Fighting for your home!
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- Опубліковано 28 вер 2024
- David James is having his property stolen by the bank. He joins me to expalin how this is possible.
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#theft #property #banks
Totally disgraceful. Which bank is this? They should be named and shamed. The "establishment" in this country is unbelievable. Your resilience is amazing Mr James.
Banks do NOT deal in money, banks deal in items of value. This is a prime example. They aren't interested in you repaying the 'money', they want the item of value.
When she died the bank would have demanded payment in full.
He was not a party to the contract.
He would have either have had to pay the debt from is own funds or try and arrange a new mortgage.
He is now talking about climate change, nothing to do with his situation of which we know little about.
Mortgage should always be joint with husband and wife.
We also have no idea how much equity was in said properties, if it's a majority, she could have put him on the deeds of the properties without being party to the contract with the bank.
This all needed to be done before the sh🤔t hit the fan.
@@1960ARCbut surely thats what probate is about? He was still paying the mortgage and that could have been part of settling her estate. They jumped the gun without respecting the process of probate. Surely there is legislation around this common situation?
The banks deal in debt.
@@dropbear9526The banks deal in fraud.
@@elizagoodytwoshoes9140 who was executor of the estate, only they can deal with the bank.
The number ONE question we need to know so we are not scammed by our bank or building society is. WHAT IS THE NAME OF THE MORTGAGE PROVIDER who has attempted to steal (asset grab) this mans house. Once God and His 10 Commandments are kicked to the kerb there is no limit to the wickedness that can be perpetrated against us.
Banaman channel has some great videos showing how civilians are legally retaking properties seized by illegal evictions with fraudulent warrants and handing them back to the owners.
Yes I love banana man
Do you have a link
Thats right there must be due process especially when they are taking away a roof over someone's head. Outrageous the way the bailiffs can not provide lawfully stamped court papers, it is outright fraud.
@@ldn876 I'm in Australia, and have been watching Banaman's video's for at least a year.
Obviously, ignorance is not bliss. Lift your game.
Just subbed. Thanks for the tip.
The past four years have been about things being TAKEN AWAY FROM PEOPLE.
They don't want us travelling, they don't want us owning cars or properties and the NHS is in the sh*tter.
Absolutely true and frankly THE key to it all.
Thank you! My dear friend Rosie got booted out by fake bailiffs in Bury St Edmunds. She and friends broke back in a few times and then they put dogs and people inside . Her house was destroyed and her belongings rifled and stolen. There was no court paper and it was totally illegal. THE AUCTION HOUSE criminal property company handled the sale and bought her £350,000 house themselves. They paid £100,000 and then sold it twice since Christmas this has to be stopped.. we will see you at your next Suffolk meeting Richard.
This is disgusting
David Rogers Webb. The great taking. A must read everyone😢
you will own nothing and be happy
He gave me permission to upload his first video onto my channel, before he started his UA-cam channel. As I felt his attitude and determination was inspiring. I lost my wife 2 months after he lost his. So I know exactly how he feels and have done the same as he has, in order to stay strong, remain a strong fighter moving forward.
yes , government private property thefts . UK / USA. stand alone and learn.......the power any government has over any one citizen is absolute....
the power. the government has over the masses, is none''. .
@@MyGallaghers well of you following these idiots
My friend has the same situation.
Lloyd's bank are the thieves!
There was a man in radio 4 who was told by his neighbour that someone was in his house. The man was working elsewhere in the country. He travel down, knocked hus iwn door and said to the man who opened it, you shouldn't be here this my house. Short version. The house had been sold fraudulently by another foreign man and because the now in house living person had their name on the deeds and at land registry, the actual owner was told he'd nit a leg to stand on. It was no longer his.
