If your wondering why banks usually don’t go broke because of this is because there’s something called credit. They won’t lend you 8 million dollars if they don’t trust you.
@potassium The point is, 100 dollars is nothing to a bank. 100 million is a lot, obviously.. And you most likely won't have the money to pay the bank back, even partially, so the bank loses a lot from that exchange. TL;DR The bank ain't getting their hundred million back
@@meli10xd basically if you owe the bank an absurd amount of money, the implication is that the bank is never going to get it back. I.e. they shouldn’t have loaned that to you in the first place.
Owing 100 bucks is not a problem for adults, Owing 100Mil is the Bank's *and my* problem - nearly anything on my name will be sold and deducted from my salary for the rest of my life, or..? (Regulations differ by country, I live in Europe) EDIT: OMG >10 likes - I AM FAMOUS!!!!!
@@jasondeaver2117 literally no. Biden even JUST vetoed a bill that would have ended the student loan forgiveness program that he set up in the first place. If you're looking for the people to blame for student loans being an absolute shitshow, look no further than Republicans! They're responsible for literally every financial crisis of the last half century
@@parsawhatdoyoucare5138 probably but if they couldn’t find it when searching for stuff to sell they probably can’t find it when there’s an investigation 😂
- give almost everything you own to your friend - go bananas with the card - get the remaining property taken - get the almost everything from your friend back - now you committed a fraud.
Spanish banks 😈 Context, in Spain we had that system like the US, but in 2008 the government made a reform in Real Estate, if you couldn’t pay the house, the bank could take back the home and sell it, but the bank doesn’t asume the losses, you will need to pay the 100% of the debt. Even though you don’t own the home anymore. Example, you buy a home buy 300.000€, there’s the crash and the home is foreclosed, it goes in auction and it’s sold for 100.000€ (did I mention that the mayority of buyers were banks buying their own houses?) so the person that bought the home doesn’t have a house anymore but he still needs to pay for 200.000€
Plan Step 1: take out the biggest loan in history Step 2: give/spend that money on someone else (family and friends) Step 3: file for bankruptcy Step 4: if the bank wants your money you have nothing. Step 5: profit (Or go to prison)
Ah yes crash the biggest industry in the entire world that market stability depends on. If everyone did this the disaster would be worse than 2008, 230,000 people died from that crisis. But sure, go and cause a crash just to get back at your bank for...? Having money??
@@sudokuacrobatics even unlimited cards have limits. The highest limit is about 25,000. Also if you ever get any money again the company will sue you for it.
There shouldn't be multiple types of bankruptcies. Far too many companies have filed for bankruptcy and those running them haven't had to pay anything.
It’s usually because companies are entities themselves and thus debt is owed by the company not the owners of it. That’s how it usually works and it goes even deeper with holding companies that are holding companies for other holding companies. It’s a deep rabbit hole.
@@ec7005 Executives who make the big decisions shouldn't be considered the same as employees. Not one of the bankers in the 2008 financial crisis ended up broke and ostracized., which is how normal bankruptcies end. My personal views are have government minimally involved in the economy. Which means they should let companies die and let people deal with the short term harm rather than the long term harm of a bad company staying afloat on taxpayer funds.
@@DjAmaratziOfficial Which is stupid and shouldn't exist. It's just a loophole that richer people use to protect all of their assets from being repossessed when they file for bankruptcy. Which in the end leaves people like you and me footing the bill for the losses.
@@ec7005 Found the buffoon who thinks that starting companies that go under shouldn't cost you any of your belongings. So tell me buffoon, since you think no business owner should ever lose their money, why is it that we allow them to charge so much because of them "taking a risk"? Seems to me if they're protected from any form of risk we should stop acting like people starting companies are taking any form of a risk, because it never costs THEM.
I know close family members who filed for bankruptcy. It was a tight situation, and that was not the largest concern at the time. However, that stays with you for decades. Nearly 20 years later, interest rates are massive and most big purchases are completely impossible.
@mem Banks don't just "pay off the difference." She's on the hook for monthly payments towards the bankruptcy. She may not be bankrupt anymore, but the consequences of such a thing stay around for a VERY long time.
@@MartianCandies I'm not sure, but I hope not. She should be done paying it off soon from what I heard, but her credit won't restore for a long time. As the first comment said, that isn't directly tied to the bankruptcy.
