Should I Start an SIP or Invest in Lump Sum? | CA Rachana Ranade |

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  • Опубліковано 28 сер 2024
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КОМЕНТАРІ • 236

  • @CARachanaRanade
    @CARachanaRanade  2 роки тому +149

    ua-cam.com/video/t6BQ1Wle8c4/v-deo.html

    • @swarajya5306
      @swarajya5306 2 роки тому +2

      Why every video in english language?
      Hindi and marathi

    • @vineethavalsakrish2474
      @vineethavalsakrish2474 11 місяців тому +3

      Unclickable from my mobile… title of the video would have been more helpful

    • @prasannakumar-qm8ve
      @prasannakumar-qm8ve 11 місяців тому

      because there are subscribers who are watching this video from many part of this country who dont speak hindi or marathi@@swarajya5306

    • @Mahesh-op3nw
      @Mahesh-op3nw 11 місяців тому +1

      ​Marathi channel ahe adhipasun!

    • @BhagyashriThorat-tj3er
      @BhagyashriThorat-tj3er 6 місяців тому

      Hi

  • @ShivamGupta-hp4zf
    @ShivamGupta-hp4zf 2 роки тому +432

    In my opinion, best strategy is to start an SIP and forget, and park some funds for lumpsum investment whenever market goes down.

    • @michiokaku98
      @michiokaku98 Рік тому +4

      Gyani bolu ya Ustadi

    • @Abgz199
      @Abgz199 7 місяців тому +1

      ​@@michiokaku98 gyani

    • @cooldudevivek100
      @cooldudevivek100 5 місяців тому

      You are like 8 years old or what?

    • @Cholan6898
      @Cholan6898 5 місяців тому +4

      True!
      Lumpsum when the market is down and SIP (small investment but at regular intervals) when the market is flat or uptrend

    • @dk.23
      @dk.23 2 місяці тому +1

      Where to park such money for lumpsum. Can you guide me about it

  • @jiabirje7696
    @jiabirje7696 Рік тому +25

    I believe in lumsump with regular additional purchase based on the market conditions. It's stress free opportunistic investment 🤑🤑

  • @sheikhzahoorahmed4142
    @sheikhzahoorahmed4142 12 днів тому +2

    Ma'am your teaching is nice and also your way of delivering english speech makes it more interesting

  • @BarkaDog
    @BarkaDog 2 роки тому +41

    Backtested results show that neither one of them have any benefit over the other, in the long term. They're just different ways to accumulate units.

  • @akshat_djjoshi8264
    @akshat_djjoshi8264 13 днів тому +2

    LUMPSUM for debt
    Sip for equity

  • @mallikarjunbsatpute9876
    @mallikarjunbsatpute9876 4 місяці тому +6

    ಒಳ್ಳೆಯ ಮಾಹಿತಿ ನೀಡಿದ್ದೀರಿ ಧನ್ಯವಾದಗಳು ಮೇಡಂ
    खूप छान माहिती आहे धन्यवाद म्याडम्
    Thank you madam

  • @mawla3900
    @mawla3900 Рік тому +11

    सहज, सोपे कोणालाही समजेल अशा शब्दात
    समजावून सांगता. धन्यवाद आणि नमस्कार🙏

  • @paulankur143
    @paulankur143 Рік тому +13

    Wonderfully explained. What an analogy!! Loved it.

  • @lakshmitejas1685
    @lakshmitejas1685 Рік тому +21

    You eat sweets not to fill stomach. It's for the thrill in mouth taste salivary generation etc.

    • @Debarun_Roy
      @Debarun_Roy 10 місяців тому +3

      Hello, we are not in biology class.....by VIRUS😂

  • @VISHAL-dd1jz
    @VISHAL-dd1jz 2 дні тому

    Lumpsum is always better option for those who regularly present in stock market n updated every single news that practically happened in their world.
    Then he can choose lumpsum as sip. Ex- invested lumpsum 10,000/- then wait after downtrend invest 10,000/- again then more shares accumulated. This is wat sip is!
    But sip only deduct at certain time in a month not deducted at market down.

