Threatened at the ATM: Should I Shoot?
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- Опубліковано 21 січ 2025
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If you are being threatened at the ATM and you are properly armed, the question begs: Should I Shoot or hang low? Uncover 31 deadly force scenarios that will change the way you think... get your lifesaving book for only $19: bit.ly/Should-I...
This is another common scenario we get questions about. Today, Kevin Michalowski and Noelle McPike tackle the issue of threatening behavior at the ATM.
The first thing to consider in this scenario is choosing an ATM where your back will not be exposed to the public or an ATM you can use from your car window. Because your back is usually turned, it can be very hard to respond to a threat.
Situational awareness is really key to staying safe at an ATM and is the kind of thinking that will save your life. And remember, if you haven't seen a weapon or if a threat has not been verbalized, you are not in imminent danger and you cannot legally shoot.
For more nail-biting scenarios, claim your Should I Shoot? book today, with 31 deadly force scenarios that will change the way you think about concealed carry. Visit the following website and instantly save 36%: bit.ly/Should-I...
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#selfdefensescenario #selfdefensestory #gunselfdefense
"The best fight is the fight you're not in" Remember these words to live by
and if you can win by walking away...DO IT !! Let the next guy or gal go to court
You are right on both counts MPGunther! People are asked in court all of the time by prosecuting attorneys and judges, "why didn't you just walk away?" I would rather walk then have to answer that question!
Plus, if you can walk away, even with your ego a bit hurt, you won't have to defend your actions, or pay an attorney some fantastic sum to defend you in court.
Live coward better than a dead egomaniac
Exactly what I tell my students.
pray u never have to kill anyone..just be ready to defend yourself..refuse to be a victim..
ATM....Accessory To Mugging! And great point Kevin....the best fight is the one you are NOT in!
my wife and i are both armed. One stands guard while the other gets the cash. Any problems we are more than happy to send them into Eternity. The world we live in~
killing people over money isnt very cash money of you or your wife
@@kenna.9368 You really are clueless aren't you.
@@kenna.9368 Lol, you sooo funny. Do it again do it again help me laugh some more..... :)
@@kenna.9368 Yea, that was "rOdLeR" you accused the wrong guy.
Amen.....Imma send then 1st class into eternity also lol
At my old age running is out of the question but when I use an ATM I always check my surroundings for nanything suspicious nand I always make sure my weapon is in a position that is easy to get too. I use a slid type holster on my Glock 43x and it is easy to move to the front of me if needed.
And when the police show up, ALWAYS use the 5 words "I FEARED FOR MY LIFE"
In my ccw class my instructor told us that’s not a viable reason. The judge will go overtake facts over feelings.
How about “It was in self defense,(brief description of what happened) and that you’ll not answer more questions till your attorney gets here.”
@@santoscortes9656 in my opinion the best response is only giving identifying facts such as that is the attacker and that is the knife he used. I plan on cooperation and giving a full statement but I need to speak with my counsel first. Especially in this case it’s not going to be hard to prove your case because most ATM’s are next to banks and there are cameras everywhere.
Police show up. Shut up cause they can't save you in court.
That's what the punk azz police say
Personally when I have to use an ATM I go to one indoors. There's one near my house in a gas station. Yes it's in a convenience store, but it does face the door. In addition I work hard to only go in the day time.
Situational awareness, thanks to active self-protection, I'm always looking around when I'm at an ATM, constantly picking over my shoulder, and prepared for the worse.
Don't ever go to the ATM or get gas at night. It's unfortunate that I have to say that, but it will reduce the possibility of you getting robbed.
Plan your life accordingly.
It can also happen daytime as well
John at ASP says ATM stands for Accessory To Mugging
@@dexterking9003 Yeah, the earth could end tomorrow too but it less likely to happen in the daytime with people around.
There's no substitute for being at the wrong place at the wrong time.
My sister got robbed at an atm, at gunpoint, on Christmas morning.
Whenever I use an ATM, I don't square up with my back facing away from it, nor do I focus all of my attention on the machine. I keep my head on a swivel & pay attention to who's around me & what they're doing.
