RANKING ALL types of INVESTMENTS | What Investment Is For You? | Investing 101 Philippines
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- Опубліковано 20 чер 2024
- The question I get asked most often is: WHERE should I Invest? I'm ranking all types of investments and who they’re for to help you find an investment that works for you. Their risk level, potential returns, involvement, expected income, fees, and if your capital is guaranteed or not.
Dealing with personal finances, especially since it’s not taught in school can be quite hard and confusing. I hope this video and this channel will help you out with the challenges we are facing right now with personal finance, entrepreneurship, and adulting in general.
►Outline :
0:00 - Introduction
1:38 - Bank Investments
2:59 - Bonds
4:24 - Insurance
7:23 - Government Funds
9:34 - Funds
11:22 - Trading
15:17 - Real Estate
17:22 - Blockchain
18:17 - Business
20:05 - Others
21:28 - Final Thoughts
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Disclaimer:
This video and description contain affiliate links where I may or may not receive a commission. This helps support the channel and allows me to continue to make videos such as this. I am not a financial advisor. Always do your due diligence.
KEYWORDS:
how to invest for students and beginners, how to invest in the Philippines, investing in the Philippines, how to invest in 2022, Stock market investing, crypto investing Philippines, bonds, uitf, mutual fund, pagibig mp2, investing platforms, different types of investments, passive income ph, investing 101, ranking investments, risk appetite investing, how to start investing for students, personal finance Philippines, Charm de Leon, Ready2Adult Ph
I wasn't financial free until my 40’s and I’m still in my 40’s, bought my third house already, earn on a monthly through passive income, and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made.
@Jaox Lennon My Financial Adivsor is 'NOLAN VELDEN BRENT" I found him on a CNBC interview where he was featured and reached out to him afterward. He has since provided entry and exit points on the securities I focus on. You can look him up online with his name if you care about supervision. I follow his trade pattern and haven’t regretted doing so.
This is the most detailed and accurate explanation for those who want to understand investment.
Ganahan kay ko sa imong contents, dali ra makasabot ang mutan-aw, super layman's term na jud siya. Thank you.
Hello Mrs Clarissa the bitcoin trader is legit and her method works like magic I keep on earning every single week with her new strategies......
Wow I' m just shock someone mentioned expert Mrs Clarissa I thought I'm the only one trading with her
She helped me recover what I lost trying to trade my self
@Robert When you invest with genius like Mrs Clarissa you don't have any other choice then to keep winning she trading strategies are very productive and reliable. I made quite a huge profit today all thanks to Mrs Clarissa
you can reach her via Whatspp 👇
+1760
Thank you for this Charm! Big help :)
Educational as always, Charm!
Dahil sa mga videos mo Ms. Charm from the very start na nag subscribe ako.. Don ako natoto mag investment at mag save. You're still young pero successful na.
really helpful! thanks for this 💙🙏🏼
I really do learn if you are the one speaking. So much info and clarity as always!
This is soo amazing 🤩
Completely detailed ☺️
Thanks 👍
Been waiting for this ate charmss💓
This is really helpful, Thank you for the wonderful content!
So informative!! Thank you 💯
Thank you for this, ate Charm! 💗 Would love to know more about PERA. More power to your channel 🙌
Amazing video!! Thank you
Thank you for this video very informative👍 yung properties/real estate nag pa interest saken
Thank you so much. I learned a lot❤
This was an amazing video!
The Best! :)
Thank you for this ✨
Thank you very much for this content 💯 A video for all investments to choose from, sharing sa mga friends na haven't seen all possible investments
❤️❤️❤️
thank you for this!
nice another solid content! thanks for this :)
Thanks!
Very clear voice and pretty easy to understand the way you explained everything. I'm just getting distracted by your beauty sometimes. 😂
Thankyou for this ate charm 📚💲
Welcome 🤗
parnag my financial coach na ko ahh. ahaha thanks coach!
Interested to know more about P.E.R.A. Hope you can make a vid about it po
This is so freakin helpful, been running in circles from quite sometimes now huhu. Love u charm! 💗
Yay! Thank youuu
Hi po ate! I've been watching your videos lately, they're very helpful and informative po. Though may podcast ka po ba????
been waiting for a vid like this, thank u ate charm!
Hi Ms. Charm, please make a detailed video about P.E.R.A. Thanks in advance. 🙂
Thank you so much po!!!!
