Best Tax Saver/ELSS Mutual Funds in India | Best Mutual Fund 2024
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- Опубліковано 1 сер 2024
- Welcome to the 3rd video about the best mutual funds in India for 2024.
We've identified the top-performing mutual funds in India for 2024, specifically in the Tax-Saver category.
Investing in mutual funds can be tricky, especially if you're just starting out. In this video, we'll highlight the top mutual fund for SIP.
So, if you're looking for the absolute best and top-performing mutual fund to put your money in, this video will help you find the perfect one for you.
Timeline of Mutual Funds videos -
1st December - Small Cap Fund
5th December - Q&A
8th December - Mutual Funds for various use cases
00:00 - Introduction
01:13 - Why you should invest in Tax Saving Funds
02:59 - How did we choose the Best Tax Saving Funds?
05:41 - Why you should check the expense ratio
06:55 - Our choice among Tax Saving funds
08:42 - Our 2nd choice among Tax Saving funds
09:36 - Conclusion
Best Tax-Saving Mutual Funds 2024 Report - bit.ly/4199uNB
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#mutualfunds #taxsaving
Bhai, very much clear, specific to contents.... Saved time of others who doesn't need ELSS saving.... Awesome video....!!!!
Loved this new way of presentation for general people ❤❤
अच्छी जानकारी दिए हैं सर आप बहुत ही डिटेल जानकारी देते हैं 🎉🎉
Top Level Information....,.. very nice,....... मेहेनत कि है भाई......Good 👌👌
Hello Pranjal,
I wanted to express my appreciation for the clarity and effectiveness of the videos in the series - your efforts are truly commendable. I do have a few queries and would greatly appreciate your insights:
1. Could you elaborate on the types of mutual funds that are eligible for lump-sum investment as opposed to systematic investment plans (SIP)?
2. What is the minimum tenure one should consider when planning to invest in mutual funds?
3. If I plan to invest Rs. 5,000 - 8,000 monthly through SIP, could you provide guidance on the allocation among Large Cap, Flexi Cap, and Small Cap funds?
I value your expertise and would be grateful for your positive responses to the above questions.
Thanks Mr Pranjal for making such a useful video, I am going to select Mirae ELLS fund and PP ELSS Fund
Hi Pranjal
There are now funds that track the Large and Midcap Index under the ELSS category. Since these funds track the index, their expense ratio is less than almost all of the actively managed funds. Will a lower expense ratio give an advantage in this case?
Eagerly waiting for small cap funds video..😄
Very good Analysis Bhai..thank you so much for saving my time for investment 💖
Very clear and crisp video 😍✨
Great mutual fund video series ❤
Thanks sir for the video, excellently explain all corners, please last 2 videos k niche Maine questions likhe hai unka answer, mutual funds ki questions answers Vali series' me Dena... Thanks
Few Queries from a long time follower:
1) What should we do with Invesco India Contra Fund & Tata Digital India Fund?
2) Do let us know what to do if there is capital invested in a fund which you are not recommending now.
2.a) Should we stop SIP & shift that capital to a fund recommended in your list.
2.b) How to shift lumpsum at one go or slowly as market is at high valuation.
3) What should be the percentage allocation of the total capital among all the funds recommended across categories
Thanks in Advance.
You Rock 😄
Invesco india is still good
Thank you brother for valuable content..
Very Very Thank you so much, Guru ji
My favourite Teacher ❤
Thank you so much...Wanted to know your suggestion regarding Midcap Nifty 150 TRI index as around 75 percent of active mid cap fund and active small cap fund failed to beat this midcap index.
Always highlights important points 👌
Hello sir, can we get an extra video about global funds 🤔🤔
Thank you sir for the efforts
Quant ELSS has performed way better than the suggested fund.
Bro thanx a lot I’m holding both fund from last 1y ❤ both given dissent returns , u increased my confidence level 🙏
I invest mirae asset from last 2 year
HDFC sensex from last year and axis small cap from last year after watching your videos
I guess the axis small cap will win on tomorrow's list..😊
Sr 1 year ago mai aapka video dekha tha aur mirae asset tax saver me invest kiya tha 1 year 12% return aaya hai aapka production best hai
The way you explain the Parameters just brilliant, I would be really happy to get a personal plan from you
Really appreciate you for highlighting the portfolio overlap of Parag Parakh Flexi Cap and Parag Parakh Tax Saver fund, which is usually not talked about much!
I'm already doing the Parag Parikh Flexi Cap Fund, though for just Rs.20k now. Which one can I choose for tax saver? fund?
@@SenthilKumar-gy5lhPranjal had already considered this scenario in the video. You may consider those funds, if they suit you.