Bass Blaster l
Bass Blaster , that’s the right thing to do !
I use my peripheral and use the ATM reflection to see what the person in back is doingz
@@imoncracksoyudie2263 Good idea
@@greysky65 Yessir
I always use the mirrors covering the cameras on the atm to watch my back
I'm a disabled senior citizen and I can't run away. I have no choice but to Stand My Ground if things get crazy.
Situational awareness is tool number one to self protection.
Then you go INSIDE the bank
@@coyoteblue9733 assuming the bank was open, most of the time it is not. Have you ever tried to get away from someone while setting in a power chair, you have to turn your BACK to them to do so. Like I said I have no choice BUT to stand my ground.
@@floydbraido2426 there's this thing called prior planning. If going to an ATM causes you that much of a problem then you need to plan so you don't need to go to an ATM.
Do you shop at Walmart or anyplace else it allows you to get cash back when you check out?
The only time I ever go into an ATM is if it's my wife and me and one of us is getting cash and one of us is watching what's going on around us
There have been variations on this topic before and every time it comes up someone responds with "By Gawd I go where I want." If that's you fine, I'm not trying to change your mind. I'm just explaining my philosophy based on my experience.
I've had quite a few run ins with trouble in my life. Over time I started noticing patterns. When I changed the patterns I noticed that a lot of the trouble went away. True story bro.
I've actually never had a problem at an ATM but enough of the experts recommend avoiding them that I just do. I'm also a follower of Dave Ramsey and he (along with several other financial advisers) recommends keeping cash on hand at all times so I really have no need of an ATM anyway.
I'm a retired LEO (Law Enforcement Officer) from Minneapolis MN. I have seen where partners were forced to shoot some desperado and even though it was a legal and justified shooting, the officer could not accept the taking of a life. They became alcoholic and eventually took their own life. Even though they were cops, they were not prepared for the trauma of taking a life. I am disabled from on the job, I carry when I mow the grass or blow the snow. If it comes down to me or the assailant, I'm going to go home that night. I am prepared.
I retired in ‘97 & continue to carry where it’s legal. I was involved in more than one on-duty shooting so I know how quickly things can turn deadly.
Great advice. Situational awareness is #1. Avoidance #2.
Yes, I think encountering a knife @ point blank range is worse than a gun!
Michael Werbovetz if you have attitude, skills & a plan, (ASP channel) it's probably better (to defeat), than being confronted with a gun...
@Smokey Bear if you dont go in to shock. Or if you dont go unconscious from the pain.
Knives can be horrendous but you can survive a slash or maybe even move away of maybe your clothing protects you. Any shot center-mass from any average size caliber gun, will likely kill you. And any head shot surely will.
I was at an ATM when someone walked up behind me and a little too close for comfort. I bladed my body, put my hand up and said to him "you're too close, back off!" I wasn't rude but I still got my point across. He complied.
Excellent advice. Almost 30 years ago I went to a drive up ATM at a bank in my "safe" neighborhood around 11pm. I was smart enough to look around and I noticed in my side mirror that there was a guy peaking out of the doorway of the apartment building next door. I decided to pretend to put my card in the machine and moments later he rushed towards my car so I quickly took off as I had left the transmission in gear. As I drove by I saw him slowly return to his hiding spot so I called the police to let them know. Since then I never use an ATM and instead I get a few hundred in $20 bills a few times per year to grab when I need cash. It's all about avoiding situations that are higher risk and harder to defend.
The difference in attitudes in some gun channels really show the difference in the size of egos involved . Good sense spoken here for sure. Thank you so much
Once was in line at a club with some friends. Another friend and I were standing at the back of the line, about 20' behind the rest of the group. A guy comes around the corner and asks us for money. The way he was looking around and kept fidgeting with his waistband, it was obvious we were being robbed. So, we both gave him $20 and asked if that was enough. He looked at us, looked over at our friends and says 'you better hope so' and backed away and disappeared though a hole in the fence. Then, of course, our friends gave us grief about giving that bum money. If I had been armed, I probably would've resisted and maybe someone gotten hurt. But, clearly that wasn't necessary. I just wrote it off as a dumbass tax, for not paying attention.
