BEST AC OF 2022 in PAKISTAN
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- Опубліковано 24 лип 2024
- 00:00 - Choosing Best ACs in Pakistan 2022
02:43 - Best AC for 1 Lakh Budget in Pakistan
06:15 - Best Imported AC in Pakistan
10:11 - Best Non-Inverter AC in Pakistan
12:03 - Best Hybrid AC in Pakistan
13:53 - Best Floor Standing Inverter AC in Pakistan
16:05 - Best T3 Inverter AC in Pakistan
19:11 - Best 1 Ton Inverter AC in Pakistan
21:45 - Best 2 Ton Inverter AC in Pakistan
23:35 - Best 1.5 Ton Inverter AC in Pakistan
25:46 - Best Customer Care and Aftersales
31:41 - Best Value for Money AC in 2022
34:47 - People’s Choice Award
35:29 - Buying ACs Online in Pakistan
Thank you @PakRef for helping me with this video. Do check out their channel if you want to learn more about the nominees.
Follow me on Instagram for Behind The Scenes content: / syedowaisali
NOMINEES FOR PAKISTAN AIR CONDITIONER AWARDS 2022 ARE:
Best AC for 100,000 Budget
----Haier 18LF Flexis
----PEL Saver T3
----Dawlance Sprinter
----Kenwood Supreme/Ace/eSleek
----Changhong Ruba 18SW PRO
Best Imported AC
----O General
----LG
----Daikin
----Acson
----Samsung
Best Non-Inverter AC
----Haier LF
----Kenwood E-Titan Plus
----Gree Lomo
----Dawlance LVS
----PEL Majestic 4D
Special Award For Hybrid AC
----Kenwood eGrande Plus
Best Floor Standing Inverter AC
----Gree GF-24ISH
----Kenwood 2444FHI ePremierPlus
----Dawlance Gallant FS 45
----Haier Yunding 24HYD
----PEL 24K Supreme
Best T3-based Inverter AC
----Kenwood 1838s eSmart
----Haier 18HPM Thunder T3
----PEL Jumbo Prime T3 WiFi
----TCL T5 Smart
----Panasonic WKF
Best 1-ton Inverter AC
----Haier 12HPM THUNDER T3
----Gree Fairy 12FITH1C/1S/1W/2W/3W
----PEL Turbo Ultra
----Panasonic WKF
----TCL 12T3 Pro
Best 2-ton Inverter AC
----Panasonic WKF
----Midea Xtreme Save DC
----Kenwood eSmart 2438
----Sharp 24SHV Plasma Cluster
----Gree Fairy 24FITH1C/1S/1W/2W/3W
Best 1.5-ton Inverter AC
----Haier 18HPM Thunder T3
----Kenwood 1838s eSmart Plus
----Panasonic WKF
----PEL Jumbo Prime T3 WiFi
----TCL T5 Smart
Best Customer Care & Aftersales
----PEL
----Kenwood
----Dawlance
----Gree
----Haier
Best Value For Money AC
----Haier HF Pearl
----PEL Jumbo Prime T3 WiFi
----TCL 18T3 PRO
----Gree Fairy ECO 18FIFITH6C/G
----Midea Xtreme Save DC
#BestACin2022 #Pakistan #BestInverterAC #PakRef #Gree #Haier #Kenwood #PEL #ChanghongRuba #Midea #TCL #Dawlance #Panasonic #Sharp #OGeneral #Samsung #LG #Daikin #ACSON - Навчання та стиль
I WITHDRAW MY RECOMMENDATION FOR KENWOOD 1838s, DO NOT BUY IT.
Explained in this video: ua-cam.com/video/jJ5LozITykU/v-deo.html
this is what i am expecting from you, keep in up good work Owais, thumb up
Ab to buy ker lia ab kia karen
A
@@akazolo ab use kro bro
Is there any update from KENWOOD of its 1838s regarding changing their specs of same model without any public notification?
who want best ac of 2024 in pakistan?
