For anyone watching this, I forgot one essential expense: Laundry I spend around 650 to 700 pesos a month for pick-up, wash, fold and dropoff. I have 2 loads each time (whites and colors), and do that around twice a month. I wash my underwear myself in my apartment. Before I just did laundry once a month via self service laundromat and that costed me around 300 pesos. Idk why I forgot to put that lol
Staying alive ain’t cheap. Moving out of one’s hometown is never easy. And yet here you are, beautifully thriving and providing pa for your family 🥹 Proud of you, mumsh! I copied tita’s and your chicken, tomato and pechay recipe btw. staple na namin sa house hahahaha
Thank you for this informative breakdown video! It's incredible to see how much your life has transformed over the past six years. Your current situation, allowing you to provide for your family and plan for the future, is truly applaudable. I believe your future is bright, and I’ll be here to cheer you on. I genuinely enjoy watching your videos. I truly admire your strong morals and optimistic view of life. It's evident in the way you approach challenges and interact with others. Your integrity and positivity not only shine through in your videos but also inspire me to be a better person. Thank you for being such a positive influence.
HI! Oh wow thanks for the kind words! I'm doing what I can to achieve the dreams I have. I didn't even see myself making videos like these a year ago. Thanks for the consistent support. Have a great week!
I really love your channel. Watching this video makes me wanna live on my own to. Same breadwinner here, and it inspired me how to allocate my budget for myself and for my family. You're videos are worth to watch talaga. Keep uploading bro!
Enzo because your a breadwinner, please add, savings, emergency fund, health insurance for your mom, sister and yourself. St. Peter also for the 3 of you. Regarding your meds and health, you could check mmc program and makati govt. They give free consultation and meds.
You just gained a new subscriber! More contents like this one. 💯 I used to live in the Metro (for 9 years), but moved back to the province since 2020. Yes! Living in the metro ain’t cheap. You have to pay basically for everything. 😅
I like that you explain every detail about each expense. Your electricity cost was low. We have both appliances, but we have a refrigerator without an e-stove and microwave. We got around $130.
I can see that his salary is more than P50.000 pesos which is for those single peeps like me is still not enough specially for daily expenses and bills specially the rent on the house alone 😭
Hi, Enzo! My thoughts/suggestion abt this vlog: 1. Maybe your ACs are non-inverters kaya rin siguro mataas yung electric bill mo? 2. Maybe if you prepare your own meal per week baka mabawasan din yung 15k for food every month. I tried to live alone in college and kaya mabuhay ng 5k per month basta ako nagpprepare ng food ko. I usually just put them sa fridge and reheat lang ng reheat because we dont wanna waste too much time din 😭 Pero if pagod, delivery is the key talaga HAHAHA 3. Honestly not surprise abt the expenses, Makati area ba naman e. Also the salary dinnnnn, kung DevOps ba naman *wink winkkk* Proud of you grabe! Keep it up, Enzzz ❤ close tayo?? May nickname ka na? Charz HAHAHA
hi! haha May mga tumatawag rin sa akin ng Enz actually 😂 Thanks for always watching! 1. Yes. Tama ka. Unfortunately, my unit has small spaces for aircon provisions. Di ako pinapayagan sa request na palakihin ko yung provision para window-type inverter bilhin ko. It might compromise the structure na raw kasi. Kaya eto haha. 2. Pagod and Katamaran talaga ang enemy haha! 3. Yeah, higher cost of living is expected nga dito haha 😉
@@LifebyEnzo best to do it consistently as you will need it in the future. Whether big or small amount you need to set aside for savings. You can do the "envelope system" to set aside certain amount para you can control the money you spent on a daily, weekly or monthly basis. Wag din kalimutan ang travel fund kahit P200 lang per pay day 😊 Good luck!
Ah yeah. I’m really doing my best to build back my emergency fund by doing the setting aside daily of a certain amount like 200 or 300 pesos. Thanks and may we all be rich 💸
I kind of imagined this would be my life if I continued working in Makati as well. With the pandemic, there grew a huge market for work from home opportunities... So I continue living with my parents so no expenses in accomodations, electricity, and food! If i did live alone, I probably would know how to save my money better. I appreciate the vlogs po!
I had a few questions about your costs: 1) what did you pay for the home wifi router? 2) how many jugs of filter water do you buy a month? 3) do you have to pay maintenance fees for the building common services and garbage removal?
1) I bought the router online (it's TP-link and can use any carrier). The router alone is around 6000 pesos. 2) I think around 4 to 6 jugs? Minimum of one jug per week. 3) Nope. There are no separate fees here for garbage removal, cleaning and the like. I just pay for added labor whenever needed like plumbing fixes, aircon cleaning, etc.
Watching this as a student will make me prepared for the future adulting phase i guess. Ang mahal mabuhay talaga. The way i gasped doon palang sa monthly rent 😂 A nice video as always po!
You may want to consider a 42" 4K TV to serve both as your tv and monitor. Do you use wifi dongle(if yes, screenshot pls so I can buy myself}or just phone hotspot? I get inspired on your videos.Keep it up.
I think a 42” TV for me would be too big as an extension of my laptop monitor, but it’s an okay suggestion depending on the needs. Nope I’m not using a dongle. TV is smart and I’m using an LTE router. Thanks for dropping by!
