Your videos on monthly breakdowns are some of the best on YTB 👏👏👏👏💕. Is really helping me with the planning of my move. Hoping to move next year around zone 3 to 6 on a 40k salary on a studio and 1 bed. I’ve shared flats for 15 years and had enough even though my housemates and landlord are lovely
Thank you for sharing I moved house and its expensive buying things new. Could you share tips on how you were able to get things off fb market place. I have tried but not finding nice items
The increase in your electric bill is due to the so called "energy crisis"... I work from home, and I pay around £170. It is pretty nuts. I'm a single 35 year old for reference, no kids or dependants driving my bills up lol
Don’t want to get too specific but Im in zone 2 north London. 😅 it’s definitely not the usual price for a 1 bed here but I rented it a year ago when the market was much better. I made a flat hunting video a year ago so you could see there was also other units around this price, but my landlord was very nice to not raise it to the market price right now this year. 🙏
@@MonicaXGuan haha all good no worries! I was looking in East London and all i couls find were anything about 1800. Hence i was just curious. But thanks for answering though! 😅
nice video i was thinking how much you earn I mean every job here in London pays you around 35k annual for a manager role. for that much I don't think its possible to spend more then 2 grand a month.
Hi Monica! Thanks for the great video, it's very helpful! I moved to London from the US in 2020 it has been quite an experience! Quick question about investing with Vanguard, did you open a UK account? The salary here is in pounds but my US brokerage accounts are in dollars, I find it quite difficult to invest in the UK without exchanging currencies (which often comes with fees) and some of the brokerages here charge fees. Could you do a video on investment as an expat? Or I'd love to connect and chat more about living in London as an expat! Thanks!
Heyyy ofcourse feel free to reach out on IG! But long story short I do invest in pounds out of my salary here but I do have money in Canada that I still use to invest and I just use a canadian platform to invest there so I don’t convert it to use on vanguard specifically. Although I guess when I buy US stocks, the platform automatically exchanges it but I’m avoiding a double exchange situation. Haha
sooo short answer is the income tax is quite high, but based on your income. I'm not sure the exact percentages off the top of my head. 😅 There's no health insurance but since I'm not a citizen and I have a SW visa, my employer paid £800 a year for the health surchage as part of my visa.
Your videos on monthly breakdowns are some of the best on YTB 👏👏👏👏💕. Is really helping me with the planning of my move. Hoping to move next year around zone 3 to 6 on a 40k salary on a studio and 1 bed. I’ve shared flats for 15 years and had enough even though my housemates and landlord are lovely
Can you do a video which includes your favourite places to eat? I'm always short on ideas. Merci!
Ou will do!
Thank you for such an informative video!! Can’t wait for more vlogs and other content from you! Maybe a what i eat in a day?
thank you for all your insightful videos, and happy birthday! 🎉
Hi! How did you learn to invest! Could you please make a video on investing?? Thank you
Thank you for doing this video! It was very interesting 😊
Great video! I’ve lived in London my whole life and it’s still so interesting learning how other people are surviving in this expensive hellhole 😂😂
basically just 💸💸💸💸
you make informative videos come to life 😍
Thank you for sharing I moved house and its expensive buying things new. Could you share tips on how you were able to get things off fb market place. I have tried but not finding nice items
"to make myself better!" How was your kombucha Monica?
The increase in your electric bill is due to the so called "energy crisis"... I work from home, and I pay around £170. It is pretty nuts. I'm a single 35 year old for reference, no kids or dependants driving my bills up lol
How is ur rent so cheap for a one bedroom! I just got to London and only could find one bedrooms for around the 1800-2100 mark.
Ur looking in the posh bits
Council tax is based on the value of the property in 1991, not the current value.
Curious to know which postal do u live where rent for a 1 bedroom is that affordable! And what size is your place?
Don’t want to get too specific but Im in zone 2 north London. 😅 it’s definitely not the usual price for a 1 bed here but I rented it a year ago when the market was much better. I made a flat hunting video a year ago so you could see there was also other units around this price, but my landlord was very nice to not raise it to the market price right now this year. 🙏
@@MonicaXGuan haha all good no worries! I was looking in East London and all i couls find were anything about 1800. Hence i was just curious. But thanks for answering though! 😅
With the rent you look like to be living in zone 6. You liar
nice video
i was thinking how much you earn I mean every job here in London pays you around 35k annual for a manager role.
for that much I don't think its possible to spend more then 2 grand a month.
Hi Monica! Thanks for the great video, it's very helpful! I moved to London from the US in 2020 it has been quite an experience! Quick question about investing with Vanguard, did you open a UK account? The salary here is in pounds but my US brokerage accounts are in dollars, I find it quite difficult to invest in the UK without exchanging currencies (which often comes with fees) and some of the brokerages here charge fees. Could you do a video on investment as an expat? Or I'd love to connect and chat more about living in London as an expat! Thanks!
Heyyy ofcourse feel free to reach out on IG! But long story short I do invest in pounds out of my salary here but I do have money in Canada that I still use to invest and I just use a canadian platform to invest there so I don’t convert it to use on vanguard specifically. Although I guess when I buy US stocks, the platform automatically exchanges it but I’m avoiding a double exchange situation. Haha
Interesting watch and very insightful. Have you considered shared accommodation as it would cut down your rent and utilities?
I personally prefer to live by myself. 😅
All the one-bedroom flats I've been checking out are approximately £1750. Could you recommend areas where the rent falls between £1200 and £1500?
Honestly prices have gone up so much more since I've made this video so it's probably unlike to find that at the moment in zone 1 + 2 :S
Groceries £54 whaaaaaaaaaaat
Even with eating out it’s still £183 on food. How? 😮😮
same reaction. My 1 protein yogurt a day costs me 37 pounds a month🙈. And thats just like 1 snack a day.
Same reaction im suspicious with that😮😮
she literally explained that it’s because her office offer breakfast and lunch lol so she barely has to buy food outside of that
It’s called lying 😂😂
Since you are working in the UK, can you elaborate on your Income Tax situation and Health Insurance?
sooo short answer is the income tax is quite high, but based on your income. I'm not sure the exact percentages off the top of my head. 😅 There's no health insurance but since I'm not a citizen and I have a SW visa, my employer paid £800 a year for the health surchage as part of my visa.
@@MonicaXGuan Maybe "Paying Income Tax in UK vs Canada" might be your next UA-cam video...
How much cost a room in a split house?
I correctly understood that the home expenses are only 50% of your total (including the boyfriend), i.e. in total you get 1620x2, am I right?
Actually I live by myself! So it's 100% of the expenses.😅
@@MonicaXGuan oh you've calmed me down a bit)) I'm in the process of moving to the London now. Thank you for the information!
I am wondering how much you earn 🤔😀
Everyone is? She is flat out lying on most bits
At least you don't have to spend much on looking gorgeous! :-)
Go to London, I guarantee you'll either be mugged or not appreciated.