Impressed to see an innovative way of product review backed up with solid research. Thanks to the guest and great going as always 👍
Previous video was awesome but this one is excellent but It will be extraordinary if you make a video series on all home appliances like refrigerator, lcds, machines etc. 👍👍👍
Appreciated!! It will be more better if category added based on inverter with lowest AMP-current consumption
NOMINEES FOR PAKISTAN AIR CONDITIONER AWARDS 2022 ARE:
Best AC for 100,000 Budget
----Haier 18LF Flexis
----PEL Saver T3
----Dawlance Sprinter
----Kenwood Supreme/Ace/eSleek
----Changhong Ruba 18SW PRO
Best Imported AC
----O General
----LG
----Daikin
----Acson
----Samsung
Best Non-Inverter AC
----Haier LF
----Kenwood E-Titan Plus
----Gree Lomo
----Dawlance LVS
----PEL Majestic 4D
Special Award For Hybrid AC
----Kenwood eGrande Plus
Best Floor Standing Inverter AC
----Gree GF-24ISH
----Kenwood 2444FHI ePremierPlus
----Dawlance Gallant FS 45
----Haier Yunding 24HYD
----PEL 24K Supreme
Best T3-based Inverter AC
----Kenwood 1838s eSmart
----Haier 18HPM Thunder T3
----PEL Jumbo Prime T3 WiFi
----TCL T5 Smart
----Panasonic WKF
Best 1-ton Inverter AC
----Haier 12HPM THUNDER T3
----Gree Fairy 12FITH1C/1S/1W/2W/3W
----PEL Turbo Ultra
----Panasonic WKF
----TCL 12T3 Pro
Best 2-ton Inverter AC
----Panasonic WKF
----Midea Xtreme Save DC
----Kenwood eSmart 2438
----Sharp 24SHV Plasma Cluster
----Gree Fairy 24FITH1C/1S/1W/2W/3W
Best 1.5-ton Inverter AC
----Haier 18HPM Thunder T3
----Kenwood 1838s eSmart Plus
----Panasonic WKF
----PEL Jumbo Prime T3 WiFi
----TCL T5 Smart
Best Customer Care & Aftersales
----PEL
----Kenwood
----Dawlance
----Gree
----Haier
Best Value For Money AC
----Haier HF Pearl
----PEL Jumbo Prime T3 WiFi
----TCL 18T3 PRO
----Gree Fairy ECO 18FIFITH6C/G
----Midea Xtreme Save DC
Apny kafi help ki hy thnks bro
New category should be Smart Wi-Fi AC or Smart AC Controlled via App or Google Assistant.
Owais Bhai put this in the Description of video
2 ton me Gree ki EER sb se ziyadah mention ki gai hai.
TO ziyadah top pr Gree Q ni ha ?
oski EER 3.7 mention ha
Pakref ki web pr
Dear, I want to know why Changhongruba T3 is not in list? Is it substandard machine?
Beware of companies just adding T3 in their names. “Orient Ultron T3” is one such example which has T1 compressor.
Orient did not make it to our nominees because all their models are based on T1 and are 1DC rated.
Orient latest model super mirror black super 24 g is very beautiful with AI display t3 compressor. Baqi tum logon k a. C safead dabay hain. Nai chaien tum logo ki promotion pak ref ki.
@@muhammadhaider3223 It is not T3. They are doing false advertising by adding T3 in the model name. Baaki aap ki marzi hay.
@@muhammadhaider3223 plz do research and tell us wether owais bhae is correct or wrong?
Owais bhai not sure you have experienced orient or not but being a user of Orient Hyper 18G T3 1.5-Ton 18000 BTU DC Inverter im too much satisfied with this machine but your views against orient providing T1 compressors by using term T3, im not agree with it because how come a company issue a warrant against T3 compressor if they are proving T1 compressor plus i have noticed one more thing that all the models that you have shown in this video are not available in market but available on PAK REF don’t understand this because PEL T3 saver is not available in lahore all big markets (abid market. College road, town ship) but available only on PAK REF
ANY WAYS Owais bhai please do make a video on Orient misguidance so that people get to know about it.
I bought Orient ultron hyper 12g four months before and I'm disappointed. Not satisfied with its performance. Its cooling is not as good as my old AC and it makes unpleasant smell. Its mobile app is useless. I used Haier AC and now i regret on my this decision.
Dear Syed Awais Ali, all of your videos are full of information and the way you delivered the contents is very impressive. The information and data, you collect always reflect the Ground realities. Thank you so much for viewing the world with a different, unique and the most reliable angle.