I don't know what the final outcome is but I'm assuming the rightfully owner may still be without his property. My advise is if you own property register with land registry that you want search updates. You can also apply searches on other properties that you might consider in future wanting purchase. I'm not sure how it works. Also, if you register your home as a percentage split it cannot be sold if one of you needs residential nursing care. It also means where there's extended families, as long as wills are made and up to date, stop underhand finance grabs. It's all not nice but money brings out the worst in most unfortunately.
Some neighbours of mine viewed a property in Spain. They paid a deposit and a few weeks later went down to finalise the sale. It turned out someone else was in the house and the "owner" (British) had taken six deposits and vanished. He actually owed more on the house than he sold it for. My neighbours lost all their money. It wasn't a fortune, but even so.
The lesson today folks is get your paperwork in order eg Your WILL.
Not just your will. The mortgage in joint names.
@@1960ARC That’s not as easy as it sounds. At least having a will expresses the asset is passed on and the person who inherits can at least legally deal with the banks. Also having life insurance to pay off outstanding mortgages is sensible. These people were clearly too busy trying to live what he calls their dream life.
@@b8dom the bank has first charge, so they have to be paid before the will is in effect.
Only the executor and trustee can deal with the bank.
I've had to deal with this twice.
The easiest way is mortgage in both names, then the bank is a none issue.
@@b8domTheir dream life obviously came crashing down, because they were to busy dreaming, quite simply, get your property deeds & Will in order. You won't get your hands on anyone's property, living or deceased, unless ownership is proven.
@@miacat1727 Not as easy as it sounds putting your name on someone else’s deeds especially if there is a mortgage involved. They would have to 1. Want to ( maybe she didn’t ) 2. Have to take out a new joint mortgage ( both be working and credit worthy ) and maybe one or both of them at that time were not. Probably not living in Turkey 🤷♂️
This is a sign of societal collapse.
Why?
All planned by globalists who have the gov't in their pocket. UK is under occupation.
Wonder what the next scam will be?
This is only the start of the property grab here in Ireland same 2 properties near me they tried to take if owners didnt use r renovate them all singing from the cabal book ul own nothing and be happy
Really ?
I am lost for words, this is mafia bullyboy tactics being used... WEF at work!
Awesome bloke, i wish i had his energy. I'm glad I've inherited my home and there was never a mortgage. Still worrying situation though.
Richard you need to check out Victor Davis Hanson
American military historian’s latest post as this is another technique that is coming. He lives in the edge of beautiful nature and bush. He has a reasonably expensive property he owns. I imagine outright in California. In his latest video on UA-cam he tells of receiving a letter from his insurance company stating his property was no longer insured. Effectively because of other areas having bush fires 🔥 due to climate change (BS) his home was no longer insurable. I heard they would be doing this with the farmers and those who have coastal properties or any where they designated could flood or be burnt out. The insurance companies as advised by their Black Rock and Van Guard overlords will then swoop in and buy the properties at pennies in the dollar and force the people to move into the 15 minute cities. Of course the Global Elites who are in cohoots will not have their properties hit because they are in on it. But then they will get the riff raff out of beautiful scenic areas. If you don’t comply then I guess that’s when they use DEW weapons to start massive bush fires 🔥 or Geo-Engineering to create storms that wash your homes off cliffs etc.
I cannot for the life of me understand how an intelligent man could allow himself to be in such a position. Why on earth were the houses not in both names?
Because Gov allowing economic legalease fraud
Exactly
in case of divorce?
@@redsed1565 you have more rights in a case of divorce than you do if your partner dies. All debt must be paid prior to the instructions of any will.
you do know we are dealing with criminals!! the banks
I remember In the 2008 economy crash, many people lost their homes to the greedy bankers!
This was one of your best guests! What a courageous man. Greed has taken over the world. It's always been that way I'm sure. Now with the Internet we can see it first hand.
Appalling and abhorrent are understatements! This was unbelievable to hear. All power to you, David! God and God's Law are on your side.
We need more One Small Towns,unity in community!! We are the ones we have been waiting for!!
