When you are staying with your parents, you should support them for staying there. Maybe share expenses to the limit you can. I stay with my parents, but I share 8-10k a month towards the house expenses. 😊 You shouldn't be staying with the only mindset of saving your money, by transferring the financial stress & the burden again on your parents shoulders. Especially when your parents are not well off, and all their goals, and their retirement kitty was completely taken care of.
Bruhh I just get 20k usme se 9k toh PG me hi chla jata h Fir baaki 3-4 traveling to uni 6-8k monthly hi hota h jisme kapde kharidne h bandi k sath jana ya dosto k sath khi jana ya bahar ka khana sab krna hota h Invest toh ghnta khi se ni kr paunga m
Guys...how do you keep track of your expenditure...excel is not that sustainable method since you have to sit and enter the expenses every day. I don't find Apps like IndMoney safe to give access to all my SMS. Any another suggestion please? I'm looking for a more automatice method..if possible.
I am doing it in Google sheets for last 8 months. You can just do it from your phone. Do it for 3 months, you will have a basic idea of where the money is going.
@@archie5897 are bhai, who am I to give anyone any advice. I work in softwares, marketing and SaaS field, if I can help you in any way in these subjects.. would love to :)
Great show Anshuman. More importantly you don't have to do this to.pay your bills and still you are doing an awesome job. I have a suggestion. Jaise Tanmay bhai ko stocks ka idea hai lekin aapke jitna polished experience nehi hai to woh aapse consult karte hai, aapko regarding UA-cam ye reciprocate karna chahiye. Mai aapke videos me click isliye karta hun kyuki mereko aap pasand ho. Lekin ye format me kuch to kam hai. Abhi mereko pakana nehi aata, lekin kha ke lag raha hai ki namak kam hai. Samajh rahe ho na?
@@arten8281 Even though tax is nil upto 2.5lac, But practically rebate is also available upto 5lac, Hence calculated tax 12500 gets cancelled out through rebate (releif kind of), So no tax upto 5lac income
I Don't even know what RD,SIP can anybody Help me in planning My salary 30000/- 10000/- I'll give it at home 5000/- Fuel expenses 5000/- I'll give it back to people from whom I borrowed 4000/- outside food 6000/- Saving for business analyst course
Rd is recurring deposit (You have to pay monthly)You can open this through ur bank account. It's like emergency fund you can get it immediately if you like to withdraw. SIP Systematic investment plan. You can invest through demat account. If you new to investment platform, You could start a SIP in Index fund (like nifty, nifty50) because it's safe for beginners. I hope it helps you.
I invest in mutual funds for which I got notification from a application that it is commission based but MF are blue chip and I'm getting good returns too , so I'm in doubt should I stop or continue,please help
I don't own a laptop and I feel like i really need a laptop at this point, to further grow myself, Is it advisable to buy a laptop on EMI ? If yes, what's the best way to go about it? Via credit card? Or an EMI card like Bajaj finserv card?
Laptop can be an essential requirement. So if you can use it productively buy it and try to pick a future proof model and you would use it for atleast 3-4 yrs. For emi depending on your situation, buy where you get lower interest. Doesn't matter what credit instrument you use interest should be less
I bought a second hand laptop for 17K in April 2021 and have been using the same for my side hustle and my dad's business since then. I had initially planned to scrap the laptop in a year and upgrade to a new one, but the laptop is working fine and I haven't switched since then.
Abey tujhe khud idea nahi hai ki life mein kya karr raha hai tu tho doosron ko advice kyun de raha hai bey, Tu khud ke baare mein sonch aur jo 2rupaye kamaatha hai mahine ke usske baare mein sonch doosron ko advice mat de wo log achcha karr rahe hain life mein tu tere baare mein sonch beta😂😂
Hi Anshuman, can you do a fix your expenses of a Govt / PSU employee.
That’s ll be really great!
+1
Noted
@@anshumanfinance filled the form that you have attached
Beginning:- I love tracking share market
In between:- I don't look into technicalities while investing, I just take advice from my friends nd invest 😵
13:12 might answer that, I guess he tracks his investement.
he said that's how he started.
Bro 25k was my 5 months total expense when I was in college
It was my 4 yrs personal expense.
Yaha to per mnth 30k bhi kam pad re h yr
That's privileged. My daily pocket money was 20-30rs in 2016.
Same bro..
Half year whole expenditure of our family.
