🥑 NEW Debt Binder Setup and 1st Stuffing! $120 | Mortgage Payoff | Single Income

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  • Опубліковано 3 жов 2024
  • Hey everyone! Happy Wednesday! In this video I am setting up my new Debt Binder and stuffing it with what I have saved so far with my weekly cash stuffings! I hope you enjoy this video and start this week off right with some fun randomized savings. Don't forget to show the channels I mention in this video some love today if you can! Now let's see how I did! 🤗🤞🏽🤞🏽Thank you again for watching and don't forget to let those ads run as a way of saying thank you! 💗💗💗
    Channels & Shops mentioned in this video:
    Year of the Dragon Scratcher: ‪@StuffandBudget‬
    Find Tiki Scratcher: ‪@PatinaDeVilleDesigns‬
    Avocato DIY Scratcher: heykaybudgets....
    Tropic Like It's Hot Scratcher: heykaybudgets....
    Olivia the Octopus SAves her Eights: ‪@gpsoddsends‬
    Find the Meatball: ‪@savewithjudy‬
    Boop The Snoop! Scratcher: www.budgetyour... ‪@BudgetYourLife‬
    2025 Savings Challenge: sekibudgets.et... ‪@TheSecretBudgeter‬
    Pandacorn DIY Scratcher: heykaybudgets....
    Build Your Own Avocado Toast: heykaybudgets....
    Hot Mess Express Scratcher: @StuffandBudget
    🥑 Contact Me: heykaybudgets@gmail.com
    🛍️ Amazon Storefront: amzn.to/48bSOqv
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    🛍️ Clever Fox Budget Planner: cleverfoxplann... Use code heykaybudgets for 10%Off!
    🥑 Freebies:
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    Fetch Receipts & Games: 🌸 1,000 Points Referral Code: X6KVFQ
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    Challenges I'm using:
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    🥑 Woods Kitty Group Play: @ElaineRealized
    🥑 Hallmark Movie: @budgetyourlife
    🥑 Food Truck Fridays Bundle: @toebeanbudgets
    🥑 Avocado Roll & Save Group Play: @lilzworld733
    🥑 Twenty One Blackjack Group Play: @gentlecharmbudgets
    🥑 Diner Savings 1K Collab Savings Challenge: @budgetwithtiffany @Elainerealized @BeccaBudgets777 @bookishmammabudgets
    🥑 Goodbye Summer Group Play: @norelisbudgets
    🥑 I'm Fabulous Darling: @toebeanbudgets
    🥑 Make Your Own Sugar, Be Your Own Daddy: @BudgetWithCarly
    🥑 Crab Races: www.etsy.com/s...
    🥑 Year of the Dragon: @StuffandBudget
    🥑 Roll by 5's w/Bedazzled Dice: @bajan_girl_budgets
    🥑 Watch Out For Tiki: @PatinaDeVilleDesigns
    🥑 Sea Turtles: @TeachSaveTravel
    🥑 Save $24 in 2024: @Budgetwithjess
    🥑 100 Envelopes Tracker: @Budgetwithjess
    🥑 Guinea Pig Love: @teachsavetravel
    🥑 Greece Savings Challenge: @teachsavetravel
    🥑 Laptop Tracker Printable: @OneFrugalIntrovert
    🥑 Couples Weekend Getaway: @authenticallyallison
    🥑 Bravocado Savings Challenge: @savewithjudy
    🥑 Shut Your Guacahole Challenge: @Theblesseddaisybudgets
    🥑 UA-cam Monetization Tracker: @Theblesseddaisybudgets
    🥑 Universe Randomizer: @MysticBudgets
    🛍️ My Amazon Storefront: amzn.to/48bSOqv
    Direct Links:
    Vinyl Envelope Labels: Glamorosa.etsy...
    A5 Christmas Binder: amzn.to/3RzXqS8
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    #mortgagepayoff #yearinreview #budgetreset #monthlyreset #budgetwithme #cashenvelopes #cashbudgeting #cashbudget #payday #monthahead #budgetingtips #cashbudgetingmethod #cashunstuffing #cashcondensing #billswap #cashbudgetingsystem #budget2023 #cashenvelopestuffing #cashstuffing #cashstuffingsystem #cashstuffingenvelopes #budgeting #daveramsey #cashenvelopestuffing #daveramseybudgeting #sidehustle #finance #savings #sinkingfunds #investingforbeginners #howtocashbudget #budgetingforbeginners #howtobudget #zerobasedbudget #debtfreejourney #debtsnowball #howtosavemoney #personalfinance #moneymanagement #biweekly #budgetbinder #budgetbinders #lowincome #lowincomebudgeting #lowincomebudget #singleincome #heykaybudgets #savingmoney #savingmoneytips #singlemomlife #cashstuffingforbeginners #mondayvlog #tuesdayvlog #wednesdayvlog #thursdayvlog #fridayvlog #saturdayvlog #sundayvlog #christmasinjuly

КОМЕНТАРІ • 85

  • @norelisbudgets
    @norelisbudgets Місяць тому +1

    Love the idea of a debt binder Kay, it is an awesome one! I made my month ahead binder fun and added challenges and it has become a game changer instead of just throwing the money in an envelope and it becomes a chore, this makes it fun.