@@phillipcarter8045 what do you mean? Do you have the One Small Town movement there??
@@phillipcarter8045 wait do you have the one small town movement there?
@davidgavin7280 uhm clearly you haven't understood the actual goal . But that's ok . There is no obligation for buying tokens in fact I only bought 10 I know have 1100 just from contributing, I will then be able to spend them when I go on holiday in the 1st OST in Lebanon
Greed knows no bounds ,,keep up the fight patriot❤
The lesson here is that wills should be updated as necessary.
Well done to this man! A great example to us all.
I remember logging into my lloyds bank app on my phone a few years ago and while the log in process was happening there was an ad that said "our aim is to be the UK's biggest landlord"
Told me everything I needed to know.
Is this happening mostly with rural properties? Im thinking about how they want to implement 15 minute cities, take away all the rural living.
thata a disgrace that a company can rob someones property and they never paid a penny towards it !!! surly thats agaisnt the law and theft
Are you talking about the government . 😊
@@phillipcarter8045 yes lol 🤣
You keep saying "your property" when the property is mortgaged. The owner of the property is clearly stated on the DEED. You don't get the deed in your name until you finish paying for the mortgage. A mortgaged property is owned by the bank as the bank has the deeds. The mortgage is owned by the dead wife. This is why people get life insurance to clear the mortgage debt in the event of death.
IT'S ONLY YOUR HOUSE IF YOU HAVE THE DEED! Do you have the deed?
Excellent eg of how people need to deal with tyrants. Thank for your time
Without his name on the property he doesn't have a leg to stand on. The owner of the mortgage died therefore it belongs to the bank. Make sure property is in both spouses names with rights of survivorship or be willing to risk this scenario.
Wishing this man all the very best.
My energy administration department is threatening me with court action and enforcement officers even though I'm paying £200 a month 😢 I've a good job to stop paying anything now, they want to go down that fraudulent route! I'm a carer for my son and have another lad, you can imagine what my monthly income is can't you? I hate this country with a passion
Redirect you frustration to those who say they are only doing their job. That's where the action is. A country is just an fiction and has now emotion. Act accordingly.
@@williebrother9518why do you think you have a right to tell another what to do, leave or deal with emotions?
@livinglifetothefullest22 redirecting emotions from an entity that gets animated only thru the people who's job is to carry out the will of a corrupt state is where the focus should be. It's the living not the corpse. Understand?
If you cannot afford their bills then declare this in writing to them and demand they find a solution.
As there will be a debt then citizens advice can help with organisations who deal with debt, stop actions against you, decide what payments & how much is paid to your debtors & is done through the debt management company.
They negotiate with the debtors on your behalf.
All interest is stopped & your payments are fixed according to your income
It's not the country. It's the people.
Brilliant interview. I’m a landlord of just 1 property now so I am forearmed 👍
Here's how I think they intend to take everyone's house sooner or later. There's this thing called "Energy performance of buildings directive".
It's an EU thing, I think, so both major political parties in the UK will be itching to implement it as soon as possible. As would any 'world government'.
It stipulates that the "energy performance certificates (EPCs) for worst-performing RESIDENTIAL buildings will NEED to reach at least class F by 2030 and class E by 2033.”
We can clearly extrapolate from the above that buildings will need to reach at least...
class D by 2036
class C by 2039
class B by 2042
class A by 2045
Another quote from it is "To HELP building owners plan renovations, voluntary renovation PASSPORTS will be introduced by 2024 and a Smart Readiness Indicator will be introduced by 2026, with enforcement of EU buildings policies stepped up."
Clearly if you are unable or unwilling to do the renovations / 'upgrades' / 'improvements' they will prevent you from selling it / fine you / take it from you.
Even if something could be done against the above, they will do what they do best, which is move the goalposts.
We are not in the Eu any longer though.....