This reminds me of Ali abdaals video with the rankings
In VUL, Higher risk of loss with very very costs and expenses including sales agent's commissions.
THIS is the energy we needed! Great work Charm as always. This is exactly what I teach on as well! We have similar views on investments so maybe we can do a collab between our UA-cam channels one day! Either way, love the content.
Thank you po. God bless
Your hair looks good on you Ms. Charm ☺️
One of the best content creator pagdating sa personal finance ever since ❤️ salamat ate Charm 💕 In my 20s and I'm trying to document and share my experience about investing in my channel as well. Sometimes we often watch your videos particularly about real estate
Started with interest in VUL, checked out your insurance videos, and now here, then next onto the investments playlist... man, what a rabbithole
😅😂
Thank you for the well detailed explanation Charm. :) especially about real estate.
I am really interested in starting in my real estate investment journey. I closed a deal on my first property on 1st week of March and now accomplished the CGT and DST and BIR requirements. So konti na lang. :)
It was really a big challenge because of the huge amount but still I became more excited because I started investing thru action and not stuck to just study and reading and listening to vlogs. Thank you for the inspiration from your videos. :)
You're very inspiring and I'm so inspired by you 😊. I'm actually from Cebu and I love watching your videos! Very realistic and helpful ❤️
Thank you! Fellow Cebuano here 🙋🏻♀️
Nice vid
I am currently learning derivatives as it is the financial weapon of mass destruction, it was the cause of recession in the US back in 2008, thank you Ate Charm, you are so pretty and so smart!
Shorting 😂 Scary derivatives for me. Need a lot of studying talaga
@@CharmdeLeon SO true lalo na po yung trading Options, lots of moving parts before you put the trade pero its a powerful financial tool to hedge your portfolio
I want to learn more about PERA!!
Hope you could talk more about P.E.R.A. 🙂 Actually, I have one with BDO as PERA administrator but when I transferred bank to BPI, I don't know if I can transfer my investment to make BPI as the PERA admin. Not really sure how it works hehe
Also, meron ding SSS PESO fund. Maybe you can make a video on that too 🙂
this is enlightening, I really think na knowledge comes first and also expand ang learnings, hindi natatapos sa isang learning curve ang investing.
Thankyou for this Charm, solid!
Yes, agree! Kahit ako, still learning and researching every day.
@@CharmdeLeon same po everyday ginagawa ko siyang libangan pag wala akong ginagawa
Ms. Charm, can you do a video review/overview for Gcash's Singlife Insurance?
Please make a video on PERA, Miss Charm. Thanks!
I disagree on VUL and insurance endowment as investment but Estate succession & planning maybe a considerable too.
Hi Ms Charm! I really appreciate all that you do. Thank you for sharing your knowledge to us for FREE. May I please request for you to do a video about P.E.R.A? Thank you so much!
+1 on this pls!
Thank you for this, Ms Charm! Really informative and brings the bigger picture of investing.
One thing po I noticed is ung "involvement" part sa criteria. It was spelled out as "Involovement" hehe nothing crucial :)
Investment in crypto currency has become very profitable, and very good options in securing a better financial life that's where i belong and survive from. crypto currency has made a lot of lame individuals like me 'Rich' in the space today all thanks to my tutor MARISSA SAPONARE for giving me a good mentorship
can you do a video explaining the VUL and insurance , what do you advice?"
Just to make the obvious more obvious, the viewers will appreciate if you speak slower, or atleast after every point, this will help them digest more especially if your viewer are not as fluent as your inner circle.
Hi, Miss Charm, would you consider making a podcast? Hehe. I can't go on with my day if I can't watch an EP of your videos here on YT so, I might as well listen to your podcast to double my productivity in a day. 😁
I’ve been wanting to! That’s this year’s goal
Have you tried the BDO Feeder Fund invesment? If yes, can you do a review about it? Bless up 🙏
Please create video for PERA investment. Thanks in advance!
+1
+1
+1
Hi Charm! Looking forward to a video about PERA. I would personally rate it similar to managed funds since that's what it practically is (minus the taxes) in that under the program, there is a wide range of funds that correspond to different risk appetites, i.e. equity/bond/money market fund. I myself have an 12+% gain on a PERA equity fund over 2 years. Modest but decent considering the state of the PSE. Lol. If ever you're going to make a deep dive video about it, it'll be interesting to learn about, or get an update on, how we can claim the tax credits since no video has ever talked about how to claim them. Thanks and more power!