@@ccedev im glad shes almost done paying it off at least. Im just worried bc my grandma might have to file for bankruptcy, qnd while shes in good enough health to live 10 more years, i really hope that it doesnt come down to it. Shes in her 70s :(
Reminder that if you owe less then 10000 each to one credit company you can usually get away with it if you ignore the calls and mail letters, its usually too expensive to sue if you dont owe a shit ton and dont pay
I was sued over $500 and the case settled in court without my presence. It happens all the time. When I was younger I was a complete moron when it came to credit, went on spending sprees, and ended up with a low credit score that took 10 years for me to fix. To this day, I feel financially a decade behind in terms of assets and savings because I was never taught responsible, real life economics.
@@misstekheadnah bro u just didnt have common sense. Credit cards aren't your money, simple as that. You're now more mature, so I'm confused as to why you're defending your stupidity as a kid.
@@trogo3402 You should go to a country that doesnt have an extradition treaty with the US, even if you manage to escape via commercial flight or via boat, you'll still be caught in colombia.
And this is why people like Scott Painter can go bankrupt and still be a multi million dollar businessman, chapter 7 can be manipulated in favor of shady business people as a loophole
Hold up, so if I am homeless and somehow manage to get one of these I can spend billions of dollars and then all that happens will be that my cardboard box get sold? Bet! I’m in!😂
They will beat up all the American Express guys that show up on their doors before beating the final boss and taking over (that actually sounds like a good premise for a beat em up game)
@@Gwizz1027 meh, shouldn't be that bad. I have a couple of coworkers that filed for bankruptcy and they're not doing so bad. I'll file chapter 7 and what are they gonna take? I live in an apartment with 1 financed car. Anything that they can sell that's legally under my name is not that much. I can easily buy them back. It's not like they're going to take all my clothes lol. Like I said, I know a couple of people who had filed before and now they're better off.
@@zygbeee8563 Student loans (federal or private) are a bit different than regular commercial debt. Although not entirely impossibile, it is a lot more difficult than simply filing a chapter 7 or 11. After filing for bankruptcy, you then have to work with a lawyer to prove in court that repaying the debt will cause you and your family severe undue hardship. Basically, you have to convince judge and the federal government (which is the creditor for your debt) that repaying the loans will leave you to be unable to live a minimal standard of living now and in the future. So if you have a stable job with a prospective future advancement, not disabled and still not near retirement age, convincing them of your hardship in the future is almost close to impossible.
Im gonna go "borrow" some money from american express and put it somewhere were noone can find it and then file for bankrupcty now. Thank you for this video.
This is so relateable, I got a credit card and bought a Disney mansion, now I'm locked beneath cinderellas castle, I've only managed to keep my phone because Mickey doesn't search my crack
I remember when I was at a bank and someone said to the staff “my parents said the first one was on the house” when he was rejected a credit line. I asked staff why that was about and turns out dude was told by his parents to just run a credit line, default for a good 10k boost for college life.
I filed bankruptcy due to hospital bills (in my state hospital bills no longer show up on credit report, had no idea they were even there, was in process of paying off credit report items) due to insurance saying person wasnt covered when they were. Got surprise sued for $15k lost 25% of my income. Our ONLY income. Took a loan, payed my bankruptcy lawer, filed chapter 7 and done. We dont own anything so there went that. It helped my credit too. Id recommend it. If you take a loan dont include that loan in your bankruptcy btw.
City block ideas? Sure. 1- A hotel area if the weary survivors are in a pickle around the city and they need somewhere safe to stay. 2- Recreation center with all sorts of options, arcades movie theaters casino stripclub you name it. People should NOT miss the vault's luxury. 3- Vehicle garage plus airstrip for easy maintenance and refueling (pumps should be used there for convenience, should only contain vehicles that are used for exploration/mass troop transportation) Ideas for personal quarters: Stick each colonist in a block with things centered about their speciality. Cai gets a block with crafting stations and should be close to the hospital. Timon gets a block with the armory and guns and ammo and minified spare turrets. Chef and Chef gets a block with drop pods and comms console (traders) and ofc cooking stations. Each colonist gets a dirtbike for emergency (We get a raid they need to make a run for the side the mushrooms are coming from etc... they can do it fast) Efficient? Not at all. A good idea? Maybe.
