Hi Prem - Please give details/procedure to buy new house. The second video mostly explains about existing home ( old home ) buying procedures. Would like to know for brand new home buying procedures as well. Thanks
Thanks again for a clear and useful video. I have few questions, could you please add them in your new video, will be much thankful: 1. What is escrow 2. Should we go for prequalifying or preapproval first 3. Is it advisable to choose a newly built home or older homes 4. How about townhomes vs condos vs individual homes
You are right . Budget is first thing to decide based on salary . Payment , property tax and insurance should not exceed 30% of salary . Make the calculation based on 15 year fixed mortgage rate and that helps to build equity .
Can you pl clarify what is the registration process for apartments? How much is the fee in that case? Also for cost comparison between rented & owned place, shouldn't you factor in condo fee & house tax which are significant?
We are in dubai, is it now advisable to buy in dubai, at this scenarios, already we finalized property, bcaz of covid we stopped all the process, any idea abt uae
Sister it’s depends on the profession,our close relatives are in UAE they said that the economy is not good since the oil prices getting declined worldwide
You didn't talk about electricity bill differences between rented 2 bhk 1000 square feet vs own town house 1700 square feet. If you add that it will make further more difference
Hi aunty... thank u 🙏🙏 Dayton is near from our place Tamil restaurant in dayton is very famous and we covered in the below link .. hope you will like this video too ua-cam.com/video/B04dZvl_EIs/v-deo.html
Pl talk about what all to look for while buying a used house? Like roof, plumbing works etc, do we have to check them or will the inspection procedure itself cover that as well?
Great video and EXTREMELY useful info! I recently bought a home and we were lucky to get a realtor who genuinely looked out for our interest (there were situations when the realtor said no this house is not a good fit for you based on the criteria we had in mind and the offer price etc.,) While many people simply look for how much the realtor gives back to you (portion of their realtor fee), don’t just use that as a criteria because a good realtor can go a looong way. While the 1-2% return looks nice, the amount of time they spend with you will be less, the attention you get will be less, and several other items to consider. A good realtor is someone who will represent you and will need to look out for your best interest. If you’re looking out for a property in Houston - I’m happy to recommend my realtor (Laura Caffey)
I am uma from Ambattur. Both r talked about U.S visa details, telling இங்க அங்க not mentioned india or US, so please mention country instead of இங்க அங்க. Ur all details very useful for us. Thank u so much for ur information.
I appreciate your efforts for giving clear information on any topic you do. When you buy home from Realtor make sure what major repair-will b done please minor things make sure realtor say and get it done. Handing over we thot they ll do proper but without cleaning or removing things they gave. So tell ppl how to deal with this. Complaint details. This may be useful for many new buyers. Don’t put all money in home as u might have some major purchase of washer dryer fridge or any repair.
Hi I’m a new subscriber to your channel.appreciate your work.can you tell which one is better between a new home and an old one while buying a house in US
Again its depends on the individual sister... if you are thinking about the home as investment old one would be the benefit one.. if you are thinking about the luxury then new house would be perfect... also new home would be recommend if you are planning to stay more than 15 years
Good info... comparatively Cincinnati la eruka 🏡 less than Columbus... but enaku Columbus la vaganum nu Aasai... India va Columbusa na India than pa ...
Hi Prem and Arthi, you guys are doing good. Keep it up. Hi Prem, Am not sure whether you remember me. Am Ravendiran worked in Wipro, Blore. We used to meet in gym. Take care buddy.
Thanks for the information bro. Very nice. Let us say if we took 15 year loan but a person pays more EMI over the period and want to close the loan quickly. Is that possible ?
Part 1 video .. Rent Vs Own house எது best ?? 👇👇👇👇
ua-cam.com/video/crJYoZQzT2Q/v-deo.html
Nice info.
Awesome it was informative! Ketadhukaaga video panadhuku mikka Nandri 🙏
Nandri sis😊
House with Radon gas we can buy ah and can install radon remover is good ah
Very helpful. Thank you Arthi and Prem
Idhuku neega evlo refer panirupeega aana engaluku short and sweet ah solreega thank u so much sister and brother
Nandri🙏
Hi Prem - Please give details/procedure to buy new house. The second video mostly explains about existing home ( old home ) buying procedures. Would like to know for brand new home buying procedures as well. Thanks
Sure bro 👍👍
Thanks again for a clear and useful video. I have few questions, could you please add them in your new video, will be much thankful:
1. What is escrow
2. Should we go for prequalifying or preapproval first
3. Is it advisable to choose a newly built home or older homes
4. How about townhomes vs condos vs individual homes
You are right . Budget is first thing to decide based on salary . Payment , property tax and insurance should not exceed 30% of salary . Make the calculation based on 15 year fixed mortgage rate and that helps to build equity .
Yes bro ... exactly 🙌🙌
Can you pl clarify what is the registration process for apartments? How much is the fee in that case? Also for cost comparison between rented & owned place, shouldn't you factor in condo fee & house tax which are significant?
