"Comparing Niva Bupa Reassure 2.0 and Care Supreme: Which Insurance Plan is Right for You?"
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- Опубліковано 20 жов 2024
- #reassure #healthinsurance #nivabupa #caresupreme #carehealth
"Comparing Niva Bupa Reassure 2.0 and Care Supreme: Which Insurance Plan is Right for You?"
🔍 Are you searching for the perfect health insurance plan that suits your needs? Look no further! In this comprehensive UA-cam video, we present a detailed comparison between two leading health insurance providers, Niva Bupa Reassure 2.0 and Care Supreme.
🏥 Health insurance is a vital aspect of securing your well-being and that of your loved ones. With so many options available, it can be overwhelming to make the right choice. Our expert team has done the research for you, analyzing and contrasting the key features and benefits of these two popular plans.
In this video, we cover:
📋 Plan Options: We break down the different policy options offered by Niva Bupa Reassure 2.0 and Care Supreme, exploring the variations in coverage, deductibles, and premiums.
💼 Network of Hospitals: Finding a hospital or healthcare provider near you is crucial. Discover the extensive networks of hospitals and medical facilities that each insurance provider offers, and how they cater to your location.
💊 Coverage for Medical Services: From routine check-ups to specialized treatments, we delve into the coverage offered for various medical services, including hospitalization, surgeries, maternity, and more.
💡 Additional Benefits: Learn about the additional perks and benefits that come with each plan, such as wellness programs, preventive care, mental health support, and telemedicine options.
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customercare@insuranceseva.com
Toll free no- 18008900455
Call directly to Sandeep- 8899666999
📈 Premiums and Cost: Understand the pricing structure of Niva Bupa Reassure 2.0 and Care Supreme and how they fit into your budget, as well as any co-pays or out-of-pocket expenses.
🔒 Customer Support and Claims Process: A smooth claims process is essential during challenging times. We evaluate the customer support and claims handling efficiency of both insurance providers.
📢 Customer Reviews: Hear from real policyholders who have experiences with Niva Bupa Reassure 2.0 and Care Supreme, sharing their feedback and satisfaction levels.
🎯 Our Verdict: After analyzing all the key aspects, our experts provide their final verdict and recommendations to help you make an informed decision.
Whether you're an individual, a family, or a business looking for the best health insurance coverage, this video will provide you with invaluable insights to guide you towards the right choice.
👍 Don't forget to like and subscribe to our channel for more informative content on finance, insurance, and health-related topics! Remember, your health and peace of mind are our top priorities!
Informative unbiased compariason....
Thank you so much for your kind words! I'm thrilled that you enjoyed the video. Your support and feedback mean a lot to me. If you have any suggestions for future content or any questions, feel free to let me know. Stay tuned for more great videos!
Hi Sir,
Thanks for the valuable comparision.
In ReAssure 2.0, if I take 10Lacs coverage and if I file claim at 4th year for 6 lacs. Then based on NCB at 4th year I will be having 40 lacs coverage post claim settlement now coverage will be 34 lacs, will this be carry forwarded to subsequent years till 5x or 10x based on type of plan. Please clarify.
My parents 62, 60 i think to first purchase nivabupa reassure 2.0 and after 4 year i port to the care supreme. Is it correct way ?
Thank you so much for contacting us, Your decision is good to opt for Reassure 2.o for your parents but without any reason you must not port your health insurance one insurer to another.
Sir meri age 55 hai. Child 23 yrs. Kitna premium hoga Niva Bupa me?
Yadi existing high BP, cholestrol and thyroid ho yo day 1 coverage ke liye kitna premium hoga?
Please reply kare. Minimum premium ke liye kaise buy karu? 35k suna hai. Shayad jyada hai. Minimum hone ke liye without agent kaise buy karu?
Dear Viewer,
For better Understand Feel free to contact Insurance Seva at 18008900455 for a detailed discussion on plan premiums and features. Their representatives can assist you in choosing the most suitable insurance plan for your needs.