I am in my 30 and turning 31 this November. giving myself a horizon of 15-20 years to hopefully one day retire and hopefully the Philippines the motherland becomes my retirement home. I know what i need to do and what i have to do to live a honest, yet peaceful life. hopefully my investments and the dividends I make from investments will be enough to live off as a reitiree
grabe noo ang mahal ng freedom!! hahaha. pero mas mahal ang peace of mind kaya worth it na din ❤ tapos dami pa restaurant dito na nakakatempt. ganun din gastos ko dati sa food pero nung nag meal-prep ako, laki ng natipid. mahirap lang pag nasa office tlga kasi puro yaya ng mga kaofficemates 😂
Peace of mind and freedom talaga ang binabayaran natin eh hahaha pero yeah I will have to consider meal prep talaga kung gusto ko magtipid. Lunchout is the enemy pero ginugusto ko rin naman 🥹 hahaha
I feel ya on the meds. I'm still recovering and I have to fork out ~P2500/week for meds, not to mention appointments with 3 different doctors, a therapist for my mental health, PT, then OT. I can't freakin go on vacation bec most of my money goes towards medical expenses shuta
I'm renting a studio condo unit in the same area for 10k, plus 2k for association dues and water. It's just few steps away from buses going ayala and right across hypermarket 😊
Ah yes. Once you enter legazpi village, the costs go up really high! The practical choice is to find some decent middleground. I guess I'm kinda lucky. Thanks for watching!
Hi! In my WFH or any home-related vlogs, I'll probably give some links. Should there be a particular item you wanna ask, just let me know here sa comments :)
Hey. Yup it takes any sim because it’s not a router from any carrier. It does the job for me, and I’m able to run all my smart devices at home and all my computers with ease.
Uyyy haha nag-eedit ata ako nun. Good thing they opened a branch near us na 😅 hehe don’t be shy to say hi next time kung makita niyo ako ulit doon haha 😁
3,000 pesos a month is way expensive for someone who is living alone. We have all those furniture/apppliances and more tablets and laptops being used at home. Family of 4 and our average consumption is only 3k per month for electricity....The only thing we don't have is aircon but we have flat screen T.V./Desktop computers/laptops/tablets being used every day.
I also live alone working from home with extended monitor, 1hp AC every night, 65 inch tv, gaming desktop pc. Cooperative electricity ranges from 1800 to 2200 monthly.
Bakit router gamit mo, hindi pocket wifi (Kapag outside with the laptop)? New ako sa WFH or WFAnywhere lifestyle at perfect sakin ang ganyang setup kesa sa fixed wifi pero gusto ko po malaman bakit router imbes sa maliit na pocket wifi. Google and other online resources didn't help. Please help me huhu.
I don't have a good experience with my pocket wifi. A router is more capable of handling many devices connected to it, and more often than not supports both the 2.4 and 5ghz networks. Also, di siya umiinit pag naka-plug lagi. I use it for my TV, smart gadgets and other devices here at home. Some routers have better network chips that can pickup signal much better than your usual pocket wifi, that usually has better speeds.
Also, lately, pag lumalabas ako, di ko na dinadala yung router. I recently had an extra phone for that job. I'm not taking any chances sa pocket wifi unit due to bad experiences in the past. Don't get the cheap pocket wifi devices if you plan on using it regularly.
@@LifebyEnzo Thank you sa reply! First reply made sense to me. I realized na pocket wifis are powered by battery so need niya lagi icharge. My concern is only about going outside to work like sa cafe, hotels, libraries gaya ng nakita ko sa video mo, na intrigued ako coz its too unusual to bring a router outside but that will work for me so long need ko lang siya with my lappy. Since you mentioned na "extra phone" na gamit mo to replace the router while using ur laptop to work outside, does that mean na you have 2 phones with you like your primary phone (iPhone with SIM1+SIM2/eSIM) for data, sms, & calls. And then yung "extra phone" is may Smart Bro Rocket sim for wifi connectivity sa wifi? Thank youuuu
Btw I saw some people sa mga cafe with their globe/smart routers kaya I felt fine with the idea of bringing the whole router haha. No shame in that basta may saksakan at extension cord lols. My extra phone is just for data, but what I do is I take my sim from my router and transfer it to my extra phone pag lalabas. Bale wala siyang dedicated na sim. Mejo hassle pero sayang yung promo eh haha.
Hi. I found my unit in a Facebook group. There's a lot of groups like it named "Makati Room for Rent" and there are variations of this group for different cities around the metro.
I have my haircut at Bench Barbers, but I have tried Brunos several times na. Hit or miss and mahal rin. Bench Barbers isn't that saturated kaya I go there. I haven't heard of this clasico page. Will have to check. Thanks for recommending!
I hate that you're spending 3k a month on a VUL, it has a bad reputation. Just try looking at how much the investment value is now. Aside from that, I really commend you for helping your family and sticking to a budget.
Thanks! I’m working something out with my FA to just pay the life insurance part because I’m not exactly interested in the investment part as I’ve only done my research now that I’m a bit older. I help give what I can. Thanks for dropping by!
Oh VUL.😬😬😬😬😬 No wonder it cost that much. BTID. Check it out. :)) Also, I'm not fond of having my friend as a financial advisor. It's really not recommended to have your friend as your financial advisor. 😅 'cause in some instances, there would be conflict of interest. 😅
Hi! I started sa Building O for some time, but eventually moved to Building I when we let go of our space sa Building O until Nokia closed for good sa Technohub.
