how i budget my paycheck (paycheck break down) | budget with me | low income budget

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  • Опубліковано 2 лис 2024

КОМЕНТАРІ • 99

  • @budgetwithamanda
    @budgetwithamanda  3 роки тому +37

    YALL IM SO SORRY FOR MISSING MY OWN PREMIERE 😭 I got caught up running errands for my mom! :(

  • @Anyusha
    @Anyusha 3 роки тому +154

    Such a simple method! Anyone else find budgeting pretty relaxing? Just me? 😭

    • @budgetwithamanda
      @budgetwithamanda  3 роки тому +6

      no i totally find it relaxing!!!

    • @Anyusha
      @Anyusha 3 роки тому

      @@budgetwithamanda Yaayy!!! Helps make the budgeting process easier for sure :)

    • @dolce.luna08
      @dolce.luna08 3 роки тому +8

      I know right? The counting and the stuffing relaxes and inspire me. I can't believe this is how I spend my relaxing time right now. Hehehe.

    • @budgetrebelgoals
      @budgetrebelgoals 3 роки тому

      Same here

    • @ilayahcheukalam874
      @ilayahcheukalam874 3 роки тому

      Yeahh it’s so therapeutic:)

  • @brittianakentish6258
    @brittianakentish6258 3 роки тому +50

    That’s smart budgeting less than you actually get paid, I might try that.

    • @budgetwithamanda
      @budgetwithamanda  3 роки тому +12

      it’s also just easiest for me since i’m not sure exactly how much of my check gets pulled out

  • @BridgettOwens
    @BridgettOwens 3 роки тому +47

    I am determined to get it together in 2021. We are moving out of state and in a lot of ways this is a fresh start. So thank you for taking your time explaining what you are doing and why. Your thought process helped me so much!! I am excited to get started!!

    • @budgetwithamanda
      @budgetwithamanda  3 роки тому +3

      im happy to hear that!! sending good vibes your way 🥰

    • @sonicthehedgewhore6090
      @sonicthehedgewhore6090 3 роки тому +1

      How’s it going so far? I’m genuinely curious

    • @BridgettOwens
      @BridgettOwens 3 роки тому +2

      @@sonicthehedgewhore6090 I am doing so good with this. It has been a huge blessing in so many ways and it’s boosted our credit scores immensely.

  • @TaraBudgets
    @TaraBudgets 3 роки тому +36

    I budget the exact same way jumping around what categories are priorities and then move to the next ones 👌

    • @budgetwithamanda
      @budgetwithamanda  3 роки тому

      it’s so beneficial!!! i love doing it that way !

  • @alasiastewart1024
    @alasiastewart1024 3 роки тому +11

    This was the budget tutorial I need. 💯💯💯

  • @schylerburrell5318
    @schylerburrell5318 3 роки тому +11

    I love watching these. I’m unable to work but am working toward it and this kinda excites me.. all I will really pay is my own phone bill as my boyfriend takes care of everything but still it will be fun. 😅

    • @budgetwithamanda
      @budgetwithamanda  3 роки тому +1

      yes i totally agree that it would still be fun to do!! i’m excited for you! 🥰

  • @jennrivas_0968
    @jennrivas_0968 3 роки тому +2

    Love the video!!!! I like your idea of picking what is important to you and where it goes

  • @Wynnnter
    @Wynnnter 3 роки тому +10

    I’m baaaaaaack.
    Some ppl: use weekends to party
    Me: use weekends to budget with Amanda🤣

    • @budgetwithamanda
      @budgetwithamanda  3 роки тому

      😂❤️❤️

    • @Wynnnter
      @Wynnnter 3 роки тому +2

      @@budgetwithamanda the past few weekends this is all I’ve done. I’m a single mom with a shitty job and a apartment and you have helped me start to get my ish together financially. My credit score has even gone up for the first time in forever

  • @sabrinara33
    @sabrinara33 3 роки тому +5

    I have to work on my buffer and this way really helps with that! Ima do that lol ❤️

  • @budgetwithfatima6530
    @budgetwithfatima6530 22 дні тому

    Great budget ❤❤❤

  • @joannatkins0n
    @joannatkins0n 3 роки тому +2

    Hi! I love you budgeting videos! What app do you use to layout your sinking funds/budget/bills template? 😊