In niva bhupa reassure 2.0 it is mentioned that, we will NOT pay for automation machine for peritoneal dialysis(4.2.1)
And it is mention that, we will pay for peritoneal dialysis taken at home. (4.4.3)
statements are not quite clear. Could you please help?
Thank you so much for contacting us. Dear Suman,
As per the policy wording where clearly mentioned that co will not cover the cost of Automation machine but processor cost.
@@insuranceseva😅
Sir namaskar meri meri age 38 h, wife 35 h, do bache h below 8 yr. Me pehle cate advantage use kar raha tha jisme , but uska premium jayada lag raha tha jo ab me, supreme me shift hona chahta hu. Confusion ye h ki me kon si policy lu care supreme ya reassured 2.0 . Premium mujhe 20 000 tak rakhna h
Dear viewer,
Reassure 2.o will be the best options in terms of claim settlement ratio and the plan features.
For more information about this kindly call us 18008900455
Lock the age only 1st claim par hi? Next premium kab badhega? Jab 2nd claim ayega ...right
Dear Viewer,
Lock the clock feature will not work after the first claim.hence after first claim your premium will increase after every age slab as all health insurance policies.
For more information about this kindly call us 18008900455
Policy wording me lock the age feture me kuchh condition hai kya ? Company new plan layegi tab kya hoga
Dear Viewer,
As per the lock the clock feature in Niva bupa Reassure 2.o your Age will be locked at your entry in the policy until you claim.
For more information about this kindly call us 18008900455
In the policy brochure its mentioned ReAssure 2 has Deductible feature but at the time of purchasing policy I don't see any such option. Is that feature removed?
Thank you so much for contacting us. Dear Mr Sinha,
The Deductible Option in Reassure 2.o was added after launch of this plan and now deductible options are currently available in
Reassure 2.o. for more details kindly call us 18008900455.
One Niva agent is offering me policy with 20% discount. Is he fraud, should i purchase policy from him ?
Thank you so much for contacting us, Dear Viewer, Any rebate or discounts offered by any agents are strictly prohibited by IRDAI . Kindly report that agent to the insurer or IRDAI and avoid these types of Agents. For more details kindly call us 18008900455.
@@insuranceseva but policy bazaar guys are also offering discount by their personal numbers , I know , policy from them , will be genuine but service level is nil.
I would suggest that kindly avoid these types of unethical purchases, Health insurance is a very crucial and important aspect. If you want to have a long life after sale services then purchase the health insurance policy only from a qualified and full time dedicated agent who can help you in front of the claim.
For more details kindly call us 18008900455.
If reassure+ automatically restores sum insured (eg. 10 lakh) unlimited times in a year, whats the benefit of carry forwarding unutilised balance through booster+ ? We will anyways have unlimited restoration of 10 lakhs right?
Thank you so much for your valuable comments. Restore forever is unlimited restoration but will be maximum up to sum assured in a single claim whereas accumulated sum assured in booster plus can be used in single hospitalisation for example Liver transplant where the total treatment cost is around 30-40Lakh in a single hospitalisation.
Sir, in CARE SUPREME PED there is an option. waiting period can be reduced also instant cover from 31st day onwards
If I change from individual to family floater after marriage, will the benifites of individual policy transfer to family floater
Thank you so much for contacting us. Dear Bhasker, While changing your individual plan into a family floater plan you will lose cumulative bonus but continuity will be carried forward. For more details kindly call us 18008900455.
Niva bupa reassure 2.0 sir plan liya ha thek ha 35036 3 yer best ha ja nai 🙏please help
Dear Valued Viewer,
Ensuring the right insurance coverage is crucial, and we suggest contacting the Insurance Seva team for the best advice and plans. Their commitment to excellence extends to a dedicated claims team, guaranteeing a smooth process during unexpected events. Trust Insurance Seva for comprehensive coverage and exceptional service.18008900455
Sir you said there is no coverage for diabetic and hypertension disease is not covered but it is covered by instant cover,please check and update
Thank you so much for contacting us. Dear Seema,
Diabetes and hypertension are covered in both policies but if these ailments are pre-existing then in Reassure 2.o will be covered from day one while opting for the disease management rider whereas in Care supreme there will be a waiting period of 4 years for pre-existing disease.
