Update: Senior citizens saving scheme limit is 30L now (increased from 15L) My Money Apps: bit.ly/3Zg56eR My bestselling books: ‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone ‘Do Epic Shit’: ankurwarikoo.com/doepicshit My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 Useful links: 20 books for your 20s: bit.ly/WarikooBooks 20 online courses for your 20s: bit.ly/WarikooOnlineCourses Gadgets that I use: bit.ly/WarikooGadgets The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
Just watched a video where SEBI will require "Finfluencers" so be registered with SEBI + have ost graduate degree + minimum 5 years of relevant experience in order to be allowed to legally offer financial advise. Have you heard of this and what are your thoughts on this ? Please do make. Video on this.
Namaste sir Mei aapka bahut bada fan hu Mei aapse bahut kuch sikhna chata hu Aapke videos dekhte rahete hai Par basic start kaise kare playlist mei nahi hai Please basic playlist easy to learn
EPF is mandatory only if the number of employees working in the company/establishment is 20 or more. Not 10. Also, contribution is 12% of basic plus DA Rate of Interest is 8.15% for last FY. it will keep on changing.
SGB is great. But FD has its own importance because you can get an OD and use it for as many days as u need. Option of OD removes the need of keeping more than a few days expense in savings account.
10%, stable and guaranteed. These 3 words don't go well together. Finfluencers like you and AS don't seem to have learned any lesson despite heavily and misleadingly promoting Vauld.
Looking at next 5 years …. USA nasdaq FoF MF looks more attractive… take market benefits + Dollar exchange positive effect …. Doesn’t matter 7/8% FD is not long term option
Thanku so much sir , i request you have make for one video for NPS, i am not fully know about this so pls its a humble request sir so many friends also saying and all of them request so pls sir
Hi Ankur, as per SEBI regulations is any mandate that some certification is required by Influencer to give for some investment advice. I know you are in this video talking about FD but still I just like to know as an investor.
FD is also great in terms of liquidity as it can be breaked very easily and you get all the money back within just 2 minutes. No other investment provides this great liquidity.
Dear Sir, I has been follow your videos and try to use it for my financial strenghtening. I request you to please make a detailed video on NPS account, especially for government employees,
Ankur Being I am NRI following you as there will be more NRI would be following you so you must explain everything according NRI & only citizens that would be great 👍
You are wrong sir since 2022 the employer is not required anymore to contribute an equal proportion to EPF they can now contribute a minimum only of 1750₹ of which 1250₹ will be towards a pension fund which earns 0% interest and 550₹ towards EPF contribution earthing 8.15% it has become brutal for salaried employees
Dear God Sir, is there any free app to learn English so that we can practice in English? Tips and how to practice everyday to learn spoken English? Please make a video on this. We need it very much. To learn English, Chat Gupt taught us how to write English in his first video. But we need another video in which you discuss about English and this topic.❤❤❤😢😢😢😢
Just want to confirm : If we do 4 lakh rupees fd in different banks then also its save, Because we have 5 lakh rupee FD insured for each and every bank individually. Eg : 4 lakh rupee fd in 5 different vanks then will all 20 lakh rupee amount will be safe or insured by the government? Pls confirm
Its still going on? Looks like his audience is not that aware of the upcoming SEBI regulation after all. He has built a perfect walled garden for them.
Sir, you explained where to invest.... But please let us understand which platform is trustable to invest which is fake..... For example currently i m using grow app and small amount invested there...... But is it ok to invest by using app for long term..... Or we need to visit our salary account bank....... For investing in sip and other investment which u told?
Ankur sir, I am taking idcw payout every month from my father's money of Rs 45 lakh in HDFC Balance Advantage Fund and Sundaram Hybrid Fund, is there not much risk in the fact that I have invested it? And if there is a risk, please tell me sir, how much risk there is.
Taxation, change of interest rates completely overlooked. Rbi bonds are not available. Gsecs are not available for retail investors. Nps does not guarantee any return. A completely misleading video. Waiting for sebi to fine and ban him as well.