For every one information , I have installed 1.5 ton Mitsubhishi mr.slim 10+ years back, Alhamdolillah till now no any issues. I use it on heavy duty stabilizer. Outer was under the shade with good exhaust area. that time its price was PKR 54,000/-- only
When you use and install with care then the output is also good.
Very fair analysis. However, EER has to be taken into account. The installation by company's recommended installers must be promoted as performance is also based on correct installation . Moreover, now air-conditioning sector moving swiftly towards R 32 as R 410 a is on way out. So please encourage public to go for R 32 and also advise for safety considerations.
With new import policy CBU are not available.
EER means nothing Sir, its a hoax to fool people. Just see max rated wattage and cooling capacity and you will get the general idea about its efficiency but sometimes not even that is enough as power factor can come into play as well
What is R32 and R410 Bhai?
@@London812 these are gases ( refrigerant) which are used in new type of ACs.
please sir let me know in 1.5 ac inverter nominees which one also air purifier along ?
@@mujtabahussnain404 to me air purification is very generic term until the particular AC manufacturer/assembler specifically mention the particular pollutant.
Thank you so much for working on it and sharing the info with others.
Thank you so much really muje ac lena tha knowledge mil gai aur I'm big fan owais bhai Allah apko kamyabi de aur apka gas k meter wala masla hal hojai bger rishwit dene k
I was wondering whether you ever looked into air purifiers/available brands in Pakistan. Many cities are quite polluted but I don't see purifiers that often, and I'm not aware of many brands. I know sunbird has an online store for various brands, but the price varies quite a bit.
Yes plz need guidance about purifier for lahore , most polluted citu unfortunately
Based on your last video, I purchased 3 x Kenwood KES-1838S. Amazing results in electricity bills. My ACs were running 24 x 7 (almost) for the month I only got the bill of 26K. My brother who was against it in the beginning (due to price) was stunned as well. The most logical thing (if you are interested in reducing your electric bill) is to look for EER 4.0.
Keep up the good work.
Apke 3no AC chalte rhy 30 days?
I absolutely agreed with you brother, KES-1838S is the only king, i am using it from 3 years its amazing.
@Yasir Khan That EER is a false rating bro. Just see max rated wattage and max cooling capacity. That will give you the best estimate about efficiency between inverter ACs
@@usmankhawaja8711 Yes
@@gravelordscove9767 Could be. Why is it false? Is kenwood falsely reporting it? Or something else?
Informative as usual. Thank you Owais Bahi 🌹
I bought Kenwood eSmart1820 now it's called 1838, after watching few youtubers reviews including Mr. Wajeeh (PakRef) and it's always appreciated by many of my relatives when they compare it with their own A.C brands at their homes. I'm satisfied with this.
Haier Pearl Invertor (R 32 refrigerant, wifi, self cleaning, best eer 3.65, good customer services 👌, Big indoor, ups inverter) very satisfied personally
it's total shit, compared to kes-1838s.
I set kes-1838s on slow blow, it only consumes 1100 watts
On other hand, Haier pearl insanely consumes 1600 watts in every range blow.
_CHANGE OF WINNER_ for *BEST 1 TON AC* due to misinformation from PEL:
PEL Turbo Ultra is based on T1 compressor as we're now being told. Therefore *TCL 12T3 PRO* is our winner due to its superior compressor, WiFi features, Full DC rating and great consumer feedback.
TCL t3 is creating alot of issues for us.
Strange noices and variation in air through + inlet pipe or outlet is of 3mm instead of 4mm(which was in T1/T2) ac.
Toh phir konsa layin
Best one ton ac bata do plz
@@talhawaheed8130 thanks for sharing your feedback with us
Sir I am confused best konsa rha ga in 1 ton
Owais bbai great content, aik matrix mil jata about the features to look for in order to identify good product, icing on the cake ho jana tha. Keep rocking and keep educating us, JazakAllah.
Extremely helpful video for its content and your verdict in different category. Also helpful for overseas Pakistani like me to find credible business with integrity....Thanks!
The cheapest inverter AC which a friend of mine bought last month is Candy CSU-18 which he got for 84,000 from daraz. Ismein koi khas features to nahi but it does it's job and cooling is also decent. 84000 mein installation bhi free thi.