    • @budgetwithamanda
      @budgetwithamanda  3 роки тому +2

      i made it in procreate and use it in goodnotes ❤️

  • @blackeveryseason
    @blackeveryseason 2 роки тому

    I do the same method. I have 3 budgets made upon my potential lowest, average, and highest, all rounded out. Normally just work on my average though.
    My Sinking funds are in lump categories for now though. Like my Crafting has subcategories like journaling and crochet, but until I hit maybe $200, I don't want to separate them. I hate starting a category and seeing it tiny, it's more satisfying for me to start off with everything having $50 lol

  • @fourdayhomestead2839
    @fourdayhomestead2839 2 роки тому

    great information

  • @miggiewithdafro
    @miggiewithdafro 3 роки тому +4

    do you redo the budget once the actual amount comes? I really enjoy this style of in-depth videos. would love to see you do more like this...

    • @budgetwithamanda
      @budgetwithamanda  3 роки тому

      no my budget is always within my paycheck because of how i calculate my income

  • @RavinaKambli
    @RavinaKambli 3 роки тому +2

    U are organised...love it

  • @miggiewithdafro
    @miggiewithdafro 3 роки тому +2

    My papers always need to be sideways when I write because I am left-handed!

  • @FinancialMatter
    @FinancialMatter 3 роки тому +1

    Love the template you use!

  • @Buaastroctyes
    @Buaastroctyes 3 роки тому +3

    Haha I write side ways too lol

  • @kailacoleman7885
    @kailacoleman7885 2 роки тому

    when do you spend the money inside the binder ?

    • @budgetwithamanda
      @budgetwithamanda  2 роки тому

      whenever i need to. i go about my days normally and when i buy something i pull it from whatever category best fits that purchase

  • @Alicebby661
    @Alicebby661 3 роки тому

    Question, do you have a screen protector on your screen? Just wondering if the pen scratches the screen? Thanks.

    • @budgetwithamanda
      @budgetwithamanda  3 роки тому +1

      i have a screen protector but it’s a paper like one. i would recommend a glass one if you write with a heavy hand since my protector wore out one of my apple pencil tips :(

  • @nah.yell.e
    @nah.yell.e 3 роки тому +1

    do you get paid weekly? im trying to figure out how i would do this with a bi weekly check.

    • @budgetwithamanda
      @budgetwithamanda  3 роки тому

      yes i do. for biweekly you can stuff every two weeks or just cut your checks in half :)

  • @TB-vq5rz
    @TB-vq5rz 3 роки тому

    When you stuff your envelopes do you put enough to last you a week or enough to last you two weeks until your next paycheck?

    • @budgetwithamanda
      @budgetwithamanda  3 роки тому

      i get paid weekly so my cash envelopes are enough to last me a week! my boyfriend also matches the amounts for food, groceries, gas, & fun so those are always double what i write

  • @callmeoctavia
    @callmeoctavia 3 роки тому

    What is a checking account buffer used for? Super helpful video!! Can’t wait to start

    • @budgetwithamanda
      @budgetwithamanda  3 роки тому +3

      for me, my buffer is for expenses i don’t have an envelope for or expenses i didn’t save enough for.
      for example, i only have $20 in my school envelopes but my books cost $130 total. my buffer will cover the other half.
      it’s also good to never pull out all of your money! you always want to have at LEAST $100 in your account at all times separate from any savings/ emergency accounts

    • @callmeoctavia
      @callmeoctavia 3 роки тому

      @@budgetwithamanda UGH. Tips for days!!!! Thanks so much for everything! I’ve watched a lot of budgeting videos, but so far yours are the only that get through to my adhd brain 💖

    • @budgetwithamanda
      @budgetwithamanda  3 роки тому

      omg thank you!!

  • @budgetdiaries
    @budgetdiaries 3 роки тому

    This was soooo helpful!

  • @abigailmartin2746
    @abigailmartin2746 3 роки тому +3

    So I’m also a college student! How would you recommend budgeting for those who get paid once a month?!

