Thankyou for the very useful videos. You are probably around my age too. Talking about the things that I also exactly want to know or think about. I have subscribed
Hi Benny! Thanks for the suggestion. Let me research into it. But understand since I haven’t lived in Canada yet it would be a hard topic for me to cover. Maybe later this year after I move to Toronto! I’ll keep it in mind!
The house in Bondi, Sydney, it will be settled around $4 million-plus, a two-bedroom apartment is from 1 to 1.5 million, 3 bedroom apartment is from $1.5 to 3 million, if you can get that house around 4 million thats a bargin
@Asahi, may I ask what kind of taxes or leavies are you referring to? @阿豬，I think Bondi fits more to young couples. Also, guess will be bit too busy as lots of tourists.
But it is worth the money! Best state in the U.S.!! There are jobs, beautiful scenic towns and bustling cities all in one state. It's the only state where you can ski and scuba dive in the same day.
Can I suggest you buying a house that is not close to city centre? In Australia and New Zealand, Everyone drives about one hour to work . 120-150 square meters house costs about HK dollar 3 millions. That would be much more affordable for any working family.
In the UK, some people do employ housekeepers, the salary is not cheap. It's more common to employ part-time cleaner. In London, you are expected to pay a minimum of £8.72 per hour.
@@AhJu there are lots of jobs in Calgary, everyone thinks Calgary is all about oil and gas, but that's not necessarily true. There's lots of other areas and many allow for work from home arrangements or working remotely. Just something to think about
下次大家想我講咩題目? 歡迎意見
Education systems for kids?
贊成👍🏻！因為而家個個想移民八成都有仔女。
移民前稅務規劃？
Show us the racist attacks in these countries, will ya?
想知道係HK報讀Canada University 既體驗同經驗，或者阿豬特別想point out related tips
Thankyou for the very useful videos. You are probably around my age too. Talking about the things that I also exactly want to know or think about.
I have subscribed
宜家深水埗都好貴啦，尺價16000以上，600-700尺3房都要1200萬起跳(當然唔係講緊唐樓)，以後要做對比建議使用天水圍
G CHI, 其實懶音問題不大, 反而係特色, 聽到把聲就諗起依個channel, 加油
thanks for the encouragement Mich Lee
台灣的房價你看到的開價還是都有空間可以談的
比如開價1680大概談到1500-1550
或是開價998能談到880-900
以上舉例
也要看屋主心態以及是否有急售
或是該物件比起鄰近周邊的開價是否有高了一點
有實價登錄可以參考價格區間
多打聽才不會吃虧
下次講4地醫療制度吧！我90年已移居多倫多，已退休多年，安省的醫療很不錯，其實我們都要交醫療費用，每年報稅，如果超過年薪$20K就有Tax Payable $200.00少過$20K免付。有病看醫生免費（牙醫例外），如果你知那位出名專科醫生，有權向家庭醫生轉介，必須的驗身，住院做手術，也是政府全包，不過藥費要自己付，都很貴，但大部分公司都會cover 80%以上費用，如你達到65歲祇付$100元佔底費，不過年薪低過$20K又不須付$100.00祇付薬濟師費用，每間藥房收費不一樣。安省的醫療對老人家真很好啊！每年驗身及驗眼睛都是免費，其他省份做法不知，煩打聽。
Hi Benny! Thanks for the suggestion. Let me research into it. But understand since I haven’t lived in Canada yet it would be a hard topic for me to cover. Maybe later this year after I move to Toronto! I’ll keep it in mind!
我有少少意見，希望大家參詳吓，人每個國家房屋政策都不同，如房屋的地税多少，保險費多少，加上 apartment 每月管理費多少，因移民是一個很大的決定，量入為出一定要精打細算，因據知大厦管理費每月支出也非常龐大，故希望大家了解多些才好移民，謝谢！
係呀,,,年年加架..所以我情願獨立屋..唔冼同人爭車位..冇公眾管理開支.升值快..冇隔離干擾..種下花菜.大厦没獨立錶.你用我用,边有人慳呀?須按户收費啫.公眾地方都要付出雜費...仲型住大家疉住佔地佢照收地税..好似俾人屈咁..仲有英文唔掂..撞車你輸硬架..有錢都煩死人..慳埋D嘆茶旅遊錢..交稅交到暈..仲要食永遠唔識游水嘅魚架!!
