How to know your Budget to Buy your Dream House 🏡 | With Calculation Sheet
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- Опубліковано 18 чер 2024
- The top questions of every first time home buyer is - What should be your budget to buy a house? how much house can I afford ? In this video, I have discussed -
how to decide down payment amount for buying a house, both for ready to move in house and a under construction house
how to calculate your home loan eligibility to buy a house i.e. how much home loan you can get and
how to check your EMI affordability i.e. how much EMI you can pay.
Plus, tips while calculating your EMI affordability to help you make a better decision while buying a house
Hope this video helps you in finding your dream home.
Material to help you
Home loan EMI calculator : www.hdfc.com/home-loan-emi-ca...
Home loan eligibility calculator : www.bankbazaar.com/home-loan-...
Down payment and EMI affordability calculator: docs.google.com/spreadsheets/...
What is covered?
00:00 Introduction
01:45 Financial formula - 5/20/40 rule
04:12 Practical calculation
04:40 what to should be your down payment for a ready to move in house
11:28 what to should be your down payment for a under construction house
15:27 how to calculate home loan eligibility
18:48 how much EMI can you afford
26:23 Home buyer tips - for calculating EMI affordability
27:39 learning summary
About This Channel
Objective of this channel is to help young Indian know the unknown about buying a property in India
My mission is to educate young Indians about property buying process, starting from
1. How to find & buy your first house
2. How to invest in Indian real estate and make passive income
3. How to create wealth from real estate
4. Learnings for property buyers from real estate case studies
Who Am I?
A Realtor, Entrepreneur, Investor & Educator
I have worked with top developers of the country, have been an entrepreneur into Proptech space & a real estate investor for last 14 years
I want to share what I have learned to help you make a better informed decision based on awareness
You can reach me
Email: info@flatsandkeys.com
Whats app no: 9625111400
#howtobuyahouse #firsttimehomebuyer #firsthouse #howmuchhousecaniafford
Absolutely detailed and well explained! Was searching for this!
Fantastic video! 🎉
Highly underrated video sir.
Thank you
most complete video guide till date I Have found on your channel for a First time buyers .Thanks.
Thanks a lot sir
🤩 wow!! super detailed explanation 👌
Excellent work done brother👍. I really appreciate your efforts. 😊
Thank You for the video & the knowledge shared !! It is really helpful !! 😇
As a prospective first time home buyer, your videos couldn’t have appeared in my feed at a better time. Great real estate content, much better than that dada ji who refuses to acknowledge he is a dada ji, and calls himself the number one real estate consultant 😂
Tha same one who calls himself no1 clarity giver I presume
Pagal bnata hai dada ji
Very informative video. Thanks lot 😊
Very well explained.
Loved the details, Thank you very much for this video.
Happy you liked it. Thank you for your appreciation
Sir please make a detailed video like this on first time real state investor, for both plots and flats with budget and risk analysis.
Good lnformation
Awesome sir 😊. Bohot hi achi video hai.
Thank you
Can you make one video on buying already constructed house vs buying a plot and then construction on your
Definitely required.
Hi
While calculating EMI affordability, you considered all expense heads and investments, but you didn't include existing EMIs.
Why is that so ?
RBI LTV ratio is incorrect
Dow payment will be 25 not 20%
You need 200k subscriber not 2k.
Thank you so much for your kind words and wishes