Sharon, your wonderful Mom named you right because you are always SHARING all good things. Because of this post I just paid off my smallest credit card. I was out of debt but due to disastrous things happening I ended up in debt again. I thank you for this post because I am retired and tho my retirement income is not tiny the debt was dragging me down. I am re-inspired to knock this down again my sister in Christ!.and like you to get one done is a accomplishment! ❤
Sharon, thank you this financial word. I like that you have titled your main account your operating account. Although I have all my funds in one account, I do have a spreadsheet to keep track of my spending based on the purchases I make. It sounds like I need to expand my system. Thanks for sharing this tip!!
Tonya, I used to do it that way but by actually separating big ticket expenditures like travel, shopping, emergency funds, savings and even a small miscellaneous account helped me stay on track in 2023. Since my credit union allows me to open multiple free checking accounts under my member no. It was a win win for me. 😊
Amen be the light! Everyone is always talking about we don’t have any role models or leaders, we have to be the leaders and role models we want to see!
Sharon thank you sooo much for the information and for your reason for smiling and letting God use you to let your light shine! So beautiful!!! God bless you ❤️😘💕
I hear you! No credit card debt! I have a target that I use so they won’t close it but pay it off right away. All kinds of credit card offers! No thank you! Like you I’m 62 soon to be 63 and I don’t want to retire with a lot of debt! Debt is weight and He admonishes us to lay aside every weight that can beset us!
Hi Sharon, great advice, we'll needed. You reminded me of a scripture Matthew 5:16, that says, let your light so shine before men, that they may see your good works and glorify your Father in heaven. Praise God, your light was shining for that your lady. You are and inspiration Sharon, blessings.
Great advice, I use my cc in the same way. I wish I knew earlier on the financial literacy I’ve learned over the years but it’s never too late to start.
I thank God I have more disposable cash and I don’t go spending impulsively like I used to! God has always blessed me and I make sure I pay my tithes! God never lets His children go without! He wants us to be wise stewards of what He has entrusted to us! Thank you Father!🙏🏽
Good word and good information. I needed this I am trying to get out of debt. I want to be debt free and worry free . I have to admit I was not a good steward of the money that God has blessed me with. I shopped and bought things that I really did not need. I wanna thank you for being that light at the end of the tunnel with this information. May God continue to shine his love, and light and blessings on you and your family. ❤🙏
Marcy, I understand. I’m a shopper but I had to learn to be responsible. So creating my budget and separating my accounts worked for me. We can still do the things we enjoy if we do it responsibly. 😊
Oh Sharon, you really bless my heart. you are blessed and highly favoured. God has used you to come on this channel to encourage us in a unique way. Through your styles of fashion, your scripture verses, your reason for us to smile each day. I am so delighted to have come across this channel and I feel like I know you in person. Thank you for the debt free information. It was good. God bless you always .
Sharon you are such an awesome person. You do have a light within you. Your light is brighter than a stadium bulb. I'm so greatful to have found your channel. ❤️🇯🇲
All of your advice and shared information are well taken.. I do the same with my credit card. I pay as I spend and use my points. Blessings Sharon, you are truly an inspiration.
❤ the financial advice. Being debt free takes discipline but that discipline gives one confidence and control of your life. Many moons ago I paid off my debts and cancelled and cut up my credit and store cards. I have a main account and a debit card so that i can only spend what is on the card. I am now a more discerning consumer. I spend less but research and so buy more wisely. Thank you for sharing, Sharon.
I have been debt free for several years. For the past 6+ years I have lived on a modest income Social Security Retirement funds, and investments. I spend only want I can autopay within 30 days. God has blessed me continually and I put him first. I pay my annual tithes in January. I own my home and car. God wants us to be good stewards of what he blesses us with. I support several charitable organizations. Hopefully I can get back to world travelling since I no longer am a caregiver for my parents, who are no longer with me. I was taught as a young child by father to save. I have never spent money on useless trends, fades, and entertainers making them rich. So at 73 yrs. of age, God has and is continuing to bless me. I realized after loosing love ones, you cannot take anything with you when you die. You can live a modest life if you are wise.
69 …I retired after thirty years working for the state of Ohio. I receive state income,not social security. Big difference. I can go work anywhere and they will not take away any money. I paid off my debt before I retired. 😊. I retired in October 2008. My bbf is 72 and work three different jobs bc her social security is not enough. She keeps spending and keep complaining she needs to get out of debt. I learn years ago the word MORTGAGE…… it’s Greek. Mort means ….death………gage means……grip. Death grip. That word scares me to this very day. Don’t want to be continually living in the DEATH GRIP…..who wants to breathe their last breath at a job bc of money/debt. Coming out of work feet first. Sad😢
My mom retired at 50 with zero debt and never made the amount of money I did. She tried to teach us but did listen but I’m in a good situation now because I had her as an example. I can retire if I choose to stop traveling but it’s not something I want to do. So I’ll work a couple more years 65 that way I will not have the expense of health insurance that can impact my travel plans.