  • @chintanshah7182
    @chintanshah7182 14 днів тому +1

    Such kind of influencers disappear when sensex goes down and rise with rising sensex.......just appear back out from nowhere

  • @uv3666
    @uv3666 29 днів тому +1

    Investing in mutual funds attracts too much of tax at the time of withdrawal

  • @IdeasNYou
    @IdeasNYou 9 днів тому

    Strongly Agree 💯

  • @avaduthanaveen
    @avaduthanaveen 2 роки тому +6

    Sip is better

  • @celebratingilluzion4926
    @celebratingilluzion4926 2 роки тому +13

    Nobody knows what's a falling market or a rising market...

  • @Timeteeskomama
    @Timeteeskomama 2 роки тому +2

    Whatta gulab jamun explanation 👌🤣

  • @amuh2606
    @amuh2606 8 місяців тому +4

    Can you explain how to add additional units for existing SIP

    • @Saviturmoon
      @Saviturmoon 2 місяці тому +2

      When you invest monthly for SIP, You get units every time you have paid.

  • @mohammadasraf2570
    @mohammadasraf2570 Рік тому +1

    What I personnelly feel is your most of the videos are sounds like abstract try to convert it into concrete form by examples.Thanks buddy

  • @subhammajumder3309
    @subhammajumder3309 4 місяці тому +1

    The net effect would be the same

  • @198amishajha5
    @198amishajha5 Рік тому +5

    How to analyse when market is down or up ?????

  • @testdev6220
    @testdev6220 2 роки тому +1

    A video would be best if you can tell in which to invest for beginners. Thanks

    • @94srikanth
      @94srikanth 2 роки тому +1

      Mutual fund are the best to start with. If you want to directly buy stocks, then buy only blue chip stocks.

  • @MH12AG1261
    @MH12AG1261 Рік тому +2

    Mam I have petrol pump's current account with ICICI Bank the bank has charged me Rs 38000 for cash deposition charges how can I get it reverted pls guide

  • @deepalikulkarni184
    @deepalikulkarni184 Рік тому +7

    i want invest sip monthly approx 5k what is the benifit plz answer

    • @aajtaklive8893
      @aajtaklive8893 Місяць тому

      Check ok policy bazar

    • @tanyasrivastava8856
      @tanyasrivastava8856 13 днів тому

      But after checking once on policy bazar, you'll get fed up of their customer calls😂​@@aajtaklive8893

  • @arunasshet6641
    @arunasshet6641 Місяць тому

    It is works like bank 🙂

  • @kartiksharma9950
    @kartiksharma9950 6 місяців тому

    Sip in mutual funds lumpsump in real estates 🗿.... It's my plan

  • @MrRameshpuru
    @MrRameshpuru 9 місяців тому +2

    Nice Mam,
    Gulab Jammon Okay!
    How about Paani Poori?

  • @doctors9333
    @doctors9333 Місяць тому +1

    بہت بہت شکریہ حیدرآباد انڈیا سے

  • @lonamisa6128
    @lonamisa6128 2 роки тому +7

    Dear Rachana ranade, what's wrong with your membership group. In telegram group you always say we will get 99% sure shot benefit.
    And now I realised what a big scam.
    You never calculated those calls given to us.rather u just take some calls and post to the group.infact if we buy all those calls.we will be in loss.theres no way..shame on you guys
    Thank you
    Have a great day
    Edit: guys stay away from trading telegram group.

    • @ee_068_manas4
      @ee_068_manas4 2 роки тому +1

      Yes I agree with you. My mother also took the 6 month membership from telegram group. Total loss. Infact I messaged them. literally no reply 😂.

    • @deerame
      @deerame 2 роки тому

      Become fools?

