SW Florida's Housing Market Classified as HIGH RISK | 2025 Predictions

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  • Опубліковано 22 гру 2024

КОМЕНТАРІ • 123

  • @shanerogers9386
    @shanerogers9386 4 дні тому +32

    There is nothing riskier than a loan written on a $1.5MM home that sold for $500K 3 year ago.

    • @alterfloyd1
      @alterfloyd1 4 дні тому +1

      And yet here we are with the appraisals being rubber stamped. Its almost like the banks have been bailed out before and they aren’t as risk averse.

    • @rdee7406
      @rdee7406 4 дні тому

      @@shanerogers9386 provide me ONE example of that. You cant

  • @RyanRichMD
    @RyanRichMD 4 дні тому +15

    Moved from South Florida to NW Arkansas. Couldn’t be happier. Great financial move. Florida is where you go once you’re retired if you have the means. Not sure why anyone would stay there during their working years with depressed wages and a sky high cost of living these days. The warm climate is enjoyable but it’s not worth living in poverty IMO.

    • @jacknasty6940
      @jacknasty6940 4 дні тому

      I’d rather be poor and warm than poor and cold

    • @amandabrau-v6w
      @amandabrau-v6w 4 дні тому +1

      We are headed to Alabama! Can’t wait!

    • @stevem-h5e
      @stevem-h5e 4 дні тому

      Honestly, I wouldn't want my kids or grandchildren to grow up in the dumbest, most poorly educated states in the country, because I didn't want to put on an extra layer of clothes.

    • @ponygirl1624
      @ponygirl1624 4 дні тому +2

      agree good for you when my elderly parent passes on I will leave FL here since '71....NY CA NJ and CH can have it

  • @donnaanasse5177
    @donnaanasse5177 День тому +2

    There is alot os excess inventory in Lee county, and it's not moving.

  • @s99614
    @s99614 4 дні тому +14

    The rent is too damn high!

  • @charlies3502
    @charlies3502 4 дні тому +7

    I know a woman (widow) who owns a small house on the SE side of Florida. The house is on water but it is west of US1 (there are fixed bridges). She and her husband bought the house for $64,000 in 1977. The house is pretty much now as it was then. The lot is .20 of an acre. The current valuation on the property appraiser's website is over a million. The land is valued at $800K. She is paying $398 in taxes. I'm sure there are many people in her situation. I think it is incredible the windfall the counties are going to get when these properties change hands. At the same time I can't see how they can ever really drop their valuations...

  • @tmclean9
    @tmclean9 3 дні тому +3

    Good stuff Ben. I ran into two very active realtors at Publix in Naples today. Both said things were slow and sellers are asking unreasonable prices. Merry Christmas!

    • @bensellin
      @bensellin  3 дні тому

      Thank you sir! Same to you! Always appreciate the info.

  • @tomswierszczyk1162
    @tomswierszczyk1162 4 дні тому +5

    Thanks!

    • @PianoMatronNeeNee
      @PianoMatronNeeNee 4 дні тому

      Very generous of you 👍

    • @bensellin
      @bensellin  4 дні тому +2

      @@tomswierszczyk1162 Tom that was very nice of you! Thank you so much for the generous gift and support!

  • @booboolips6053
    @booboolips6053 4 дні тому +6

    Home prices drop but property taxes, insurance shoots up.

  • @seawhaturnissen
    @seawhaturnissen 4 дні тому +5

    Well Done Ben! Thank you for all you do. Justin

    • @bensellin
      @bensellin  4 дні тому +1

      Thanks Justin!!

    • @bensellin
      @bensellin  4 дні тому +1

      What a great UA-cam Handle by the way

  • @dreyes8948
    @dreyes8948 4 дні тому +2

    You doing a great job! Thanks for be a honest Realtor, reality is reality, bad markets coming and good market coming, we need to flow with the reality and try to the the best, maybe later good opportunities in the market will come, continue with this great and honest videos.

    • @bensellin
      @bensellin  4 дні тому +1

      I appreciate that! Well said!

  • @CryptoVin
    @CryptoVin 3 дні тому +4

    I’m so happy that Florida is getting bad press. Hopefully the market tanks so I can buy a house cheap.

  • @tomswierszczyk1162
    @tomswierszczyk1162 4 дні тому +3

    Merry Christmas, Ben !!!

    • @bensellin
      @bensellin  4 дні тому +1

      @@tomswierszczyk1162 Merry Christmas to you too and thank you again!