Update:
Senior citizens saving scheme limit is 30L now (increased from 15L)
My Money Apps: bit.ly/3Zg56eR
My bestselling books:
‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone
‘Do Epic Shit’: ankurwarikoo.com/doepicshit
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
Useful links:
20 books for your 20s: bit.ly/WarikooBooks
20 online courses for your 20s: bit.ly/WarikooOnlineCourses
Gadgets that I use: bit.ly/WarikooGadgets
The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
people making video of how finfluencers are gonna get banned , meanwhile Ankoor Warikoo hold my excel 🤣🤣🤣🤣🤣🤣
Thank u for being realistic and practical... Not influencing like other fake influencers
I was like bit confused because I work in post office, when u told 15lakh !!!!govt reduced it !!!! but great that you corrected it sir...
@warikoo **correction** interest rate for SCSS has now become 8.2%
Just watched a video where SEBI will require "Finfluencers" so be registered with SEBI + have ost graduate degree + minimum 5 years of relevant experience in order to be allowed to legally offer financial advise. Have you heard of this and what are your thoughts on this ? Please do make. Video on this.
1. EPF (Avg Rate of Return- 8.15%)
2. PPF ( 7.10 %)
3. NPS (9-12%)
4. RBI BONDS (7.10 %)
5. Govt Securities (~7.2%)
6. CO-OP Banks FDs(7.5-9%)
7. Corporate Bonds (>7%)
8. He skipped?? Or He forgot 🤷🏻♀️
9. Debt Mutual Funds (> 7%)
10. Sovereign gold bonds (~ 10%)
+
Senior citizen schemes
Thanks
Which is best debt mutual fund
Namaste sir
Mei aapka bahut bada fan hu
Mei aapse bahut kuch sikhna chata hu
Aapke videos dekhte rahete hai
Par basic start kaise kare playlist mei nahi hai
Please basic playlist easy to learn
Waiting for SEBI ' s law for you like typical Fin-financial advisor who blindly promoting their app to people for referral earn
That is yet to get in action
Glad to have found this comment. 🥂 This loser will soon disappear
@@abhinavtiwari4238Its already in action
That is what I thought, it's still going on. Looks like his audience is not that aware after all. He has built a perfect walled garden for them.
Sebi in action
EPF is mandatory only if the number of employees working in the company/establishment is 20 or more. Not 10.
Also, contribution is 12% of basic plus DA
Rate of Interest is 8.15% for last FY. it will keep on changing.
Sir, can you tell how to invest in Government Securities and which platform is safer to use it...?
SGB is great. But FD has its own importance because you can get an OD and use it for as many days as u need. Option of OD removes the need of keeping more than a few days expense in savings account.
10%, stable and guaranteed. These 3 words don't go well together. Finfluencers like you and AS don't seem to have learned any lesson despite heavily and misleadingly promoting Vauld.
Who told you that
SCSS ROI Now @8.20% with Limit upto 30 Lakh. Moreover PMVVY has been discontinued
RBI bond rate is 8.05 % at present. Fluctuating rate
But how to invest in Sovereign Gold.bonds? What is the process of it? make a video on it sir.......
What is formula for calculating FD or mutual fund is beating inflation post tax cut ?
In Senior Citizen Savings scheme, the maximum allowed for one senior citizen is 30 lakhs.
Looking at next 5 years …. USA nasdaq FoF MF looks more attractive… take market benefits + Dollar exchange positive effect …. Doesn’t matter 7/8% FD is not long term option
Mr.Ankur you are quoting wrong rates.....
RBI bond rate is 8.05 %
SCSS limit is 30L.
Co-op bank FDs are not secured (probably).
PMVYY is no longer available for investment. SCSS limit has been raised from 15 lakhs to 30 lakhs.
Thank you a updated the comment and description
Thanku so much sir , i request you have make for one video for NPS, i am not fully know about this so pls its a humble request sir so many friends also saying and all of them request so pls sir
Why National Saving Certificate is not in this list, if you can provide any insight, will be helpful
can you suggest a way to block your ads as its so frustrating given the fact that i had already joined couple of your master classes
Please make a video regarding
Difference between Equity mutual funds and Debt mutual funds
Their advantages and disadvantages
Currently the RBI bond rate of interest is 8.05% p.a paid half yearly
SCSS current rate is 8.2%. This is the best and safest place to invest for elderly people above the age of 60 years.