Clear explanation free ah easy ah solreega thanks sis and bro
We are in dubai, is it now advisable to buy in dubai, at this scenarios, already we finalized property, bcaz of covid we stopped all the process, any idea abt uae
Sister it’s depends on the profession,our close relatives are in UAE they said that the economy is not good since the oil prices getting declined worldwide
You didn't talk about electricity bill differences between rented 2 bhk 1000 square feet vs own town house 1700 square feet. If you add that it will make further more difference
Quite informative. U guys stay in Columbus? My daughter stays in n Dayton, Ohio 9 months back after her marriage
Hi aunty... thank u 🙏🙏
Dayton is near from our place
Tamil restaurant in dayton is very famous and we covered in the below link .. hope you will like this video too
ua-cam.com/video/B04dZvl_EIs/v-deo.html
@@ArthiPrem I told my daughter...she had been there twice and had veg biryani
Pl talk about what all to look for while buying a used house? Like roof, plumbing works etc, do we have to check them or will the inspection procedure itself cover that as well?
Sure sister ... thanks for your comments 🙏
Great video and EXTREMELY useful info!
I recently bought a home and we were lucky to get a realtor who genuinely looked out for our interest (there were situations when the realtor said no this house is not a good fit for you based on the criteria we had in mind and the offer price etc.,)
While many people simply look for how much the realtor gives back to you (portion of their realtor fee), don’t just use that as a criteria because a good realtor can go a looong way. While the 1-2% return looks nice, the amount of time they spend with you will be less, the attention you get will be less, and several other items to consider. A good realtor is someone who will represent you and will need to look out for your best interest.
If you’re looking out for a property in Houston - I’m happy to recommend my realtor (Laura Caffey)
Wow interesting😊😊good luck guys....... am new subscriber
Thanks sis😊
Hi I have one question before confirmation house how we now loan amount eligible are not?
Once you send the details to the bank , they will let u know the status whether you are eligible or not
Before starting home we can ask bank. How much eligible loan?
Thanks
Very good information
Thanks bro🙏
I am uma from Ambattur. Both r talked about U.S visa details, telling இங்க அங்க not mentioned india or US, so please mention country instead of இங்க அங்க. Ur all details very useful for us. Thank u so much for ur information.
Good tips about buy home. My Q&A is there any vital role on our Ctedit score to get a mortgage loan? Appreciated..
Thanks for the info..Hope u r in Chicago..can u provide the realtor which u have gone through?
Very good. Pl continue with the good work
Thanks🙏
Wow... Good👍
Thanks sis🙏
I appreciate your efforts for giving clear information on any topic you do. When you buy home from Realtor make sure what major repair-will b done please minor things make sure realtor say and get it done. Handing over we thot they ll do proper but without cleaning or removing things they gave. So tell ppl how to deal with this. Complaint details. This may be useful for many new buyers. Don’t put all money in home as u might have some major purchase of washer dryer fridge or any repair.
Can I buy home in USA from India for investment purpose?
You can buy a home if you are ready to pay in full cash... because getting loan from lender is difficult in this case
Thank u
Please do a video for difference between town homes and individual homes in USA
Sure bro👍
Thank you 😊
Hi I’m a new subscriber to your channel.appreciate your work.can you tell which one is better between a new home and an old one while buying a house in US
Thanks sis,sure👍
Again its depends on the individual sister... if you are thinking about the home as investment old one would be the benefit one.. if you are thinking about the luxury then new house would be perfect... also new home would be recommend if you are planning to stay more than 15 years
Thanks. You guys are doing great job. Can F1 visa (student status) can buy a house?
Yes bro absolutely 🙌🙌
Thanks Sis and Bro. Will the F1 student get bank loan In USA to buy the house?
Krishnakumar S getting loan would be the trickiest part while in F1 VISA
But I hope at least some financial institutions will provide the loan
Arthi Prem thanks for your inputs.
Good info... comparatively Cincinnati la eruka 🏡 less than Columbus... but enaku Columbus la vaganum nu Aasai... India va Columbusa na India than pa ...
Hey hi sis Enga ooru kumbakonam ...
Anna pl explain about non IT / mba jobs in America for career break women
Hi Prem and Arthi, you guys are doing good. Keep it up. Hi Prem, Am not sure whether you remember me. Am Ravendiran worked in Wipro, Blore. We used to meet in gym. Take care buddy.
I remember ravendiran
How are you? Very happy to see your comments 😊
@@ArthiPrem am doing good. Hope you are doing good. Take care.
Arthi... giving alternative is nice option .... thanx bro..👍
Thanks sis😊
Thanks for the information bro. Very nice. Let us say if we took 15 year loan but a person pays more EMI over the period and want to close the loan quickly. Is that possible ?
Yes bro... 15 years will pay more EMI and complete the loan faster
Currently 15 yrs mortgage loan is coming as great interest rate
You both are doing good. Appreciate the work that you put in for each video..............
Thanks bro🙏
Hi I am Ram Zoe Thanks you so much for your information Arthi Perm It’s really helpful . I have question can we able to build our own house in USA.
You both are doing good. Appreciate the work that you put in for each video. Have already subscribed to your channel.
Thanks bro🙏
Hey Prem ,
How about investing in a home and renting out ?
Yea its the good options... but when you are in H1B visa it should not be like active income ...
Thank you so much Arthi 😊
😍
Again good job guys:)
அனைவருக்கும் வணக்கம் 🙏🇪🇺
Hi brother you look like
R&b singer Chris brown
From 🇩🇪👍🏼
Nandri bro🙏
Talk about down payment
Sure👍
Definitely it will be the interesting topic where we can save some money
Will do