    • @akshayranade2072
      @akshayranade2072 2 роки тому

      We never give any tips … it’s a fake telegram channel… please remember if anybody is asking for money for giving tips on her behalf it’s a fake channel

    • @akshayranade2072
      @akshayranade2072 2 роки тому +1

      @@ee_068_manas4 it’s a fake channel we never give any recommendations or tips do not fall into the trap

    • @lonamisa6128
      @lonamisa6128 2 роки тому

      @@akshayranade2072 but sir it's named after Rachana Ranade ma'am. And it has a huge following. How can you guys not complaint against that. I'm sure you guys knew about that

  • @ShahidAli-vo4em
    @ShahidAli-vo4em 7 днів тому

    Bank of India business cycle 👍🏻💯

  • @vinaychopra202
    @vinaychopra202 2 роки тому +12

    You're more of a youtuber than a stock market guide or a chartered accountant..🤣

  • @kedarsonkar3617
    @kedarsonkar3617 Рік тому

    Mam, main lumpsum SIP karta hu Nasdaq, Nifty 50 and sensex me
    Market follow karta hu aur jb bhi niche geera hua hota h us waqt invest karta hu
    Aur sath hi ye bhi dekhta hu ki kitna percent down h apne 52 week high se aur kitna increase hua 52 week low se us hisab se mera investment amount change ho jata h

    • @kedarsonkar3617
      @kedarsonkar3617 Рік тому

      @Sierra Athens jis tarah se India ka index hai usi tarah NASDAQ hai
      Upar se index fund me cost kam hai aur return better hi hai kisi mutual fund se
      Parag Parekh ka expense ratio bhi jyada hai as compare to index fund
      As per my knowledge agar Mutual fund me invest karna hai to kam se kam 3-4 fund rakhne chahiye
      Index fund, flexi cap, mid cap and small cap

  • @seethabrahma6064
    @seethabrahma6064 2 роки тому

    *Nifty could correct by 15% on unsustainable yield gap: Jefferies*

  • @dilipphuke3515
    @dilipphuke3515 4 місяці тому

    मला दररोज 100 रु सोन्यात invest करायचे आहेत. कसे करावे?

  • @sanketcharanpahari3613
    @sanketcharanpahari3613 Місяць тому

    5000 ki ek SIP or 1000 ki 5 SIP, which is better??

  • @ramkumarh6832
    @ramkumarh6832 Рік тому

    What an example..!!! Foodie...😅

  • @devil-iv3sm
    @devil-iv3sm 24 дні тому

    Can we invest amount as per our choice and when market crash ?

  • @poojalad8306
    @poojalad8306 Місяць тому

    In which stocks of Nifty 50, we should invest for long time?
    Like,
    In which Mid Cap
    In which Small Cap

  • @riyahalder6028
    @riyahalder6028 2 місяці тому

    Sip me capital chala jata h kya?

  • @198amishajha5
    @198amishajha5 Рік тому +1

    Any video for a beginner who want to invest for the 1st time ?

  • @VirusPunk3000
    @VirusPunk3000 2 місяці тому

    maam, is the taxes on mutual funds only applicable in cases when gross profit exceeds 1lakhs or when total withdrawal is worth 1 lakhs

  • @premanandgovindarajulu9001
    @premanandgovindarajulu9001 Рік тому +2

    Can I invest one time for 5lakhs for 5yr, what would be the value of the money pl let me know approximately pl oblige

    • @eviltyrant12
      @eviltyrant12 Місяць тому

      Use lumpsum and sip calculator

  • @PravinThokal
    @PravinThokal 2 роки тому +1

    Hello Mam , can you please create one video for NPS tier 2 taxation ?

  • @chetanpawade3452
    @chetanpawade3452 9 місяців тому

    Mam please suggest LIC is best or SIP...