Monthly bill kitna hota h
@@wildlifepk yar hmaray pas ghr mein 4-5 ac hain aur solar system bhi hai. To ye hisab lagana k konsa ac monthly kitni bijli leta hai wo mushkil hai. Is AC mein latest type ki gas hai to mere hisab se ye kisi bhi dusry inverter ac se zyada bijli nahi lega.
I bought Haier because of excellent after sale service and warranty. Second consideration was limited budget, otherwise I am sure Kenwood esmart is the best of the best. But, with my budget allocation, I went for reliable after sale service... I think most machines are similar.. so. Thank you
Model ?
Same comment i also user Haier DC inverter from last 6 year's
@@Rajjabbutt949 result kesa hy haier dc inverter ac ka aur monthly bill ktna ata hy ktne ghnta chalane pr??
@@aamirarain9059 bhai indoor or out door bht bara he is waja se kam electricity me zyada performance deta he mere ghr 22 ya 23 hours chalta h ac hmra is meter ka bil sirf 5se 6000 ata he isme chalene ka b tariqa h door wali wall k samne ni lagana chahye waja ye h k ac k samne wali diwar k pas jo Aria hota h waha zyada cooling hoti he baqi room ki nisbat to agr waha bar bar khulne wala darwaza cooling ko bhr nikal deta he is waja se ac hmesha over lod leta he
Kenwood 1838 has competitor Haier t3 thunder in terms of cooling as both have double condenser
Great work. Looking forward to some guidance on which AC is best for working on solar power. Also, I wonder why no mention was made on the UPS enabled facility of Haier. Please shed some light on that as well.
Amazing video Owais. Keep up the good work bro. Super helpful 👍
Using Kenwood 1838 esmart and its the best AC so far, and i recommend buyers to go for this.
kitne ka lia ?
So far now, I have used Kenwood, Orient, Haier, dawlance and gree inverter ACS. I found that gree is best of them in terms of cooling, amps n billing.
Agreed
very informative video. Thank you!
Thank you so much bro. Boht hi useful vedio
I am using Gree inverter. Very happy with cooling and bills. Wonder why its not so high on your list. Never faced leakage issues with Gree or my older non inverter Haier ACs.
Agreed
Gree fairy series?
Sad reality is all of these Local Brands use the same Body, Same Remote, Same outdoor and mainly same Chinese technology for almost all of their inverters range. Local Brands like Pel, Dawlance should work on a better technology, kindly avoid the Chinese Influence.
ماشاء الله
Terrific job!
Excellent research n analysis, Owais, keep up the good work
I recently bought Pel Saver T3 and I love the Gen mode. It's very good for people using solar system or want to use it at different power levels levels (3A,4A, 6A). 100% recomended!
PS: We also have Haier Pearl Series at our home, which have bigger indoor and outdoor unit with Wifi but I would still recommend Pel over it.
Thanks for your valuable input
@@syedowaisali Thank you for taking time to create such valuable content.
Can you please tell me energy consumption in watts. I have a offgrid solar setup. How many watts does it take
@@anaskhan4 all you have to do is multiply ampere with voltage ( 3*220 =660), I personally keep it at 4 ampere which is 880 watts
@@Asli-Basheera thanks 👍🏻
As per my research CHiQ comes into best value and may top the category please enlighten me on that. Its giving one of the biggest outdoor unit in 1.5 ton, which is equivalent to 2 ton of normal ACs. Then its offering Hitachi Japanese T3 compressor along with wifi and smart controls. Offers energy savings upto 79% with EER rating of 3.6. Amazingly the current range for cooling is 1.7 to 12.5 and for heat its 1.5 to 12.5, which is again best in class. The model is SDH-180Wi, and comes under price of 130k.
I am too much inclined towards this, please tell if pel jumbo prime t3 is better option in best value?
Is it reality or just marketing gimmick
@@MianAdnan1976 i have heard the same. why it is not included in nominees?
It is the new brand and I think chinese brand it will take time to make it place in pakistan
@@quoteology1109 almost all ACs are Chinese including Gree, Pel, Kenwood, TCL etc.
Aoa Owais bhae. Great and helpful video.
Any specific reason for not including Gree in the nominations for 1.5 ton and best T3?
Good video this! What about ceiling cassette type ACs in Pakistan? Looking for this for a large living room that has false ceiling. I find split units very destructive to a good interior design.
for God sake someone convey Kenwood to upgrade their remote control for eSmart variants, the current remote control is the worst i have ever used.