    • @budgetwithamanda
      @budgetwithamanda  3 роки тому

      depending on the amount, i would still divide it into four weeks or even biweekly!

  • @theylovetaigaxo5516
    @theylovetaigaxo5516 2 роки тому

    What app are you using?

  • @lizzybudgets4214
    @lizzybudgets4214 3 роки тому

    What kind of iPad do you have?

  • @reagansmallwood5873
    @reagansmallwood5873 2 роки тому

    Say you get paid $185.73 , what would you do with that extra $5.73?

    • @budgetwithamanda
      @budgetwithamanda  2 роки тому +1

      i’d pull the 5 and leave the change. just depends on what i had to stuff that week

  • @heyitzashley1
    @heyitzashley1 3 роки тому

    How do you get that setup on your iPad???

    • @budgetwithamanda
      @budgetwithamanda  3 роки тому +1

      you make the spread in procreate or buy it from etsy then import it into good notes. unfortunately neither app is free but you could get away with just good notes

    • @heyitzashley1
      @heyitzashley1 3 роки тому

      @@budgetwithamanda lol I actually have procreate so it helps a lot 😊🖤🖤

    • @budgetwithamanda
      @budgetwithamanda  3 роки тому +1

      that’s awesome!! i have taras tutorial linked in my description i think!

    • @heyitzashley1
      @heyitzashley1 3 роки тому

      @@budgetwithamanda thank you so much 😊

  • @Remo1147
    @Remo1147 2 роки тому

    Good video, one thing I would change is the cursive writing. It’s a little difficult to read on video.

    • @budgetwithamanda
      @budgetwithamanda  2 роки тому

      this is an old video

    • @Remo1147
      @Remo1147 2 роки тому

      @@budgetwithamanda do you have a new video about making a budget on a low income?

    • @budgetwithamanda
      @budgetwithamanda  2 роки тому

      all my videos are usually low income

  • @Anna-qh1im
    @Anna-qh1im 3 роки тому

    what ipad is that?

  • @brittanychezem3900
    @brittanychezem3900 3 роки тому

    Damn girl ask for a raise!

    • @budgetwithamanda
      @budgetwithamanda  3 роки тому +1

      why? 😂 i’m fine with my low income cause it teaches me a lot lol i also am part time and get paid good for my area

    • @brittanychezem3900
      @brittanychezem3900 3 роки тому

      Your way to smart to be making that..u should be getting at least 25 an hour!! 💁

    • @budgetwithamanda
      @budgetwithamanda  3 роки тому

      @@brittanychezem3900 i work at a grocery store though :(

  • @cindymartinez1335
    @cindymartinez1335 3 роки тому

    Where do I go to download the spreadsheet?

    • @budgetwithamanda
      @budgetwithamanda  3 роки тому

      this is an old video, not sure if the link in my description still works but the spreadsheet used in this video was never accessible since i made it

  • @melissajoi841
    @melissajoi841 2 роки тому

    Su I watched the entire video to see his much you put back for nails and make-up.$10 for groceries?
    Wow let's trade.places

  • @tiarajamerson8872
    @tiarajamerson8872 3 роки тому

    Where do you work? If you don’t mind me asking

    • @budgetwithamanda
      @budgetwithamanda  3 роки тому

      i work at a grocery store

    • @Anx23
      @Anx23 3 роки тому

      I wanna move out on my own but idk if I can manage my leftover money wihich would be like $400 for like food and entertainment or whatever

    • @budgetwithamanda
      @budgetwithamanda  3 роки тому

      i believe in you!! it’s always nervous to think about especially when you begin to self doubt (which i can relate to) but just stay focused and motivated!

    • @Anx23
      @Anx23 3 роки тому

      Budget with Amanda I probably can’t with low income tbh. I just have a lot saved up but it’ll slowly be all gone till I have a better income lol

  • @alexmartinez3683
    @alexmartinez3683 3 роки тому

    Where in the hell can you fill a tank of gas for $10???!?!?!?

    • @budgetwithamanda
      @budgetwithamanda  3 роки тому +2

      texas lol and i also have a bf who covers the other half of gas

  • @EmeraldsHoneyComb
    @EmeraldsHoneyComb 3 роки тому

    What ipad do you have?