Magkano ang pwedeng ihousing loan based sa Sweldo | Tips on Buying a House Philippines

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  • Опубліковано 24 лип 2018
  • Magkano ang pwedeng ihousing loan based sa Sweldo? | Tips on Buying a House Philippines
    Sa pag avail ng housing loan, nakadepende ang iyong mailoan sa sweldo or income mo monthly.
    Icheck sa video na ito, kung magkano ang maavail mong housing loan depende sa iyong salary.
    Kung gusto nyo pong makareceive ng mga video post updates, Maari pong sundan nyo ako sa aking Facebook Fan page at UA-cam.
    Please like : / ralftagao
    Follow me in youtube: bit.ly/2kGNPJc
    More Power and Godbless to all!!!
    Regards,
    Ralf Roger Tagao
    Acountant/Licensed Real Estate Broker
    PRC License # 0013076
    Note:
    Ralf Roger Tagao is a Certified Public Accountant (CPA), Licensed Real Estate Broker & an Entrepreneur. He worked for more than 9 years as an Auditor & Accountant from 2005 to 2014. He has started real estate part time in Year 2012 when he got his license and became full time since January 2015 concentrated on selling house and lot in Bulacan area. He also manages a small business since Year 2013 aside from growing his realty business.

КОМЕНТАРІ • 2,8 тис.

  • @dorccuteness4162
    @dorccuteness4162 4 роки тому +3

    Awesome Ralf! You're a big help! More power to you!

  • @gc825
    @gc825 4 роки тому +42

    Salamat sir! Hindi lahat ng tao mabait at may talino na nagsshare ng kanilang talent! GOD BLESS Sir

    • @RalfRogerTagao
      @RalfRogerTagao  4 роки тому +1

      salamat din po

    • @imeldanuesca3307
      @imeldanuesca3307 3 роки тому

      Thank you sir....nxtme nlang p0 ako mgttanong..

    • @jedkatorse5722
      @jedkatorse5722 2 роки тому +1

      Ralf Roger C. Tagao - RRCT sir applicable po ba yan sa mga OFW ?

    • @RobertArrogante-ke8hn
      @RobertArrogante-ke8hn 3 місяці тому

      Sir 20,000 po ba ang monthly ng salary kung ganun po pwde po ako halos sasahod po ako sa 1month bg 22 or 24 or 20 salitan lng po jasi per hyahe po ako

  • @sf4656
    @sf4656 2 роки тому +2

    Excellent Mr. Roger. Very informative video. Short yet concise. Continue sharing financial tips to our fellow Filipinos.

  • @shasharlene
    @shasharlene 4 роки тому +1

    Very informative! Thank you.

  • @emilycape3850
    @emilycape3850 5 років тому +6

    I salute to you sir..thank you..so much..

  • @maecelsilvino2512
    @maecelsilvino2512 4 роки тому +3

    Very informative... Thank you, Sir! 👍👍

  • @shairalopez8591
    @shairalopez8591 4 роки тому +1

    Nakakatuwa naman to! God Bless sir.

  • @kithaldincorteza2500
    @kithaldincorteza2500 4 роки тому +1

    Helpful po to. Maraming salamat sir!

  • @herbertpaulino282
    @herbertpaulino282 5 років тому +7

    Thank you for this wonderful video!

    • @RalfRogerTagao
      @RalfRogerTagao  5 років тому

      you're welcome po

    • @charlieumlas3520
      @charlieumlas3520 4 роки тому

      Paano nman po ung interest sir? After 3years ba.baba ang interest dba po ang interest is 6.375% after 3years ba magbabago ang interest?

    • @cyruscarlos5822
      @cyruscarlos5822 3 роки тому

      @@charlieumlas3520 p>

  • @jerrine2744
    @jerrine2744 3 роки тому +10

    You are underrated sir! Grabe ang galing ng pagkaka-explain ninyo 😌

  • @raffycondeno4119
    @raffycondeno4119 4 роки тому +3

    This is very good. Highly recommended

  • @librarosas1105
    @librarosas1105 3 роки тому +1

    Very clear explanation. Hindi na ko naghanap sa iba pati hindi ko na to inulit. Thank you po sir!