Bary jo jao ab. Dont overreact
@@muhammadosama2388 barray ho jao ab , apne paise wasool krna seekho
PEOPLE'S CHOICE AWARD (1.5 Ton) 👇
orient Jupiter
1.5 ton
I haven't used Panasonic but on paper since it better supported in Homeassistant although through cloud API (Panasonic Comfort Cloud
) I think this is something I could consider.
Will go for pel jumbo prime t3 wifi.
Mitsubishi and Gree
U r one of my fav utuber... Thanks for sharing ur experience n research..
I also bought Kenwood 1838s last year because of your Video, I was also confused between the brands until your video.
great and very helpful video Brother please keep posting such videos
Nice informative & detailed video thanks for sharing 👍
great video! fair analysis!
On your recommendation I bought the Haier 18 HFT Thunder 1.5 ton and initial thoughts are, it's amazing.
The outdoor unit is Huge and the AC throw is very long and very powerful.
My room is 280sqft and very hot but AC can easily cool it in 5 minutes
Will share detailed thoughts after a few weeks.
Owais Bhai guided me and helped me choose Haier in this decision. Thank you very much
Very good and interesting video. Excellent format.
thank you for this series. if there are any new versions in the market you should upload another video with updated ACs. wanna buy TCL AC but prices are really high. even 1 ton around 125k :(
Nice Analysis Brothers.
I bought two Kenwood e1838s 1.5 ton inverter ACs, largely due to Ovais video. One of them is working fine. The other sprung a leak in the indoor unit right in three month use, in the middle of it's coils. Had to have the whole chamber changed, because it couldn't be repaired.
Thank God it was still in warranty. But the tech team confirmed that this model does have a problem with leaks.
But other than that, cooling is great and it's throw is amazing!
Yes mera bhi 1 saal me coil leak kargaya tha
Brother, where are you based? I have a similar problem. How to contact Kenwood company?
Helpfull video bhai , lekn agar ye video b viral ho gae to sub winner ACs b mehngy ho jai gy .....🙄 jaisy phly hua tha
Thanks owais bai very informative video
Great work to make such a informative video
Thanks for the best information
@Syed Owais Ali....please tell which 1 ton AC is best for energy saving without compromising in cooling?....also please make this clear whether T3 compressors are using more electricity as compared to T1 compressors and does this effect electricity bills?
Thank you for the video, I am also from isb , kindly also let us know about any ac installer who uses proper vacuum pump.
السَّلاَمُ عَلَيْكُمُ وَرَحْمَةُ اللّهِ وَبَرَكَاتُه
میرے خیال میں مسٹوبیشی اچھا ہے
👍❤️good
بہت اچھی معلومات تھیں
thank you so much for these kind of videos. Please continue this appliance related videos, agar hosky to iskay liye aik alag channel bna lain ya is silsly mein proper kaam karain.
One of the best video on UA-cam. Keep it up 👍
@syed owais ali
Pls recommend which one is best gree fairy or tcl t5 smart in terms of quality, durability, energy consumption, cooling and after sales service. Pls reply it's urgent
Extremely informative 👏
Very informative vedio, particularly for overseas Pakistanis.
Very informative
I recently bought a Haier 1.5Pearl DC inverter in 1Lac 07thousands, Performance is great, outdoor and indoor size is huge, Powerful air throw and design is also good takes only 2 amperes on 26C auto fan mode.
Overall I'm satisfied.
Monthly bill ktna ata hy iska ktne hours use krne pr plz tell me..
Aoa Owais great video. it will give better hoicea to the consumers who are willing to buy.
Pls guide me? which is the most energy efficient 1 ton inverter AC right now? Would be great if you respond asap :) I was thinking of 1238s kenwood but have heard its not as good as 1838 so which AC give the most energy saving on bill in 1 ton inverter AC?
Very good reviews and defined in details about the models of each categories... Good work 👏
Thank you
AoA. 12×12.5 room k liye konsa best rehega.room oper se aur charon taraf se cover hai dhoop nhi parti.konsa model sb se kam ampere pe aa jata hai?
Plz suggest me
What about haier UPS powered ACs? Is it much budget friendly in terms of meter consumption?