This is perfect I’m gonna switch states change my name and every thing and buy a bunch of sh1t then when they take everything I change back to my own identity and I’m home free thanks Henry
Learn more with us! SmartNonsense.com 🌈
ok
What if she payed for a heart surgery
And how will she get this card? I mean she's a brokie
If your wondering why banks usually don’t go broke because of this is because there’s something called credit.
They won’t lend you 8 million dollars if they don’t trust you.
I live in aruba😊😊😊😊😅
henry is teaching us how to commit financial fraud
Let's do it all together and do not pay back
@@ivankaurin86 are you sure about that? The IRS exists...
@@RandomGuyFromUlacylon then let’s buy an army then
They get their money trust you’ll be working for free for the rest of your life 😂
Well after you file for bankruptcy, you don't usually get ANY loans for a long long time. It's called credit score
You owe the bank a hundred dollars, it's your problem. You owe the bank a hundred million dollars, it's their problem.
I don’t get it
@potassium The point is, 100 dollars is nothing to a bank. 100 million is a lot, obviously.. And you most likely won't have the money to pay the bank back, even partially, so the bank loses a lot from that exchange.
TL;DR
The bank ain't getting their hundred million back
@@meli10xd basically if you owe the bank an absurd amount of money, the implication is that the bank is never going to get it back. I.e. they shouldn’t have loaned that to you in the first place.
@@meli10xd because you’ll probably never be able to pay them back 100million
Owing 100 bucks is not a problem for adults,
Owing 100Mil is the Bank's *and my* problem - nearly anything on my name will be sold and deducted from my salary for the rest of my life, or..? (Regulations differ by country, I live in Europe)
EDIT:
OMG >10 likes - I AM FAMOUS!!!!!
"I'm just asking for a friend"
smoothest way to declare bankruptcy 😂
bro just wants a friend😂💀
He’s lonely
@@poka26ev2 bruh ☠️
@HoodClassic69 I think that’s called “fraud”.
Ah, thats the reason why he cant give the animators a raise
"You owe us 8 million dollars"
"Double it and give it to the next person"
Hilarious 😂
No no no double it and give to elon musk
@@faruslol8463 nah
Double it and take it from the next person
@@faruslol8463dats genius
Henry taught me how to commit financial fraud with this one 🐐🐐🐐
This is what Micheal Scott must've went through when he declared bankruptcy.
He didn’t even know what bankruptcy was until Oscar told him lmao
I just watched the episode woo
What :/ he was like one my favorite characters in The Office
My favourite scene !!!
I just thought about the SAME THING
Fun fact kids, student debt doesn't go away when you file for bankruptcy. You'll never escape THAT debt
Partly thanks to our current president
Don't go to college. Learn a trade.
@@jasondeaver2117 literally no. Biden even JUST vetoed a bill that would have ended the student loan forgiveness program that he set up in the first place. If you're looking for the people to blame for student loans being an absolute shitshow, look no further than Republicans! They're responsible for literally every financial crisis of the last half century
@@andyc9902yes, that definitely works if you're trying to be a scientist or doctor :D
Child support arrears too.
The thing is, Amex or any other credit card company would never give you 8 million dollars if all you owned was an old mobile home.
Bingo
Hyperbole is a hell of a thing
@@jajones11I know
Actually yes because the platinum isn’t a credit card it’s mainly a charge card which has no spending limit
Unless you're asking for college loan (for some reason)
As a homeless guy, I see this as an absolute win
Wait you're actually homeless how do you even got WiFi or are you just joking
@banonos
He is joking and also, most homeless people nowadays have phones with basic internet plan bc is a necessity
@@mendyc158 ok honestly I don't expect to have answers to that thanks anyways
Say bye to your organs and limbs
Pov: You rented everything and they can't take anything
Buy gold and bury it 😂
@calvinwhoa that's definitely a federal crime of some sorts.
@@parsawhatdoyoucare5138 probably but if they couldn’t find it when searching for stuff to sell they probably can’t find it when there’s an investigation 😂
Its not a crime if theres no witnesses,@@parsawhatdoyoucare5138
mf is criminal mastermind
“You owe us 8 million dollars.”
*_slowly pulls out credit card_*
“No.”
U use debit card
U can't pay credit with credit
@@jr.slayer3315 no, really? I didn’t know.
