Get free life insurance quotes from America’s top insurers and start saving today with Policygenius Policygenius.com/graham. Thanks to Policygenius for sponsoring this video! Here is a link containing the source material for each piece of research cited. I do my best to make my videos as accurate as I can, and the additional resources should help anyone who wants to look into them further - enjoy! docs.google.com/spreadsheets/d/1zqe43xtnxj8k9h4js0jt1IrDEPv0JXzd37edcsSECPU/edit?usp=sharing
I believe many finance UA-camrs don't consider inflation as being a post Vietnam era idea. Inflation before then use to be people mining more good to make more money. It didn't really exist until modern boomer era. What your take on this
The US economy cannot survive without continuous credit and debt creation. The FED will print more money and the average American will go just that much further in debt. Meanwhile, foreigners lust for the greenback. Their economies are in worse condition than the US... if that's even possible. Someone is going to be left holding the bag...
They do say gold will crash in a liquidity crunch However, many of those holding precious metals are preparing for such an event. So they are unlikely to be forced sellers. The paper market would tank and hopefully collapse.
It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.
He cant even get his own name right he opens "Whats up Graham it's Guys here"? WTF is this Graham smoking? Why would you listen to someone who doesnt even know his own name! 😂
Things are really slowing down. My brother works at a car dealership and he said people of all but stopped buying new cars. He's been keeping track of new car inventory in his area and in June there was 29,000 cars new in a 50 mile radius. September it was 35, 000. Now it's just over 40,000 new cars for sale.
@@jonathanbaker2789 What if you come to realize, this ponzi-scheme they call our economies have reached the end of growth by ever increasing debt? If the majority can't afford even the cheapest car and more importantly, a house that used to actually live in (not a buy to let or AirBnB), what are you actually saying here?
@@jonathanbaker2789 doesn't matter if car production increased or demand decreased. the fact is there are more cars in the lot and price hikes will slow down and likely other things will start coming down as well
@@ironmonkey1512 Gas is only down because the government is using tax dollars to buy more imported oil. It's a temporary solution to a vary dire problem.
Silent recession happened in 2022 in my opinion. Two declining quarters of GDP is a recession. Swept under the rug. Speculative assets turning back into favor.
My insurance went up because ‘we did not expect anyone driving during covid times, but ended up getting 3x the amount of claims in that time.’ Unfortunately their mess up now affected my premium nearly 35%. Dropped my provider after 10 years. :)
During the pandemic claim frequency didn’t increase by 3x. Claim severity offset the decrease in frequency. The claim frequency increased after the pandemic and this is where insurance rates increased across the board.
Great video, a number of the most eminent market experts have been expressing their views on the severity of the impending economic downturn and the extent to which equities might plummet. This is because the economy is heading towards a recession and inflation is persistently above the Federal Reserve's 2% target. As I'm aiming to create a portfolio worth no less than $850,000 before I turn 65, I would appreciate any advice on potential investments.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
You're correct! With the help of an investment coach, I was able to diversify my 450K portfolio across markets and produce slightly more than $830K in net profit from high dividend yield equities, ETFs, and bonds.
Insightful... I curiously looked up her name on the internet and I found her site and i must say she seems proficient, wrote her an email outlining my objectives. Thanks for sharing.
I started watching FED live update and decided to stop watching and wait for you to drop your explanation video. Dude, you give ordinary people a chance to understand and prepare. For that, I am forever grateful!
@@redslateexactly, plain explanation. Grahams perspective is refreshing. I can only listen to monotone for so long. I’ll leave that to guys like you. 😊
It would be fascinating to see Graham do more of these "prophecy fulfillment" videos, where he shows what various sources said the stock or housing market would be by now from a year ago.
Graham, I'm from New Mexico and a avid fan of your channel. I go to New Mexico State University and I always bring you up to my economics professors. Much love big dawg, thanks for everything you do.