  • @marijaneinovejas7140
    @marijaneinovejas7140 2 роки тому +3

    Thank you po sir for sharing your knowledge.God bless po🙏

  • @markangeles7214
    @markangeles7214 3 роки тому +3

    Hi Sir.. Naka 3 videos mo na ang napanood ko hehe. Grabeh tuwang tuwa ako sa explanations mo. Ang linis at malinaw na naka detalye ang bawat sinasabe mo..
    Sobrang nakakatulong tlaga ang mga videos mo tungkol sa Pagibig housing loan
    Maraming Thank you po and Godbless

  • @ypalagi
    @ypalagi 4 роки тому +1

    thanks for this informative video. nagdagdagan pa yung knowledge ko about PAGIBIG. more powers sir! godbless!

  • @t-90atank35
    @t-90atank35 Рік тому +1

    Thank you po, im researching everything para pag nagkafamily na ako sarili

  • @jerryvillanueva7162
    @jerryvillanueva7162 4 роки тому +3

    Informative! Thank you! I have been wanting to know about Pag-ibig housing loan.

  • @ClickKen
    @ClickKen 3 роки тому +44

    Shet ang tanda ko na. Andito nko sa mga ganitong videos 🤣

  • @DiaryofaWorkingLawStudent
    @DiaryofaWorkingLawStudent 3 роки тому +2

    Andami ko nang napanood na vlogs about dito pero ito lang yung sumagot sa mga tanong ko!!! THank you for this video!!

  • @marygracepagcaliwagan989
    @marygracepagcaliwagan989 2 роки тому +2

    Thank you Sir for sharing the information.😊

  • @taxpayer7400
    @taxpayer7400 5 років тому +6

    Good explanation sir

  • @deenagonzales2017
    @deenagonzales2017 5 років тому +14

    ang galing at napakaclear mong mag-explain sir😊

    • @RalfRogerTagao
      @RalfRogerTagao  5 років тому

      Thanks

    • @Dnlrmrez
      @Dnlrmrez 5 років тому +2

      Tama. Dapat marami manood neto at mainform. Napaka informative walang paligoy ligoy.

    • @jeffyorodioperalta4187
      @jeffyorodioperalta4187 5 років тому

      @@RalfRogerTagao sir 37 na po ako gsto ko mag loan sa pag ibig ng 3m. My contract ako pero walang payslip.dito ako sa uk around 130k sahod ko buwan buwan.ano po ba gagawin. Mwron po ako bank statment na nagpapatunay na ganyan po sahod ko monthly. Thank u

    • @RalfRogerTagao
      @RalfRogerTagao  5 років тому

      @@jeffyorodioperalta4187 hindi po nagpapaloan ang Pagibig ng cash. housing loan po at nakadepende na un sa price ng bahay na kukunin nyo. let say 2Million loanable amount ng bahay tpos even qualified naman kyo sa 3million housing loan, hanggang 2million lng ung loan amount na pwede. so nakadepende yan sa bahay na bibilhin po ninyo

    • @cynthiapasion9761
      @cynthiapasion9761 5 років тому

      @@RalfRogerTagao sir puedi ba i loan 200k lang ?

  • @marygracecagas8572
    @marygracecagas8572 Рік тому +2

    Salamat sir sobrang clear ang explaination mo sayo lang ako nkaintindi ng maayos

  • @heyfelicity_
    @heyfelicity_ 4 роки тому +1

    very helpful😇 thank you so much for the clear explanation🙏

  • @creacrafts
    @creacrafts 4 роки тому +7

    Very clear explanation po Sir and direct to the point. Learning so much from you po. Thanks so much for sharing your valuable insights and knowledge! Stay blessed!

  • @mhel8801
    @mhel8801 5 років тому +6

    Pwede mo ba ishare yang spreadsheet na yan? Saan nmin pwede idownload? Salamat po

    • @RalfRogerTagao
      @RalfRogerTagao  5 років тому +1

      sinumarize ko lng po yan. no need naman po na makuha nyo pa po ang details. pag nag avail po kyo ng bahay, meron na pong computation na binibigay ang developer

    • @limetche3208
      @limetche3208 5 років тому

      @@RalfRogerTagao
      New Subie here po.. Pwede ba Magloan sa pag ibig pera ang kukunin mo at ikaw na magpapatayo ng bahay

    • @RalfRogerTagao
      @RalfRogerTagao  5 років тому +4

      @@limetche3208 hindi po nagpapaloan ng pera agad agad si Pagibig. pag home construction loan, on a reimbursement basis ang Pagibig depende na sa napagawa mo. ang logic ksi nun, baka sa iba gamitin if pera agad ang ipaloan ni Pagibig. gaya sa mga housing projects, si Developer muna magpatayo ng bahay bago magpaloan si Pagibig. subukan nyo pong mag direct mismo sa Pagibig

    • @limetche3208
      @limetche3208 5 років тому

      @@RalfRogerTagao
      OK po at Maraming salamat sa Info.