Hmm let's just say that I have been working for about 6 years and I'm a Mid-level DevOps Engineer Working in Makati with market-level salary 😉 But no I'm not one of those devops engineers in reddit that has outrageous salaries of 190k monthly and above. My savings and investments make up about 20 percent for now, but I'm aware it's not ideal. I know that this portion should be more but being a breadwinner does not make that easy. Thanks for watching!
hello. I know Java, Python and a bit of C. Pero sa ngayon more of scripting and pipeline creation trabaho ko plus operation duties so mejo nangangalawang na rin haha.
Nice vlog.. as for me studying full time PhD at CMU ,chiang mai thailand, I spent around 15kphp( food, apartment, utilities, personal maintenance, laundry).
You pay yourself first. You pay YOU before anything else. That should be the 1st one on your list: Enzo-10k (or more) Rent-11k Food-15k Electric-3k Water-- (& so on) And do not touch that amount & don’t consider it as savings, emergency fund, retirement fund, or investment. It is completely separate from those. This trick helps you stay ahead especially on rainy days. Hope this trick helps. Be well.
Hello! This is actually a good suggestion. I currently don't do that, like lock a certain budget, but I really need to start. I was actually hoping for more comments like this to create my own plan to managing my finances better. Thanks and likewise, be well.
Hi Enzo! I love this type of vlog. Super informative! I recently subscribed to your channel, napanuod ko na ata halos lahat! HAHA. BTW, I wonder how much do you allot sa savings and emergency fund? Also I have a tip, try putting your money on PAGIBIG MP2, maganda yung interest rate! Hayy I hope I have the guts na mag-upload na rin on youtube, I only do mini vlogs on tiktok ☺
Hi Shie (I hope I got your name right. I just based sa username mo hehe). Thanks for subscribing! As of the moment, being truly honest, I only get to save around 10% (or less when expenses are high) and I need to work on making that higher. I plan on having an MP2 account rin. I hear it all the time sa work pero never ko pa naasikaso. Since you make videos na pala, I don't think it'll hurt to try posting one on UA-cam, too! Ako naman I'm working on uploading at TikTok also kasi sanay pa ako sa long-form content hehe
I feel sorry for your situation dude. I'm a Filam that grew up in America and we don't support our parents when they get old and likewise most American parents are not financially obligated to us when we become adults. It's difficult to break the cycle of poverty when you are obligated to give the little amount of your salary away to relatives putting you in more of a deficit. I don't subscribe to having children when your not financially stable enough because your situation is exactly what happens as a perfect example. Your parents had no life insurance or enough of a savings or income thats sustainable like 95% of most Filipinos. It's a cultural acceptance that needs to be amended and oboliished because it just creates more poverty.
I also agree that children should not be obligated to give. They were not born to be retirement plans. For anyone reading - keyword is /obligated/. However, I understand that in a lot of families, it's a case-to-case basis here in the Philippines. Our family has experienced a very bad recession a few years back and everyone in it feels the impact financially up to today. I don't have the burden that other breadwinners have because my mom is also working part-time. I am fortunate that my mom does not "obligate" me to pay certain bills and all that I'm giving now is out of my own decision and will, so no need to be sorry. I'd say we should feel sorry for those that are being exploited or shamed to give back money to the family by their own families. I still envy everyone that gets to keep their own money because their family is in a decent situation, or simply put, well-off and secure. But sometimes, we're the ones that will start our own "generational wealth". Well, that was a mouthful. I also have a lot of thought on it haha. Thanks for dropping by and have a lovely day.
@@LifebyEnzo It's an epidemic specially with Filipinos retiring with no money saved, no investments, dependent on their children due to poor planning. Don't be one of those people, just forewarning.
@@LifebyEnzo We westerners have been raised to have more of a sense of entitlement and less gratitude and sense of empathy and obligation to our families. It’s not right, children should definitely be more LOVING and there for their parents in the same way their parents were there for them. My parents were wealthy and so there was no need to support them. But had they been poor, I would have helped them however I was able to. You supporting your family will bless you, not destroy you. Keep doing what you’re doing, building your wealth and caring for those who cared for you. When you die, you won’t be able to take the money with you, but your family, sooner or later you’ll be together again and how you loved and cared for them will matter a lot. ❤
I can see that his salary is more than P50.000 pesos which is for those single peeps like me is still not enough specially for daily expenses and bills specially the rent on the house alone 😭
Monthly expenses of around 50-60k a month. That's whopping lotta money. This is my first time watching this video and you as a vlogger. You're probably receiving aroung 80-100k monthly salary.
kuya, i realized we’re quite similar. I have maintenance medications too-just that it’s for bipolar disorder. I’m impressed you challenged yourself to do vlogs despite your struggles. I lost my mom last year in October. I’m an only child and my mom left me at a young age. I have also started doing other things I haven’t tried before hehe. I find that we have similarities, somehow.
I’m sorry to hear what you’re going through. Making vlogs take my mind somewhere else. It’s harder for me to just sit in the silence so I make myself busy. Stay strong and laban lang. Thanks for dropping by :)
Soooo what time do you usually go to the gym? 😂 pansin ko halos wlang tao or wala at all sa clips mo XD Hiiii Enzo! If you ever drop by BGC, lemme know maybe we can grap some kopi or something xD
Hi kuya! Haha hit me up pag may napansin kang story ko sa BGC haha. I usually go to the gym mga 7 or 8PM afterwards na. Sa mga vlog ko naman na may shots ng gym ano na yan, 11PM to 1AM haha.
For anyone watching this, I forgot one essential expense: Laundry
I spend around 650 to 700 pesos a month for pick-up, wash, fold and dropoff. I have 2 loads each time (whites and colors), and do that around twice a month.