Just finished my first full year with my car for the first time ever, my insurance went from a gross 303 a month, to 375… no accidents, no issues, nothing wrong at all and it went up 75$…
Worth mentioning: Gold & Silver prices will increase (possibly dramatically) once rates start getting cut again. They always have. Just look at the spike PMs saw yesterday with the mere mention rates might cut in '24. Obviously, don't yeet into any asset class & don't take my word for it, look at the trends/correlation for yourself - but a cpl oz of gold/silver could outperform many other investments next year % wise. Added benefit: Unlike stocks, they cannot go to $0.
A 1.7% dip in home prices nationwide is hard to notice for an individual because the market varies SO much by location. You really have to look at housing markets on a much smaller scale to get actionable information.
So I do high-end carpentry and wood working in North East Ohio. I keep waiting for demand to go down, but it never has. I think if the market goes green, everyone is just going to spend more. I sure as gell hope so anyways. Providing a luxury services I should have been the first to get hit, but thinks have just kept cranking on
As a realtor with 20 years of experience and an investor I think a lot of buyers are done being patient and will be making some moves come spring. Mortgage rates have begun dropping.
As someone that solely relies on people buying houses to earn a living, my unbiased opinion is that people will be buying houses (I’ve never predicted a downturn because why would I insert pessimism into the industry I rely on for livelihood)
The Fed has made no definitive announcement on rate changes, yet, and likely won't until mid-January earliest. No wonder even Fox cancelled you (and that is saying something.)
With my limited knowledge and understanding, your "prediction" seems realistic and probable. I appreciate how accessible you make everything. Keep up the great content, Stephan! May God bless you!
Most people, at least in my world, don’t use insurance claims to fix their vehicles for breakdowns. With cheaper cars like the ones most of us drive, the repairs are cheaper than the deductible MOST of the time. Car insurance companies are just another form of taxation and are stealing your money.
Totally agree with you, the Fed can't risk droping rate and find out they shouldn't have done that...I believe Chair P won't drop rate until Sep 2024... or even till Dec 2024
I read through most comments to see if anyone else caught the intro. Was this intentional? 😂. "What's up Graham, it's guys here!"... Sorry, I love your content. This just threw me off guard lol.
Two questions: 1. I've read that corporate investors are buying up housing. Is that true and what impact does that have on home prices? 2. I've read about corporate price gouging (record profits without changes in outputs, etc) forcing prices higher than necessary. Is that true? Thanks.
Yes and yes. Look at who’s buying new single family homes. Somewhere around 30% of all new housing starts and sold off to big corporations now like blackrock. Good luck trying to outbid them as a first time buyer for an entry level home.
I know you’re very young but I’m 78 years old and was in a Real Estate and mortgages for 35 years. What you’re seeing is a normal cycle where the mortgage rates rise and fall and the home prices must rise and fall with them. My first mortgage was at 12.5% in the ‘70s. I made $250/wk and we survived. Just hold onto it and it will come back around.
The equivalent of what you made back then is about 2k a week and a house cost around 181k on average. I’d love to be in that situation even with that interest rate :)
Yeah, I'm I'm New Hampshire and the real estate market never takes a big hit and rents never come down. Seems like it's in all the warm states that are going to get destroyed
Just watched my taxable brokerage account go up 1.32% in the last 24 hours. Lol man I love being a long term investor. Buying the dip pays off time and time again.
@The-Capitalist I doubt it's going to crash to 2008 levels as you seem to so casually predict. Even if it does, as a long term investor that's fine/like you allude to buy the dip. My brokerage had negative overall returns all these past two years and I just kept investing all that way. Big dips are when people really make $$$.
@@TankAssTanner Look at the yield curve, look at m2 money supply growth, look at historical trends and how a deeply inverted yield curve correlated to rate cuts and stock prices. A glance at the Wilshire 5000 to GDP ratio will also aid you.
Great information as usual. Thank you for all of your work was curious if you would ever do a video about the benefit versus risk of building an ADU on your property
I just hit 20k on my investments I had cero dollars three years ago and I definitely got educated on this channel thank you so much for the knowledge you changed my life for the better.
