MONEY MINDSET & RETIREMENT | Personal Finance: from Start to End

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  • Опубліковано 20 чер 2024
  • Getting better with one’s finances is a goal many have but not many accomplish because of 2 things:
    1. We don’t have the right money mindset and data about ourselves in regard to our relationship with money; and
    2. We don’t look at the bigger picture, the end goal.
    In today’s video, let’s look at the beginning and end-Money Mindset & Financial Freedom or Retirement.
    Dealing with personal finances, especially since it’s not taught in school can be quite hard and confusing. I hope this video and this channel will help you out with the challenges we are facing right now with personal finance, entrepreneurship, and adulting in general.
    ►Outline :
    0:00 - Start of Video
    1:30 - What’s the end goal?
    4:54 - Retirement in the Philippines
    7:37 - How I started my financial & retirement plan
    12:14 - The Rat Race
    14:41 - Financial Literacy in the Philippines
    17:30 - Personal Finance & Psychology
    22:49 - Personal Finance
    ►Sources/Links
    FREE Downloadable Template ► bit.ly/BudgetingTemplate20XX
    Let’s Adult Planner & Book ► shp.ee/3k5w4hv
    Subscribe to the new Ready2Adult Ph here : / ready2adultphilippines
    ► Previous Videos :
    DIGITAL BANKS/HIGH INTEREST SAVINGS ACCTS ► • HIGH INTEREST SAVINGS ...
    WHAT’S IN MY WALLET + MY CREDIT CARDS ► • WHAT’S IN MY WALLET 20...
    CREDIT CARDS FOR BEGINNERS ► • CREDIT CARD FOR BEGINN...
    TOP APPS THAT HELP YOU SAVE MONEY ► • TOP APPS THAT HELP YOU...
    ► Download the apps mentioned
    •MAYA - Get p50: p85qk.app.goo.gl/4M9Y // code : 42625QML56P0
    •GCASH - Get p70 worth: gcsh.app/r/oNETIx5
    •ShopBack - Get P100!: app.shopback.com/phl?raf=pkpsnX
    •Citibank Credit Cards 💳 - bit.ly/ApplyForACitiCC
    • Crypto.com - crypto.com/app/ready2adultph
    • WISE - wise.com/invite/i/charmained64
    ►Socials
    Instagram: / deleoncharmaine
    Instagram: / ready2adultph
    Facebook Page: / ready2adultph
    Facebook Group: / ready2adultph
    Email: hello@ready2adultph.com
    ua-cam.com/users/CharmdeLeon?s...
    ► Music Credit: DJ Quads
    Track Name: “IT’S NEAR”
    Music by: Dj Quads @ / aka-dj-quads
    Official UA-cam Channel HERE: / channel
    Disclaimer:
    This video and description contain affiliate links where I may or may not receive a commission. This helps support the channel and allows me to continue to make videos such as this. I am not a financial advisor. Always do your due diligence.
    KEYWORDS:
    Financial Freedom philippines, retiring in the philippines, retirement plans, FIRE movement philippines, Financial independence retire early, financial independence philippines, retirement planning ph, retiring early, FIRE movement, FIRE community, planning for retirement philippines, financial freedom, Retirement, ready2adult ph, charm de leon, road to FIRE, plan for retirement, retirement planning, how much do i need to retire, how to compute retirement
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КОМЕНТАРІ • 48

  • @jetluga
    @jetluga Рік тому +14

    She's back!!!

  • @nat_tfv
    @nat_tfv Рік тому +3

    Welcome back, Charm! I'm glad that you placed emphasis at the end of your sponsored content section that VUL should only be a stepping stone to investing for those who are new to it and don't have much knowledge yet. Like you said, maganda sya so you have "forced" investments, but at the end of the day it's still insurance. I hope people don't walk away from this video thinking it's enough to get a VUL and they're set for retirement na.
    On a different note, still waiting and excited for the wedding budget breakdown! I hope married life is going well for you. I love seeing you and Jet in your IG stories! 💜

  • @WeekendAdventuresPH
    @WeekendAdventuresPH 10 місяців тому +1

    this is really an eye opener for me that we have to act now because life will just pass by and I don't want to find myself wishing I have done something better when I was younger. Thank you for this. this is exactly what we all need.

  • @MarlonN.GilbuenaJr.
    @MarlonN.GilbuenaJr. Рік тому +3

    Nagmatured po kyo sobra gumanda po kyo lalo😊

  • @justcrix2666
    @justcrix2666 Рік тому +3

    You're back! Yeeeeyy!

  • @ValerieAbby
    @ValerieAbby Рік тому

    Welcome back, Charm! 🎉

  • @gracianafayedomingo
    @gracianafayedomingo 8 місяців тому

    Thank you for this Charm, sharing this to my loved ones.

  • @truytayaba2415
    @truytayaba2415 Рік тому

    Good effort. More contents please..

  • @AmirChristopher
    @AmirChristopher Рік тому

    yeyyy new video thank you for this😊😍

  • @maumendoza2860
    @maumendoza2860 Рік тому

    Thanks Charm :) You did it again! You woke us up from lazy habits of planning for retirement hehe.