@@martinreynolds1 But the EU is yesterday's news, I believe. The EU's directives, plans and laws come from the Davos WEF people and serve the global agenda. And as long as we have a pro-Israel government, we serve the global agenda IMHO. The Americans will find that out about Trump IMHO shortly.
What do they mean when they say, "when you've signed the contract, you've given them the money." When I took out my mortgage, the bank loaned me the cost of the house and I signed a contract to say that I would repay the loan plus interest. In the contract that I signed, it stated that if I defaulted, then the property would be repossessed. It's pretty clear cut, pay back the loan or lose your house.
He will, he'll either pay in full or lose it but he won't come back here to admit it😅
I always thought banks were crooks ,dressed in good suits to give them a air of respectably
Brave man and giving heart to everyone to follow suit.
No....I'd get a lawyer , and quick !
Love this man, what an inspiring individual. Thank you so much for sharing this information as well, and I absolutely wish you well with this process and huge victory over the system !
Well done you heroes
I'm so sorry for the loss of your wife and the battle you are now forced to deal with. I was one of the people who sat back without realising what was going on with corruption here in the UK. I will be going to your channel to see what is happening in the case of your property. It's taken a long time for the mere mortals to see what is done by corrupt banks, courts, councils and polititions and their underhand passing of so called rites. I've woken up to it all but rather late in life. Now when I try to educate others of what is going on under our noses, I'm classed as a conspiritor....what else can I say, but I do wish you well. I'd give my hind teeth to be back in Wales with my family.
Very enlightening. It's barely known they have done this for years in the US, with little penalties imposed upon the perpetrators. Just like the CV, the banking, the land grabs. It's a bait & switch, slight of hand, right in front of our faces like chemtrails.
It must be scary being on the verge of losing your property.
If you make yourselves sheep the wolfs will eat you.
Awful situation to be in. Shouldn't happen. Hope it gets sorted soon. Keep us informed.
Thank you. Very inspiring.
Bureaucracy madness
This happened to my mum and dad when they divorced. Courts forced the sale of the house by sending my dad to prison to get him out of the way then forced my mum to sell the house for a fraction of what it was worth.
And how did the banks force him into prison exactly?
The key thing here, is his name was not on the mortgage….
When your married all your assets go to your wife/husband unless there is a valid will saying otherwise and in this case he is clear there was no valid will and so probate was required to resolve the matter. All the bank thieving went on during the probate period which in itself should be enough to shut it down. The courts are bent its all about banker profit nothing else. The love of money is the root of all evil!
Although if the story is true, assets pass to the surviving spouse. I have a feeling the banks got possession on a technicality with the inheritance procedures that wasn’t obvious.
That depends on how long they were together and if you can prove his money went to said mortgages since he is not on the mortgage or deed other than that he can put in for he said they were together for 10yrs and thats it ,lady had a will did not change it
It may be complicated if they are not UK residents.
No... the real key aspect here is the bank used his signature to create a promissory note which was then securitised without his knowledge & consent. This means they stole the credit that HE raised as the creditor, then pretended they had loaned him the money, while at the same time adding compound interest on a non existent loan!.
TENANTS IN COMMON VERSUS JOINT TENANTS!!!
Thieves !!
Your amazing David, there’s a lot of things going on in this country that we all need to stand up against ….
That tatical engineered debt, and should be illegal, this is more common than you think, its the same with rent, council tax and so on. Its diabolical.
These ‘ Banks ‘ are truly vultures.
And kick you when you’re down or actually even greeving for a loved one.
Who owns the banks?
Who created the monetary system/debt system?
@@dropbear9526foundations own the banks. Banks own the government. Government owns the scraps at the bottom of the pile. That’s us.
@@phoenixkali Who owns the foundations?
What a horror story!😮
THis guest is a Legend. power to him and all those other poor people dealing with this fascism
He's naive in not getting a lawyer , and it seems , going Freeman .He's in a lot of trouble .
