Money is god. Consumer is king. Don't let Corporate Propaganda fool you into GIVING UP YOUR POWER
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- Опубліковано 11 гру 2023
- #financialliteracy #money #realestate #underconstruction #underconstructionflats #financialeducation #financialsuccess #financialfreedom #economics #investment #savings #savingmoney
ISSUED IN PUBLIC INTEREST BY
Krishnaraj Rao
9821588114 and 8169471229
krish.kkphoto@gmail.com
Twitter @BravePedestrian
Mumbai
Tight slap to relationship managers of banks!!!
Nailed it sir!!!
Protect this man at every cost. 🎉😊
This kind of Unfiltered Brutal Truth we Youth wanted to hear, but no one is gonna accept.........Thanks for the Wake-up Call🖖🖖🖖🖖
Thank you so much !
You hit the right chord here.
One biggest myth propagated by MF industry is "compounding".
There is NO concept of compounding in SIP/stocks because there is no periodic guaranteed interest generated on principal invested amount in MF/stocks.
So do not start investing in MF SIP's just because MF industry advertises the so called "compounding benefits".
SIP is just automating manual task..
There are two types of MF.. growth and dividend.. in case of growth fund.. dividend earned on share and profit booked on sale of shares is invested in fund again.. that's reason it's called compounding.. nobody invest in MF due to compounding.. PPL invest in MF bcoz of its return given. Which is always higher than FD. It just that you should know the market and investing strategies.
@@user-zu4lg7vl1y Yes yes. I got that about growth vs dividend and dividend being reinvested back but the crux here is there is NO GUARANTEE of getting a dividend year on year to reinvest and cause compounding effect. However, in a Fixed Deposit scheme, due to guaranteed returns (however small the returns are) there is a compounding effect.
So, the marketing/advertisement campaign about compounding effect of SIP's is not entirely true.
Each investment instrument - FD, EPF, PPF, bonds, stocks and MF's each have their own place.
But to say stocks/mfs/sip has compounding effect is not true.
>> "nobody invest in MF due to compounding.. PPL invest in MF bcoz of its return given".
Well, many learned investors do not invest in MF for compounding but we cannot overlook the fact that the perceived compounding effect is used to influence many gullible customers decision to invest in MF. It looks good when fund house display a char in their website/brochure/ bluffing that every year you will get 5% dividend which in turn is reinvested back causing compounding.
Personally, I am in favour of MF/Stocks long term because of superior returns versus FD but I am against the propaganda that MF has compounding effect.
@@user-zu4lg7vl1y MF can give returns lower than FD, even the principal amount can also get eroded
Something is wrong with your understanding
That is why u do compounding in FD or PPF only .
By exposing the reality You are serving the society, the Nation.
People are blinded with the propagandas .
True what you are saying!👍 A tiny10 Rs packet of noodles with some red chilly powder is being sold at Rs.55 by Nestle by marketing it as Barbeque flavor. Gullible customers have no idea that the salary of the Sales & Marketing Head at Nestle is atleast 6 crs LPA plus accomodation & dining in 5-star Hotels!
Lol. Rs 55 for that Maggi Korean noodles is still okay.
Many people are paying more 150 Rs to buy the imported spicy Ramen.
How is this discussion relevant to the video
Amazing
Hence you gotta watch the whole video @@chahem😂
@@chahem are you uneducated?
Thankyou sir for educating us
I wish my elders would have wisdom like yours
100% True Krishna ji! I am 42 years old Corporate NRI, and I can see life/how corporate works. It's total Dhokha, all promises. Apne commission ke chakkar mein ye logon ke paise kahin par bhi dalwa dete hain. Emergency mein aap faste ho. Wolf of wall street is correct, sab commissions ke games hain. I have profited as well, but then I left this game, as I want to lead a peaceful life. Bohat dhokha hai.
My best friend made be buy ICICI, Bajaj Life Insurance saying just pay for 3 years, Then I wanted to take it out after 3 years, they told me pay for 20 more years.
Then I took it out after 5 years. Just got the same amount as invested not even Bank interest for 5 years.
A similar movie I would recommend on these lines is MARGIN CALL.
Its a little advanced conceptually but captures the truth in absolute sense.
Thank you very much for all yout hardwork in spreading awareness on lot of wide ranging topics 🙏
So nice of you
Nagad Narayan 😂 🙏
PPF and Post Office Savings Scheme are safest savings as its guaranteed by Govt of India i.e Sovereign Guarantee, even better than Nationalised Bank.