While falling inflation can be a positive sign, leading to lower Treasury yields, the increased investment in bonds often reflects a broader concern about an impending economic slowdown or recession. In such scenarios, investors seek the safety of bonds, not necessarily because of positive economic conditions, but due to concerns about future economic uncertainty
Stocks extended their year-to-date rally following the CPI report, with the S&P 500 last up 0.8% in afternoon trading. but I don't know if stocks will quickly rebound, continue to pull back or move sideways for a few weeks, or if conditions will rapidly deteriorate.I am under pressure to grow my reserve of $250k.
It's really hard to beat the market as a mere investor. It's just better if you invest with the help of a professional understands the market dynamics better.
If all goes well and even if rates drop in the slightest, do you see housing inventory or new builds going up at all in 2024? Can you also make a video of possible too on your takes on the VA homeloan and its advantages other than the 0% down? I was glad to hear while I was at work that the fed is stopping rate hikes. Even so, I’ve been noticing gas dropping too since thanksgiving and here Raleigh I’ve seen an average of $2.75 a gallon
@@falcorzed You could use that money to buy points, or you could use it to improve the house, you could keep the down payment as an emergency fund if you lose your job, you get more tax write offs from the increase in interest payments, or you could use it to invest in stocks. If you can take a 0% down loan and afford the additional payment it’s a no brainer.
Ok so as a rule of thumb 👍 the crash normally comes after the rates change direction and in the past when the fed changes direction it means they see something we don't they always change direction before the crash
I really appreciate your dedication in each video you post, despite the current market crash, I was able to build a big income stream investing with Mrs Clara B Debrie.,.,.,
As a Licensed Insurance Agent what Graham said is accurate, but you also have to take into account length of repairs, rental car payouts, accidents going up, etc. there’s a lot of reasons prices have increased.
Stocks are falling and bond yields are rising, but markets still don’t seem convinced the Federal Reserve will pursue plans to keep increasing interest rates until inflation is under control. I'm still at a crossroads deciding if to liquidate my $117k stocck portfolio, what’s the best way to take advantage of this bear market?
For the average Joe, the tactics are rather demanding. In actuality, most of them are effectively completed by experts who possess the necessary knowledge and skill set to carry out such occupations.
With their entire skill set centred around going long and short at the same time, using risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, I enjoy having a portfolio coach guide my day-to-day market decisions. Combined with their access to exclusive information and analysis, it's nearly impossible to not outperform. Using a portfolio coach for more than two years, I have made over $300,000 in profit.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
Stocks might go up a lot in 2024 or they might just go up a little. Of course they might also go down a lot. Or maybe just a little. On the other hand they might just remain the same.😁
I think when rates drop the market crashes. When rates are going up.. people buy…. If they don’t it will cost more later. They have fear of missing out on a lower rate. If rates are going down, then there is reason to wait. They will do better if they wait.
Lol it's actually the complete opposite buddy, when rates rise markets drop as they fear theirs less growth from businesses. Every time their was a fed meeting and they announced rate hikes markets dropped and than slowly recovered with the people that had cash sitting on the side, dollar cost averaging.
@@WahabSarwar-m7cRate cuts in a period where the yield curve uninverts is extremely bearish for stocks. Examples are 2000 and 2008. 2024-2025 will be no different from these.
All I know is, we need housing prices to go down by at least 40% lol. I know it will probably never happen, but I’m still hoping for some kind of housing market “crash” in the next couple years. It is insane in so many parts of the country, it makes me want to rip my hair out. Rent is so high too, it takes too long to save up enough for a decent down payment with two incomes. Ridiculous.
It would have to go down more than .75%, but demand likely will go up with lower interest rates regardless of inventory since people still want to buy houses.
@@Jordan-hj9kq that’s a very confident no given how many people are sitting on the sidelines ready to buy. Inventory is super low, prices continue to rise and yet people are buying.
A video breaking down the sale and what led to the sale of U.S. Steel would be huge! I don’t get what happened why they are selling and how they are going to get around the anti Trust legality’s
Get free life insurance quotes from America’s top insurers and start saving today with Policygenius Policygenius.com/graham. Thanks to Policygenius for sponsoring this video!
