Income Tax on Interest Income 2024 - FD, Saving Account, RD Interest Tax and TDS Rules 2024
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- Опубліковано 10 бер 2024
- Income Tax on Interest Income 2024 - FD, Saving Account, RD Interest Tax and TDS Rules 2024
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In this video, we have discussed about income tax tds rules on interest income. Interest income may arise from saving account, fixed deposits, recurring deposits or any other deposits.
Topics covered in this video
interest income itr filing
fd tds return filing online
15g-15h kya hai
tax on fd interest
fd interest taxable or not
tds rate on fd interest
tds refund kaise hoga
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बहुत ही सुन्दर तरीके से जानकारी दी आपने इतना सरल खुलकर कोई नहीं बताता
ਬਹੁਤ ਵਧੀਆ ਜਾਣਕਾਰੀ ਦਿੱਤੀ ਸਰ ਜੀ
Thanks For Your Kind Information.
सर ,आपसे बहुत अच्छी जानकारी हमको प्राप्त हो गई. धन्यवाद!
Sir aapne Bahut clearly TDs ke bare mei samjhaya.. Very very thanks
Bhai aapke is video se bhi muzhe kafi sari kaam ki info mili thank you.
You are paying tax for those 80 crore peoples who are getting all benefits from your tax money while you don't get nothing from govt..... 😢😢😢😢
Not only this ,corporate sector's income tax was reduced from 30% to 22% in the year -2021 .Even hard earned limited pension of people is being taxed.
LoL! Every citizen of this country giving tax wheather it's direct tax or indirect tax.
Right now no any people get any benefits only Modi ji live like a billionaire 😂 with your tax's money 🤑🤣🤣
Food- not below mashroom
Vehicle - not below rolls Royce
House - make parliament in
thousand crores
Invest your taxes money in his friends business 😂
Taking air services with his personal charter plane for world tour 🤣🤣
Mera kya apun to gareeb h Mera mahina ka 700 tax bnega 😅
salaried class is the one suffering the most... we are paying income tax, and tax on each and every service/commodity... and getting only substandard products and facilities
Ever heard of the term called income tax?
Do u know what it is?
😂😅 ? Freebie taker
@@itsnirmal
Sir jee, achha laga. Thanks.
Thank you Sir.
Nice information thank you sir
Thank you sir🙏
Thank you sir
great explanation
Very nicely explained. Keep it up!
Very good analysis 👍 👌 👏🏿
Thanks
Nice explanation
thanks
Best video 👌👌👌👌👌👌👌👌
SENIOR CITIZENS ABOVE 60 YEARS SHOULD BE EXEMPTED FROM TAX
Thanks...you explained very well
Glad it was helpful!
Nice video
Thank you
Super
Sir plz crypto tax TDS ke baare m full video bna deo kese bharna h etc ..
कृपया एक वीडियो बनाए जिसमे इनकम पेंशन, ब्याज और कंसल्टलटेंसी से आ रही हैं।
First of all inflation rate is more than 7%(not actual again). If this inflation swallows your interest of 7%on FD. This means, you are saving money in bank without any gain. Again if TDS is deducted from your pocket. In such condition who will save money ?Now middle class people stopped savings because bank returns are nil.
Right
Very right.
जब बैंक अपने आप पैसे काटती है, तो रिफन्ड भी अपने आप ही क्यों नहीं देती, पूरी डिटेल होती है उनके पास, अनपढ गरीब ,ना ही ये प्रोसेस कर पायेंगे, और ना ही पैसा ले पायेंगे
Bhai tumhari baat sahi hai...
Ye government ka order hai kaat ke Income tax department ko dena. To bank refund kaise karegi
Refund Income tax department karegi jiske pas hai and nhi katwana hai to Government ko bolo
Middle class ko dubane me lagi he FM taayi.. koi relief nahi
@banking baba, Sir, I am from Karnataka,i can understand little hindi but based on your video it is understandable about tax and tds on FD, where it exceeds 40k we need to pay TDS AND adition lal tax for the amount as per tax slab,but questions is if my FD or RD getting matured in next financial year how they calculate tax or tds
NRI ke income par kya tax lagata hai or TDS calculation pe video banavo plz
Sir crypto me tds kata hai toh itr barne ki limit ya slab kya Hai please make video
Procedure Of Income Tax Should Be Very Simple And Easy.
Nice,Assam
Very informative video👏👏Please tell me under what conditions someone would opt for a new tax regime whereas he is getting a standard deduction of 10000 by opting 80TTA. Is there any benefit to opting for the new tax regime? if not then please explain it's relevance.
जिनकी उम्र ६० साल के ऊपर है उनका भी t d s कटेगा क्या
Thanks🙏 information Super Senior citizens k aTax arules ka link April 2024 Dena plz?
Post office FD pe TDS katenge per year to maturity pe kya mujhe alag se fir se interest pe tax dena hoga? Mera income 5lakh per year se jyada hai. Pls ans.