@@882828jc 你應該好耐冇了解過condo市場了。。
Salford in Manchester is not a good area, would recommend Altrincham in Manchester. Good grammar school and decent area there.
阿豬，我同老公而家每晚都煲你D 片，係我地嘅天書。 好鍾意你呀！
前題係已供完樓呀腦細。
👍👍👍多謝分享
謝謝分享！ 另外想提提香港朋友經常讀錯了Manchester，其實Manchester (/ˈmæntʃɪstər, -tʃɛs-/) 重音喺第一個字音節 (即係Man)，而非中間個 chest 字道。要記住了！
4:21 LOL
我覺得應該介紹一下買樓後每年發生嘅費用，特別係買HOUSE！好多Channel都只係介紹D 屋有幾好，幾大，環境幾正等等。但係其實每年洗費都好大。在英國，澳洲同加拿大裝修費超貴，買樓時沒check清楚就大鍋。
好啊
阿豬移民日記 其實買車都可做個series 出來！ 買什麼車，New or used? Buy or lease? European （型仔但維修貴唔耐用）or Japanese（無咁型但維修平耐用）? 維修成本，保養......加東冬天灑鹽，係車致命傷⋯⋯
阿豬，你做得非常好及有創意，獲益良多，謝謝。
Thanks David !
外國D屋咁大，但通常人地係請house keeper打理唔使自己做架......
不過我地果時就真係自己黎XD雖然無呢D咁大，都這層3房2bathrms, 3toilets＋garage+一個花園～
都足夠打理死人～
所以我成日唔明點解D人咁鐘意係HK以高價買豆腐潤....你講果D仲要已經算貴...
係唔係有D問題, 賣左香港層樓HKD 1000萬, 就算供晒層樓啦, 唔理你去邊個國家啦, 全富身家得HKD 1000萬, 真係用晒 HKD 1000萬來買屋? 多倫多間屋CAD 1.7M (即係差唔多全副身家 HKD 1000萬啦), 想問下以後的生活費, 有間屋仲要比地稅, 房屋保險, 水電煤邊度有錢比呢, 一定又搵到工做? 快餐店 定 超級市場 part time 連地稅都比唔到呀.
其實有1000萬去到買200萬樓淨返嗰啲都係用嚟投資啦
1000萬真係用晒1000萬嚟買樓嘅嗰個叫黐撚線
前題：幾乎冇其他積蓄
唔好忘記房屋維俢費呀..仲要養車...車保險..罸款.,,,,牌費...廢氣過關費..做麥記都扣稅㗎..做老中工又做足十四個鐘..報税少.老左退税唔夠食..又寂寞..靠仔女?咪玩拉..香港其實唔錯..人生有幾多年呀?全富身家買個高级監倉坐吓..食吓急凍野?朋友唔多個.除非唐人街啦.但仲衰過香港.又貴..又污漕.又多黑大哥..分分中做堆貢獻俾佢架，順便一提，如果入咗藉，第二日退休想返香港買楼两邊走，就算物業係國外。都要俾物棠税當賺咗㗎，好似唔係幾公平。
佢話發吓夢呀～9up吓咁之ma
我背景是92年移民，香港人很利害，在末移民前有很多這類資訊，好：可以多參考，隔空取粟； 但不好：也有不小. 如果你看完以為自己知好多，我可以以過来人身份告你，你愈聽得多，你愈唔準，又錯判斷，愈聽驚多想. 如果你心急買屋，我保證你很容易比人昆，因為你不了解當地, 而且香港人弱點：心急/懶快. 我都是香港人，所以我有資格說.