  • @linzi98
    @linzi98 Рік тому +5

    As usual, love the video! But the presets for this kinda hurts my eyes. I prefer the previous ones.

    • @CharmdeLeon
      @CharmdeLeon  Рік тому +3

      Yes, my bad! My camera settings are all messed up, fixed it for the next videos

  • @nenmilgabiran9809
    @nenmilgabiran9809 Рік тому +2

    Finally!

  • @elex05
    @elex05 Рік тому

    This is so inspiring!

  • @rhavijayverde192
    @rhavijayverde192 Рік тому +2

    Sana merong Axa full video 😊

  • @humprheymagtoto9397
    @humprheymagtoto9397 9 місяців тому

    You are very informative charm, It is really a thing to save early because time is very very important. Start early in saving and definitely be wise on spending that hard earned money. Wishing everyones success.

  • @mikejordan9020
    @mikejordan9020 Рік тому

    Thank you

  • @YOURRACHINAPRIL
    @YOURRACHINAPRIL Рік тому +2

    Namiss kita Miss Charm! ^^

  • @claudiusalexius6939
    @claudiusalexius6939 Рік тому +2

    Wow finally

    • @CharmdeLeon
      @CharmdeLeon  Рік тому +1

      Gonna try to post consistently again!

  • @pressydiamante3687
    @pressydiamante3687 Рік тому

    you're backkkk!!!! ❤❤❤❤

  • @DenDen-nl8fw
    @DenDen-nl8fw Рік тому +2

    miss u 😊✨

  • @levianne10
    @levianne10 Рік тому +3

    Great video! I am like you, I need to force save as I tend to get too excited when I see that I have money! So as much as possible, if it can be deducted straight out of my salary, I do that. I need to put my money where I won’t easily see it. 😂

    • @CharmdeLeon
      @CharmdeLeon  Рік тому +1

      Yes! I need to "see" and feel that I'm poor so I don't overspend hahaha If my account goes to a certain number, I move it somewhere i won't see it every day (like another account or investment)

  • @josephjaypaalisbo1877
    @josephjaypaalisbo1877 Рік тому +1

    Ganda ng mga content mo miss Charm ❤😊

  • @arvicbaltar8329
    @arvicbaltar8329 Рік тому +1

    May podcast ka po ba Ate Charm?

  • @anisahinfocus7428
    @anisahinfocus7428 Рік тому +1

    Hi. Please teach how to autodebit? How to enroll? And who specifically offer such service. Thanks

    • @CharmdeLeon
      @CharmdeLeon  Рік тому

      In your bank's app, check if you can set recurring bill payments. (ie I use my UnionBank acct to auto-transfer monthly to my COL (Stocks) account)

  • @jpmcoy22
    @jpmcoy22 Рік тому +2

    is AXA whole life insurance? If yes, I would do more research before recommending whole life as it’s a very inefficient way to invest. Term insurance + invest separately is always the better option.

    • @CharmdeLeon
      @CharmdeLeon  Рік тому +1

      Whole life insurance don't have investments aspects to them. It's VUL. As mentioned, VUL's work better for some people, you have to figure out if you're one of those people. I have a video on BTID vs VUL.

  • @abbiedesu
    @abbiedesu 4 місяці тому

    Sakit lagi sa dungan tingog ni ate? Although I have been watching and listening to her since last year 😢

  • @meisj
    @meisj 11 місяців тому

    Hi sis! Is it possible na may makausap na "money manager". or someone. I am not sure what to call those people but say, I have financial challenges right now and I need to talk to someone who would possibly help me on how to handle these. Pag naghahanap ako ng financial advisor they are usually yung mga insurance. Hindi yun yung hinahanap ko :(

  • @flameHashira756
    @flameHashira756 Рік тому +1

    I want to buy your book and planner in Shoppee but it says its unavailable ATM :(

    • @CharmdeLeon
      @CharmdeLeon  Рік тому

      Oh no! message me on IG @deleoncharmaine I can do manual shipping

  • @nisee.7402
    @nisee.7402 Рік тому +2

    Dilim :(

  • @BaKnightTV
    @BaKnightTV Рік тому +1

    hows ur married life maam? ur back ^^

    • @CharmdeLeon
      @CharmdeLeon  Рік тому

      Ok naman! Wedding-related videos soon!

  • @mightymouse6293
    @mightymouse6293 Рік тому

    Hope to see you in 2 pc.

  • @siroliver8367
    @siroliver8367 Рік тому +1

    You said you are in a sandwich but hiw did you budget for your children

    • @CharmdeLeon
      @CharmdeLeon  Рік тому +3

      We just got married and don't have children yet. We're still building our homes

  • @florentinosebastianjrjhun2535
    @florentinosebastianjrjhun2535 10 місяців тому

    My my to early to retired with your age AXA nop...

  • @OscarLorenzoStaCruz
    @OscarLorenzoStaCruz Рік тому

    would you rather be rich in a 3rd world country or middle class in a 1st world western country?

  • @joshuajeon2017
    @joshuajeon2017 Рік тому +1

    Where do you live? Do you want to come as a speaker for my staff?