    • @aeron_man
      @aeron_man 4 роки тому +1

      Hi sir. Ask ko lng bakit yung mga pinagtanungan ko ng sample computation na may loanable amount na 950k is almost 6.3k a month samantalang 5.9k lng sa video mo sir.

  • @shieloud.nam-ay943
    @shieloud.nam-ay943 4 роки тому +1

    Thank you for sharing sir...

  • @vash8765
    @vash8765 4 роки тому +1

    Maraming salamat po sa kaalaman na binabahgi nyo sir. Godbless po!

  • @edwardoscarhernando9850
    @edwardoscarhernando9850 5 років тому +4

    Question for Ralp:
    My parents are retired from the US and they are both collecting Annuity Pensions, IRA and Social Security Retirement pay for a total of about $77, 800 USD. Both are american citizens . Dad is pure American & my Mom was born in the Philippines & has dual citizenship. They are both in their mid 60's. My question is, can they buy a house at that age in the PI (with a loan)& if so how much house can they buy, down payment, etc.? Thanks! Justin

    • @RalfRogerTagao
      @RalfRogerTagao  5 років тому

      Hi Sir Justin. If thru Pagibig financing, an applicant must not be more than 65 years old at the time of processing of loan. and maturity of loan is at maximum 70 years old. meaning if they are 60 years old and they will loan a house, max is 10 years term.

    • @edwardoscarhernando9850
      @edwardoscarhernando9850 5 років тому +5

      First off , thank you for your response! We are a bit disappointed that the financing companies in the Philippines is almost saying straight to your face, you're too old to buy a house so we can't finance you. As I said they are both retired so they are 65 years old and just wanted to enjoy their remaining golden years in my Mom's country. I'm sorry; however, the financing rules that you just quoted is discriminatory! These will not remotely happen here in the USA.

    • @fetawingan1788
      @fetawingan1788 Рік тому

      Good day po ano po pwede kong i apply s loan s pag ibig po..bale po hindi pa kasi natapos bahay namin nag ka short budget lng po...slmt sir actve member po ako s pag ibig ofw po ako..slmt sir

  • @patrickmole9645
    @patrickmole9645 3 роки тому +2

    Ang galing. Direct yung explanation

  • @imrayam
    @imrayam 3 роки тому +2

    Salamat po sa info. Naliwanagan ako dun sa 6M. God bless!

  • @oppahadventures114
    @oppahadventures114 4 роки тому +1

    The best ka sir. Very helpful video. God bless you more!

    • @RalfRogerTagao
      @RalfRogerTagao  4 роки тому

      thank you po

    • @arlenebuenaflor2391
      @arlenebuenaflor2391 3 роки тому

      Sir Ralf 19,000/month po ang salary q may balak po aqng magloan ng 1million, possible po kya maapproved. Ipangbibili q kc ng haus na binebenta samin.

  • @marcangelopuno8458
    @marcangelopuno8458 2 роки тому +2

    loved your video presentation. madaling maintindihan at the same time educational. thank you

  • @jonascapote1605
    @jonascapote1605 2 роки тому +1

    Super linaw ng mga explanation mo sir sa bawat video mo.. super laking tulong sa mga nakakapanood . .

  • @Lolo_Ian
    @Lolo_Ian 2 роки тому +2

    Thank you sir! napakaganda ng explanation niyo. Thank you for sharing your knowledge.

  • @lalalopez3295
    @lalalopez3295 3 роки тому +2

    very informative! thanks for this sir!

  • @kenjiasuncion2468
    @kenjiasuncion2468 3 роки тому +1

    very helpful pra sa mga nagpaplano makakuha ng sariling bahay.
    Godbless to you sir and sa mga nanonood po neto.

    • @RalfRogerTagao
      @RalfRogerTagao  3 роки тому

      thank you po, you can watch my other videos po especially ung mga bago. thanks

  • @michaelobtiar7293
    @michaelobtiar7293 Рік тому +1

    Thank you sir ngayon nalaman ko kung anong bracket ang i loan ko s Pag ibig.. Salamat s info.. Keep up the good share po..

  • @lourdespagaspas8211
    @lourdespagaspas8211 4 роки тому +1

    Salamat...sa mga kagaya nmin na mababa lang Ang pinag aralan at kulang sa kaalaman tungkol sa pag ibig loan napkalaking tulong Ang video mo ..God bless you..