I wash my underwear myself in my apartment.
Before I just did laundry once a month via self service laundromat and that costed me around 300 pesos.
Idk why I forgot to put that lol
Staying alive ain’t cheap. Moving out of one’s hometown is never easy. And yet here you are, beautifully thriving and providing pa for your family 🥹 Proud of you, mumsh!
I copied tita’s and your chicken, tomato and pechay recipe btw. staple na namin sa house hahahaha
Ahhhhh telling my mom about this!!! Thank you for always watching, Fhal! 😁
Thank you for this informative breakdown video! It's incredible to see how much your life has transformed over the past six years. Your current situation, allowing you to provide for your family and plan for the future, is truly applaudable.
I believe your future is bright, and I’ll be here to cheer you on. I genuinely enjoy watching your videos. I truly admire your strong morals and optimistic view of life. It's evident in the way you approach challenges and interact with others. Your integrity and positivity not only shine through in your videos but also inspire me to be a better person. Thank you for being such a positive influence.
HI! Oh wow thanks for the kind words! I'm doing what I can to achieve the dreams I have. I didn't even see myself making videos like these a year ago. Thanks for the consistent support. Have a great week!
New subscriber here. Love your format. No exaggeration whatsoever. Looking forward to more videos!
Thanks for subscribing and for the kind words 😁
As someone who lives alone as well, you somehow inspire me. Keep the video uploads coming. 🍻
Glad that my videos do that! Thanks so much!
your vlogs inspired me to start uploading my own talaga!! love it :)
So nice to hear! Good luck with your YT journey!
Nice content bro. doing my DevOps task while watching your video hahaha.
Eyy thanks for watching!
Yesss💙💙💙 Another vlog!😊
Hope you enjoyed po 😁
I really love your channel. Watching this video makes me wanna live on my own to. Same breadwinner here, and it inspired me how to allocate my budget for myself and for my family. You're videos are worth to watch talaga. Keep uploading bro!
Thank you so much! That’s so nice to hear. From one breadwinner to another, laban lang! Have a great week!
Enzo because your a breadwinner, please add, savings, emergency fund, health insurance for your mom, sister and yourself. St. Peter also for the 3 of you. Regarding your meds and health, you could check mmc program and makati govt. They give free consultation and meds.
Hello! Thanks for this! Yup I have to sort these out nga to prepare for the future 🥲 Thanks for watching!
Excited! Love your budgeting skills vlog❤❤
Thanks for the support!
You just gained a new subscriber! More contents like this one. 💯 I used to live in the Metro (for 9 years), but moved back to the province since 2020. Yes! Living in the metro ain’t cheap. You have to pay basically for everything. 😅
Thanks for subscribing! Yeah ganun talaga. The price of freedom 😅
Love it!!! More content please!!!
Subscribe for more 😁 thanks so much!
This was a very informative vlog! I enjoyed it a lot 😄
Glad you enjoyed it! 😁
I like that you explain every detail about each expense. Your electricity cost was low. We have both appliances, but we have a refrigerator without an e-stove and microwave. We got around $130.
thanks! I guess it help on my end that my refrigerator is small and it doesn't use a lot of electricity. Wattage is just at 41 I think.
Hi Enzo. thanks for sharing your monthly expenses. this is very helpful specially to those who wants to start living solo. ❤
Hi Chris! Thanks for dropping by! Hopefully it does help some people 😁
I'm a mom also living here on the metro and I love your videos.
Oh wow thank you po!
I can see that his salary is more than P50.000 pesos which is for those single peeps like me is still not enough specially for daily expenses and bills specially the rent on the house alone 😭
Hi, Enzo! My thoughts/suggestion abt this vlog:
1. Maybe your ACs are non-inverters kaya rin siguro mataas yung electric bill mo?
2. Maybe if you prepare your own meal per week baka mabawasan din yung 15k for food every month. I tried to live alone in college and kaya mabuhay ng 5k per month basta ako nagpprepare ng food ko. I usually just put them sa fridge and reheat lang ng reheat because we dont wanna waste too much time din 😭 Pero if pagod, delivery is the key talaga HAHAHA
3. Honestly not surprise abt the expenses, Makati area ba naman e. Also the salary dinnnnn, kung DevOps ba naman *wink winkkk*
Proud of you grabe! Keep it up, Enzzz ❤ close tayo?? May nickname ka na? Charz HAHAHA
hi! haha May mga tumatawag rin sa akin ng Enz actually 😂 Thanks for always watching!
1. Yes. Tama ka. Unfortunately, my unit has small spaces for aircon provisions. Di ako pinapayagan sa request na palakihin ko yung provision para window-type inverter bilhin ko. It might compromise the structure na raw kasi. Kaya eto haha.
2. Pagod and Katamaran talaga ang enemy haha!
3. Yeah, higher cost of living is expected nga dito haha 😉
@@LifebyEnzoSo basically to live in the metro you need a 6 digits monthy salary?
No I don't think so naman. A lot of people live in the metro with salaries that don't reach 6 digits.
Hope you can add savings to your tally aside from insurance. At least 10 to 20% of your nett salary
ah yes, I save around that percentage of my net salary whenever I can 😁 figures change depending on needs especially back at home.
@@LifebyEnzo best to do it consistently as you will need it in the future. Whether big or small amount you need to set aside for savings. You can do the "envelope system" to set aside certain amount para you can control the money you spent on a daily, weekly or monthly basis. Wag din kalimutan ang travel fund kahit P200 lang per pay day 😊 Good luck!
