Citi Strata Premier VS Chase Sapphire Preferred

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  • Опубліковано 1 чер 2024
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КОМЕНТАРІ • 67

  • @Zealcarlos
    @Zealcarlos 7 днів тому +51

    Hey, I want to start investing but don't know where to begin. Any advice or contacts for help?

    • @michaelgoerge208
      @michaelgoerge208 7 днів тому

      It's wise to seek professional guidance when building a strong financial portfolio due to its complexity.

    • @HassanBlue
      @HassanBlue 7 днів тому

      Talking to an expert like Meltem Demirors to reshape your portfolio is a smart move.

    • @frederickjack9602
      @frederickjack9602 7 днів тому

      Same, I met Mrs Meltem last year for the first time at a conference in Manchester, after then my family changed for good. God bless her 💯

    • @TonyCroos-lz7lu
      @TonyCroos-lz7lu 7 днів тому

      Investing $15,000 and received
      $174,000

    • @MarkWalter-gr3yy
      @MarkWalter-gr3yy 7 днів тому

      YES!!! That's exactly her name (Mrs Meltem) so many people have recommended highly about her and am just starting with her 😊 from United States

  • @kingsamvisuals
    @kingsamvisuals 14 днів тому +22

    Cheating their way into the CSP conversation is genius. I didn’t even realize.

  • @romineckok.9724
    @romineckok.9724 14 днів тому +7

    3% online groceries on CSP isn't for groceries stores only...It's anything categorized as groceries.... for example gluten free bread, vitamins etc from speciality websites. For example I bought granola bars from Smallbatchgranola and got 3x on my CSP...vitamins from Rhonutrition also 3x points on my CSP. Only problem is you dont know which websites are categorized as online groceries. If I would use my Amex Gold with 4x groceries for those purchases I would (most likely) only got 1x for it.

  • @bobsmith8077
    @bobsmith8077 14 днів тому +11

    The difference between primary CDW and secondary CDW is worth $20-30/day for each rental day. The difference isn't just the wording. And the Primary CDW is even stronger when renting internationally.

    • @hector-1810
      @hector-1810 14 днів тому +1

      Usually secondary CDW in the US is primary CDW abroad. Seen it on many other cards.
      If you only rent a car when going international it might not make a difference.

    • @DoremonUCR
      @DoremonUCR 13 днів тому

      The average consumer rarely rents rental consumers, let’s be honest. The extra 2x on all those categories, you could just cash out and pay for it if you really wanted CDW.

    • @jthao475
      @jthao475 13 днів тому

      I’m f see s😊 he b h b nnb😅 0:20 hours 😊

  • @neopia9
    @neopia9 14 днів тому +4

    One place where Citi has the clear advantage is with Choice Privileges. You can transfer to this program at a 2:1 ratio. No, Choice hotels aren't the swankiest places on the planet, but you find them everywhere you travel, not just the big cities. Plus, you can find some surprisingly good deals (why pay $200+ a night at the convention hotel when there's a Comfort Inn a five-minute shuttle ride away for 10,000 points a night?)

  • @FunNHonesty
    @FunNHonesty 14 днів тому +8

    The Strata is just the Wells Fargo Autograph (standard) with a fee

    • @michaelp.3485
      @michaelp.3485 13 днів тому +4

      But it doesn't carry the stink of Wells Fargo. Wells Fargo are a bunch of crooks.

  • @naveenthemachine
    @naveenthemachine 14 днів тому +7

    How does it compare to the Wells Fargo autograph sets?

  • @jshawsworld
    @jshawsworld 14 днів тому +3

    Another citi premier benefit is the +2 years of extended warranty that steers me towards buying big ticket items with it

  • @Spencerwalker21
    @Spencerwalker21 8 днів тому +2

    Chase just please give us 3x grocery on everything not just online you can eveh get rid of some of the credits and streaming category.

  • @michaelp.3485
    @michaelp.3485 13 днів тому +2

    The Citi Travel Portal is garbage. It is routinely more expensive than just booking a hotel directly. Sometimes, by hundreds of dollars, totally negating the $100 hotel credit and even the 10 points per dollar earned. Wtf.