  • @crisbats4403
    @crisbats4403 4 роки тому +1

    Thanks for the information. God bless

  • @limarivlogs
    @limarivlogs 3 роки тому +1

    Ty sir . Napaka linaw ng pag explain niyo po .

  • @anne-sf9nn
    @anne-sf9nn 2 роки тому +2

    Salamat, sa paliwanag😍

  • @benjvillagracia
    @benjvillagracia 3 роки тому +1

    Sobrang direct to the point. Feeling ko naloko ako shet

  • @lloydneri5619
    @lloydneri5619 4 роки тому +2

    thank you for summarizing the pagibig loan hahahaha this really help me a lot for starters like me

  • @glaizacerizaolba3488
    @glaizacerizaolba3488 3 роки тому

    Very informative. Thank you sir.Ralf 😊 More power.

  • @beldeckcanobas7111
    @beldeckcanobas7111 4 роки тому +1

    Thank you Sir! Na intindihan ko na.

  • @rensonofficial
    @rensonofficial 4 роки тому +1

    Maraming salamat sir. Keep it up

  • @denbinala6973
    @denbinala6973 2 роки тому +1

    Thank you! been looking for this kind of infos

  • @thyzakiyt2524
    @thyzakiyt2524 3 роки тому +2

    Salamat sa pagpapaliwanag. 😍

  • @xMaouSama
    @xMaouSama Рік тому +2

    nice nice complete eto gusto kong malaman.

  • @angeld1333
    @angeld1333 3 роки тому +2

    Nice! Salamat sir!

  • @postrerointongjenalyn385
    @postrerointongjenalyn385 3 роки тому +1

    Ayus yan may natutunan ako

  • @usagitsukino1626
    @usagitsukino1626 Рік тому +2

    Something I learned recently is that isang factor lng ang sweldo at edad the other factor is the value of the actual property. Kahit malaki ang sweldo mo eh mababa lng ang value ng property hindi din ganun kalaki ang e aapprove ni pag ibig

  • @johnkamilmalabunga5551
    @johnkamilmalabunga5551 2 роки тому +1

    Sobrang Salamat po Sir. 🙏🙏🙏🙏

  • @lakaytv7087
    @lakaytv7087 3 роки тому +1

    Thanks 4 the nice video lods! God blessed

  • @suzettetabora5913
    @suzettetabora5913 2 роки тому +2

    Thank u very informative

  • @s.marleygameon7181
    @s.marleygameon7181 4 роки тому +1

    Galing mo kuya...
    Dami ko natutunan sayo...

  • @marielmolaro8019
    @marielmolaro8019 4 роки тому +1

    Helpful!!!! Thank you!

  • @yadinvibes2241
    @yadinvibes2241 3 роки тому +1

    Salamat po, sobrang nkakatulong po ito sakin ngayon. Ganda ng paliwanag

  • @angelaarco8170
    @angelaarco8170 3 роки тому +2

    Thank you po Sir for sharing!

  • @cristinecasillan628
    @cristinecasillan628 2 роки тому +2

    Thank you so much sir very impormative god bless

  • @yhukzkiehalfon7311
    @yhukzkiehalfon7311 4 роки тому +1

    Thank you sa info Sir

  • @jamelynhizole1406
    @jamelynhizole1406 4 роки тому

    Thank you for this informative video!

  • @pippayhanchieyoutubechanne1424
    @pippayhanchieyoutubechanne1424 3 місяці тому +1

    First time ko manuod. Pero dami ko ng natutunan dahil vid. Nato❤ 😊

  • @andreasalindato9642
    @andreasalindato9642 4 роки тому +1

    pasok sa banga ang explanation ninyo, sir.. salamat po😊

  • @irishnicolas2473
    @irishnicolas2473 3 роки тому +1

    Love it ❤❤

  • @babymargallo9006
    @babymargallo9006 2 роки тому +1

    mraming salamat sir God bless and more power

  • @kenjieaki
    @kenjieaki 4 роки тому

    Very informative. Dami kong natutunan s vid na to. 👍👍👍

  • @raffywaminal113
    @raffywaminal113 4 роки тому +1

    Salamat boss😊

  • @josephbee8974
    @josephbee8974 4 роки тому

    Well explained. Thumbs up 👍

  • @malupetz2032
    @malupetz2032 3 роки тому +1

    malaking tulong po itong video nyo., actually lahat ng video nyo sir

  • @leigh8238
    @leigh8238 2 роки тому +1

    Salamat sir. malaking tulong talaga to.