Its not advertised as prominently as it should be cause theres no incentive for intermediaries. For middle class and lower middle class they should preserve their wealth by putting money in these schemes.
Only when they have enough disposable income which they wont mind even if it is lost they can go for NPS or Mutual Fund
Very true........ 💐
Yes... These financial instruments too have a good place in ones financial health but as you said these are not adveristed for the lack of commission
I saw that move WOW back in 2014 i guess what a movie it was its all about chronic capitalism and an insight into toxic corporate culture.
Which movie
Wolf Of Wall Street
@KrishnarajRaoUrbanNaxal i got the abrevation wrong, but i would like to call it. WOW in short because it was a wow movie .
And more so because I am a big fan of Martin Scosese movies like Taxi Driver ,Gangs of New York, The king of comedy, Casino, Raging Bull , Aviator and ofcourse the latest one again with leonardo Dicarpio 'Killers of the flower Moon.'
Urgency is the most imp thing in sales, salesperson will give you variety of reasons to make you urgent and fearful but don't bend on knees!! Jiske paas paisa vohi king. I Got to know at very early age stay woke people!!
Mr. Rao… one of your earliest followers… and still continue to be one…
Can you showcase how housewives can fight patriarchy and gain financial independence…
Or how do middle aged single mothers build income for their younger children…
Thank you 🙏
I will apply my mind to this. Thanks for your suggestion.
95% house wife's don't want to fight patriarchy 😅
@@saishashi9978 it’s because they don’t have financial independence… not because they don’t want or deserve dignity…
@@KrishnarajRaoUrbanNaxal thank you for replying
@@shadiap what is dignity 😂 u think woman are doing slavery??
I been following your videos and seems it’s very useful for daily life scenarios. Keep it up sir and looking forward to more meaningful and Insightful videos on different topics. 😊
✔️✔️💯💯💯✔️👌 outstanding...respect to u sir...very imp video in todays times.
Love your videos..
Very true!
100% Right Sir
Yeh mutual funds ki common line hai
Make One Video On
12 hour duty employees in below Rs 10 thousand salary
Like security guard, private shop, showroom employees etc..............
And there freedom possibilities
Modi chaukidar works for 12 hours....Exceptions are there.
Tough request, bro. But I will do my best.
Excellent advise...!!
Very informative
True Analysis 👍👍
I've been watching some of your video and i have to say only. You have truly opened my eyes to the truths of the world.
Well said
superb sir 😍
Profession is investment. Earnings from profession should go into savings.
Good video. Shared it with my father.
Nice heading...and truth ...😊
Yes sir agreed.......maine bhi feel kiya hu jab matlab hai tab bank waale khud calendar tak ka bhej dete hai aur jab hamara loss ho jaaye toh tasalli dekar chor dete hai 😡
Very nice, narration.
This guy is a real gem! this is what a guru should teach ! this is actual a real education which he is giving from his videos!!!
Dear Sir Thank You So Much
Nice analysis 👌
Sir health industry scam par bhi baat kijiye pls.jaise Herbalife,neutrino jaise product Jo 10000,20000 ke hote hai Jo weight loss ke liye yeh dete hai,aur khana band karwa kar di mei inke shake Lena hota hai.ab public yeh nahi samajhta ki jab aap khana band karte ho to aapka weight aise hi Kam ho jayenga.
Sab fraud hai agar healthy sharir hoga to sahi rehta hai balki patla shareer ki immunity weak hoti hai
Sir, I respect you, of course you have much better experience of everything compared to us, save the youth of this country by sharing your experience and real life lessons with us.
Thank you
Mr. Krish, appreaciate this type of content ,keep exposing.
Also be careful , because social media platforms will find some bs reason to ban you, because it doesnt fit their narrative
Maka aa gaya sir
.kua explain kia hai...waah. Waah. Share kachra ho sakta hai....fd nahin...
Very nice knowledge...... Thank you🙏 💐🦚
Nice video. Please upload videos which fools people while investing money.
Right 👍 sir
Less Money is not a problem, or job. The real problem is the matriarchy and wife system.
Money, money, money...a rich man's world. 😂 😢The best is to stay relevant to the society even in criticism.