Here is a link containing the source material for each piece of research cited. I do my best to make my videos as accurate as I can, and the additional resources should help anyone who wants to look into them further - enjoy! docs.google.com/spreadsheets/d/1zqe43xtnxj8k9h4js0jt1IrDEPv0JXzd37edcsSECPU/edit?usp=sharing
I believe many finance UA-camrs don't consider inflation as being a post Vietnam era idea. Inflation before then use to be people mining more good to make more money. It didn't really exist until modern boomer era. What your take on this
Graham & Guys .......?
You gotta stop the spam comments
So now you're back on the bitcoin wave....🤣
Nice ride!
The US economy cannot survive without continuous credit and debt creation. The FED will print more money and the average American will go just that much further in debt. Meanwhile, foreigners lust for the greenback. Their economies are in worse condition than the US... if that's even possible. Someone is going to be left holding the bag...
They do say gold will crash in a liquidity crunch However, many of those holding precious metals are preparing for such an event. So they are unlikely to be forced sellers. The paper market would tank and hopefully collapse.
It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.
Impressive gains! how can I get your advisor please, if you don’t mind me asking? I could really use a help as of now
Credits goes to "Sharon Lee Peoples" one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
Graham is the master of saying a bunch of things without saying anything. Good job Graham
Dude is just reading the news to us LOL
@@dingalingdingdong_123 albeit in an entertaining way LOL but pretty much
The safest way to make content. YOU need to make your own financial decisions
So, true ... I'm watching for 10 minutes and I know NOTHING... bunch of bs
He cant even get his own name right he opens "Whats up Graham it's Guys here"? WTF is this Graham smoking? Why would you listen to someone who doesnt even know his own name! 😂
Things are really slowing down. My brother works at a car dealership and he said people of all but stopped buying new cars. He's been keeping track of new car inventory in his area and in June there was 29,000 cars new in a 50 mile radius. September it was 35, 000. Now it's just over 40,000 new cars for sale.
What if car production increased?
@@jonathanbaker2789 What if you come to realize, this ponzi-scheme they call our economies have reached the end of growth by ever increasing debt?
If the majority can't afford even the cheapest car and more importantly, a house that used to actually live in (not a buy to let or AirBnB), what are you actually saying here?
@@jonathanbaker2789 from what I understand it's both. Production has increased greatly and new car sales are slowing fast.
@jonathanbaker2789 car manufacturing went down with the uaw strikes.
@@jonathanbaker2789 doesn't matter if car production increased or demand decreased. the fact is there are more cars in the lot and price hikes will slow down and likely other things will start coming down as well
Gotta love how what the politicians use excludes food and energy. You know. The stuff people actually need to survive
...
gas is 2.60$ where I am at
Gas is going down. Also, maybe ask, why are prices not lower when the US is producing more than ever before.
@@ironmonkey1512 $2.38 where i'm at.
@@ironmonkey1512 Gas is only down because the government is using tax dollars to buy more imported oil. It's a temporary solution to a vary dire problem.
Silent recession happened in 2022 in my opinion. Two declining quarters of GDP is a recession. Swept under the rug. Speculative assets turning back into favor.
My insurance went up because ‘we did not expect anyone driving during covid times, but ended up getting 3x the amount of claims in that time.’
Unfortunately their mess up now affected my premium nearly 35%. Dropped my provider after 10 years. :)
Let me guess. GEICO?
@@nickv4073 yup
Yep Geico for me too
During the pandemic claim frequency didn’t increase by 3x. Claim severity offset the decrease in frequency. The claim frequency increased after the pandemic and this is where insurance rates increased across the board.
The first sentence "What's up Graham it's guys here" 😂👍
Great video, a number of the most eminent market experts have been expressing their views on the severity of the impending economic downturn and the extent to which equities might plummet. This is because the economy is heading towards a recession and inflation is persistently above the Federal Reserve's 2% target. As I'm aiming to create a portfolio worth no less than $850,000 before I turn 65, I would appreciate any advice on potential investments.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
You're correct! With the help of an investment coach, I was able to diversify my 450K portfolio across markets and produce slightly more than $830K in net profit from high dividend yield equities, ETFs, and bonds.