Ah yeah. I’m really doing my best to build back my emergency fund by doing the setting aside daily of a certain amount like 200 or 300 pesos. Thanks and may we all be rich 💸
Love the breakdown. Maybe you can share on the investments/savings side?
Hi Rhae! Maybe for another video 😅
I kind of imagined this would be my life if I continued working in Makati as well. With the pandemic, there grew a huge market for work from home opportunities... So I continue living with my parents so no expenses in accomodations, electricity, and food! If i did live alone, I probably would know how to save my money better. I appreciate the vlogs po!
Make the most of your situation. Laking tipid niyan. Thanks for watching!
omg!!! yun pala ibig sabihin nung memo na yon HAHA di ko talaga siya nagets nung una. thanks for sharing na baka magtaas tubig 🥲
Yun nga eh. Hopefully not by too much. Thanks for watching, neighbor haha
@@LifebyEnzomag hi na talaga ako next time promise nahihiya lang me 😭
I had a few questions about your costs:
1) what did you pay for the home wifi router?
2) how many jugs of filter water do you buy a month?
3) do you have to pay maintenance fees for the building common services and garbage removal?
1) I bought the router online (it's TP-link and can use any carrier). The router alone is around 6000 pesos.
2) I think around 4 to 6 jugs? Minimum of one jug per week.
3) Nope. There are no separate fees here for garbage removal, cleaning and the like. I just pay for added labor whenever needed like plumbing fixes, aircon cleaning, etc.
Watching this as a student will make me prepared for the future adulting phase i guess. Ang mahal mabuhay talaga. The way i gasped doon palang sa monthly rent 😂 A nice video as always po!
stay ka knlng as a student if possible. hahaha. you can't go back once you've became an adult and start paying the bills.
Mahal po talaga ang buhay, unfortunately haha. Enjoy your student life free of bills muna! 😅
You may want to consider a 42" 4K TV to serve both as your tv and monitor. Do you use wifi dongle(if yes, screenshot pls so I can buy myself}or just phone hotspot? I get inspired on your videos.Keep it up.
I think a 42” TV for me would be too big as an extension of my laptop monitor, but it’s an okay suggestion depending on the needs. Nope I’m not using a dongle. TV is smart and I’m using an LTE router.
Thanks for dropping by!
Liked your video a lot. Thank you.
I'm glad you did. Thank you, too!
I am in my 30 and turning 31 this November. giving myself a horizon of 15-20 years to hopefully one day retire and hopefully the Philippines the motherland becomes my retirement home. I know what i need to do and what i have to do to live a honest, yet peaceful life. hopefully my investments and the dividends I make from investments will be enough to live off as a reitiree
There are a lot of things to consider but I hope videos like this give you an idea of the numbers to consider 😄
This is peak adulting. Great content as always. :)
Thank you!
grabe noo ang mahal ng freedom!! hahaha. pero mas mahal ang peace of mind kaya worth it na din ❤ tapos dami pa restaurant dito na nakakatempt. ganun din gastos ko dati sa food pero nung nag meal-prep ako, laki ng natipid. mahirap lang pag nasa office tlga kasi puro yaya ng mga kaofficemates 😂
Peace of mind and freedom talaga ang binabayaran natin eh hahaha pero yeah I will have to consider meal prep talaga kung gusto ko magtipid. Lunchout is the enemy pero ginugusto ko rin naman 🥹 hahaha
It's like 900 dollars for all that... I think that is an acceptable price for ALL the things you have to afford. 🙏
I suppose so. Thanks for watching!
not everyone can afford his lifestyle 😭
I feel ya on the meds. I'm still recovering and I have to fork out ~P2500/week for meds, not to mention appointments with 3 different doctors, a therapist for my mental health, PT, then OT. I can't freakin go on vacation bec most of my money goes towards medical expenses shuta
Dami rin sana pwede ilagay sa savings or investments kung hindi dahil sa health-related expenses noh? Kainis.
Hey, lumabas lang vids mo sa reco ko. Also from same company, IT Eng here. Nice one and ingats.
Eyyy thanks for watching and ingat rin!
I'm renting a studio condo unit in the same area for 10k, plus 2k for association dues and water. It's just few steps away from buses going ayala and right across hypermarket 😊
Oh I see. I think alam ko na rin kung saan to haha. Thanks for dropping by!
If you dont have extra income like him you can’t do this alone with your monthly salary
Waiting 😊
Hope you enjoyed!
Informative, thank you for sharing 🙏
Glad it was helpful. Thanks for watching!
@@LifebyEnzo looking forward to the next one! ☺️
11k is really reaaonable near Cash & Carry! Condomimiums in Legazpi Vllg, right on Ayala Ave, a 1 BR is 30k+++ super convenient location though.
Ah yes. Once you enter legazpi village, the costs go up really high! The practical choice is to find some decent middleground. I guess I'm kinda lucky. Thanks for watching!
@@LifebyEnzo I like your videos! I hope you do well! I used to live near where you are, and I miss Makati watching your videos 🥺
By any chance maybe you could make a vid sa mga gamit mo sa kwarto and provide links. Really curious sa mga appliances and furniture. Keep it up
Hi! In my WFH or any home-related vlogs, I'll probably give some links. Should there be a particular item you wanna ask, just let me know here sa comments :)
thank you po for this vlog!!
Happy to serve 🫡 haha thanks for watching!