@jr.slayer3315 you missed the joke
@@DepFromDiscordi didnt literally onow that you cant do this. i dont have a credit card, IM STILL NOT ELIGIBLE
"Cause I got 30,000$ in credit card debt"
-Peter Griffin
"when they call I'll tell them I cant pay them back yet"-peter griffin
@@ezedeanda5675 "credit card debt!" -glenn quagmire
"Tomorrow I might buy myself a dining room set. Or this boba fett!" -peter griffin
"Credit card debt! Credit card debt! Credit card debt!"
-Peter and Quagmire
"Everything tastes better with melted cheese."
- Peter Griffin
696 likes
he pulled out his *AMERICAN EXPRESS PLATINUM CARD*
Sorry ma'am. But that card is npt available.
So I can't use my AMERICAN EXPRESS PLATINUM CARD
it's sad I can't use my AMERICAN EXPRESS PLATINUM CARD
Fine. Fine. You may use the card
What?! I can use my *AMERICAN EXPRESS PLATINUM CARD*
- give almost everything you own to your friend
- go bananas with the card
- get the remaining property taken
- get the almost everything from your friend back
- now you committed a fraud.
As soon as that almost everything gets back to you they will take it
No need to@@bindusharma826
Spanish banks 😈
Context, in Spain we had that system like the US, but in 2008 the government made a reform in Real Estate, if you couldn’t pay the house, the bank could take back the home and sell it, but the bank doesn’t asume the losses, you will need to pay the 100% of the debt.
Even though you don’t own the home anymore.
Example, you buy a home buy 300.000€, there’s the crash and the home is foreclosed, it goes in auction and it’s sold for 100.000€ (did I mention that the mayority of buyers were banks buying their own houses?) so the person that bought the home doesn’t have a house anymore but he still needs to pay for 200.000€
Plan
Step 1: take out the biggest loan in history
Step 2: give/spend that money on someone else (family and friends)
Step 3: file for bankruptcy
Step 4: if the bank wants your money you have nothing.
Step 5: profit (Or go to prison)
And probably be sent to life in prison
@@torchybeacon245 he did not account for imprisonment in his equation 😂
Step 6: invest in new (totally not scam) cryptocurrency 🤑
Step 7: Octuple investments after it blows up 😎
Step 8: profit even more 🔥
@@canyon9749 NO
@Canyon step 9: crypto crashes and you go broke
Step 10: sell feet pics-
Go all out, bankrupt them.
You do know how credit cards work right?
Credit cards usually limit you to a Max number of cash, but if you have an unlimited card...
Ah yes crash the biggest industry in the entire world that market stability depends on. If everyone did this the disaster would be worse than 2008, 230,000 people died from that crisis. But sure, go and cause a crash just to get back at your bank for...? Having money??
You can't say that word
@@sudokuacrobatics even unlimited cards have limits. The highest limit is about 25,000. Also if you ever get any money again the company will sue you for it.
“I’m asking for a friend”
Proceeds to tell us how bankruptcy works
That is a bit odd 😮
@@hilaryowiredu7754 he asked it as a question, then told us.
@@rekttryhards2102So why'd he ask 💀
Police: You owe us 8 million dollars
Me:pulls out reverse card
Police: Pulls out a gun
@@OriginalGang-rc1soreverse card again
Police: pulls out a reverse catd@@Notme12412
@@Notme12412police: use +4 card and 🚫 card
@@Strawberrymeloncat me: pulls up reverse
As a homeless person i see this as an absolute win
Thats sad to mention but it's so true
Lmao
Good luck getting the platinum credit card
@@Starman0_0Nah i think they're joking
There shouldn't be multiple types of bankruptcies. Far too many companies have filed for bankruptcy and those running them haven't had to pay anything.
It’s usually because companies are entities themselves and thus debt is owed by the company not the owners of it. That’s how it usually works and it goes even deeper with holding companies that are holding companies for other holding companies. It’s a deep rabbit hole.
The entire point of a limited liability company is so employees can't be liable for bad financial decisions made by the company
@@ec7005 Executives who make the big decisions shouldn't be considered the same as employees. Not one of the bankers in the 2008 financial crisis ended up broke and ostracized., which is how normal bankruptcies end. My personal views are have government minimally involved in the economy. Which means they should let companies die and let people deal with the short term harm rather than the long term harm of a bad company staying afloat on taxpayer funds.