我移民彼岸三十年，我從陌生開始學習在異地，最大得益是學習怎樣去學習及靠自己發掘出路，這種技巧是在任何陌生地都可用. 其他國家我不敢說，在多市你以市中心而去買屋計算，這是只有5巴仙人才會. 以香港人角度，我敢說98巴仙不需要靠市中心。不過對地產佬就發達，又有香港水鱼。
至於我的異地生存/學習技巧，怎去應用到實際生活是一個太長課題，不想在這裡圈賓奪主.
我記得88年果陣全新買16thAve&bayview (多倫多)3000幾尺都係40萬加幣, 第二年就升到96萬都係因為97移民潮😂
睇你住邊個埠，好住嗰啲城市其實價錢同香港相差唔遠。
With he depreciation of U.K. Pounds, Canadian Dollar, and Australian Dollar, we need a new comparison la. Thank you😁
Thank you 阿豬，繼續加油💪🏻
多謝June!
The house in Bondi, Sydney, it will be settled around $4 million-plus, a two-bedroom apartment is from 1 to 1.5 million, 3 bedroom apartment is from $1.5 to 3 million, if you can get that house around 4 million thats a bargin
Maybe talk about the maintenance costs for your own house at different countries.
Thank you for your sharing ! 👍🏻👍🏻👍🏻👏🏻👏🏻👏🏻
阿猪，唔係個個有一千萬！你要介紹啲低廉價嘅樓嘛。。。不過你搜尋介紹的樓宇真係幾靚！💖👍
明白嘅我都係發下夢啫
500萬都好多選擇
Markham 算係科技區，返工不一定去downtown Toronto 。Mississauga 就是多pharmaceutical mfg ，香港，台灣移民也多。
遠離大多市，屋價加元30萬至40萬都有。有Go Train 去市中心。同時，各埠自身都有工，商業，何必要湧去人群擁擠的市中心做樓奴。
哈哈！我無能力移民，但都成日上去各大移民國家的地產網發夢！
加拿大移民比较容易些，有很多途径的。
住香港才是最貴。。。
好期待 講多d英國
See you later!
❤
就算有錢我都唔會買太大嘅屋，除非有2個工人畀我使，如果唔係，每日要用哂成日時間嚟做清潔！
我就係工人
@@AhJu
哈哈！
多倫多華人社區都流行鐘點女傭做清潔
R6一齊組隊打^^
Enjoy your channel very much. I include some of your ideas in my book Best stocks for 2022. Thanks!
段片令我慳翻吾少時間 ， 同埋更勤力翻工
讓我claim some credits here😛, 呀豬:我介紹咗 一group 人subscribe你這channel! 佢地讚呀豬 channel 好niche呀! 呀豬你慢慢你会discover 個multiplier effect ！ 尼的係咪叫有膺自然香？hehe…..
thank you so much Lilian!
睇屋人人都喜歡、和旅行🎉🎉
😂 see you at the Premiere!
搵靓楼永远都是华人挚爱的话题👌
Thanks Mr. Pig ! See you soon !
Thanks Amy!
多謝你嘅分享 有用嘅樓市資訊
You are welcome yummy!
I look forward to your video tonight! 最鍾意睇樓 😉
See you later bee!
阿豬移民日記 好似講埋management fee好d喎.... 倫敦condo既management fee 同 council tax加埋都幾貴，美國d HOA仲誇！
Good
台北 北投區 天母 有最好的大自然 住家環境，範圍闊大到 石牌 大公園 和 新開發區 有大花海，
也有 最好吃又便宜的 腸粉 在石牌公園 入口 近石牌捷運站 石牌國小國中，歡迎 來居住 作鄰居，開店作企業也一流喔！大醫院也有的，健保世界最好，
楊教授
原來阿豬咁有錢...
英國啲堡壘唔好玩啦, 就算我唔驚👻 我諗維修, 暖氣費 running costs可能每月成皮😂 你有冇睇Downton Abbey?
有呀，不過我覺得太繁忙
講得好👍
今晚早啲食飯然後睇阿豬
Haha
已經等到首播啦mr 🐷
See you at the Premier Pokman (pork man🐷?)
