I believe I am at my wit's end with a budget. Every January I start a new budget and everything is fine for January, February, and March. April comes and boom, everything falls apart because of breaking appliances, a house emergency, car repair, things like that, usually until July. By that time I am so far behind on everything that it takes till the end of the year to catch up. I've been working on this since 2020, one year after I retired. A few days ago I sat down and had a talk with myself to figure out what is going on. What I realized is that I was trying to save so much money through savings challenges that I was cutting myself short on other things out of desperation to be like everybody else and save $1,000 a month on an $893 monthly budget. I watched a video of a lady who had a challenge very similar to your's about the no spend days. That's all I'm doing right now. $1 a day for every day I don't spend on WANTS. My big want is fast food. I've budgeted enough money for fast food three times a month, and that is for the $5 or $6 value meals. I just wonder if there are other people out there that have gone through the same thing. This just gets so hard sometimes.
Hi! I can totally relate!!! Ive spent over $10k this year already!! Ugh! Unexpected House and car stuff. You are not alone!! If that’s all the challenges you can do, that’s ok! We are all different and have different financial circumstances. I spend lots on things I WANT and I need to stop! Heading over to your channel to support! 😊❤
It's July & a lot of us are doing resets on our goals. Just remember what ever you have saved is a win, better than past years & if an emergency happens better to have it saved & start over than get a loan or put on a credit card. Also remember you are you don't compare to others. You got this 👍
Oh my gosh, I just realized I never commented! This week has been crazy with family visiting and we watched the video later than normal so I thought I had more time. Anyway, we saved $20 with the memory game (the hubby played and he missed two items 😊). Our final total saved was $507 and it went to our emergency fund. What a blast this was! Next time we are going to allocate each row to a different goal. Thanks so much for making saving money fun!!
I remembered 3 items so I saved $15 today for Hello Honey! It's my first time playing and I decided the funds will go into a $2K savings challenge I just started!
Yes!! Every Sunday- be ready! You’re going to save save save - you’ll be at 2k in no time. Someone else just let me know they saved $1800 on the tracker we just completed! 🙌
Hello honey got $2 today. A couple weeks ago I lower my Netflix bill to $6.99 my daughter said to create a kids profile and anything pg 13 no ads. There isn’t many ads so I just watch on my own profile. Enjoyed watching your video!
Happy Sunday! I saved $30 with HH this week. I'm going to be eliminating my saved cards. I'm too lazy to go get my wallet everytime I get comfy, so not having the ability to just "click" to buy it when perusing Amazon and Etsy will help me out the most!😂
Love your tips to adjust our thinking about money, budgeting and spending. Many times we do NOT tell ourselves no which may be why we do NOT like other people telling us no. "No" is very powerful.
Hi Jenn I saved $12 with Hello Honey today. I’m going to try #5 picture of a goal with my spending card… this week I will be on vacation but it may help me to not spend my whole travel budget on my trip. Thanks so much.❤ Have a great week.
❤ Hi Jenn, and April ❤ 0:38 Yep, I look forward to implementing your suggestions on how to look at saving money with a fresh perspective. 4:12 A new mindset. Yep. I think I will change the way I call these days. Instead of "No Spend Days" I will now refer to them as "Save Days." Yep. Saying no to something means I am saying yes to the bigger picture, and my goals. 20:20 Great job staying within your grocery budget even with 2 more mouths to feed for the week. (I'm glad you had time with at least 2 of your children. I hope your 2 in Puerto Rico didn't suffer damage from the storm.
Hey Jenn! $6 saved for Hello Honey and I round up my budget numbers and the difference goes to my emergency fund so I will continue to do that. Have a great week 😊
I am new here! Thank you for amazing videos, I feel like watching tv show with fun activities 🎉 Will be printing out Want it-save it , photos for sinking fund envelopes and challenge sheets for savings 😇 started again on zero based budget in August (stopped in April) 🙈
Another video with great tips. This week I saved $6; I definitely will look into that antenna and I paused my Hulu subscription and honestly didn’t miss it. I love the idea of the photo as motivation for spending.