@@KPS_04 Thank you 🙏
Can you please enlighten between direct and IDCW plan...but In my portfolio I got good returns in IDCW plan as compared to Direct. Should I consider this before selecting or direct plan is better in terms of long term investment. Please address in coming videos🙏
Hi Pranjal
If both wife and husband are investing in mutual funds and both are earning, what portfolio should they have? Both should maintain the same sort of portfolio, or one should be conservative and the other should have a higher-risk portfolio. Please pick this question for the Q&A hour and address it on December 7th. This may help many people who have been following you for a long time.
Consider you two as separate individuals and invest with a goal. Goals may be aligned
Same question...please consider this one
Excellent Information 🙏
Please also make a video on top liquid funds of 2024 for emergency funds. Also nowadays FDs (Small Finance Bank 8.5%) are giving better returns than Liquid Funds so which one we should choose for emergency funds.
++ for this question
++
best series ever sir
Hello pranjal,
Considering 1. new taxation rules for mutual fund; 2 dynamic % percentage investment in equity and debt; 3. SIP nature of investment in the mutual fund, Can you please explain the current taxation rules for balanced advantage funds?
Will be really helpful as taxation on these funds have become a messy affair?
great! informative video...
Thank for guiding us
Awesome advice ❤
Hello @Pranjal sir
Kya ELSS mutual fund EEE catagory me ate hay ya nehi??? Yafir withdrawal k time pe capital gain pe tax katega????
Plz reply your valuable comment.
Hi, Can you advice us on SIP investments, detailed... Also please include SWP in it . Can we do SIP per day
Make video on the best sector based mutual fund also...like infrastructure sector or Pharma sector
I invest in Mirae tax and Parag Tax saver funds for past 1 yr.
Should we continue investing in the same fund or restructure our portfolio?
is tax-saving fund good for beginner for investment? if yes, how much investment we can do in this fund to enjoy the tax benefits?
One video must on the best liquid/ultra short/low duration debt fund for emergency fund holdings❤ thanks Sir
put emergency fund in FD. period
Sir, can you please tell us about Index ELSS over these 2?
I Love you sir
Thanks for sharing
Recently, stocks and mutual funds have gained popularity among young investors, leading to a significant increase in the overall market. If this trend continues with more money flowing into the market in the next 20 to 25 years, what happens if the market declines when we need to cash out our investments? Will those who invested due to FOMO (fear of missing out) withdraw their funds in the next 8 to 10 years? Is this scenario beneficial or detrimental?
If I want to take benifit of ELSS as well and also want to invest in Index MF too, shouldn't I just go with 360 ONE tax saving index mutual fund?
Could you clarify the criteria you use for selecting mutual funds? Additionally, what specific range or ratio within each parameter indicates a mutual fund's quality? I'm interested in understanding how you assess and determine a good mutual fund based on these factors.
Bc video dekh to le.
Please make a video on best way to park money for emergency fund.
A really good video, was waiting for it as I had to make my this year's investments. But But last year Axis Long Term ELSS bhi that...uska koi mention nhi kara and you went with only two funds. Otherwise great video and yes you are consistent.
I agree with you
Sir I all ready invested with Miras assets tax saving fund thanks 👍
Any recommendations for sectoral funds like which sector will be booming this year and which is bestMF
Pls consider making a video on value mutual fund category
Amazing ❤❤❤
Should we consider investing in an ELSS Index Fund like NAVI ELSS tax saver Nifty 50 index fund over a traditional ELSS Fund for potential tax advantages and exposure to index performance?
आदरनीय प्रांजल नमस्कार
आप आम जनमानस तक वित्तीय प्रबंधन की इतनी अच्छी जानकारी दे रहे है यह सराहनीय है । मेरे कुछ प्रश्न है क्योकि मैं भी mf में बहुत नया हूँ हो सकता है आपके लिए ये प्रश्न बचकाने को किन्तु निवेदन रहेगा कि आप इनके जवाब अवश्य देंगे
1. सेक्टोरियल फण्ड में इन्वेस्ट करने चाहिए या नही , क्योकि अधिकतर सेक्टर फण्ड में कुछ 4 से 5 कंपनी में ही लगभग 40 से 50 प्रतिशत एलोकेशन होता है ।
2. बिना जानकारी के बैंक से sip स्टार्ट कर दिए उन्होंने रेगुलर में कर दिया अब जानकारी लगी कि डायरेक्ट में करना चाहिए तो क्या शिफ्ट करे लेकिन रेगुलर के return भी बहुत अच्छे है ।
3. Small cap फण्ड में 15 से 20 साल के लिए किया गया इन्वेस्टमेंट कैसा रहेगा ।
4. क्षमा चाहूंगा किन्तु मैं बिल्कुल नया नवाड़ी हूँ ये mf के क्षेत्र में इसलिए ये बचकाने प्रश्न है
Is it good to substitute Flexi cap fund for ELSS funds?
Yeeee ! I have invested in both ! Pp tax saver n Mirae Tax saver too ! ❤
Bhai, I am still in Mirae Elss since last 4 years. And I am very happy with this fund. I stopped my Axis long term Elss due to poor returns and diverted in this.😊😊
Did u direct investment or regular?
