.. not you working for it..AND just as important not becoming a target for theft

  • @AshleyBudgets
    @AshleyBudgets 2 роки тому +2

    Great cash stuffing Tara 🤗✨ Yayyy for selling out all of the boxes so quickly 🥳💕

  • @brandimullins3627
    @brandimullins3627 2 роки тому

    Thank you so much for doing this!!!!! It’s a little discouraging when people are stuffing 800+ a week when I don’t even make that in two weeks after taxes! Thank you again!!!! I love your channel.

  • @dailyventura506
    @dailyventura506 2 роки тому

    Thank you for sticking to what you want to do ! That is the point of cash stuffing .. we all have our own unique envelopes & reasons to why … 💕💕💕

  • @clarissatarno
    @clarissatarno 2 роки тому

    Okay, so I’m going back and rewatching some of your videos and hearing that people are not liking the fact that you put so little money back for your future baby and your retirement is ridiculous. I was putting back change, $1, $5, and sometimes $10 bills back when I found out I was pregnant with our third child and saved a lot of money for him. People need to stop hating!!! They need to show some respect!!! Keep being awesome my friend!!! 😁

  • @INotSonia
    @INotSonia 2 роки тому +2

    Lovely video as always Tara! Finally got my hands on a box so did my mom and we’re both excited to get them! And keep doing you, anything is better than nothing. Your money, your choices. 💞 (don’t know why people find that hard to comprehend)

  • @cSADIEp
    @cSADIEp 2 роки тому +1

    Congratulations on selling out of the boxes! 🎉 I wish I thought about saving for retirement or a baby when I was your age. I don't know why people feel the need to put their two cents in how someone else saves their money. Even if it's a little amount, it's still progress. Keep doing you, Girl. You're doing great!

  • @Stimutaxx
    @Stimutaxx 2 роки тому +1

    My suggestion to help you with the “baby nay’ers”: add the words “for the day it comes” to your envelope. Then they will instantly understand it hasn’t happened yet. Love your videos I’m so glad I found you!

  • @thebudgetwealthqueen1387
    @thebudgetwealthqueen1387 2 роки тому

    Tara Budgets! Great Job selling your cash boxes! I have been watching your videos all year and they have inspired me. Thank you!

  • @ieshatolbert6425
    @ieshatolbert6425 2 роки тому

    Hey Tara! I have so much respect for you and how you make it seems so simple and easy. With you being a waitress you does a wonderful job at budgeting honestly!!! Looking forward to watching you your next cash stuffing ❤️

  • @chloscoin
    @chloscoin 2 роки тому +3

    Congrats on the boxes Tara!! Amazing :)

  • @tametriuslyric564
    @tametriuslyric564 2 роки тому

    You have so much money in gifts so sweet !

  • @LisaIsabelle
    @LisaIsabelle 2 роки тому +1

    YAY for the baby enveloppe staying in your videos! Don't let anyone tell you what to do with your PERSONAL budget! 😘

  • @joannwagner4940
    @joannwagner4940 2 роки тому

    Glad you are keeping baby and retirement. You are absolutely right that it's a good example not, for everyone really.

  • @angiec7094
    @angiec7094 2 роки тому

    I love the Baby budget. If only I knew about this before I had my baby, it would have been great help. Great job Tara!

  • @nicolehumphreys7724
    @nicolehumphreys7724 2 роки тому

    Just found your channel and I love it! I waitress as well so this is very applicable to me. ❤️

  • @tametriuslyric564
    @tametriuslyric564 2 роки тому

    Stuff that baby envelope with 1$ !! Do you know how many people don’t save anything? This is impressive. You go girl! I wish I had saved more before my baby.

  • @victorialindblad6673
    @victorialindblad6673 2 роки тому +2

    Savings are savings. Some is always better than nothing. I wish I had done what you do at your age. Man I would have been in a different place.

  • @owlalwayssave
    @owlalwayssave 2 роки тому +1

    Great video Tara! I think you are doing a great thing by saving for a future baby. You keep doing you! If they don't like that you are only putting in $3 a week, then they can just go watch someone else! You are saving that is what matters!

  • @victoriaa2777
    @victoriaa2777 2 роки тому

    I loved the “that’s fine” then the little laugh. Thank you for inspiring me to cash stuff even though I’m low income!

    • @LisaIsabelle
      @LisaIsabelle 2 роки тому +1

      Don't let the low income get to you. I'm struggling right now so I put 20$ per month in my savings. Is it big? Hell no. But it's the HABIT that counts, when I'll have more money, I'll put more because the habit will already be there! Sending you money vibes girl!

