HOW I WOULD INVEST 100K IN 2022 || MY INVESTMENT STRATEGY

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  • Опубліковано 17 лип 2024
  • In today’s episode, I am taking you through my decision making process, if I had 100k that I wanted to invest and I am giving you ideas of some of the investment options I would go for.
    Enjoy,
    Coach Susan.
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    Music: Flow
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КОМЕНТАРІ • 239

  • @susan.wanjiku_
    @susan.wanjiku_  Рік тому +73

    Hi guys, I will never ask you to text or Whatsapp me for anything. If you see any such comment, even with the picture being mine, offering you guides and numbers to call or whatsapp, kindly ignore and report that comment. It is scammers and bots trying to get to some of you. The right channels to reach me are always linked in the description box, that is, my website and email address.

  • @lisamteti8649
    @lisamteti8649 Рік тому +3

    This is a masterclass on it's own. Thank you n hey you got yourself a new subbie!

  • @sharonirungu2092
    @sharonirungu2092 Рік тому +7

    This is amazing Susan! I already have a MMF, I can wait to get into shares!

  • @perpetuakanyutu2610
    @perpetuakanyutu2610 Рік тому +4

    Coach Wanjikū, that's super awesome financial advice, please keep up the good work 😊

  • @kadeanjackson5948
    @kadeanjackson5948 Рік тому +1

    I love how rational your process is

  • @maureenakoth2547
    @maureenakoth2547 Рік тому +2

    Wonderful Advice Susan. Rule of thumb for any business , start with research.

  • @habielmisocha9096
    @habielmisocha9096 Рік тому +1

    Why did I not know about this channel earlier. !!! Thanks SUE, following from diaspora.

  • @kellylerry2068
    @kellylerry2068 Рік тому

    I am going back listening to all your previous video .Awesome

  • @graceneema733
    @graceneema733 Рік тому +2

    Thanks Susan u are like eye opener to me....ua video was so informative.

  • @flonzoera1583
    @flonzoera1583 Рік тому +1

    Very helpful! Thank you Susan

  • @MC_Kanjambi
    @MC_Kanjambi Рік тому +4

    My current coach. Thanks for always sharing.

  • @charlesgitonga1486
    @charlesgitonga1486 Рік тому +1

    Great! Keep up the good job.

  • @catekaheti7103
    @catekaheti7103 2 місяці тому

    Is the best content. Thanks for being an eye opener to many of us.

  • @janenjoki7142
    @janenjoki7142 Рік тому +2

    This is quite amazing,well done ,I need more of this information on unit trust and the last one.

  • @theresanse-hy6cf
    @theresanse-hy6cf Рік тому +3

    Thank you coach Susan,very educative and understanding

  • @ninamalia2514
    @ninamalia2514 Рік тому

    Brilliant as always!!

  • @esthermuyamuya2411
    @esthermuyamuya2411 3 місяці тому

    Thank Susan. God bless you Big!

  • @thecompetentva
    @thecompetentva Рік тому +2

    So insightful. Thanks for sharing

  • @gacheriword2259
    @gacheriword2259 Рік тому +10

    This was so informative.. would have liked to hear you speak of real estate.. please educate us more on real estate

  • @user-gw8yp5ei9z
    @user-gw8yp5ei9z Рік тому

    Very educative Susan. Thank for the video

  • @MissAidah
    @MissAidah Рік тому +1

    First time here and am happy have learnt something

  • @TataShiku
    @TataShiku Рік тому +1

    He llo Coach Susan. Glad to watch and get very informed. Kindly share the Link for the Excel sheet and the other you mentioned

  • @muthoninancy6850
    @muthoninancy6850 Рік тому +2

    Hi Susan. I am glad i discovered your channel. Please cover on REITs as an investment option.

  • @Paa4749
    @Paa4749 Рік тому +1

    Very informative, really appreciate

  • @paukabs9636
    @paukabs9636 2 місяці тому

    Very informative, I have a feeling I will be seeing you very very soon

  • @timomat522
    @timomat522 2 місяці тому

    God bless you Susan for ur generous information am well equiped.