@@DjAmaratziOfficial Which is stupid and shouldn't exist. It's just a loophole that richer people use to protect all of their assets from being repossessed when they file for bankruptcy. Which in the end leaves people like you and me footing the bill for the losses.
@@ec7005 Found the buffoon who thinks that starting companies that go under shouldn't cost you any of your belongings.
So tell me buffoon, since you think no business owner should ever lose their money, why is it that we allow them to charge so much because of them "taking a risk"? Seems to me if they're protected from any form of risk we should stop acting like people starting companies are taking any form of a risk, because it never costs THEM.
Honestly, she deserved it after that “YaAAaAaaAs QuEeN”.
Fr
So true
Definitely
fr
@KeyUploadsYAAAAAS QUEEN
I know close family members who filed for bankruptcy. It was a tight situation, and that was not the largest concern at the time. However, that stays with you for decades. Nearly 20 years later, interest rates are massive and most big purchases are completely impossible.
bankruptcy goes of your record in 7-10 years depending on chapter 7 vs 13 thats just not having good credit lmao
@mem Banks don't just "pay off the difference." She's on the hook for monthly payments towards the bankruptcy. She may not be bankrupt anymore, but the consequences of such a thing stay around for a VERY long time.
@@ccedev could they be passed on to her children if she were to pass?
@@MartianCandies I'm not sure, but I hope not. She should be done paying it off soon from what I heard, but her credit won't restore for a long time. As the first comment said, that isn't directly tied to the bankruptcy.
@@ccedev im glad shes almost done paying it off at least. Im just worried bc my grandma might have to file for bankruptcy, qnd while shes in good enough health to live 10 more years, i really hope that it doesnt come down to it. Shes in her 70s :(
“YAAAAAAASSS QUEEN!” Got me rolling to the moon with no helmet
Only thing he didn’t mention is your credit score becomes non existent after that making it really hard to get another card
As a person who just owns his own clothes, i see this as absolute win
Anything can be taken away from you when your bankrupt
It's not actually discharged you just wake up in an ice bath a few weeks later feeling lighter.
lmao
What does this mean? 😭
@@nikhilpolekar8325They yoinked your kidney
@@aeserr8396 😰
@@aeserr8396 not just your kidney
Pro tip: Commit credit card fraud so then you don’t go bankrupt
Always wear protection 💯
@@bobbert4679 whar
WARNING:may cause your exile from american society in a building meant for exiling
@@rrosskiI think that 's from a durex ad.
Thanks for mentioning aruba🇦🇼
-buy a box with gems
-goes backruptcy
-tell them you lost the gems
-wait one year
-sell the gems on blackmarket
-run for another contry
-be rich
"I declare BANKRUPTCYYYYYY"
Without Henry I would've never known what happens if you go bankrupt, thank you for enlightenment
brother doesnt have a life outside of youtube
OK bort 👍
@@skrrtskrrt1804 yea
E fact that you are the same account every time
ua-cam.com/video/6VEb57HUmg0/v-deo.html
Reminder that if you owe less then 10000 each to one credit company you can usually get away with it if you ignore the calls and mail letters, its usually too expensive to sue if you dont owe a shit ton and dont pay
I was sued over $500 and the case settled in court without my presence. It happens all the time.
When I was younger I was a complete moron when it came to credit, went on spending sprees, and ended up with a low credit score that took 10 years for me to fix. To this day, I feel financially a decade behind in terms of assets and savings because I was never taught responsible, real life economics.
but also say bye bye to your credit score
@@misstekhead I will take that into consideration if I ever think about getting a credit card. Thank you for sharing your wisdom.
@@misstekheadnah bro u just didnt have common sense. Credit cards aren't your money, simple as that. You're now more mature, so I'm confused as to why you're defending your stupidity as a kid.
why do you know that
“Ay, girlie” had me ROLLING
Buy things, keep them with a friend and say you lost them or sign everything over to a trusted individual, and file
The cop: you owe us 8 million dollars.
The girl: I don’t have it, but I can pay you in another way
One time ain't gonna cut that.... She can probably be a *** slave for the higher ups just sayin.....
😳
not worth it,ngl
Don't forget about interest. That's literally the one that drags you down in the long run.
