"The Secrets About Bankruptcy they Don't Want You to Know"

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  • Опубліковано 22 сер 2017
  • "The Secrets About Bankruptcy They Don't Want You to Know" is Attorney Jamie Miller's latest book on bankruptcy. He says you can file for bankruptcy and raise your credit score. How is that possible? Jamie joins us to explain, and he's brought along his very happy Miller & Miller Law client, Amerikus Luvene, who filed for bankruptcy and has successfully raised her credit score. You can get a FREE copy of "The Secrets About Bankruptcy they Don't Want You to Know", along with a FREE identity theft guide by calling (414) 376-6363. You can also call to set up a free strategy meeting with an attorney. For more information, visit MillerMillerLaw.com.
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КОМЕНТАРІ • 187

  • @markwilliams6378
    @markwilliams6378 8 місяців тому +39

    It's unfortunate that corporations and businesses get to call bankruptcy " Restructuring" and are able to default on millions but indivduals are treated like pariahs

    • @AUDIO2AUTO
      @AUDIO2AUTO 8 місяців тому +11

      Thats why you take emotion out of your dealings with this money system.

  • @rickis8252
    @rickis8252 Рік тому +97

    Bankruptcy changed my life went from 530 to 650 in 3 months after discharge rebuilding with one credit card 😊

    • @deandregipon
      @deandregipon Рік тому +4

      What was yo situation? I got a repo two years ago n my car note is late so I can’t get back good right now

    • @rickis8252
      @rickis8252 Рік тому +12

      @@deandregipon my car engine went out last yr and couldn’t make payments on a broke car and I had other debts that made it impossible to ever get out ! Process was smooth and easy paid a lawyer in my area like 1600 started in March and I got discharge in June got one credit card credit is thriving ! If you cannot see your way out get a consultation from a bankruptcy lawyer

    • @ceeceebrownn
      @ceeceebrownn Рік тому +5

      @@rickis8252 omg I in the same situation I have 2014 Hyundai sontana I was paying car note on time had 8k left to pay and engine went bad .. so I took it to the dealership I had 3 recalls on the car they refused to do the recalls… so I had call the bank to get it voluntarily repossessed… I told them the car is still at the dealership … I just purchase another car because I need a car I live and Georgia and I have to work.. so my friend said do chapter 7 bankruptcy.. I’m nervous

    • @rickis8252
      @rickis8252 Рік тому +2

      @@ceeceebrownn if you have other debts or collections you should unless you can see yourself paying it , me I definitely could not do I would get a free consultation from a lawyer in your area to see the best options it’s so well worth it

    • @Andrew-hr6bu
      @Andrew-hr6bu Рік тому +1

      @@rickis8252 who you recommend to use ?

  • @CW0619
    @CW0619 4 роки тому +68

    Debt is the American way.

  • @josephgilbert4702
    @josephgilbert4702 2 роки тому +57

    I filed and was granted a chapter 7 bankruptcy discharge and my credit score went up 145 points

    • @Elden__lord
      @Elden__lord 2 роки тому +13

      wow, i am considering it man. i got like 20k in debt already in collections. and they are all starting to come after me now. got served for my first lawsuit recently. So I am going to consider it for real

    • @sammyocgirl7411
      @sammyocgirl7411 Рік тому +2

      sure it did

  • @saleens330
    @saleens330 6 років тому +113

    Lol "cause their credit sucks". I've known people that had a 700 several months after a bankruptcy.

    • @Chocolips05
      @Chocolips05 6 років тому

      John Doe wow

    • @latteliz1944
      @latteliz1944 6 років тому +1

      John Doe right

    • @marilynmilledge2285
      @marilynmilledge2285 4 роки тому

      Was it and charter 7

    • @FaithandNova
      @FaithandNova 3 роки тому +7

      @@marilynmilledge2285 mine was chapter 7 and right after my credit was 650

    • @jeffferguson69
      @jeffferguson69 3 роки тому +4

      I’m at 615 ish a few months after bankruptcy and did nothing to raise it lol

  • @paradigmshatterer7276
    @paradigmshatterer7276 4 роки тому +11

    Way to go girl...