Love the video I'm doing the Roundup but I suggest with you when you do your mortgage pay them the amount the minimum amount and wait a week to sit in the other 60 something it'll go towards your principal and they can't double dip on the interest that goes for anybody who's using credit cards too
Thanks for watching, glad you liked the video! My mortgage online payment portal actually has a spot to add in just for extra principal payments, which makes it easy for me.
$50 in HH today. Some people do no spends for specific categories that are a problem for them instead of just a general no spend. I did a no spend once for a few months. I figured out I wasn't overspending we were just broke 😂🤣😂🤣
Love the video, glad the 4th was great and kids are safe. Saved $15 with Hello Honey I am really bad at remembering the items once they ghosted 😂 Setting fall goals starting August. I need to tighten the belt for many reasons. I know I can do it again because you keep me motivated 🐝❤🐝
I think I’m more like you. It’s surprising but a lot of people just buy it anyway- it could be pressure from someone they are shopping with or maybe they just want item that badly. Probably a lot of reasons.
😊Hello Honey! Saved $18, so rounded up to $20. 1) did an electronic clean out for the upcoming College semester so cleared out "saved debit cards" due to a payment error with a bill. 2) 2 years ago we dropped cable and opted for the box like your new one for local channels. Hubby agreed since he is the reason we have it, Netflix comes out of his monthly envelope. 3) Since I failed the dining out challenge that week do to medical issue (Hubby and multiple kidney stones plus surgery). We haven't done take out or dine in 7 of the 9 days of July. Glad you had time with the kids. Hug the Puppers! Really hoping you will put your savings challenges dashboards into your shop in the future, love the style and look of them.
Hi Pat! You are definitely a level up with your finances- you got this down! 🙌 I did add custom vellum dashboards today in the shop. I can make some like mine, too. A few of you really like them so I will work on that. 💛
I saved 10 dollars in Hello Honey. I actually cancelled cable and two subscriptions about two months ago. So now we are down to just internet and three subscriptions that we use all the time. We save a lot of money doing this but it was not easy getting the hubby on board however with the savings we have decided to split the savings between us for one month so we can have some blow money since we don't usually get that in our budget yet
Hey Jenn. I saved $18 for Hello Honey today but rounded up to $20. I’m going to do #4 for this week challenge. My total for Hello Honey is $460. I use HH savings to fund my emergency fund.
HI Jenn, I saved $6 for HH this week. I stopped two subscriptions last week and we will see if we will miss them. I think I am going with the delete my online spending credit card information. I am an online spender and I really think this will help. I also, decided to change my notifications on my FB group (boutique clothing) to highlights instead of all. I am hoping with not receiving all notfications and getting the distractions of wanting to inpulse buy, will help me spend less. Again, thank you sooo much for all your fun ideas, tricks and tips in helping us all on our budgeting journeys. I sure do appreciate it! 🖤
Oh the boutique clothing. I hear that. I had one that was next to my hair salon in CA. You had to walk through it to get the hair salon - sneaky sneaky!!! And now, I just found another amazing one!! Trouble trouble.
A lot of great advice and I liked the mini challenge as I have a online inpulse problem so deleteing payment info is just up my ally. I saved 10 in this weeks Hello Honey and that I am very happy with.
Also, I have always rounded up my budget numbers but never thought about adding that amount to my principle payment on my mortgage so that is what I will do going forward. That is $17 added to the principle each month
Thankyou for the video today I’m so happy you had a good time with your family what a blessing I will be deleting my card information from my Apple Pay for the week
I would love the no spend page I did one month as I’m a spender for the sake of it so as I live on a pension I needed to cut the habit so I did a no spend moths and very proud of my self I spent $16 in the month on a book from my favourite author
My new problem since I started working part-time in May is starting up for my emergency fund - ( No spend ). I told myself add $10-$20 per week for 26 or 52 weeks should help me out a bit !!!
We just bought a new car for us (2016) today. I was nervous about the price & my DH talked them down almost $1300. We was able to buy it outright without a loan, thank you Heavenly Father. So we did #2 yeah
I would love the no spend page I did one month as I’m a spender for the sake of it so as I live on a pension I needed to cut the habit so I did a no spend moths and very proud of my self I spent $16 in the month on a book from my favourite author plus I did well I got for free a outdoor table and chairs plus a outdoor sofa set and swings for my grandson off Facebook
I loved the video. I saved $50 today on HH. I focused so hard on that screwdriver and total missed it when it was gone My completed HH saved me a total of $810. Thinking of putting it towards my month ahead ( which I just started ) Looking forward to the next Hello Honey game.