I always make sure our credit card is payed off every year at December 31 so I begin the new year fresh and no debt. It feels so good! Yes Sharon I thrift my clothes about 90 percent of them. We do the credit card points all the time. Use our credit card and pay it off, then we use the points to get a gift card to eat out. All great advice!
This is such an inspiring video! I never thought about establishing several checking accounts at my credit union to control my spending. I am going to implement all of your suggestions! Thank you!
I would also add that it's possible to pay a mortgage off before it's full term. When I got extra money, i.e., tax returns, bonuses, etc. on the principal of my mortgage. My 30-year mortgage was paid off in 13 years. It's possible with sacrifice and discipline.
God Bless you Sharon thank you so much for sharing this. My New Year's motto has been debt Free. I want to travel and see the World and that requires planning. I'm half way there 😊. You are a blessing , I truly appreciate every video you continuingly 😊 shine your light
We have to begin teaching our children about money and finance management. Also the bible tells us in Colossians 3:2 Set your affection on things above, not on things on the earth
SMART GIRL ! Love that Kelly green. your beautiful..New subby here. GOD told me to get out of debt 30 yrs and yes I didn't shop for about 8 yrs. but for 2024 I gave myself the grace to go out and shop BUT I'm very fugal and fortunately I can still shop at "forever 21" sometimes "Macy's. blessings to you
Sharon, your wonderful Mom named you right because you are always SHARING all good things. Because of this post I just paid off my smallest credit card. I was out of debt but due to disastrous things happening I ended up in debt again. I thank you for this post because I am retired and tho my retirement income is not tiny the debt was dragging me down. I am re-inspired to knock this down again my sister in Christ!.and like you to get one done is a accomplishment! ❤
Thank you, that’s the reason why I share 🙏
Hi blessed woman of God
Sharon, great idea, I appreciate this. Thanks for your wisdom ❤🙏 ❤
Sharon, thank you this financial word. I like that you have titled your main account your operating account. Although I have all my funds in one account, I do have a spreadsheet to keep track of my spending based on the purchases I make. It sounds like I need to expand my system. Thanks for sharing this tip!!
Tonya, I used to do it that way but by actually separating big ticket expenditures like travel, shopping, emergency funds, savings and even a small miscellaneous account helped me stay on track in 2023. Since my credit union allows me to open multiple free checking accounts under my member no. It was a win win for me. 😊
Amen be the light! Everyone is always talking about we don’t have any role models or leaders, we have to be the leaders and role models we want to see!
Absolutely!!!!
You are very much a light for me! Your videos not only gives me great ideas about style but always touches me at the end. We love and appreciate you!
I'm so glad! That’s the reason I show up🙏
Amen Sharon to being a light and thanks for sharing that , peace and blessings to you and your family.
Thank you 🙏
Sharon thank you sooo much for the information and for your reason for smiling and letting God use you to let your light shine! So beautiful!!! God bless you ❤️😘💕
Thank you Brenda 🙏
Such excellent advice Sharon!!!
You are a light beautiful lady ❤I enjoy watching!!!
Thank you so much!!
I hear you! No credit card debt! I have a target that I use so they won’t close it but pay it off right away. All kinds of credit card offers! No thank you! Like you I’m 62 soon to be 63 and I don’t want to retire with a lot of debt! Debt is weight and He admonishes us to lay aside every weight that can beset us!
Absolutely.
Hi Sharon, great advice, we'll needed. You reminded me of a scripture Matthew 5:16, that says, let your light so shine before men, that they may see your good works and glorify your Father in heaven. Praise God, your light was shining for that your lady. You are and inspiration Sharon, blessings.
The word light is my word for 2024. I want to shine so people will glorify God. 🙏
Great advice, I use my cc in the same way. I wish I knew earlier on the financial literacy I’ve learned over the years but it’s never too late to start.
Absolutely!! I always say as long as you’re breathing you can change. 😊
I thank God I have more disposable cash and I don’t go spending impulsively like I used to! God has always blessed me and I make sure I pay my tithes! God never lets His children go without! He wants us to be wise stewards of what He has entrusted to us! Thank you Father!🙏🏽
My mom always said her hand was never empty because she opened to give. 😊
@@agelessrestyling My mother taught me that too! Blessed Women of God
Good word and good information. I needed this I am trying to get out of debt. I want to be debt free and worry free . I have to admit I was not a good steward of the money that God has blessed me with. I shopped and bought things that I really did not need. I wanna thank you for being that light at the end of the tunnel with this information. May God continue to shine his love, and light and blessings on you and your family. ❤🙏
I appreciate you Sis! Oh I learned from experience too! You will get there! He will grant the desires of your heart!🙏🏽
Marcy, I understand. I’m a shopper but I had to learn to be responsible. So creating my budget and separating my accounts worked for me. We can still do the things we enjoy if we do it responsibly. 😊
Oh Sharon, you really bless my heart. you are blessed and highly favoured. God has used you to come on this channel to encourage us in a unique way. Through your styles of fashion, your scripture verses, your reason for us to smile each day. I am so delighted to have come across this channel and I feel like I know you in person. Thank you for the debt free information. It was good. God bless you always .
