Why I Chose THIS Two Card Combo
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- Опубліковано 24 чер 2024
- ➤ Chase Sapphire Preferred: www.dailydrop.com/credit-card...
➤ Capital One Venture X: www.dailydrop.com/credit-card...
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➤ Chase Sapphire Reserve: www.dailydrop.com/credit-card...
➤ Capital One Venture: www.dailydrop.com/credit-card...
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Multi-card setups are one of the best ways to earn miles and points on your everyday spending but choosing the right combo can be confusing with so man options our there. Two of the most popular on the market are the Chase Sapphire Preferred paired with the Capital One Venture X or the Chase Sapphire Reserve paired with the Capital one Venture. Each Combo has a high and mid tier product with very similar combined benefits but one is much better then the other and thats why its int he wallets of many of our Daily Drop team members. But which credit card combo is the best?
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0:00-Intro
1:15-Sapphire Preferred + Venture X
5:30-Venture + Sapphire Reserve
7:04-Which Combo is Better?
💳 Chase Sapphire Preferred: www.dailydrop.com/credit-cards/chase-sapphire-preferred-card
💳 Capital One Venture X: www.dailydrop.com/credit-cards/capital-one-venture-x-rewards-credit-card
For the Chase Sapphire reserve card, when they are referring to not getting the points until you spend $300 in travel, is because you get the first $300 you spend in Travel automatically credited back on your card. That is done under the $300 travel credit. Unlike other cards you do not have to request what charges you want the $300 credit to be applied to, it will automatically apply it to the first $300 that you spend on travel in that year. They are just saying that because you got that $300 of travel for ‘free’ you don’t then also earn three points per dollar.
You also don’t have to do it through the portal which is great for people who prefer to book directly with the airline/hotel. Or, in our case as a family of 7, we almost never stay in hotels but rather in Airbnb’s. Also, it wipes anything coded as “travel” like a parking garage. Having said that, though, we do have the first combo. It works for us and we’re able to give our teens cards on the account and lounge access without paying more. And we were able to use the $300 credit to book a ticket for my husband recently who needed to travel alone last minute for a funeral.
Awesome video! Never even thought of doing either of those combinations so that was very nice to be able to see how that works. Also, I love your b-rolls of you creating your own. I think it makes it unique as well as it is high quality.
I do have the Venture X already. It it a slightly more difficult to use than the Sapphire, but worth the savings in annual fee. I did previously have the Sapphire Preferred, but didn't use it much
I have the combo! So glad to have it validated: Sapphire Preferred + Venture X
I wish this was a posted video earlier this year 😩 Super insightful.
The $300 credits are not "Identical" at all. The chase $300 is for any travel. The vx credit is only if tou book via the c1 portal.
When I first got the VX I could use it to go towards anything like a VRBO. They changed it within the last year.
I love the Venture X and Chase Sapphire Preferred combo! I have those two now.
Thanks for the great videos! Should I upgrade my venture card to venture X or would it be smarter to just get both and apply for the X so I can get the sign up bonus?
Interesting comparisons. I've had a Cap1 Venture for years and already have almost 220k on that card. I just got my sign-up bonus on the Chase Sapphire Preferred card, because they made me a deal I couldn't refuse (80k!). I'll have to consider bumping my C1V up to Venture X. Thank you for a very good breakdown!
The section about the Sapphire Reserve $300 travel credit is misleading. It is not the same as the Venture X. The Sapphire travel credit is much better because it can be used on any travel purchase (not just on the travel portal). It even counts for Uber/Lyft rides.
And it’s applied automatically, that’s why we don’t get points on the first $300, because the first $300 is essentially free. The video makes it appear as a limit that needs to be met before you earn points.
@@Sandersson6Yeah, poorly explained
I just started using this combo (Venture X & Sapphire Preferred) last month as a test trial. Awesome to see a review on this combo 😁. Great video 😎
I’m thinking of doing this combo. How has your experience been?
Can you make a video explaining cash back credit cards vs miles/points.
If I have a credit card that offers 1.5% cash back on everything. How does a 3x points for groceries (example) compare?
I have been using the Chase Trifecta for a few years - CSR, Freedom, Freedom Unlimited and Ink Business Cash - Most of my spend ends up on my Freedom Unlimited since it's neither dining nor travel. I don't ever use the chase travel portal since I have marriott and national rental car status' but the 10x seem very appealing!!!