In niva bupa, if person opt for 10 lac SI and 1st claim arises of 9 lacs then in that case restoration will be triggered or not.
Thank you so much for contacting us. Reassure forever will be triggered in the first claim itself then all the claims will be entertained up to sum assured.
Sir niva bupa mei robotic surgeries pe 1 lakh ki sublimit hai ,jo ki bahut kam hai aaj ke time ke according.toh aap suggest kroge ki lena chahiye ya nhi
Buy star health insurance ka health assure plan
Sir what about manipal cigna life time india plan which cover 50 lacs in almost similar premium..it will be better then niva reassure 2.0 .. what's your opinion..
Thank you so much for contacting us. Dear Megha , Whenever we choose a health insurance policy for our family then it depends upon our needs like our family size, sum assured, location and pre-existing ailments etc but the features of Niva bupa Reassure 2.o are unique and are not available in any insurance policy.
@@insuranceseva definately sir,,but manipal Cigna is giving us almost same facility like restoration,, consumables,,and it's initial amount is 50 lac ,,jisme vese hi kisi or chij ki kya jarurat hai .
Charity begins at home if you understand what sum insured have you taken for your family.
Sir My sister have SLE on HCQS tablet . Can she get health insurance?
Thank you so much for contacting us,
Dear Sourav,
I regret to inform you that none of the insurer will offer a health insurance policy to your sister due to current ailments like Systemic lupus erythematosus (SLE),
For more details kindly call us 18008900455.
But some officials confirmed that due to inflation etc premiums changes even if u dont claim also....they are saying locking the clock only...not locking the premium
Thank you so much for contacting us. As per lock the clock premium will not increase until you claim.
Beautiful explanation!!
Thank you so much for your kind words! I'm thrilled that you enjoyed the video. Your support and feedback mean a lot to me. If you have any suggestions for future content or any questions, feel free to let me know. Stay tuned for more great videos!"
18008900455
Sir I want request you to please please please please please please please please compare Tata AIG MEDICARE PREMIER , NIVA BUPA REASSURE 2.0 & CARE SUPERME SIR PLEASE COMPARE THIS 3 HEALTH POLICY
Thank you for your suggestion! I appreciate your interest in health insurance comparison from 3 companies. I'll definitely be working on a video covering that topic soon. Stay tuned for the upcoming content!"
Good Evening Sir, Kindly suggest shall I apply for Niva Bupa ReAssure 2.0 (Platinum+) for family,
Myself -Age 35, Spouse-Age 29, Daughter age 9, Son Agr 4
Thank you so much for contacting us, Dear Mr Khan,
Yes you can apply for Reassure 2.o for your family but I would suggest you for titanium instead of platinum as there is no big difference between premium of platinum and titanium.
Thank You So Much sir for your Valuable Suggestion 😊✍️🤝🎊
Sir if you are Mr.Ramesh means, which insurance you will take.?
Thank you so much for contacting us. I have purchased Reassure 2.o for me and my family.
@@insuranceseva Thank you for your advice.
Hi sir thank you for the video. Please let me know how many years we need to pay premium and do we get back any amount in return? (Like after maturity)
Thank you so much for contacting us. This is a health insurance plans comparison however in health insurance premiums are not refundable but insurer pays claims in case of hospitalization.
@@insuranceseva Thank you for the reply sir. One more final doubt please clarify, yearly how much premium will be increased approximately if I take health insurance? And you haven’t tell how many years we have to pay? Full term or any purticular years?
Premium in health insurance policies decide as per your age, family size & sum assured. In health insurance policies you will pay premiums your whole life annually.
@@insuranceseva Thank you sir🙂
niva bupa reassure ke kis plan ki bat krre ho aap video me
Dear Viewer,
This is a comparison video of Niva bupa Reassure 2.o and Care Supreme plan.