  • @fredrickprisca1499
    @fredrickprisca1499 Рік тому

    Nice breakdown Susan.

  • @mwangikanice
    @mwangikanice Рік тому +4

    This was quite helpful; love the breakdown. Thank you, Susan.

  • @itskipmyk
    @itskipmyk Рік тому +5

    Always timely was thinking where to invest some cash. Thank you Coach Susan.

  • @victornyakundi294
    @victornyakundi294 Рік тому +89

    I don't think money in a money market fund qualifies be considered as an investment.Owing to their liquidity I save my emergency fund in a money market fund.Government bonds especially IFB are good deal but they require more Capital to rip benefits.100k will generate ksh13900 per year going by the last coupon rate that was 13.98%.Unless you have huge sum I can't advise investing in IFB with 100k.With 100k there are small business ventures that one can begin with more returns instead of waiting for a whole year to get ksh13,900 which could have been "eaten" by inflation.The stock market is a good venture but you must do your homework well before choosing the companies to buy shares from . Otherwise this is good content.

    • @susan.wanjiku_
      @susan.wanjiku_  Рік тому +23

      Totally hear you on MMF’s. That’s one of the reasons I recommend it for goal based savings or as a parking spot for money. It is way better than leaving your money in a current bank account. MMF’s can actually be a solid low risk investment overtime because of compound interest. In the short term it may not make a lot of sense, but in the long-term, due to compounding, it starts making sense. :)

    • @gladyssyombua3590
      @gladyssyombua3590 Рік тому +10

      She said MMF is a parking as you decide where to invest

    • @michaelnjio
      @michaelnjio Рік тому

      Bro I think people nowadays are obsessed about getting rich quickly. Some of us are here to learn how to save money without making losses. The internet is full of miracle workers (scams for multiplying money).

    • @kellymckenzie8331
      @kellymckenzie8331 Рік тому +2

      Kindly share these business ventures

    • @stellarombe9614
      @stellarombe9614 3 місяці тому

      They divide into two the coupon....for me i know i have one around October and March

  • @beatricemusyoka2168
    @beatricemusyoka2168 Рік тому +6

    Susan , excellent and valuable information . Keep it up .

  • @iprintkenya9839
    @iprintkenya9839 Рік тому +1

    You are very educative sue. n i like your ring

  • @stellarombe9614
    @stellarombe9614 3 місяці тому

    Thank you coach was just thinking of topping up on my bond with some investment cash i got wasnt so sure though but u clarified.Thank you

  • @opeque1231
    @opeque1231 Місяць тому +1

    Waooo waooo,,from lyn ngugi after watching ..you are an inspiration Susan..Il l go for MMF

  • @franxisoyier425
    @franxisoyier425 Рік тому +22

    If I were to choose one business friend now, in my current economic life, I would choose you, Susan. You are very educative. I don't get tired listening to your posting.

    • @colorrunug6750
      @colorrunug6750 Рік тому

      Your presentation is good. But you are mixing up things. I have 100k I want to invest, meaning other things have been at least taken care of,, or are not my focis

  • @joykathure4086
    @joykathure4086 8 місяців тому

    thenkw darling ❤, noted n vry helpful 🙏more grace

  • @val_14k
    @val_14k Рік тому +3

    Thank you Susan. Such an eye opener. ♥️💯

  • @TheKariuki89
    @TheKariuki89 Рік тому +29

    Such a good speaker! I'll make you my coach next year ☺️

  • @traceynambisia4460
    @traceynambisia4460 Рік тому

    very insightful!

  • @angelikamarenga4540
    @angelikamarenga4540 Рік тому +1

    Hi Susan thanks for this

  • @janesassy4497
    @janesassy4497 Рік тому +3

    Thank you Susan for this,it's quite insightful

  • @dorahmulinge3800
    @dorahmulinge3800 Рік тому +3

    Amazing content as always coach Susan. I am learning

  • @teachhub23185
    @teachhub23185 Рік тому +2

    Many thanks Coach Susan...Great content here

  • @selpheranne8904
    @selpheranne8904 Рік тому +2

    You are amazing.keep up

  • @kwandindawa
    @kwandindawa 3 місяці тому

    🎉this is good Susan . I have opened my mmf balanced fund dollar and equity

  • @ben2252
    @ben2252 Рік тому +7

    My best financial coach ever bcz you simply simplify things into real.Out of the 5 investment you have mentioned,which one ha s a highest return on investment?Consider someone at home and abroad Susan.