  • @angbudgetanddebt
    @angbudgetanddebt Місяць тому

    Yes for making saving extra for the mortgage fun!! 🎉🎉

  • @tcslife4794
    @tcslife4794 Місяць тому +1

    Love the binder. Put a mini challenge in the binder for when you just have a few bucks and don't want an iou.

  • @kaystayonbudget4651
    @kaystayonbudget4651 Місяць тому

    Hey Kay ❤ love the set up of your debt binder plus game stuffing 🎉🎉🎉 for ding ding 🛎️ 😊 awesome video Kay❤❤❤

  • @yesenia3491
    @yesenia3491 Місяць тому

    Love your new debt binder ❤❤❤

  • @Hotmessbudgets
    @Hotmessbudgets Місяць тому

    Great video. I agree you should be able to enjoy the process of saving. Nice new binder ❤️‍🔥

  • @wilmaakastitchedbyjean3679
    @wilmaakastitchedbyjean3679 Місяць тому

    Hi Kay. Love your new binder and challenges ❤❤❤❤

  • @SimplySaraSaves
    @SimplySaraSaves Місяць тому

    Love love love the new binder! Super excited to see it start filling up

  • @LaineyBugBudgets
    @LaineyBugBudgets Місяць тому

    Awesome challenges ❤️ I love your new binder!

  • @Mimibudgets
    @Mimibudgets Місяць тому

    Great job on the debt binder! I can't wait to get back in action!

  • @rosemariechavez2586
    @rosemariechavez2586 Місяць тому

    I love the AvoCATo challenge! I just notice they were cats shaped like avocados. Too cute!!

  • @lilzworld733
    @lilzworld733 Місяць тому

    GOod Morning Kay! Love the idea for a debt binder! I love the inserts and saw that its listed in your Amazon Storefront so looks like I'm shopping this morning! :) Super proud of you making another payment on your mortage! you go girl!

    • @HeyKayBudgets
      @HeyKayBudgets  Місяць тому

      Oh thank you Lilz! Shopping for budgeting supplies on Amazon and Etsy seems to be the only thing I “allow” myself to do lately. This way of saving has gotten me so much farther in my goals than anything I’ve ever done before!

    • @lilzworld733
      @lilzworld733 Місяць тому

      @HeyKayBudgets That's amazing! I've also noticed my spending decrease a lot over these past few weeks and same the spending I do is on etsy and or Amazon. I just low making a low budget income work

  • @Chatty-KathyBudgets
    @Chatty-KathyBudgets Місяць тому

    💜💜💜 Omg Kay!!!! I love the debt binder my friend 😊. Congratulations on finishing two challenges already 🎉. You are so right, if it’s not fun it’s not as easy to save 💜💜💜

  • @elainerealized
    @elainerealized Місяць тому +3

    Happy Tuesday, Kay! I love the new mortgage debt binder. I agree, saving for it that way is so much more fun than just stuffing a little every week or month. 💙

  • @mymodernhomestead
    @mymodernhomestead Місяць тому

    Hi, Kay! I'm here watching! 💜

  • @lolethawoods786
    @lolethawoods786 Місяць тому

    Happy Wednesday Kay😊

  • @Sjohnson324
    @Sjohnson324 Місяць тому

    Good morning. Great savings

  • @AprilsFreshStart
    @AprilsFreshStart Місяць тому

    I bought that binder a week ago to use as my Game day binder. I think it’s so beautiful!! You loaded it with GREAT challenges too!

  • @CashBudgetRetiree
    @CashBudgetRetiree Місяць тому

    ❤ Hey Kay! ❤ Such a cheerful binder! 😊
    25:24 I've got to tell you, Kay, that I've really enjoyed watching this video today. (I should really have been getting ready for work. Oh boy.) I like the soft music in the background, the variety of fun savings challenges, your intention to unstuff what you have in the binder at the end of the month, and your sweet personality. Great job making it so entertaining! I've been a subscriber for a long time but haven't watched your videos regularly. Well girlfriend, I will now. I just might find myself binging on your content! 😂 Take care, my friend!
    From Valerie @CashBudgetRetiree

  • @carolyndalton7775
    @carolyndalton7775 Місяць тому

    I have that binder and I love it! 😊

  • @Aprendiz_del_Ahorro
    @Aprendiz_del_Ahorro Місяць тому

    Que hermosa quedó tu carpeta me encantó ❤

  • @Frugalityislife
    @Frugalityislife Місяць тому

    Hi Kay! Such a great idea 😊❤

  • @someOtherTexan
    @someOtherTexan Місяць тому

    I had to have the Snoop scratcher. Lol. Thanks for sharing info. I've marked some of y'all to check out too.