Agar financial year ke 6 months before FD banayi ₹600000/- ki with 8% pa
To yearly interest ₹48000 honga but but use Financial Year me ₹24000 to tds nahi katna chahiye according to Income Tax and TDS rules. Can you clarify that.
Ek hi branch mein ek normal savings account and other pmjy account open kra sakte hai?
Nice video sir 👍🏻
Sir , Pan aadhar inoperative se TDS cut Gaya. ITR file ke bad return ayaga.please tell me
HI Sir, one of my 5Y FD interest is getting reflected in the AIS,, the FD is still valid till 2026. shall i exclude the interest amount from income from other sources?
You did not explain about interest income from RD. Please share link of video if you have discussed. Thank you
I have break FD so only interest will come under income slab or full amount with principal.pls reply
Will affect sr. Citizens badly as they don't earn but live on FD , S
B a/c interest..
Income tax law aisa banao ki samne wala asano se samjh hi na paye 😅
Sahi bole Bhai income tax ke itne rule hai ki पढ़ा लिखा इन्सान भी जल्दी नही समझ पायेगा तो गरीब लोग कैसे समझेंगे
Sab game chal raha h vai😄
Kisaan dalit gareeb sabka income tax kaato.
Bina income ke toh rahenge nhi ye log.
Aur saal ke 2.5 lakh se upar definitely hai in sabka income
Jisko jisko tax samaj nhi aata
Tax dena shuru kr do
Samaj aa jayega😂
Dusre ko aur bhi saral bhasha me samjha sakoge 😂😂
@@debarshidutta349 uttam vichar par ye lekar janta mein gye toh laat padegi meri maano bhag lo 🏃
@@Unknown-sv9fi
Bhai ab Aisa hai ki janta ko ham income tax payer paal rhe hai..
Kya kr rhe hai?
Paal rhe hai.. samjhe Babu?
Unko Jo mil rha sab mere income tax aise ka hai. (income tax payers k paise se)
Aur Malik ko naukar kuch bol de...
Hahahha. Hasa diye . Nice 😂
post office fd par tds kat ta hayy ki nahi....
मेरी जानकारी के अनुसार form 15g तभी जमा कर सकते हैं जब income पुराने itr formके अनुसार 2.5 लाख व new itr form के अनुसार3 लाख हो, समझाने की कृपा करें।
MF pe 30 %TDS lagega, speculative income ke andar aya
Sir can I put a home loan money on fixed deposit ?? Bank and income tax won’t create any issue right?
I have mistakenly forgotten to show my interest from saving bank account in my ITR file, will there be any problem? My annual income is 350000
Housewife ke naam per agar FD Kiya to income tax kab cut hoga ?
Saving bank account ka interest new regime me 2023-24me batana hai?
T [D] S: tds dedicated?
❤❤❤Days are not far when Each and Every Millionaire will leave this country....❤❤ Because paying Tax in this country is like doing a Charity with No service in return of our Tax..... ❤❤With such a Strict Vigil of Tax Authority.... Nobody (Rich) will prefer to live in this country ❤❤❤
Dusra country me isase jyada hai.
@@manjeshwarvenkatesha4542👉 लेकिन दुसरे देशों में टैक्स के बदले में बढ़िया और अच्छी सर्विस मिलती है... यहां खाक मिलता है... चारों ओर सिर्फ गाय गोबर और गन्दगी के ढेर ही दिखाई देते हैं 🥲🥲
@@manjeshwarvenkatesha4542Par wahan par Government se kitni facilities bhi multi hain.....ham are desh mein Government se kuch nahi milta 😢
U r doing any charity.. U r earning here bcoz of people of this country.. System of this country.. U become millionaire in this country.. Then leave .. Bcoz u r selfish..
Its like u will own nothing be happy koi country safe nahi rahegi greedy dogs
What is old and new tax
Why amounts in 26as and form 16 do not match?
Saving ac ka interest ke liya 15g kaise vare.
In new tax regime Even if interest is less than 10 k, we need to pay tax?
Bhai aab to 7 lkha tak pe txs nahi lagat
Sir meri fb ka intrest 3 lakh bann raha hai saal ka oorr saal ki salary 3.15 lakh bann rahi hai toh mera 15 g farm lagega ya nhi oorr mujhe intrest pe kitna tax dena hoga
Bhai mai single monther hu , monthly income meri 18 k hai ,
Kya mai 2lac ki fd 10 saal k liye karaun aur 5k ki RD 2 saal k liye karaun to tax ya tds kat sakta hai ?
Aur maximum fd aur Rd kitne amount ki Kara sakti hu?
Reply jarur karein pls videos dekh k b mera doubt solve ni hota , kindly help me in it.
Agar meri ek saal ki income 10 lakh hai aur maine alag se ek fd karwi hai jisla annual interest 20 hazar hai to fr meri total income 10lakh 20 hazar mani jayegi aur tax 10 lakh 20 hazar pe dena padega
Idfc first bank wale bole ki saving account interest me bhi tds lagta hai
Bhai student ko kya karna chye
Please tell me senior citizen gzTds
You are not mentioning about senior citizen discount
Hello Sir, m 47 years aged unmarried women living with my senior citizen parents .kindly tell me how to invest wisely Rs 30 lakh for the benefit of my parents and for myself ???