Feeling very luck to have such content on internet …and also i am learning how to fix my finances my 20’s
When I was in college in Bangalore 8 years back, I had a pocket money of about 8-9k including rent😅
Mine 6 k
So?
It’s good that young generation start earning at early age. And not totally depending on the degree.
Great Thinking work like a waitor etc for 5 years and Btech and MBA from top colleges will get you same correct ?????
Sahi bola bhai
When you are staying with your parents, you should support them for staying there. Maybe share expenses to the limit you can. I stay with my parents, but I share 8-10k a month towards the house expenses. 😊
You shouldn't be staying with the only mindset of saving your money, by transferring the financial stress & the burden again on your parents shoulders. Especially when your parents are not well off, and all their goals, and their retirement kitty was completely taken care of.
Actually waiting period for impulsive purchase for me is 7 days....and guess what it works better
5 crores today
10 crores on 50%
Travelling
Cycle lock of 150 rs
Spent 4-5k on Online games
This series is I think new in this field 👏 awesome👍😊
would love to hear him 10 yrs from now
Please Bring More like students not graduated or not started that earning 🔥
This was needed
Shaddi ka reception chal raha kya?? Kya music h bhai 🥲
Accha lagta hai soothing music 😁
🤣🤣🤣
Akshat Srivastava
Shashank Udupa
Rachna Ranade
Pranjal Kamra
Anshuman Sharma
Watch videos from this people's channel.
I am 12 years old and working 4 jobs and making 60k. Please help me
Your superman bro😂
You are using UA-cam from age 3 😂😂
😂
Wow! discovered thi series today and loving it . Thanks
Maaza aaya!! keep going this kind of podcast 😎✨
Bruhh I just get 20k usme se 9k toh PG me hi chla jata h
Fir baaki 3-4 traveling to uni
6-8k monthly hi hota h jisme kapde kharidne h bandi k sath jana ya dosto k sath khi jana ya bahar ka khana sab krna hota h
Invest toh ghnta khi se ni kr paunga m
Very interesting....n will surely motivate youngsters to get into earning and understanding personal finance✌️👍
Balaji....😂😂😂 I'm sure Anshuman is ultra premium member.
LOL mujhe kyu badnaam kar raha hai?😂
Anshuman Sharma...Plz let me know 75k is sufficient with zero liability (no Rent no EMI) for a family for 4 in tier 2 city...
More than enough to lead a comfortable life + you can do some fat savings as well
Thanks for the series, really need to fix my financial habit at this point of life. The series will give us perspective to be a better finance
I hope this channel grows multifold & you guys can do a pan India shoot.
Love from Pune
Love this series keep up the good work 👍
Hi Anshuman
I would like to see the life of a govt employee earning above 50000.
Trying to find the right people.. got very less entries from government employees :(
Oh okay keep looking
It's worth the wait😊
I am the guy
Sorry but is having so many ads at this early stage of the channel a good idea? Loved the video but too many ads man
Guys...how do you keep track of your expenditure...excel is not that sustainable method since you have to sit and enter the expenses every day. I don't find Apps like IndMoney safe to give access to all my SMS.
Any another suggestion please? I'm looking for a more automatice method..if possible.
Wallet app
I am doing it in Google sheets for last 8 months. You can just do it from your phone. Do it for 3 months, you will have a basic idea of where the money is going.
Indeed very useful 🙌
Good content 👏🏽👏🏽
I’m 21 now, earning 24L p.a. haven’t saved a penny yet. if you ever plan to do “never make these mistakes” video, hit me up.👌
Fill the form?
24l at 21? 💀 How
@@archie5897 been working since I was 17 in Softwares.
guess it's experience.
@@pandaculture6181 would you mind if I ask for some advice?
@@archie5897 are bhai, who am I to give anyone any advice. I work in softwares, marketing and SaaS field, if I can help you in any way in these subjects.. would love to :)
Great show Anshuman. More importantly you don't have to do this to.pay your bills and still you are doing an awesome job. I have a suggestion. Jaise Tanmay bhai ko stocks ka idea hai lekin aapke jitna polished experience nehi hai to woh aapse consult karte hai, aapko regarding UA-cam ye reciprocate karna chahiye. Mai aapke videos me click isliye karta hun kyuki mereko aap pasand ho. Lekin ye format me kuch to kam hai. Abhi mereko pakana nehi aata, lekin kha ke lag raha hai ki namak kam hai. Samajh rahe ho na?