  • @teacherbudgetg1402
    @teacherbudgetg1402 2 роки тому

    Saving any amount for your kids is admiral! New subbie here!

  • @holmgrenallyssa
    @holmgrenallyssa 2 роки тому

    Using the baby category to get use to saving for kids is a great idea! Its amazing how quickly it adds up. Maybe for 2022 you increase it from $3 to $4, because what's another dollar right? (And if I recall you use to only put $2)

  • @kimmatura3564
    @kimmatura3564 2 роки тому +1

    Congratulations on selling out your boxes!!

  • @BloomingBudgets
    @BloomingBudgets 2 роки тому +1

    Congrats on selling out your boxes!

  • @JudySpeaksDinero
    @JudySpeaksDinero 2 роки тому

    Hey Tara!
    Great cash stuffing I loved the video! I am glad you decided to keep stuffing those two envelopes! ☺️🌸❤️

  • @BudgetsByJada
    @BudgetsByJada 2 роки тому

    great stuffing tara 😊

  • @janetupdergraff1642
    @janetupdergraff1642 2 роки тому +5

    I’d love for you to count your two dollars bills. I save them too. Love your channel.

  • @CierraNeombi
    @CierraNeombi 2 роки тому

    Wow your channel popped up in my recommended yesterday & I’ve been researching ever since and this is life changing information 🙏🙏

  • @debbyelkins4240
    @debbyelkins4240 2 роки тому

    I just love watching this. I get so many good ideas.

  • @SliceofLiz
    @SliceofLiz 2 роки тому

    So happy for you that you sold out! I'm not surprised the boxes are a great idea

  • @kiaward935
    @kiaward935 2 роки тому

    Love the video I actually found the same box on amazon can’t wait to get started your doing a great job keep it up I’ll keep watching

  • @miriamthompson6281
    @miriamthompson6281 2 роки тому

    I had to work on black Friday and missed out on the Tara boxes sale! Sad 🐼! I love watching you manage your money. It gives me hope. I'm doing my first budget envelop stuffing Sat when I get paid. Wish me luck!

  • @msberry2011now
    @msberry2011now 2 роки тому +6

    That’s why I subscribe because your income stuffing is reasonable and believable. Do you do this everyday?

  • @andreathomason1817
    @andreathomason1817 2 роки тому

    I like that you didn’t take out the baby envelope. I’m a low income stuffer also and it shows that we can still make it happen!! 🤗

  • @evelynherrera-gonzalez1474
    @evelynherrera-gonzalez1474 2 роки тому

    Another great video! And congratulations on selling out your boxes once again!!

  • @tametriuslyric564
    @tametriuslyric564 2 роки тому

    I love this .

  • @mamalovesbudgeting4017
    @mamalovesbudgeting4017 2 роки тому

    Hi Tara loved 🥰 your video. I personally think you should continue savings for baby. That’s your business what you do with your savings. Many blessings sweetie. Also please ad soon as you have your 26 challenge savings box please let me know. Ty

  • @Mariebudgeter27
    @Mariebudgeter27 2 роки тому

    Great idea for change jar

  • @sabreathompson3900
    @sabreathompson3900 2 роки тому

    I have started a baby and retirement fund and I only put $2-$3 in a paycheck!

    • @TaraBudgets
      @TaraBudgets  2 роки тому

      there you go!!! every little bit helps 🤩

  • @TETrading
    @TETrading 2 роки тому

    Love it. Thanks for sharing this.

  • @budgetwithgigi
    @budgetwithgigi 2 роки тому

    Congrats on all the sales ! And you honestly don’t owe anyone a response, let the haters hate , you know what you’re doing 😊

  • @JennerationLife
    @JennerationLife 2 роки тому

    Well poo. I kept checking for them but never saw them. Congrats! That's quite an accomplishment!!

  • @karlatapia7295
    @karlatapia7295 2 роки тому +1

    Hi! I’m new to the community and I had a quick question. What counts as personal? Is it like personal needs such as tampons or shampoo or what counts towards that? Thank you so much for these videos they have really inspired me to start doing this.

    • @TaraBudgets
      @TaraBudgets  2 роки тому +1

      Personal to me is anything that I want to buy whether it’s food or crap 😂😂 shampoo etc.would come out of groceries for my budget

  • @Revert2017
    @Revert2017 2 роки тому

    What will you do with retirement? Maybe invest every time you get $100? Or just let it grow?