When going to an ATM weather is in the daytime or in the evening you must maintain situational awareness even before you go to the ATM. You'd be surprised how people when they're rushed and pressed for time get what I call tunnel vision and don't look around to see if there's any concerns or threats.
Now if someone enters your space or as she said your bubble while maintaining a Garda position use verbal commands to tell him to step back while you finish your business but at the same time maintain vigilance awareness
Love the videos lern a lot! Keep them rolling for sure!
I really like this format where someone, like Noelle, is asking Kevin great questions, received beforehand from people on the website or Internet. It gives Kevin time to find the best answers and options before recording. It's the best way to find those questions and scenarios that may not be typically thought of. Another great channel possibility for USCCA.
Brad, thank you for the feedback! Glad that you enjoyed this video and we definitely will have more to come.
Please don't "stand and wait for him to get done" LEAVE!!
Go to a different one or do it tomorrow!
Fear is a GIFT, listen to it!
The situation where she says "back off I need more room, you are in my space and the guy says no I'm good I'll stay here, that's so dumb.
Love this channel! I agree with everything said in the video. Personally I opt to use the drive up atms. That way I have access to my CZ under the dash. Upon entering my pen I constantly check my mirrors.
I also agree about knives!! They are horrifying, I’ve been in a situation in which a knife was pulled on me, I can tell you, 10+1 rounds of .45 ACP seemed minuscule. I still remember, he was at a fairly close distance and the knife was curved almost like a claw.
Fight or flight kicked in and I ran. The guy came after me and that’s when everything turned real. I realized that this was actually happening. I was able to get distance to produce my firearm. At first he didn’t run which made my stomach sink... So instinctually I put my other hand on the firearm and created a thumbs forward grip. After seeing this he ran off. I’m guessing he may have realized it wasn’t a “toy.”
I’m happy I got passed the ordeal but learned that, it’s not like the movies. Sometimes drawing isn’t enough to stop a determined badguy.
Carry pepper spray, have it on your hand at the machine, keep him in the ooga loop! Keep changing the dynamics
NO! not pepperspray, you have to have the wind in your favor, have the button handy, a taser or stungun is much better, or a (i hate to say this because i hate dogs) but a big dog, take your friends dog for a walk, worst you will have to do is pick its waste up.
Well said, carry on and God Bless.
Use an in store ATM.
Absolutely advice to follow!
The ATM's in my neck of the woods are all inside the stores so that's a smart move.
I’ve told people before to “Back off, get away from me.” If they slow down but keep coming I’ll repeat myself w/a warning; “I’m not kidding” with my hand on my gun in my pocket. This usually works and I’ve never had to escalate things beyond this.
I tend to avoid ATMs all together especially at night,I usually go inside the bank during daylight hours for withdrawals. I try to avoid nighttime scenarios like that as well as stopping at gas stations in the evenings, leaving shopping malls or movie theaters etc, situations like these can be avoided by taking care of business during daylight hours.
I think the better answer to this scenario is not be in the situation in the first place. Keep your cash at home. Be your own ATM. Getting cash out of a box in public will *always* put you in a compromising position.
Lithus17 I would reply by private message and answer your questions on how I secure my valuables, however you are no more than a common 'no content' internet troll hiding behind a keyboard. Figure it out for yourself.
If I have a right to be somewhere, and I want to be there, I'm not letting anyone stop me.
Never use an atm outside. Go to a wawa or a grocery store you can get cash back with a simple purchase.
I got carjacked at an atm once, was pretty scary. Guy climbed in my back seat while i was distracted with the transaction. Son as i finished he grabbed hold of me and demanded the money.
As a courtesy, I sand a good distance away from the ATM when waiting on someone already there. I'd unintentionally be that scary dude if I went close up while waiting.
If you see someone approaching -- "Can you give me some room, I'll be done soon ?". No answer - Bug out. Continue approaching - Bug out. They answer but continue - Bug out. If you have room to draw and shoot - Bug out. If you don't have room - Bug out (with hand on un-drawn gun). Hey - there is a certain commonality here, isn't there ?