Which one schemes would be gud for my 75 years old parents.They don't have any source of income.
Post office/ Banks or RBI ki schemes/ FD , mutual fund ??????
Which one would be best ???
Plz tell
10:24 5 lacs ki jyada income means? jo fd aur savings account me principle amount hota hai wohi?? /usko milakar?? please reply dijiye.
Interest income not principle
Income tax return file kese kare
Finance ministry ko chahiye income tax ko jitana ho sakecomplcated kare taki IT payer ko sahi chij malum na ho sake.
Below 5 lacs per annum then make vedio on that from all sources obviously
Sir agar mai 5 lakh ke below itr file karta hun or mujhe felxi deposit or auto sweep se 25000 ke lumsum interest aaya hai dono banks se to kya mujhe v , interest pe tax dena padega, please answer me
If your income is below 5 lacs then not taxable but you will have to file an itr
Your title description is very disturbing and incorrect....
Senior citizen,with no income , but FD ka intrest approx 70k hai toh TDS kitna kdega ? And kya form bharna pdega
Tds rate is fixed 10%, if pan card is submitted in bank. 7k in your case.
Form 15H fill krke submit krwa do bank me fir aage se TDS nhi katega
@@BankingBaba Es bar katega form bharne ke bad b? And kitna katega ? 40 ke upar kat rhe h
Agar fd main ek saal main interest 40k hai to koi tds nahi katta
Tex should be 100%.
I have sold agriculture land .money deposited sbi saving account through cheque rs30 lakh can fd made
Bhaiya ...Maan lo meri koi income nhi hai bus mere account me 40k savings hain aur bus us me se mujhe 20k ki FD karwani ho to kya karwa sakte hain?
Yes u can
Sir I fixed deposited repeatedly 35000 rs for 1 week it is repeated for 26 rimes and interest earned from this 1000 rs only in financial year but total fd amount 15 lakh total in a year . should i get any notice.
No, its counted as 1 time only
Income Tax will be counted on Accrued interest or Paid Interest on FD?
On accrued interest
It's better to bring Congress only because how many ddle class will live....those who are relatives of ministers and members they will live a happy life but what the normal people do when they adjust some savings and do investment..
Congress kecwaqt sirf 1 lac rupiya bank account mein insured tha...Modi ne wo seema 5 lac ki hai
sir mis per v tex lagta hai
operation squeeze
We don't even get water for use...woh bhi garibo aur amiro ko milta hain... Tanker ke paise alag se doo.... Gormint squeezing money from middle class only😊
Mtlb agar hum 3-4 banks m fd kare to tds nhi katega?
Correct
Main central govt employee hu.. biwi House wife hai ..toh biwi k naam se 3 bank me fd kara lu to fyda hoga kya tax se bachne k liy??
Per bank me FD interest 40000 se niche hi rhnga
Par pan card toh same h bhai
Haa sahi hai, tds pan pe nahi bankwise cut hota hai.
Will all elected representatives also pay these taxes?
No😅
Meri SBI mai 60k kee FD HAI kya uspai tax lagai gaa please reply
Nhi lagega jab interest 40000 se uper kamaoge tab lagega
Sir mere serving account se cut gaya hai tds .ye to fd se cutna chahiye
Saving account me kitna interest kama rahe ho total aaur kitna Paisa rakhe the
Wrong information given on the thumb nail to attract viewers. Tax is calculated as per slab rate and not 30%
And what's the maximum slab rate ?
Kuch v ho middle wale middle me rah kr pis jate h .. matlb jo bacho k liye raakho vo v baccho ko na mil paye kaaisa law ho gya ab is govt k raaz me
Sir bank mai 15 h bharke diya to bhi bank tds kat ta hai kya
Nahi
sir 15g fillup karne ka bad bi Mera TDS kat lia mey Keya karu
Ab ITR file krke Refund claim kr sekte ho, And dubara se Form 15g fill krke acknowledged copy lelo
Agar 5 lakh se bhi kam hai or interest 40k se zada ho to tds katega?
Ha katega .lekin form 15g submit krdo phir nhi ktega. Ager tab bhi kat jaye toh income tax return file krdo
Mujhe 20000 interest mila,1 sal me,kya Mera TDS katega
Nhi 40 se uper cut hota hai
Year 2024 ko scholers ke liye noticed kiye ja sakte hai duniya mein kuchh ke bolne bandh kuch jo shant rahte tha decesion makings mein ane hai
Har ek desh se yhe start hoga shirf india mein nahi sabhi place mein hi
US2 UK2 hone mein der bhi nahi ya unko US2 , UK2 ke position na dekar india hi dono ke position le .
Sabhi metropolitan cities se shirf kuchh log hi rah sakte hai
Bhai fd 3 saal ki hai interested 42000 hai kya tds kataga isma
Hm bilkul 40k free aaur jo 2000 hai oska 10% cut krke dega