@@KevinKnauss Would you provide me with some insight on Covered CA delta dental? there a few options I think, one is cheaper than the other. Would the more expensive plan worth to have in term of benefits?
@@jkbc The least expensive option is the HMO plan where you must specify a primary dentist and see that dentist for treatment and referrals. HMO plans have a set copayment fee schedule that is generally low in cost. For example, a crown might be $300. The more expensive option is the PPO plan. Many services with a PPO plan (cleaning, x-rays, exams) are no cost with in-network dentists. The PPO plan will pay 80% of filling cost and 50% on major work like crowns. There is also a waiting period of 6 months before the plan will share in the cost of fillings and major work. PPO plan have a much larger network of dentists to select from and you can go to any dentist you like, best if in-network.
Covered California
You can only enroll in a Delta Dental plan offered through Covered California if you are enrolled in a health plan through Covered California.
@@KevinKnauss Would you provide me with some insight on Covered CA delta dental? there a few options I think, one is cheaper than the other. Would the more expensive plan worth to have in term of benefits?
@@jkbc The least expensive option is the HMO plan where you must specify a primary dentist and see that dentist for treatment and referrals. HMO plans have a set copayment fee schedule that is generally low in cost. For example, a crown might be $300. The more expensive option is the PPO plan. Many services with a PPO plan (cleaning, x-rays, exams) are no cost with in-network dentists. The PPO plan will pay 80% of filling cost and 50% on major work like crowns. There is also a waiting period of 6 months before the plan will share in the cost of fillings and major work. PPO plan have a much larger network of dentists to select from and you can go to any dentist you like, best if in-network.
@@KevinKnauss Thank you for the speedy response, really appreciated.