Thanks for sharing this ❤️
Yea, I got one of those high powered stun guns because of the knife issue. If you keep it in your hand or in your arm pit when it's dark or those type situations it might help you block a knife attack or even get a stun against them while your pushing them or the knife away. It has to be a big strong $40 stun gun at least.
This recently just happen to me but my firearm was in the car , It was early in morning like 7am while I was in there the person left who’s in there left out the arm and let them in ..luckily I was watching and had my knife on we tussle for a min then I pulled out my knife He backed off.....Thank you Jesus for protecting me
Very wise advice. Avoid combat if possible.
I am a retired federal law-enforcement officer for the DOD, and I’ve had since then three major back surgeries, which prevent me from running very far or fast. I do like your suggestion on how to disarm A knife, and there are some other tricks that I learned as a military policeman/investigator (called a MPI).
I am quite capable of handling my weapon, having a LEOSA card and have fired the same course active LOE’s must qualify, I have a concern where those of us who have handicaps or disabilities that under normal situations Would be able to run away from, but running for me may mean that I drop to the ground because my back will hurt so much and the inflammations from running will squeeze off my nerves where I will be unable to feel my legs beneath me causing me to fall to the ground, in less than 75 feet!
I wish that you guys would do a video for those of us that have handicaps and disabilities but are still able to control and handle a firearm, as to whether having such a handicap or disability, especially in states where you must retreat first (I live in Florida so we have a stand your ground law which does not require need to retreat) changes the way you react in cases. For example if I try to retreat but my back won’t allow me to retreat any further and the suspect is coming at me to steal my money, I may give it to him and see here take it, but my experience in law-enforcement since that guy had to chase after you he will beat the living crap out of you just for running. So I may in this case while on the ground with a perpetrator looking to commit a robbery or strong arm robbery with possible assault or aggravated assault, I will turn around and shoot him, because I’m otherwise defenseless to move. (Also in Florida, all those crimes I listed above are crimes that allow a person to use deadly force). But I’m not sure that meets the stand your ground or since I can’t retreat does that mean I can really shoot the person?
As a police officer in civilian life and most of my time in the military police, if I was running and fell and then someone was coming after me I also risk them taking my gun for me, so I would be justified to shoot them if they came after me with the intent to cause bodily harm and possibly steal my gun and shoot me with it.
So it would be interesting if you guys can do a video on the legal issues involved handicapped/disabled who qualify to own a gun and what if any their disability allows them to fear for their life where someone like me if I don’t fall I can I can fight with the best of them and not have to draw my gun.
What if someone looks at me wrong when I'm at the ATM? Would you recommend a headshot or going for the center of mass?
Great advice. I haven't used an ATM for years. I will always go in a Walmart or Walgreens and buy something small and take out money.
Great information guys...
I have an idea where to carry while in a wheelchair but I want to get your ideas.
My question is where is a good on the body carry location while in a wheelchair?
We're glad you enjoyed the video, Rocky!
These are two great resources to give you some more ideas:
www.usconcealedcarry.com/fighting-from-a-wheelchair/
www.usconcealedcarry.com/bear-arms-in-a-wheelchair/
I just stay broke.✊
Sometimes I will go into a store with an ATM. They may charge $2.50 for the cash, but it's worth it if you are not secure outside. Sometimes, when outside, I will turn sideways and keep a lookout, till the transx is finished. I am ALWAYS looking around.
Compliance doesn't always equal safety.
You should be traveling around the Country teaching this and I am listening to all info and agree with every word
The best fight I'd no fight and situational awareness
I was in that situation. I was not carrying then. I quickly stopped the transaction and left.
-asks for money
-throws pocket change in face
Very true. Well said.