  • @TheOscar15432
    @TheOscar15432 Місяць тому

    New subbie. Really enjoyed.

  • @TheALMOSTOrganizedOwl
    @TheALMOSTOrganizedOwl Місяць тому

    Hooray, finished challenges!!!🎉🎉 Great job, Kay!!!🌸🦉

  • @diannerichards6018
    @diannerichards6018 Місяць тому +1

    Love the debt binder. I totally agree if I didnt start watching all of you guys and learn how to make it fun I would never have made it this far or be committed to continue 😊

  • @deeplansandbudgets
    @deeplansandbudgets Місяць тому

    I love switching stuff up. It adds variety and gets you excited about opening those binders. Anything that puts you in a place of thinking about your finances is going to help keep you on track. Love this new binder.

    • @HeyKayBudgets
      @HeyKayBudgets  Місяць тому

      Thank you Dee! You’re the reason for this binder and I completely forgot to mention that! Next time for sure. You have helped me so much and I’m so thankful for your channel! ❤

  • @donnajo82763
    @donnajo82763 Місяць тому

    Yay fora newdebt binder Kay. It looks awesome. Hugs my friend. 🤗🤗💚💚

  • @PatinaDeVilleDesigns
    @PatinaDeVilleDesigns Місяць тому

    Hi friend! Love the new binder! Thanks for including my challenges 🥰

  • @ThriftyAsian
    @ThriftyAsian Місяць тому

    Kay!!!! Love the new binder! The debt binder is going to be so much fun to pay off debt faster! I agree with you on the moth ahead I need to make a binder as well. I think I want to start that in 2025 though.

  • @Autumnbudgets
    @Autumnbudgets Місяць тому

    Hey Kay loving all the challenges especially the meatballs and the octopus 🐙 fab ideas too xx 🧡🦊🧡

  • @thedramaticpanda
    @thedramaticpanda Місяць тому

    Hey Kay! Love the new debt binder! So much more fun than just stuffing the money!

  • @NovaLynnSavings
    @NovaLynnSavings Місяць тому

    I love the avoCato! And I made your avocado cutouts double sided and flip them like a coin lol

    • @HeyKayBudgets
      @HeyKayBudgets  28 днів тому

      Hey Taylor! I’m just seeing your comment. Sorry about that friend! But wanted to say that you had a great idea to make those double sided! I’ll have to do b that for myself one day! Thanks for commenting! ❤

    • @NovaLynnSavings
      @NovaLynnSavings 28 днів тому

      @@HeyKayBudgets that’s okay I love them very much!!

  • @floatingfunds
    @floatingfunds Місяць тому

    I love it!! So many fun challenges! Congrats on completing two of them!!!

  • @budgetwithtiffany26
    @budgetwithtiffany26 Місяць тому

    Hey Kay! Love the debt binder. I was thinking to do something similar next year (after I stop having to save to replace our retaining wall...since that's getting all our extra money).

  • @juliespages
    @juliespages Місяць тому

    Love the new binder Kay! Great progress 💜

  • @mshephard81
    @mshephard81 Місяць тому

    Good morning,! I love the challenges you put in your New Debt Binder

  • @SavetheDaywithTara
    @SavetheDaywithTara Місяць тому

    Hey, Kay. Love your binder set up and great savings. I’m going to have to utilize scratchers more!

  • @CraftAndBudgetWithAnh
    @CraftAndBudgetWithAnh Місяць тому

    Hi Kay. I was worried I missed a lot. I'm all caught up. Thank you, Kay.

  • @sistermbudgets
    @sistermbudgets Місяць тому

    Lmao 🤣🤣🤣 binder confetti 3:34 great video my friend 🥑💚🥑💚 24:18

  • @slimbae926
    @slimbae926 Місяць тому

    Hi Kay! Enjoyed watching you set up your new binder. ❤

  • @AEBudgetz
    @AEBudgetz Місяць тому

    Your doing so great my friend, love the debt binder, Blessings

  • @BudgetYourLife
    @BudgetYourLife Місяць тому

    HI Kay! Yay for a debt binder, it is so cute and way more fun than a weekly stuffing! ❤ Hahaha binder confetti! Yay Boop the Snoop! ❤ Thank you for the sweet shoutout too, I appreciate you so much!