That’s so awesome! I love hearing the full amount you guys save for HH. It’s so exciting to think that we saved that together over weeks and now you have this chunk of cash to do something really good with! 🙌
![[UA] Team Vitality проти NAVI | IEM Cologne 2024](http://i.ytimg.com/vi/wttO1zVRTC0/mqdefault.jpg)
I believe I am at my wit's end with a budget. Every January I start a new budget and everything is fine for January, February, and March. April comes and boom, everything falls apart because of breaking appliances, a house emergency, car repair, things like that, usually until July. By that time I am so far behind on everything that it takes till the end of the year to catch up. I've been working on this since 2020, one year after I retired. A few days ago I sat down and had a talk with myself to figure out what is going on. What I realized is that I was trying to save so much money through savings challenges that I was cutting myself short on other things out of desperation to be like everybody else and save $1,000 a month on an $893 monthly budget. I watched a video of a lady who had a challenge very similar to your's about the no spend days. That's all I'm doing right now. $1 a day for every day I don't spend on WANTS. My big want is fast food. I've budgeted enough money for fast food three times a month, and that is for the $5 or $6 value meals. I just wonder if there are other people out there that have gone through the same thing. This just gets so hard sometimes.
Hi! I can totally relate!!! Ive spent over $10k this year already!! Ugh! Unexpected House and car stuff. You are not alone!! If that’s all the challenges you can do, that’s ok! We are all different and have different financial circumstances. I spend lots on things I WANT and I need to stop! Heading over to your channel to support! 😊❤
Can so relate. Usually something goes down and out. I’m actually procrastinating about budgeting this month (which I know just makes it worse.) Ugh.
It's okay to adjust it. My summers hits hard and I reassess for fall starting in August
It's July & a lot of us are doing resets on our goals. Just remember what ever you have saved is a win, better than past years & if an emergency happens better to have it saved & start over than get a loan or put on a credit card. Also remember you are you don't compare to others. You got this 👍
I saved $10 with Hello honey today and it's my first completed Hello Honey challenge 🎉
Very cool! I’m so happy you finished one out! 🤩
Oh my gosh, I just realized I never commented! This week has been crazy with family visiting and we watched the video later than normal so I thought I had more time. Anyway, we saved $20 with the memory game (the hubby played and he missed two items 😊). Our final total saved was $507 and it went to our emergency fund. What a blast this was! Next time we are going to allocate each row to a different goal. Thanks so much for making saving money fun!!
I like the idea of using each row for something different.
I remembered 3 items so I saved $15 today for Hello Honey! It's my first time playing and I decided the funds will go into a $2K savings challenge I just started!
Yes!! Every Sunday- be ready! You’re going to save save save - you’ll be at 2k in no time. Someone else just let me know they saved $1800 on the tracker we just completed! 🙌
Hello honey got $2 today. A couple weeks ago I lower my Netflix bill to $6.99 my daughter said to create a kids profile and anything pg 13 no ads. There isn’t many ads so I just watch on my own profile. Enjoyed watching your video!
Happy Sunday! I saved $30 with HH this week. I'm going to be eliminating my saved cards. I'm too lazy to go get my wallet everytime I get comfy, so not having the ability to just "click" to buy it when perusing Amazon and Etsy will help me out the most!😂
Love your tips to adjust our thinking about money, budgeting and spending.
Many times we do NOT tell ourselves no which may be why we do NOT like other people telling us no.
"No" is very powerful.
I know I don’t like being told no - that’s for sure! 😅
Where can I get the Athena?
Hi Jenn I saved $12 with Hello Honey today. I’m going to try #5 picture of a goal with my spending card… this week I will be on vacation but it may help me to not spend my whole travel budget on my trip. Thanks so much.❤ Have a great week.
Oh yes- that picture is helping Jason to not spend from his debit card BUT now he’s sending me links of stuff online ! 🤦♀️
@@2SisterBees HaHa... tell him that he needs to pick a main thing. Just 1 a month...🤣🤣🤣
Impulse buy list is beautiful ❤ thank you!