Knife fights are the worst. The ATM I use had a door you can lock. I did that. Guy breaks the glass, brandishes the knife and tells me to give him the money. I told him my card just declined so I'm broke. That made him angry and he attacked me. I had no escape route. I figured I could reach his knife hand faster than I could my gun so I pushed him into the glass and tried to take his knife. I succeeded, but had to have a finger reattached.
this may be because I am a woman, but plan ahead....go inside the bank on a weekday, and withdraw money or go to the drive in teller. Don't use ATM's unless it's an emergency. Get a credit card and use that instead until you can get to a bank opened during the week. I just don't think it's worth the risk these days. I think using one inside a store is a much lesser evil if you absolutely have to use an ATM. If you have a friend with you who can watch your back, I think that's a pretty good plan to if you have to use an ATM.
Dull knives are scary 😟
Avoidance is victory
When I go to an ATM now it's a drive through so I pull the car a little to the side, stop the car and put the keys in my pocket and get out. I then scan the entire area and I am always carrying my gun. I start the process of putting the card in and pulling out cash all the while continuing to scan and I always go to a busy area right in the middle of the day. Once I get my cash I pull my car out and watch for anybody who might be following. No issues so far.
Ok. I have one for you. You’re walking down a street and some guy or guys come up on you, not necessarily to rob you, they just want to beat you up/put a hurting on you. You don’t see a way out of the situation. You don’t see a weapon, but know/feel that your life is in danger. Do you draw and shoot?
I have a situation I really need help breaking down and determining should I shoot ?
Thumbs up for not using this woman as a sexy eye candy clickbait thumbnail image !!
Is that true??
How about not using the ATM and going into the back/S&L instead? Except for some various and unusual circumstances, I NEVER use the ATM. I always plan my day, trip, vacation around not having to withdraw money from an ATM. Remember the 5 P's, "proper planning prevents poor performance" or in this case poor decisions. That way you avoid the chance of getting mugged at the ATM or having to shoot someone and face the legal results of that action.
First I've heard that knife defense and I like it. The only knife I like is the one in my hand. Thanks.
What about road rage issues. Say you're in your car stuck in traffic and a person approaches intent on doing you harm? Do you have any videos on this?
My goodness, we can WHAT IF all day. If you have that fear at the ATM, just go into the bank
Grocery stores
Again very informative video training scenario I like the videos that you guys put out in the training scenarios I like the discussion I am an elite member 3 years now and I will always be there with you to my dying day I appreciate all that you do and I'll work that you put into these videos and the time it takes to produce them and the training that you present You guys are awesome and again I will always be a member till my dying day thank you
Good info…
The first mistake was allowing someone to get that close to you especially without recognizing it. Situational awareness is key. If they’re that close and already have a knife out you’re screwed. Throw the money at their face to distract them and create distance while you’re accessing your firearm. Scream out commands to draw attention of witnesses. Try to avoid ATMs if you’re alone. I understand that might not be possible.
My then teen son was robbed at gunpoint at a drive up ATM late one night. Guy took his money, phone, wallet, and keys. He was uninjured thank God.
The bank did reimburse the money he was robbed.
Get uneasy whenever I see people walk up to drive up atm's. Esp when I'm transactional, or in line and see them ahead or behind me..
I don't want to go to a walk-up ATM. The only walk-up ATM that I feel safe using is one at a busy airport.
What do you think about open carrying
I agree, knifes are super scary!
1. Look around the area surrounding the ATM before you even get out of your car. 2. Keep your head on a swivel when putting your card in the machine and entering your code. 3. Turn your back to the ATM while it's working its magic to produce your money so you can see if anyone is approaching. 4. Take your cash and go. Don't even count the money until you're in your car in a safe place.
good series and great info..thanks!
Always pull up as close to the ATM as you can. That way the potential robber can’t come between your car and the ATM. First have EVERYTHING ready to go BEFORE you pull out up to the ATM. Don’t want to waist time looking for you card in your wallet or purse. Second, have your weapon OUT on your lap so if you need to reach for it quickly. Thirdly, keep you head on a swivel, look around you. Try and take someone with you, do not go late at night or early in the morning.
If you pull up to the bank and “feel it’s unsafe” trust your instincts and drive away. NEVER UNDER ANY CIRCUMSTANCES use the walk up ATM during night time.
Samurai maxim: “Don’t fight to win. Fight to not lose.”