  • @sarahschreffler5407
    @sarahschreffler5407 Місяць тому

    That's a beautiful binder

  • @Ducky_Budgets
    @Ducky_Budgets Місяць тому

    Love the new binder 💙 thank you for sharing the set up 😊

  • @Need2Budget
    @Need2Budget Місяць тому

    Hello Kay! Love the debt binder setup!

  • @AreliBudgets
    @AreliBudgets Місяць тому

    Hey Kay. All the challenges look super cute. ❤

  • @barbieamica2023
    @barbieamica2023 Місяць тому

    Hi Kay
    I also have the same binder we are twins 👯‍♀️ now 💁🏾‍♀️

  • @Cocacabanabudgets
    @Cocacabanabudgets Місяць тому

    So cute! I agree with making debt fun 😊

  • @Trinity1976
    @Trinity1976 Місяць тому

    Boop the Snoop is hilarious!

  • @Lifewithkrystal66
    @Lifewithkrystal66 Місяць тому

    I need all the binders!! Lol super cute 💕

  • @BudgetingRose
    @BudgetingRose Місяць тому

    Love the new binder Kay. ❤. Way to go. 😊

  • @joannam.9276
    @joannam.9276 Місяць тому

    So excited for the debt binder💚

  • @sandrashomaker8094
    @sandrashomaker8094 Місяць тому

    Love the new binder.

  • @Ahorrandoconmarisol
    @Ahorrandoconmarisol Місяць тому

    Hi ! Love the binder 😍

  • @RoseFlowerA
    @RoseFlowerA Місяць тому

    Nice

  • @dawnvillanueva587
    @dawnvillanueva587 Місяць тому

    Hi Kay! Love your debt binder! 🎉❤😊 I currently do 6 minis twice a week to make extra debt payments and have been considering a debt binder. Great video and inspiration!

    • @HeyKayBudgets
      @HeyKayBudgets  Місяць тому

      That is awesome! I like the extra room that the A5 binder gives me. You’ll have to let me know if you decide to switch!

  • @caitlinmariebudgets99
    @caitlinmariebudgets99 Місяць тому

    Love it!!

  • @lupeochoa7482
    @lupeochoa7482 Місяць тому

    Great video ❤

  • @tammybowen5307
    @tammybowen5307 Місяць тому

    😊❤😊❤😊

  • @Lifewithmrsvee
    @Lifewithmrsvee Місяць тому

    I love that you are creating a DEBT BINDER( such a great idea). This is a great way to use saving challenges❤

  • @toebeanbudgets
    @toebeanbudgets Місяць тому

    Love your debt binder video.

  • @DrewsDollars23
    @DrewsDollars23 Місяць тому

    Another Great Video!

  • @selenerosario8150
    @selenerosario8150 Місяць тому

    Fabulous!

  • @dearfinance
    @dearfinance Місяць тому

    I love this video!!!!

  • @DawnsSunriseBudgeting
    @DawnsSunriseBudgeting Місяць тому

    Love the new binder! Def so much more fun saving for debt!!! Have a great day!

  • @Glammmahgotguts
    @Glammmahgotguts Місяць тому

    Great video💜💜

  • @Sitasbudgetingjourney
    @Sitasbudgetingjourney Місяць тому

    Hi Kay, love your new debt pay off binder. Challenges make savings so much more fun. You have so many cute challenges. I’m excited for you to bulk this binder up😊❤

  • @LindsayLivingSimple
    @LindsayLivingSimple Місяць тому

    Great binder!❤

  • @StuffandBudget
    @StuffandBudget Місяць тому

    Hey Kay!! Love your new debt binder! It is super cute and such a great idea to unstuff every month! 🥰 Yay for completing some challenges today! 🥳 Have a great rest of your week friend!! 💗💗

  • @simplylivingsaves
    @simplylivingsaves Місяць тому

    I'm so glad you put together a debt binder. Loved watching you set it up! I love that you will be unstuffing it every month to make that debt payment. Another enjoyable video my friend!

  • @CraftAndBudgetWithAnh
    @CraftAndBudgetWithAnh Місяць тому

    Hi Kay. So happy to see you are setting up your debt binder and stuffing it for the first time. Great savings!!!🥑🥑🥑

  • @NessaRMA87
    @NessaRMA87 Місяць тому

    ❤❤❤

  • @PansyBudgets
    @PansyBudgets Місяць тому

    Avocato.. Mr. Roboto 😆 I love your binder🩷

  • @wheeklybudgets
    @wheeklybudgets Місяць тому

    Awesomeness!!! I agree. Way more fun to play with debt money! ❤❤❤