@@normanpearson8753 perhaps but the lawyers all work for the system anyway dont they. there is no remedy through the traditional ideas of justice in this country anymore. i wish him luck anyway.
One point....MAKE SURE YOUR WILL IS RIGHT UPDATE....had this been the case this gentleman would not have had this problem
3 and a half minutes in. "Mortgage not in my name". Video stopped. Moral of the story is- get your paper work in order. No one owns anything and no one will be happy.
Well allow him to fight for others and let's face it the powers that be are all corrupt and in this man's case 2 wrongs do make a right enough said fight fire with fire ! Is the old addage he has used his own money and when he and his wife first stated they probably never fore saw the corruption so he's cut them off at the past good on him
So,what's the legal advice,the guy has been given? Think the properties should have been put in joint names,or a limited company,but can see no excuse for the banks action.
Absolutely. This is the danger of purchasing in one party's name only.
The mortgage company has a Charge on the Title and no contract with the husband.
If they were married, by law the houses and mortgages become his property and his debts automatically.
@@zerotoleranceforsataniceli4794 Not necessarily...
When a spouse dies, and the Title to a property is in the deceased's name, only...
"It's unlikely you'll be able to take over or transfer a mortgage into your name. You'll likely have to arrange a new mortgage in your name only. This means going through the usual affordability checks with the bank. If they won't loan you enough to keep up your marital home, you might be left having to sell up."
@@kitbenson8078
But read what you put :
1. Re-mortgage in your name if you can afford it
2. If not, then have to sell
This man wasn't offered either !
The reason being that he embarrassed the mortgage company by asking them to prove that they had not sold the mortgage debt on to others without the owners knowledge .
So instead of answering "yes" which then tells the owner that they are not in any debt to the company as there is no debt in the house, they repossess the house by denying him the right to continue mortgage payments ie they falsify a debt & falsify an inability to pay this non-existent debt
Banks taking advantage and abusing legalease
sounds like a joint interest only mortgage! he should have rem mortgaged it in his name and it wud be sorted!! even though all mortgages are a scam as we are the money creators
A slight mistake was made. Your promissory note was securitised, and they took the interest upfront. So, they stole title. Plus, they put it into a general account and sold it into the markets. They should have put the security into a special account, as the purchase amount was for a specific purpose. They stole your security... you need to tell the mortgage company you never abandoned your security. And if they don't return the security, you need to inform HRMC of the disposition of securities has taken place. The mortage company will be fined for not paying tax, possibly loss of indemnity insurance and licence to be a securities provider.
What a palava , the banks are crafty , I don't know if you still owe mortgage on the properties , I think the bank still owns them , through unfair means tried to make you default , you suffered,the tenents must be a nightmare for everyone concerned .
What a man you are a great person lost your wife and still able to fight what a insperational Person great work made me smile argggg what a sad set of people doing this to ordinary people 😤😤
Asset grabbing !
32 Welsh families losing their homes is tragic. 1 person having 32 houses, is exactly why we are where we are. Greed.
Greed .. I’ll think you’ll find that what the banks do to us is daylight robbery….mortgage fraud on a grand scale.
That landlord worked hard to provide good homes for his tenants. Without him they'd be on the street. If they don't want a landlord why don't they save up a deposit and buy their own house?
If the council sell off all the houses where do people who can’t afford to buy one live?
That guy was using his own money buying and doing up houses to rent out, he’s not doing for free he’s got to make something from it and it’s also his way of saving for his old age. What’s wrong with that?
It’s a business not greed, he’s doing the job that social housing should be providing. Where are all the social houses? They have been sold off with no new ones built to replace them. It’s not the landlords fault, he’s simply investing in a business to provide homes for people who want to rent. Most landlords work hard refurbishing run down or derelict houses whilst investing life savings so that renters can enjoy a home. Oh and they pay more tax than any other type of business. Anyone believing the media about ‘greedy landlords’ is drinking the cool aid.