  • @DancehallXpose
    @DancehallXpose Рік тому +2

    Strong , firm topic🥶💶🙏🤦

  • @TurkVladimir
    @TurkVladimir 4 місяці тому +1

    Thanks

  • @katherinelong5411
    @katherinelong5411 4 роки тому +49

    Lies!! I am going through bankruptcy and I can't wait to get rid of all my debts, and I will rebuild my credit with self lender, so I will not use a credit card anymore

    • @sheisbeetee
      @sheisbeetee 4 роки тому +3

      after 2 years you can start to work on deleting off your report

    • @erikaa1111
      @erikaa1111 4 роки тому +2

      at what point did u stopped using credit cards? before filing

    • @sheisbeetee
      @sheisbeetee 4 роки тому +1

      @@erikaa1111 that is a great question and only you can decide, every person has to make that decision based on their debt, income, situation, ability to pay.

    • @erikaa1111
      @erikaa1111 4 роки тому

      @@sheisbeetee thank you

    • @iamsunflower2011
      @iamsunflower2011 4 роки тому +7

      I will be going through it and I am ready to rebuild my credit it's been hard as a single parent

  • @itsyourworldtoday
    @itsyourworldtoday 5 років тому +30

    You go girl

  • @user-rh1yz6cq5w
    @user-rh1yz6cq5w 9 місяців тому +3

    Too expensive for seniors😊on social security

  • @varunishere
    @varunishere 6 років тому +61

    Why the lady in middle so pretty? Amerkus Luvene....

  • @williambernardbrown
    @williambernardbrown Рік тому +4

    I have a -$150,000 networth due to school debt and hospital bills that I will never be able to pay back.
    Plus school debt bankruptable. Don't know about medical bills.
    I'm not as pretty as she is but I am in worse shape than she was guaranteed

  • @ssmall4164
    @ssmall4164 Рік тому +7

    so i just learned that my FFEL loans are not infact Federal loans but commercial/private loans. the entire notion that bankruptcy will not get rid of commerical loans should not apply to these loans if they are infact commercial classified. i am definitely going to look into bankruptcy proceedings if this is the case.

  • @Asiatic1
    @Asiatic1 2 роки тому +20

    How do you get into real estate after filing bankruptcy?

  • @idabennett8470
    @idabennett8470 2 роки тому +4

    I have been paying chapter 13 since 2013 my income is social security and VA benefits I receive DIC widow VA benefits right now am 70 years old do I still have to pay chapter 13 and can you what laws protect my social security and VA benefits?

    • @WilliamPabonJr
      @WilliamPabonJr Рік тому +1

      If I recall correctly SSN is protected they cannot garnish that from SSN or your bank

    • @behumble7191
      @behumble7191 Місяць тому

      🧲 🕳️ 🐇 🔑 = 👶🏼 = 📜 = 🏦 😎

  • @reviewunboxinges3228
    @reviewunboxinges3228 2 роки тому +3

    99th comment , hope I can have a copy of the book 🙏

  • @XRPXLM
    @XRPXLM 4 роки тому +14

    She is a good actor

    • @billbeam9553
      @billbeam9553 4 роки тому +5

      She has charisma.

    • @shaund9790
      @shaund9790 2 роки тому +4

      She’s not lying they’re are trying to get new clients. Use your 3rd eye bro

    • @EmilyGloeggler7984
      @EmilyGloeggler7984 Рік тому

      @@shaund9790 There is no third eye, liar. Nice try.