  • @xslfyk4
    @xslfyk4 4 дні тому +1

    Love your content. Thanks, Ben from a commercial RE credit analyst..

  • @aprilgentile5438
    @aprilgentile5438 4 дні тому +4

    I’m sure there’s plenty of shadow inventory being held back buy builders.

    • @shanerogers9386
      @shanerogers9386 День тому

      Even more shadow inventory in the hands of speculators who severally overpaid for them.

  • @jtmoney530
    @jtmoney530 23 години тому

    Love all your videos, great content. But actually have a question. What Camera and microphone do you use?

    • @bensellin
      @bensellin  17 годин тому

      Thank you. I just use my cell phone and a dji wireless mic.

  • @madeleineaudette1586
    @madeleineaudette1586 3 дні тому

    Good information as always! Glad you’re doing well with your little guy. Merry Christmas.

  • @ronie6773
    @ronie6773 4 дні тому +1

    Great content

  • @mari8857
    @mari8857 2 дні тому

    Hi Ben any idea if the popular custom home builders like southwest Florida dream builders, DM dean custom homes or Genesis Construction will ever lower their prices, we plan to build in 2025 near this area.

  • @ld9044
    @ld9044 4 дні тому +1

    The house at 9:00 has the strangest roof. A mystery as to why would someone do that?

    • @bensellin
      @bensellin  4 дні тому +1

      It is certainly unique lol

    • @rocqitmon
      @rocqitmon 3 дні тому +1

      an air barrier is great at not transferring heat from the roof to the living spaces below

  • @Mr_CigarJaxGuy
    @Mr_CigarJaxGuy 4 дні тому +3

    Honestly brother, people knew what would eventually happen I don’t feel bad for them if they’re non locals. My rent went up so why would I feel bad for new homeowners who are new residents as a local. It’s unpopular to say and I totally understand why. You do a great job brother you’re a good person the negative comments are probably people who can afford anything and don’t understand the common working class person keep it up brother you a a good guy!

    • @bensellin
      @bensellin  4 дні тому

      I appreciate the support!

    • @pliktl
      @pliktl 3 дні тому

      Sounds like a dog eat dog community there. The "locals" are outnumbered. These attitudes are gasoline on the blaze. I hope you move away safely.

  • @dbanka471
    @dbanka471 4 дні тому +1

    Those areas like Lee and Collier counties are significantly over valued -from the data from revenuture….so pricing holding steady (without appreciation) is a win

  • @melB2392
    @melB2392 4 дні тому

    Congratulations!!!

  • @danidaydreaming919
    @danidaydreaming919 4 дні тому +1

    Bonkers!

  • @davidmajer3652
    @davidmajer3652 4 дні тому +1

    That $1,000,000 mark is a big phycological hurdle.

  • @LockedUpLarry
    @LockedUpLarry 4 дні тому +2

    80% gains in 4 years! Yeah, a bit of risk. A sprinkle if you will😅

  • @ajsreptiles6170
    @ajsreptiles6170 3 дні тому +2

    My prediction for the area is another 15% correction.

    • @bensellin
      @bensellin  3 дні тому

      Possible

    • @jeffamburgey7485
      @jeffamburgey7485 День тому

      No, I wouldn't say 15 percent, I think values increase only 5 percent or so in 25. Reverse correction.

  • @markmcfarren1854
    @markmcfarren1854 3 дні тому

    hi ben i found the legal stuff on 3 storie condo we are 3 floors even with the first floor parking but as we speak its in court so we will we will find out soon thanks for your help great videoo

  • @endofsociety
    @endofsociety 4 дні тому +5

    Well, the housing is artificially Waaaaayyyy over priced, and they keep building more crappy homes in a hurricane/tornado zone. There's no way as an insurance company would i insure those overpriced homes for any less than what they're charging. As a matter of fact, id keep raising the rates the more homes they build. Or just pull out of florida all together. Too much of a risk. As a matter of fact, 1,745 acres in cape coral has just been sold to developers for the cool price of $100 million. They are set to build more cheaply built overpriced homes that the average Joe cannot afford, nor insure. This is going to be disastrous. The government of florida needs to put a stop to all the building. The infrastructure cannot handle it. Too much. And they are getting rid of too many natural habitats.

  • @onthemark-hi
    @onthemark-hi 4 дні тому

    Got my renewal about 2 months ago and for the first time in many years it simply said no increase. I'm hopeful it's going to stabilize.