Your router takes a SIM card? smart/globe provided it? (screenshot) satisfied?no issue?
Hey. Yup it takes any sim because it’s not a router from any carrier. It does the job for me, and I’m able to run all my smart devices at home and all my computers with ease.
ika nga nila you will never learn if you stay in your comfort zone. Planning to take a risk next year as I work in Manila, wish me luck.
Tama ka. you'll never know until you try. Good luck next year!
BTW, my friend and I saw u po sa Zus coffee!! We were just too shy to say hi 😂
Uyyy haha nag-eedit ata ako nun. Good thing they opened a branch near us na 😅 hehe don’t be shy to say hi next time kung makita niyo ako ulit doon haha 😁
Will def say hi next time!! ❤
Can u do a voice over video? So i can listen to it while driving?please😊
I will consider this for one of my vlogs. Not yet sure on which one but I am gonna have a vlog with voice some time 😅
Great video, thanks!
Hope you enjoyed it!
wow my rent is higher than yours in makati but your space looks so much better!
Oh thank you! I do what I can to make the place feel like home to me 😅
Buy only when on sale, clothing, don’t accumulate too much, save, save, cash is king
Ayan na hehe nung isang araw ko pa siya inaantay.
Thanks you for dropping by!
Love your vlog. Where do you usually edit?
Thank you! I use Lumafusion on the iPad.
It’s okay sometimes to overspend, but save money, do you have Health insurance??? Exercise, walking in the park, too much sitting is not healthy
So far, my health insurance is the one given by my work (Intellicare). I don't have one yet I pay independently.
3,000 pesos a month is way expensive for someone who is living alone. We have all those furniture/apppliances and more tablets and laptops being used at home. Family of 4 and our average consumption is only 3k per month for electricity....The only thing we don't have is aircon but we have flat screen T.V./Desktop computers/laptops/tablets being used every day.
I disagree having 2 AC will consume a lot of electricity. so that’s fair enough
Non-inverter AC does consume a lot of electricity
I am living alone yet my expenses every month are almost 11k (rent,electricity (with AC, water and food) transportation not included.
I live alone and only use a PC and split Type AC, my bill is 4500
I also live alone working from home with extended monitor, 1hp AC every night, 65 inch tv, gaming desktop pc. Cooperative electricity ranges from 1800 to 2200 monthly.
New subscriber here HAHAHA nakakaaliw poyung vlogs nyo sanaol nalang sa ganyan kalaki ang aking kinikita para makagastos den ng ganyan kalaki HAHAAHAH
Naku po sakto lang hahaha thanks for subscribing!
Prang dapt salary is more than p50k to have a comfortable lifestyle.
Depends where you live rin eh, pero for a "comfortable" lifestyle, yeah I think kaya naman pag around that range ang sahod. Thanks for dropping by!
Congrats po 🎉
Salamat pero hindi ako sure kung bakit mo ako cinocongratulate 🥺😅
not skipping ads to support u
Yaaaan tama yan haha thank you sa support!
Bakit router gamit mo, hindi pocket wifi (Kapag outside with the laptop)?
New ako sa WFH or WFAnywhere lifestyle at perfect sakin ang ganyang setup kesa sa fixed wifi pero gusto ko po malaman bakit router imbes sa maliit na pocket wifi. Google and other online resources didn't help. Please help me huhu.
I don't have a good experience with my pocket wifi. A router is more capable of handling many devices connected to it, and more often than not supports both the 2.4 and 5ghz networks. Also, di siya umiinit pag naka-plug lagi. I use it for my TV, smart gadgets and other devices here at home. Some routers have better network chips that can pickup signal much better than your usual pocket wifi, that usually has better speeds.
Also, lately, pag lumalabas ako, di ko na dinadala yung router. I recently had an extra phone for that job. I'm not taking any chances sa pocket wifi unit due to bad experiences in the past.
Don't get the cheap pocket wifi devices if you plan on using it regularly.
@@LifebyEnzo Thank you sa reply!
First reply made sense to me. I realized na pocket wifis are powered by battery so need niya lagi icharge. My concern is only about going outside to work like sa cafe, hotels, libraries gaya ng nakita ko sa video mo, na intrigued ako coz its too unusual to bring a router outside but that will work for me so long need ko lang siya with my lappy.
Since you mentioned na "extra phone" na gamit mo to replace the router while using ur laptop to work outside, does that mean na you have 2 phones with you like your primary phone (iPhone with SIM1+SIM2/eSIM) for data, sms, & calls. And then yung "extra phone" is may Smart Bro Rocket sim for wifi connectivity sa wifi?
Thank youuuu
Btw I saw some people sa mga cafe with their globe/smart routers kaya I felt fine with the idea of bringing the whole router haha. No shame in that basta may saksakan at extension cord lols.
My extra phone is just for data, but what I do is I take my sim from my router and transfer it to my extra phone pag lalabas. Bale wala siyang dedicated na sim. Mejo hassle pero sayang yung promo eh haha.
Try mo po mag butane stove nalang para bumaba kuryente
Ah bawal po kasi any form of Gas stove eh, so bawal ang Butane and LPG dito. Induction, Electric and Infrared lang mga alam ko pwede here.
Sending love from America
Oh wow a viewer from afar. Thank you so much!
@@LifebyEnzo follower now po
Where did you buy your portable washing machine?