  • @badgyalleelee8718
    @badgyalleelee8718 2 роки тому +15

    We have been trying to find a place to rent and it’s so hard with a bankruptcy keep popping up on our record I feel like we’re gonna be homeless nobody is willing to rent to us at all we’ve look into so many states lost money filling out applications only to keep getting denied can someone help me on what to do any information is welcome please and thank you

    • @josephgilbert4702
      @josephgilbert4702 2 роки тому +8

      A bankruptcy shouldn't effect you renting an apartment

    • @badgyalleelee8718
      @badgyalleelee8718 2 роки тому +5

      @@josephgilbert4702 well it has cuz nobody wanna rent to us at all

    • @josephgilbert4702
      @josephgilbert4702 2 роки тому +9

      @@badgyalleelee8718 That's strange cause most apartment complexes don't look at chapter 7 bankruptcy. They look at your credit score

    • @badgyalleelee8718
      @badgyalleelee8718 2 роки тому +8

      @@josephgilbert4702 yea and when they check the credit score the bankruptcy pops up 😩😩

    • @kevinh845
      @kevinh845 2 роки тому +2

      @@badgyalleelee8718 does it ever go away. Like a 7 year deal thing.

  • @crystalchavez2554
    @crystalchavez2554 Рік тому +9

    I feel she paid actor 😂 can't buy house until 2 to. 4 years

  • @user-rh1yz6cq5w
    @user-rh1yz6cq5w 9 місяців тому +1

    What does cause 40.00 most seniors can’t find it…

  • @clintrichardsonclintfromny203
    @clintrichardsonclintfromny203 2 роки тому +13

    Theres an option no one talks about. Moving overseas and defaulting. There's a right way and a wrong way to do it.

    • @indiparedes6196
      @indiparedes6196 2 роки тому +1

      Can you please elaborate on this?

    • @clintrichardsonclintfromny203
      @clintrichardsonclintfromny203 2 роки тому +1

      @@indiparedes6196 not publicly. My email is on my channel's about section. I suggest you contact me.

    • @Landcruiser252
      @Landcruiser252 Рік тому +1

      @@clintrichardsonclintfromny203 yeah where can I find that info what’s defaulting mean can you come beck

    • @clintrichardsonclintfromny203
      @clintrichardsonclintfromny203 Рік тому

      @@Landcruiser252 I can do consulting in this area. Contact me via my email on my about page. You have execute this with precision.

    • @stellaadler120
      @stellaadler120 Рік тому +1

      Hi Clint...can I email you?

  • @MutinyInteractive
    @MutinyInteractive Рік тому +2

    That’s terrible, should only take 90 days you should be able to get a car/home loan after bankruptcy wtf….

  • @thefunfam1433
    @thefunfam1433 4 місяці тому +1

    Not everyone gets to declare bankruptcy ugh

  • @Ceejc
    @Ceejc 4 місяці тому +4

    She filed bankruptcy and then gets two credit cards, there is a reason she got into financial hardship in the first place.

    • @sabrinatai31
      @sabrinatai31 2 місяці тому +6

      You have to start rebuilding.

    • @sincerelyDIF
      @sincerelyDIF 17 днів тому

      She clearly said she didn’t have a credit card before bankruptcy

  • @robertboggs3252
    @robertboggs3252 6 років тому +8

    trouble car getting repoed apartment in foreclosure . No $$ for lawyer. Can I file bankrtupcy online . File taxes online.

    • @kimsy520
      @kimsy520 5 років тому

      Robert Boggs bankruptcy law is so detailed that it would be best to hire a professional. See if there is a lawyer that can do a payment plan for you. A lot of them take payment as part of the Chapter 13 settlement. Good luck!

    • @RANS87IROCZ
      @RANS87IROCZ 4 роки тому

      What happened? I am being sued over my home and car because I can't pay for loan? What should I do

  • @billbeam9553
    @billbeam9553 4 роки тому +30

    She's cute, has nice eyes and has charisma.