    • @bensellin
      @bensellin  4 дні тому +1

      Glad to hear. That is my best case scenario right now is just things stabilized out

  • @alterfloyd1
    @alterfloyd1 4 дні тому

    The inbound migration buyers are key because those are the buyers that don’t realize they are overpaying by 30%

    • @allanbauer4076
      @allanbauer4076 3 дні тому

      How many of them paid insane amounts of money for houses without checking flood zone. Now they own homes that flood. I can't imagine what's going on in their heads now. Paid a million or more for a house that is basically worthless.

  • @MicheleSWFL
    @MicheleSWFL 2 дні тому

    It's no surprise the foreclosure rate in CC is high since the mackle homes were running at 300k and people were buying houses sight unseen. Just my 2 cents

    • @bensellin
      @bensellin  День тому

      I am seeing some short sales on those homes

  • @PelicanIslandLabs
    @PelicanIslandLabs 4 дні тому +3

    "Crash Bro" ..................... 🤣

  • @spscorse
    @spscorse 4 дні тому

    Congratulations

  • @ca_native_gardens
    @ca_native_gardens 4 дні тому +1

    what's going on with Charlotte county cops killing unarmed people? Now I see a deputy was murdered. All of this in 1 month? That place seems to be going to hell in a hurry!
    I graduated from Port Charlotte High in 1991 and can't believe all I'm reading.
    I'm living in California now making 270K a year and only paying 3400 a month in rent. Left for CA as soon as I graduated from UCF.
    So glad I left that place behind but it's mind blowing to see people playing $2500 a month to live in Port Charlotte, ROFLMAO!!!!

    • @fit4ya1975
      @fit4ya1975 Годину тому

      California is beautiful but they tax you to death. $3400 rent? LOL

  • @davidduty8199
    @davidduty8199 3 дні тому

    Ty

  • @andyjax9215
    @andyjax9215 4 дні тому +1

    How did they get planning permission for that square block monstrosity, sticks out like a sore thumb. I know every man's home is supposed to be his castle but not literally.

  • @davido3746
    @davido3746 4 дні тому +1

    Drop of a 🎩

    • @bensellin
      @bensellin  4 дні тому

      I know lol messed up

    • @davido3746
      @davido3746 4 дні тому +1

      @@bensellin 😂. Aw man, couldn’t help it! Always love your content.

  • @chris-co3ej
    @chris-co3ej 4 дні тому +1

    In the drop of an eye" 3:40

    • @bensellin
      @bensellin  4 дні тому

      Haha i know I saw it in editing but the damage was done

  • @Aksteelheader86
    @Aksteelheader86 4 дні тому

    High Risk just means *Investors Get Out Before The Correction*
    But for everyone else nothing is wrong it’ll be fine nothing to worry about

  • @10000Islands
    @10000Islands 4 дні тому +3

    Florida is not the place for most people. We have hurricanes, tornadoes, high humidity, mosquitos, alligators, crocodiles, Burmese pythons, Gambian rats, sharks, high insurance rates, high HOA fees, expensive houses, big bugs, big birds, thunderstorms that will shake your bones, 6 months of summer swelter, I mean, what's there to like?

    • @johnkatrich2954
      @johnkatrich2954 4 дні тому +6

      Spend a nice harsh winter in a northern State and you will understand the allure of Florida. LOL

    • @wadeinn463
      @wadeinn463 4 дні тому

      The grass is always greener somewhere else

    • @dbanka471
      @dbanka471 4 дні тому +1

      @@johnkatrich2954yep….at least for the months of December-March

    • @juniorcrandall8933
      @juniorcrandall8933 4 дні тому +1

      What, no mention of the Cane Toads?

    • @kevingrandyify
      @kevingrandyify 3 дні тому

      Yankees that can't drive

  • @kevinweber5129
    @kevinweber5129 4 дні тому +2

    Every one else in the country should insist that FEMA stop writing Flood Insurance in Florida.

  • @bobwright5557
    @bobwright5557 4 дні тому +1

    Follow the data, speak the truth. It’s all you can do. And the hat rocks!