Thanks a guidance
Best fund for next 20 years for govt employees
Thank you so much. You guys are amazing
What should we do with the old holdings which are rejected?
Kuch sectoral, ya foreign fund bhi boliye......kuch naya bhi hona chaiye.....
Your 2nd option i hold since 1 year
Hi, I want advice about Axis flexi cap-growth , Canara robeco emerging equities growth and icici fmcg.....Should I continue with these? It's xirr are below 12....Please guide
Please make a video for global funds 😊
Pls create a video on investing in FD of small finance banks in India 🙏🙏🙏🙏
I invested in quant elss money doubled in 3 years recently. Sponsored MF u suggested
Hi Pranjal Sir, Please discuss about Aditya Birla Sun Life Transportation and Logistics Fund.
Can you please explain the contra fund as well?
Hello Pranjal Sir,
Mirae asset tax saver fund is underperforming from last 3 years. Fund returns are less than category average. Please advise on this.
Please compare Mid cap fund for long term investment (10+ Yrs)
Hi Sir,
I have some loans, should i go for elss category ? are loan interest also helps in tax rebate?
Any suggestion on sector fund for long term investment for high risk appetite investor?
You don't accept HDFC cards or netbanking on your Finology website - please fix it
Why Navi nifty 50 elss and iifl nifty 50 elss fund not there in list.
I actually do a sip in nifty 50 .
I was thinking why not to switch into nifty 50 elss fund so that I can invest in nifty 50 and take tax benefit as well.
Can you please put some light on this.
Sir can you please let me know how did you created that excel for filtering...
ELSS में हमें 80C का फायदा मिलता है और 3 साल का lock-in है ok, but mutual fund या government को क्या फायदा है. Fund company के point से Flexi और ELSS क्या अंतर है? क्या ELSS फण्ड को कुछ % government securities में भी लगाना होता है?
Why quant tax saver is not on top ?
Are the Returns Mentioned in the Video CAGR or Combined Rise over 3 Years
Great 👍
Thank you ❤
@pranjalkamra sir apke kahne ke anusar hamne lagbhag 3 salo se usi mutual fund me paisa dala hai jo apne suggest kia hai lekin syad aap bhul rhe ki aaj se 3 salo pahle apne inveso india ka contra fund ke bare me bhi suggestions ki thi to hamara investment isme stay krta hai to kia ab hame ise hold karna chahiye ya phir exit kr dena chahiye please ane wale 5 December ki Q&A me mujhe bataye kia mujhe inveso india contra fund sale kr dena chahiye aur meara asset tax saver buy kr lena chahiye?
UTI TRANSPORTATION AND LOGISTICS FUND DIRECT GROWTH HOW IS IT..
CAN WE INVEST as it involve in Auto Mobile industry..
Pls suggest
Kitne saal rakhna chahiye parag pareikh flexi mei.. Agar need na ho.. Jaldi.. Aur elsa mei bhi.. Wht should be the ideal time frame for max benefit
Thank you
Nice video Sir
Hi,
Could you please make a video on momentum mutual funds?
Respected Sir, my one question is that why you never recommend any Quant fund ?
Based on your recommendation, invested 50k each in all three - Kotak ELSS Tax Saver, Mirae Asset ELSS Tax Saver and Parag Parikh ELSS Tax Saver - which completes my yearly quota of 80C saving.
Which one gives highest return
Thank you sir for giving great knowledge
sir ....plz make video on NPS fund selection
Very nice
@pranjalkamra Is it possible that husband and wife invest individually and every alternate year to save maximum LTCG without any difference in return rate??
I want to say that if I invested
January 23-December 23 and next year From January 24 to December 24 I invest in my wife portfolio.
And next time in my profolio then in my wife's portfolio and so on.
In this case the returns will be same or different from single user portfolio
There are not visible of 4 ELSS fund in the list, pls share their name. This problem also faced in last 2 videos, इससे यह पता चलेगा कि मेने जो फंड लिया हुआ है वो ईन 4 मे है या नहीं, यदि मेरा फंड 4 मे है तो well n good, यदि 4मे नही है तो मुझे अपना पोर्टफोलियो change करने की जरूरत है
Sir mai aap se question hai ki 3 years lock ke karn agar achha fund परफॉर्मेंस nahi kar raha hai to sweech bhi nahi kar sakte hai jaise axis Long Term me mai 2017 se sip kar raha hu Please repply
Suggestion: I would appreciate if you can please put this book on your side instead in the middle. it is just not a good experience watching the video. people will still see it, why you need to put this in the middle of the frame? Thanks.
Sir, aap ye sbhi mutual funds jo bata rhe h isme ye bhi bataiye k agr mere paas 10k h or mujhe sirf 5yrs tk hi invest krne h to mujhe monthly kisme kitna invest Krna hoga 10k mai se?
Very good
Which is the best midcap fund for 10 years?