  • @parsalaachpelente4406
    @parsalaachpelente4406 Рік тому

    Hello Susan wonderful insight ... Kindly I need a spending plan. ... And training

  • @1MArYahm83
    @1MArYahm83 Рік тому +8

    I wish I had listened to this three months ago. Thanks Suzzane

  • @bettykalekye6068
    @bettykalekye6068 Рік тому +11

    This is a great video and very informative. I have my budget and savings set, so i would invest in infrastructure Bond.

    • @ben2252
      @ben2252 Рік тому +1

      Kindly tell me how to go about it? Very interested.

  • @TheKenyanEntrepreneur
    @TheKenyanEntrepreneur Рік тому

    love it ❤

  • @AnastaciaTrizah
    @AnastaciaTrizah Рік тому +2

    Thank you.. Helpful

  • @anastasiaoiro3239
    @anastasiaoiro3239 Рік тому +6

    As usual, this is very informative. quick question: which account should I open for my emergency fund?

  • @wesleychebochok7231
    @wesleychebochok7231 3 місяці тому

    Glory to God if we all follow this wisdom we all shall be billionaires n no more living from check to check infact some people even are taking money advance before end month n when end month come they footing going home coz no money.Our sister may God continue blessing you for giving out this info for free. May you live long to see yourself generates great wealth n big money I almost said billions but it’s possible with God

  • @IanOnyango
    @IanOnyango Рік тому +16

    Hey Susan, great video once again. Quick suggestion: Could you please consider including timestamps in your videos? It would make it easier for us to quickly get value and stay engaged.

    • @margaretorina9385
      @margaretorina9385 Рік тому +9

      To make such a useful and beneficial video for 20 mins is great. Slow down and invest in 20 min

  • @ElinaTVKenya
    @ElinaTVKenya Рік тому +1

    Thank you Susan for the amazing content. Can i open a money marker account in my preferred bank or i have to get those brokers you're talking about? kindly enlighten me.

  • @kristianian
    @kristianian Рік тому +2

    Hi I want to start investing. Can you tell me what stock broker do you use for investing, especially here in our country Kenya . please help

  • @mentalwellnessdialogues
    @mentalwellnessdialogues Рік тому +1

    Very informative. You are full of wisdom

  • @davidmaase1744
    @davidmaase1744 Рік тому +4

    Thanks for insightful information.

  • @wambomatilda
    @wambomatilda Рік тому +1

    Good information thank you

  • @benjaseth9564
    @benjaseth9564 Рік тому

    Bond market looks better, according to vyenye menichanua. Very helpful

  • @deemintchoc7147
    @deemintchoc7147 Рік тому +5

    Hi Susan, great video. Quick question. In the budgeting master class you've mentioned, there is a bonus budgeting template one gets via email. Is it the same as the excel budget template you mention or will one have to get the excel budget template separately?

    • @susan.wanjiku_
      @susan.wanjiku_  Рік тому +1

      Hello Dee,
      Its the same one, so once you get the Masterclass, it comes as a complementary.

    • @deemintchoc7147
      @deemintchoc7147 Рік тому +2

      @@susan.wanjiku_ thank you! Can't wait to start the journey! 😁

  • @georgekimani5887
    @georgekimani5887 Місяць тому +1

    Very good advice and make me open up on investment, kindly advice on cryptocurrency trading as part of money market investment.

  • @thebossysfix...360.8
    @thebossysfix...360.8 Рік тому +1

    Would love to join the masterclass, what's the procedure

  • @lauraslittleworld9529
    @lauraslittleworld9529 Рік тому +4

    Thank you coach

  • @ruthobonyo7241
    @ruthobonyo7241 Рік тому +4

    Wow. This is good 💯

  • @mariannerochelle.w4199
    @mariannerochelle.w4199 Рік тому +14

    Good insight! YT referred this video. I dumped 100k in trading stocks mid 2022 & this made me my first million with the help of an F.M who trades for me.