如果少數人賣左層樓然後移民，問題吾會太大。如果有一定人數都賣樓移民，個價就吾會係現在個價。E個講法仲未計埋國安法、美國取消香港特別法同吾少資金都離開香港既影響。
咁應該打幾折？
@@AhJu 吾敢講。不過仲有一個正面因素，就係阿爺一定會粉飾太平，托得住個樓市就托，托吾住出假數據都吾出奇
👍👍👍👍👍👍
澳洲係可以買一個二手樓 但係唔可以做投資用途 即係唔比租出去
期待
晏啲見 Chloe
已經安座家中等緊了😊
阿豬介紹加拿大入邊屬於美國嗰個小島生活方便嗎？買嗰度啲樓係咪等於買美國樓？
有新嘢學到
😯😯好大間屋！！😏😏要保命
要買兩架車，去超市要兩小時，
要買部除草機，兩隻惡犬，一個巨大嘅雪櫃，
加拿大冬天的存貨兩三月嘅食物。
Haha not mine obviously
我喺多倫多，即使冬天，疫情前日日都會出去行下，順便買下餸。
存貨兩三個月係老人家。後生一定唔會！
樓主係咪仲活係70 80 年代
Canary Wharf好似香港金鐘，放工時段後如同死城，好靜！
多謝阿豬
Thanks for watching fanny
七個厠所，一日洗一個，一星期一個循環
夢幻之境
Thx 😂it was a great dream 👍🏼👍🏼
只係得閒發下夢
THX FOR SHARING, 有SUBTITLE 更加好~~ 台中FOR唔識英文的話, 真係移民首選, 台北我諗都係FOR人返工多, 都好L貴~
澳洲個間呢一年多應升了五成。1500萬了。
哈 我老婆又睇東區又睇西區 最後又係搵金絲碼頭 不過沒排屋！
金絲雀碼頭屬東區，在zone 2邊邊。很久以前係船澳，附近社區多council housing。30多年前重建成第二金融區，我曾在附近住過多年，後離開。
第一個講我嘅目的地😄
lucky you. when are you going?
@@AhJu mid September London 😉
FF 下都好正
支持你🙂
多謝cc
You failed to include all the yearly taxes/levies (very high) when you own a property in Australia
Please feel free to share
@Asahi, may I ask what kind of taxes or leavies are you referring to?
@阿豬，I think Bondi fits more to young couples. Also, guess will be bit too busy as lots of tourists.
2022年12月来看这个视频，只有感慨。
Very nice
Thanks Irene
泰晤士河 你譯得好得意，不過大家都明。加州都係買屋連地，仲平。但物業稅同HOA 年年交好貴。
加州天氣又好
But it is worth the money! Best state in the U.S.!! There are jobs, beautiful scenic towns and bustling cities all in one state. It's the only state where you can ski and scuba dive in the same day.
阿豬豬, hi. 但我賣左樓都可能只得4百萬......可唔可以介紹平D架, 哇 car car.
自己上網揾啦！響Google search打某某國家property portal 就得，英国樓就上rightmove。
Manchester有錢人買既豪宅一般都遠離市中心，仲要環境好安靜既郊區，搵近市心既一般都係打工仔。P. S 係Manchester住左幾年既香港人
Thanks for sharing Hot Kit
support
like咗先😊
Thanks june
台灣人眼中, 八九年樓己經算舊樓, 有價但可能冇市, 除非位置座向好好! 而且大把新樓, 冇乜必要選舊樓! 始終台灣有頻繁地震。
Separating the country in the talk seems better to have more focus and detailed explanation. Anyway, thanks very much for the introduction.
