8 THINGS I AM TOO MONEY SAVVY FOR.. | Yes, I am judging you! | South African YouTuber

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  • Опубліковано 3 гру 2024

КОМЕНТАРІ • 71

  • @silindokuhlekhubone
    @silindokuhlekhubone Рік тому +2

    So true second point , Pay Your debts first and then start saving ❤❤❤My goal this year was paying off my debt and I am so close to finishing 😊

    • @AndiswaMojapelo
      @AndiswaMojapelo  Рік тому

      Being bad Debt Free is theeee best financial gift you can ever give yourself 😍😍

  • @katlimoagi
    @katlimoagi Рік тому

    A lot of what you shared goes to show how careless we usually are with things that are SOOOO important!
    Always a learning session being here! Keep it up sis!

  • @degraciangubane480
    @degraciangubane480 Рік тому

    Point number 2 👏👏👏👏👏siyathanda ukuForce man 🤣🤣🤣

  • @wingingitwithyonella3663
    @wingingitwithyonella3663 Рік тому +1

    4:14 okay! This makes sense. Take care of the debts before savings. 5:59 Kwenziwa njani sana? When you don’t iRA - where do we start? This is such an eye opener 😮.
    Mamela!!!! You opened my eyes vha. Ndizoba yi grown up eproper sana. The benefits of being a member of the team are going to be heavy! Loved this video. Thank you for sharing

    • @AndiswaMojapelo
      @AndiswaMojapelo  Рік тому +1

      Hey Yonella, I would say that the first step is doing a simple Google search to understand what an RA is so you can understand what it does and how it works before you go and find the perfect one for you. I'll come back and link something for you here. 🙂

    • @AndiswaMojapelo
      @AndiswaMojapelo  Рік тому

      www.moneyweb.co.za/financial-advisor-views/retirement-annuities-your-questions-answered/

  • @Juba_Nation
    @Juba_Nation Рік тому

    Notification gang gang and liking the video before watching it 💃💃💃💃🔥🔥🔥🔥🎉🎉🙌

  • @sinikiwembangi1867
    @sinikiwembangi1867 Рік тому +3

    Hi Andiswa, thanks for the information sis. Question here, how does one get started with a Retirement Annuity? I'm asking as someone who has never had one before. Thanks 😊

    • @AndiswaMojapelo
      @AndiswaMojapelo  Рік тому +3

      Hi Sinikiwe, I would say that the first step is doing a simple Google search to understand what an RA is so you Van understand what it does and how it works before you go and find the perfect one for you. I'll come back and link something for you here. 🙂

    • @AndiswaMojapelo
      @AndiswaMojapelo  Рік тому +1

      www.moneyweb.co.za/financial-advisor-views/retirement-annuities-your-questions-answered/

  • @silindokuhlekhubone
    @silindokuhlekhubone Рік тому

    Lol indlu iyawa sana .. I am so happy I wasn’t judged here 😂😂😂😂😂Ayi I am becoming better with my finances Shame so happy 🎉🎉🎉🎉

    • @AndiswaMojapelo
      @AndiswaMojapelo  Рік тому

      I am so glad to hear that, and I really hope I had a small part to play in that 😊

  • @Kazi607
    @Kazi607 Рік тому

    😂😂😂😂why are you judging us 😅😅saze sayithatha risk ngempilo 😢

  • @phumezafetumani7509
    @phumezafetumani7509 Рік тому

    😊I've been waiting I heard u on Mandy's channel u said Tuesday 😂😂😂

  • @noziphokhumalo2963
    @noziphokhumalo2963 Рік тому

    Gang gang🙌🙌🙌🙌🙌

  • @Juba_Nation
    @Juba_Nation Рік тому

    The point about fixing the emergency fund... Made a lot of sense to me🙌🙌 🙌

  • @ntibeniflorah9870
    @ntibeniflorah9870 Рік тому

    ❤❤ ❤

  • @joeydlaminivlogs
    @joeydlaminivlogs Рік тому +1

    Insurance is important I've learnt to respect it

    • @AndiswaMojapelo
      @AndiswaMojapelo  Рік тому

      Yaay It's one of those things that you really value after experience, unfortunately 😅

  • @anitamnge4623
    @anitamnge4623 Рік тому

    🌸

  • @nolu_mqina
    @nolu_mqina Рік тому +1

    The way I'm afraid of debt 😭😭😭😭. I can't stand it!

  • @Naizabae
    @Naizabae Рік тому

    Paying off debts is definitely not easy but doable if you plan kahle

  • @silindokuhlekhubone
    @silindokuhlekhubone Рік тому

    Please suggest the best companies we need to use for RA’s .. I recently added that one this year because my company has been paying for me but I was like nah it’s not enough

    • @AndiswaMojapelo
      @AndiswaMojapelo  Рік тому

      Will do! Im glad you came to that realisation because with retirement, it's hardly ever enough, nyani.