❤ Hi Jenn, and April ❤
0:38 Yep, I look forward to implementing your suggestions on how to look at saving money with a fresh perspective.
4:12 A new mindset. Yep. I think I will change the way I call these days. Instead of "No Spend Days" I will now refer to them as "Save Days." Yep. Saying no to something means I am saying yes to the bigger picture, and my goals.
20:20 Great job staying within your grocery budget even with 2 more mouths to feed for the week. (I'm glad you had time with at least 2 of your children. I hope your 2 in Puerto Rico didn't suffer damage from the storm.
Hey Jenn! $6 saved for Hello Honey and I round up my budget numbers and the difference goes to my emergency fund so I will continue to do that. Have a great week 😊
I like that one, too. I already know that I won’t stop with the mortgage- I’ll probably start rounding everything up! 😂😂
I would say go for it and you will be surprised how quickly it adds up. I am doing the penny challenge for my checking account buffer.
I am new here! Thank you for amazing videos, I feel like watching tv show with fun activities 🎉 Will be printing out Want it-save it , photos for sinking fund envelopes and challenge sheets for savings 😇 started again on zero based budget in August (stopped in April) 🙈
I like the suggestion of How much is too much! I will do that one
I like that one, too. Since I’m stuck in 2001 pricing - I will never buy anything with that rule ! 😂
Woohoo!!! I did great with this game. 30 bucks to finish off this round of hello honey!
Heck yes! Nice! 🙌
Another video with great tips. This week I saved $6; I definitely will look into that antenna and I paused my Hulu subscription and honestly didn’t miss it. I love the idea of the photo as motivation for spending.
First time playing hh. I saved $15 today. Thank you for your video!
I love when someone tells me they are a first timer at HH!
Love it! 💛
Loved it! I saved 20€… Greetings from Germany. 😊
Great recommendations, Jenn! I saved $12 with HH today. Have a blessed week!
Saved $15 with HH this week!
It may be too late, but I saved $30 for H.H. this week... 6 correct.
I need this see it, like it, want it! I am definitely an impulse shopper.
I think A LOT of people are - it’s so hard with these phones, access 24/7.
The game definitely has a way of helping! 💛💛💛
Love playing Hello Honey. I'm saving $3 this week.
Great video Jenn! 😊I saved $10 with Hello Honey
Love the video I'm doing the Roundup but I suggest with you when you do your mortgage pay them the amount the minimum amount and wait a week to sit in the other 60 something it'll go towards your principal and they can't double dip on the interest that goes for anybody who's using credit cards too
Thanks for watching, glad you liked the video!
My mortgage online payment portal actually has a spot to add in just for extra principal payments, which makes it easy for me.
Hello, saved 20.00 today, and I really need to do that rounding up on the bills, thank you
I am actually excited to send my round up payment on August 1st- I’m ready!! 😂
$50 in HH today.
Some people do no spends for specific categories that are a problem for them instead of just a general no spend.
I did a no spend once for a few months. I figured out I wasn't overspending we were just broke 😂🤣😂🤣
Hahaha- I get it! I really do. 💛
yes Jenn, give us whiplash while you count your money! 😂😂😂 i saved $15 this week for HH
Hahaaa! This made me lol!
I asked Jason - is this too much when I was editing and he was like, “Noooo” so it’s his fault we all have whiplash. 😂😂😂
@@2SisterBees noo i loved it 😂 shout out to Jason (and you, of course!)
Love the video, glad the 4th was great and kids are safe.
Saved $15 with Hello Honey
I am really bad at remembering the items once they ghosted 😂
Setting fall goals starting August. I need to tighten the belt for many reasons.
I know I can do it again because you keep me motivated
🐝❤🐝
Girl. I was the one taking the items away and when I was editing and rewatching the video- I was like…. Uuuuhhhhh…. 😂😂😂😂
I saved $18 with Hello Honey. I used the how much is too much all the time. If I believe that an item is too much, I don't purchase it. Great video.
I think I’m more like you.
It’s surprising but a lot of people just buy it anyway- it could be pressure from someone they are shopping with or maybe they just want item that badly. Probably a lot of reasons.