We have over a quarter of a million homeless in England thousands of them are children
...this is the elite saying ''you will own nothing!.''
No, this is just an idiot trying to scam the bank
ALWAYS FOLLOW THE MONEY PRINTERS TRICKS . AKA BANKSTERS. Next Question Please ☠️
I hope you win🙏
Are you forgetting they are still Romans/Jews. That's what they do.
Your acc was unauthorised because it wasn’t you (singularly) who set up the mortgage. At this point you should have reassigned the payment method of the mortgages and placed them in your name, at Bank level. The unauthorised part was because of the “couple” all you needed to do was tell the Bank I’m changing payment methods and pay from a) another account or b) open a new one, tell the Bank you have changed payment methods and that now becomes an authorised payment method. Regardless of probate, your agreement is being honoured. As payments were unauthorised they won’t show up as a deficit on your acc, and so after 2 payments you’ve now moved into default, then it’s down hill from there as you’re arguing with a pc. Judge looks at that and concludes you haven’t paid. Case closed, house has gone.
Rapid response teams on social media help big style, also guessing before watching video as 3 worst banks are Barclays, Britannia building society & worst one Natwest wonder if one of those i bet its Natwest!
The tenants thought they could side with the bank and remain in the property.. wrong move. Good for them sneaky tenants!
Hope it all goes well for the Landlord. BLESS YOU 🙌
I hope David tells us who the people/groups helping him are?
The mortgage company should be named too.
All banks are the same
A scary thing to happen. They want you to have nothing and be happy, ha!
This is a realky important video
So straight away I see a flaw in the bank’s actions, if the account is making unauthorised payments and it’s the same account number use that evidence to back claim every single payment ever made because they were “unauthorised’’ the money and laugh at the mortgage company trying to Rob your equity and get everything into a private trust for heavens sake!
One important lesson which I learned due to similar circumstances after my wife died - if you have a joint account, do NOT cancel it or change the names on it! Open a new account in your name and try to switch over to that account but keep the old joint account for as long as you can. Any payments from the joint account or cheques or payments paid into the account must match the names on the joint account. You will not be able to pay cheques into a joint account if that bank account no longer exists or the names don't match and the company that issued the cheque will not be able to change the payment details! You may have old shares, savings accounts, pensions, building society accounts, etc. which have that joint account as a linked account and you may not realise it for many years.
I'm in Canada and the municipality where I purchased a small home in Avonmore, seized our house in town, despite the taxes being fully paid up. By the time I realized what the municipality had done, it was too late. They had auctioned off my property and home. They do this quite often here, I'm told.
I agree if you are married & loans are in your spouses name, do not tell creditors they died. I was all but done paying off my husbands truck. The bank tried to steal it, by repoing it after I had just paid them $4k. They said my only option was to pay it off in full to get it back. So I had to pay $5k more out of no where. Now my mortgage co is trying to take my house also. Even though they reported to one of the credit bureaus the loan paid in full. Dont tell them your loved one died. They all have tried to screw me over
Christians and British people stand together vote Reform....
Why? They are just Tories by another name?
You should have filed an estopel motion on the mortgage company.
Can you explain how to do this please
if i make payments on a someones car and they dies, does that make it mine? This is no different. The mortgage needed to be in both your names and a will should have been current. You made some big mistakes.
Wow man what a story, cant beleive this is happening to people in the UK.
Is this UK or Welsh government?
He may have been wrong from the start as he had no legal knowledge , so he barked up the wrong tree,,,,maybe .But why no lawyer??!!!
I am guessing that no one has signed the letters to you and taken full liability............... lol
I’m guessing he only decided he wanted the houses after the owner died and he smelled money. The fact the owner didn’t leave them to him speaks volumes.