“Hey ferb, I know what we’re doing today!”
"and american express would be on hook for that loss" the guy who will now litterally bankrupt the company or whatever:🤑🤑🤑
Yaaaaass Qween got me dying 😂😂
Those bars looked like prison, so relateable 😅
Also please do Turkish War of Independence 7
Whatcu mean "relatable" 🤨
@@Erm82751 It wasn't my fault that that dog was so se-
I am nothign
I mean nothign*
Honestly speaking you're lucky american express doesn't resort to selling your organs 💀
True
“ YASSS QUEEN” 👑
Im literally dying 💀
True
Wow sooo funny😐
@@Merica_officialthan why did you comment then?
@@bacon7125 Go back to bed, roblox kid
@@gentlemanjones8469 whats a bed
Imagine spending so much you bankrupt yourself and American Express simultaneously. 😂
The high pitched “yas queen” 💀😂
Those screams made bankruptcy sound extremely terrifying
These kind of people are the reason why everything is priced High. Corporates has to get the money back by some other means
They gave the shit away. What did they expect for everyone to be billionaires and swiftly pay it off? 💀 They wouldn't need the credit to begin with
Who remember "ima pay with my AMERICAN EXPRESS PLATNIUM CARD" meme
i never heard of that meme
Me when all I own is the burger I bought with the credit card...
🍔
Someone said "Boyfriend came in clutch" XD
8 million dollars in credit card debt, oh I'll just pay with my credit card.
Which one Holmes?
I’d just flee the country and not pay
That's not how that works
@@dontbeedgy can’t hear you I’m on a boat to Colombia
I think you cant take a flight to escape from your country when you're bankrupt
@@trogo3402 You should go to a country that doesnt have an extradition treaty with the US, even if you manage to escape via commercial flight or via boat, you'll still be caught in colombia.
@@BocchiSensei I’m only in Colombia to secure easier transport away to the jungle
How to outsmart the tax guy: just say "Do you use credit?"
Bro reminded me about the meme "AMERICAN EXPRESS PLATINUM CARD" 💀
"Girlie" got one hell of a line of credit!
Use ur credit card to pay off ur credit card 🗿
Ayo u da messiah
Basically the American government’s financial logic
"you owe us 8 million dollars"
"But i dont have money"
"Not our problem"
It Is their problem.
"Yasss, Queen!" 💀
"you owe The amercian express 8 million dollars"
*slowly pulls out the american express card*
Thank goodness, I thought a cowboy would show up, kill me, and then take whatever was on my person 😮💨
Never let them know your next move: pays the Money with the credit💀😈
And this is why people like Scott Painter can go bankrupt and still be a multi million dollar businessman, chapter 7 can be manipulated in favor of shady business people as a loophole
Hold up, so if I am homeless and somehow manage to get one of these I can spend billions of dollars and then all that happens will be that my cardboard box get sold? Bet! I’m in!😂
American express gangsta until they owe people 10 billion dollars 💀
Chapter 7 bankruptcy, we all thought of knuckle at that point
Imagine Karens with the American Express Platinum card 💀💀💀
They will beat up all the American Express guys that show up on their doors before beating the final boss and taking over (that actually sounds like a good premise for a beat em up game)
No one:
Lawbymike: transfer all property and stuff to his dad before starting the shopping rapid fire
Nawww, not LawbyMike 💀
I wish I could file for bankruptcy. Stupid 80k student loan just won't go away. Lol.
@@Gwizz1027 meh, shouldn't be that bad. I have a couple of coworkers that filed for bankruptcy and they're not doing so bad. I'll file chapter 7 and what are they gonna take?
I live in an apartment with 1 financed car. Anything that they can sell that's legally under my name is not that much. I can easily buy them back. It's not like they're going to take all my clothes lol.
Like I said, I know a couple of people who had filed before and now they're better off.
Why can’t you?
@@zygbeee8563 Student loans (federal or private) are a bit different than regular commercial debt. Although not entirely impossibile, it is a lot more difficult than simply filing a chapter 7 or 11.
After filing for bankruptcy, you then have to work with a lawyer to prove in court that repaying the debt will cause you and your family severe undue hardship.
Basically, you have to convince judge and the federal government (which is the creditor for your debt) that repaying the loans will leave you to be unable to live a minimal standard of living now and in the future.
