Basics of a Home Mortgage Discussion ~ Soft Spoken Conversational Educational Regular Voice ASMR

Поділитися
Вставка
  • Опубліковано 10 лис 2024

КОМЕНТАРІ • 27

  • @Nofrillsasmr
    @Nofrillsasmr  2 місяці тому +9

    I made some math and spelling mistakes, please ignore those. 🥴
    I have turned off mid-roll ads (these are the ads that pop up in the middle of videos and help earn money for creators)- if you appreciate this and want to financially support my time and effort please consider hitting the “thanks” ❤️ button above.
    Or if you’d like to buy me a coffee! ☕️ 💕
    www.buymeacoffee.com/nofrillsasmr

  • @maciedixon3983
    @maciedixon3983 2 місяці тому +38

    Since I’m gen z and likely never will be able to own home. Interesting to learn about in theory

    • @Nofrillsasmr
      @Nofrillsasmr  2 місяці тому +29

      That made me sad.
      Never say never. If it's something you really want, you can make it happen! Start keeping an eye on areas you'd like to live and get to know the market, get your financing in order so you're ready if something becomes available, and keep an eye on available funds for first time homebuyers. Plan to put in some sweat equity to keep the price down! I think a lot of homes will be coming on the market in coming years with the boomer and gen xers starting to downsize or pass on.

    • @holdenclements6160
      @holdenclements6160 2 місяці тому +1

      Gen Z here. Been looking for a house for around a year. Close on my first home next month. I am not rich, but I do live in a fairly cheap to live area. A piece of advice to you, don’t live above your means just because you might have friends that do. If you want to be a homeowner you have to put in the time and work to save money. And believe me I know how difficult it is now to save money. Best of luck to you and you can accomplish it if it’s something you truly want!

    • @Nofrillsasmr
      @Nofrillsasmr  2 місяці тому

      @@holdenclements6160 solid advice! Congratulations!!!

  • @KevinSmith-tq3gm
    @KevinSmith-tq3gm 2 місяці тому +5

    You're certainly an expert at ASMR and that's what we need right now 😀 Thank you Linda.

  • @nathanfogel4608
    @nathanfogel4608 Місяць тому

    Congratulations on paying off your home! I'd love to see more videos of this style!

  • @urbumminmeowt
    @urbumminmeowt 2 місяці тому +1

    As a nurse watching people get super sick the same year they retire, I want to own my home so badly for that stability. People don't realize that life moves so fast and housing is so important. CONGRATS, you did that!!!! That is so cool imo.
    I'm miffed I got a townhouse at this high interest rate, but hoping to use it as a rental in future years. My parents are financially illiterate, so most of my adult life is learning from mistakes and long UA-cam research. It feels insurmountable to get ahead nowadays. This was so pleasant to watch, and in the future I hope you make more like it!

    • @Nofrillsasmr
      @Nofrillsasmr  2 місяці тому +1

      Good for you for figuring it all out! Maybe when interest rate come back down you’ll be able to refinance at the lower rate.
      Thank you so much watching and for the support! 💐

  • @brooke_t23
    @brooke_t23 2 місяці тому +1

    Just bought our first house in January. That pay every 2 weeks is something I hadn’t heard of before, I might try it! Great video as always.
    Also congratulations on paying off your mortgage, that is such an amazing accomplishment!! 🥳

    • @Nofrillsasmr
      @Nofrillsasmr  2 місяці тому +2

      @@brooke_t23 congratulations!! That 2 week thing is where I made a stupid math error - you get one extra payment per year, but still good!

  • @BillyManthey
    @BillyManthey 2 місяці тому

    Funny seeing the difference in mortgages in different countries. Here in New zealand you can fix for 6 months, 1 year, 2 year etc up to 5 years. the lower the time span the higher the rate normally. Seems so crazy to be fixed on the same rate for 30 years!

  • @imscottyspeed
    @imscottyspeed 2 місяці тому +1

    Great video 👏🏻 such an easy to listen to voice as well

    • @Nofrillsasmr
      @Nofrillsasmr  2 місяці тому

      @@imscottyspeed Thank you!! 😊

  • @mariposamoreno
    @mariposamoreno 2 місяці тому +2

    i will likely never have a mortgage for all sorts of reasons, i am 41 😂…
    but maybe one day. who knows.
    anyway, good video!

    • @lauraabrego2388
      @lauraabrego2388 2 місяці тому

      Dont say that. I recently bought my first home for 80K in Pittsburgh 3 years ago. I was 42. Dont give up, theres still some affordable cities out there.

  • @Chanc369
    @Chanc369 2 місяці тому

    Very sleepy thank you Linda ❤😊

    • @Nofrillsasmr
      @Nofrillsasmr  2 місяці тому +1

      @@Chanc369 Thanks for watching! 💤

  • @Chanc369
    @Chanc369 2 місяці тому +1

    I can’t wait to own a home 😊

  • @mads21423
    @mads21423 2 місяці тому +3

    Thank you for the advice do you think you could do a video of storys from your child hood

    • @lucienuismybaby5805
      @lucienuismybaby5805 2 місяці тому

      I second this suggestion!! Those asmr videos tend to be my favorite

    • @Nofrillsasmr
      @Nofrillsasmr  2 місяці тому +3

      I feel like so many videos I have are full of stories - it might get repetitive. I think this one has a few, maybe. ua-cam.com/video/89K5mrPYwJQ/v-deo.htmlsi=dE8n3jlKgs-A4m8n

  • @mackenziea7394
    @mackenziea7394 2 місяці тому

    Thanks for the video! I love your channel! Also I watched your lunch video yesterday and I wanted to know what your cat’s name is!!

    • @Nofrillsasmr
      @Nofrillsasmr  2 місяці тому +1

      @@mackenziea7394 Cooper! He always wants to be around when I’m filming and he has been heard snoring, chewing on plastic, sneezing, barfing - he’s got real star qualities! lol!

  • @EvanYT03_2.0
    @EvanYT03_2.0 2 місяці тому

    🔥🔥🔥🔥🔥