What I would suggest this geezer does, is NOT to tell the so called 'lender' he is going to withhold payments, as that is in breach of the consumer credit act 2006 while also breaching the terms of his contract agreement with them, meaning they then have some grounds to justify continuing to pursue & threaten him. The solution here is to simply tell them he is not refusing to make the 'repayments,' but is merely diverting such to an escrow account up until they can prove they are the holder in due course of the mortgage deed. The aforementioned is a consequence of securitisation in the absence of an authorised signed contract, &/or the account from which any of their own monies were actually used to provide the so called 'loan'.
@@davidgavin7280 Oh crikey, yes, I'm forgetting that his deceased wife signed the original mortgage agreement! 🙄 . However despite that, it still doesn't change the fact of them (the so called lender) not being the holder in due course of the mortgage deed, thus voiding any such agreement/contract originally in place with whoever 🤔 .
Can't believe this guy, if he really believes the mortgage company will divulge the details agreed with his wife, even if the mortgage company wanted to accept payment from him for the property they couldn't legally. You can't just assume you have a right to your partners assets if legal documents have not been signed. The debt is owed to the bank & they will recovery the debt through the property. Sorry this guy hasn't a leg to stand on.
How many times did he mention that he was waiting for probate and the mortgagor was aware of that? I think it's bankers being banksters.
Probate has nothing to do with repossessing a debt. The mortage was not in his name, the property could not be deemed to him by probate as it had not been left to him in the Will, if it had, then he might have a leg to stand on.
It says 66 comments ? Where they gone ?
666 comments
this shows blatantly how we are seen by banks and everyone else. today is complete insanity. where all decks are stacked against us. those in power enjoy how sanity has been replaced by insanity.
We are not getting the full story here as i don't believe everything he is saying. He looks dodgy
People say the same about you. My gosh wouldn't trust you as far as I could throw you.
This guy and you Richard are naive. The mortgage was in his late wife’s name. This guy has got to go through probate and get his own mortgage. Omg Richard I am shocked at you
Vobesy isn't a probate lawyer .They should have had one on , but it is a SovCit show , so which pro man would go on?@!!! I think you're right .David was naive in not getting a lawyer from day one .
You shouldn't be shocked, Vobes is nothing more than a purveyor of sovereign citizen, strawman, freeman of the land, legal fiction nonsense. AKA a complete charlatan.
No one can sell property until probate has been destroyed with..
Is there not mortgage insurance to pay off the debt in the event of death of the person who took out the mortgage ?
How can he say there's no debt, that's just daft, his wife was lent the money to buy the property, she's been just servicing the interest, so the principal is still owing.
Please take professional legal advice even if it costs. It's worth it, as you can't rely on well meaning amateurs when the legal process can be so nuanced and confusing and that could mean the difference between gaining your properties back or not maybe, Noel Edmonds famously had problems with the banks selling his assets at knowkdown prices!
He's getting advice from Vobes. What could possibly go wrong.
Some organization must be giving this mortgage company advise to them, for this action to be taking place. Seems to me that this mortgage company is is not following the contact of the WILL your Wife had in place before she past away.. Lawyers love making war over these entitlements..
Hello Richard.
You will own nothing and be happy
Or you will own nothing and be miserable
In probate you appoint an Executor of the Estate then they have the Legal Power to deal with the Finances and pay the Mortgages. and there is nothing the lender can do about it.
Satander, or the Abbey National as they used to be known, owe me the mortgage I paid them over the years for my flat as it was money I gave them out of thin air in the first place!😁👍
Halifax bank locked me out my mortgage while allowing a third party to take over it laundering benefit cheats cash through my mortgage.I lost my house
If you paid them and they did not take your payment, then are you not in honour and they do not want your money?
Look at the work that Mark Ceylon in Nottingham did. I think it was SriLankaC
Mortgage = not your property
I hope your doing all this through a lawyer.
I fear not ."We" is the Common Law Constables ( Yes , I know!) ,and the Borrow but don't Pay Back brigade.
Daylight criminals!