  • @MM-kf3gq
    @MM-kf3gq 4 дні тому +4

    Florida in recession

  • @frankdattilo1836
    @frankdattilo1836 4 дні тому

    Conjecture: What happens when Equity Markets meltdown 50% minimum…Give us your Best Guess

  • @kevingrandyify
    @kevingrandyify 3 дні тому

    1500 yankees a day move here, these prices aren't going anywhere

  • @jeremyjedynak
    @jeremyjedynak 4 дні тому +1

    If anyone accuses you of being a "crash bro", be sure to correct them that you're a "build-up bro".

  •  4 дні тому

    Only the rich will move to FLA , poor or middle class people will just have to wear their down coats 🧥 in the cold.

  • @progessiveknowledge4433
    @progessiveknowledge4433 4 дні тому +1

    "What if I told you 20% decline was a Crash" 😂 Sure Travis, especially after a market increase of damn near over 60%.
    It's all going to come down to interest rates and insurance. 2025 will definitely end the debate. I honestly think the "crash" happened in 2024.

    • @bensellin
      @bensellin  4 дні тому +1

      Time will tell it sure was wild

  • @alterfloyd1
    @alterfloyd1 4 дні тому

    All that money sitting in assets with zero growth. Meanwhile stock market and crypto or even being a hard money lender you are making gaaainzzz

  • @IbrahimKone-ix4qi
    @IbrahimKone-ix4qi 4 дні тому

    I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good recommendation on great performing stocks or Crypto will be appreciated!!

    • @YevaSonia
      @YevaSonia 4 дні тому

      As a newbie investor, it’s essential for you to have a mentor to keep you accountable.
      Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

    • @JoseLopez-lf9rw
      @JoseLopez-lf9rw 4 дні тому

      I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market.

    • @YevaSonia
      @YevaSonia 4 дні тому

      I don't really blame people who panic. Lack of
      information can be a big hurdle. I've been
      making more than $200k passively by just
      investing through an advisor, and I don't have
      to do much work.. Inflation or no inflation, my
      finances remain secure. So I really don't blame
      people who panic.

    • @JoseLopez-lf9rw
      @JoseLopez-lf9rw 4 дні тому

      Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience..

    • @IbrahimKone-ix4qi
      @IbrahimKone-ix4qi 4 дні тому

      how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking?

  • @bradbradshaw-i4n
    @bradbradshaw-i4n 4 дні тому

    i keep hearing you and other people say how bad things are or will be. i live in new smyrna beach and i just don't see it. 1 in 449 is nothing.

    • @bensellin
      @bensellin  4 дні тому +1

      20% median price decline in my area in two years. That is big, but it is very area specific as I mentioned. Some places have seen 20% price increases.

  • @pliktl
    @pliktl 3 дні тому

    Well... the real estate agents are good at selling snake oil to the retired.

  • @samuell4775
    @samuell4775 4 дні тому

    The extreme political situation adds to the turmoil.

  • @scottturner6139
    @scottturner6139 4 дні тому

    Enjoy parenthood.

  • @freeheeler09
    @freeheeler09 4 дні тому

    Global warming is speeding up. We are pumping record amounts of carbon into the atmosphere every year. We are paving over every square inch of wildland and farmland. And, we are crossing tipping points that’ll speed up warming even more. Things are going to get even more interesting in Florida

  • @odessajackson4551
    @odessajackson4551 3 дні тому

    Florida's so overrated!!!.

  • @rdee7406
    @rdee7406 4 дні тому

    Why do you make these videos dude? You’re not helping anyone living here with your fear mongering. Seriously go find another side hustle

    • @bensellin
      @bensellin  4 дні тому +14

      If you feel that way, why do you watch them?

    • @Robin-s7s
      @Robin-s7s 4 дні тому +4

      He’s not fear mongering , he’s giving you a perspective based on the numbers . He is letting buyers and sellers free information. I am out of state and have worked with him and his information was extremely valuable for me on my decision making .

    • @Robin-s7s
      @Robin-s7s 4 дні тому +1

      Giving free information , take what you want from his information. At the end of the day I had to make the decision, if it was in my best interest to buy . I was for me , maybe not for you .

    • @Mr_CigarJaxGuy
      @Mr_CigarJaxGuy 4 дні тому +3

      He’s telling the truth and a good person chill out dude

    • @johnkatrich2954
      @johnkatrich2954 4 дні тому

      You answered my question when you mentioned the Burnt Store Corridor. Taylor Morrison is about to open their new Esplanade Community and there are two more huge developments coming on line right up the street so it will be interesting, but I think this bodes well as compared to old 50 and 60 year old homes that really can’t compete with new construction in quality or desirability or the cost of insurance