    • @lennadimaioh.4922
      @lennadimaioh.4922 Рік тому

      I am new to wall street & sitting on a decent chunk of money I need to invest. Who trades for you? how can I reach out?

    • @mariannerochelle.w4199
      @mariannerochelle.w4199 Рік тому

      @@lennadimaioh.4922 She's known as Erlinia Jedraa Barrett. Research her online & reach her from her webpage.

    • @kaoyang435
      @kaoyang435 Рік тому

      Same here, I live in San Diego, CA & Erlinia Jedraa Barrett trades for my friend & I. we put 80,000 each into trading & we are over 200% up in less than a year.

  • @ashleyirungu1545
    @ashleyirungu1545 Рік тому +1

    Always with my notebook and pen

  • @anthonychamale9855
    @anthonychamale9855 Рік тому +1

    Thanks susa

  • @judy-et1vm
    @judy-et1vm Рік тому +13

    I have tried stocks and have never really made reasonable profits.i am now thinking of saving 100 k and start chicken farming from my backyard.

    • @judy-et1vm
      @judy-et1vm Рік тому

      @@user-kpkxgtj thanks I will approach them that way

  • @calebmbugua745
    @calebmbugua745 Рік тому

    woow...Thanks!

  • @jkaduda
    @jkaduda Рік тому +4

    Hi Susan do you know how you can access indexed funds directly without going through investment brokers who charge very high fees and demand huge investments?

    • @dianewambuigithinji8807
      @dianewambuigithinji8807 Рік тому

      Kindly did you get,if you did let me know

    • @michaelnjio
      @michaelnjio Рік тому

      I don't think so juu it's a collection of various investment options. The investment broker is the one who creates the package. Even if you buy a unit trust you still have a company broker.

  • @eliudmathu8781
    @eliudmathu8781 Рік тому +1

    What is the best way to invest 1.5m?

  • @zipporahnjeri3640
    @zipporahnjeri3640 Рік тому +4

    Hi,where do you buy these infrastructure bonds?? Is it banks or any recommended broker??

  • @raphaelkioko3949
    @raphaelkioko3949 Рік тому +1

    Awesome

  • @roykimani3482
    @roykimani3482 Рік тому

    Hi
    Kindly share the link to purchase the excel sheet

  • @user-sn7im3qg5w
    @user-sn7im3qg5w 3 місяці тому

    Very helpful

  • @dennismwendwa867
    @dennismwendwa867 Рік тому

    very helpful

  • @kosgeimercy365
    @kosgeimercy365 Рік тому

    Mutual funds is also a good option for risk averse people like mysel

  • @StacyKinyanjui
    @StacyKinyanjui Рік тому +4

    Very insightful

  • @evyqarwi7563
    @evyqarwi7563 Рік тому +2

    Kindly tell us where to go if you want to buy shares from NSE, where to go for GVT Infrastructural bond, where can one go step by step either physically, virtually, documents, brokers to use. Thank you

    • @michaelnjio
      @michaelnjio Рік тому

      There are banks that offer those services like stanchart. Also there are insurance companies that do the same like old mutual, icea lion etc.

    • @pinklas2398
      @pinklas2398 Рік тому +1

      Some banks offer that (being a broker)..you just need to open a CDSC account (Central Depository and settlement corporation).
      Stanbic bank offers that.

    • @pinklas2398
      @pinklas2398 Рік тому +1

      For government bonds..it's offered by the Central Bank of Kenya (CBK)

  • @onlinejobsconnect2601
    @onlinejobsconnect2601 Рік тому +1

    Nice content Susan.

  • @akatansikan6529
    @akatansikan6529 Рік тому +4

    Nice content, i'm looking into partnering with anyone interested in Mini football pitch rentals. very low maintence in needed ROI is anything from 18-20 Percent anually

  • @zdy373
    @zdy373 2 місяці тому

    What is the difference...sinking and emergency fund.