@@mikegarvey17My partner’s been considering going the same route, could you share more info please on the advisor that guides you?
Credits to "Gertrude Margaret Quinto", she maintains an online presence. Just make a simple search for her name online.
Insightful... I curiously looked up her name on the internet and I found her site and i must say she seems proficient, wrote her an email outlining my objectives. Thanks for sharing.
“Whats up Graham, guys here” in your intro. 😂
I started watching FED live update and decided to stop watching and wait for you to drop your explanation video. Dude, you give ordinary people a chance to understand and prepare. For that, I am forever grateful!
I appreciate that!
Agreed, By FAR!
Well, the Fed has been consistent with their actions, you just have to believe them which is hard for some reason for many analysts.
The Fed explains things pretty plainly... The last *several* announcements have all been tailored to the LCD.
@@redslateexactly, plain explanation. Grahams perspective is refreshing. I can only listen to monotone for so long. I’ll leave that to guys like you. 😊
Was this a test? “What’s up Graham, it’s guys here.” 0:00 Coffee, quickly! 😂
What’s up Graham guys here ! 😂
;)
Hell of a observant 😂
Great video update @@GrahamStephan
Good video Graham
It would be fascinating to see Graham do more of these "prophecy fulfillment" videos, where he shows what various sources said the stock or housing market would be by now from a year ago.
Predictions for 14 years......ALL wrong! my local village gypsy gets it right every time
Did anyone else notice the opening line “what’s up Graham it’s guys here”? Lol left it in like a champ
Lol.. He does that in most of his videos
He usually does that.
He does that ironically to cover up the times he did it by mistake.
Graham, I'm from New Mexico and a avid fan of your channel. I go to New Mexico State University and I always bring you up to my economics professors. Much love big dawg, thanks for everything you do.
Thanks so much!
sorry to hear you are in Albuquerque. It reminds me of San Jose in the 1970s. Stunted.
Ay much love from EP. Go Miners! 🤙
"What's up Graham; it's guy here." did I hear it right? 🤣🤣
Prices aren't falling. Theyre just rising minisculely slower.
“ What’s up Graham it’s guys here.“ 😂😂😂
My car insurance went up 30%. And this is after getting a perfect score on progressive.
“What’s up Graham, it’s guys here”
😂 0:00
My three favorite channels: Graham Stephan, Stock Brotha, & Joshua Mayo. Make my week complete! 🔥 🔥 🔥
Thanks!
Thanks you must be stock brotha, the penny stock pusher
Just finished my first full year with my car for the first time ever, my insurance went from a gross 303 a month, to 375… no accidents, no issues, nothing wrong at all and it went up 75$…
Mine was $150 now it’s just shy of $225… so that sounds just about right.
I love the way you make this understandable for me. thanks for your show and all the great content
You got it!!
Thank you!
Worth mentioning: Gold & Silver prices will increase (possibly dramatically) once rates start getting cut again. They always have. Just look at the spike PMs saw yesterday with the mere mention rates might cut in '24. Obviously, don't yeet into any asset class & don't take my word for it, look at the trends/correlation for yourself - but a cpl oz of gold/silver could outperform many other investments next year % wise. Added benefit: Unlike stocks, they cannot go to $0.
"What's up Graham? It's guys here" 🤣🤣
A 1.7% dip in home prices nationwide is hard to notice for an individual because the market varies SO much by location. You really have to look at housing markets on a much smaller scale to get actionable information.
Back in 2008 house prices in scotland were going up like 30% in a year. It was mental
So I do high-end carpentry and wood working in North East Ohio. I keep waiting for demand to go down, but it never has. I think if the market goes green, everyone is just going to spend more. I sure as gell hope so anyways. Providing a luxury services I should have been the first to get hit, but thinks have just kept cranking on
''What's up Graham, it's guys here''.... classic hahaha. Did y'all pay attention to that???