Thank you for your support, I continue to share more because my community have made me feel very safe. 🙏
Thx for sharing Ms Sharon. This is golden advice!
You are so welcome 🙏
These are great tips, thank you.
You are so welcome!
Thanks for sharing. I needed that information. Be blessed.
Glad it was helpful!
Sharon you are such an awesome person. You do have a light within you. Your light is brighter than a stadium bulb. I'm so greatful to have found your channel. ❤️🇯🇲
Thank you so much and I appreciate the support 😊
All of your advice and shared information are well taken.. I do the same with my credit card. I pay as I spend and use my points. Blessings Sharon, you are truly an inspiration.
Thank you Cheryl 😊
❤ the financial advice. Being debt free takes discipline but that discipline gives one confidence and control of your life. Many moons ago I paid off my debts and cancelled and cut up my credit and store cards. I have a main account and a debit card so that i can only spend what is on the card. I am now a more discerning consumer. I spend less but research and so buy more wisely.
Thank you for sharing, Sharon.
It’s like a weight lifted off your shoulder, will be lighter than a feather when I payoff my mortgage. 😊
I am sure that you will be mortgage free in no time. It's obvious that there's nothing you can't do when you put your mind to it.
Amen, continue to be my light. Thank you for sharing. Be Blessed
Thanks Vickie 😊
I have been debt free for several years. For the past 6+ years I have lived on a modest income Social Security Retirement funds, and investments.
I spend only want I can autopay within 30 days. God has blessed me continually and I put him first. I pay my annual tithes in January. I own my home and car.
God wants us to be good stewards of what he blesses us with. I support several charitable organizations.
Hopefully I can get back to world travelling since I no longer am a caregiver for my parents, who are no longer with me.
I was taught as a young child by father to save. I have never spent money on useless trends, fades, and entertainers making them rich.
So at 73 yrs. of age, God has and is continuing to bless me. I realized after loosing love ones, you cannot take anything with you when you die.
You can live a modest life if you are wise.
69 …I retired after thirty years working for the state of Ohio. I receive state income,not social security. Big difference. I can go work anywhere and they will not take away any money. I paid off my debt before I retired. 😊. I retired in October 2008. My bbf is 72 and work three different jobs bc her social security is not enough. She keeps spending and keep complaining she needs to get out of debt. I learn years ago the word MORTGAGE…… it’s Greek. Mort means ….death………gage means……grip. Death grip. That word scares me to this very day. Don’t want to be continually living in the DEATH GRIP…..who wants to breathe their last breath at a job bc of money/debt. Coming out of work feet first. Sad😢
My mom retired at 50 with zero debt and never made the amount of money I did. She tried to teach us but did listen but I’m in a good situation now because I had her as an example. I can retire if I choose to stop traveling but it’s not something I want to do. So I’ll work a couple more years 65 that way I will not have the expense of health insurance that can impact my travel plans.
Thank You for the Tips ❤
I always make sure our credit card is payed off every year at December 31 so I begin the new year fresh and no debt. It feels so good! Yes Sharon I thrift my clothes about 90 percent of them. We do the credit card points all the time. Use our credit card and pay it off, then we use the points to get a gift card to eat out. All great advice!
Those points can come in handy 😊
This is such an inspiring video! I never thought about establishing several checking accounts at my credit union to control my spending. I am going to implement all of your suggestions! Thank you!
Glad it was helpful!
I would also add that it's possible to pay a mortgage off before it's full term. When I got extra money, i.e., tax returns, bonuses, etc. on the principal of my mortgage. My 30-year mortgage was paid off in 13 years. It's possible with sacrifice and discipline.
Deb you’re absolutely correct!!!!
Hi Sharon thank you you have confirmed what God told me again thank you I’m starting this month love you have an awesome day
You are so welcome 🙏
God Bless you Sharon thank you so much for sharing this. My New Year's motto has been debt Free. I want to travel and see the World and that requires planning. I'm half way there 😊. You are a blessing , I truly appreciate every video you continuingly 😊 shine your light
Sharon you’re welcome, traveling helps feed my soul and to be able to continue to do it is a priority for me.
I just discovered your channel about a week ago and love it! Love your personality and appreciate your sharing so much!
Thank you so much Tiffany, appreciate you subscribing to the channel 😊
🖤💛💜💙
HaPpY New Year 2024❤
Happy New Year Pamela 🙏
We have to begin teaching our children about money and finance management. Also the bible tells us in Colossians 3:2 Set your affection on things above, not on things on the earth
So true 😊
SMART GIRL ! Love that Kelly green. your beautiful..New subby here. GOD told me to get out of debt 30 yrs and yes I didn't shop for about 8 yrs. but for 2024 I gave myself the grace to go out and shop BUT I'm very fugal and fortunately I can still shop at "forever 21" sometimes "Macy's. blessings to you
Thanks for subbing! It’s about budgeting and staying within your budget. 😊