  • @carolinemwaura6215
    @carolinemwaura6215 Рік тому

    Thank you

  • @gracekamau8336
    @gracekamau8336 Рік тому +4

    Hi Sue, you are the best coach. Very wise, #GodGirl

  • @MyKenyanLink
    @MyKenyanLink Рік тому +2

    Infrastructural bond. How can one reach out to you to buy these bonds?

  • @selpheranne8904
    @selpheranne8904 Рік тому +1

    Sue,we need to have a conversation

  • @tinawakaranja2245
    @tinawakaranja2245 Рік тому +1

    I invested in Cytonn in the high yield fund and got nothing back. They have a court case and I am not sure if I will ever get my cash back.

  • @Being_Mike
    @Being_Mike Рік тому +4

    Very educative as always. Thanks Susan. How often does the infrastructure bond surfaces?

    • @Being_Mike
      @Being_Mike Рік тому +2

      @@user-kpkxgtj Thank you for the info 🙏🏾

    • @susan.wanjiku_
      @susan.wanjiku_  Рік тому

      Hi Michael, it’s random. We stay checking the CBK Website to find out. But Bonds are advertised on a monthly basis.

    • @Being_Mike
      @Being_Mike Рік тому

      @@susan.wanjiku_ Thank you for the info 🙏🏾

  • @annnjoki6570
    @annnjoki6570 Рік тому

    Hapo Kwa stocks ni ukweli wee Forex na stocks u need to learn first.

  • @njeri3544
    @njeri3544 Рік тому +4

    Thank you so much. Straight to the infrastructure bond I go!

  • @gigatrendztechnology6406
    @gigatrendztechnology6406 Рік тому

    Bond market any time😉

  • @hopekid23tv9
    @hopekid23tv9 Рік тому +5

    Approximately what percentage does equity fund generate and what is the term, it is monthly, quarterly or annually?

    • @michaelnjio
      @michaelnjio Рік тому

      Hii depends on the service provider. Inaeza kua 7-9% sometimes, but they charge you a fee for managing your money.

    • @josephinemokua2912
      @josephinemokua2912 Рік тому

      @@michaelnjio are they. Etter than Treasury bills

    • @michaelnjio
      @michaelnjio Рік тому

      @@josephinemokua2912 Not really. Equity funds are like a basket containing multiple investments, while the treasury bill is just one investment which is low risk.

  • @victormwambeneofficial
    @victormwambeneofficial Рік тому

    I like it

  • @dafalaibrahim2120
    @dafalaibrahim2120 Рік тому +6

    Always on point - amazing work Coach - you are definitely a fiduciary (US)

  • @sharonnjeri8122
    @sharonnjeri8122 Рік тому +40

    Woooiiiiii,wish I got this earlier because I "ate my 100k tau tau"🤣.We try again tomorrow 🙏

  • @selyne5115
    @selyne5115 4 місяці тому

    In my financial literacy

  • @jmm7614
    @jmm7614 Рік тому +7

    Thanks Susan. Very educative. I will invest mine in infrastrature bond

  • @onejiruskitchen6747
    @onejiruskitchen6747 Рік тому +1

    How can i reach you?

  • @cyrusmwangi7748
    @cyrusmwangi7748 Рік тому

    Do commercial banks, act as agents to those interested in buying bonds,trust and funds? Or can you simply,name some of the agents,one can use.

    • @michaelnjio
      @michaelnjio Рік тому

      Yes some banks offer those services kama stanchat bank.

    • @cyrusmwangi7748
      @cyrusmwangi7748 Рік тому +1

      @@michaelnjio Thanks you Michael. Do appreciate .

    • @michaelnjio
      @michaelnjio Рік тому

      @@cyrusmwangi7748 welcome. Just a caution, never give anybody your cash to invest for you. Just deal with institutions not individuals

    • @cyrusmwangi7748
      @cyrusmwangi7748 Рік тому +1

      @@michaelnjio Thank you,for your kindness.

    • @josephinemokua2912
      @josephinemokua2912 Рік тому

      Yes banks do e.g Bank of Africa. On what you make, service fee is 3k