Thank you! This is very insightful. Will look into these ☺️
I appreciate your approach to teaching.. To my understanding this just proves how much we need an edge as investors because playing the market like everyone else just isn’t good enough, we just need to hold onto our hopes and wait to see how things turn out because market movements are almost always unpredictable. In my portfolio, I'm noticing more red than green.
People believe their currency has the worth it does because they have no other option. Even in a hyper-inflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.
Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing is the only way to make your money grow and unless you have an exceptionally high income, investing is the only way most people will ever have enough money to retire.
@@Wellingtonluzia3 You are right! I diversified my 450K portfolio across various market with the aid of an investment coach, I have been able to generate a little bit above 1.3m in net profit across high dividend yield stocks, ETF and bonds during this red season.
@@desmondeddy1750 How can I reach out to this coach? because I'm seeking for a more effective investment approach How good is this person at portfolio diversification, particularly with regard to digital assets?
@@jamesdrew296 *PATRICIA DRITA JOSEFINA* is the coach that guides me.
Pa notice ate charm huhu I watched all your videos since I was 19 pa. Wala talaga akong alam about this stuffs but then when someone posted your video about savings, that's the time I started learning finlit and it was beneficial for me as a business student.
Thank you 🙏🏻🤗❤️ Glad you found us!
@@CharmdeLeon OMG! I am very grateful po. Hope I can see you in webinars soon.
Hi Ms charm. Sana makagawa ka ng video about multi level marketing. Thank u po
Briefly talked about it here: ua-cam.com/video/8y8C67p5V8s/v-deo.html
wow you are an inspiration... can you please suggest what are the best options for ofw when it comes investing, life insurance and retirement ... thank you Ms. charm.. watching from Italy... keep posting helpful videos...
so specifically where to invest? i mean what website? where to give the money and who will I give my money? any sites?
I have always been fascinated by investing, but without adequate knowledge on the right thing to do, I find it difficult to start. *I politely ask, what’s the best sector to invest in?*
It is entirely possible for a smart and patient investor to go into investing with the right information. One of the best ways to get started is to get help from an experienced Financial Consultant . I've been investing since *2015* and I'm extremely happy with the returns I get working with my investment advisor; *Hamilton Phoebe Zoe*
@@paolokoch1123 I am very interested in this information and I've some money sitting idly in the bank with that I can start investing without further delaying, If you don't mind How can I get in touch with your professional?
@@mooersproducts350 As to get more details about my Investment Professional; *Hamilton Phoebe Zoe* easily do quick internet research where you can easily write her from, do your research with her full names mentioned.
I'm delighted to engage in this opportunity, I just found the professional's web page and have already written to her 👍
Hi Ms. Charm! Plan ko po mag invest this year. Any recommendation po anong book ang bibilhin ko and saan po makakabili?
Sa stock market po ang plan ko mag invest.
I also watch Mr. Chinkee Tan, Ms. Nicole Alba and your videos about investment.
You can check out Intelligent Investor
Hi Charm, do you have recommendation in which we can we invest in commodities?
I will guide you through
I want to know more about PERA :D
Hi charm love your content and jets notice both hahaha please
Thank you 🙏🏻
@@CharmdeLeon pa shoutout hahaha took a screenshot of this hahaha so honored to be noticed
hi po. may i ask po where does cooperatives belong po?
Good content. Insurance is not an investment though.
Hi charm, I'm a fan. I just have question. After 10 years of 5,000 per month. Can I can withdraw lump-sum ot money in MP2?
5 years yung maturity. Ideally, you take it out after 5 years and redeposit to new MP2 account.
❤
How to start on REITs? Magkano minimum investment? :D
my god. she is so pretty.
Hi po. Can you make one video for real estate investment lang? I would like to know more about real estate. Thank you.
I have a playlist her: ua-cam.com/video/VvnPSVuWPzE/v-deo.html
Nagjoyride po ako pde po b ako mg invest?
Ganda mo po ngayun😘😁
Hi Ms. Charm. May I know how I one can invest in government or corporate bonds? Thanks! 😊
You can check bonds.ph
I disagree on you on having VUL for investment. VUL is only for last resort for difficulty on planning for estate and inheritance.
Why po? Can you please expound on the reasons for not necessarily taking out a VUL?
ganda ng background. akala ko skypod.