Hi! I bought my washing machine online: s.lazada.com.ph/s.P6yKr?cc
Pareho tayo ng monthly expenses. Total of 50,000 PHP
I see. Tho yung 50k ko is purely just my expenses here and wala pa yung pinapadala home. Wish ko lang na 50k lang ang lumalabas :(( haha
Hi Enzo, what part of Makati did you live?? how did you find that unit?? Thanks more power to your channel
Hi. I found my unit in a Facebook group. There's a lot of groups like it named "Makati Room for Rent" and there are variations of this group for different cities around the metro.
50k per month expenses for a single person is already one in a million in the Philippines.!
I’m thankful for what I have now even if most of it goes to expenses haha. Thanks for watching!
New viewer hereee the office and that ID lace seems familiar hahaha☺️🧡🦁 hope to see you around☺️
Hi and thank you for watching! Hehe see you around!
So your salary is more than 50K PHP. Im guessing around 60-70k. That's actually above the average Filipino income.
I would say I'm fortunate to be able to afford all the expenses I have listed
Haircuts in brunos is soooo expensive and overated. I recommend getting a haircut in manila clasico. Its cheaper and better imo.
I have my haircut at Bench Barbers, but I have tried Brunos several times na. Hit or miss and mahal rin. Bench Barbers isn't that saturated kaya I go there. I haven't heard of this clasico page. Will have to check. Thanks for recommending!
I think I miss the part where personal savings are shown. :)
Maybe for another video 😅
I hate that you're spending 3k a month on a VUL, it has a bad reputation. Just try looking at how much the investment value is now. Aside from that, I really commend you for helping your family and sticking to a budget.
Thanks! I’m working something out with my FA to just pay the life insurance part because I’m not exactly interested in the investment part as I’ve only done my research now that I’m a bit older.
I help give what I can. Thanks for dropping by!
Electricity bills - P9000
Water bills - P1500
Rent - P8500
Food - P8000
I want to retire and live on a farm already 🤣
electric bill 💀 oh the dream to retire early
Nag UP Technohub ka pala. Nice.
Yup! First years in the metro hehe
Oh VUL.😬😬😬😬😬 No wonder it cost that much.
BTID. Check it out. :))
Also, I'm not fond of having my friend as a financial advisor. It's really not recommended to have your friend as your financial advisor. 😅 'cause in some instances, there would be conflict of interest. 😅
I was young so I did not know much back then. I was moved to a different FA now because my friend left. Feels like there is less of a conflict now 😅
❤❤❤
🤍🤍🤍
saan po to sa metro? itong 11k per month?
Sa Makati 😊
♥️
Kailan ka po mag lilinis?
Nakaka relax po kasi yun
Some time soon hehe. I'll be working on a vlog sa bahay ulit.
Uy! Former officemate! I wonder if i ever saw you! Building I or O?
Hi! I started sa Building O for some time, but eventually moved to Building I when we let go of our space sa Building O until Nokia closed for good sa Technohub.
How much is your monthly salary?
This is cost of living for what salary range? Also, how much will be the savings and investments?
Hmm let's just say that I have been working for about 6 years and I'm a Mid-level DevOps Engineer Working in Makati with market-level salary 😉 But no I'm not one of those devops engineers in reddit that has outrageous salaries of 190k monthly and above.
My savings and investments make up about 20 percent for now, but I'm aware it's not ideal. I know that this portion should be more but being a breadwinner does not make that easy. Thanks for watching!
@@LifebyEnzoso nasa 120K range ng sayo kuya Enzo? 😂
ay hindi (pa) po 😇
OMG! We work at the same building, just different towers. I have just sent an application to your company. Sana palarin! 🥹🤞✨
Good luckkk!
What is your salary?
Ang liit naman ng washing machine mo kuya 😂
Yan lang kasya dito sa ngayon eh. If only kaya ko maglagay ng full-sized washing machine dito, maglalagay lang ako hahaha. Sa cute machine muna tayo.
Hi, ano gamit mong app to edit videos?
Hi! I use Lumafusion.
@@LifebyEnzo thank you. Naiinspire mo kong ituloy na gumawa ng mga videos :)
Never too late to start! 😄
Anong alam mong programming language?
hello. I know Java, Python and a bit of C. Pero sa ngayon more of scripting and pipeline creation trabaho ko plus operation duties so mejo nangangalawang na rin haha.
Animal Crossing OST 😊😊😊
5:23, Dun galing ung Animal Crossing OST! Animal Crossing edition na Switch!
Played Animal Crossing for 600-ish hours noon kaya eto, I have a soft spot for it hehe
Hindi ako na bother sa expenses mo. Alam ko kasing malaki sahod mo eh hahaha so it’s not an issue after all 😂
Hala siya hindi po sakto lang 😇
Where do you live? What part of Manila?
Nice vlog.. as for me studying full time PhD at CMU ,chiang mai thailand, I spent around 15kphp( food, apartment, utilities, personal maintenance, laundry).
That’s nice that it seems to be affordable there. Thanks for dropping by!
You pay yourself first. You pay YOU before anything else. That should be the 1st one on your list:
Enzo-10k (or more)
Rent-11k
Food-15k
Electric-3k
Water-- (& so on)
And do not touch that amount & don’t consider it as savings, emergency fund, retirement fund, or investment. It is completely separate from those. This trick helps you stay ahead especially on rainy days. Hope this trick helps.
Be well.
Hello! This is actually a good suggestion. I currently don't do that, like lock a certain budget, but I really need to start. I was actually hoping for more comments like this to create my own plan to managing my finances better. Thanks and likewise, be well.