I plan to try the Venture X and downgrade the CSR to the CSP right before the renewal. I think that would be a great combo.
How about the capital 1 duo? The Venture X plus the Savor?
I live in the Netherlands. Do you know if I can have any of those credit cards? Because while I was searching I couldn't understand if they will be useful for me in Europe and if I'll get the miles and points etc.
I have the Chase Preferred paired with the American Express Gold Card. I was able to get 60K miles on Chase and 90K miles on Amex. Capital One will not give me either of their cards for some stupid reason (scores are 740-785). We've applied 3 times now. The Chase and Amex we were pre-approved before even applying. We are looking to get one more card this fall so we will have about 300K to use next summer to go somewhere 😀
The section about the Sapphire Reserve $300 travel credit is misleading,
I want to get the venture x but it’s hard for capital one to approve me since I have 11 personal cards
I got 100,000 points in June (maybe May?) on my CSP by going into the branch. I just talked my (very reluctant) hubby into getting the C1VX. So by next month when we’ve met our SUB spend, we got 175,000 point in 3-4 months. I’m satisfied!
What about all the travel insurance chase sapphire reserve offers and 10% annual spending boost and 50% multiplier when booked thru chase travel portal
I came to this combo on my own and I think it’s great.
You didn't mention Venture X gives you Plaza Premium Lounge, which is useful in Europe and Asia.
Interesting Capital One has their own lounges
How about Chase Amazon Prime card (no annual fee) with 5% back on Amazon purchases, Fidelity Investments credit card (no annual fee) with 2% back on everything and the BILT Mastercard (no annual fee) with 1X for rent plus 2X for travel and 3X for dining? That's my trifecta.
You mentioned 3x points on groceries, but that is only online grocery purchases? Correct?
I have the Venture X & Chase Sapphire Preferred! Love them for now, but I do plan on changing to the reserve at some point as long as they don't change the priority pass. It has the restaurant credits where the Venture X doesn't have that :(
Sounds like you have a great strategy! You certainly could go either way.
@@DailyDrop well & the amex gold, but i'm thinking of dropping it because not sure if it's excessive? haha can't decide! thanks for your response 🤗
VentureX + Amex Gold is the play
The chase and cap 1 travel portals are not good. You should transfer your points.
What do you do with the credit cards after you got your bonus rewards? Is it worth it to keep and use or better to get a new and get the bonus points
You cant just apply for new one after u get the point, some like chase want you to wait 4years.
I've had a Preferred for a while and I just picked up the Venture X a couple days ago. Your benefits analysis is right on the money. The Venture X is also a nice upgrade for Chase Trifecta people who were carrying a Preferred, but getting tired of only getting 1.5X back on the Freedom Unlimited.
Good point, but how do you combined both point currencies? Thanks man
@@chrisv4920 you can't... you can only transfer them to the same transfer partners
There's a fair bit of overlap in the transfer partners, assuming that's your thing. The only downside is around hotels. If your favorite use of Chase Points is Hyatt, it makes less sense. For me, Aeroplan and Flying Blue cover a lot of what I want to do and they're both transfer partners.@@chrisv4920
I have a couple of questions! Planning a trip to Italy in the Fall and I want to do this combo but I don't think I can spend $8k in 3 months to hit each bonus. Would it be okay to open one now and another 6 weeks from now to give me more of a window?
Also what are your thoughts on me opening one of these cards and my boyfriend opening the other? This was we can both get TSA Pre/Global Entry and we'd both be the ones traveling together to benefit from each.
u will have to spend it in the 3month or its gone.
I’ll take the 3rd option, reserve and venture X.
1000 in annual fee tho.
Is this a good time to apply for the CSP ? The current offer is 60k the highest I have seen recently is 80k but I don’t know how often that occurs.
Edit: Applied today for CSP and was approved. Vx next on the list.
they had an offer of 90k if you sign up in person in branch only .. that is what i did... it requires an extra $2k purchase in 2 months.. in additional to the $4k for first 3 months.. so 90k for $6k within 6 months.. is what i got.
You should generally focus on chase up to 5/24. Getting a vx first isn't usually the best tactic.
Forgive my ignorance.. but why?
Card combinations don't mean much if you're always churning