That one challenge is my favorite and stay on my clip board, next to my desk.❤great video Jenn😊
Yessss- I know you love the Save it! Challenge. I do, too!
I save $2 with HH. Have a great week 😊
I saved $15 in Hello Honey for today. Can't wait to make a really nice extra debt payment! 💛
Hi Jen! Thank you for sharing different ideas and being relatable! 😊❤
Thank you for hanging out with me! 💛
Saving $10 with Hello Honey. Thanks so much for the tips. I'm new, very new, to budgeting. Still learning :)
I'm rounding my budget numbers.
Hey Jenn. Hello Honey is $15. The picture around the debt card is an amazing idea. Have a good night.💙
😊Hello Honey! Saved $18, so rounded up to $20.
1) did an electronic clean out for the upcoming College semester so cleared out "saved debit cards" due to a payment error with a bill.
2) 2 years ago we dropped cable and opted for the box like your new one for local channels. Hubby agreed since he is the reason we have it, Netflix comes out of his monthly envelope.
3) Since I failed the dining out challenge that week do to medical issue (Hubby and multiple kidney stones plus surgery). We haven't done take out or dine in 7 of the 9 days of July.
Glad you had time with the kids. Hug the Puppers!
Really hoping you will put your savings challenges dashboards into your shop in the future, love the style and look of them.
Hi Pat! You are definitely a level up with your finances- you got this down! 🙌
I did add custom vellum dashboards today in the shop. I can make some like mine, too. A few of you really like them so I will work on that. 💛
@@2SisterBees Thank you. I really learned alot from your videos.
Rounding up my budget 📈
Ha ! Love your name
Keep it Krispy- yes! 🙌
I saved 10 dollars in Hello Honey. I actually cancelled cable and two subscriptions about two months ago. So now we are down to just internet and three subscriptions that we use all the time. We save a lot of money doing this but it was not easy getting the hubby on board however with the savings we have decided to split the savings between us for one month so we can have some blow money since we don't usually get that in our budget yet
Your video popped up just in time while we wait on Beryl. I saved $30 today. Have a wonderful week beehive from Texas 🌊🌪️
1: 🐶Dogs Food, 2: Scissors ✂️
Hey Jenn. I saved $18 for Hello Honey today but rounded up to $20. I’m going to do #4 for this week challenge. My total for Hello Honey is $460. I use HH savings to fund my emergency fund.
HI Jenn, I saved $6 for HH this week. I stopped two subscriptions last week and we will see if we will miss them. I think I am going with the delete my online spending credit card information. I am an online spender and I really think this will help. I also, decided to change my notifications on my FB group (boutique clothing) to highlights instead of all. I am hoping with not receiving all notfications and getting the distractions of wanting to inpulse buy, will help me spend less. Again, thank you sooo much for all your fun ideas, tricks and tips in helping us all on our budgeting journeys. I sure do appreciate it! 🖤
Oh the boutique clothing. I hear that. I had one that was next to my hair salon in CA. You had to walk through it to get the hair salon - sneaky sneaky!!!
And now, I just found another amazing one!! Trouble trouble.
A lot of great advice and I liked the mini challenge as I have a online inpulse problem so deleteing payment info is just up my ally. I saved 10 in this weeks Hello Honey and that I am very happy with.
I think online is what most struggle with now. They make it SO easy. One click shopping. 🤦♀️
I’m so glad that you are willing to try. 💛
Saved $5 for hello honey and I’ll be putting a picture of my car because I want to pay it off!💙
Yes- aren’t you very close? I feel like it was you…. Am I right? 🤞
@@2SisterBees I'd say I am pretty close! My goal is to have it paid off before Christmas!
HH = 30$ and 3 Busy Bees card = 13$. Total saved $43
I saved $8 on Hello Honey, how fun is this. New to the channel.
Hello!! Welcome ! 💛🐝
Also, I have always rounded up my budget numbers but never thought about adding that amount to my principle payment on my mortgage so that is what I will do going forward. That is $17 added to the principle each month
I saved $20.00 for Hello Honey.
For HH this week I saved $10. I rounded it up from $8 to $10 😊
I saved $25 with Hello Honey :)
Hi Jen I saved $6 for hello honey!