For more information about this kindly call us 18008900455
U didnt understand the main nd most important diff between restoration... In niva bupa every claim ll be equal to base si+ bonus + restoration (which ll be equal to base si) whras in hdfc and care plan eaxh claim ll be eqaul to base si+bonus... Restoration amount ll nly be applicable till the total of of the two and beyond that it wont be covered even though there is amount left to be utilised in restore amount... The remaining restore amt ll hv to be used in the 3rd claim if its not unltd restoration...
Thank you so much for contacting us. Each & every claim can't be equal to base sum assured and bonus . Kindly read policy wording carefully. Every restoration claim can be equal to base sum assured only after exhausting bonus.
@@insuranceseva not each and every.. Wt i meant max of any claim... I ll gve u an eg for bttr understanding for a si of 10lac(bonus amt bring zero) ...for a 1st claim of 7lac which ll be paid frm the si and restore benefit of 10lac(si) ll trigger fr bth plans i.e niva and others and si left ll be 3lac...fr a 2nd claim of say 13 lac niva ll pay full 13 (3 frm si and 10 frm restore) whr as others ll pay nly 10lac (equal to base si) 3lac frm remaining si and 7lac frm restore amt evn tho restore amt is 10lac cos max amount fr any claim is capped till si +bonus if any, in ths case 10lac...the balance 3 lac ll be paid frm pocket... The remaining 3 lac frm restore can be used for the 3rd claim if its only one reatore plus policy year nd in case of unltd it ll be ten lacs... Nw did u get the difference wt i mean... Niva full restore amt cn be used but nt in other policies (nly till si+bonus)
Oh okay
What is the benefit of restoration in 10 lakh plan in single hospitalization if claim comes for 25 lakh in a single claim. The patient will be discharged in first year 3 times. What do you suggest? A health insurance plan should be of 20 lakh or more? This plans will not work for a bigger claim in one hospitalization suggest.
Thank you so much for contacting us. The meaning of unlimited restoration is that each & every single claim can be up to sum assured. If a single hospitalisation bill is 25Lakh in 10Lakh sum assured policy then 10Lakh will be paid by the insurer and balance of 15Lakh has to be beared by the customer. After that customers can unlimited nos of claim but each claim can be up to 10Lakh only.
Can i switch my star health plan into niva boopa
Thank you so much for contacting us. You can port your existing policy into Niva Reassure 2.o for more details kindly call us 18008900455
ReAssure 2.0 Bronze+ (Direct sir help
Dear Valued Viewer,
Ensuring the right insurance coverage is crucial, and we suggest contacting the Insurance Seva team for the best advice and plans. Their commitment to excellence extends to a dedicated claims team, guaranteeing a smooth process during unexpected events. Trust Insurance Seva for comprehensive coverage and exceptional service.18008900455
Sir niva Bupa ka bta comment mein dekha kafi video ke ki claim reject kardeti hai maximum customer ka experience aacha nahi hai
Dear Rubi,
Thank you so much for contacting us,
Every insurance company has negative or positive reviews but in terms of claim settlement ratio HDFC ERGO is the best in industry with 100% claim settlement ratio.
For more information about this kindly call us 18008900455
Sir mere papa expire ho gye hai unhone Bajaj finance ke through niva bupa ka health insurance tha 5 lakh rupee ka
apologize for any inconvenience you experienced while settling your insurance claim in Niva bupa.If your issue persists or hasn't been resolved, please feel free to call us. We're here to assist you further. 18008900455
Very nice advice sir
Thanks so much for your positive comment! It's great to hear that you found the video helpful. If you have any questions about health insurance policies or need further information, feel free to ask Our toll free no 18008900455
Co pay ka point miss hai
Thank you so much for contacting us,
Dear Viewer,
Co-payment is not applicable in both the policies.
For more information about this kindly call us 18008900455.
Thanks for your humble presentation sir.
Thank you so much for your valuable comments.
Thanks for your efforts. Great Presentation.
"Thank you so much for your positive feedback! We're thrilled to hear that you found this video helpful. If you have any more questions or need further information about health insurance, feel free to ask. Your support means a lot to us!"