Bro, You are doing great. Keep making videos 👏👏👏
Hi Anshuman can I still use a credit card for all the purchase of our family and ear rewards from the card and they give me money for the purchasing
Hi Anshuman, Just a update for filing taxes 2.5 L is the limit and not 5L.
Anyways exempt by rebate
@@siddharth8353 what does that mean?
@@arten8281 Even though tax is nil upto 2.5lac,
But practically rebate is also available upto 5lac,
Hence calculated tax 12500 gets cancelled out through rebate (releif kind of),
So no tax upto 5lac income
@@siddharth8353 but whether u are paying tax or not filing is done if income crosses 2.5lacs
@@CASunnyKr Filing can be done voluntarily even having less income than 2.5lac
@anshuman sharmaji please use a mic for the other person next time. It would be helpful for me.
I Don't even know what RD,SIP can anybody Help me in planning
My salary 30000/-
10000/- I'll give it at home
5000/- Fuel expenses
5000/- I'll give it back to people from whom I borrowed
4000/- outside food
6000/- Saving for business analyst course
Rd is recurring deposit (You have to pay monthly)You can open this through ur bank account.
It's like emergency fund you can get it immediately if you like to withdraw.
SIP Systematic investment plan.
You can invest through demat account.
If you new to investment platform,
You could start a SIP in Index fund (like nifty, nifty50) because it's safe for beginners.
I hope it helps you.
Make a 25k salary video of a fresher
Mai bhi same College mai hu.. same course ... Naukri milegi ya nai ?
1- 5lakh
2- 1crore
3- Travel
Option 2)
1 crore
Travel ❤
My boy out there! 🔱
I invest in mutual funds for which I got notification from a application that it is commission based but MF are blue chip and I'm getting good returns too , so I'm in doubt should I stop or continue,please help
background music is terrible yaar
We need more content🔥🔥🔥
Bro how applying for a restaurant job can you make a video
Change the background music bhai, so fkin annoying
I live in in 1_2 k pet month, fees excluded
I don't own a laptop and I feel like i really need a laptop at this point, to further grow myself, Is it advisable to buy a laptop on EMI ? If yes, what's the best way to go about it? Via credit card? Or an EMI card like Bajaj finserv card?
Laptop can be an essential requirement. So if you can use it productively buy it and try to pick a future proof model and you would use it for atleast 3-4 yrs.
For emi depending on your situation, buy where you get lower interest. Doesn't matter what credit instrument you use interest should be less
I bought a second hand laptop for 17K in April 2021 and have been using the same for my side hustle and my dad's business since then.
I had initially planned to scrap the laptop in a year and upgrade to a new one, but the laptop is working fine and I haven't switched since then.
Bro explore used options they save a lottt
Any good app to track expenses
I am 3 yr old.. earning 28 lac per annum... Want financial advice
Are Indian Cristiano
Make this for business owners
So good
Hey how did you get that restaurant job ??
@@shaktiman-indianhero9577 but how ?? I mean what's the way ??
he stayed near the restaurant and has been working there since the age of 16. probably went to the restaurant and asked for a shift job
Funny when cred wasn't a sponsorer anshuman did NOT recommend to use credit cards for noobies
Form toh bhara tha maine, aa jao mumbai kabi
💯
#saveshwetabhgangwar
I AM 17 and earning around 70- 1 lakh I want to learn to invest any good resources?
Bro how are you earning that much?
You can follow pranjal kamra's channel
How u earned bro?
Aswm 🔥
Chal jhutti
Hoichoi bhi le rakha he 🤣
Tier 1 cllg ?bba
Which cllg
Christ college he mentioned
k l rahul lite
0:46 Yeh batane wala course hai bc!
5 cr
100% cr
Travel and cars
Laptop
Panipuri
I guess who in this world spends more than they earn? 🤔
A lot of people bro. Being broke within the month means that we are spending more than we can afford to
Extensive use of credit cards can make you do that.
UA-cam premium 😂
Abey tujhe khud idea nahi hai ki life mein kya karr raha hai tu tho doosron ko advice kyun de raha hai bey, Tu khud ke baare mein sonch aur jo 2rupaye kamaatha hai mahine ke usske baare mein sonch doosron ko advice mat de wo log achcha karr rahe hain life mein tu tere baare mein sonch beta😂😂
love the series. Please continue to make more & moreeeee.
Focus on learning bro not earning at this stage.