Today in Hello Honey I saved $15
Thank you for mentioning me in your video it means a lot! 🥰
Hey Jenn I saved $30 I really like the brain tricks
I’ve been watching for a while but not playing. However today I decided to play I saved $6
Oh yay! I’m so glad you tried it!! 💛
Hi Jen, I saved 12.50 for HH
HH this week is 5.50. Canceled 2 subscriptions, use free apps and my chromecast... dont miss them ! Gonna do the How much is to much this week.
Thankyou for the video today I’m so happy you had a good time with your family what a blessing I will be deleting my card information from my Apple Pay for the week
I got all HH right for once! Saved $6
Hahaha! No way! That’s awesome! 🙌🤩
$24 for Hello Honey. 4 correct at $6 each
Woot woot! Here for it!
1: Dollar 💵💰 2.Match Sticks Box
I saved $6 with Honey Me! Rounding up my budget numbers!
$10.00 today good job Jenn ❤
Hello Honey $12 today. Have a great week and weekend.
Hi Jen I save $10 for H.H and I’m doing #4 round up my budget number thank you for all your advice 👍👍👍💜🙏
I would love the no spend page I did one month as I’m a spender for the sake of it so as I live on a pension I needed to cut the habit so I did a no spend moths and very proud of my self I spent $16 in the month on a book from my favourite author
Total of 6 objects correct @$5 apiece for a HH savings of $30.
Saved $5 on HH 🎉
My new problem since I started working part-time in May is starting up for my emergency fund - ( No spend ). I told myself add $10-$20 per week for 26 or 52 weeks should help me out a bit !!!
Small bits- that’s the way to get that progress ! 🙌
I saved $180 HH today. In the total insaved $1850 for the 19 weeks
Saved $30 this week
I remembered all 6, my savings is $30.00!
We got rid of satellite tv several years ago and have an antenna ! Haven’t been sorry!
Hi Jenn. I saved $9 today. I could only remember 3 items. 😊
That’s really good! 💛
Hi Jenn, I saved $6 with HH
I love this video, so true.
20$ saved today.
We just bought a new car for us (2016) today. I was nervous about the price & my DH talked them down almost $1300. We was able to buy it outright without a loan, thank you Heavenly Father. So we did #2 yeah
Oh wow!! That’s so awesome! Congratulations to you and your husband! You two did great! 👏💛🤩
Hello Jenn. Great video🎉💲
$4 for Hello Honey
I will round up my budgeting numbers from now on.
I would love the no spend page I did one month as I’m a spender for the sake of it so as I live on a pension I needed to cut the habit so I did a no spend moths and very proud of my self I spent $16 in the month on a book from my favourite author plus I did well I got for free a outdoor table and chairs plus a outdoor sofa set and swings for my grandson off Facebook
I saved $30 today with HH
5x5 = 25 I'm chosing round up budget numbers. 🎉
I really like doing this, too.
I may even start the round up savings challenge and round it ALL up! 😂
$12 here today. Have a good one.
I am saving 5 dollars this week
I am saving $12 for HH today
Also, forgot to say that I saved a total of $575 on this challenge version, going toward my semi-yearly car insurance.
I got almost all the items😂 i saved $10 with HH😊
Nice job! I don’t think I would do well at that game. 😅
I saved 15 🎉
Im saving $2 per item for theee items i got correctly. A total of $6 for hello honey
I got 5 and made it $20 for each so I’m saving $100
I got 4 right so I saved$16 with HH
I’ll do the mini challenge from today which is the 9th of July and our takeaway is usually $50 for my son and I
That will be a good savings!
matches
us dollar
screwdriver
spoon
dog bone
scissors
I saved 8 dollars today 😊
I loved the video. I saved $50 today on HH. I focused so hard on that screwdriver and total missed it when it was gone My completed HH saved me a total of $810. Thinking of putting it towards my month ahead ( which I just started ) Looking forward to the next Hello Honey game.
That’s so awesome! I love hearing the full amount you guys save for HH. It’s so exciting to think that we saved that together over weeks and now you have this chunk of cash to do something really good with! 🙌
@@2SisterBees Will there be another new HH this Sunday? If so when can I print it lol
Dollar and matches
Hi!! I saved $12 for HH
Hi,
Saved $5 😊
$6 on HH 🐝🐝