Niva bupa reassure 2.0 rejected my purchase just bcz of a pre existinv sskin disease, I even consulted doctor about medicine..not good experience
Thank you so much for contacting us. Dear Vaibhav, Insurance is the subject matter of the request. It is entirely the right of the insurance company to offer insurance or not.Insurance companies accept a proposal only after it is completely underwritten. If they think the probability of risk is even more. They can reject any proposal.for more details kindly call us 18008900455.
@@insuranceseva Yes I sincerely understand this. But pre existing disease was not at all related, it is just a skin disease with no relation to any critical illness
@@vaibhavsharma6548 Dear Vaibhav, Insurance companies think long-term and skin diseases can become serious in the long term.
@@insuranceseva then how do you suggest what should I do while applying to other companies?
Kindly call us for more details 18008900455
I had purchased care Supreme for 25 lakh
Dear Viewer
Contact Insurance Seva for the right coverage, meticulously selected after comparing options from all major insurers. Plus, our dedicated claim team is here to assist you whenever you need to file a claim.
18008900455
You must remake rhis video after adding all features now introduced by Care in Care supreme.
PED WAIT PERIOD
and may more. Not much convincing, you look biased
Thank you so much for contacting us. Dear Viewer, This video has not been sponsored by any of the insurers, Updated features have been added at the time this video was shot. Whatever features have been added to Care Supreme later will be covered in the next video.The unique and revolutionary features have been explained with complete honesty. That's why it may seem biased to you. Otherwise this video is not biased towards any insurance company.
Best is Niva Bupa.Reassrance 2.O
"Thank you so much for your kind words! I'm thrilled that you enjoyed the video. Your support and feedback mean a lot to me. If you have any suggestions for future content or any questions, feel free to let me know. Stay tuned for more great videos!"
Have you claimed any amount yet from NIVA BUPA ?
Super Explanation👌👌
Thank you so much for sharing your positive experience with our health insurance video! We're thrilled to hear that you found the information helpful and valuable. Your feedback motivates us to continue creating content that addresses your needs and concerns. If you have any questions or if there's anything else you'd like to learn about health insurance, please feel free to let us know. Wishing you good health and peace of mind!"
Care supreme vs niva reassure? Which one is good
Thank you so much for contacting us Dear Sunny, Of course Niva bupa Reassure 2.o is much better than Care supreme in terms of claim settlement ratio, Lock the clock , Booster plus are the unique features available in Reassure 2.o.
Care supreme mein zone wise copay hai
Jo worst cheez hai.
Aap niva bupa k ajent ho kya sir
Thank you so much for contacting us. Dear Viewer, We at insurance seva dealing in all kinds of insurance products like Health insurance, life insurance, General insurance and mutual funds. For more details kindly call us 18008900455.
Esa q lgta h ki aap niva bupa ki side se bat karte ho
Star health ka assure plan niva bupa se best hai iske sath compare kariye or video banayiye
this video is only for pulling money from the customer's pocket
at the time of claim sattlement niva bupa extremely pathetic it has very worst customer care service
Hi Sir Good Presentation But Information insufficient hai aap ke pass so request you pls take all the information
And One more thing if u r not an agent than do video without Bias
Ur expression and sound showing biasness
Thank you
Thank you so much for contacting us,
Dear Lalit,
"Thank you so much for your kind words! I'm thrilled that you enjoyed the video. Your support and feedback mean a lot to me. If you have any suggestions for future content or any questions, feel free to let me know. Stay tuned for more great videos!"
Hi Sir,
Thanks for the valuable comparision.
In ReAssure 2.0, if I take 10Lacs coverage and if I file claim at 4th year for 6 lacs. Then based on NCB at 4th year I will be having 40 lacs coverage post claim settlement now coverage will be 34 lacs, will this be carry forwarded to subsequent years till 5x or 10x based on type of plan. Please clarify.
Dear Viewer,
Yes you are right after settlement of Rs 6Lakh you will have the balance sum assured 34 including base sum assured and booster plus .
For more details kindly call us 18008900455