What’s up Graham, it’s guys here! We appreciate your scramble and videos
you got it!!
Did you say what I think you said? "What's up Graham, it's guys here." 🗣🤣
As a realtor with 20 years of experience and an investor I think a lot of buyers are done being patient and will be making some moves come spring. Mortgage rates have begun dropping.
As someone that solely relies on people buying houses to earn a living, my unbiased opinion is that people will be buying houses (I’ve never predicted a downturn because why would I insert pessimism into the industry I rely on for livelihood)
@andresmarchena1758 I agree!
The Fed has made no definitive announcement on rate changes, yet, and likely won't until mid-January earliest.
No wonder even Fox cancelled you (and that is saying something.)
With my limited knowledge and understanding, your "prediction" seems realistic and probable. I appreciate how accessible you make everything. Keep up the great content, Stephan! May God bless you!
Most people, at least in my world, don’t use insurance claims to fix their vehicles for breakdowns. With cheaper cars like the ones most of us drive, the repairs are cheaper than the deductible MOST of the time. Car insurance companies are just another form of taxation and are stealing your money.
Excellent 🎉❤❤❤
Totally agree with you, the Fed can't risk droping rate and find out they shouldn't have done that...I believe Chair P won't drop rate until Sep 2024... or even till Dec 2024
Good channel for mainstream news
Dollar cost averaging is literally the only way to not go insane over the market. It’s a wonderful yet simple tool.
not really
exactly.. i’m investing $1k every month, but when the market goes red, i invest even more
bro ty bro for the jerome powels speaks do more of this
Dang right after the meeting end. The devil works hard but graham works harder😅
Gotta be quick! ATH by end of year??
I read through most comments to see if anyone else caught the intro. Was this intentional? 😂. "What's up Graham, it's guys here!"... Sorry, I love your content. This just threw me off guard lol.
This guy has been saying that for years now he also was a promoter of a guy called Sam bankman freid😂
I was happy to tie up money in CDs at 5.50% for ten to twelve months. But ten years? No way.
“Whats up, Graham?! It’s guys here” 😂
One of if not the BEST financial channel out there! Will forever recommend you to all the youngsters looking to have a financial literate life!
Aw thank you!
Two questions:
1. I've read that corporate investors are buying up housing. Is that true and what impact does that have on home prices?
2. I've read about corporate price gouging (record profits without changes in outputs, etc) forcing prices higher than necessary. Is that true?
Thanks.
Yes and yes. Look at who’s buying new single family homes. Somewhere around 30% of all new housing starts and sold off to big corporations now like blackrock. Good luck trying to outbid them as a first time buyer for an entry level home.
Thanks so much for explaining this so well and backing up your research with actual numbers!
He explained noting really, just a bunch of yapping
You are fast my friend, very fast. Nice wrk getting this out fast.
You got it!
Been an agent in AR watching your stuff for a while. Appreciate your work!
Awesome! Thank you so much!
I did hear him say "what's up graham is guys here"? I know I'm not bugging lol
Love the videos you put out! Thank you for all the great content over the years
Yeah its really funny, I watch for the giggles. I love this one, he doesnt even say his own name right at the start. 🤣
I know you’re very young but I’m 78 years old and was in a Real Estate and mortgages for 35 years. What you’re seeing is a normal cycle where the mortgage rates rise and fall and the home prices must rise and fall with them. My first mortgage was at 12.5% in the ‘70s. I made $250/wk and we survived. Just hold onto it and it will come back around.
The equivalent of what you made back then is about 2k a week and a house cost around 181k on average. I’d love to be in that situation even with that interest rate :)
Graham, you have been a great inspiration to me as far as investing. Thanks for sharing your knowledge with us!
FWIW i find it hard to watch your video due to all the camera jump cuts.
sorry about that :/
@@GrahamStephan I still listened to it!
Thanks for posting your take on the Fed decision so quickly!
Love your contente🙏🏾 only 20 and getting well informed to start investing in the stock market!
