Comprehensive ni scam especially kwa gari psv ama commercial.Kuna jamaa alichukua loan na a certain micro finace.ilikua suzuki wagon r latest model.after few months akalimwa nyuma na gari.gari yake ilikua na comprehensive insuarance. so insuarance wakachukua gari waka kaa nayo.after a month akaendea gari akaambiwa na insuarance spare ya hio gari hazipatikani so agojee iiportiwe.after another month bado the same story.loan alikuwa analipa 45,000 per month so in two months alikua na deni ya loan ya 90k.finally achotwa gari juu watu wa loan walimwambia lazima alipe hio deni ya 90k kwanza ndio achukue gari na hakua na hio 90k.jamaa alikua ananishow angejua insuarance wangetake that long, angejitengenezea gari in the cheap local jua kali mechanics na aendelee na job
Thanks for the explanation. You can supplement a third party insurance cover with a personal accident cover,personal accidents are annual and very cheap. If you need these covers, reach out to me. Kind regards.
For a muslim like me ita forbidden to even take comprehensive insuarance, unless its compulsory for cars, thats why we take 3rd party cover..lesser evil. Reason is it involves Riba( usury), money given( your premium) will never be equal what you receive, one party will benefit while the other one will lose big tym, 2ndly its like Gambling. 3rd party is the way
Very educative...
I purchased my 3rd party psv insurance after watching one of your videos, Asante
I now understand so clearly
Comprehensive ni scam especially kwa gari psv ama commercial.Kuna jamaa alichukua loan na a certain micro finace.ilikua suzuki wagon r latest model.after few months akalimwa nyuma na gari.gari yake ilikua na comprehensive insuarance. so insuarance wakachukua gari waka kaa nayo.after a month akaendea gari akaambiwa na insuarance spare ya hio gari hazipatikani so agojee iiportiwe.after another month bado the same story.loan alikuwa analipa 45,000 per month so in two months alikua na deni ya loan ya 90k.finally achotwa gari juu watu wa loan walimwambia lazima alipe hio deni ya 90k kwanza ndio achukue gari na hakua na hio 90k.jamaa alikua ananishow angejua insuarance wangetake that long, angejitengenezea gari in the cheap local jua kali mechanics na aendelee na job
Sema hio Insurance company
Good insights.
Thanks for the explanation. You can supplement a third party insurance cover with a personal accident cover,personal accidents are annual and very cheap. If you need these covers, reach out to me. Kind regards.
Roughly how much?
For a muslim like me ita forbidden to even take comprehensive insuarance, unless its compulsory for cars, thats why we take 3rd party cover..lesser evil. Reason is it involves Riba( usury), money given( your premium) will never be equal what you receive, one party will benefit while the other one will lose big tym, 2ndly its like Gambling. 3rd party is the way
Religion sometimes ni noma...si kwa ubaya...alot of religious pipo wametunyang'anya pesa sana...I don't know why.
Nikama pharisees siku izi
Ok what if someone hits you and he is the one who was in wrong side?