  • @welfareoffice
    @welfareoffice 4 роки тому +2

    business file bankruptcy some be in good standing

  • @celestialruby888
    @celestialruby888 5 років тому +20

    They didn’t share any relevant secrets ?lol
    Talk about chapter 7 or 13 bankruptcy

    • @Jimfundercover2
      @Jimfundercover2 5 років тому +11

      She lost her job, her car was repo, and she was evicted. So the first thing she thought about was filing for bankruptcy. So how was she able to afford a lawyer? She couldn't have had that much money. This sounds like an infomercial.

    • @E_Legal_Alien
      @E_Legal_Alien 3 роки тому +5

      @@Jimfundercover2 she could have had some family help, maybe they have a payment plan for attorney's fees?

    • @ronnie_j91
      @ronnie_j91 3 роки тому +7

      I myself paid my bankruptcy in a few payments and every attorney I talked to before hand offered to take payments as well. It's not that expensive to begin with. Alot cheaper than paying a bunch of debt you can't afford.

    • @cw5001
      @cw5001 2 роки тому +3

      @@ronnie_j91 l paid my bankruptcy attorney for a year and a half with monthly payments.

    • @DamageProof
      @DamageProof 10 місяців тому

      Deff some bs

  • @tommac5411
    @tommac5411 4 місяці тому +4

    Positive story? What caused the bankruptcy? Why did she lose her job? What was her car payment? So many unanswered questions. She is spending too much on her fingernails. This story seems too good to be true.

  • @aznycts
    @aznycts Рік тому +4

    😆😆😆 When you are filing for Bankruptcy . who cares about credit Score . you are fkt already . for 10 years . don't believe none sense . Go and talk to a professional Lawyer tge 0nly way you get educated aboit Chapter 7 bankruptcy . whos got staff in the office . and is going to cost you at least $2000 . so good Luck Brothers and sisters . iv been there and is not pretty Picture. 😥 . you will be fine .

    • @karma4greedyslumlords490
      @karma4greedyslumlords490 Рік тому +2

      What state are you in?
      Did you file Chapter 7 or 13?
      How long did the process take?
      Were you satisfied with your attorney
      Thanks

  • @Elle-lj7di
    @Elle-lj7di 3 роки тому +6

    You may have no debt on your credit but you will have trouble getting any commerical or home loans.

    • @ronnie_j91
      @ronnie_j91 3 роки тому +16

      You couldn't be more wrong. Everyone told me the same thing.

    • @0331duke
      @0331duke 2 роки тому +1

      @@ronnie_j91 you got a home loan after bankruptcy?

    • @ronnie_j91
      @ronnie_j91 2 роки тому +12

      @@0331duke the law is 2 years

    • @0331duke
      @0331duke 2 роки тому

      @@ronnie_j91 thx

    • @corvettezr19
      @corvettezr19 Рік тому

      @@0331duke it's ways around that

  • @Bey11ktb
    @Bey11ktb 2 роки тому +1

    No secrets

  • @AuntieSasha1
    @AuntieSasha1 5 років тому +9

    Is this success story the result of chapter 7, 13?

    • @celestialruby888
      @celestialruby888 5 років тому +1

      due process
      It’s funny I just left the same message .. from what I have learned when filing chapter 7 or 13 you are actually working with the banks to pay off everything and discharge it properly not effecting your score at all. Just curious if there is any videos on this

    • @sheisbeetee
      @sheisbeetee 4 роки тому +4

      @@celestialruby888 chap 7 no payment program. yes 13 is payment program.

  • @Spagghet
    @Spagghet 2 роки тому +4

    Awful advice. Don’t file for bankruptcy for a manageable amount of debt. Sleezy lawyers.

  • @NICKI814
    @NICKI814 Рік тому +2

    to build credit score, you need revlovling credit, hmmm how she get that within a year with no credit....

  • @kaspersgirl48
    @kaspersgirl48 3 роки тому +1

    Not hard happy for her

  • @CDAVASS
    @CDAVASS 4 роки тому +1

    do they take your home or personal property after bankruptcy.

    • @ticiao
      @ticiao 4 роки тому +6

      Charles Davis no you basically pick what your going to stop paying on each month. So if it’s credit cards and a car note but you still want your home you will continue to make payments on your home.

