My Bankruptcy Experience: The Process, Consultation, My Credit Impact, and What I Learned

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  • Опубліковано 4 лип 2024
  • Bankruptcy Qualification and Cost Calculator: bit.ly/3D8KdYf to help you estimate your qualification and cost of Chapter 7 bankruptcy.
    Credit Rebuilding Portal After Bankruptcy: tryascend.com/chapter_7_bankr...
    Understand the decision process whether to file bankruptcy, how I felt about the bankruptcy process, and the consultation process and how he decided to file bankruptcy.
    Understand what happens right after you file bankruptcy.
    See how the paperwork works, the 341 meeting of creditors, how the credit score journey has been during the bankruptcy filing, and what's next after bankruptcy, including renting during bankruptcy.
    341 Meeting of Creditors Questions:
    tryascend.com/blog/341-meetin...
    tryascend.com/blog/my-341-mee...
    tryascend.com/blog/what-happe...
    tryascend.com/blog/341-meetin...
    tryascend.com/blog/341-meetin...
    Chapters:
    0:00 Intro
    1:00 How did you decide on Bankruptcy?
    2:15 How did you determine which option was best for you?
    3:34 How did you feel about the bankruptcy process?
    4:45 How was the consultation process with the bankruptcy attorney?
    6:19 How was the paperwork?
    6:55 Explain the time between filing and the 341 Meeting
    8:35 How was your experience with credit score impact?
    9:55 How were your feelings around the 341 Meeting of Creditors?
    11:38 Did any of the creditors show up to the 341 Meeting of Creditors?
    12:16 How long did the 341 Meeting of Creditors last and what questions were asked?
    13:10 What's next for you, Jeffrey?
    14:38 How was renting during bankruptcy?
    15:22 Conclusion
    #bankruptcy #debtfreejourney #debt
    Music: www.bensound.com

КОМЕНТАРІ • 23

  • @AscendFinance
    @AscendFinance  3 місяці тому

    Thanks for watching! As I mentioned, you can take the Chapter 7 Calculator here: tryascend.com/qualify/bankruptcy/ch7/youtubebkexp
    If you have any questions, feel free to give us a call at 833-272-3631!

  • @lavelleprice3793
    @lavelleprice3793 Рік тому +3

    This video needs way more likes!!!... Ppl need to see this video! glad I subscribed last week. I'm going through a bankruptcy right now
    😒😒😒😒

    • @AscendFinance
      @AscendFinance  Рік тому +1

      Thanks for sharing such encouraging words, Lavelle! We really appreciate them! And if you have any questions please let us know and we will do our best to answer them!

  • @chrisnester10
    @chrisnester10 8 місяців тому +2

    Such a helpful video!!!

  • @LosAngelesLaura
    @LosAngelesLaura Рік тому +2

    Hey, thanks for this video! I have many questions since filing for bankruptcy and every video helps!

    • @AscendFinance
      @AscendFinance  Рік тому +1

      You are so welcome, Laura! Give us a call or text if we can help in any way - 833-272-3631. Anyhow, thanks again, and we appreciate the comment!

    • @LosAngelesLaura
      @LosAngelesLaura Рік тому

      @@AscendFinance thanks so much! I appreciate it!

  • @designerpups_maltippollc7173

    Ascend is a great blog .

  • @albuquerqueturkey1567
    @albuquerqueturkey1567 Рік тому +2

    How long did it take to get your file number? Did your creditors come after you TO COLLECT their money through your Taxes IRS?

    • @AscendFinance
      @AscendFinance  Рік тому

      I believe it's rather quick that you get a file number, potentially right after you file bankruptcy. Have you filed yet? How much tax IRS debt do you have?

  • @kevinarguello123
    @kevinarguello123 Рік тому +1

    Amazing video .
    One question . I have furniture with lowes . Will they take my furniture away? I live in cali . Owe like 2k on that ?

    • @AscendFinance
      @AscendFinance  Рік тому

      Hey Kevin, thanks for the message. Do you know if the furniture has a loan or credit card that is secured to the furniture? This would probably be in the loan or credit agreement. It could be helpful to speak with a bankruptcy attorney in a free evaluation as well as there are exemptions potentially to consider, so if helpful, you can call me at 833-272-3631 and I can get you connected to a great one in Cali. - Ben

  • @attorneydavidromito1567
    @attorneydavidromito1567 3 місяці тому

    Bankruptcy is a setback, not a defeat. Hopefully, others will seek professional help from watching your videos.

  • @thomasvernon5068
    @thomasvernon5068 6 місяців тому +1

    How do i obtain this debt calculator?

    • @AscendFinance
      @AscendFinance  6 місяців тому

      Thanks for asking. Here's a link to the free debt calculator: tryascend.com/qualify/calculator - we are happy to go over the results with you after taking the calculator!

  • @designerpups_maltippollc7173

    If I am applying Bankruptcy 13 alone not including my husband , can his fully paid car be taken ?

    • @AscendFinance
      @AscendFinance  Рік тому

      Hey, do you know why you are trying to file chapter 13 alone without an attorney?

  • @wells328
    @wells328 Рік тому +1

    Can you tell me if you have a credit card with a bank and you decide to file bankruptcy, can you take your money out of that bank before they freeze your account

    • @AscendFinance
      @AscendFinance  Рік тому

      Hey Wells, I believe they may need some sort of court order to do any of that or have something clear in the contract about that, but I’d want an attorney to confirm. In addition there may be cash exemption protections in your state. Could you text or call us at 833-272-3631 so we can help further?