  • @tongbakol4330
    @tongbakol4330 4 роки тому

    Salamat po sir sa kaunting ipimahagi mong kaalaman, God bless po

  • @BisdakBOiEarl
    @BisdakBOiEarl 4 роки тому

    God bless you! thanks for this very enlightening info!!

  • @nicatv3004
    @nicatv3004 3 роки тому

    Thank u sir. Big help mga content nyo.
    God bless po

  • @piaritzel1949
    @piaritzel1949 4 роки тому

    Nice. Direct / straight forward pa.

  • @joshgraham6984
    @joshgraham6984 3 роки тому +1

    Hi! Thanks for sharing I've got idea about getting house thru pag-ibig!
    New subscriber here!

    • @RalfRogerTagao
      @RalfRogerTagao  3 роки тому

      Glad it was helpful! you can also check this other video of mine, ua-cam.com/video/yW6t_bDnwS4/v-deo.html

  • @SimplyNoemiTv
    @SimplyNoemiTv 4 роки тому

    Thank you for sharing,it helps a lot...

  • @beametchamparado6627
    @beametchamparado6627 7 місяців тому +1

    very helpfull po..ito yung sagut sa tanung ko❤

  • @Mae-ny3jt
    @Mae-ny3jt 3 роки тому

    Salamat po sa video na to. Sobrang helpful po!

  • @carmelitarocha3215
    @carmelitarocha3215 2 роки тому +2

    thank u po medyo naiintindihan kna po☺️

  • @ynaandiyachannel1295
    @ynaandiyachannel1295 3 роки тому +2

    Salamat Sir very helpful

  • @lizbethnikki5959
    @lizbethnikki5959 3 роки тому

    Thank you so much sir very helpful.. nasagot na po ang tanong ko don sa isang video nyo.. God bless you

  • @kleosianghio4836
    @kleosianghio4836 3 роки тому

    Thanks, very helpful po!

  • @zero-df9ee
    @zero-df9ee 2 роки тому +2

    Sir pls also discuss ano ung mga added fees pag kukuha ng bahay like yung insurance,title fee,processing fee.ano ano pa po ba ieexpect.

  • @christinepatria463
    @christinepatria463 2 роки тому +2

    Many thanks Sir and Godbless

  • @cristineespanola1310
    @cristineespanola1310 3 роки тому +1

    Thank you po sa paliwanag nalinawan ako kahit papaano..

  • @princekethchannel5350
    @princekethchannel5350 3 роки тому +1

    thankz po sir...ambilis intindihin nang paliwanag mo...

  • @janemisc6378
    @janemisc6378 3 роки тому

    Salamat po! Very informative! God bless po. Meron po ba kayong updated video na gaya nito na angkop ngayong year 2020?

    • @RalfRogerTagao
      @RalfRogerTagao  3 роки тому

      Mabilis na pagcompute ng Housing Loan based sa iyong Salary|Tips on Buying a House Philippines
      ua-cam.com/video/j7YBbJDDWKI/v-deo.html

  • @jhunreyamorganda2200
    @jhunreyamorganda2200 Рік тому +1

    Thank you sa video mo Sir

  • @chrisacemilitar7536
    @chrisacemilitar7536 4 роки тому +1

    Salamat sa info
    Info ko lang sau sir
    Para 90s itchura ng video mo pati datingan mo sir galing kba sa nakaraan

    • @RalfRogerTagao
      @RalfRogerTagao  4 роки тому

      pasensya na boss at ganyan lng ang ating nakayanan.

  • @rheaviancamolina2163
    @rheaviancamolina2163 Рік тому +1

    Thank you, sir!

  • @MrDonnrock
    @MrDonnrock 3 роки тому

    Salamat sir napaka detalyado. Ty

  • @jnc5255
    @jnc5255 2 роки тому

    Thanks po sir napakainformative ng vlog nyu so usefull... ❤️❤️❤️❤️

  • @superBEIZ
    @superBEIZ 4 роки тому

    Sir napaka useful po ng mga videos nyo.

  • @zaldequeboy9726
    @zaldequeboy9726 3 роки тому +1

    Thank you very much for your information sir

  • @ivieraypon8810
    @ivieraypon8810 4 роки тому

    salamat sa info sir very clear.

  • @pilsonashanine5309
    @pilsonashanine5309 4 роки тому +1

    Natututo po ako salamat

  • @nielmarzoliva7793
    @nielmarzoliva7793 Рік тому +1

    salamat sa video mo nakaka buhay ng loob para magka bahay.

  • @roylanteo4654
    @roylanteo4654 4 роки тому

    Salamat sa Info👍👍👍