  • @gibranespinoza6603
    @gibranespinoza6603 14 днів тому

    My main set up is AMEX but as we all know AMEX is hit or miss internationally. Looking for a secondary set up I can use overseas and really curious what Citi does with the "elite" version. I feel with AMEX raising annual fees for coupon books, I may need to change set ups.

  • @louis2you
    @louis2you 14 днів тому +1

    The better points earning of the Citi Strata is very needed for long term usage of the card.

  • @thomask5038
    @thomask5038 13 днів тому +1

    Watch they release their Prestige replacement as "Citi Strata Reserve" or something, just so they can continue the "compare me to Chase" game.

  • @tylerlenhart4821
    @tylerlenhart4821 9 днів тому +1

    Doesn't AMEX Blue Cash Preferred get 6x back on super markets and streaming?

    • @Spencerwalker21
      @Spencerwalker21 8 днів тому

      On 6k for grocery spend and it's cash back only no points still a good card though

    • @nostalgiakid100
      @nostalgiakid100 7 днів тому

      King of cashback. Useless for travel

  • @kelvintiger
    @kelvintiger 14 днів тому +2

    More curious if it’s worth it to wait for the Strata Elite?

    • @TheCreditShifu
      @TheCreditShifu  13 днів тому

      I’m thinking that is just going to be a new name for the Citi Prestige

    • @Spencerwalker21
      @Spencerwalker21 8 днів тому

      ​@@TheCreditShifuis the doordash benefit yearly or just one year

  • @CesarJoel
    @CesarJoel 14 днів тому +1

    The mid tier travel card 👑 Citi Strata Premier 🙌 A CSP that we can have in our wallets and use it💪

  • @zackchristian471
    @zackchristian471 14 днів тому +5

    Why did Citi take so long to step it up? I got tired of waiting and went with Chase. Now i cant wait to see what their premium card will come out with 😮

  • @joephillips5594
    @joephillips5594 14 днів тому

    Any idea how long the 75k SUB will be available on the Citi Strata?

  • @Adiscretefirm
    @Adiscretefirm 14 днів тому

    Strata, Double Cash and 3 Custom Cash and you can cover everything but housing

  • @byronjeffery2576
    @byronjeffery2576 10 днів тому

    Citi's points categories are global though chase is not.

  • @ChristopherczarSmith
    @ChristopherczarSmith 13 днів тому

    I've never been impressed by the CSP, I just can't get into a car that I won't be earning a lot of points on

  • @danyel4148
    @danyel4148 13 днів тому +1

    One of my favorite things about the citi premier is that cash back is .01 per point where others are between .005 and .007 per point. Which in my opinion is much more flexible on point redemption.

  • @fpanadero2626
    @fpanadero2626 14 днів тому +2

    Does it transfer to hyatt?

  • @coolabrar10
    @coolabrar10 12 днів тому +1

    CSP vs CSP who will win lol

  • @ImKeeday
    @ImKeeday 14 днів тому

    CSP and the whole Chase lineup needs a refresh.😅

  • @x1928
    @x1928 14 днів тому

    Ben you're Brit? I always thought that was just your UA-cam character.

    • @Lifeissorich.
      @Lifeissorich. 14 днів тому

      American but he married a British-Asian I believe.

  • @caribdude8151
    @caribdude8151 14 днів тому

    😊

  • @johnwick860
    @johnwick860 14 днів тому

    CSP wins

  • @De_Guatemala
    @De_Guatemala 13 днів тому

    During extended international travel, Premier kills Preferred.

  • @VictorMartinez-zf6dt
    @VictorMartinez-zf6dt 14 днів тому

    OMG they added insurances back! 😱

  • @Durin-vd9wi
    @Durin-vd9wi 14 днів тому +1

    Looks like citi really stepped it up

  • @benchoflemons398
    @benchoflemons398 13 днів тому

    Bro said low end hotels and then said $200 a night 💀 bro I thought you lived in Asia

    • @TheCreditShifu
      @TheCreditShifu  13 днів тому

      I live in the USA, $200 is low end here. But yeah in Asia $200 can get you a pretty nice marriott

  • @riosafado
    @riosafado 14 днів тому +1

    $10,000 x10% = 10,000 ? 😂