So if you have a stable job with a prospective future advancement, not disabled and still not near retirement age, convincing them of your hardship in the future is almost close to impossible.
The "yaaas queeen" though 💀
me when i spend 7 billion dollars with the homies:
"yAAAAaAaAAAAs qUEEN"
Keyword: Usually discharged.
If you take on debt, knowing you’re not going to pay it back, that’s fraud. They may not be able to collect but your ass may also be going to jail.
At least you had fun before you went to jail
@@xytruxGDthat’s a prisoners mindset
It's not fraud, what the hell are you talking about.
my tutorial has it fixed just say that you expected for thta money from a friend to pay off
Wo goin to jail with this one 🗣️📢🔥🔥🔥🔥
Im gonna go "borrow" some money from american express and put it somewhere were noone can find it and then file for bankrupcty now. Thank you for this video.
"I declare BANKRUPTCY!!"
You have taught us something school hasn't taught us :>
so you never heard about differences b/w credit card and debit card in lower classes. wow
School taught me this in the 7th grade
Bro you can uno reveres that Police officer 😂😂😂
d yAsS QuEeeEn got me laughing😂😂😂
Debtmaxx™ is the way. Quite antisemitic though
This is so relateable, I got a credit card and bought a Disney mansion, now I'm locked beneath cinderellas castle, I've only managed to keep my phone because Mickey doesn't search my crack
imagine american express busting your door to harvest your organs to pay for your debt.
Hakimi us cooking with this one 🔥🔥🔥
That green screen folds transition to lines is amazing
"YASSSSSSSSSSSSS *voice cramp* QUEeeE-"
AMERICA EXPRESS PLATINUM CARD!!! 🗣️🗣️🗣️🔥🔥🔥😭😭😭🙏🙏🙏💪💪💪💸💸💸🦅🦅🦅
I remember when I was at a bank and someone said to the staff “my parents said the first one was on the house” when he was rejected a credit line. I asked staff why that was about and turns out dude was told by his parents to just run a credit line, default for a good 10k boost for college life.
"You owe us 16 million dollars doubled from the last person"
"Triple it and give it to the next person"
that is why credit card companies look for your credit score to see if you pay back your debt
Devil:NOBODY ESCAPE THE DEBIT EVEN HITTER MUHAHAHA!
I filed bankruptcy due to hospital bills (in my state hospital bills no longer show up on credit report, had no idea they were even there, was in process of paying off credit report items) due to insurance saying person wasnt covered when they were.
Got surprise sued for $15k lost 25% of my income. Our ONLY income. Took a loan, payed my bankruptcy lawer, filed chapter 7 and done. We dont own anything so there went that. It helped my credit too. Id recommend it. If you take a loan dont include that loan in your bankruptcy btw.
“You owe us $8 million”
Girlie:”Kay lemme just get my credit card”
-Girly: ”How bout I pay you another way 😉”
-Officer: “Good Idea gimme your house”
-Girly: “AHHHHHHHHHHHHHHHH”
Remember learning this in 9th grade personal finance
This video reminds me of that meme video of *"AMERICAN EXPRESS PLATINUM CARD"* 😂
Me selling everything I own before going bankrupt so only thing bank gets is my toilet seat
City block ideas? Sure.
1- A hotel area if the weary survivors are in a pickle around the city and they need somewhere safe to stay.
2- Recreation center with all sorts of options, arcades movie theaters casino stripclub you name it. People should NOT miss the vault's luxury.
3- Vehicle garage plus airstrip for easy maintenance and refueling (pumps should be used there for convenience, should only contain vehicles that are used for exploration/mass troop transportation)
Ideas for personal quarters: Stick each colonist in a block with things centered about their speciality.
Cai gets a block with crafting stations and should be close to the hospital.
Timon gets a block with the armory and guns and ammo and minified spare turrets.
Chef and Chef gets a block with drop pods and comms console (traders) and ofc cooking stations.
Each colonist gets a dirtbike for emergency (We get a raid they need to make a run for the side the mushrooms are coming from etc... they can do it fast)
Efficient? Not at all.
A good idea? Maybe.
"you owe us 12 million dollars! "
"NUH UH"
This is perfect I’m gonna switch states change my name and every thing and buy a bunch of sh1t then when they take everything I change back to my own identity and I’m home free thanks Henry