Yeah, I'm I'm New Hampshire and the real estate market never takes a big hit and rents never come down. Seems like it's in all the warm states that are going to get destroyed
Just watched my taxable brokerage account go up 1.32% in the last 24 hours. Lol man I love being a long term investor. Buying the dip pays off time and time again.
Ha yup me too. Been nice watching my brokerage account go up 30-40k this past month.
It is gunna crash back down lol
I hope you buy the dip in 2024 when the market dips 35-60%
@The-Capitalist I doubt it's going to crash to 2008 levels as you seem to so casually predict. Even if it does, as a long term investor that's fine/like you allude to buy the dip. My brokerage had negative overall returns all these past two years and I just kept investing all that way. Big dips are when people really make $$$.
@@TankAssTanner Look at the yield curve, look at m2 money supply growth, look at historical trends and how a deeply inverted yield curve correlated to rate cuts and stock prices. A glance at the Wilshire 5000 to GDP ratio will also aid you.
It's criminal that you didn't mention Tom Lee and Fundstrat Research. Have a great Xmas. Cheers...!!!!
Great information as usual. Thank you for all of your work was curious if you would ever do a video about the benefit versus risk of building an ADU on your property
I've looked into it a TON - might do a full video on an upcoming project at some point!
"What's up Graham, it's guys here" 😂
I just hit 20k on my investments I had cero dollars three years ago and I definitely got educated on this channel thank you so much for the knowledge you changed my life for the better.
Commenting for the algorithm, what a goat for uploading so fast.
Thanks!!
While falling inflation can be a positive sign, leading to lower Treasury yields, the increased investment in bonds often reflects a broader concern about an impending economic slowdown or recession. In such scenarios, investors seek the safety of bonds, not necessarily because of positive economic conditions, but due to concerns about future economic uncertainty
Did anyone else notice the "whats up Graham, its guys here" lol?
Stocks extended their year-to-date rally following the CPI report, with the S&P 500 last up 0.8% in afternoon trading. but I don't know if stocks will quickly rebound, continue to pull back or move sideways for a few weeks, or if conditions will rapidly deteriorate.I am under pressure to grow my reserve of $250k.
It's really hard to beat the market as a mere investor. It's just better if you invest with the help of a professional understands the market dynamics better.
@Kimdavid109 This is a priceless information, Came at the right time.
Next time id like to see a picture of polar bears in the beginning for liking the video thanks.
Deal
If all goes well and even if rates drop in the slightest, do you see housing inventory or new builds going up at all in 2024? Can you also make a video of possible too on your takes on the VA homeloan and its advantages other than the 0% down? I was glad to hear while I was at work that the fed is stopping rate hikes. Even so, I’ve been noticing gas dropping too since thanksgiving and here Raleigh I’ve seen an average of $2.75 a gallon
What are the pros of no down payment? Seems like it’s a big trade off for higher monthly no?
@@falcorzed You could use that money to buy points, or you could use it to improve the house, you could keep the down payment as an emergency fund if you lose your job, you get more tax write offs from the increase in interest payments, or you could use it to invest in stocks. If you can take a 0% down loan and afford the additional payment it’s a no brainer.
So can someone advise please on what to do with dollars cash saved?
Damn near everyone is saying "higher for longer". To me that means we'll prolly get rate cuts sooner than expected.
Higher for longer means they will stay where they are now.
I think he means everyone is always wrong with rate predictions.@@sparksmcgee6641
Graham, I love your content, but I do wish you had a 4k camera for times I view your streams on a bigger screen!
Ok so as a rule of thumb 👍 the crash normally comes after the rates change direction and in the past when the fed changes direction it means they see something we don't they always change direction before the crash
I basically said this right before reading your post lol
Beware
Hi Stephan I hope the economy improves for the low income people. For people who make less income. Stay well and safe 🙏👍
We'll see what happens! And you too!
Proverbs 21:13 ESV - Whoever closes his ear to the cry of the poor will himself call out and not be answered.
Why do you have a car in your livingroom? I can't pay attention to what you are saying because I'm trying to figure it out. Lol!
Appreciate you having the balls to put an informative video without fearmongering.