Are you registered with SEBI? DO YOU HAVE A LICENCE? What is yr qualification?
Hi Ankur, as per SEBI regulations is any mandate that some certification is required by Influencer to give for some investment advice. I know you are in this video talking about FD but still I just like to know as an investor.
Yep thats implemented
Yes inki fati padi he 😂 ab certified hona padega. 😂
Hehe.. good question bro. These people are here just to make money for their own.
He even recommended VAULT and bitcoin. He is a fraud
Don't listen to him, specially this warikoo, logoko bewakoof bana ke Paisa chap rahe hai
If they wanna talk about listed companies they need to have certification... otherwise educating basics is okay
Simple explanation, and that's what I like about this guy. He's' really doing some epic shit I say! Who all agree with me?
Sir as per the PF Act,1952
If employee salary exceeds 15000/month then the rate of 12% of salary is calculated only on 15000.
Got Something To Know New.. which was very new to me But THANK YOU very much sir... 🔥🔥🔥🔥🔥
FD is also great in terms of liquidity as it can be breaked very easily and you get all the money back within just 2 minutes. No other investment provides this great liquidity.
Small correction, sir. SCSS currently per senior citizen is 30 L. Sir.
Hello Sir,Im your big fan ❤️❤️❤️
Thank you guide us❤️
As I know the investment limit per person for SCSS has been increased to Rs 30 lacs from 15 lacs
Thanks for clarifying
Life Insurance or Mutual Funds which one is good for investing my money ??
Sovereign gold bond kya hai ? Iske uper ek detail me video banaye please.
Great video Ankur. However, SGB maturity period is 8 years, not 7
Sorry about that mistake
@@warikoo no problem...btw im learning a lot from you..keep up the good work. Thanks
EPF deducted 12% on basic salary (max/ not more than 15000 ) Rs 1800.00
Dear Sir, I has been follow your videos and try to use it for my financial strenghtening. I request you to please make a detailed video on NPS account, especially for government employees,
Sir can you please make a video on SBI RETIREMENT PLAN which is product of SBI LIFE. Please sir it’s a request .
Post. Office fd is 100% secure irrespective of amount.
Bhaiya plz suggest your top 5 share to invest in mutual fund for sip or lumsum
Pls tell how to buy govt bonds and gsecs
What's the critiria and documents required
Sir please make a video on mahila samman saving scheme....
Please consider my request
Great follower of you sir......love from Bengaluru ❤❤❤
Ankur Being I am NRI following you as there will be more NRI would be following you so you must explain everything according NRI & only citizens that would be great 👍
what abt pension plan from LIC and Other Life Insurance policies?
Thanks for unique content sir 😁😄😄😜☺️😊
Hi, can you make video on investment for NRI or if you already have video, can you please share link
Sir, SCSS Interest rate is 8.2% and not 7.4%
Sebi ka rule applicable Ni hua kya Abhi in logo pe 😅
Show your Investment advisor licence from sebi first.
People lost a lot of money based on your recommendation. SEBI has to ban such people.
Cooperative banks are are good then others 99%and give good returns
Humesha apne partner ko aisa hi feel karana chahiye ki woh jaisa bhi hai, bahut Khubsoorat hai, yahi hoti hai ek Sahi relationship aur Sahi partner pehchaan.
Never gonna happen...........🙏🙏⚠️⚠️
You missed the Post office FD rates for Senior citizens which is 8.2% and beats everything you've mentioned for them in particular.
Post office details cannot be recommended as they don’t give commissions and cannot be purchased from the pf he is promoting 😂
Last 5 years GOLD = 90%
Last 5 Years Nifty50 = 75%
Please check
kindly give right information,
senior citizen saving scheme offer 8.2% not 7.4%.
Please be careful in future 🙏🙏
Sir, my salary is 8000 thousand rupees how to invest in mutual fund as a beginner kitna paisa mujhe mutual funds main karne chahiye aur kitne safe?
IDFC first bank giving 7.50% interest in FD.