First let me say that your comments were spot on. If I did not know better I would have said that you were one of my former students. :-) I teach that the goal is not to pull the gun but to survive the deadly encounter. This could mean, walk away, run away, punch them in the throat, or shoot them. All are tools to survive the deadly encounter. Thank you.
Well said, Brother Nkosi! Our goal is always to stop the threat!
Avoid ATM's all together. If you use a debit card while shopping most offer to give cash at time of purchase, even then people will be watching you walk out the door so always be aware.
A lot of atm machines release your card before cash drawers open. So you can snatch the card and cash if possible. All said real good advise.
Very helpful. 👍👍👍
"That's not a knife. This is a knife."
Yes, your greatest weapon is not a large knife, high capacity firearm, or direct phone line to a police station, it's your brain loaded with the confidence only professional training can provide. A cool head educated with many real-world self-defense tactics is much more important than any physical instrument wheeled by an undisciplined, untrained, and timid soul. "Warrior mindset" is always at the heart of what I as a self-defense instructor have always tried to instill in my students; from American Kenpo Karate lessons to firearm, security, and ballistics training.
This guy is the type of dude to apologize to a robber for giving him his wallet too slowly
After watching the same advice over and over in this video.....I hit cancel and left without finishing it. LOL.
I apologize that this video did not hit the mark for you, Life on Trehan Creek. How do you practice your situational awareness?
My comment was a bit snarky and not intended to be taken very seriously. I totally agree with your focus on situational awareness along with avoidance when possible. Nothing at all wrong with a word you said,. It's just a bit repetitive in places with the "hit the cancel button and leave" advice. Maybe you are just repeating it for the slow learners. HA!
I can understand that, Life on Trehan Creek! Thank you for clarifying. :)
I appreciate the excellent advice and this is well worth my membership fee.
Thank you- brings back up the subject in my mind of stab and puncture body armor.
Good stuff! BTW, the background scenery; is that downtown West Bend? :)
Outdoor ATMs are a very bad idea. Very dangerous.
HELL YES
FYI - Putting your ATM pin number in backwards to alert the police is a myth.
Avoid the problem all together and do your banking with a live teller plan your expenses for the week.
Prepare...exactly... plan for your cash needs otherwise use a drive up ATM during business hours... not at midnight!!!!
They close before I get off work and don't open until I'm already at work.
There are mirrors on the ATM that allows you to see behind you. The other issue is drop the money if it's in your hands to the ground then pull your firearm. I agree with some of his wisdom although I'm an old man and would have difficulty manhandling someone.
she is really cute, we need more of her! :)
You are here for the wrong reason
@@shaysteel4116 Looks like a good reason to me. She IS cute.
@@Amaberean figures
Solid advice, but this all comes from poor planning. I use the ATM of my choice. I select the location, time, etc. This prevents the need to find an ATM out of necessity.
It only takes one hand to use an ATM, the other should be on your firearm, if you carry one. I do this as a matter of habit, even in the environment I utilize, to reinforce the habit.
Preparation is key. I'm not going to be caught unaware. If I put myself in a vulnerable position and crap happens, who is at fault?
What if they ask for your money, and you are in a state where there is no duty to retreat?
They say if you put in your code backwards CALLS THE POLICE
I like the ATMs in Germany, or at least when I use to live there. You would need your bankcard that will open the 24 hour door that will get you to the ATM and then you walk up to it and do your business and hit the button to unlock the door and walk out. I guess a criminal could still get in if they had an account with that bank, but eliminates most of them.
"...the person just wants the money." Not always just the money. More and more often, young women are being kidnapped and forced to pull out all their cash, or forced to reveal the pin numbers of all their cards (and forced to prove the numbers are correct at the machine). They've often taken away from that machine to do so...and we know what being taken away means. Moreover, such abductions can occur suddenly and within moments...a car pulls up behind the woman and within five seconds she's gone, even in broad daylight. It's better to avoid using street side ATMs at all.
Also, check with your bank to see if their ATM’s have a duress code. Some ATM’s will alert the police if you enter your PIN number backwards.
A couple days? My area its more like 2 weeks.
I think about this every time I stop at the drive by atm at night..