  • @anuradhakannan776
    @anuradhakannan776 Рік тому

    Wah what a way to explain

  • @mohanakamal
    @mohanakamal 5 місяців тому

    Mam which fund can invers

  • @motivationalvideos4224
    @motivationalvideos4224 2 роки тому +1

    Mam rbi retail direct yachi ky process ahe

  • @Mahesh-op3nw
    @Mahesh-op3nw 11 місяців тому

    Can we pay Loan installments using SIP benefits if the OTSIP is having more amount and don't want to break the SIP but want to purchase Home /Car?

  • @Respect_5277
    @Respect_5277 Рік тому +1

    MADAM JI AAPSE NIVEDAN HAI KI AAP HINDI MAIN BOLA KARE TAKI JYADA LOGO KO SAMAJH MAIN AAYE AB AAP KYA BOL RHE HO KYA PTA

  • @HimalayanCouple
    @HimalayanCouple Рік тому +1

    हिंदी में। भी बोलिए मोहतरमा।हिंदुस्तान की ७०% जनता हिंदी समझती है

  • @sajidali-tz3co
    @sajidali-tz3co 7 місяців тому +1

    what if i do lumpsum every month in mutual funds in place of sip

  • @rinayadav8383
    @rinayadav8383 Рік тому

    Hello Madam, mi tumcha channel from long time pasun follow karte but mala ek query aahe, mi Germany la rahete and mazjya kadhe NRO and NRE acc aahe. Can I invest from my NRO account in SIP? If possible could you please provide a detail video from NRI's

  • @NoelGomes
    @NoelGomes 6 місяців тому

    Links in the reels comment sections are unclickable.

  • @gauthammaindan6409
    @gauthammaindan6409 2 місяці тому

    Can one change after lump sum to sip in same fund

  • @abhishekverma1569
    @abhishekverma1569 2 роки тому +1

    Vo sab to theek hai rasgulla kaisa tha 😂

    • @ashwiniramesh1621
      @ashwiniramesh1621 Рік тому

      Rasgulla khaya hi nahi to batayegi kya, gulab jamun tha wo 😂

  • @santoshkumarsahoo5182
    @santoshkumarsahoo5182 8 місяців тому

    Is it good to invest in 2 different ELSS mutual fund like :- parag parikh and mirae asset

  • @Abhishekchaudhary23
    @Abhishekchaudhary23 3 місяці тому

    Is step up SIP is better than taking 2 SIP ex. 5000 step up SIP for 20 yrs invest 34 lakhs give 1 cr total AND 2 normal SIP of 5000 for 20 yrs invest 24 lakhs and give total of same 1 cr. . . Then hiw step up better. Pls explain someone

    • @priyansh7603
      @priyansh7603 3 місяці тому

      I guess maybe the 2nd one as there will be variable option for example in the first case you can only put your money at some fixed things limited to just 5000 but for the 2nd case you can invest 10000 into many things more so yes you can play it safe by management risk strategy and play good into making 2 sip will be a better option then

  • @yashjk899
    @yashjk899 2 роки тому

    Arrange one lecture on how to start sip and from where ...
    Which one better

  • @sauvikgoel591
    @sauvikgoel591 6 місяців тому

    Ma'am pls tell me can I invest in a small cap mutual fund in lumpsum, and then after 1-2 months convert it to monthly sip based mutual fund??
    Will there be any problem in this??

  • @bgouda779
    @bgouda779 Місяць тому

    Good information mam

  • @ANG44R
    @ANG44R 2 роки тому

    Ma'am full video link is not available.

  • @harshadmehta2726
    @harshadmehta2726 7 місяців тому

    1000 sip for 3 years which is best

  • @shivamshaw2418
    @shivamshaw2418 Рік тому +1

    dekh rha hai binod kaise rasgoole khane ke saath sath finance samjhaayi jaa rhi hai

  • @SathishKumar-gj6te
    @SathishKumar-gj6te 2 роки тому +1

    question is which stock or MF to invest in SIP or Lumpsum?