Haha not me working 12 hour shifts and then looking for the government trying to see when they worked 1/3 of that
Didn’t this happen once before and they stopped hikes too soon and that led to a huge crash?
Here’s hoping!
The last time Fed did that was when US was coming out of gold standard.
Hyperinflation, here we come.
you are awesome Graham
I really appreciate your dedication in each video you post, despite the current market crash, I was able to build a big income stream investing with Mrs Clara B Debrie.,.,.,
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She often interacts on Telegrams, using the user name written below
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Hey guys, this is the best video, and I like watching it a lot.
As an agent in Hawaii I love your videos! It's interesting to see whats happening on the mainland.
Glad you like them!
As a Licensed Insurance Agent what Graham said is accurate, but you also have to take into account length of repairs, rental car payouts, accidents going up, etc. there’s a lot of reasons prices have increased.
Stocks are falling and bond yields are rising, but markets still don’t seem convinced the Federal Reserve will pursue plans to keep increasing interest rates until inflation is under control. I'm still at a crossroads deciding if to liquidate my $117k stocck portfolio, what’s the best way to take advantage of this bear market?
For the average Joe, the tactics are rather demanding. In actuality, most of them are effectively completed by experts who possess the necessary knowledge and skill set to carry out such occupations.
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This sounds interesting. My portfolio is in the red. Can you recommend your analyst, please?
Vivian Carol Gioia
That’s my licensed Financial advisor you can easily look her up, Thank me later!
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
😂 yep...going to a Sheila E concert tonigt. YoLo!!!!
Stocks might go up a lot in 2024 or they might just go up a little. Of course they might also go down a lot. Or maybe just a little. On the other hand they might just remain the same.😁
You're right, but they may even go in circles, i saw it in a movie
Been here before 500k subs congratulations on your growth, you deserve it all!
The DEX is currently experiencing a major bug,
In a video I made, I explain how exchanging results in around x 7.
Great stuff. Thanks Graham.
In your intro you say “ What’s up Graham? guys here”. You messing with us?
I think when rates drop the market crashes. When rates are going up.. people buy…. If they don’t it will cost more later. They have fear of missing out on a lower rate. If rates are going down, then there is reason to wait. They will do better if they wait.
This take makes the most sense of what I've read on this subject
Lol it's actually the complete opposite buddy, when rates rise markets drop as they fear theirs less growth from businesses. Every time their was a fed meeting and they announced rate hikes markets dropped and than slowly recovered with the people that had cash sitting on the side, dollar cost averaging.
@@WahabSarwar-m7cRate cuts in a period where the yield curve uninverts is extremely bearish for stocks. Examples are 2000 and 2008. 2024-2025 will be no different from these.
So put house money in a 1year cd or keep it out?
All I know is, we need housing prices to go down by at least 40% lol. I know it will probably never happen, but I’m still hoping for some kind of housing market “crash” in the next couple years. It is insane in so many parts of the country, it makes me want to rip my hair out. Rent is so high too, it takes too long to save up enough for a decent down payment with two incomes. Ridiculous.
Houses are not going down 40% .
If that's your game plan, it's game over.
You need to buy somewhere cheaper, or lower your standards.
What does this mean for the out look on automotive sales?
Do you think this will create a higher demand for houses and the prices will go up even higher?
No lol
Yes
It would have to go down more than .75%, but demand likely will go up with lower interest rates regardless of inventory since people still want to buy houses.
@@Jordan-hj9kq that’s a very confident no given how many people are sitting on the sidelines ready to buy. Inventory is super low, prices continue to rise and yet people are buying.
@@falcorzed totally agree. Markets look strong to me
A video breaking down the sale and what led to the sale of U.S. Steel would be huge!
I don’t get what happened why they are selling and how they are going to get around the anti Trust legality’s
AMZ650K is definitely moving to the top of my list for assets to accumulate more of….. love your content brother look forward to it everyday 💯
Bots, so many AMZ650K spams
Everyone covering real estate leaves out a very large factor. "Sellers". They're no longer "rate trapped". Bye bye real estate market.