@@LifebyEnzo Do you have Health Insurance??
new subscriber here! thanks for sharing the reality of living alone in mnl.
Thank youuu
I noticed the seasonings, please lessen them it's bad for ur health especially ur living alone. 🥺
Thanks sa concern! I'm trying to portion my seasons properly hehe. And don't worry, malaki naman yung pot na yun hehe. Thanks for watching!
What part of manila you live in studiio plus rent month to month too so short time tourists can rent too please
I have answered what part of metro manila I am in as well as my month-to-month rent in the video.
Hi Enzo! I love this type of vlog. Super informative! I recently subscribed to your channel, napanuod ko na ata halos lahat! HAHA. BTW, I wonder how much do you allot sa savings and emergency fund? Also I have a tip, try putting your money on PAGIBIG MP2, maganda yung interest rate! Hayy I hope I have the guts na mag-upload na rin on youtube, I only do mini vlogs on tiktok ☺
Hi Shie (I hope I got your name right. I just based sa username mo hehe). Thanks for subscribing! As of the moment, being truly honest, I only get to save around 10% (or less when expenses are high) and I need to work on making that higher.
I plan on having an MP2 account rin. I hear it all the time sa work pero never ko pa naasikaso.
Since you make videos na pala, I don't think it'll hurt to try posting one on UA-cam, too! Ako naman I'm working on uploading at TikTok also kasi sanay pa ako sa long-form content hehe
New suscriber po, magkano po ba sinasahod nyo kasi ang taas ng binabayadan nyo😭
Just enough to pay for all of those 😅
I feel sorry for your situation dude. I'm a Filam that grew up in America and we don't support our parents when they get old and likewise most American parents are not financially obligated to us when we become adults. It's difficult to break the cycle of poverty when you are obligated to give the little amount of your salary away to relatives putting you in more of a deficit. I don't subscribe to having children when your not financially stable enough because your situation is exactly what happens as a perfect example. Your parents had no life insurance or enough of a savings or income thats sustainable like 95% of most Filipinos. It's a cultural acceptance that needs to be amended and oboliished because it just creates more poverty.
I also agree that children should not be obligated to give. They were not born to be retirement plans. For anyone reading - keyword is /obligated/. However, I understand that in a lot of families, it's a case-to-case basis here in the Philippines.
Our family has experienced a very bad recession a few years back and everyone in it feels the impact financially up to today. I don't have the burden that other breadwinners have because my mom is also working part-time. I am fortunate that my mom does not "obligate" me to pay certain bills and all that I'm giving now is out of my own decision and will, so no need to be sorry. I'd say we should feel sorry for those that are being exploited or shamed to give back money to the family by their own families.
I still envy everyone that gets to keep their own money because their family is in a decent situation, or simply put, well-off and secure. But sometimes, we're the ones that will start our own "generational wealth".
Well, that was a mouthful. I also have a lot of thought on it haha. Thanks for dropping by and have a lovely day.
@@LifebyEnzo It's an epidemic specially with Filipinos retiring with no money saved, no investments, dependent on their children due to poor planning. Don't be one of those people, just forewarning.
@@LifebyEnzo We westerners have been raised to have more of a sense of entitlement and less gratitude and sense of empathy and obligation to our families. It’s not right, children should definitely be more LOVING and there for their parents in the same way their parents were there for them.
My parents were wealthy and so there was no need to support them. But had they been poor, I would have helped them however I was able to.
You supporting your family will bless you, not destroy you. Keep doing what you’re doing, building your wealth and caring for those who cared for you. When you die, you won’t be able to take the money with you, but your family, sooner or later you’ll be together again and how you loved and cared for them will matter a lot. ❤
Ilan oras mo ginagamit yung ac mo?
Hello. Buong night siya naka-on. Yung nasa baba, naka-on from 7pm to around 1am. Then yung nasa taas, from 1am to around 9 or 10am.
I can see that his salary is more than P50.000 pesos which is for those single peeps like me is still not enough specially for daily expenses and bills specially the rent on the house alone 😭
Parang ang hirap na talaga mabuhay sa Manila. The unfurnished room pa lang, ganun na. I should be more grateful to my job pala dito.
Yes. The opportunities are here tho so it's a risk one needs to work with. Thanks for watching!
Hiii
👋
Monthly expenses of around 50-60k a month. That's whopping lotta money.
This is my first time watching this video and you as a vlogger.
You're probably receiving aroung 80-100k monthly salary.
Hehe thanks for watching and dropping by!
kuya, i realized we’re quite similar. I have maintenance medications too-just that it’s for bipolar disorder. I’m
impressed you challenged yourself to do vlogs despite your struggles. I lost my mom last year in October. I’m an only child and my mom left me at a young age. I have also started doing other things I haven’t tried before hehe. I find that we have similarities, somehow.
I’m sorry to hear what you’re going through. Making vlogs take my mind somewhere else. It’s harder for me to just sit in the silence so I make myself busy. Stay strong and laban lang. Thanks for dropping by :)
Soooo what time do you usually go to the gym? 😂 pansin ko halos wlang tao or wala at all sa clips mo XD Hiiii Enzo! If you ever drop by BGC, lemme know maybe we can grap some kopi or something xD
Hi kuya! Haha hit me up pag may napansin kang story ko sa BGC haha. I usually go to the gym mga 7 or 8PM afterwards na. Sa mga vlog ko naman na may shots ng gym ano na yan, 11PM to 1AM haha.
@@LifebyEnzo ish haha but i don't usually open storiessss hahaha