    • @carachanaprwhatsap9426
      @carachanaprwhatsap9426 2 роки тому

      Contact the What'sApp line above for more information and consultation on investment issues

  • @Jayhons
    @Jayhons 3 місяці тому

    Umhhhhh is very similar with my last night 😂😂

  • @zeeshanshaikh8455
    @zeeshanshaikh8455 5 місяців тому +2

    India me rehte ho, India k logo ko sikhate ho, aur English me video banate ho hindi me nhi

  • @ganeshmohite4311
    @ganeshmohite4311 Рік тому +1

    मॅडम आपली पुणेकर भाषा चांगली वाटते

  • @figuresovertrend8416
    @figuresovertrend8416 2 роки тому

    SIP is not a great choice for market related investment

  • @sauvikgoel591
    @sauvikgoel591 6 місяців тому

    Sir pls tell me can I invest in a small cap mutual fund in lumpsum, and then after 1-2 months convert it to monthly sip based mutual fund in groww app??
    Will there be any problem in this??

  • @MrPuneetk000
    @MrPuneetk000 6 місяців тому

    BrightCom group ka analysis share kariye pls

  • @AV-OneManShow
    @AV-OneManShow 8 місяців тому

    Stepup sip kay ahe...

  • @mansicreations3873
    @mansicreations3873 2 роки тому

    Nice trick mam

  • @sumitgharde2479
    @sumitgharde2479 Рік тому

    Hello mam mala ek query hoti regarding the home loan tumchi help havi hoti plz

  • @varadkathar09
    @varadkathar09 2 роки тому +15

    *Mam , I am still in 12th std but i want u type wife.. in future 💜🌈✌🏻*

  • @shortsenjoy6881
    @shortsenjoy6881 7 місяців тому

    Lumsum is best

  • @HackerKaivalya2211
    @HackerKaivalya2211 Рік тому +1

    Hi Mam Please Suggest Best Funds For SIP

  • @hardikthakor525
    @hardikthakor525 4 місяці тому

    Medam Gulabjamun kesa laga😂😂

  • @SandeepSingh-wc9ql
    @SandeepSingh-wc9ql 2 роки тому

    Please make a detailed video

    • @CARachanaRanade
      @CARachanaRanade  2 роки тому

      ua-cam.com/video/t6BQ1Wle8c4/v-deo.html&ab_channel=CARachanaPhadkeRanade

  • @jitendrajoshi75
    @jitendrajoshi75 2 роки тому

    You are great...all the best

    • @CARachanaRanade
      @CARachanaRanade  2 роки тому

      Thank you 😊

    • @PradeepKumar-cf4sx
      @PradeepKumar-cf4sx Рік тому

      ​@@CARachanaRanade Madam Ap Hindi kyu nhi bolti india mai sab ase log hai jo Hindi jante hai par English India mai Har koi nhi janta to apse nivedan hai investament ki vidio Hindi mai Bnaye

    • @GokulGopakumar-GG
      @GokulGopakumar-GG Рік тому

      ​@@PradeepKumar-cf4sx malayalis tamils kanadigas they also need to understand not only hindi people

    • @PradeepKumar-cf4sx
      @PradeepKumar-cf4sx Рік тому

      @@GokulGopakumar-GG To Tere liye English m ai video Bnaye kya aur jo maine likha hai wo roman hindi hai to tune kaise paad liya Bawli puch

  • @PrispiTalks
    @PrispiTalks Місяць тому

    Nobody gives a stepwise guide to start SIP 😂 , I think the purpose of these videos is only to make people confused so that we can then contact them and they make money from us .

