I have a Bank of America account, which I opened when I was working in the U.S. I have since left the U.S. and returned to my hometown. I called customer service to close my account. At first, it was incredibly difficult to speak with a real person. Anyway, after a couple of connections, I managed to ask for help, but they just gave me irrelevant information, which wasn’t helpful at all. I thought, “Once this is resolved, it will finally be over,” but every time I called, new issues kept popping up. The problem now is that I can’t even get through. I’m making an international call to their customer service, but for 30 minutes, all I’ve been hearing is the same repeated message.
Personally I feel you can't beat a Credit Union. I find a CU treats you fairly and has every service you could possibly need. Interest rates CD loans etc.... always competitive.
BoFa is excruciatingly bad. My wife and I had an account with them years ago and the tellers were all hmmm ladies who portrayed as if the bank was better than it was, and service was always subpar. WF has, and always will be, a super bad bank. If you bank with Wells you get what you deserve because the next scandal is right around the corner.
I just realize other utubers dont talk about BoA or WF (except for the BILT credit card that belongs to wf) i just remember once back in 2017 i tried to apply for a checking account for BoA but luckily i forgot my driver license.
Honestly, most banks don’t have great records, but they should at least offer us higher interest rates and remove those annoying account fees, especially since they’re investing OUR hard-earned money! But the truth is a lot of people continue banking with them, making these institutions stronger and richer. They're in the business on profiting the highest returns for themselves, not for us, so I doubt banks like Bank of America and Wells Fargo will ever change. That’s why I’ve looked for better options (SoFi, Capital One, Discover, ETC.)
@@DayanaPlays it's because I have over 100K in total assets with them, which gets me no fees and even ATM fees are all reimbursed. And I put my kids accounts under mine, which makes their accounts fee free as well.
@@DayanaPlaysSo basically you’re missing out on earning between $4,250 to $5,150 a year by not picking a Bank with High Yield Savings and you’re probably earning between $10 to $40 a year with BOA 🤦🏽♂️
Ally is a great option too, and I’ve recommended it many times on the channel. But in this video, I’m focusing on the top choices based on positive reviews and my own experience-ones I can personally vouch for.
💰SoFi Checking & Savings Account (Get up to $325): bit.ly/SoFiAccounts
✅HYSA Checklist: dayanaplays.ck.page/hysachecklist
I had both BOA and WF. Finally woke up and went with a local bank with a high Interest Saving account. Thank you Dayana
I absolutely agree. I’ve dumped both in the past.
It’s very sad about Bank of America. It started off with a great story.
Yeppp🤷🏽♀
I have a Bank of America account, which I opened when I was working in the U.S. I have since left the U.S. and returned to my hometown. I called customer service to close my account. At first, it was incredibly difficult to speak with a real person. Anyway, after a couple of connections, I managed to ask for help, but they just gave me irrelevant information, which wasn’t helpful at all. I thought, “Once this is resolved, it will finally be over,” but every time I called, new issues kept popping up. The problem now is that I can’t even get through. I’m making an international call to their customer service, but for 30 minutes, all I’ve been hearing is the same repeated message.
And I forgot to mention thank you for another great video and I appreciate your hard work you put into each video you make.
When I robbed a Wells Fargo because they lost my money I went to jail for it but they didn’t do a day when they robbed me 😢
Remember when I didn't realize banks make money with your money. Sucks that some don't share the perks. Was thinking about adding Capital One.
Personally I feel you can't beat a Credit Union. I find a CU treats you fairly and has every service you could possibly need. Interest rates CD loans etc.... always competitive.
Whats the Interest Rates at your Bank?
BoFa is excruciatingly bad. My wife and I had an account with them years ago and the tellers were all hmmm ladies who portrayed as if the bank was better than it was, and service was always subpar. WF has, and always will be, a super bad bank. If you bank with Wells you get what you deserve because the next scandal is right around the corner.
I have key bank which has no monthly fees but I wouldn’t get their savings account. Their checking account is worth it as they have physical locations
I just realize other utubers dont talk about BoA or WF (except for the BILT credit card that belongs to wf) i just remember once back in 2017 i tried to apply for a checking account for BoA but luckily i forgot my driver license.
Lucky you indeed! 🍀
I have only their credit cards from each of them. Is this ok?
On point. Both banks are horrendous..
Honestly, most banks don’t have great records, but they should at least offer us higher interest rates and remove those annoying account fees, especially since they’re investing OUR hard-earned money! But the truth is a lot of people continue banking with them, making these institutions stronger and richer. They're in the business on profiting the highest returns for themselves, not for us, so I doubt banks like Bank of America and Wells Fargo will ever change. That’s why I’ve looked for better options (SoFi, Capital One, Discover, ETC.)
Great video thank you
Aw, thanks a lot! 💜
Totally agree with you another good video as always thkyou very much for the information that you provide to us we love you
Thank you so much chinoooo! 😊
I just open a checking and savings with Wells Fargo I’m doing there $825 bonus but once I’m done with that I will be closing this account
I heard about their $325 bonus. But $825? Really?
how wells fargo is even still operating is ridiculously suss this girl is on it so don't be depressed things aren't ending they're beginning
Another amazing video ❤❤
Thank you so much 💕
Agee ❤❤
Twinsies! 😄
timing.. girl was on it
I got BOA and NEVER pay any fees
That’s great, you shouldnt ever have to pay any. Which requirement are you meeting, maintaining a minimum balance?
@@DayanaPlays it's because I have over 100K in total assets with them, which gets me no fees and even ATM fees are all reimbursed. And I put my kids accounts under mine, which makes their accounts fee free as well.
I have it for years and never happened.
@@Charlie_Trs What never happened?
@@DayanaPlaysSo basically you’re missing out on earning between $4,250 to $5,150 a year by not picking a Bank with High Yield Savings and you’re probably earning between $10 to $40 a year with BOA 🤦🏽♂️
I'm curious why you didn't mention Ally in the. "goof ones".
Ally is a great option too, and I’ve recommended it many times on the channel. But in this video, I’m focusing on the top choices based on positive reviews and my own experience-ones I can personally vouch for.
Thank-you for calling out these greedy rats BOA and WFC.
I just opened a BUSINESS Savings acct with Live Oak Bank at 4% APY. Best option for Business Savings. Why dont u do a video on this one?
Nicee! Thanks for the idea! I seriously need to make more videos about business banking/credit cards 😁
Please do a review of Zynlo bank
I've been homeless 3 times in the past decade thanks to Wells.
Bad For America 🤣
😂
Thank you wow I was shocked
Do you know what a monopoly is?
Good thing you blurred out the BofA logo….
😂
I stay away from Bank of America and Wells Fargo like the black plague
You think banking at WF is bad? Try working there 😖
I don't even want to imagine what its like, lol.
I don't use Bank of America 😂 because of a scam bank! Small banks are better.
Maybe it's a good think BoA banned me
Sounds like something they'd do lol. Why did they ban you?
@@DayanaPlays i gamed their credit card system. The crazy part is i asked a BoA rep if what i was doing is okay and he gave me the green light..
🫶 u 😌
Haha that's so sweet! I appreciate the support! 😄
@DayanaPlays no problem pretty lady thanks for the fantastic video I highly enjoyed it i hug u 🤗