Share kachra hai sir???? 😂🤣😂🤣😂🤣😂🤣 cant commit with your words
PPF , PF , FD , Post office , LIC , kvp , NSC , Sovereign Gold nonds , Physical pure Gold jewelry (min 18karat certified) bus aur kuch nahi .
Thoroughly enjoyed the video sirji thought I have some disagreement. Great video over-all
This should be posted in news channels and in the tv of all those stupid corporate companies rather than stupid morning talk shows.
Jay Maharashtra Jai kisan jai javan
There is no audio in video?
Sir i would like to address a minor flaw in your speech ...the phrase "than than gopal" is not synonymous to "nakad Narayan" ...they have totally different meaning. Please do consider taking a quick review. Other than that this video is awesome! Great views expressed ❤
पैसा खत्म= ठन ठन गोपाल।
tan tan gopal boletho kya???
@@manujohn99bankrupt diwaliya
@@sunils73 ooh ok ok
💯💥
Part 2 please...
Ok
👍
Sir phir aapke anusaar paisa kaha invest Kiya jaaye ispe bhi ek video banayiye
In bourgeois society capital is independent and has individuality, while the living person is dependent and has no individuality. - Feeling very fortunate that I have read some Marx in very early stage of my life(21 now) it helped me to understand what money really is and how much we should value them. It is just like a key to open some locked shelves, key has no value unless you are unlocking those locked shelves and utilizing the resources inside. Well being of myself and family today is far important and cerain than getting rich in future. And also not getting into traps of investing.
ठन ठन गोपाल मुहावरे का अर्थ - गरीब, कंगाल, धन से हीन व्यक्ति
You are using this pharse incorrectly.
Jee
I agree. I stand corrected 🙏🏻
Sir please make more videos about the ruling party 🎉
नगद नारायण की जय। 🙏
Sir aapne to bahut logo ka propaganda katham kardiya jo UA-cam me chalta hai 😆🤣Sachme FD se accha kuch bhi nahi hota. Ye SIP, MF sab Moh maya hai, 20 saal ya 40 saal baad kis bewakuf ne dekha hai ki us SIP ya MF ka kya rate chalraha hoga. Agar Badasa Zero huwa to puri Family katham hojayegi. Sir kuch Corporate companies jaise Bajaj Finance higher interest derahe hai for FD, kya waha paisa dalna safe hai please bataiye.
The saddest part is after this much effort people still wont try to entertain what u are saying they will continue enjoying cringe and unworthy stuff they will keep feeding their delusion......and this is how a good man become evil
But bro he himself is making money by putting ads in his videos. If he is so against capitalism, why he is making money through ads.
@@maheshchouhan8286 it is the only way to reach us
Very few understand the difference between Revenue and cash-flow definitions .
Generate cash-flow to be wealthy.😂
Prefer to buy gold and keep easy to liquidate
Sir, do u like the idea of investing in stock market, or it is also *hutiyapa ? For middle class man with monthly salary of around 30k ???
Chutiyapa hai. Mat karo.
Buy gold the economic ponzi system is coming to an end
Dalmiya refuse to pay back the token money.
पहले ५ मिनट के बाद......
🧐
"अरे कहना क्या चाहते हो!!!"
😂
avoid using bad words - i want to forward it to my parents
learn to bear the abusive words bro..else skip..
aap louis rossman ho india ke 💗
Shall I purchase house in Lodha Palawa. Is it good place to purchase to reside?
No
KRR hinted that our parents are not dummies.
ठन ठन गोपाल का मतलब कंगाल होता। ये नकद नरायण का उल्टा मुहावरा हुआ।
Fair criticism. Thank you for correcting me. I stand corrected. But I hope people take the meaning that I intended, rather than the proverbial meaning.
To be fair, sir, no risk, no gain
Risk has to be intelligently taken.
@@KrishnarajRaoUrbanNaxalcalculated risks.
@@bourbon646 Can't argue with that.
who is forcing you to buy them?
Why did USSR failed then?
Please make short videos!! Hire a editor you will boom Sir!
Mutual Fund investments are subject to market risks. Please read the offer document carefully before investing. lol, markets can also crash by 40-50% in the span of a few days and take a long time to recover,
Stoploss laga ke rakh
Ganda
😆😆😆😆
🫡👏👏
ua-cam.com/video/wM6exo00T5I/v-deo.htmlsi=KDYsMUOLHrmJcr4q&t=96
This is the clip that sir is talking about on 13:41
Hi Krish.. i am following your video since many years.. very rearly i disagree with your views..