  • @meeracharawanshi
    @meeracharawanshi Місяць тому

    Mem mere pass 9lakh eu h mai kahan invest karun

  • @vijayhasge9018
    @vijayhasge9018 Рік тому

    Sip साठी 1 कम्पनी सुचवा कृपया

    • @jshivasubramanian273
      @jshivasubramanian273 2 місяці тому

      Nifty 50 Index Fund where Expense ratio is less and AUM is more than 500 Cr

  • @LearnEnglishWithLily-007
    @LearnEnglishWithLily-007 28 днів тому

    @CARachanaRanade mam my salary is 50k at 22 years of age, I wanted to purchase 2bhk house in Mumbai or New mumbai which will cost me say 1.5cr.. so can you please please guide me how can I make this dream come true now only by taking loans, paying emi or what should be your suggestions .. please reply me the strategy..❤❤❤

  • @shaileshanand4343
    @shaileshanand4343 Рік тому

    Mam what is special charges in common stock and how does it affects the earning Power of the same .

  • @sanjayspaul4048
    @sanjayspaul4048 11 місяців тому

    What is d rate of interest I can expect for SIP?

  • @ramangarg9990
    @ramangarg9990 2 роки тому +3

    Everyone know this,, nothing new

    • @Magnumfist
      @Magnumfist 2 роки тому +5

      Not everyone brother every day new players join stock market and they learn this from UA-cam or other sources

    • @ramangarg9990
      @ramangarg9990 2 роки тому +1

      @@Magnumfist but even a starter knows difference between sip & lumpsum as the name suggests, not a rocketscience at all

  • @Indoraptor0001
    @Indoraptor0001 2 роки тому

    I am doing both 😂
    Lol

  • @vampthevampire22
    @vampthevampire22 2 роки тому

    😊😊❤❤❤❤ur the best madam jeee...

  • @debasismukhopadhyay1236
    @debasismukhopadhyay1236 2 роки тому

    Mam, please tell me one thing regarding income tax on perquisite for staying in quarter given by company.
    I am living in my company quarter, hra and engery allowance are deducted from my salary. Then why should I pay income tax on the perquisite value for using office quater?? Please reply.

  • @avinashveelon1083
    @avinashveelon1083 Рік тому

    Do it anyway after all you have to loose money 😅

  • @abohemiantraveler3348
    @abohemiantraveler3348 2 роки тому

    SIP is high risk where I mean under which company shall I start

    • @carachanaprwhatsap9426
      @carachanaprwhatsap9426 2 роки тому +1

      Contact the What'sApp line above for more information and consultation on investment issues

  • @dynamicworld9142
    @dynamicworld9142 Місяць тому

    Madam you are gorgeous 😊

  • @carahulraj6920
    @carahulraj6920 2 роки тому

    Invest hybrid

  • @sakthivel-be6vi
    @sakthivel-be6vi 5 місяців тому

    Beauty king❤

  • @RockstarShanvika
    @RockstarShanvika Місяць тому

    In my opinion lumsum is better than sip which gives more return on longterm.

    • @88suhaniss
      @88suhaniss Місяць тому

      How can you explain?

  • @yogitapatil4409
    @yogitapatil4409 Рік тому

    Mi tumche vedio khup share karte

  • @adigaikwad4053
    @adigaikwad4053 2 роки тому

    Baki jaudya don gulabjam khalle

  • @venkateshmajety6055
    @venkateshmajety6055 2 роки тому

    Which is better investing in Equity shares or SIP?

    • @rohithreddy75
      @rohithreddy75 Рік тому +2

      Equity and lump sum is better

    • @sakshamsethi413
      @sakshamsethi413 Рік тому

      @@rohithreddy75 it depends

    • @rohithreddy75
      @rohithreddy75 Рік тому

      @@sakshamsethi413 it depends on your trust on a stock. Finding a dip and buying the stock gives huge returns as even mentioned by rachana mam

  • @SuryaPrakash-dh2ui
    @SuryaPrakash-dh2ui Рік тому

    What if I failed SIP ?? Does it will affect my CBIL Score ???

  • @abhishekverma1569
    @abhishekverma1569 2 роки тому

    Vo sab to theek tha lekin aapne 2 rasgulla kha liya within seconds