  • @AllThingsLindo
    @AllThingsLindo Рік тому

    Great points!! I agree with most.
    I love this line 'account for every cent, even if its R32 on your payslip'

  • @shirlstravels
    @shirlstravels Рік тому +1

    Nr 2 Yes, we pay off debt 1st.
    Nr 3 Emergency fund eish
    Nr 4 got to the party late, but I'm there 😂

    • @AndiswaMojapelo
      @AndiswaMojapelo  Рік тому

      2. YASSSS
      3. You need to repent and get back to this goal now..😅
      4. Yaaay💃🏾💃🏾

    • @shirlstravels
      @shirlstravels Рік тому

      Nr 3 ... I'm too money savvy not to listen to good advice 😁

    • @AndiswaMojapelo
      @AndiswaMojapelo  Рік тому

      @@shirlstravels 😁😁😁

  • @shirlstravels
    @shirlstravels Рік тому

    Nr 1 already there I go ... however, I love having a banker a phone call away. My way of adulting / rich life.

    • @AndiswaMojapelo
      @AndiswaMojapelo  Рік тому +1

      As long as you are using your private banker's services then you are gooood!

  • @MillicentM
    @MillicentM Рік тому +1

    3:36 I feel attacked 💔 I want to pay off debt, invest and save simultaneously! To top it off I have multiple savings accounts 😂🙌🏾

    • @AndiswaMojapelo
      @AndiswaMojapelo  Рік тому

      Nazo, you want to achieve your 5 year plan in 1 year 😅😅. Step by step is always the best way to go hun!

    • @MillicentM
      @MillicentM Рік тому

      @@AndiswaMojapelo 🤣🤣 I am in my delusional era

  • @Naizabae
    @Naizabae Рік тому

    Year in year out I struggle with saving 😢

    • @AndiswaMojapelo
      @AndiswaMojapelo  Рік тому +1

      It will work out, you just have to be more disciplined hun! ❤

    • @Naizabae
      @Naizabae Рік тому

      @@AndiswaMojapelo and patient I think that's where I fail kahle kahle ❤️

    • @AndiswaMojapelo
      @AndiswaMojapelo  Рік тому

      Nazoke @naizabaemokay I'll be checking end of the year 😊

  • @joeydlaminivlogs
    @joeydlaminivlogs Рік тому

    Emergency don't announce kannete I was sharing this after my son got hurt. I was relieved to have a medical aid

    • @AndiswaMojapelo
      @AndiswaMojapelo  Рік тому

      I'm so glad you did too, medical expenses can get out of hand very quickly!

  • @katlimoagi
    @katlimoagi Рік тому

    bare 10 past 4 indlu yawa🤣

  • @matsepodube6110
    @matsepodube6110 Рік тому

    📍🥰🥰

  • @joeydlaminivlogs
    @joeydlaminivlogs Рік тому

    Number 2 I've always been that girl I will rather pay off the debt than save and get a savings account

    • @AndiswaMojapelo
      @AndiswaMojapelo  Рік тому

      I'm so glad that you have resisted the emotional trap of saving just because it feels good Joey!

  • @phumezafetumani7509
    @phumezafetumani7509 Рік тому

    Hay I also pay for what I use sana .fana neza club magazine that use to come out with la letter ye accounts cancelled lanto long time 😂😂

    • @AndiswaMojapelo
      @AndiswaMojapelo  Рік тому

      Yes, break free from those unnecessary shackles 🔥😍

  • @AllThingsLindo
    @AllThingsLindo Рік тому

    'When you do the calculations, you've never been overseas' 😂😂😂😂😂😂😂😂😂😭😭😭😭😭😭😭 dead!!
    Please leave us alone!!

  • @VuyokaziManyamalala
    @VuyokaziManyamalala Рік тому

    I know the pain of saving Kodwa debts is chilling with its interest higher than what I’m getting out of savings. 😂

    • @AndiswaMojapelo
      @AndiswaMojapelo  Рік тому

      Take your heart out of it please 😂😂

    • @VuyokaziManyamalala
      @VuyokaziManyamalala Рік тому

      @@AndiswaMojapelo I can’t start from zero with the savings mna I’m the type that pays minimum payment just so I can keep my savings 🤣🤣🤣 ow bawo Kodwa . I will do better

  • @phumezafetumani7509
    @phumezafetumani7509 Рік тому

    Exactly why r u saving but u still hve debts?? I always clear my debts then ndiyaz andinaml but i don't owe anyone anything.

    • @AndiswaMojapelo
      @AndiswaMojapelo  Рік тому

      Infact paying off debt is actually a saving on its own! 🙌🏽🙌🏽

  • @AllThingsLindo
    @AllThingsLindo Рік тому

    What are you judging us on now😂😂😂😂😂😂😂😂