  • @jahvashlaconner3820
    @jahvashlaconner3820 2 роки тому

    Hey Tara I just received my box from you I’m so happy ty sweetie

  • @kimhagan6808
    @kimhagan6808 2 роки тому

    Keep doing what you are doing. You're doing a great job

  • @FrugalGranny
    @FrugalGranny 2 роки тому

    Amazing 👏

  • @LilyBudgets
    @LilyBudgets 2 роки тому

    Yay! Great stuffing lovely!💛💛

  • @WBrentz
    @WBrentz 2 роки тому

    GIRL SO WHAT…… YOU CAN SAVE FOR BABY AND RETIREMENT.. EVERY COIN AND EVERY DOLLAR ADDS UP.!! THATS YOUR INVESTMENT! Not theirs 🤞🏽You keep doing you Tara! 😘🤞🏽You do a wonderful job with everything you already know that…

  • @MortgagewithMe
    @MortgagewithMe 2 роки тому

    Hello Tara

  • @evaareizaga8944
    @evaareizaga8944 2 роки тому

    Congratulations! Great job!

  • @marlanatriggs1728
    @marlanatriggs1728 2 роки тому

    Great video ♥️

  • @cecilied123
    @cecilied123 2 роки тому

    Love your Christmas envelopes! (:

  • @theminimalistvegan8592
    @theminimalistvegan8592 2 роки тому

    Do you know if your wallets and envelopes will fit UK notes? Loving you videos. I am on low income and have used an envelope system for years but your envelopes are too cute x

  • @jessyvanderkroon5137
    @jessyvanderkroon5137 2 роки тому

    A great idea to put aside money for your pets. My cat gets 5 Euro''s a week.

  • @amandagutierrez9994
    @amandagutierrez9994 2 роки тому

    I wish I had saved for my two kids! Would have made things easier. Also thanks to you, I have started a separate retirement fund!! ❤️

  • @MsChaunta1
    @MsChaunta1 2 роки тому

    I always enjoy your videos.

  • @tjay3597
    @tjay3597 2 роки тому

    That's awesome you sold out!

  • @KyFrey18
    @KyFrey18 2 роки тому

    What's gotta be your plan when you cash in your change and will you do a video keep up the good work

  • @disneyprincessmaryblack5161
    @disneyprincessmaryblack5161 2 роки тому

    Are u going to be making more of the 100 enlovpes boxes? I been looking to buy a couple of my family members been looking to buy one.

  • @natsbudget4040
    @natsbudget4040 2 роки тому

    new sub 💕 can't wait to follow your journey 💕

  • @nuttallvlogs2362
    @nuttallvlogs2362 2 роки тому

    Anyone else miss the DEPSOIT envelope....? Just me...? ❤️

    • @TaraBudgets
      @TaraBudgets  2 роки тому +1

      omg!!! the classic misspelled envelope 🤣🙈🙈

  • @darkandstormymama
    @darkandstormymama 2 роки тому

    I am shocked by how many people cam budget so little for gas. Bi weekly I'm at 150 if I don't do any extra driving

  • @ethelkalsow582
    @ethelkalsow582 2 роки тому

    Do you sell the binders and holders for everything you show didn't see the binder on your shop page

  • @oliviawood9854
    @oliviawood9854 2 роки тому

    Where do u buy the boxes from for the envelope boxes?

  • @renaygoulding4104
    @renaygoulding4104 2 роки тому

    First of all; I absolutely adore your dog tattoo and second of all, how you managed to make 200 “Tara Boxes” ; I will never know! I made one,( not as nice I’m sure and it took about 6 hours!)

  • @brittany-diana4774
    @brittany-diana4774 2 роки тому

    Great video

  • @dazzlingtaty1
    @dazzlingtaty1 2 роки тому

    Hi Tara, this is the first time I’m in page. Where did you get the small dollar pocket?

    • @TaraBudgets
      @TaraBudgets  2 роки тому +1

      i’ll be restocking 100 challenge boxes on my etsy (dogmomkrafts) in january! official date will be announced here and on instagram!

  • @sarahmorris6860
    @sarahmorris6860 2 роки тому

    Congratulations! Great video! You worry about you. I wish I was that dedicated when I was your age. You should put that 52 week challenge in a savings account lol

  • @thevermontbudgeter420
    @thevermontbudgeter420 2 роки тому

    I love your videos! Also, question, will you be restocking the boxes before Christmas by any chance? Keep killin it ❤️ & much love ❤️

    • @TaraBudgets
      @TaraBudgets  2 роки тому +2

      probably not before christmas, that’s very close lol and they take a while

    • @thevermontbudgeter420
      @thevermontbudgeter420 2 роки тому

      @@TaraBudgets alright! will you announce in a video when you are ready or should i put on notifs on instagram? just wanna be prepared and want to support! much love!

    • @TaraBudgets
      @TaraBudgets  2 роки тому +1

      i announce on instagram and on here!