Once again, 😊very good video
VERY INFORMATIVE VIDEO
I have Pell jumbo 1.5 and I am very happy and satisfied.the best from all
Very good video ...bht helpful video hai
The measurement of my room is 225 sf,so whether I should buy 1.5 ton AC or above. Further what is difference between dc inverter and AC inverter?
100% Pel Jumbo T3 Wifi 1.5 Ton Full DC Inverter AC, we love it.
Seriously a Tons of Respect and Regards to this channel
Great video Owais bhai, needed your take on Changhong ruba ACs becuase you haven't added them in your videos. However, they seem quite good according to what they have listed on their website. Secondly, if you can explain how to check if a company is lying about their products?
I am using Gree Fairy GS-18FITH/1W from last 4-5 years. It is the best AC, which was included in the list of 1.5 Ton. His EER ratio is 3.71. It is work in very low power consumption i.e. 1.5A - 2.5A after reach the selected temp. I impressed for this AC, highly recommended.
I am confused bet pel jumbo t3 1.5 ton and Haier 1.5 ton which cost about one lac and 7 thousand.which is more efficient in energy saving.plz help me to decide
Very informative and helpful for decision making
Thank you
very good information brother❤❤❤❤❤
Candy 1.5 best value for money with T3 compressor installed 3 units last year all working fine.
TCL T3 pro and T5 seem to be the better options now but their cost seems to have doubled in the last 10-12 months. What's the best option around or under 2 lakhs right now?
sir last year app ki video dekh kr Kenwood ka e smart 1838s leya tha 120 ka i am fully satisfied today
Very informative vlog.
Assalamu alaikum
Awais Bhai
Haier puri 1ton
Aur
gree fairy 1 ton
Main se Konsa best hai aur q hai zaror bta dain
Shukria
Bro salam
My room size is 14*17
Best option between Haier pearl, kenwood ( 1839+1841) and pel super??
There is a new AC launched by Kenwood 1866 eSmart Onyx T3 please suggest if it’s a good one to get..
ASSALAM O ALAIKUM. please dawalance or haier main best inverter ac konsa he jiski cooling bhi best ho or bill bhi kam aae?
PEL Jumbo Prime T3 wifi and Kenwood 1838s me konsa best hai just cooling wise?
Assalam o Alaikum, Thanks for your well researched & informative videos. As you have explained in your first video regarding AC buying that after achieving required temperature, inverter compressor keeps on working continuously at low power just to maintain the required temperature but as per my experience of (Kenwood, Haier, Orient & Changhong Ruba), the inverter compressor also stops working and will restart again. The only difference which I observe is that on restart Inverter compressor will increase power slowly while Non-inverter compressor will start work at full powe.
Can you kindly help to check further which inverter AC compressors really did not stop working after achieving required temperature.
Thanks in advance.
That is a great effort
I want some technical information could you help me .. I have Kenwood KES-1838S eSmart Plus 1.5 Ton Inverter AC, But Power Limit option not working
kenwood esamrt 1.5 ton is 👍👍👍 good ac.... Because of its features... Alhamdulillah performance of this ac in room of 14*14 and second one 14*30feet in night only 2 Amp at 21 degree Celsius
I have a question if v compare haier 1.8ton thunder t3 with haier 18hpm which would u suggest if budget is an issue too, and do adding another 25k is worth? Second u have put haier HF pearl in value for money, can u elaborate why is it in value for money...moreover what to choose in between gree t3 and haier t3?
Assalaam o Alaikum Sir
Kenwood Esmart Plus 1838 Ko Hum 4 to 5 month use kar chukay hain,kiya self cleaning karni chahye iski ab because ab use nahi hoga mosam theek hogaya hay?
Salam 🤚🏻 Plzzz give reviews and make videos on fridge, TV, automatic washing machines plzzz plzzz❤️❤️❤️ appreciate your reviews and work also
Thank you! How is PEL InverterOn Jumbo DC Prime Wifi T3 Air Conditioner for a 340 sqft room?
M fronus 6kv purchase kar rha ho.
mjy btaye k Veyron inverter or fronus inverter k software or hardware m kia difference hai.
dono k feature kia hai or kis k feature achy hai.
if pel jumbo prime t3 inverter is not available in market then what Will you suggest to buy Haier thunder Inverter or others inverter .
kindly suggest me it's urgent
Thankeyou
Great effort Owais Bhai
Wasey Owais, another interesting thing to review for expats is banks and bank apps.