But with this video definitely have disagreement.. this is more of having financial literacy.. in every industry you will find miss-selling but it does not mean you should not invest.. you need to have balance portfolio..i have been investigating in share market, insurance scheme, FD, govt securities etc from last 15 years. Every investment is made with different purposes and period.
I agree it is a vast and complicated topic. We can have a discussion on this.
Logo ko emi PE chizee Leni hi nahi chahiye faltu ka tension. Is chakkar me log job m boss ki chat te hi ki. Nikal na de
आपका कहना है की शेयर मार्केट सुनार की दुकान है , सही या नहीं
Nahin. Aur agar Sunar ki dukaan koi muhaavra hai, toh main yeh muhavra nahin samajhta. Jara khul ke samjhao
You are missing a very important thing here
Diplomatic mat bolo.... direct bolo
Money is not god because money made by humans not nature
Why are most of your videos of 23 minutes?
My phone camera cuts the video at that length automatically
😂 warna aur lambi hoti@@KrishnarajRaoUrbanNaxal
Pump it, Dump it
Like what the Arabs-Iranis-Central Asian Turks did to your Ammi in their Harems?
Sir aap itni surface level baat kr rhe ho aur aapka enthusiasm aisa hai ki sbke aanko pe patti bandi hai aur aap sbko ab reality bata rahe ho. Aap thoda bhi deep haye ho cheezo ke? Ya bs ha surface level dekh liya aur yahi reality hai. Bhago jaldi batao logo ko ki vo kitne chutiya hai ki aapne jo thoda bahut dekh liya vo log vo bhi nhi dekh rahe. Ya shayad aap is galat family me bhaithe ho ki log to chutiya hai. Jo dekh nhi pp rahe. Ya aap khud cheeze dekh nhi ho dhang se. Aap ko cheezo se jyada logo ki pdi hai
Great topic and good gyaan given, but VIDEO IS PATHETIC
if videos are crisp and short, then audiance will get value for time, in this video also gyaan is of 10 mins only, please keep short
ye khud tumhara time khoti kr k kya kmaa raha hai??? batao batao jaldi paisa, nakad narayan, chacha agar apke pad 500-1000cr nhi h to ye gyan ki batti banao aur kan khujao
Kuch bhi😂.. Inke bato me mat paro dosto apna paisa market pe lagao.. Soch smaj ke lagao.. Sikh ke lagao..
With all due respect, Don't agree with this video, Demonizing real estate & equity industry is not correct. Money sitting in the bank over a long period of time with paltry returns won't take anyone anywhere.
Fair enough
The core of this video is in the last: if you understand the risk then go with it.
Yes , 9-5 job B com pass , have portfolio of 5 to 6 CR today who invested 15 years back some 20/30 lakhs , some of them are my friends also , so equity is long term game , one need patience , sound balance mind ... Today also they work 9-5 ... When CA open their file .. they get shocks he hold portfolio of 6 CR ... It's not one or 2 or 5 cases .... Those born in 19 80 to 1990 ... Have a good sense made huge wealth in last 10/15 years ...
@@KrishnarajRaoUrbanNaxalpeople are morons. If anything has given returns in the past, they may not necessarily give them in future.
Keeping most of the money in bank is the most sensible thing.
I've seen people loosing money in the stock market for eg Satyam, Yes Bank, ITC in the past, many stock prices not rising.
People purchasing plots for a few lakhs and not having any buyers later.
Even mutual fund managers cant grow money on trees if there is less growth in the economy.
FD and Gold is the safest investment right now.
The mesaage here is not to blindly fall for the marketing and advertising by corporates. When we see an advertisement "mutual fund sahi hai" we must think "kya sahi hain, kyun sahi hai, kiske liye sahi hain - mujhe, unhe or sab keliye" so on an so forth
Well said sir🙏🏻
I don't agree with u. MF mein aap jab zarurat ho to nikal sakte ho. Stock ka bhi yhi h long term m paisa grow hi kar rha jab mann kara nikaal lo. Zaroorat hai to nikaal sakte hain. Bank m bhi to paisa rkha hai jab chahe nikaal sakte hain. Waise hi mf m bh jab chahe nikaal lo stock m jab chahe nikaal lo
Jai Maharashtra, jai jawan, jai kisan........Jai modi bolna bhul gaya......hahahah, long time since u did not crack a stinker on him. u lov him, right ?