希望多些介紹台北、台中物業
咁窮地方，又多貪污，又有地震，去來做乜
好嘢有新片睇！
See you later
有幾多人會甘後生供完樓呀？供完都吾會用1000 萬去買樓，發夢不如發D可行D 既價錢
英國間屋咁大，兩公婆唔使搵工做啦，日日去清潔，剪草都暈！還有維修費，人工貴！記得要留返d錢維修呀！唔搞靚佢，個區d人會去council 投訴你架！
阿豬，記得你之前話見左個稅務顧問，去加拿大前plan好d安排，好有興趣知道稅務上點可以做好d呀🙏🏻 有冇咩tips俾大家？謝謝🙏🏻
香港人喺香港住開嘅單位都唔大, 不一定要住2000呎樓, 多倫多其實有好多選擇, 豐儉由人, 冇你講到咁貴
那間Manchester的屋是semi detach. 即和隔離share 一度wall. 一般不是brick. 可以很noisy. 同時不能自拆再起. 成間鬼屋
Haha 。太大間屋都會驚👻
咁大間屋，好正真係好開心
😄
樓市谷底咁就過咗了，第一城老樓，284呎的成交價，8月中，由420萬，已反彈咗去523萬。淡市已完咗，快到冇朋友，㸃算？你地要合力唱淡，唱衰個市，跌到佢歸0，這才會皆大歡喜，公屋都唔洗起。
反彈時有無趕緊入重貨?😆 負資產未?
最重要，間屋有無裝寬頻，電話會唔會圈外
台灣買樓要留意好難賣返出去，好多樓賣十年蝕住走都無人接
Jam 多謝提示
可唔可以分享係咩原因
yanzionly 台灣經濟差嘍，GDP都要算埋大陸台商嗰份，大學生20年冇漲過薪水
而且小心台灣有一天跟中共打起來！房價可怕又少子化高齡化嚴重ㄚ
UK has inheritance tax. When you die, your children need to pay tax to receive the house you leave them.
Can I suggest you buying a house that is not close to city centre? In Australia and New Zealand, Everyone drives about one hour to work . 120-150 square meters house costs about HK dollar 3 millions. That would be much more affordable for any working family.
Good suggestion. Thanks Harvey!
講下租屋或share house呀, 因為未必個個有錢買
👌
可以介紹美國嗎? LA, San Fran, Huston, NY, Boston
👍
好靚，不過貴。及夢係唔錯。自己住。。budget 300萬港幣度剩下來投資或者慢慢駛。
300 萬港幣 都買到好好啦
@@AhJu 可惜我技術移民已經冇乜分。投資移民又唔夠錢。😂🙈
阿豬您好!可否分析下英國同加拿大所有福利呢?謝謝
In the UK, some people do employ housekeepers, the salary is not cheap. It's more common to employ part-time cleaner. In London, you are expected to pay a minimum of £8.72 per hour.
Gotcha. Thanks for sharing!
🤣 太唔是河 👍
😆
欢迎耒多崙多Markham 作邻居，你基本上可以潇洒的退休了！神祝福你!
記得Lease hold 的屋，買前要查清楚續地租要多少錢，分分鐘同層樓同價！
Thanks
賣咗香港間乜樓先？ 千呎以上馬塲景或海景..嘅樓，移民美加買二間二千呎單位，一間自往，另一出租退休，手上cash..慢慢搣。如果沙頭角村屋..搬去台灣.. .算啦 。🤣
I wish
加拿大地稅每年樓價1％都吾少嘢，$1000萬樓每年$10萬稅，小數怕長計。
you are right
坐标温哥华，700万港币楼地税系1万多D，无1%甘多
Mr.pig,請問可否講吓在加拿大買樓按揭係點?因香港就算賣左層樓值一千萬，除非供滿，否則要還一大筆比銀行屬樓
簡單來說，若是新移民在多倫多首次置業，能提供三成半首期，銀行一般可以貸款六成半；如果有入息証明，貸款額最多是你年薪4.5倍。
Why not consider Calgary Alberta in Canada? House prices are much cheaper than Toronto and Vancouver, as well as a well established Chinese community.
Feel like cannot find jobs for myself in Calgary. Although I really like the environment in Calgary
@@AhJu there are lots of jobs in Calgary, everyone thinks Calgary is all about oil and gas, but that's not necessarily true. There's lots of other areas and many allow for work from home arrangements or working remotely. Just something to think about
The real estate prices in Brisbane is 1/2 of what is in Sydney. This gives you more cash to earn passive income.
Thanks Terence!
而且澳洲悉尼唔系2015年开始限制海外人士只可以买新楼，系好鬼早之前已经限制啦！唔系系悉尼生活都俾你厄埋
🤣