😂😂😂
Hoping to see a video from u about kaiser and img😊
Up
pagdating ng 15mins sumakit na ulo ko.. hehe! pero thank you for making this video. super informative po
😂😅
Pano po yung sa Pera?
Hi, where can you find businesses to invest in if you don't have many business owners in your network?
You can expand your network by joining organizations (Chamber, rotary, JCI, etc) or joining business/start-up related events and expos (the orgs and DTI has a lot of those also)
VUL is not good. Try Cryptocurrencies like BTC , PAXOS GOLD (backed gold trust) and or ETH.
Hi everyone and ate Charm,
I just want to know. When you invest in bonds are you required to keep putting money on it? Or is it just one time big time? And where can I get an update if there are other government bonds, because I am trying to make an account but it is currently unavailable.
Thank you 😊
Hi ate charm! May I ask, ano po yung course nyo sa college?
Architecture ☺️
H! Is it still safe to invest in MP2 given the unstable status of our economy?
I can guide you on how to invest $1000 and gain $3500 within 48 hours
Let me guide you through
how to dowload the file?
Hello Ms. Charm im 21yrs old working in a company but i want to invest my extra money. and bago pa lang po ako dito sa stock market and i want to know what is better stock market in ph or outside ph. thanks po sana po masagot po yung question.
👆👆👆👆
Thanks for the generous,comment,reach out for More details
fees are low in crypto if you know what you're doing. High Fees are just concentrated to ethereum blockchain. But not all good blockchain is in ethereum.
Yes, It can definitely be lowered but it’s generally medium to high as compared to other investments.
VUL is bad. Invest instead of CO-OPS And PAG-IBIG P1 & MP2 .
Hi! Is there any investment has monthly return?
Wala masyado, maybe high interest savings account
Yes and will yield much profits
Pano po kayo namulat na mahalaga ang savings at investing? Anong edad po? Kalimutan po kase ng mga tao hindi nila ito pinagtutuunan ng pansin e. Puro YOLO lang. Puro travel now pulubi later.
When I was around 23 y/o. I’ve been working for 2 years but no savings haha. Kaka Travel and eat out. Learned from my mistakes early on
@@CharmdeLeon omg so I have the opportunity to be like you in your age today ate charm. I started since I was 19 po.
@@CharmdeLeon 25 yrs old na ko nung namulat ako sa investment tlga. Sa savings naman meron kht papano. Kaya bago ako mag settle, after 5 years financially stable na rin ako. Salamat
mahina volume???
Very nice content but maybe slow down a little when speaking esp when moving from one topic to another?
Trying to make the video concise. I have expounded versions of the different platforms in my channel ☺️
Hi Ms. Charm! Can you make a video about emails/g-mails? Like how many accounts you need, how to keep it organize, how to manage the passwords, etc. That would be really helpful. 😊
Yes please! I think this is a topic that needs attention din. I wish you could also do a video on cybersecurity tips to avoid phishing and the like if you haven't made one yet. No pressure tho. Thanks always for the good content 💖
This is what I do with my emails! ua-cam.com/video/y95_Pbn5YRw/v-deo.html
On how many accounts, every side hustle/business-I use a separate account for that. So right now, I have 2 personal emails and 4 business emails (not including the emails for the business itself). 😅
@@CharmdeLeon TYSM! 💖
Did she miss any other type of investment?
PERA please.thanks po
I’ve talked about it here: Philippines Retirement Fund?! SHOULD YOU INVEST IN P.E.R.A.? | A Complete Beginner’s Guide 2023
ua-cam.com/video/CciXPblVQYI/v-deo.html
For a few months now I have been searching tirelessly for information on how to start investing. I even payed $1000 for a course that I now regret. It appears that there is no structured guidiance for beginners on how to get started in this realm. I've come across several investors making well over $250k/annum and would be grateful if anyone on here could provide insights on how to get started, identify potential stocks, when to make an entry, exit etc.
Keep it simple in the beginning. Buy something, like an index fund, and hold. Educate yourself in the meantime and elevate your risk tolerance over time.
report is a colossal failure. To bring the housing market to a halt, the FED will have to pull all the stops. The unfortunate issue is that other markets are being decimated. If you want to
People believe their currency has the worth it does because they have no other option. Even in a hyper-inflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.
VUL sucks . VUL is not Investment . You can avail if you don't have clear estate & donation planning . I rather put my money on offshore stocks , CO-OPs, offshore bonds and Cryptocurrencies . In VUL , sales agents loves it because of high commissions.