    • @E_Legal_Alien
      @E_Legal_Alien 3 роки тому +1

      Most states only go after liquid assets, and or "toys", quads, boats, RVs etc. They usually leave alone the homes, and vehicles, etc. All depends on the state though.

    • @DLRudder
      @DLRudder 3 роки тому

      No

    • @TomiaMacQueen
      @TomiaMacQueen Рік тому

      Depends on the state. Most states have exemptions to protect your home but not all states have them.

    • @behumble7191
      @behumble7191 Місяць тому

      Chapter 11 is for Reorganizing you're finances & Chapter 7 is the Complete Discharge of All Debts Minus one's Car.
      7 you walk away free of Debts! 👍🏼😏

  • @user-3219
    @user-3219 4 роки тому +11

    Dam she's fine as hell definitely my type as far as looks.

  • @brandoblack3732
    @brandoblack3732 6 місяців тому

    Love babkrup

  • @robertboggs3252
    @robertboggs3252 6 років тому

    can u file my case for $ not $$$ lawyers too expensive

    • @radhamenunez4562
      @radhamenunez4562 5 років тому +1

      My company has a legal program that gives you 25% off. I use them all the time. Text me if you want to know more. 9178303767

    • @izzy4reel
      @izzy4reel 5 років тому

      Bankruptcy is pretty cheap.

    • @sheisbeetee
      @sheisbeetee 4 роки тому

      Robert look for legal aid in your county.

    • @katherinelong5411
      @katherinelong5411 4 роки тому

      Yes, you can file bankruptcy without a lawyer.

  • @beverlyhoward3512
    @beverlyhoward3512 Рік тому

    Asked for book forin a guy that could not understand english ummmm ?? I don't know

  • @williambernardbrown
    @williambernardbrown 3 місяці тому

    Amerika is fine as fck.

  • @juliusjones972
    @juliusjones972 4 роки тому

    Bullseye video about credit

  • @EmilyGloeggler7984
    @EmilyGloeggler7984 Рік тому +9

    Bankruptcy didn’t raise everyone’s credit scores. Ask those still homeless and on waiting lists and worse, you are disqualified for most apartments and homes, even if you have cash. We chose to listen to financial advisors Brad and use financial coach, Kelly Anne Smith.

    • @karma4greedyslumlords490
      @karma4greedyslumlords490 Рік тому +28

      This is a troll, trying to sell something folks.
      Don't fall for it

    • @depair112
      @depair112 Рік тому

      ​@@karma4greedyslumlords490 thanks for the warning

    • @dianecelento4974
      @dianecelento4974 Рік тому +1

      @@karma4greedyslumlords490 Yep! Pretty obvious

    • @AUDIO2AUTO
      @AUDIO2AUTO 8 місяців тому +1

      You can buy get FHA mortgage in 2 years after bankruptcy and faster in select situations.

    • @bigbay1159
      @bigbay1159 2 місяці тому

      Bot comment is bot...

  • @jackoneal845
    @jackoneal845 5 років тому +3

    I’m 4000 dollars in dept and I make 20 an hour should I file a bankruptcy

    • @javonegoodman4460
      @javonegoodman4460 4 роки тому +9

      No try to make payment arrangements or settlements with the creditors y

    • @o751106
      @o751106 4 роки тому +6

      Jack Oneal no!!!!! never file bankruptcy. work out payment plans with your creditors.

    • @devontehibbler40
      @devontehibbler40 4 роки тому +11

      That's not that much debt lol

    • @SnapszDuhh
      @SnapszDuhh 4 роки тому +7

      $4000 is not much at all.

    • @donniebarnes7473
      @donniebarnes7473 4 роки тому +1

      No

  • @behumble7191
    @behumble7191 Місяць тому

    🧲 🕳️ 🐇 🔑 = 👶🏼 = 📜 = 🏦 😎