You are wrong sir since 2022 the employer is not required anymore to contribute an equal proportion to EPF they can now contribute a minimum only of 1750₹ of which 1250₹ will be towards a pension fund which earns 0% interest and 550₹ towards EPF contribution earthing 8.15% it has become brutal for salaried employees
Add Vauld to the list
Dear God Sir, is there any free app to learn English so that we can practice in English? Tips and how to practice everyday to learn spoken English? Please make a video on this. We need it very much. To learn English, Chat Gupt taught us how to write English in his first video. But we need another video in which you discuss about English and this topic.❤❤❤😢😢😢😢
Duolingo
Epf ke sath kya mai ppf bank me open kar sakti hu kuki mere company me epf enrollment hai but amount bht hi kam deduct hota hai
Sir please upload more videos on mutual funds and various investing methods for college students
Just Google certified people near you, this yourbers will eat you up. Be smart and invest smartly.
Par sir aj kal EPF deduct karate hein but EPF mein jama nahi karti hein companiyan
I am manifesting I will get books from you
I am happy because of SEBI now please stop doing all this . Prepare yourself for penalty
Please talk about Vauld
Very useful information 💯
but company never gives equal share....what can be done about it?
Sir tex saving के बारे btaye
The nerve on this guy to say 10% guaranteed stable returns to clickbait after what happened to Vauld.
I didn't see the video, just came here, what ways did he tell here bro?
@@ayushkushwaha171Do check the subject line of this video….
Informative
Good reserarch keep doing it .never mind trolling army😮
Are govt bonds and gsec tax free??
Informative. I am 18 hours late.
Just want to confirm : If we do 4 lakh rupees fd in different banks then also its save, Because we have 5 lakh rupee FD insured for each and every bank individually. Eg : 4 lakh rupee fd in 5 different vanks then will all 20 lakh rupee amount will be safe or insured by the government?
Pls confirm
Yes
5 lakh in each bank
Your 20 lac are all insured
No worry😂
@@maheshshah8046 Thanku for confirmation!
Thanks 🙏 sir
Excel, FD are only your point of discussions. Sorry but your videos are getting repeated.
Its still going on? Looks like his audience is not that aware of the upcoming SEBI regulation after all. He has built a perfect walled garden for them.
AS a 15 year teen (boy), I dont have any aim for life and just thinking about Nihilism .
WHat Do I do ?
State away from such ideology
😲
Vauld ko bina research kare promote kiya tha tumne aaj uss company ne itna bada scam kr diya hai.Good to see SEBI taking actions on such finfluencers
Hi sir left job July 2022 and EPF not withdrawn so till when I will get interest on it, some where I read 3 years ? Pls help me on it.
This video have so many wrong information lets see how many of you figure out.
Don't listen to this youtubers and invest in shady platforms.
Hi sir, any shariya compliance liquid funds. Thank you
Scss interest rate is now 8.2 percent
What about all weather investment?
SCSS RoI is now 8.20%
Nice video
LOVE FROM BiHAR ☺
Sir EPF ka capping ke bademe to baye Nehi..
Sir, you explained where to invest.... But please let us understand which platform is trustable to invest which is fake..... For example currently i m using grow app and small amount invested there...... But is it ok to invest by using app for long term..... Or we need to visit our salary account bank....... For investing in sip and other investment which u told?
KKITNE BAAR RPEAT HUA TOPIC
P2p ke bare me nahi bataya sir aapne
Sir aap Rishi Sunak jaise lagte hain
Scss is 30 LAKHS mistake
Ankur sir, I am taking idcw payout every month from my father's money of Rs 45 lakh in HDFC Balance Advantage Fund and Sundaram Hybrid Fund, is there not much risk in the fact that I have invested it? And if there is a risk, please tell me sir, how much risk there is.
Indus bank gives one year 7.5
We the people of finances are just here to wake up people and make investment for their better second half
My EPF passbook showing not available. 😕
Timestamps???
Taxation, change of interest rates completely overlooked. Rbi bonds are not available. Gsecs are not available for retail investors. Nps does not guarantee any return. A completely misleading video. Waiting for sebi to fine and ban him as well.