ULTY deep dive Jan 2025. The good, the bad, the ugly.

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  • Опубліковано 7 січ 2025

КОМЕНТАРІ • 18

  • @tommypham1127
    @tommypham1127 День тому

    Excellent content ❤. Very appreciate your work . Thanks so much .

  • @FinBotInsights
    @FinBotInsights День тому +3

    From the first of August, ULTY is up 16.04% in total returns (dividend reinvested).

    • @theworkinginvestor
      @theworkinginvestor  День тому +1

      Sounds about right! The issue is not limited to total returns, (which 4 months =16% so annualized it's 48%), but the bigger issue I have is the pervasive negative drift and not range bound. If the fund keeps drifting down so do the dividends. 100% yield of 20/share is $20, if $10/share is $10, if $2.5/share is $2.5 so on and so forth. If the drift down keeps slowing down even further if might not bother me as much as I'll ROI super fast. Bear in mind that it's drifting down even within a bull market. It's understandable to take on market risk as marked Conditions become unfavorable.

    • @FinBotInsights
      @FinBotInsights День тому

      @theworkinginvestor If you reinvest just enough to cover the NAV erosion, you can stay ahead-and even significantly so. Here's how I trade ULTY: I maintain my NAV at cost by reinvesting only what's needed to cover the erosion, and I use the remaining distribution to pay myself.

    • @maximumoverload5134
      @maximumoverload5134 День тому

      ​@@FinBotInsights
      Example please

    • @FinBotInsights
      @FinBotInsights День тому

      @@maximumoverload5134 Let's say you buy at 10. The dividend is 1 so now the price of ULTY is 9. Before the day before the next ex-dividend date, look at the price. Let's say it went up to 9.4, in this case I would reinvest 0.6 and keep 0.4 as profit.

  • @Gandre
    @Gandre День тому +1

    Last distribution I received $665. I purchased 95 shares and lowered my cost average. I was still $687 down and I would be getting paid $652 this month. I sold out yesterday to just barely break even.

    • @theworkinginvestor
      @theworkinginvestor  23 години тому

      Would you agree that breaking even in a taxable account is actually losing money because there are taxes to pay on the dividends? (depending on the dividend classification)

  • @Nicogambino2
    @Nicogambino2 День тому

    Another great video sir

  • @deekon3994
    @deekon3994 День тому +3

    I want to love this fund, im in for about 10k at 9ish, hoping it stableizes making no moves for a bit to see if perspectus pans out

  • @RaidenUncensored
    @RaidenUncensored День тому

    I have been in ULTY since release and I am at about 8.93 cost basis combining reinvesting and some choice DCA events selling puts until I got assigned the shares.
    Over all I agree this one is a rough one to play. However, if done wisely you can mitigate the portfolio impact until it is working on house money.
    Of course... never go all in on one strategy in your portfolio and you can make some riskier plays to see if they pay dividends in the long term.

  • @theworkinginvestor
    @theworkinginvestor  День тому +1

    In my opinion It's important to trade based on logic. FOMO investing is just as dangerous as Panic Selling. I waited until the market came up a bit to make this decision and guided by my logic. It's a very difficult decision to make, and I am still torn with my decision. For now, I will wait and see and decide at a future date if I get back in.

  • @thebes118
    @thebes118 День тому +1

    I heard the fundamentals have improved on this ETF. I bought 100 shares today to enter it.

    • @theworkinginvestor
      @theworkinginvestor  День тому +2

      It does look like it's getting relatively better. Hopefully, it continues to improve.

  • @milcip44
    @milcip44 День тому

    Thank you very much for the video. Very nice explanation. My cost basis is around $9,70 so, I can hold my investment till now (without reinvest or buy more shares), because I feeling optimism with the yieldmax management due to the change of strategic constantly (underlying, options, etc) tryng to the price goes up or at least keep flat...but we need to recognize that the market have been crazy... I never expected that rise last Friday with two previous weeks down

  • @shaneomack5018
    @shaneomack5018 День тому

    Ulty is huge pass for us.. some absolute 🚮 can companies. I know they are looking for volatility to score premiums but that 🚮 djt and United health alone is a hell no for us. Ymax > ulty 💯